ctV

dsanzh;

dk lkjak”k 2024-2025

ctV (BUDGET)
;g ,d foRr o’kZ esa ljdkj dh vuqekfur izkfIr;ksa vkSj O;; dk fooj.k gSA
It is the statement of estimated receipts and expenditure of the Government in a
financial year.

foRr ea=ky; dk vkfFkZd dk;Z foHkkx ctV rS;kj djus ds fy, mRrjnk;h uksMy
fudk; gSA
Department of Economic Affairs (DEA) in the Ministry of Finance is responsible for
preparing the Union Budget.

lafo/kku ds vuqPNsn 112 ds vuqlkj ctV dks ljdkj ds okf’kZd foRrh; fooj.k
ds #i esa tkuk tkrk gSA
As per Article 112 of the Constitution, Budget is known as Annual Financial
Statement of the Government.

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 Some important facts about
BUDGET
 Hkkjr dk igyk ctV & 18 Qjojh, 1860 essa tsEl foYlu ds }kjk ]
ykWMZ dSfuax ds “kkludky esaA
 Hkkjrh; ctV dk tud & ih lh egkyuksfcl
KK
 Lora= Hkkjr dk igyk ctV & 26 uoacj] 1947 ¼vkj- ds ‘k.keq[ke psV~Vh½
 lcls T;knk ckj & eksjkj th nslkbZ ¼10½
,,,
 1924 esa jsy ctV dks vke ctV ls vyx ¼,doFkZ lfefr½ fd;k x;kA
2017&2018 esa jsy ctV dks vke ctV esa lekfgr dj fn;k x;kA
IIK
 ve`r dky dk igyk ctV & 2023&24 ¼fueZyk lhrkje.k th½
 igyh efgyk & bafnjk xka/kh th ¼1970&71½
 nwljh & fueZyk lhrkje.k th ¼lcls T;knk ckj yxkrkj ctV izLrqr 7
ckj½
 lcls yach vof/k dk ctV Hkk’k.k & fueZyk lhrkje.k th
 lcls yack ¼”kCnksa ds vk/kkj ij½ ctV Hkk’k.k & eueksgu flag th
 lcls NksVh vof/k dk ctV Hkk’k.k & fueZyk lhrkje.k th

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ctV izfØ;k (Budget Process) &

1½ ctV 2½ laln ds nksuksa

izLrqfr Budget lnuksa esa ctV ij
is presented
lkekU; ppkZ General
Discussuion on Budget in
both the Houses

3½ LFkk;h lfefr;ksa }kjk

vyx&vyx ea=ky;kas dh
vuqnku ekaxksa dh tk¡p
Standing Committees scrutinise 4½ vuqnku&ekaxksa ij
individual ministers' Demand for yksdlHkk esa foLr`r
Grants
ppkZ vkSj ernku
Detalied discussion and
voting on Demand for
Grants in Lok sabha

5½ fofu;ksx vkSj foRr

fo/ks;d ikfjr
Appropriation and Finance Bill
passed

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 ctV dk oxhZdj.k ¼ CLASSIFICATION OF BUDGET½ &
jktLo ctV REVENUE BUDGET &

ljdkj dh dj vkSj xSj&dj jktLo izkfIr;ka ,oa O;; lfgr

Including Tax and Non-Tax revenue receipts and expenditure of the government.

iwathxr ctV (CAPITAL BUDGET) &

ljdkj dh iwathxr izkfIr;ka vkSj Hkqxrku lfgrA

Including capital receipts and payments of the government.

vUunkrk (Farmer)

4 eq[; oxksZa ij
;qok (Youth)
/;ku (FOCUS ON 4 xjhc (Poor)
MAJOR CASTES)

efgyk,a (Women)

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 ctV Fkhe BUDGET THEME

jkstxkj Employment dkS”ky fodkl Skilling

MSMEs e/;e oxZ Middle Class

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 fodflr Hkkjr ds fy, ctV esa 9 izkFkfedrk,a (Nine Budget Priorities in
pursuit of ‘VIKSIT BHARAT’ )

d`f’k esa mRikndrk vkSj yphykiu jkstxkj ,oa dkS”ky


Productivity and Resilience in Agriculture Employment & Skilling

lekos”kh ekuo lalk/ku fodkl vkSj

lkekftd U;k; fofuekZ.k ,oa lsok,a
Inclusive Human Resource Development and Manufacturing & Services
Social Justice

“kgjh fodkl ÅtkZ lqj{kk

Urban Development Energy Security

volajpuk uokpkj] vuqla/kku ,oa fodkl

Infrastructure Innovation, Research & Development

vxyh ih<h ds lq/kkj

Next Generation Reforms

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 dsanzh; foRr ea=h fueZyk lhrkje.k us 23 tqykbZ] 2024 dks 48]20]512 djks³
#i;s dk ctV 2024&25 is”k fd;kA
Union Finance Minister Nirmala Sitharaman on 23 July, 2024 presented the
Union Budget 2024-25 worth Rs 48,20,512 crore.

 ctV vuqeku 2024&25 esa dqy O;; 48]20]512 djks³ #i, gksus dk vuqeku
yxk;k x;k gS ftlesa dqy iwathxr O;; 11]11]111 djks³ #i, gSA la”kksf/kr
vuqeku 2023&24 dh rqyuk esa ctV vuqeku 2024&25 esa iwathxr O;; 16-9%
dh o`f) n”kkZrk gSA ctV vuqeku 2024&25 esa 15]01]889 djks³ #i, dk izHkkoh
iwathxr O;; la”kksf/kr vuqeku 2023&24 dh rqyuk esa 18-2% dh o`f) n”kkZrk
gSA
The total expenditure in Budget Estimates (BE) 2024-25 is estimated at
48,20,512 crore of which total capital expenditure is '11,11,111 crore.
Compared to RE 2023-24, the capital expenditure in BE 2024-25 reflects an
increase of 16.9 per cent. Effective capital expenditure, at 15,01,889 crore in BE
2024-25 shows an increase of 18.2 per cent over RE 2023-24.

 iwathxr O;; ldy ?kjsyw mRikn dk 3-4 izfr”kr ;kfu 11]11]111 djks³
#i, jgkA blesa jkT;ksa dks iwathxr O;; ds fy, 1]50]000 djks³ #i, dh
foRrh; lgk;rk “kkfey gSA ctVh; iwta hxr O;; foRr o’kZ 2019&20 ds iwathxr
O;; dk 3-3 xq.kk gS vkSj 2024&25 ds ctVh; vuqeku esa dqy ifjO;; dk 23
izfr”kr gSA
The capital expenditure is pegged at 11,11,111 crore (3.4 per cent of GDP). It
includes 1,50,000 crore of financial assistance to the States for capital
expenditure. The budgeted capital expenditure is almost 3.3 times of the capital
expenditure in FY 2019-20 and 23.0 percent of total expenditure in BE 2024-25.
 ljdkj jktdks’kh; ?kkVs dks foRr o’kZ 2025&26 rd thMhih ds 4-5 izfr”kr
rd ykus esa lQyrk izkIr djus ds m|s”; ls fujarj dk;Z djsxhA
The Government will continue to work towards achieving the objective of
reducing the fiscal deficit to 4.5 per cent of GDP by FY 2025-26.

