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Digit Private Car Stand-alone Own Damage Policy

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(AKA the paper you pull out when you get pulled over)

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change, and mobile holder. Carry it with you always. (Not on you, on your smartphone,

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ideally.)

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UIN NO.:IRDAN158RP0002V01201920
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Go Digit General Insurance Ltd.

Go Digit General Insurance Ltd.| GST Reg No 29AACCO4128Q1ZW| PAN No:- AACCO4128Q| HSN: 997134/General Insurance Services| Website: www.godigit.com/general-insurance|
GSTIN Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka, PIN - 560095| Registered Office Address: 1 to 6 floors, Ananta One (AR
One), Pride Hotel Lane, Narveer Tanaji Wadi, Shivaji Nagar, Pune-411005, Maharashtra| IRDAI Reg No. 158 | CIN- U66010PN2016PLC167410| | Trade logo of Go Digit General
Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license. | Toll Free No (1800
258 5956/1800-103-4448)| For more details on risk factors, terms, and conditions, please read sales brochure carefully before concluding a sale.
PB

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Let's talk about you
SANJIV KUMAR
-- Mob: xx,xx,xx,xx,x8,214

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Aadhar No.:

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Address : Bhagalpur,Bhagalpur-813204 Email: [email protected]

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There’s one more thing we know about you, you are now a DIGIT customer. That means you have the coolest insurance company

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These are your policy details.

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PB It’s what the fine folks at traffic enforcement will want to see.

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D174635022 / Policy Issue

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19-Nov-2024
Policy no 19112024 Date

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Period of Policy for Own Damage Cover and Add From 20-Nov-2024 00:00:01

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on(s) (if opted) To 19-Nov-2025 23:59:59
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NCB % (Current Policy) 20 % Invoice No IA155006280
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Coverages Opted Digit Private Car Stand-
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alone Own Damage

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Policy Voluntary Deductible --

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Compulsory Deductible 1000 Additional Excess (`) --

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22 This is what you pay us.

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Think of us as your car's bodyguards.

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Own Damage Premium [A] (`)

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Total Basic Own Damage Premium (`) 44035.80

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NCB Discount Amount (`) -8807.16

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Others (`) -22546.33

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12,682.31
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Own Damage Premium (`)

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Add-On(s) Premium (`) 0.00

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Total OD Premium 12682.31

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(`)
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Net Premium (`) 12682.31

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3170.58
IGST @ 18% = (`2282.82)
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2282.82
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1268
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20 Final Premium (`) 12682.31 14965.13

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Premium is offered on the basis of additional information shared by you.

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The above total OD premium is inclusive of all applicable loading / discounts viz (automobile association memberships, voluntary
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excess, anti-theft handicap person, driver tuition, fiber glass, CNG/ LPG unit, geographical extension, imported vehicle etc.,
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1497 wherever applicable).GDD - Subject to successful vehicle inspection
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In case of an accident to your vehicle, please intimate us immediately for SPOT SURVEY. Failure to intimate in time could
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prejudice your claim. In case of Total Loss and/or Theft claim, applicable subsidy amount availed as per government policy will
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be reduced from IDV for claim settlement.

ENDORSEMENT

Go Digit General Insurance Ltd.| GST Reg No 29AACCO4128Q1ZW| PAN No:- AACCO4128Q| HSN: 997134/General Insurance Services| Website: www.godigit.com/general-insurance|
Petr GSTIN Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka, PIN - 560095| Registered Office Address: 1 to 6 floors, Ananta One (AR
One), Pride Hotel Lane, Narveer Tanaji Wadi, Shivaji Nagar, Pune-411005, Maharashtra| IRDAI Reg No. 158 | CIN- U66010PN2016PLC167410| | Trade logo of Go Digit General
Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license. | Toll Free No (1800
317 258 5956/1800-103-4448)| For more details on risk factors, terms, and conditions, please read sales brochure carefully before concluding a sale.
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880
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 Invoice Number Invoice Date Net Premium Igst Cgst Sgst Utgst Cess Gross Premium

IA155006280 2024-11-19 12682.31 2282.82 0.00 0.00 0.00 0.00 14965.13

This is everything we know about your car.

Other than how much you love it.

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Registration
BR10AP8127 RTO Location Bhagalpur,BIHAR Seating Capacity 5
No.

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SELTOS/1.5 Gravity 6MT
Make KIA Model/Vehicle Variant (Sub-Type)
BSVI

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Engine No. G4FLPV609644 Chassis No. MZBGC814LPN125390 Cubic Capacity 1497 CC

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Fuel Type Petrol Year of Regn. 2023 Odometer

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FASTag

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Body Type SUV Number NA Financier Details

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FASTag NUMBER DECLARATION

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The Policy has been issued subject to your affirmative declaration that a valid FASTag has been affixed on the insured

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vehicle.

