SB SALARY ACCOUNTS

GOLD DIAMOND PLATINUM PLUS

My Account My Name Feature My Account My Name Feature My Account My Name Feature
Gross Salary : Rs. 10,000- Rs 50,000 Gross Salary : Rs. 50,001- Rs. 1 Lakh Gross Salary : Rs. 1 Lakh & Above
Minimum Balance : ZERO Minimum Balance : ZERO Minimum Balance : ZERO
Free Zero Balance Family Accounts Free Zero Balance Family Accounts Free Zero Balance Family Accounts
Free Locker Operations Free Locker Operations
Free Locker Operations
Free Debit Card Free Debit Card
Free DEBIT CARD
ATM Cash Withdrawal Limit : Rs. 1 ATM Cash Withdrawal Limit : Rs. 1
ATM Cash Withdrawal Limit : Rs.
Lakh in Visa Signature & Rs. Lakh in Visa Signature & Rs.
50000/- per day.
50,000/- in RuPay Select. 50,000/- in RuPay Select.
POS/E-Com Limit Rs. 2 lakh in VISA
POS Limit : Rs. 3.50 lakh in VISA POS Limit : Rs. 3.50 lakh in VISA
Platinum /Rs. 1.25 Lakh in Rupay
Signature /Rs. 5 Lakh in RuPay Select

Term & Conditions Apply

Signature /Rs. 5 Lakh in RuPay Select
Platinum
& E-Com Limit Rs. 3.50 Lakh & E-Com Limit Rs. 3.50 Lakh
Free ATM Card Access at own ATM Free ATM Card Access at own ATM Free ATM Card Access in All Bank's
Lounge Access : Domestic & Lounge Access : Domestic & ATM
International Airports International Airports Lounge Access : Domestic &
Free Personal Accidental Insurance : Free Personal Accidental Insurance : International Airports
Upto Rs. 22 Lakh upto Rs. 40 Lakh Free Personal Accidental Insurance :
Free NTFT/RTGS/IMPS/SMS Charges Free NTFT/RTGS/IMPS/SMS Charges upto Rs. 50 Lakh
TOD : 1 Month Net Salary up to Rs. TOD : 2 Month Net Salary up to Rs. 1 Free NTFT/RTGS/IMPS/SMS Charges
50,000/- lakh TOD : 3 Month Net Salary up to Rs. 2
Attractive Concession in locker Rent Attractive Concession in locker Rent lakh
Attractive Concession in processing Attractive Concession in processing Attractive Concession in locker Rent
Charges of Home Loan Charges of Home Loan Attractive Concession in processing
Attractive Concession in processing Attractive Concession in Processing Charges of Home Loan
Charges retail loan (other than home Charges Retail Loan (other than home Attractive Concession in processing
loan) Schemes loan) Schemes Charges retail loan (other than home
Attractive Concession in ROI of Home loan) Schemes
Attractive Concession in ROI of Home
Loan , Vehicle loan, Education Loan, Attractive Concession in ROI of Home
Loan , Vehicle loan, Education Loan,
Mortgage Loan Loan , Vehicle loan, Education Loan,
Mortgage Loan
Attractive Concession in Issuance fee Mortgage Loan
Attractive Concession in Issuance fee
of Credit Card Free Credit Card
of Credit Card

Branch Contact Number

 SAVINGS ACCOUNT FOR SENIOR CITIZEN

PENSIONER I PENSIONER II SIXTY PLUS

Age: Above age of 60 Years
Minimum monthly pension credit : upto Rs. Minimum monthly pension credit : Rs.
Minimum Balance : ZERO
50,000/- 50,000/- & Above
Minimum Balance : ZERO
Joint A/C Facility Available
Minimum Balance : ZERO
Joint A/C Facility Available Free Locker Operation & Attractive
Joint A/C Facility Available
Free Locker Operation & Attractive Concession in Locker Rent
Free Locker Operation & Attractive
Concession in Locker Rent Doorstep Banking Facility Available
Concession in Locker Rent
Doorstep Banking Facility Available Collection TDS-Exemption Certificate
Doorstep Banking Facility Available
Hassle Free submission of Life Certificate for (15H) through BC
Hassle Free submission of Life Certificate for
pensioners Free Medical Checkup during health