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 foRr o’kZ 2023&24 esa Hkkjr dh okLrfod nj 8-2 izfr”kr vkSj ukWfeuy o`f)
nj 9-6 izfr”kr jghA foRr o’kZ 2023&24 esa izkbZosV datEI”ku ,DlisaMhpj esa 4-
0 izfr”kr dh o`f) ns[kh x;hA
India's Real growth at 8.2 percent and Nominal growth at 9.6 percent in FY 2023-
24. The private consumption expenditure registered a growth of 4.0 per cent in
FY 2023-24, driven by resilient urban demand conditions and recovery in rural
demand.

 o’kZ 2024&25 ds nkSjku fnukafdr izfrHkwfr;ksa ds ek/;e ls ldy vkSj fuoy

cktkj m/kkfj;ka Øe”k% 14-01 yk[k djks³ #i, vkSj 11-63 yk[k djks³ #i,
jgus dk vuqeku gSA nksuksa gh o’kZ 2023&24 dh rqyuk esas de gksaxsA
The gross and net market borrowings through dated securities during 2024-25
are estimated at 14.01 lakh crore and 11.63 lakh crore respectively. Both will be
less than that in 2023-24.

 Hkkjrh; fjtoZ cSad us foRr o’kZ 2024&25 esa Hkkjr dh o`f) nj ds 7-2
izfr”kr jgus dk vuqeku O;Dr fd;k gSA
The Reserve Bank of India projects a growth of 7.2 per cent for India in FY 2024-
25.

 o’kZ 2024&25 ds fy,] m/kkfj;ksa dks Nks³dj dqy izkfIr;ka rFkk dqy O;;
Øe”k% 32-07 yk[k djks³ #i, vkSj 48-21 yk[k djks³ #i, vuqekfur gSA
ldy dj izkfIr;ka 25-83 yk[k djks³ #i, vuqekfur gSA jktdks’kh; ?kkVk
ldy ?kjsyw mRikn dk 4-9 izfr”kr jgus dk vuqeku gSA
For the year 2024-25, the total receipts other than borrowings and the total
expenditure are estimated at 32.07 lakh crore and Rs. 48.21 lakh crore
respectively. The net tax receipts are estimated at 25.83 lakh crore. The fiscal
deficit is estimated at 4.9 per cent of GDP.

 ys[kk egkfu;a=d }kjk izdkf”kr rhu vLFkkbZ okLrfod ds vuqlkj dsanz

ljdkj dk jktdks’kh; ?kkVk ldy ?kjsyw mRikn dk 5-6 izfr”kr gks x;k gSA
blds vykok o’kZ 2023&24 esa jktLo ?kkVk ldy ?kjsyw mRikn dk 2-6 izfr”kr
de gqvk gSA

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 The fiscal deficit of the Union Government declines to 5.6 per cent of GDP as
per 3 Provisional Actuals (PA) published by the Controller General of Accounts
(CGA), while the revenue deficit declined to 2.6 per cent of GDP in FY 2023-24.

 vkSlr [kqnjk eqnzkLQhfr foRr o’kZ 2022&23 esa 6-7 izfr”kr dh rqyuk esa
foRr o’kZ 2023&24 esa 5-4 izfr”kr ij vk x;h gSA “kh’kZ ij egaxkbZ twu 2024
esa 5-1 izfr”kr Fkh] tks dksj eqnzkLQhfr dh nj ls 3-1 izfr”kr uhps gSA lokZaxh.k
:i ls eqnzkLQhfr Hkkjrh; fjtoZ cSad ds vuqlkj 2 ls 6 izfr”kr ds nk;js esa
ns[kh x;h gSA
Average retail inflation eases to 5.4 per cent in 2023-24 compared to 6.7 per
cent in FY 2022-23. The Headline inflation stood at 5.1 per cent in June 2024,
with much lower core inflation of 3.1 per cent. The overall retail inflation is
within the notified tolerance band of 2 to 6 per cent of RBI.

 ctV vuqeku 2024&25 ds fy, ldy dj jktLo la”kksf/kr vuqeku

2023&24 dh rqyuk esa 11-7 izfr”kr vkSj ih, 2023&24 dh rqyuk esa 10-8
izfr”kr c<us dk vuqeku gSA
For BE 2024-25, Gross Tax Revenue (GTR) is projected to grow at 11.7 percent
over RE 2023-24 and 10.8 percent over PA 2023-24.

 ldy dj jktLo esa 13-4 izfr”kr dh o`f) gq;h vkSj dsna z dk dqy dj 10-
9 izfr”kr ,d= gqvkA dsanz ljdkj dk foRr o’kZ 2023&24 esa ldy ifjO;; esa
5-9 izfr”kr dh o`f) ntZ dh x;hA
The gross tax revenue increases by 13.4 per cent and tax-net to Centre increases
by 10.9 percent. The total expenditure of the Union Government registers a
growth of 5.9 per cent in FY 2023-24 (PA).

 vxys 10 lky esa varfj{k vFkZO;oLFkk dks 5 xquh rd c<kus ij tksj nsrs
gq, blds fy, 1]000 djks³ #i, dk ospa j dSfiVy QaM LFkkfir fd;k tk,xkA
With our continued emphasis on expanding the space economy by 5 times in
the next 10 years, a venture capital fund of 1,000 crore will be set up.

 eksckby Qksu] eksckby ihlhch, vkSj eksckby pktZj ij lhek “kqYd ?kVkdj
15 izfr”kr fd;k x;kA
Basic Customs Duty on mobile phones, Printed Circuit Board Assembly (PCBA)
and mobile chargers reduced to 15%.

