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Digit Private Car Policy

(AKA the paper you pull out when you get pulled over)
This is one of the most important things in your car, along with your car freshener, loose
change, and mobile holder. Carry it with you always. (Not on you, on your smartphone,

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ideally.)

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UIN NO.: IRDAN158RP0005V01201718

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Go Digit General Insurance Ltd.

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Policy No: D173050661

Page No: 1 of 9
Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go Digit General Insurance
Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website : www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158, CIN -
U66010PN2016PLC167410
 Let's talk about you
It’s the details that ensure this policy is yours
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YOUR DETAILS PARTNER DETAILS

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Name: AJAY SINGH Partner Name: Digit Website

Registration Number: DL9CAW8820

Partner Code : 1000651
Policy Number: D173050661 / 05112024
Partner Mobile Number:
FH Mobile Number: xxxxxxxxx6256

Partner Email : [email protected]

Email: [email protected]

20101

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These are your policy details.

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It’s what the fine folks at traffic enforcement will want to see.
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Policy Issue 05-Nov-

Policy no D173050661 / 05112024
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Date 2024
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Direct
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Period of Policy for Own Damage Cover and From 05-Nov-2024 17:33:58
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Add on(s) (if opted)

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G To 04-Nov-2025 23:59:59
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From 05-Nov-2024 17:33:58

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Period of Policy for Third Party Liability

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To 04-Nov-2025 23:59:59
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Period of Policy for From -- --

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PA Owner-Driver To -- --
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NCB % (Current Policy) 0% Invoice No IA153487235

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Additional Excess (`) -- Invoice Date 05-Nov-2024

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1197
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Coverages Opted Package Policy Voluntary Deductible --

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Compulsory Deductible 1000

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Address New Delhi,New Delhi-110001

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Petr

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Policy No: D173050661
Page No: 2 of 9
Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go Digit General Insurance
Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website : www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158, CIN -
U66010PN2016PLC167410
 This is what you pay us.
Think of us as your car's bodyguards.
Own Damage Premium [A] (`) Liability Premium [B] (`)
Total Basic Own Damage Premium (`) 12935.00 Basic Third-Party Liability (`) 3416.00
NCB Discount Amount (`) PA cover for Owner-Driver (`) --
Others (`) -3233.73 TP for Bi-fuel kit (`) --
Own Damage Premium (`) 9701.27 PA cover for 5 passengers 0 (`) --
Add-On(s) Premium (`) 0.00 Legal Liability to Paid Driver (`) --
PA cover for Paid Driver (`) --
Total OD Premium (`) 9701.27 Total Act Premium (`) 3416.00

Net Premium (A+B) (`) 13117.27 9701.27

3416
IGST @ 18% = (`2361.11) 2361.11
0

Final Premium (`) 15478.38

Premium is offered on the basis of additional information shared by you.

The above total OD premium is inclusive of all applicable loading / discounts viz (automobile association memberships,
voluntary excess, anti-theft handicap person, driver tuition, fiber glass, CNG/ LPG unit, geographical extension, imported

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vehicle etc., wherever applicable). GDD - Subject to successful vehicle inspection.

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In case of an accident to your vehicle, please intimate us immediately for SPOT SURVEY. Failure to intimate in time could

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prejudice your claim. In case of Total Loss and/or Theft claim, applicable subsidy amount availed as per government

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policy will be reduced from IDV for claim settlement.

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If the “Own Damage Cover” under your policy is cancelled during the policy period, then your policy shall be governed by the

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standard terms and conditions of “Act only” policy for the Third Party Cover during the remaining period of policy.

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This is everything we know about your car. ig
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Other than how much you love it.

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Registration
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DL9CAW8820 RTO Location DL9C Seating Capacity 5

No.
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Make HYUNDAI Model/Vehicle Variant (Sub-Type) i20/1.2 Magna

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1197
Engine No. G4LFMV142309 Chassis No. MALBG512LMM088015 Cubic Capacity
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Fuel Type Petrol Year of Regn. 2021 Odometer

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Financier
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FASTag Number NA
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Details
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FASTag NUMBER DECLARATION

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The Policy has been issued subject to your affirmative declaration that a valid FASTag has been affixed on the insured
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vehicle.
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Call us at 1800-258-5956 to update your contact details. This will help us give you a smooth claim process.
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There’s one more thing we know about you, you are now a DIGIT customer. That means you have the coolest
insurance company working for you.
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ENDORSEMENT
Gross
Invoice Number Invoice Date Net Premium Igst Cgst Sgst Utgst Cess
Premium
IA153487235 2024-11-05 13117.27 2361.11 0.00 0.00 0.00 0.00 15478.38