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Your Vehicle IDV

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Vehicle IDV Non-Electrical Accessories Electrical Accessories CNG/LPG IDV Trailer IDV Total IDV

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Year
(`) IDV (`) IDV (`) (`) (`) (`)
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Year 1 1380000 -- -- ig -- -- 1380000
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Follow these rules like you follow the rules of the road.
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Geographical Area India .

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Limitation as to use The policy covers use of the vehicle for any purpose other than hire or reward, racing, pace
making, reliability trial, speed testing and use for any purpose in connection with the Motor
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(Which roughly translates to: No Trade.

crazy stunts with the car.)
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Person or Class of persons entitled to

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drive
Any person including the insured
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1) Provided that a person driving holds a valid & effective driving license at the time of the
(Or why you shouldn't ask your 8-year-old to accident and is not disqualified from holding or obtaining such a license.
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park your car.) 2) Provided also that the person holding a valid & effective Learner's license may also drive
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the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor
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Vehicles Rules, 1989 and any subsequent amendment as applicable.

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Limits of Liability
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Under Section I of the policy - IDV as shown in the schedule.

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(How we will help you get back on the

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road to recovery.
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More important details you don't want to skim over

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Go Digit General Insurance Ltd.| GST Reg No 29AACCO4128Q1ZW| PAN No:- AACCO4128Q| HSN: 997134/General Insurance Services| Website: www.godigit.com/general-insurance|
GSTIN Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka, PIN - 560095| Registered Office Address: 1 to 6 floors, Ananta One (AR
One), Pride Hotel Lane, Narveer Tanaji Wadi, Shivaji Nagar, Pune-411005, Maharashtra| IRDAI Reg No. 158 | CIN- U66010PN2016PLC167410| | Trade logo of Go Digit General
Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license. | Toll Free No (1800
258 5956/1800-103-4448)| For more details on risk factors, terms, and conditions, please read sales brochure carefully before concluding a sale.
 Previous Own Previous Own 3110003123095009681
Damage Insurer The New India Assurance Co. Ltd. Damage Policy No. 2

Details of Existing Damages -- IMT – Endorsements

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GSTIN/UIN Number Unregistered State Code 10

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Payment Mode Online

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32_DICE876D60A451_H
Cheque/Transation No G

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IFSC/MICR No --
Premium Payment Receipt 19-Nov-2024

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Details No.

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RA193277290 Date

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Bank Name --

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Partner Phone --
Partner Name & Code

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Digit Website --
1000651 Partner Email

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Other Details

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Third Party Liability Details

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Insurer name The New India Assurance Co. Ltd.

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Policy Number 31100031230950096812 ig
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From 14-Nov-2023
Period of policy for Third Party Liability Cover
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To 13-Nov-2026
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Big legal words.

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Policy Version Digit Translation

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NCB Declaration Basically, we trust you have been

The premium has been charged and policy has been issued subject to NCB declared by you as an insured. In the event of NCB found open and honest, and we covering
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wrongly declared at any point of time during policy period, all benefits and coverages under the Policy in respect of section I of the Policy will you in good faith. Remember, trust
stand forfeited. If there is any disagreement, write to us within 7 days from the date of issuance of policy or before the start date of period of works both ways.
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insurance whichever is earlier.

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Important Notice:
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The company may cancel the policy by sending 7 days notice in case of fraud, misrepresentation, non disclosure of material fact or non co-
operation of the insured. This policy is subject to the standard policy wordings, warranties and conditions applicable for this product in Honesty is the best policy.
addition to Indian Motor Tariff.
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Break-in Insurance
In case of a break-in, the company may conduct pre-inspection of the vehicle and in such a case, Own Damage cover (Section -I) of the If there is a gap in your cover, we need
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policy would not commence unless the pre-inspection of the vehicle has been done and the acceptance of risk is subject to evaluation of the to check your car. If your car is good,
vehicle inspection report. In case of any adverse findings in the report, the Company, at its discretion, may cancel the Policy as per the Motor we’re cool. If it’s not, let’s talk.
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Pre-existing Damages
We can't cover damages already done
All types of pre-existing damages or cost of repair of such damage will be excluded at the time of claim settlement. to your car,before we took over
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Cheque dishonor / Non-receipt of payment Your policy goes through if and when
your cheque goes through. You'll
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If premium paid through Cheque, the policy is void ab-initio in case of dishonor of Cheque or non-receipt of payment. agree it's only fair.
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Violation of Motor Vehicle Act:

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This policy is issued in accordance with the provision of Chapter X and Chapter XI of MV act, 1988 and any subsequent amendment as
applicable. Any violation will forfeit all benefits and coverages under the Policy. The insured is not indemnified if the vehicle is used or driven
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otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in Certificate in Keep your promises and we will keep
order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the Clause headed (Avoidance Of Certain Terms And ours.
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Right Of Recovery) in the policy. This policy is subject to the standard policy wordings, warranties and conditions applicable for this product
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in addition to coverages and exclusions specified in the motor vehicle tariff published by IRDAI
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PUC Declaration: The Policy has been issued subject to valid Pollution Under Control (PUC) Certificate disclosed by you as an insured on or before the date of commencement of
the Policy .
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Important Note: Please inform the Company in case of change on account of addition of CNG/PNG kit.
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Go Digit General Insurance Ltd.| GST Reg No 29AACCO4128Q1ZW| PAN No:- AACCO4128Q| HSN: 997134/General Insurance Services| Website: www.godigit.com/general-insurance|
GSTIN Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka, PIN - 560095| Registered Office Address: 1 to 6 floors, Ananta One (AR
One), Pride Hotel Lane, Narveer Tanaji Wadi, Shivaji Nagar, Pune-411005, Maharashtra| IRDAI Reg No. 158 | CIN- U66010PN2016PLC167410| | Trade logo of Go Digit General
Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license. | Toll Free No (1800
258 5956/1800-103-4448)| For more details on risk factors, terms, and conditions, please read sales brochure carefully before concluding a sale.
 Note: The policy is issued in utmost good faith, relying on the information shared by insured at the time of obtaining the policy. The terms and conditions
detailed in this policy schedule as well as the policy document sent by Digit shall prevail in case of any dispute.

For & On Behalf of Go Digit General Insurance Ltd.

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Praveen Bhat

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Senior Vice President - Customer Experience

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[email protected] Wish to go through your detailed policy wordings, click here.
Authorized Signatory In case of claim or any other query, please contact our 24-hour Call

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Printed, Signed, and Executed at Bengaluru Centre at 1800-258-5956 or email us at [email protected] or visit our

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Hey, our document is now digitally signed website Digit Insurance: Car, Bike, Health & Travel Insurance Online .

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Click here to view the certificate. For instant resolution, you can ping us “Hi” on WhatsApp at 702 606

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For instant resolution, you can ping us “Hi” 1234
on WhatsApp at 702 606 1234

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For Claims Notification and Procedure click here.

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In case of claim or any other query, please contact our 24-hour Call Centre at 1800-258-5956 or email us at [email protected] or visit our website
www.godigit.com.

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This is the end of the document and the beginning of a wonderful relationship.

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This is the end of the document and the beginning of a wonderful relationship.
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We hope that you do not get in a situation when you have to file a claim. However, if that happens, we are always there
for you. That’s a promise!
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Stay Calm and just relax! We will take care of everything!

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You can take your car to any of the listed network garages in case anything happens, and we assure you a hassle-free
claim process.
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• Complete cashless facility • 6 Months warranty on repairs • Complimentary Pick-up & Drop
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*Facilities mentioned above are offered by the garages. List of garages is subject to change in future. Please
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call on 1800-258-5956 in case you require further help.

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Go Digit General Insurance Ltd.| GST Reg No 29AACCO4128Q1ZW| PAN No:- AACCO4128Q| HSN: 997134/General Insurance Services| Website: www.godigit.com/general-insurance|
GSTIN Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka, PIN - 560095| Registered Office Address: 1 to 6 floors, Ananta One (AR
One), Pride Hotel Lane, Narveer Tanaji Wadi, Shivaji Nagar, Pune-411005, Maharashtra| IRDAI Reg No. 158 | CIN- U66010PN2016PLC167410| | Trade logo of Go Digit General
Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license. | Toll Free No (1800
258 5956/1800-103-4448)| For more details on risk factors, terms, and conditions, please read sales brochure carefully before concluding a sale.
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Go Digit General Insurance Ltd.| GST Reg No 29AACCO4128Q1ZW| PAN No:- AACCO4128Q| HSN: 997134/General Insurance Services| Website: www.godigit.com/general-insurance|
GSTIN Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka, PIN - 560095| Registered Office Address: 1 to 6 floors, Ananta One (AR
One), Pride Hotel Lane, Narveer Tanaji Wadi, Shivaji Nagar, Pune-411005, Maharashtra| IRDAI Reg No. 158 | CIN- U66010PN2016PLC167410| | Trade logo of Go Digit General
Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license. | Toll Free No (1800
258 5956/1800-103-4448)| For more details on risk factors, terms, and conditions, please read sales brochure carefully before concluding a sale.