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 ctV 2024&25 esa dqN fo”ks’k nwjlapkj midj.kksa ds ihlhch, ij lhek “kqYd
10 ls c<kdj 15 izfr”kr djus dk izLrko fd;k x;kA
Proposal to increase customs duty on PCBA of certain telecom equipment from
10 to 15% in Budget 2024-25.

 foRr ea=h us dgk fd fcgkj esa x;k fLFkr fo’.kqin eafnj vkSj cks/kx;k esa
egkcksf/k eafnj dk cgqr vf/kd vk/;kfRed egRo gSA fo”oLrjh; rhFkZ LFky
vkSj i;ZVu LFkyksa ds :i esa fodflr djus ds fy, lQy dk”kh fo”oukFk
eafnj xfy;kjk ekWMy ds vuq#i fo’.kqin eafnj xfy;kjk vkSj egkcksf/k eafnj
xfy;kjs ds lexz fodkl ds fy, lgk;rk iznku dh tk,xhA
Smt. Nirmala Sitharaman said that Vishnupad Temple at Gaya and Mahabodhi
Temple at Bodh Gaya in Bihar have immense spiritual significance. "Support will
be provided for holistic development of Vishnupad Temple Corridor and
Mahabodhi Temple Corridor on the lines of the successful Kashi Vishwanath
Temple Corridor model to develop them as world-class pilgrimage and tourist
destinations."

 efgyk lapkfyr fodkl dks c<kok nsus ls tq³h fofHkUu ;kstukvksa ds fy,
ctV esa rhu yk[k djks³ #i, ls vf/kd ds vkoaVu dk izLrko fn;k x;k gS]
ftuls efgykvksa vkSj y³fd;ksa dks ykHk gksxkA
For promoting women-led development, the budget carries an allocation of
more than 3 lakh crore for schemes benefitting women and girls.

 nks yk[k djks³ #i, dh ykxr ls ikap ;kstukvksa vkSj igyksa ls lacaf/kr
iz/kkuea=h dk iSdts vxys ikap o’kksZa esa 4-1 djks³ ;qokvksa dks jkstxkj] dkS”ky
izf”k{k.k vkSj vU; voljksa dh lqfo/kk nsxkA
Pm's package of 5 schemes and initiatives with an outlay of Rs 2 lakh crore to
facilitate employment, skilling and other opportunities for 4.1 crore youth in 5
years.

 ctV 2024&25 esa f”k{kk] jkstxkj vkSj dkS”ky izf”k{k.k ds fy, 1-48 yk[k
djks³ #i, vkoafVr fd, x, gSaA
Rs 1.48 lakh crore has been allocated for education, employment and skill
training in Budget 2024-25.

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 foRr o’kZ 2024&25 ds fy, xzkeh.k volajpuk lesr xzkeh.k fodkl ds fy,
2-66 yk[k djks³ #i, dk izko/kku gSA
A provision of 2.66 lakh crore for rural development including rural
infrastructure made for the financial year 2024-25 .

 25]000 xzkeh.k cfLr;ksa dks lHkh ekSleksas ds mi;qDr l³d laidZ lqfo/kk
iznku djus ds fy, ih,eth,lokbZ ds pj.k&4 dh “kq#vkr dh tk,xhA
Phase 4 of pmgsy will be launched to provide all-weather connectivity to 25,000
rural habitations.

 eqnzk _.k lhek dks orZeku ds 10 yk[k #i, ls c<kdj 20 yk[k #i,
fd;k tk,xkA ¼tks igys ls fy, gSa] vkSj pqdk fn, gSa mUgha dks feysxkA½
The limit of mudra loans will be enhanced to Rs. 20 lakh from the current Rs. 10
lakh.

 ljdkj vxys ikap o’kkZas esa ,d djks³ ;qokvksa dks 500 “kh’kZ daifu;ksa esa
baVuZf”ki ds volj iznku djus ds fy, ,d O;kid ;kstuk dk “kqHkkjaHk djsxhA
Government to launch a comprehensive scheme for providing internship
opportunities in 500 top companies to 1 crore youth in 5 years.

 ctV 2024&25 eas vuqekfur “kh’kZ 3 dj & 1- vk; ij dj¼11]87]000 djks³

#-½ 2- oLrq ,oa lsok dj¼10]61]899 djks³ #-½ 3- fuxe dj ¼10]20]000 djks³
#-½
Top 3 taxes estimated in Budget 2024-25 = 1. Income Tax (Rs 1187000 crore) 2.
Goods & Services Tax (Rs 1061899 crore) > 3. Corporate Tax (Rs 1020000 crore)

 ctV vuqeku 2024&25 esa dsanz dh fuoy izkfIr;ka & 1- fuoy&dsanz dk dj

jktLo¼25-8%½ 2- xSj&dj jktLo¼5-5%½ 3- xSj&+_.k iwt a h izkfIr¼0-8%½
Net receipts of the Centre in Budget Estimates 2024-25- 1. Net-Centre's Tax
Revenue (25.8%) > 2. Non-Tax Revenue (5.5%) > 3. Non-Debt Capital Receipt
(0.8%)

 ctV vuqeku 2024&25 esa vizR;{k dj thMhih dk 5-0% gS] izR;{k dj

thMhih dk 6-8% gS] vkSj ldy dj izkfIr;ka thMhih dk 11-8% gSA
Indirect taxes are 5.0% of GDP, direct taxes are 6.8% of GDP and gross tax
receipts are 11.8% of GDP in Budget Estimates 2024-25.

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 ctV vuqeku 2024&25 esa iwathxr O;; dh izo`fRr & 1- izHkkoh iwathxr O;;
¼15 yk[k djks³ #-½ 2- iwathxr O;; ¼11-1 yk[k djks³ #-½ 3- iwathxr
ifjlaifRr;ksa ds l`tu ds fy, lgk;rk vuqnku ¼3-9 yk[k djks³ #-½
Trend in Capital Expenditure in Budget Estimates 2024- 25 -1. Effective Capital
Expenditure (Rs 15 lakh crore) > 2. Capital Expenditure (Rs 11.1 lakh crore)> 3.
Grant in Aid for creation of capital assets (Rs 3.9 lakh crore)

 ctV vuqeku 2024&25 esa O;; dh lajpuk & 1- dsanzh; {ks= dh ;kstuk,a¼15-
16 yk[k djks³ #-½ 2- vU; dsanzh; {ks= O;; ¼14-91 yk[k djks³ #-½ 3- dsanz
dk LFkkiuk O;; ¼7-84 yk[k djks³ #-½ 4- dsna z izk;ksftr ;kstuk,a ¼5-06 yk[k
djks³ #-½ 5- vU; vuqnku@_.k ¼3-92 yk[k djks³ #-½ 6- foRr vk;ksx ds
vuqnku ¼1-32 yk[k djks³ #-½
Composition of Expenditure in Budget Estimates 2024-25 -1. Central Sector
Schemes (Rs 15.16 lakh crore) > 2. Other Central Sector Expenditure (Rs 14.91
lakh crore) > 3. Establishment Expenditure of Centre (Rs 7.84 lakh crore) > 4.
Centrally sponsored scheme (Rs 5.06 lakh crore) > 5. Other Grants/Loans (Rs
3.92 lakh crore)> 6. Finance Commission Grants (Rs 1.32 lakh crore)

 jktdks’kh; ?kkVs ds foRr iks’k.k ds lzksr & cktkj m/kkj >y?kq cpr ds fo#)
izfrHkwfr;ka
Sources of Financing Fiscal Deficit – Market Borrowing > Securities against small
savings
 ctV vuqeku 2024&25 esa jkT;ksa vkSj la?k {ks=ksa dks varj.k dh lajpuk &
Devolution>Scheme related & other transfers>finance commission
grants
COMPOSITION OF TRANSFERS TO STATES AND UTs in Budget Estimates 2024-
25= Devolution>Scheme related & other transfers>Finance commission grants
 ctV vuqeku 2024&25 eas jkT;ksa vkSj la?k jkT; {ks=ksa dks dqy varj.k & 23-
49 yk[k djks³ #-
Total transfers to States and Union Territories in Budget Estimates 2024-25= Rs
23.49 lakh crore.

