HOUSING
AR519
Socio-Cultural and Institutional
Challenges for Effective Delivery of
Housing in the Philippines
AR. EDMUND A. DELA CRUZ, JR. UAP,RMP, MMEP
COURSE FACILITATOR ©
2024
Course Name:
Housing
Housing
Course Description:
Socio-Cultural and Institutional Challenges for effective Delivery of Housing in the
Philippines
Number of Units for Lecture and Studio Lecture – 2 units
Number of Contacts Hours per week Lecture – 2 hours
Prerequisite Planning 2, Professional Practice 1
Course Objectives At the end of the course, the student will be able to:
1. Understand the basic issues relatives to housing and its
effective delivery
2. Acquire a more rational basis for housing design;
3. Familiarize the relevant laws and codes pertaining to
housing delivery
PRELIM
Course Outline
Housing
1. Introduction to housing
1. Housing and the delivery process
2. Physical configurations as outcomes of socio-
economic systems
2. Philippine Perspective on Housing
1. Current Housing needs, demands, and supply
3. Cultural Beliefs in Housing: Regional
Characteristics
4. Housing Typologies
Housing
What is Housing?
Building or Structures that
individuals and their family may
live in that meet certain federal
regulations. Different housing
situations vary for individuals and
may depend on age , family and
geography
Housing in the Philippines
Housing
Characterized by the emergence of a continuing demand for
affordable housing units in response to increasing population
and household size, both in urban and rural areas.
Housing Problems / Social Issues
The Philippines is beset with a huge backlog in providing for
land security and housing for the poor. Two basic problems
being faced by the government in realizing a successful
housing program are:
Money Availability of
land
Other issues hampering pro-poor land and housing
Housing
programs:
High transaction cost due to the confusing and unclear
land use policies.
Non-cooperation of land owners to engage in the
Community Mortgage Program (CMP)
Misinterpretation and/or non-implementation of local
government units (LGUs)
Other problems pertaining to housing is the provision of
land and housing to internally displaced persons (IDPs)
due to natural hazards and armed conflicts.
INFORMAL HOUSING
Housing
The magnitude of the housing need is staggering and has
been estimated to reach more than 3.7 million in 2010. In
Metro Manila alone, the total backlog ( include new
households) has been projected to reach close to 500,000
units.
2016 – 5.8millions that reach to In Metro Manila,
the total backlog has been projected to reach
496,928 housing units.
2030 – 6.5 million
HOMELESS
Housing
In cities of individual countries, the number of
homeless people have increased and their
existence has become a social problem since the
1980s. In cities of developing countries, the
number of street homeless who cannot live even
in squatter areas have increased since the end of
the 1990s.
Housing
Housing and the
Government and its
Delivery process / System
Government Agencies Concerned with Housing
Housing
Home Development Mutual Fund
The Home Development Mutual fund (HDMF),
popularly known as Pag-IBIG Fund
(Pagtutulungan sa Kinabukasan: Ikaw, Bangko,
Industriya at Gobyerno), created by virtue of
Presidential Decree No. 1530 on June 11, 1978
Government Agencies Concerned with Housing
Housing
Department of Human Settlement and Urban
Development
By the virtue of Republic act 11201, The Housing
and Urban Development Coordinating Council
(HUDCC) and the Housing and Land use Regulatory
Board (HLURB) have been reconstituted into newly
created DEPARTMENT OF HUMAN SETTLEMENT
AND URBAN DEVELOPMENT (DHSUD) since 2019
Now:
DHSUD
Housing
( HUDCC + HLURB )
SHFC HGC NHMFC NHA HDMF
Socialized Housing Finance Corporation
Home Guaranty Corporation
National Home Mortgage Finance Corporation
National Housing Authority
Home Development Mutual Fund
Government Agencies Concerned with Housing
Housing
Government Service Insurance System
The Government Service Insurance System (GSIS)
of the Republic of the Philippines, created by
Commonw ealth Act No. 186 passed on November
14, 1936, is mandated to provide and administer the
following social security benefits for government
employees; compulsory life insurance, optional life
insurance, retirement benefits, disability benefits for
work related contingencies and death benefits.
Over the years, the Government has intervened in the housing
market through a variety of instruments:
Housing
A. Regulations, including rent control
Government intervenes through regulation of land
use and tenure. Private developers intending to
develop a raw lands for housing must secure the
necessary permits and clearances from the
HLURB and the Local government concerned. A
bidding process determines the private developer
that would allowed to develop government owned
raw lands for housing.
Examples of Laws and regulations pertaining to housing
Housing
Republic act No. 7276
“AN ACT TO PROVIDE FOR COMPREHENSIVE AND
CONTINUING URBAN DEVELOPMENT AND HOUSING
PROGRAM, ESTABLISH THE MECHANISM FOR ITS
IMPLEMENTATION, AND FOR OTHER PURPOSES.”
Otherwise known as “Urban Development and
Housing Act of 1992”
Examples of Laws and regulations pertaining to housing
Housing
Batas Pambansa Blg. 220
“AN ACT AUTHORIZING THE MINISTRY OF HUMAN
SETTLEMENT TO ESTABLISH AND PROMULGATE
DIFFERENT LEVELS OF STANDARDS AND
TECHNICAL REQUIREMENTS FOR ECONOMIC AND
SOCIALIZED HOUSING PROJECTS IN URBAN AND
RURAL AREAS FROM THOSE PROVIDED UNDER
PRESIDENTIAL DECREES NUMBERED 957, 1216,
1096, 9514
Examples of Laws and regulations pertaining to housing
Housing
Presidential Decree no. 957
“Subdivision and Condominium Buyers
Protective Decree” As Amended by PD 1216 –
regulating the sale of subdivision lots and
condominiums, providing penalties for violation
thereof.
Examples of Laws and regulations pertaining to housing
Housing
Republic Act No.4726
“An act to define condominiums, establish
requirements for its creation, and govern its
incidents.” Otherwise known as “ The Condominium
Act”
Republic Act No.6552
“An act to provide protection to buyer of real
state on installment payments” Otherwise
known as “ Realty Installment Buyers
Protection Act”
Housing
END
©
2022
