936-Jeevan Labh
Prepared By
Deepak S
DO
Ph: 9500004559
[email protected]
This is proposed to
Proposer Details
Name
Age 54
Plan Name 936-Jeevan Labh
Sum Assured 200000
Policy Term 21
PPT 15
DAB Rider 0
AD & DB Rider 200000
Term Rider 0
CIR SA 0
PWB Rider -
First Year Premium
YLY HLY QLY MLY
13575 6855 3462 1154
12990+585 6560+295 3313+149 1104+50
2nd year onwards
YLY HLY QLY MLY
13282 6708 3388 1129
12990+292 6560+148 3313+75 1104+25
Total Premium Rs.199523
Total Returns Rs.404800
Save Rs.36 per day for 15 yrs, and get a bulk
amount of Rs.404800 at Age:75
Year Age Premium Natural Accidental Returns CashValue Loan
2024 54 13575 208800 408800 0 0 0
2025 55 13282 217600 417600 0 7794 7014
2026 56 13282 226400 426400 0 15896 14306
2027 57 13282 235200 435200 0 31689 28520
2028 58 13282 244000 444000 0 39770 35793
2029 59 13282 252800 452800 0 47961 43164
2030 60 13282 261600 461600 0 56294 50664
2031 61 13282 270400 470400 0 66736 60062
2032 62 13282 279200 479200 0 77842 70057
2033 63 13282 288000 488000 0 89647 80682
2034 64 13282 296800 496800 0 102211 91989
2035 65 13282 305600 505600 0 115569 104012
2036 66 13282 314400 514400 0 129764 116787
2037 67 13282 323200 523200 0 144853 130367
2038 68 13282 336000 536000 0 161750 145575
2039 69 0 345800 545800 0 179149 161234
2040 70 0 355600 555600 0 197761 177984
2041 71 0 365400 365400 0 217685 195916
2042 72 0 377200 377200 0 239696 215726
2043 73 0 390000 390000 0 264840 238356
2044 74 0 404800 404800 0 279672 251704
2045 75 0 0 0 404800 0 0
0 0 199523 0 0 404800 0 0
You have to pay the premium for 15 yrs
(from Age:54 - Age:68)
If you take the payment mode as yly then you have to pay Rs.13575 for the first
year,from 2nd year onwards Rs.13282
Totally you will pay Rs.199523
At Age-75 you will receive Rs.404800
Natural Risk Cover is Rs.208800-Rs.404800 as shown in the above
table......For example
In case of Natural Death at Age-59, Nominee will receive Rs.252800
Accidental Risk Cover is Rs.408800-Rs.404800 as shown in the above
table......For example
In case of Accidental Death at Age-59, Nominee will receive Rs.452800
If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-61, you will receive Rs.66736
You can take the loan as shown in the above table under Loan Column.....For
example
at Age-61, you can take a loan of Rs.60062
Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----MER----
For Proposers under NMG(SAP) and NMG(NSAP) for others
----MER----
Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience
