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cross-signed

GENERAL POWER OF ATTORNEY

KNOW YE ALL MEN BY THESE PRESENTS THAT I Mr./Mrs./Ms. (“the Grantor”),

resident/nonresident, Indian Citizen, Having Passport No…………………………&
Aadhaar CardNo…………………………..Pan Card No………………age ……….. years, presently residing at
……………………………………… and having permanent address at ………………………………………….. DO HERE BY
APPOINT AND CONSTITUTE …………………………….a resident / non resident Indian Citizen Passport
No………………..& Pan Card No. …………………, age ……years, son / daughter of ……………………… presently residing
at ………………………………………. (hereinafter called "Attorney" who has subscribed his/her signature hereunder
in token of identification) to be my lawful Attorney in my name and on my behalf to do any one or all of the
following acts, deeds and things, namely:-

1. To apply for a loan/s under the various loan schemes of Incred Financial Services Limited,
a company under the provisions of the Companies Act, 2013 and having its registered
office at Unit No. 1203, 12th floor, B wing, The Capital, Plot No C-70, G Block, Bandra Kurla
Complex, Mumbai, Maharashtra, India, 400051 and corporate office at Unit No. 1203,
12th floor, B wing, The Capital, Plot No C-70, G Block, Bandra Kurla Complex, Mumbai,
Maharashtra, India, 400051 (“Lender”) as also any further or additional loan/s to the
Lender for such amount as the Attorney may deem fit and for that purpose to pay the
processing fee/s and sign the loan application/s in my name and on my behalf and to
furnish all the details and information required by the Lender and to give any statement,
letter, clarification or any other writing required or necessary for availing of the said loan/s
from the Lender and from time to time to follow up the said loan application/s and do
such other things and deeds as may be necessary in relation thereto.

2. To accept the loan offer letter/s and sign the acceptance/s there of in token of my
acceptance of the terms and conditions therein contained and to pay on my behalf the
administrative fees and any other charges including commitment charge leviable in
respect of the said loan/s.

3. To request the Lender or agree with the Lender for any change or modification in the loan
amount/s, rate/s of interest, period of repayment of loan/s or any other terms and
conditions in relation to the loan/s at any time or from time to time.

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4. To receive the disbursementofthesaidloan/sandforthatpurposegiveeffectualdischargeand
give all the necessary information and documents to assist the technical and legal
appraisal of the property/ ies purchased/to be purchased with the help of the loan/s.

5. To mortgage any property/ies he/she may book/purchase on my behalf or which I might

have booked/purchased (whether with or without Lender's financial assistance) with the
Lender by deposit of Title Deeds as security for the repayment of the loan/s granted/to be
granted by the Lender to me.

6. To deposit on my behalf the documents of title and to state on my behalf to any officer of
the Lender that the said documents are being deposited for creating a security on the said
property /ies by way of equitable mortgage of repayment of the said loan/s. The Attorney
is fully authorised to make these statements and convey my intentions to create security
on my said property/ies or any other property/ies he/she may book/buy on my behalf.

7. He/ She is further authorised to make any other statements necessary to create equitable
mortgage by deposit of title deeds and also to execute any writings, undertakings,
indemnities, etc. on my behalf in respect of mortgage of the said property/ies or the
guaranteeing of the repayment of the said loan/s any other writings whatsoever required
in respect of the said transactions of the loan/s granted/to be granted to me or creation of
the said security.

8. He/She is also authorised to execute any loan agreement/s, promissory notes, letter/s of
declaration and indemnityorsuchotherdocumentsasmayberequiredbytheLenderinrespect
of the said loan/s.

9. He/ She is also authorised to execute in favour of the Lender an irrevocable Power of
Attorney authorising the Lender to execute in its own favour or in favour of any other
person, as the Lender in its sole discretion may decide, legal mortgage in any form
including in the English form of the property/ies.

10. He/ She is also authorised to pledge with the Lender any share certificates, debentures,
bonds, units issued by Unit Trust of India, National Savings Certificates, fixed deposits or
any other security owned by me in favour of the Lender by way of security for the said
loan/sand to sign any documents, transfer forms or papers that may be required by the
Lender in connection therewith.

11. To acknowledge my liability/debt in respect of the loan/s.

12. To book a flat/s / residential unit/s on my behalf either directly or through the agency of
the Lender and to execute Agreement/s for Sale for the same with any builder/seller and
make payments to him therefore and to present such Agreement/s for registration before
the appropriate Registrar/Sub-Registrar of Assurance or any other authority at any place
or places in India as may be necessary. He/ She is further authorised to make payments
direct to the
Lenderonmybehalfforanyflat/s/unit/smysaidAttorneymightbookthroughtheLenderand
comply with such conditions/terms the Lender may have in this behalf. He/She is
authorized to make such payments to the Lender as may be demanded by the Lender by
way of service charge etc. He/ She is authorised to execute any agreement/s, letters and
documents as maybe required by the
Lenderinrespectoftheabove.Theexpression"builder/seller"shallincludethe Lender and its
subsidiary.

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 13. To admit execution of the Agreement/s for Sale before the said Registrar/Sub Registrar of
Assurance or any other authority as may be required for the purpose.

14. To obtain possession of the flat/s/unit/s as and when the same is ready for occupation.

15. To receive loan/s and all other documents including title documents on my behalf from
the Lender and execute receipt/s there for.

16. To sign forms, documents and papers required for the purpose of registration of Co-
operative Housing Society or a Limited Company or an Association of Apartment Owners
and become member thereof participating in all the meetings and proceedings from time
to time, obtain share certificates and/or other documents issued in my name and hold the
same as my Attorney and obtain possession of the flat/s.

17. To open and/or operate Bank Account in any Bank in India in my name both resident as
well as non-resident. The account may be operated in Indian Currency or foreign currency
to be remitted by me from time to time.

He/She is authorised to do all such acts, deeds and things including signing any
papers/documents as are necessary and incidental to the above AND that any act or statement or
writing of my said Attorney in pursuance hereto shall be deemed to be fully authorised and
ratified by me.

In Witness Where of, I have hereunto set and subscribed my hand to these present sat
on .

Passport Number of Grantor :

DL/PAN/Passport Number of Attorney:

Signed & Delivered by in presence of

1.

2.

I accept

(specimen signature of

, the attorney of )

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