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 #i;k dgka ls vkrk gS\ ¼RUPEE COMES FROM?½
dsna zh; mRikn 'kqYd (Union Excise Duties)
GST vkSj vU; dj (GST &
vk;dj (Income Tax)
Other Taxes)

5%
19% m/kkj vkSj vU; ns;rk,a
fuxe dj (Corporation 18% (Borrowing & Other
Tax) Liabilities)

lhek 'kqYd 17%

27%
(Customs)
xSj&dj _.k izkfIr;ka (Non-
4%
1% 9% Tax Receipts)

xSj&_.k iwt
a hxr izkfIr;ka (Non-Debt
Capital Receipts).

#i;k [kpZ dgka gksrk gS\ ¼RUPEE GOES TO?½

foRr vk;ksx ,oa vU; ls lacaf/kr varj.k
(Finance Commission & other transfers)
dsna z izk;ksftr ;kstuk,a (Centrally Sponsored
Scheme) is'a ku (Pensions)

9% 8%
9% C;kt Hkqxrku (Interest
Payments)
vU; O;; (Other 4%
Expenditure) 21%

19% dsna zh; {ks=d dh ;kstuk,a¼j{kk ,oa

lfClMh ij iwt a hxr O;; ds vfrfjDr½
djksa vkSj 'kqYdksa esa jkT;ksa dk 8% Central Sector Scheme(excluding
fgLlk(States share of capital outlay on defence & subsidy)
6% 16%
Taxes & duties)
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@apna_pdf (Defence) lfClMh (Subsidy)
  s#i;k dgka ls vkrk gS ¼”kh’kZ½ & 1- m/kkjh vkSj vU; ns;rk,a¼27½> 2-
vk;dj¼19½> 3- th,lVh ,oa vU; dj¼18½> 4- fuxe dj¼17½> 5-
dj fHkUu izkfIr;ka¼9½
Rupee comes from top 5 sources =s 1. Borrowings and other liabilities (27%)
> 2. Income Tax (19%) > 3. GST and Other taxes (18%) 4. Corporation Tax
(17%) > 5. Non-Tax Receipts (9%)
 #i;k dgka tkrk gS ¼”kh’kZ½ & 1- djksa ,oa “kqYdksa esa jkT; dk fgLlk¼21½>
2- C;kt Hkqxrku¼19½> 3- dsna zh; {ks= dh ;kstuk,a¼16½> 4- foRr vk;ksx
,oa vU; varj.k¼9½> 5- vU; O;; ¼9½
Rupee goes to top 5 sources = 1. State' Share of Taxes & Duties (21%) > 2.
Interest Payments (19%) > 3. Central Sector Schemes (16%) > 4. Finance
Commission and others transfers (9%) > 5. Other Expenditure (9%)

 ldy ?kjsyw mRikn ds izfr”kr ds eqrkfcd foRr o’kZ 2024&25 ds ctVh;

vuqeku ds vuqlkj dsna z ljdkj ds izeq[k jktdks’kh; lwpdkad &
The major fiscal indicators of the Central Government with respect to the
Budget Estimates (BE) of FY 2024-25, as a per cent of GDP -

jktdks’kh; lwpdkad (Fiscal Indicators) ctVh; vuqeku 2024&25

¼dqy GDP dk %½ Budget
Estimates 2024-25 (Percent
of GDP)
1½ jktdks’kh; ?kkVk Fiscal Deficit 4-9
2½ jktLo ?kkVk Revenue Deficit 1-8
3½ izkFkfed ?kkVk Primary Deficit 1-4
4½ izHkkoh jktLo ?kkVk Effective Revenue Deficit 0-6
5½ dj jktLo¼ldy½ Tax Revenue (Gross) 11-8
6½ xSj&dj jktLo Non-Tax Revenue 1-7
7½ dsanz ljdkj ds _.k Central Government Debt 56-8

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ctV dh izkFkfedrk,a (PRIORITY OF BUDGET) -

izkFkfedrk 1 % d`f’k {ks=d esa mRikndrk vkSj yphykiu

PRIORITY 1: PRODUCTIVITY AND RESILIENCE IN AGRICULTURE SECTOR
 32 d`f’k vkSj ckxokuh Qlyksa dh ubZ 109 mPp iSnkokj okyh vkSj tyok;q
vuqdwy fdLesa tkjh dh tk,axhA
New 109 high-yielding and climate-resilient varieties of 32 field and horticulture
crops will be released .
 vxys 2 o’kksZa esa izek.ku vkSj czkafMax ds tfj, ns”k Hkj esa 1 djks³ fdlkuksa dks
izkd`frd [ksrh esa “kkfey fd;k tk,xkA
1 crore farmers across the country will be initiated into natural farming,
supported by certification and branding in next 2 years.
 10]000 vko”;drk&vk/kkfjr tSo&buiqV lalk/ku dsanz LFkkfir fd, tk,axsA
10,000 need-based bio-input resource centres to be established.
 ljlks]a ewaxQyh] fry] lks;kchu vkSj lwjteq[kh tSls fryguksa ds fy,
vkRefuHkZjrk izkIr djus gsrq j.kuhfrA
Strategy is being put in place to achieve ‘atmanirbharta’ for oil seeds such as
mustard, groundnut, sesame, soybean, and sunflower.
 lCth mRiknu ds fy, c³s iSekus ij DyLVlZ izeq[k miHkksx dsanzksa ds djhc
fodflr fd, tk,axsA
Large scale clusters for vegetable production will be developed closer to major
consumption centres.
 ljdkj lCth ds laxzg.k] HkaMkj.k vkSj foi.ku lfgr mldh vkiwfrZ J`a[kykvksa
ds fy, fdlku&mRiknd laxBuks]a lgdkjh lfefr;ksa vkSj LVkVZ&vIl dks c<kok
nsxhA
Government will promote Farmer-Producer Organizations, cooperatives and
start-ups for vegetable supply chains including for collection, storage, and
marketing.
 ljdkj jkT;ksa ds lkFk lk>snkjh esa 3 o’kksaZ esa fdlkuksa vkSj mudh Hkwfe ds
dojst ds fy, d`f’k esa DPI ds dk;kZUo;u dh lqfo/kk iznku djsxhA

