Mainak Ghosal

BSc, B.Tech.(Civil/Construction),PGDBM,MBA,M.E.(Structural),
MSc (Real Estate Valuation) CHARTERED ENGINEER (MIE) – No.-141236-6
&APPROVEDVALUER(FIV)REGN.No.–F-20249, BANKSEMPANELLEDVALUER,
MEMBEROFIOVREGISTEREDVALUERS’FOUNDATION -M:NO.IOVRVF/M/L&B/1139,
GOVT.REGISTERED VALUEROFCBDT(REGD.No.W.B./CCIT-XI/Kol/97/201415/1772)
AnISO9001:2015REGISTEREDCOMPANY
Resi. Address:-
18A, SubashBag,1stFloor,‘Promilaboni’, S.V.Road,M.B.Road(partial)
Punjabi Bagan, Birati, Kolkata – 700051
Mob:- 9123073488 / 9433624405

REF. No: M.G2024/Jul/29P03 Date – 29.07.2024.

PUNJAB NATIONAL BANK

MATIA BRANCH

1. Name of Valuer Sri Mainak Ghosal.

Add:18A,SubashBag,1st
Floor,‘Promilaboni’,S.V.Road,M.B.Road(partial)Punjabi
Bagan, Birati, Kolkata – 700051.
2 Date of inspection & Date of Valuation 27.07.2024 & 29.07.2024.
3. Identified by -
4 Purpose of Valuation Loan against security.(N.P.A)
5. Name of Property Owner/s(Details of share of M/S RANJAN FURNITURE.
each owner in case of joint & Co OWNER :-
Sri Bhagyeswar Mistri. S/O.- Sri Jogyeswar Mistri.
6. Name of Bank/FI as applicable Punjab National Bank, Matia Branch.
7. Name of Developer of the Property N.A.
( in case of developer built properties )
8. Whether occupied by the owner / tenant? If The unit is under possession by the owner as observed
occupied by tenant, since how long? during inspection.

II. Physical Characteristics of the Asset

1. Location of the property in The property is situated at, Holding No.- 354/476,
the city Plot No. / Bhyabla, Bhyabla Kali Bari (East), Goala Pukur
Survey No. Door No. Dhar, Mouza – Tantra Neora, Near Bhyabla Kali
T. S. No. / Village Bari, J.L. No.- 93, R.S. & L.R. Dag No.- 4001, R.S.
Ward / Taluka Mandal / District Khatian No.- 2459, L.R. Khatian No.- 7984, Under
Basirhat Municipality, Ward No.- 19, P.O.- Bhyabla,
P.S.- Basirhat, Dist.- North 24 Parganas, West
Bengal- 743422.
2. Municipal Ward No. 19.
3. City / Town Basirhat.
Residential Area/ Commercial Area/ Industrial Area Residential Area.
4. Classification of the area: High / Middle / Poor Semi Urban.
Metro / Urban / Semi Urban / Rural
5. Coming under Corporation limit/ Village Panchayet/ Under Basirhat Municipality.
Municipality
6. Postal address of the property Holding No.- 354/476, Bhyabla, Bhyabla Kali Bari
(East), Goala Pukur Dhar, Mouza – Tantra Neora,
Near Bhyabla Kali Bari, Under Basirhat
Mainak Ghosal. 1|Page
 Municipality, Ward No.- 19, P.O.- Bhyabla, P.S.-
Basirhat, Dist.- North 24 Parganas, West Bengal-
743422.
7. Latitude, Longitude and Coordinates of the site 22.668449,88.848053
8. Area of the plot/land ( supported by a plan ) As Per Last Report:- 4 Decimal.
( land area Consider as per Last Report).
9. Layout plan of the area in which the property is located No.
12. Development of surrounding areas Developing.
12. Details of Roads abutting the property 6 ft. wide Municipality Road.
12. Whether covered under any State / Central Govt. No such notification/enactment has been issued till
enactments (e.g. Urban Land Ceiling Act) or notified date as information provided by the said owner.
under agency area / scheduled area / cantonment area
13. In case it is an agricultural land, any conversion to Bilan (As per Last Report).
house site plots is con temp Smt.
14. Boundaries of the property A B
As per Last Report Actuals

North Property of Amit Roy. Property of Amit Roy.

South 6 ft. wide Pitch Road. 6 ft. wide Pitch Road.
East Land of Biswanath Dutta. Property of Biswanath
Dutta.
West Land of Debendranath Land of Debendranath
Ghosh. Ghosh.
Extent of the site considered for valuation (least of As Per Last Report:- 4 Decimal.
14 A & 14 B) ( land area Consider as per Last Report).
15. Description of Adjoining properties (As per Last Actual (As per Physical Inspection).
Report.)
North – House of Amit Roy. House of Amit Roy.
South – Land of R.N. Mukherjee. Other’s Building.
East – 6’ Road. 6 ft. wide Municipality Road.
West – Property of Deben Ghosh. Land of Deben Ghosh.
16. Survey no. if any
17. Type of Building (Residential/ Commercial/ Residential.
Industrial)
18. Details of the building/buildings and other Complete Single Storied Building,
improvements in terms of area, height, no. of floors,
As per Plan :-
plinth area floor wise, year of construction, year of
N.A.
making alterations/additional constructions with
As per Last Report:-
details, full details of specifications to be appended
Ground floor – 492 sft.
along with building plans and elevations
19. Plinth area, Carpet area and Saleable area to be As per Last Report:-
mentioned separately and clarified Ground floor – 492 sft.
20. Any other aspect No.
III. Town Planning Parameters N.A.
1. Master plan provisions reside to the property in terms N.A.
of land use
2. Date of issue and validity of layout of approved map Plan not given to us.
/plan
3. Approved map / plan issuing authority Plan not given to us.

4. Whether genuineness or authenticity of approved map / N.A.

plan is verified

Mainak Ghosal. 2|Page

 5. Any other comments by our empanelled valuers on No.
authentic of approved plan
6. Planning area/zone N.A.
7. Development controls N.A.
8. Zoning regulations N.A.
9. FAR/FSI permitted and consumed N.A.
12. Ground coverage 28.23%
12. Transferability of development rights if any, Building N.A.
bye- law provisions as applicable to the property viz.
setbacks, height restrictions, etc.
12. Comment on surrounding land uses and adjoining Residential.
properties in terms of usage.
13. Comment on unauthorized constructions if any N.A.
14. Comment on demolition proceedings if any N.A.
15. Comment on compounding/ regularization proceedings N.A.

16. Comment on whether OC has been issued or not N.A.

17. Any other aspect No.

IV. Legal Aspects No.
1. Ownership documents Two Last Reports :- a). Done by Subhankar
Choudhury, On Dt.- 07.08.2023.
b). Done by Mainak Ghosal, On Dt.- 29.10.2021.
Deed (Two Last Reports) :- Being No.- I-11525 of
1981, On Dt.- 16.12.1981.
2. Names of Owner/s (In case of Joint or Co-ownership M/S RANJAN FURNITURE.
, whether the shares are undivided or not?) OWNER :-
Sri Bhagyeswar Mistri. S/O.- Sri Jogyeswar Mistri.
3. Comment on dispute/issues of landlord with N.A.
tenant/statutory body/any other agencies, if any in
regard to immovable property.
4. Comment on whether the IP is independently Yes.
accessible?
5. Title verification, N.A.

6. Details of leases if any, N.A.

7. Ordinary status of freehold or leasehold including Freehold.

restriction on transfer,

8. Agreements of easements if any, N.A.

9. Notification for acquisition if any, N.A.

12. Notification for road widening if any, N.A.

12. Possibility of frequent flooding / sub-merging No.

12. Special remarks, if any, like threat of acquisition of N.A.

land for public service purposes, road widening or
applicability of CRZ provisions etc. (Distance from
sea-coast / tidal level must be incorporated)
13. Heritage restrictions if any, All legal documents, No Heritage Restriction.
receipts reSmt.d to electricity, water tax, property tax
and any other building taxes to be verified and copies
as applicable to be enclosed with the report.
14. Comment on transferability of the property ownership, Good.

Mainak Ghosal. 3|Page

 15. Comment on existing mortgages/ Not Known.
charges/encumbrances on the property if any
16. Comment on whether the owners of the property have Not Known.
issued any guarantee (personal/corporate) as the case
may be
17. Building plan sanction, illegal constructions if any No.
done without plan sanction/violations.
18. Any other aspect No.
V Economic aspects
1. Details of ground rent payable, N.A.
2. Details of monthly rents being received if any, No.
3. Taxes and other outgoings, --
4. Property insurance, --
5. Monthly maintenance charges, No.
6. Security charges, etc No.
7. Any other aspect No.
VI Socio-cultural aspects Urban Area.
1. Description of the location of property in terms of Middle Class.
the social structure of the area, population, social
stratification, regional origin, age groups, economic
levels, location of slums / squatter settlements
nearby, etc.
VII Functional and Utilitarian Aspects Residential.
Description of the functionality and utility of the assets Residential.
in terms of : Complete Single Storied Building –
Special location,
Storage spaces,
Utility of spaces provided within the building,
Any other aspect
VIII Infrastructure Availability Under Municipal area.
a)Description of aqua infrastructure availability in Complete Single storied building.
terms of
Water supply
Sewerage/sanitation
Storm water drainage
b)Description of other physical infrastructure facilities
viz.
Solid waste management Bhyabla Bus stop is above 1 K.m.
Electricity Bhyabla Primary School is within 500 m.
Roads & Public transportation connectivity Basirhat Hospital is Above 2 K.m.
Availability of other public utilities nearby
c)Social infrastructure in terms of
Schools
Medical facilities
Recreation facilities in terms of parks and open spaces.
H Marketability Normal.
Analysis of the market for the property in terms of The property under reference is situated is Near
Location alattributes Bhyabla Kali Bari is within 500 m.
Scarcity Good.

Mainak Ghosal. 4|Page

 Demand and supply of the kind of subject property. Demand is more & supply of property is less in this
Comparable sale prices in the locality. area.
Ranging from Rs. 2,00,000.00 to Rs. 3,00,000.00 per
decimal. (Local Enquiry.)
X Engineering and Technology Aspects RCC.
1. Type of construction, RCC.
2. Materials and technology used, Good.
3. Specifications, R.C.C. Roof.

4. Maintenance issues Good.

5. Age of the building 9 years.

6. Total life of the building, (Total Life of building 80 years).

7. Extent of deterioration, 71 years.

8. Structural safety Do.
9. Protection against natural disasters viz. earthquakes, N.A.
12. Visible damage in the building if any, No.
12. Common facilities viz. lift, water pump, lights, security N.A.
systems, etc.,
12. System of air-conditioning, Provide.
13. Provision for firefighting, Copies of plans and N.A.
elevations of the building to be included.
XI Environmental Factors N.A.
1. Use of environment friendly building materials, Green No.
building techniques if any,
2. Provision for rain water harvesting, No.
3. Use of solar heating and lighting systems, etc. No.
Presence of environmental pollution in the vicinity of
the property in terms of industries, heavy traffic, etc.
XII Architectural and aesthetic quality Simple.
1. Descriptive account on whether the building is As per Requirement of Village.
modern, old fashioned, etc., plain looking or with
decorative elements, heritage value if applicable,
presence of landscape elements, etc.
XIII In case of valuation of industrial property N.A.
Proximity to residential areas N.A.
Availability of public transport facilities
XIV Valuation Sheet Attached.
1. Here, the procedure adopted for arriving at the valuation has to be
highlighted. The valuer should consider all the Three generic approaches Land & Building Method.
of property valuation and state explicitly the reasons for adoption of /
rejection of a particular approach and the basis on which the final
valuation judgment is arrived at. A detailed analysis and descriptive
account of the approaches, assumptions made, basis adopted, supporting
data ( in terms of comparable sales ), reconciliation of various factors,
departures, final valuation arrived at has to be presented here.
LAND VALUE
a). Area of land : 4 decimal. (As per Last Report.)
b). Govt. Guide line price : Rs. 2,47,272.00 i.e. Rs. 61,818.00 per decimal.
c). A.D.S.R. Value : Nil.

d). Local Survey Rate : Rs. 2,00,000.00 to Rs. 3,00,000.00 per decimal.
Mainak Ghosal. 5|Page
 e). Rate assessed : Rs. 2,12,000.00 per decimal.
f). Estimated Value : 4 Dec. x Rs. 2,12,000.00 = Rs. 8,48,000.00

Note :-
In this locality the market rate is Higher, than the value fixed by A.D.S.R.– Basirhat. So, I am choosing Rs. 2,12,000/-
per decimal for realistic approach of valuation.

(The property is situated at, Holding No.- 354/476, Bhyabla, Bhyabla Kali Bari (East), Goala Pukur Dhar, Mouza –
Tantra Neora, Near Bhyabla Kali Bari. All civic amenities like School, Collage, Bank, Post office, and Hospital,
shopping markets, are available within close proximity. Bhyabla Bus stop is within 1 k.m distance from the site.)

Note of Depreciation :-
Replacement cost of the building is estimated at per current market price of building materials & rates of labors. The
constructed in 2015 & its’ maintenance is good. [{( 9 x 0.9 ) ÷ 80 } x 100 ] = 10% depreciation is considered.

Building with Services :-

Sl. Building Covered area Rate Replacement Depreciation Present Market
No. Rs. / sft. Value Rs. (-) value

i. Ground floor 492 sq.ft. Rs. 1,600.00 Rs. 7,87,200.00 10% Rs. 7,08,480.00

Total = Rs. 7,08,480.00

PROPERTY VALUE : I). Land = Rs. 8,48,000.00

II). Building = Rs. 7,08,480.00

Total = Rs. 15,56,480.00

Say = Rs. 15,56,000.00
( Rupees Fifteen lacs Fifty Six thousand only.)

As a result of my appraisal and analysis, it is my considered opinion that the present market value of the above property
in prevailing condition with aforesaid specifications is Rs. 15,56,000.00 (Rupees Fifteen lacs Fifty Six thousand
only.)(Prevailing market rate along with details /reference of at least two Smt.st deals/transactions with respect to
adjacent properties in the areas. The reference should be of properties/plots of similar size/area and same use as the land
being valued). The other details are asunder.

1) Legal Documents & Authenticity of the Property may please be verified at your end. Because Valuer’s has not the
scope to checked any legal documents to the property which is reSmt.d to the applicant/customer/ borrower.
2) This report is valid subject to clear marketable Title of the Property. As please referee Advocate Search Report for
Tittle of the Property.

i. Date of purchase of immovable property :- On Dt.- 16.12.1981.

ii. Purchase Price of immovable property :- N.A.
iii. Book value of immovable property :- N.A.
iv. Fair Market value of immovable property :- Rs. 15,56,000.00
v. Realizable Value of immovable property :- Rs. 13,23,000.00 (15% less than F.M.V.)
vi. Distress Sale Value of immovable property :- Rs. 12,45,000.00 (20% less than F.M.V.)
vii. Guideline Value (value as per Circle Rates), if applicable, in the area where Immovable property
(Land) Rs. 2,47,272.00 i.e. Rs. 61,818.00 per decimal.

Place: Kolkata. Signature

Date: 27.07.2024. (Name and Official seal of the Approved Valuer)

The undersigned has inspected the property detailed in the Valuation Report dated on . We are satisfied
that the fair and reasonable market value of the property is Rs.________________________________ only.

Mainak Ghosal. 6|Page

Date: Signature
Encl: (Name of the Branch Manager with Official seal)

Appendix - IV

a. The information fumished in my valuation report dt. 29/07/2024 is true and correct to the best of my
knowledge and belief and I have made an impartial and true valuation of the property.
b. I have no direct or indirect interest in the property valued.
c. I have personally inspected the property on dt. 29/07/2024 the work is not sub-contracted to any other value
Mainak Ghosal. 7|Page
 and carried by myself.
d. I have not been convicted of any offence and sentenced to a term of imprisonment.

e. I have not been found guilty of misconduct in my professional capacity.

f. I have read the Handbook on Policy, Standards and procedure for Real Estate Valuation, 2011 of the IBA
and this report is in conformity to the ‘Standards’ as enshrined for valuation in the Part-B of the above
handbook to the best of my ability.
g. I have read the International Valuation Standards (IVS) and the report submitted to the bank for the
respective asset class is in conformity to the ‘Standards’ as enshrined for valuation in the IVS in ‘General
Standards’ and ‘Asset Standards’ as applicable.
h. I abide by the Model Code of Conduct for empanelment of valuer in the bank. (Annexure III-A signed copy
of same to be taken and kept along with this declaration)
i. I am under Section 34AB of the Wealth Tax Act, 1957.
j. I am the proprietor / partner / authorized official of the firm / company, who is competent to sign this
valuation report.
k. Further, I hereby provide the following information.
SL. Particula Valuer comment
No. Rs.

1. Background information of the asset The property situated at, Holding No.- 354/476, Bhyabla,
being valued Bhyabla Kali Bari (East), Goala Pukur Dhar, Mouza –
Tantra Neora, Near Bhyabla Kali Bari, J.L. No.- 93, R.S.
& L.R. Dag No.- 4001, R.S. Khatian No.- 2459, L.R.
Khatian No.- 7984, Under Basirhat Municipality, Ward
No.- 19, P.O.- Bhyabla, P.S.- Basirhat, Dist.- North 24
Parganas, West Bengal- 743422.
2. Purpose of valuation and appointing Valuation.
authority

3. Identity of the valuer and any other experts Staff of M.G. Valuation.
involved in the valuation

4. Disclosure of valuer interest or conflict, if Not applicable.

any

5. Date of appointment, valuation date and Date of appointment – 29/06/2024

date of report Date of valuation – 29/06/2024
Date of report – 29/06/2024

6. Inspections and /or investigations Yes, on dt. 27/06/2024

undertaken

7. Nature and sources of the information Based on Local enquiry and Market Survey, supplied
used or relied upon documents & official website of Govt. of WB

8. Procedures adopted in carrying out the We have adopted one approaches for valuation of the
valuation and valuation standards property under reference ‘market approach’ for valuation of
followed. land. For valuation of land, we have considered weighted
average of market information, guideline value obtained
from official website of govt. of West Bengal and value as
assessed by ADSR, as mentioned in title deed. As market
value of land very rarely matches with guideline value in
West Bengal so we have adopted reasonable market value
for valuation of land.
9. Restrictions on use of the report, if The report can be used for the purpose of mortgage and bank
any; finance.

Mainak Ghosal. 8|Page

 10. Major factors that were taken in to Property will be used for Residential purpose only.
account during the valuation.

11. Caveats, limitations and disclaimers to the 1) We have prepared the report exclusively on the basis of
extent the explainer elucidate the limitations our physical inspection on the day of survey on
faced by valuer, which shall not be for the dt.27/07/2024. We have not checked legal validity of the
purpose of limiting his responsibility for the title of the property which is beyond our scope of work.
valuation report. 2) This Valuation is being conducted based on the
presumption that the owner holds a clear, undisputed title of
the subject property. In other words, the subject land has
been considered to be free from encumbrance and other tax
liabilities.
3) Real estate market in India is unorganized and official
databases for value of land rarely match with prevailing
market rates. The information pertaining to the market price
has been obtained from sources deemed to be reliable
however no written confirmation or verification was made
available and hence our
analysis is limited to that extent.

Place: Kolkata
Date:- 29.07.2024 Signature
(Name and Official seal of the Approved Valuer)

Appendix-V

MODEL CODE OF CONDUCT FOR VALUERS

All valuers empanelled with bank shall strictly adhere to the following code of conduct.

Integrity and Fairness:

1. A valuershall in the conduct of his / its business, follow high standards of integrity and fairness in all / its dealings with his / its
clients and other Valuers.

2. A Valuer shall maintain integrity by being honest, straight forward and forth right in all professional relationship.

3. A valuers shall endeavour sure that the / it provides true and adequate information and shall not misrepresentative
any factor situations.

4. A Valuer shall refrain from being involved in any action that would bring disrepute to the profession.

5. A Valuer shall keep public interest for most while delivering his services.

Professional Competence and Due Care:

1. A Valuers shall render at all times high standards of service, exercise due diligence, ensure proper care and exercise
independent professional judgement.

2. A valuers shall carryout professional service in accordance with the relevant technical and professional standards that
may be specified from time to time.

Mainak Ghosal. 9|Page

3. A Valuer shall continuously maintain professional knowledge and skills to provide competent professional service
based on up-to-date developments in practice, prevailing regulations / guidelines and techniques.

4. In the preparation of a Valuation report, the valuer shall not disclaim liability for his / its expertise or deny his / its /
duty of care, except other extent that the assumptions are based on statements off act provide
by the company or its auditors or consultants or information available in public domain and not generated by the
Valuer.

5. A valuer shall not carry out any instructions of the client in so far as they are incompatible with the requirements of
integrity, objective and independence.

6. A valuer shall clearly state to his client these service that he would be competent to provide and the service for which
he would be relying on other Valuers or professionals or for which the client can have a separate arrangement with
other Valuers.

Independence and Disclosure of Interest:

1. A Valuer shall act with objectivity in his / its professional dealings by ensuring that his / its decisions are made
without the presence of any bias conflict of interest, coercion, or undue influence of any party, where directly connected
to the Valuation assignment or not.

2. A Valuer shall not take up an assignment if he / it or any of his / its relatives or associates is not independent in terms
of association to the company.

3. A Valuer shall maintain complete independence in his / its professional relationships and shall conduct the Valuation
independent of external influences.

4. A Valuer shall where ever necessary disclose to the clients, possible sources of conflicts duties and interest
providing unbiased services.

5. A Valuer shall not deal in securities of any subject company after any time when he / it first becomes aware of
the possibility of his / its association with the Valuation, and in accordance with the Securities
and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015 or till the times the Valuation report
becomes public, whichever is earlier.

6. A Valuer shall not indulge in mandates notching or offering convenience Valuation in order to cater to a company or
client’s needs.

7. As an independent Valuer, the Valuer shall not charge success fee (success may be defined as a compensation /
incentive paid to any third party for successful closure of transaction in this case, approval of credit proposals.)

8. IN any fairness opinion or independent expert opinions submitted by a Valuer, if here has been a prior engagement in
an unconnected transaction, the Valuer shall declare the association with the company during the last five years.

Confidentiality:

1. A Valuer shall not use or divulge to other clients or any other party any confidential information about the subject
company, which has come to his / its knowledge without proper and specific authority or unless there is a legal or
professional right or duty to disclose.

Information Management:

1. A Valuer shall ensure the / it maintains written contemporaneous records for any decision taken, the reasons for
taking the decision, and the information and evidence in support of such decision. This shall be maintained so as to
sufficiently enable a reasonable person to take a view on the appropriateness of his / its decisions and actions.

2. A Valuer shall appear, co-operate and believable for inspections and investigations carried out by the authority, any
person authorized by the authorize by the authority, the registered Valuers organization with which he / it is
registered or any other statutory regulatory body.

3. A Valuer shall provide all information and records as may be required by the authority, the Tribunal, Appellate
Tribunal, the registered Valuers organization with which he / it is registered, or any other statutory regulatory body.

Mainak Ghosal. 10 | P a g e
4. A Valuer while respecting the confidentiality of information acquired during the course of performing professional
services shall maintain proper working papers for a period of three years or such longer period as required in its
contract for a specific Valuation, for production before a regulatory authority or for appear review. In the event of a
pending case before the Tribunal or Appellate Tribunal, the record shall be maintained till the disposal of the case.

Gifts and Hospitality:

1. A Valuer or his / its relatives shall not accept gifts or hospitality which under mines or affect his independence
as a Valuer.

2. Explanation-For the purpose soft his code the term relative shall have the same meaning as defined in clause (77) of
section 2 of the companies Act, 2013 (18 of 2013).

3. A Valuer shall not offer gifts or hospitality or a financial or any other advantage to public servant or any of other
person with a view to obtain or retain works for himself / itself, or retain an advantage in the conduct of profession
for himself / itself.

Remuneration and Costs:

1. A Valuer shall provide services for remuneration which is charged in a transparent manner is a reasonable
reflection of the work necessarily and properly under taken and is not in consistent with the applicable rules.

2. A Valuer shall not accept any fees or charges other than those which are disclosed in a written contract with the
person to whom would be rendering service.

Occupation, employability and restrictions:

1. A Valuer shall refrain from accepting too many assignments, if he / it is unlikely to be able to devote adequate
time to each of his / its assignments.

2. A Valuer shall not conduct business which in the opinion of the authority or the registered Valuer organization
discredits the profession.

Place : KOLKATA
Date : 29/07/2024.
Signature
(Name and Official seal of the Approved Valuer)

Mainak Ghosal. 11 | P a g e
Mainak Ghosal
BSc, B.Tech.(Civil/Construction),PGDBM,MBA,M.E.(Structural),
MSc (Real Estate Valuation) CHARTERED ENGINEER (MIE) – No.-141236-6
&APPROVEDVALUER(FIV)REGN.No.–F-20249, BANKSEMPANELLEDVALUER,
MEMBEROFIOVREGISTEREDVALUERS’FOUNDATION -M:NO.IOVRVF/M/L&B/1139,
GOVT.REGISTERED VALUEROFCBDT(REGD.No.W.B./CCIT-XI/Kol/97/201415/1772)
AnISO9001:2015REGISTEREDCOMPANY
Resi. Address:-
18A, SubashBag,1stFloor,‘Promilaboni’, S.V.Road,M.B.Road(partial)
Punjabi Bagan, Birati, Kolkata – 700051
Mob:- 9123073488 / 9433624405

REF. No: M.G2024/jul/29P03

BILL

To Dated – 29.07.2024
The Branch Manager,
Punjab National Bank
Matia Branch

Sub.: Valuation Report for the property of

M/S RANJAN FURNITURE.

OWNER :- SRI BHAGYESWAR MISTRI.

Sub : Bill for valuation of The property is situated at, Holding No.- 354/476, Bhyabla, Bhyabla Kali Bari (East),
Goala Pukur Dhar, Mouza – Tantra Neora, Near Bhyabla Kali Bari, J.L. No.- 93, R.S. & L.R. Dag No.- 4001, R.S.
Khatian No.- 2459, L.R. Khatian No.- 7984, Under Basirhat Municipality, Ward No.- 19, P.O.- Bhyabla, P.S.- Basirhat,
Dist.- North 24 Parganas, West Bengal- 743422.

Bill No.- 03.

Total value of fixed assets

Professional fees for valuation of : Rs. 3,000/-
ADD : - SGST + CGST 18% : Rs. 3,540/- (Rs. Three Thousand Five Hundred Forty Only.)
Above mentioned property

Thanking you
Yours faithfully

Note : The bill amount may be remitted / credited

to my PNB A/C. No. 0535000100092135 of PNB Birati Br.
My GSTIN No. 19AJDPG0046N1Z7, IFSC Code – PUNB0053500

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Mainak Ghosal. 13 | P a g e
Mainak Ghosal. 14 | P a g e
Mainak Ghosal
BSc, B.Tech.(Civil/Construction),PGDBM,MBA,M.E.(Structural),
MSc (Real Estate Valuation) CHARTERED ENGINEER (MIE) – No.-141236-6
&APPROVEDVALUER(FIV)REGN.No.–F-20249, BANKSEMPANELLEDVALUER,
MEMBEROFIOVREGISTEREDVALUERS’FOUNDATION -M:NO.IOVRVF/M/L&B/1139,
GOVT.REGISTERED VALUEROFCBDT(REGD.No.W.B./CCIT-XI/Kol/97/201415/1772)
AnISO9001:2015REGISTEREDCOMPANY
Resi. Address:-
18A, SubashBag,1stFloor,‘Promilaboni’, S.V.Road,M.B.Road(partial)
Punjabi Bagan, Birati, Kolkata – 700051
Mob:- 9123073488 / 9433624405

M/S ranjan furniture.

OWNER :- SRI bhagyeswar Mistri.

Mainak Ghosal. 15 | P a g e
 VALUATION REPORT
REF. No: M.G2024/jul/29P03

M/S ranjan furniture.

OWNER :- SRI bhagyeswar Mistri.

Mainak Ghosal
BSc, B.Tech.(Civil/Construction),PGDBM,MBA,M.E.(Structural),
MSc (Real Estate Valuation) CHARTERED ENGINEER (MIE) – No.-141236-6
&APPROVEDVALUER(FIV)REGN.No.–F-20249, BANKSEMPANELLEDVALUER,
MEMBEROFIOVREGISTEREDVALUERS’FOUNDATION -M:NO.IOVRVF/M/L&B/1139,
GOVT.REGISTERED VALUEROFCBDT(REGD.No.W.B./CCIT-XI/Kol/97/201415/1772)
AnISO9001:2015REGISTEREDCOMPANY
Resi. Address:-
18A, SubashBag,1stFloor,‘Promilaboni’, S.V.Road,M.B.Road(partial)
Punjabi Bagan, Birati, Kolkata – 700051
Mob:- 9123073488 / 9433624405

Report on valuation of the property is situated at, Holding No.- 354/476,

Bhyabla, Bhyabla Kali Bari (East), Goala Pukur Dhar, Mouza – Tantra
Neora, Near Bhyabla Kali Bari, J.L. No.- 93, R.S. & L.R. Dag No.- 4001,
R.S. Khatian No.- 2459, L.R. Khatian No.- 7984, Under Basirhat
Municipality, Ward No.- 19, P.O.- Bhyabla, P.S.- Basirhat, Dist.- North 24
Parganas, West Bengal- 743422.

Mainak Ghosal. 16 | P a g e