736-Jeevan Labh
Prepared By
Jinka Ram Prasad
Agent
Ph: 9494494963
[email protected] This is proposed to
Proposer Details
Name
Age 29
Plan Name 736-Jeevan Labh
Sum Assured 200000
Policy Term 16
PPT 10
DAB Rider 0
AD & DB Rider 200000
Term Rider 0
CIR SA 0
PWB Rider -
First Year Premium
YLY HLY QLY MLY
18850 9519 4807 1602
18038+812 9109+410 4600+207 1533+69
2nd year onwards
YLY HLY QLY MLY
18444 9314 4703 1567
18038+406 9109+205 4600+103 1533+34
Total Premium Rs.184846
Total Returns Rs.333000
Save Rs.51 per day for 10 yrs, and get a bulk
amount of Rs.333000 at Age:45
Year Age Premium Natural Accidental Returns CashValue Loan
2024 29 18850 208000 408000 0 0 0
2025 30 18444 216000 416000 0 10822 9739
2026 31 18444 224000 424000 0 20452 18406
2027 32 18444 232000 432000 0 41726 37553
2028 33 18444 240000 440000 0 52233 47009
2029 34 18444 248000 448000 0 62828 56545
2030 35 18444 256000 456000 0 73547 66192
2031 36 18444 264000 464000 0 89836 80852
2032 37 18444 272000 472000 0 107693 96923
2033 38 18444 280000 480000 0 127159 114443
2034 39 0 288000 488000 0 150303 135272
2035 40 0 296000 496000 0 171253 154127
2036 41 0 304000 504000 0 196055 176449
2037 42 0 312000 512000 0 222857 200571
2038 43 0 324000 524000 0 253650 228285
2039 44 0 333000 533000 0 270780 243702
2040 45 0 0 0 333000 0 0
0 0 184846 0 0 333000 0 0
You have to pay the premium for 10 yrs
(from Age:29 - Age:38)
If you take the payment mode as yly then you have to pay Rs.18850 for the first
year,from 2nd year onwards Rs.18444
Totally you will pay Rs.184846
At Age-45 you will receive Rs.333000
Natural Risk Cover is Rs.208000-Rs.333000 as shown in the above
table......For example
In case of Natural Death at Age-34, Nominee will receive Rs.248000
Accidental Risk Cover is Rs.408000-Rs.533000 as shown in the above
table......For example
In case of Accidental Death at Age-34, Nominee will receive Rs.448000
If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-36, you will receive Rs.89836
You can take the loan as shown in the above table under Loan Column.....For
example
at Age-36, you can take a loan of Rs.80852
Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----
For Proposers under NMG(SAP) and NMG(NSAP) for others
----NMG & NMG(NSAP)----
Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience