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 Government, in partnership with the states, will facilitate the implementation
of the DPI in agriculture for coverage of farmers and their lands in 3 years.
 DPI dk mi;ksx djds 400 ftyksa esa [kjhQ ds fy, fMftVy Qly losZ{k.k
fd;k tk,xkA
Digital crop survey for Kharif using the DPI will be taken up in 400 districts.
 6 djks³ fdlkuksa vkSj mudh tehuksa dk forj.k vkSj Hkwfe jftfLVª;kas esa yk;k
tk,xkA
Details of 6 crore farmers and their lands will be brought into the farmer and
land registries.
 5 jkT;ksa esa tuleFkZ vk/kkfjr fdlku ØsfMV dkMZ tkjh fd, tk,axsA
Issuance of Jan Samarth based Kisan Credit Cards will be enabled in 5 states.
 >haxk czwMLVkWDl gsrq U;wfDy;l czhfMax lsaVlZ dk ,d usVodZ LFkkfir djus
ds fy, foRrh; lgk;rk iznku dh tk,xhA
Financial support for setting up a network of Nucleus Breeding Centres for
Shrimp Broodstocks will be provided.
 >haxk ikyu] izlLa dj.k vkSj fu;kZr ds fy, ukckMZ ds ek/;e ls foRr&iks’k.k
dh lqfo/kk iznku dh tk,xhA
Financing for shrimp farming, processing and export will be facilitated through
NABARD.
 jk’Vªh; lgdkfjrk uhfr& ljdkj lgdkjh {ks= ds iz.kkyhxr] O;ofLFkr vkSj
pgqeq[kh fodkl ds fy,A bl uhfr dk y{; xzkeh.k vFkZO;oLFkk ds fodkl esa
rsth ykuk vkSj c³s iSekus ij jkstxkj ds voljksa dk l`tu djuk gksxkA
National Cooperation Policy - Government will bring out a National
Cooperation Policy for systematic, orderly and all-round development of the
cooperative sector. Fast-tracking growth of rural economy and generation of
employment opportunities on a large scale will be the policy goal.

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 izkFkfedrk 2 % jkstxkj vkSj dkS”ky
PRIORITY 2: EMPLOYMENT & SKILLING
iz/kkuea=h iSdst ds rgr igysa (PRIME MINISTER’S PACKAGE INITIATIVES) -

1½ jkstxkj ls tq³s izksRlkgu (Employment Linked Incentives) &

 ;kstuk A: igyh ckj dke djus okys ;qokvksa ds fy, ¼QLVZ Vkbe ,IykbZ½
(Scheme A: First Timers) &
 lHkh vkSipkfjd {ks=ksa es dk;Zcy dk fgLlk cuus okys lHkh u, O;fDr;ksa
dks ,d eghus dk ikfjJkfed fn;k tk,xkA
It will provide one-month wage to all persons newly entering the
workforce in all formal sectors.
 ik=rk lhek& ;kstuk esa “kkfey gksus ds fy, izfrekg vf/kdre ,d yk[k
#i, rd dk osru gksuk pkfg,A
Eligibility limit: Salary of upto Rs. 1 lakh per month.
 fd”rs&
a EPFO esa iathd`r igyh ckj fu;kstu izkIr djus okys deZpkfj;ksa
dks ,d eghus dk osru 15]000 #i, rd izR;{k cSad varj.k (DBT) ds
tfj, rhu fdLrksa esa fn;k tk,xkA
Installments: Direct benefit transfer of one-month salary will be up to Rs.
15,000 in three installments to first time employees, as registered in the
EPFO.
 ;kstuk B: fofuekZ.k {ks=d esa jkstxkj l`tu (Scheme B: Job Creation in
Manufacturing) &
 ;g fofuekZ.k {ks=d es QLVZ Vkbe ,IykbZ fd;k tk,xkA
Linked to first time employees in manufacturing sector.
 Igys 4 o’kksaZ esa deZpkjh Hkfo’; fuf/k laxBu esa va”knku ds fy, deZpkjh
vkSj fu;ksDrk] nksuksa dks izksRlkgu fn;k tk,xkA
Incentive to both employee & employer for EPFO contributions in the
specified scales for the first four years.

 ;fn QLVZ Vkbe ,IykbZ dh lsok,a mldh fu;qfDr ds 12 eghus ds vanj

lekIr dj nh tkrh gS] rks fu;ksDrk }kjk lfClMh ykSVkbZ tk,xhA Subsidy

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 would have to be refunded by the employer if the employment to the first
timer ends within 12 months of recruitment.

 ;kstuk C: fu;ksDrkvksa dks lgk;rk (Scheme C: Support to Employers) -

 ljdkj lHkh u, deZpkfj;ksa ds fy, 2 lky rd fu;ksDrkvksa ds 3000

#i, izfrekg rd ds EPFO va”knku viuh vksj ls iznku djsxhA
Government will reimburse EPFO contributions of employers up to
Rs.3000 per month for 2 years for all new hires.
 bl ;kstuk esa lHkh {ks=dksa esa 1 yk[k #i, izfr ekg rd ds osru okys
lHkh vfrfjDr fu;kstuksa dks doj fd;k tk,xkA
Cover all additional employment within a salary of Rs. 1 lakh per month in
all sectors.

 u, deZpkfj;ksa dks EPFO esa u, izos”kdrkZ gksus dh vko”;drk ugha gSA

New employees under this Part need not be new entrants to EPFO.

2½ dkS”ky fodkl Skilling Development &

 pkSFkh ;kstuk (4th scheme) :

 ;g jkT; ljdkj vkSj m|ksx ds lg;ksx ls dkS”ky fodkl ds fy, ubZ
dsanz izk;ksftr ;kstuk gSA
New centrally sponsored scheme, for skilling in collaboration with State
governments and Industry.
 blds rgr 5 lky dh vof/k es 20 yk[k ;qokvksa dks dkS”ky iznku djus
dk y{; j[kk x;k gSA
Aims at skilling 20 lakh youth over a 5-year period.
 1]000 vkS|ksfxd izf”k{k.k laLFkkuksa dks gc ,aM Liksd ekWMy esa ifj.kke
vk/kkfjr laLFkku ds #i esa vixzsM fd;k tk,xkA
To achieve this target, 1,000 Industrial Training Institutes (ITIs) will be
upgraded in hub and spoke arrangements with outcome orientation.
 Ikakpoha ;kstuk (5th scheme) %

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  ;g 5 lky esa 1 djks³ ;qokvksa dks 500 “kh’kZ daifu;ksa esa baVuZf”ki ds
volj iznku djus dh O;kid ;kstuk gSA blesa daifu;ksa dh Hkkxhnkjh
LoSfPNd gksxhA
A comprehensive scheme for providing internship opportunities in 500
top companies to 1 crore youth in 5 years (participation of companies is
voluntary).
 baVuZf”ki izkIr djus okyksa dks 5]000 #i, dk ekfld HkRrk vkSj 6]000
#i, dh ,deq”r lgk;rk iznku dh tk,xhA
 5]000 #i, ds ekfld HkRrs ds lkFk 12 ekg dh iz/kkuea=h baVuZf”ki Hkh
iznku dh tk,xhA
12-month Prime Minister's Internship with monthly allowance of rs.
5,000.