Policy No: D173050661

Page No: 3 of 9
Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go Digit General Insurance
Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website : www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158, CIN -
U66010PN2016PLC167410
 Your Vehicle IDV
Sum Inusred for
Vehicle Non-Electrical Electrical CNG/LPG Trailer Total
Year PA Owner Driver
IDV (`) Accessories IDV (`) Accessories IDV (`) IDV (`) IDV (`) IDV (`)
Cover (`)
Year 1 394000 -- -- -- -- 394000 --
Year 2 -- -- -- -- -- -- --

Year 3 -- -- -- -- -- -- --

Follow these rules like you follow the rules of the road.
Geographical Area Any accidental loss, damage and/or liability caused, sustained or incurred within India shall
be covered subject to Policy Terms and Conditions, unless specifically agreed and endorsed.

Limitation as to use The policy covers use of the vehicle for any purpose other than hire or reward, racing, pace
making, reliability trial, speed testing and use for any purpose in connection with the Motor
(Which roughly translates to: No Trade.
crazy stunts with the car.)

Person or Class of persons entitled to Any person including the insured

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drive 1) Provided that a person driving holds a valid & effective driving license at the time of the

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accident and is not disqualified from holding or obtaining such a license.

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(Or why you shouldn't ask your 8-year-old to 2) Provided also that the person holding a valid & effective Learner's license may also drive

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park your car.) the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor
Vehicles Rules, 1989 and any subsequent amendment as applicable.

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Limits of Liability 1) Under Section I of the policy - IDV as shown in the schedule.

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2) Under Section II - 1 (i) of the policy: Death of or bodily injury - Such amount as is necessary
(How we will help you get back on the
road to recovery. it
to meet the requirements of the Motor Vehicles Act, 1988.
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3) Under Section II - 1 (ii) of the policy: Damage to Third Party Property - ` 750000
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4) P.A. Cover for Owner Driver under Section III (CSI) - ` 0

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More important details you don't want to skim over

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Policy No: D173050661

Page No: 4 of 9
Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go Digit General Insurance
Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website : www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158, CIN -
U66010PN2016PLC167410
 Previous Insurer Go Digit General Insurance Limited

Previous Policy No. D123000456 Previous Policy

Expiry Date 06-Nov-2023

IMT – Endorsements IMT-22

GSTIN/UIN Number Unregistered State Code 7

Payment Mode Online Bank Name

Cheque/Transation No 32_DI0AF088C5DC26_HG IFSC/MICR No

Receipt No. RA191562147

Premium Payment
Details Jagmohan Singh .
05-Nov-2024 Father
Date Nominee Details

01-Jan-0001
Vehicle is in good condition;
Details of Existing
Damages

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Other Details

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Big legal words.

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Policy Version Digit Translation

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NCB Declaration Basically, we trust you have been

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The premium has been charged and policy has been issued subject to NCB declared by you as an insured. In the event of NCB found open and honest, and we covering
you in good faith. Remember, trust
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wrongly declared at any point of time during policy period, all benefits and coverages under the Policy in respect of section I of the Policy will
stand forfeited. If there is any disagreement, write to us within 7 days from the date of issuance of policy or before the start date of period of works both ways.
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insurance whichever is earlier.

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Important Notice:
The company may cancel the policy by sending 7 days notice in case of fraud, misrepresentation, non disclosure of material fact or non co-
operation of the insured. This policy is subject to the standard policy wordings, warranties and conditions applicable for this product in Honesty is the best policy.
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addition to Indian Motor Tariff.

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Break-in Insurance
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In case of a break-in, the company may conduct pre-inspection of the vehicle and in such a case, Own Damage cover (Section -I) of the If there is a gap in your cover, we need
policy would not commence unless the pre-inspection of the vehicle has been done and the acceptance of risk is subject to evaluation of the to check your car. If your car is good,
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vehicle inspection report. In case of any adverse findings in the report, the Company, at its discretion, may cancel the Policy as per the Motor we’re cool. If it’s not, let’s talk.
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Pre-existing Damages:All types of pre-existing damages or cost of repair of such damage will be excluded at the time of claim
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settlement, as per the attached images. We can't cover damages already done
to your car,before we took over
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Cheque dishonor / Non-receipt of payment Your policy goes through if and when
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your cheque goes through. You'll

If premium paid through Cheque, the policy is void ab-initio in case of dishonor of Cheque or non-receipt of payment. agree it's only fair.
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Violation of Motor Vehicle Act:

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This policy is issued in accordance with the provision of Chapter X and Chapter XI of MV act, 1988 and any subsequent amendment as
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applicable. Any violation will forfeit all benefits and coverages under the Policy. The insured is not indemnified if the vehicle is used or driven Keep your promises and we will keep
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otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in Certificate in ours.
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order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the Clause headed (Avoidance Of Certain Terms And
Right Of Recovery) in the policy.