Term & Conditions Apply

pensioners
Collection of TDS-Exemption Certificate(15H) camp organised by our tie up
Collection of TDS-Exemption Certificate(15H)
through BC insurance companies
through BC
Delivery of TDS Certificate Dedicated Senior Citizen Desk at
Delivery of TDS Certificate
Free Medical Check-up during health camp Branches
Free Medical Check-up during health camp
organised by our tie up insurance Free Issuance Charges of Debit Card
organised by our tie up insurance
companies & 50 % concession in AMC
companies
Dedicated Senior Citizen Desk at Branches ATM Cash Withdrawal : Rs. 30,000/-
Dedicated Senior Citizen Desk at Branches
Free Debit Card Free Debit Card
Higher Limit with Higher variant in
ATM Cash Withdrawal Limit : Rs. 50,000/- ATM Cash Withdrawal Limit : Rs. 1 Lakh per ATM Card
per day day POS / E-Com Limit : Rs. 75,000/- per
POS/E Com Limit : Rs. 1.25 lakh to Rs. 2 POS/E Com Limit : Rs. 3.50 Lakh to Rs. 5 day Higher Limit with Higher variant
Lakh Lakh in ATM Card
Free ATM Card Access in OWN ATM Free ATM Card Access in ANY ATM Free ATM Card access in OWN ATM
Lounge Access : Domestic & International Lounge Access : Domestic & International Lounge Access : Domestic &
Airports. Airports. International Airports
Free Personal Accidental Insurance : upto Free Personal Accidental Insurance :upto Rs. Free Issuance of Credit Card
Rs. 7 Lakh 20 Lakh Personalized Cheque Book : 25 leaves
Free NEFT/RTGS/IMPS Free NEFT/RTGS/IMPS free per year
Personalized Cheque Book : 40 leaves Free Personalized Cheque Book : 100 leaves Free Attractive Concession in Processing
per year per year Charges for eligible retail loan
SWEEP OUT FACILITY (Flexi Deposit) : If the SWEEP OUT FACILITY (Flexi Deposit) : If the schemes
balance Rs. 50,000 will be swept out and balance Rs. 50,000 will be swept out and SWEEP OUT FACILITY (Flexi Deposit) :
kept in TD kept in TD If the balance Rs. 50,000 will be
swept out and kept in TD

Branch Contact Number

 Savings Schemes

SB HNI SB MAX Super Star

My Account My Name Feature Quarterly Average Balance : Rs.
Quarterly Average Balance Rs. 5000/- for all
50,000/- for all Free Debit Card
Free Debit Card Free Locker Operations & Attractive
Free Locker Operations & Attractive
Concession in Locker Rent
Concession in Locker Rent
ATM Cash Withdrawal Limit : Rs.
ATM Cash Withdrawal Limit : Rs.
40,000/- in VISA GOLD/Rs. 50,000/- Age : 1 Day to 25 Years
40,000/- to Rs. 1 Lakh
in RuPay PLATINUM Minimum Balance : Rs. 200 for Non
E Com /POS Limit : Rs. 1.25 Lakh - Rs.