izkFkfedrk 3 % lekos”kh ekuo lalk/ku fodkl vkSj lkekftd U;k;

PRIORITY 3: INCLUSIVE HUMAN RESOURCE DEVELOPMENT AND SOCIAL JUSTICE
 [kkldj fdlkuksa] ;qokvks]a xjhcksa vkSj efgykvksa dk lokZaxh.k] loZO;kih ,oa
loZ&lekos”kh fodklA
All-round, all-pervasive and all inclusive development of people, particularly,
farmers, youth, women and poor.
 iwoksZn; % fodkl Hkh] fojklr Hkh (Purvodaya: Vikas bhi Virasat bhi)
 ;g lalk/kuksa ls Hkjiwj fcgkj] >kj[kaM] if”pe caxky] vksfM”kk vkSj
vka/kzizns”k tSls iwohZ jkT;ksa ds lokZaxh.k fodkl dh ,d ;kstuk gSA
Plan for endowment rich states in the Eastern parts covering Bihar,
Jharkhand, West Bengal, Odisha and Andhra Pradesh for generation of
economic opportunities to attain Viksit Bharat.
 ve`rlj dksydkrk vkS|ksfxd xfy;kjk fodflr fd;k tk,xk] ftlesa
x;k esa ,d vkS|ksfxd uksM dk fodkl “kkfey gSA
Amritsar Kolkata Industrial Corridor with development of an industrial
node at Gaya.
 vka/kzizns”k iquxZBu vf/kfu;e Andhra Pradesh Reorganization Act &

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  foRr o’kZ 2024&25 esa 15]000 djks³ #i, dh foRrh; lgk;rk dh
O;oLFkk dh tk,xhA
Financial support of rs. 15,000 crores will be arranged in FY 24-25 .
 iksykoje flapkbZ ifj;kstuk dks iwjk fd;k tk,xk] rkfd jk’Vª dh [kk|
lqj{kk lqfuf”pr dh tk ldsA
Completion of Polavaram Irrigation Project ensuring food security of the
nation.
 fo”kk[kkiRrue&psUubZ vkS|ksfxd xfy;kjs esa dksIiFkhZ uksM vkSj
gSnjkckn&csx
a yq# vkS|ksfxd xfy;kjs esa vksokZdy uksM esa ty vkiwfrZ]
fctyh vkiwfrZ] jsyos] l³d tSlh vko”;d volajpuk,a fodflr dh
tk,axhA
Essential infrastructure such as water, power, railways and roads in
Kopparthy node on the Vishakhapatnam-Chennai Industrial Corridor
and Orvakal node on Hyderabad-Bengaluru Industrial Corridor.
 iz/kkuea=h vkokl ;kstuk ¼xzkeh.k ,oa “kgjh½ ds rgr ns”k esa xzkeh.k ,oa “kgjh
{ks=ksa esa 3 djks³ vfrfjDr ?kj cuk, tk,axsaA
Three crore additional houses under the PM Awas Yojana in rural and urban
areas in the country.
 ctV esa efgykvksa ,oa y³fd;ksa dks ykHk igqapkus okyh ;kstukvksa ds fy, 3
yk[k djks³ #i, ls vf/kd vkoafVr fd, x, gSaA
The budget carries an allocation of more than Rs. 3 lakh crore for schemes
benefitting women and girls.
 ns”k ds iwoksZRrj jkT;ksa esa bafM;k iksLV isesVa cSad dh 100 ls vf/kd “kk[kk,a
[kksyh tk,axhA
More than 100 branches of India Post Payment Bank will be set up in the North
East region.
 iz/kkuea=h tutkrh; mUur xzke vfHk;ku ds rgr 63]000 xkaoksa dks doj djrs
gq, tutkrh; leqnk;ksa dh lkekftd&vkfFkZd fLFkfr esa lq/kkj fd;k tk,xkA
blls 5 djks³ tutkrh; yksxksa dks ykHk feysxkA

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 Improving the socio-economic condition of tribal communities covering 63,000
villages benefitting 5 crore tribal people under the PM tribal advanced village
campaign .

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 izkFkfedrk 4 % fofuekZ.k ,oa lsok,a
PRIORITY 4: MANUFACTURING & SERVICES
 lw{e] y?kq vkSj e/;e m|eksa dks c<kok nsus ds fy, lgk;rk (Support for
promotion of MSMEs) &
 fofuekZ.k {ks=d ds MSMEs ds fy, ØsfMV xkjaVh ;kstuk % fxjoh
¼dksysVjy½ ;k FkMZ ikVhZ xkjaVh ds fcuk e”khujh vkSj midj.k dh [kjhn
ds fy, MSMEs dks lkof/k _.k ¼VeZ yksu½ nsus gsrq] ,d ØsfMV xkjaVh
;kstuk “kq# dh tk,xhA
Credit Guarantee Scheme for MSMEs in the Manufacturing Sector: For
facilitating term loans to MSMEs for purchase of machinery and
equipment without collateral or third-party guarantee, a credit guarantee
scheme will be introduced.
 MSMEs dks _.k nsus ds fy, u;k ewY;kadu ekWMy % MSMEs dh _.k
pqdkus dh {kerk dk vkdyu djus ds fy, lkoZtfud {ks= ds cSad fdlh
ckgjh laLFkk ij fuHkZj jgus dh ctk; vius ;gka Lo;a flLVe fodflr
djsx
a sA
New assessment model for MSME credit: Public sector banks will build
their in-house capability to assess MSMEs for credit, instead of relying on
external assessment.
 vkfFkZd ladV ds nkSjku MSMEs dks _.k lgk;rk % MSMEs dks muds
vkfFkZd ladV ds nkSjku cSad _.k nsus ds fy, ubZ iz.kkyh “kq# dh
tk,xhA
Credit Support to MSMEs during Stress Period: New mechanism to
facilitate continuation of bank credit to MSMEs during their stress period.
 eqnzk _.k % r#.k Js.kh ds varxZr eqnzk _.kksa dh vf/kdre lhek dks
ekStwnk 10 yk[k #i, ls c<kdj 20 yk[k #i, dj fn;k x;k gSA
gkykafd] bldk ykHk dsoy mu m|fe;ksa dks gh feysxk] ftUgksaus blh
Js.kh esa fy, x, igys ds _.kksa dks iwjh rjg pqdk fn;k gSA
Mudra Loans: Enhanced to Rs. 20 lakh from the current Rs. 10 lakh for
those entrepreneurs who have availed and successfully repaid previous
loans under the ‘Tarun’ category.

