SISTEMA FRANCES

Monto / Prestamo: Bs500,000.00

Plazo: 15 anuales
Tasa de interes: 12% anual

CUOTA: Bs73,412.12

MES CUOTA INTERES AMORTIZACION SALDO

0 500000
1 Bs73,412.12 Bs60,000.00 Bs13,412.12 Bs486,587.88
2 Bs73,412.12 Bs58,390.55 Bs15,021.57 Bs471,566.31
3 Bs73,412.12 Bs56,587.96 Bs16,824.16 Bs454,742.14
4 Bs73,412.12 Bs54,569.06 Bs18,843.06 Bs435,899.08
5 Bs73,412.12 Bs52,307.89 Bs21,104.23 Bs414,794.85
6 Bs73,412.12 Bs49,775.38 Bs23,636.74 Bs391,158.11
7 Bs73,412.12 Bs46,938.97 Bs26,473.15 Bs364,684.97
8 Bs73,412.12 Bs43,762.20 Bs29,649.92 Bs335,035.04
9 Bs73,412.12 Bs40,204.21 Bs33,207.91 Bs301,827.13
10 Bs73,412.12 Bs36,219.26 Bs37,192.86 Bs264,634.26
11 Bs73,412.12 Bs31,756.11 Bs41,656.01 Bs222,978.25
12 Bs73,412.12 Bs26,757.39 Bs46,654.73 Bs176,323.52
13 Bs73,412.12 Bs21,158.82 Bs52,253.30 Bs124,070.23
14 Bs73,412.12 Bs14,888.43 Bs58,523.69 Bs65,546.54
15 Bs73,412.12 Bs7,865.58 Bs65,546.54 -Bs0.00
Bs1,101,181.80 Bs601,181.80 Bs500,000.00
SISTEMA FRANCES

Monto / Prestamo: Bs80,000.00

Plazo: 10 anuales
Plazo mensual: 120 meses
Tasa de interes: 7% anual
Tasa de interes mensual: 1%

CUOTA: Bs928.87

MESES CUOTA INTERES AMORTIZACION SALDO

0 Bs80,000.00
1 Bs928.87 Bs466.67 Bs462.20 Bs79,537.80
2 Bs928.87 Bs463.97 Bs464.90 Bs79,072.90
3 Bs928.87 Bs461.26 Bs467.61 Bs78,605.29
4 Bs928.87 Bs458.53 Bs470.34 Bs78,134.96
5 Bs928.87 Bs455.79 Bs473.08 Bs77,661.87
6 Bs928.87 Bs453.03 Bs475.84 Bs77,186.03
7 Bs928.87 Bs450.25 Bs478.62 Bs76,707.42
8 Bs928.87 Bs447.46 Bs481.41 Bs76,226.01
9 Bs928.87 Bs444.65 Bs484.22 Bs75,741.79
10 Bs928.87 Bs441.83 Bs487.04 Bs75,254.75
11 Bs928.87 Bs438.99 Bs489.88 Bs74,764.87
12 Bs928.87 Bs436.13 Bs492.74 Bs74,272.13
13 Bs928.87 Bs433.25 Bs495.61 Bs73,776.52
14 Bs928.87 Bs430.36 Bs498.50 Bs73,278.01
15 Bs928.87 Bs427.46 Bs501.41 Bs72,776.60
16 Bs928.87 Bs424.53 Bs504.34 Bs72,272.26
17 Bs928.87 Bs421.59 Bs507.28 Bs71,764.98
18 Bs928.87 Bs418.63 Bs510.24 Bs71,254.75
19 Bs928.87 Bs415.65 Bs513.22 Bs70,741.53
20 Bs928.87 Bs412.66 Bs516.21 Bs70,225.32
21 Bs928.87 Bs409.65 Bs519.22 Bs69,706.10
22 Bs928.87 Bs406.62 Bs522.25 Bs69,183.85
23 Bs928.87 Bs403.57 Bs525.30 Bs68,658.56
24 Bs928.87 Bs400.51 Bs528.36 Bs68,130.20
25 Bs928.87 Bs397.43 Bs531.44 Bs67,598.76
26 Bs928.87 Bs394.33 Bs534.54 Bs67,064.21
27 Bs928.87 Bs391.21 Bs537.66 Bs66,526.55
28 Bs928.87 Bs388.07 Bs540.80 Bs65,985.76
29 Bs928.87 Bs384.92 Bs543.95 Bs65,441.81
30 Bs928.87 Bs381.74 Bs547.12 Bs64,894.68
31 Bs928.87 Bs378.55 Bs550.32 Bs64,344.37
32 Bs928.87 Bs375.34 Bs553.53 Bs63,790.84
33 Bs928.87 Bs372.11 Bs556.75 Bs63,234.09
34 Bs928.87 Bs368.87 Bs560.00 Bs62,674.08
35 Bs928.87 Bs365.60 Bs563.27 Bs62,110.82
36 Bs928.87 Bs362.31 Bs566.55 Bs61,544.26
37 Bs928.87 Bs359.01 Bs569.86 Bs60,974.40
38 Bs928.87 Bs355.68 Bs573.18 Bs60,401.22
39 Bs928.87 Bs352.34 Bs576.53 Bs59,824.69
40 Bs928.87 Bs348.98 Bs579.89 Bs59,244.80
41 Bs928.87 Bs345.59 Bs583.27 Bs58,661.53
42 Bs928.87 Bs342.19 Bs586.68 Bs58,074.85
43 Bs928.87 Bs338.77 Bs590.10 Bs57,484.75
44 Bs928.87 Bs335.33 Bs593.54 Bs56,891.21
45 Bs928.87 Bs331.87 Bs597.00 Bs56,294.21
46 Bs928.87 Bs328.38 Bs600.48 Bs55,693.73
47 Bs928.87 Bs324.88 Bs603.99 Bs55,089.74
48 Bs928.87 Bs321.36 Bs607.51 Bs54,482.23
49 Bs928.87 Bs317.81 Bs611.05 Bs53,871.17
50 Bs928.87 Bs314.25 Bs614.62 Bs53,256.55
51 Bs928.87 Bs310.66 Bs618.20 Bs52,638.35
52 Bs928.87 Bs307.06 Bs621.81 Bs52,016.54
53 Bs928.87 Bs303.43 Bs625.44 Bs51,391.10
54 Bs928.87 Bs299.78 Bs629.09 Bs50,762.01
55 Bs928.87 Bs296.11 Bs632.76 Bs50,129.26
56 Bs928.87 Bs292.42 Bs636.45 Bs49,492.81
57 Bs928.87 Bs288.71 Bs640.16 Bs48,852.65
58 Bs928.87 Bs284.97 Bs643.89 Bs48,208.76
59 Bs928.87 Bs281.22 Bs647.65 Bs47,561.11
60 Bs928.87 Bs277.44 Bs651.43 Bs46,909.68
61 Bs928.87 Bs273.64 Bs655.23 Bs46,254.45
62 Bs928.87 Bs269.82 Bs659.05 Bs45,595.40
63 Bs928.87 Bs265.97 Bs662.89 Bs44,932.50
64 Bs928.87 Bs262.11 Bs666.76 Bs44,265.74
65 Bs928.87 Bs258.22 Bs670.65 Bs43,595.09
66 Bs928.87 Bs254.30 Bs674.56 Bs42,920.53
67 Bs928.87 Bs250.37 Bs678.50 Bs42,242.03
68 Bs928.87 Bs246.41 Bs682.46 Bs41,559.57
69 Bs928.87 Bs242.43 Bs686.44 Bs40,873.14
70 Bs928.87 Bs238.43 Bs690.44 Bs40,182.70
71 Bs928.87 Bs234.40 Bs694.47 Bs39,488.23
72 Bs928.87 Bs230.35 Bs698.52 Bs38,789.71
73 Bs928.87 Bs226.27 Bs702.59 Bs38,087.11
74 Bs928.87 Bs222.17 Bs706.69 Bs37,380.42
75 Bs928.87 Bs218.05 Bs710.82 Bs36,669.60
76 Bs928.87 Bs213.91 Bs714.96 Bs35,954.64
77 Bs928.87 Bs209.74 Bs719.13 Bs35,235.51
 78 Bs928.87 Bs205.54 Bs723.33 Bs34,512.18
79 Bs928.87 Bs201.32 Bs727.55 Bs33,784.64
80 Bs928.87 Bs197.08 Bs731.79 Bs33,052.85
81 Bs928.87 Bs192.81 Bs736.06 Bs32,316.79
82 Bs928.87 Bs188.51 Bs740.35 Bs31,576.43
83 Bs928.87 Bs184.20 Bs744.67 Bs30,831.76
84 Bs928.87 Bs179.85 Bs749.02 Bs30,082.75
85 Bs928.87 Bs175.48 Bs753.39 Bs29,329.36
86 Bs928.87 Bs171.09 Bs757.78 Bs28,571.58
87 Bs928.87 Bs166.67 Bs762.20 Bs27,809.38
88 Bs928.87 Bs162.22 Bs766.65 Bs27,042.73
89 Bs928.87 Bs157.75 Bs771.12 Bs26,271.61
90 Bs928.87 Bs153.25 Bs775.62 Bs25,496.00
91 Bs928.87 Bs148.73 Bs780.14 Bs24,715.86
92 Bs928.87 Bs144.18 Bs784.69 Bs23,931.16
93 Bs928.87 Bs139.60 Bs789.27 Bs23,141.90
94 Bs928.87 Bs134.99 Bs793.87 Bs22,348.02
95 Bs928.87 Bs130.36 Bs798.50 Bs21,549.52
96 Bs928.87 Bs125.71 Bs803.16 Bs20,746.36
97 Bs928.87 Bs121.02 Bs807.85 Bs19,938.51
98 Bs928.87 Bs116.31 Bs812.56 Bs19,125.95
99 Bs928.87 Bs111.57 Bs817.30 Bs18,308.65
100 Bs928.87 Bs106.80 Bs822.07 Bs17,486.58
101 Bs928.87 Bs102.01 Bs826.86 Bs16,659.72
102 Bs928.87 Bs97.18 Bs831.69 Bs15,828.03
103 Bs928.87 Bs92.33 Bs836.54 Bs14,991.49
104 Bs928.87 Bs87.45 Bs841.42 Bs14,150.08
105 Bs928.87 Bs82.54 Bs846.33 Bs13,303.75
106 Bs928.87 Bs77.61 Bs851.26 Bs12,452.49
107 Bs928.87 Bs72.64 Bs856.23 Bs11,596.26
108 Bs928.87 Bs67.64 Bs861.22 Bs10,735.04
109 Bs928.87 Bs62.62 Bs866.25 Bs9,868.79
110 Bs928.87 Bs57.57 Bs871.30 Bs8,997.49
111 Bs928.87 Bs52.49 Bs876.38 Bs8,121.11
112 Bs928.87 Bs47.37 Bs881.49 Bs7,239.61
113 Bs928.87 Bs42.23 Bs886.64 Bs6,352.98
114 Bs928.87 Bs37.06 Bs891.81 Bs5,461.17
115 Bs928.87 Bs31.86 Bs897.01 Bs4,564.16
116 Bs928.87 Bs26.62 Bs902.24 Bs3,661.91
117 Bs928.87 Bs21.36 Bs907.51 Bs2,754.41
118 Bs928.87 Bs16.07 Bs912.80 Bs1,841.61
119 Bs928.87 Bs10.74 Bs918.13 Bs923.48
120 Bs928.87 Bs5.39 Bs923.48 -Bs0.00
Bs111,464.14 Bs31,464.14 Bs80,000.00
SISTEMA FRANCES

Monto / Prestamo: Bs10,000.00

Plazo: 15 Aaños
Tasa de interes: 12% anual

CUOTA: Bs1,468.24

AÑO 0 1 2 3 4
CUOTA 1,468 1,468 1,468 1,468
INTERES 1,200 1,168 1,132 1,091
AMORTIZACION 268 300 336 377
SALDO 10,000 9,732 9,431 9,095 8,718

AÑOS DE GRACIA: 2

AÑO 0 1 2 3 4
CUOTA 1,953 1,953
INTERES 1,200 1,344 1,505 1,452
AMORTIZACION - 1,200 - 1,344 448 501
SALDO 10,000 11,200 12,544 12,096 11,595
5 6 7 8 9 10
1,468 1,468 1,468 1,468 1,468 1,468
1,046 996 939 875 804 724
422 473 529 593 664 744
8,296 7,823 7,294 6,701 6,037 5,293

5 6 7 8 9 10
1,953 1,953 1,953 1,953 1,953 1,953
1,391 1,324 1,249 1,164 1,069 963
561 629 704 789 883 989
11,034 10,405 9,701 8,912 8,029 7,039
11 12 13 14 15
1,468 1,468 1,468 1,468 1,468
635 535 423 298 157
833 933 1,045 1,170 1,311
4,460 3,526 2,481 1,311 - 0

11 12 13 14 15
1,953 1,953 1,953 1,953 1,953
845 712 563 396 209
1,108 1,241 1,390 1,557 1,744
5,931 4,690 3,300 1,744 -
SISTEMA ALEMAN

Monto/Prestamo: Bs60,000.00
Plazo: 6
Tasa de interes: 8%

AMORTIZACION: 10000

AÑO CUOTA INTERES AMORTIZACION SALDO

0 Bs60,000.00
1 Bs14,800.00 Bs4,800.00 Bs10,000.00 Bs50,000.00
2 Bs14,000.00 Bs4,000.00 Bs10,000.00 Bs40,000.00
3 Bs13,200.00 Bs3,200.00 Bs10,000.00 Bs30,000.00
4 Bs12,400.00 Bs2,400.00 Bs10,000.00 Bs20,000.00
5 Bs11,600.00 Bs1,600.00 Bs10,000.00 Bs10,000.00
6 Bs10,800.00 Bs800.00 Bs10,000.00 Bs0.00
Bs60,000.00