Term & Conditions Apply

ATM POS/E Com Limit : Rs. 1.25 Lakh Cheque Book & Rs. 500 for Cheque
5 Lakh
Free ATM Access on OWN ATM book Account Holders.
Free ATM Access in All Bank's ATM
Lounge Access : Domestic & Free Cheque Book : 25 Cheque Leaves
Lounge Access : Domestic &
International Airports Free SMS Charges
International Airports
Free Accidental Insurance : Rs. 4 Lakh Visa Classic/RuPay Classic Debit
Free Accidental Insurance : Rs. 15 Lakh
Free NEFT/RTGS/IMPS Card(issued to Parent/Guardian)
Free NEFT/RTGS/IMPS/SMS Charges
SWEEP OUT (Flexi Deposit ) : Free Issuance Charge of Debit Card
SWEEP OUT (Flexi Deposit ) :
Personal Accidental Insurance : Rs
Available , if the Balance exceeding Available , if the Balance exceeding
2.00 Lakh (by RuPay)
Rs. 1.25 Lakh will swept out and kept Rs. 50,000/- will swept out and kept
in TD (Upto 179 Days SB to FD) in TD (Upto 179 Days SB to FD)
Attractive Concession in Processing Free Cheque Books upto 60 Leaves
Charges of Retail Loans (75 Leaves to Women) a year
Attractive Concession in Processing Attractive Concession in Processing
Charges on Home Loan Charges on Retail Loans
Free Cheque Books upto 100 leaves a Attractive Concession in processing
year charges of Home Loan
Attractive Concession in ROI of Attractive Concession in ROI of
Personal Loan, Education Loan, Home
Personal Loan
Loan, Vehicle Loan

Note : Customers are not required to maintain a minimum balance on a daily basis.
Branch Contact Number
 GOVERNMENT & INSTITUTIONAL
SAVINGS ACCOUNT

Minimum Balance Requirement : ZERO

FREE NEFT/RTGS/IMPS/ SMS CHARGES
FREE Physical Account Statement
Provision of Cash Pick up Facility

Term & Conditions Apply

Free Cash Withdrawals Across all locations
Free Unlimited Issue of Demand Drafts
Bundled Offering of Payment Gateway (IOB Pay)
& POS Terminals/POS Solutions
Free Bill Payment Facility with BBPS option of
Autopay
Dedicated Resource Manager at Each RO
Free 'payable at par' Cheque Books & Free Local
and outstation Cheque collection

Branch Contact Number

 CURRENT ACCOUNT SCHEMES
IOB CD GOLD IOB CD DIAMOND IOB CD PLATINUM PLUS
Low Average Quarterly Low Average Quarterly
Balance (AQB) ₹ 1 Lac Balance (AQB)₹ 5 Lac
Free Cash Deposit/cash Auto sweep in sweep out
Low Monthly Average facility.
withdrawal
Balance: Rs 2,000 -Rs3,000 Free RTGS/NEFT/IMPS
Free Debit Card
Free Cash Deposit/cash Free Cash Deposit/Cash
Higher ATM cash withdrawal
Withdrawal
withdrawal limit of Rs 1,00,000/ per day
Free RTGS/NEFT/IMPS
Free RTGS/NEFTthrough Enhanced Daily POS & Ecom
Higher ATM cash
IB/MB limit of Rs 3.5 lakh. withdrawal limit of Rs

Term & Conditions Apply

Higher ATM cash 200 Free leaves per month 1,00,000/ per day
withdrawal limit of Rs Personal Accident insurance Enhanced Daily POS & Ecom
covers of Rs. 1 Lakh free of limit of Rs 3.5 lakh.
50,000/-per day
cost 500 Free leaves per month
Enhanced Daily POS & Ecom
Attractive Concession in Issue of Demand drafts is
limit of Rs2 lakh free
Processing Charge of Home
Free cheque book (25 Personal Accident insurance
& Car Loan
Leaves per year) covers of Rs. 5 Lakh free of
Rent Free QR code enabled

T&C
T&C

Waiver of Demat Account cost

GPRS Pos terminal
Nil processing charges for
Opening Charges Free Debit Card
car loan and housing loan
Free Cash Deposit upto Rs. 5 No Cash Handling Charges
Rent Free QR code enabled
Lakh per Month for Cash Deposit (upper Cap GPRS and android Pos
- Rs. 5 Cr.) terminal.
Free Credit Card No Cash Handling Charges
No Ledger Folio Charges for Cash Deposit (upper Cap
Waiver of Demat Account - Rs. 50 Cr.)
Opening Charges Free Credit Card
No Ledger Folio Charges

Note : Customers are not required to maintain a minimum balance on a daily basis. Branch Contact Number