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  TReDS esa “kkfey gksus dh vfuok;Zrk dk nk;jk c<k;k x;k % [kjhnkjksa
dks VªsM fjlhoscYl fMLdkWmfa Vax flLVe ;kfu TReDS IysVQkeZ ij
vfuok;Z #i ls “kkfey djus ds fy, VuZvksoj dh ik=rk lhek dks 500
djks³ #i, ls ?kVkdj 250 djks³ dj fn;k x;k gSA
Enhanced scope for mandatory on boarding in TReDS: Turnover
threshold of buyers for mandatory on boarding on the TReDS platform to
be reduced from Rs.500 crore to Rs.250 crore.
 MSMEs DyLVlZ esa flMch dh “kk[kk,a % flMch 3 lky ds Hkhrj lHkh
izeq[k MSMEs DyLVlZ dks viuh foRrh; lsok iznku djus ds fy, viuh
igaqp dk foLrkj djus gsrq ubZ “kk[kk,a [kksyx
s k vkSj mUgsa lh/ks _.k iznku
djsxkA
SIDBI branches in MSME clusters: SIDBI will open new branches to
expand its reach to serve all major MSME clusters within 3 years, and
provide direct credit to them.
 [kk| fofdj.k] xq.koRrk vkSj lqj{kk ijh{k.k ds fy, MSMEs bdkb;ka %
MSMEs {ks=d esa 50 cgq&mRikn [kk| fofdj.k bdkb;ka ¼eYVh izkMs sDV
QwM bjsfM,”ku ;wfuV~l½ LFkkfir djus ds fy, foRrh; lgk;rk nsus dh
?kks’k.kk dh x;h gSA
MSME Units for Food Irradiation, Quality & Safety Testing: Financial
support to set up 50 multi-product food irradiation units in the MSME
sector.

 bZ&dkelZ fu;kZr dsanz % MSMEs vkSj ikjaifjd dkjhxjksa dks varjkZ’Vªh;

cktkjksa esa vius mRikn cspus esa enn djus ds fy, lkoZtfud&futh
Hkkxhnkjh ¼PPP½ eksM ds rgr bZ&dkWelZ fu;kZr dsna z LFkkfir fd, tk,axsaA
E-Commerce Export Hubs: E-Commerce Export Hubs to be set up under
public-private-partnership (PPP) mode for MSMEs and traditional artisans
to sell their products in international markets.
 fofuekZ.k ,oa lsok {ks=d dks c<kok nsus ds mik; (Measures for promotion
of Manufacturing & Services) &

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  vkS|ksfxd ikDlZ % jk’Vªh; vkS|ksfxd xfy;kjk fodkl dk;ZØe ds rgr
12 vkS|ksfxd ikDlZ dks eatwjh nh tk,xhA
Industrial Parks: Twelve industrial parks under the National Industrial
Corridor Development Programme also will be sanctioned.
 fdjk, dk vkokl % vkS|ksfxd Jfedksa ds fy, MkWjesVªh Vkbi ds vkokl
cuk,a tk,axAsa ;s vkokl PPP eksM esa ok;fcfyVh xSi QafMax ¼VGF½ vkSj
izeq[k m|ksxksa ds lg;ksx ls cuk, tk,axsaA
Rental housing: Dormitory type accommodation for industrial workers
will be facilitated in PPP mode with Viability Gap Funding (VGF) support
and commitment from anchor industries.
 tgktjkuh m|ksx % Hkkjrh; tgktjkuh m|ksx dh fgLlsnkjh c<kus vkSj
vf/kd jkstxkj iSnk djus ds fy, LokfeRo] iV~Vk rFkk Q~ySfxax lq/kkjksa
dks ykxw fd;k tk,xkA
Shipping industry: Ownership, leasing and flagging reforms will be
implemented to improve the share of the Indian shipping industry and
generate more employment.
 egRoiw.kZ [kfut fe”ku ¼fØfVdy feujy fe”ku½ % fØfVdy [kfutksa ds
ns”k esa gh mRiknu] fjlkbfDyax vkSj fons”kksa es bu [kfutksa ds [knkuksa dh
izkfIr ds fy, fØfVdy feujy fe”ku LFkkfir djus dk izLrko fd;k
x;k gSA
Critical Mineral Mission: To be set up for domestic production, recycling
of critical minerals, and overseas acquisition of critical mineral assets.
 fMftVy ifCyd baQzkLVªDpj ¼DPI½ dk mi;ksx % _.k] bZ&dkWelZ] f”k{kk]
LokLF;] fof/k vkSj U;k;] ykWftfLVDl] MSME, lsok iznk;xh vkSj vcZu
xousZal ds {ks= esa fMftVy ifCyd baQzkLVªDpj ds mi;ksxksa dks c<kok
fn;k tk,xkA
Digital Public Infrastructure Applications: In the areas of credit, e-
commerce, education, health, law and justice, logistics, MSME, services
delivery, and urban governance.

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  bUlkWYosla h ,aM cSadjIlh dksM ¼IBC½ bdks&flLVe ds fy, ,dhd`r
izkS|ksfxdh IysVQkeZ % ;g IysVQkeZ fujarjrk] ikjnf'kZrk] le; ij
çkslsflax vkSj csgrj fuxjkuh ds }kjk IBC ds rgr lHkh Hkkxhnkjksa ds
fy, csgrj ifj.kke lqfuf”pr djsxkA
Integrated Technology Platform for IBC eco-system: For improving the
outcomes under the Insolvency and Bankruptcy Code (IBC) for achieving
consistency, transparency, timely processing and better oversight for all
stakeholders.
 us'kuy daiuh y‚ fVªC;wuy vkSj _.k olwyh% vfrfjDr fVªC;wuYl LFkkfir
djus dh ?kks"k.kk dh xà gSA
National Company Law Tribunals and Debt Recovery: Additional
tribunals will be established.

izkFkfedrk 5 % “kgjh fodkl

PRIORITY 5: URBAN DEVELOPMENT
 xzksFk gc ds :i esa 'kgj % jkT;ksa ds lg;ksx ls ljdkj *xzksFk gc ds :i esa
'kgjks*a ds fodkl dh lqfoèkk çnku djsxhA
Cities as Growth Hubs: Working with states, government will facilitate
development of ‘Cities as Growth Hubs’.
 bls vkfFkZd vkSj ikjxeu ;kstuk vkSj uxj fu;kstu ;kstukvksa dk mi;ksx
djds mi&'kgjh {ks=ksa ds O;ofLFkr fodkl ds ek/;e ls çkIr fd;k
tk,xkA
This will be achieved through economic and transit planning, and orderly
development of peri-urban areas utilising town planning schemes.
 'kgjksa dk jpukRed iqufoZdkl% ifjoruZdkjh çHkko ykus gsrq ekStwnk 'kgjksa ds
jpukRed czkmuQhYM iqufoZdkl ds fy,] ljdkj l{ke uhfr;ksa] cktkj&vkèkkfjr
ra= vkSj fofu;eu ds fy, ,d ÝseodZ rS;kj djsxhA
Creative redevelopment of cities: For creative brownfield redevelopment of
existing cities with a transformative impact, government will formulate a
framework for enabling policies, market-based mechanisms and regulation.