PUC Declaration: The Policy has been issued subject to valid Pollution Under Control (PUC) Certificate disclosed by you as an insured on or before the date of commencement of
the Policy .

Important Note: Please inform the Company in case of change on account of addition of CNG/PNG kit.

The Policy has been issued without Compulsory Personal Accident Cover to Owner Driver on the basis of your declaration that you do not hold a valid Driving
License on or before the date of commencement of this Policy / already have an alternate Personal Accident insurance cover of Rs. 15 Lakhs

Policy No: D173050661

Page No: 5 of 9
Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go Digit General Insurance
Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website : www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158, CIN -
U66010PN2016PLC167410
 Note: The policy is issued in utmost good faith, relying on the information shared by insured at the time of obtaining the policy. The terms and conditions
detailed in this policy schedule as well as the policy document sent by Digit shall prevail in case of any dispute.

For & On Behalf of Go Digit General Insurance Ltd.

Wish to go through your detailed policy wordings, click here.

Praveen Bhat
In case of claim or any other query, please contact our 24-hour
Senior Vice President - Customer Experience
Call Centre at 1800-258-5956 or email us at [email protected]
[email protected]
or visit our website Digit Insurance: Car, Bike, Health & Travel
Authorized Signatory
Insurance Online .
Printed, Signed, and Executed at Bengaluru
For instant resolution, you can ping us “Hi” on WhatsApp at
Hey, our document is now digitally signed
702 606 1234
Click here to view the certificate.
For Claims Notification and Procedure click here.

For instant resolution, you can ping us “Hi”

on WhatsApp at 702 606 1234

Go Digit General Insurance Ltd. Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka 560095. IRDAI
Reg No. 158 CIN U66010PN2016PLC167410, GST Reg. No.: 29AACCO4128Q1ZW HSN: 997134/General Insurance Services, GSTIN Address: Go Digit

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General Insurance Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095

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In case of claim or any other query, please contact our 24-hour Call Centre at 1800-258-5956 or email us at [email protected] or visit our website
www.godigit.com.

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This is the end of the document and the beginning of a wonderful relationship.

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Photographs and documents submitted by you

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1. Images of photographs of Insured Vehicle, RTO Registration Certificate (RC) and any other document submitted by you during pre-inspection are
reproduced below.
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2. Pre-existing Damages: All types of pre-existing damages or cost of repair of such damage shall be excluded at the time of claim settlement.
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3. Please note that the Company reserves the right to deny a claim as well as cancel the policy in case of fraud, misrepresentation, non-disclosure of material
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fact as per policy terms and conditions.

4. In case you have any queries or note any discrepancies in the photographs/RC/any other document, please reach out to us at 1800-258-5956 within 7
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days from Policy Issue Date.

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Right Side Left Side

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Policy No: D173050661

Page No: 6 of 9
Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go Digit General Insurance
Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website : www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158, CIN -
U66010PN2016PLC167410
 Front Side Wind Shield

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Back Side Back Right Corner

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Front Right Corner Dash Board

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Policy No: D173050661

Page No: 7 of 9
Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go Digit General Insurance
Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website : www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158, CIN -
U66010PN2016PLC167410
 Back Left Corner CHP

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Front Left Corner

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Engine Chamber
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This is the end of the document and the beginning of a wonderful relationship.
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We hope that you do not get in a situation when you have to file a claim. However, if that happens, we are always there
for you. That’s a promise!
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Stay Calm and just relax! We will take care of everything!

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You can take your car to any of the listed network garages in case anything happens, and we assure you a hassle-free
claim process.
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• Complete cashless facility • 6 Months warranty on repairs • Complimentary Pick-up & Drop
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*Facilities mentioned above are offered by the garages. List of garages is subject to change in future. Please
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call on 1800-258-5956 in case you require further help.

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Policy No: D173050661

Page No: 8 of 9
Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go Digit General Insurance
Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website : www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158, CIN -
U66010PN2016PLC167410
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Policy No: D173050661

Page No: 9 of 9
Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go Digit General Insurance
Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website : www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158, CIN -
U66010PN2016PLC167410