17-10-2024
Quote No : cf1ns3qivse
Benefit Illustration for HDFC Life Click 2 Protect Super
This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Protect Super
Age is taken as on last birthday Proposal No: NA
Name of the Prospect/Policyholder: Xyz Name of the Product: HDFC Life Click 2 Protect Super
A Non Linked, Non Participating, Individual,
Age: 31 Tag Line: Pure Risk Premium/Savings Life Insurance
Plan
Name of the Life Assured: Xyz Unique Identification No: 101N145V05
Age: 31 GST Rate: 4.50%* for first year
Gender: Male 2.25%* second year onwards
Policy Term: 40 Years
Premium Payment Term: 15 Years Tobacco User: No
Amount of Instalment Premium (Without
Rs.22346
GST):
Mode of Premium Payment: Annual
*0% if qualifies as zero-rated supply under GST law
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy
Policy Details
Plan Option Life Basic Sum Assured Rs. 5000000
Sum Assured Factor Option A Sum Assured on Death (at inception of the policy) Rs. 5000000
WOP CI Benefit No WOP on total Permanent Disability No
Return of Premium Benefit Yes Spouse Cover Option No
Level Cover Period(Years) Not Applicable Ammortization Rate Not Applicable
Parent Secure Option No Life Stage Option No
Death Benefit to be received as instalment(Parent Secure
No.Of Nominee(s)(Parent Secure Option) Not Applicable Not Applicable
Option)
Instalment Frequency(Parent Secure Option) Not Applicable
Premium Summary
PP PP HPR HPR Total
Base Plan CI Rider IB Rider Rider Rider Rider Rider Instalment
(PAC) (ADC) (CCI) (CC) Premium
Instalment Premium without GST 22346 0 0 0 0 0 0 22346
First Year Premium
Instalment Premium with First Year GST 23352 0 0 0 0 0 0 23352
Instalment Premium without GST 22346 0 0 0 0 0 0 22346
Second Year Premium
Instalment Premium with GST 2nd Year Onwards 22849 0 0 0 0 0 0 22849
1/2
(Amounts in Rupees.)
Policy Single/ Guaranteed Non Guaranteed Surrender
Year Annualized Value
Survival Benefit/ Accrued Guaranteed Other Maturity Death Policy Cancelation Min Guaranteed Surrender Special Surrender
Premium Payable
Additions Benefits Benefit Value Value Value
1 22,346 0 0 0 50,00,000 0 0 4,601 4,601
2 22,346 0 0 0 50,00,000 0 13,408 9,744 13,408
3 22,346 0 0 0 50,00,000 0 23,463 15,481 23,463
4 22,346 0 0 0 50,00,000 0 44,692 21,867 44,692
5 22,346 0 0 0 50,00,000 0 55,865 28,961 55,865
6 22,346 0 0 0 50,00,000 0 67,038 36,821 67,038
7 22,346 0 0 0 50,00,000 0 78,211 45,510 78,211
8 22,346 0 0 0 50,00,000 0 91,172 55,093 91,172
9 22,346 0 0 0 50,00,000 0 1,06,590 65,639 1,06,590
10 22,346 0 0 0 50,00,000 0 1,20,668 77,216 1,20,668
11 22,346 0 0 0 50,00,000 0 1,35,193 89,898 1,35,193
12 22,346 0 0 0 50,00,000 0 1,50,165 1,03,755 1,50,165
13 22,346 0 0 0 50,00,000 0 1,68,489 1,18,853 1,68,489
14 22,346 0 0 0 50,00,000 0 1,84,578 1,35,256 1,84,578
15 22,346 0 0 0 50,00,000 0 2,01,114 1,53,025 2,01,114
16 0 0 0 0 50,00,000 0 2,04,466 1,61,433 2,04,466
17 0 0 0 0 50,00,000 0 2,11,170 1,70,118 2,11,170
18 0 0 0 0 50,00,000 0 2,14,522 1,79,043 2,14,522
19 0 0 0 0 50,00,000 0 2,17,874 1,88,159 2,17,874
20 0 0 0 0 50,00,000 0 2,21,225 1,97,414 2,21,225
21 0 0 0 0 50,00,000 0 2,27,929 2,06,761 2,27,929
22 0 0 0 0 50,00,000 0 2,31,281 2,16,149 2,31,281
23 0 0 0 0 50,00,000 0 2,34,633 2,25,529 2,34,633
24 0 0 0 0 50,00,000 0 2,37,985 2,34,870 2,37,985
25 0 0 0 0 50,00,000 0 2,44,689 2,44,139 2,44,689
26 0 0 0 0 50,00,000 0 2,48,041 2,53,315 2,53,315
27 0 0 0 0 50,00,000 0 2,51,393 2,62,374 2,62,374
28 0 0 0 0 50,00,000 0 2,54,744 2,71,300 2,71,300
29 0 0 0 0 50,00,000 0 2,61,448 2,80,064 2,80,064
30 0 0 0 0 50,00,000 0 2,64,800 2,88,622 2,88,622
31 0 0 0 0 50,00,000 0 2,68,152 2,96,917 2,96,917
32 0 0 0 0 50,00,000 0 2,71,504 3,04,866 3,04,866
33 0 0 0 0 50,00,000 0 2,78,208 3,12,362 3,12,362
34 0 0 0 0 50,00,000 0 2,81,560 3,19,262 3,19,262
35 0 0 0 0 50,00,000 0 2,84,912 3,25,386 3,25,386
36 0 0 0 0 50,00,000 0 2,88,263 3,30,520 3,30,520
37 0 0 0 0 50,00,000 0 2,94,967 3,34,399 3,34,399
38 0 0 0 0 50,00,000 0 2,98,319 3,36,716 3,36,716
39 0 0 0 0 50,00,000 0 3,01,671 3,37,122 3,37,122
40 0 0 0 3,35,190 50,00,000 0 0 0 0
Notes:
1.Annualised Premium excludes underwriting extra premium, frequency loading on premiums, the premium paid towards rider, if any, and Goods & Service Tax.
2. The benefits illustrated are as of at end of year.
3. Surrender value (if applicable) will be higher of GSV (Guaranteed Surrender value) and SSV (Special Surrender Value).
I , have explained the premiums/ charges, and benefits under the policy fully to the I Xyz ,having received the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.
Place :
Date : Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder
2/2