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 VªkaftV vksfj,aVsM MsoyiesaV % 30 yk[k ls vfèkd vkcknh okys 14 cM+s 'kgjksa
ds fy, VªkaftV vksfj,aVsM MsoyiesaV ;kstuk,a vkSj j.kuhfr;ka cukà tk,xhA
Transit Oriented Development: Formulation of Transit Oriented Development
plans and strategies to implement and finance 14 large cities above 30 lakh
population.
 'kgjh vkokl % ih-,e- vkokl ;kstuk&'kgjh 2-0 ds rgr 10 yk[k djksM+ #i;s
ds fuos'k ls 1 djksM+ 'kgjh xjhckas vkSj e/;e&oxhZ; ifjokjksa dh vkokl t:jrksa
dks iwjk fd;k tk,xkA
Urban Housing: Under the PM Awas Yojana Urban 2.0, housing needs of 1 crore
urban poor and middle-class families will be addressed with an investment of
Rs. 10 lakh crore.
 ty vkiwfrZ vkSj LoPNrk % ctV esa jkT; ljdkjksa rFkk cgqi{kh; fodkl cSadksa
dh lk>snkjh esa foRriks"k.k okyh ifj;kstukvksa ds ek/;e ls 100 cM+s 'kgjksa esa
tykiwfrZ] lhost mipkj] Bksl vif”k’V çcaèku rFkk foRrh; :i ls O;kogkfjd
ifj;kstukvksa dks c<+kok nsus dh ckr dgh xà gSA
Water Supply and Sanitation: In partnership with the State Governments and
Multilateral Development Banks we will promote water supply, sewage
treatment and solid waste management projects and services for 100 large
cities through bankable projects.
 LVªhV ekdsZV % LVªhV osM
a lZ ds thou esa cnyko ykus esa ih-,e- Lofuf/k ;kstuk
dh lQyrk dks ns[krs gq, LVªhV ekdsZV dk fodkl djus dk izLrko fd;k x;k
gSA
Street Markets: Building on the success of PM SVANidhi Scheme in transforming
the lives of street vendors.
 ljdkj }kjk ns'k ds p;fur 'kgjksa esa vxys ikap o"kksaZ rd çR;sd o"kZ
100 lkIrkfgd ^gkVksa* vkSj LVªhV QwM dsanzkas ds fodkl gsrq lgk;rk çnku
djus ds fy, ,d ;kstuk cukà tk,xhA
New scheme to support the development of 100 weekly ‘haats’ or street
food hubs every year for the next 5 years in select cities.

@apna_pdf https://t.me/apna_pdf
  LVkEi “kqYd % dsæa ljdkj jkT;ksa dks LVkEi “kqYd dh njsa de djus rFkk
efgykvksa }kjk [kjhnh xà laifRr;ksa ds fy, 'kqYd vkSj de djus ij fopkj
djus ds fy, çksRlkfgr djsxhA
Stamp Duty: Encourage states which continue to charge high stamp duty to
moderate the rates for all, and also consider further lowering duties for
properties purchased by women.

izkFkfedrk 6 % ÅtkZ lqj{kk

Priority 6: Energy Security

 ,uthZ Vªkfa t'ku % jkstxkj] fodkl vkSj i;koZj.kh; laèkkj.kh;rk dh vfuok;rkZvksa

dks larqfyr djus ds fy, ,uthZ Vªkaft'ku ikFkos* ij ikWfylh MkWD;wesVa tkjh
fd;k tk,xkA
Energy Transition: Policy document on 'Energy Transition Pathways' to balance
the imperatives of employment, growth and environmental sustainability to be
brought out.
 ih-,e- lw;Z ?kj eqQ~r fctyh ;kstuk % varfje ctV esa ?kks"k.kk ds vuq:i] 1
djksM+ ifjokjksa dks gj ekg 300 ;wfuV rd eqQ~r fctyh çkIr djus esa l{ke
cukus ds fy, :QV‚i lksyj iSuy LFkkfir djus ds fy, ih-,e- lw;Z ?kj eqQ~r
fctyh ;kstuk 'kq: dh xà gSA
PM Surya Ghar Muft Bijli Yojana: In line with the announcement in the interim
budget, PM Surya Ghar Muft Bijli Yojana has been launched to install rooftop
solar plants to enable 1 crore households obtain free electricity up to 300 units
every month.
 iaIM LVksjt
s ikWfylh % bls fo|qr HkaMkj.k vkSj lexz ÅtkZ mRiknu esa
uohdj.kh; ÅtkZ dh c<+rh fgLlsnkjh ds lkFk fo|qr vkiwfrZ ç.kkyh ls ,dhdj.k
ds fy, tkjh dh tk,xhA
Pumped Storage Policy: It will be brought out for electricity storage and
facilitating smooth integration of the growing share of renewable energy with
its variable & intermittent nature in the overall energy mix.

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 Le‚y rFkk ekWM~;wyj ijek.kq fj,DVjksa ij vuqlaèkku vkSj fodkl % ijek.kq ÅtkZ
fodflr Hkkjr ds fy, ÅtkZ mRiknu dk ,d cgqr egRoiw.kZ fgLlk cuus dh
mEehn gSA bl y{; dh fn'kk es]a ljdkj fuEufyf[kr ds fy, futh {ks=d ds
lkFk lk>snkjh djsxhA
Research and development of small and modular nuclear reactors: Nuclear
energy is expected to form a very significant part of the energy mix for Viksit
Bharat. Towards that pursuit, our government will partner with the private
sector for :
 Hkkjr Le‚y fj,DVlZ dh LFkkiuk ds fy,A
Setting up Bharat Small Reactors.
 Le‚y ekWM~;wyj fj,DVjksa ij vuqlèa kku ,oa fodkl ds fy,A
Research & development of Small Modular Reactor.
 ijek.kq ÅtkZ ds fy, uà çkS|ksfxfd;ksa dk vuqlèa kku ,oa fodklA
Research & development of newer technologies for nuclear energy.
 *gkMZ Vw ,csV* m|ksxkas ds fy, jksMeSi % *gkMZ Vw ,csV* m|ksxkas dks orekZu
*ijQ‚eZ] vpho ,aM VªsM* eksM ls *bafM;u dkcuZ ekdsZV* eksM esa cnyus ds fy,
mfpr fu;e ykxw fd, tk,axsA
Roadmap for 'hard to abate' industries: Appropriate regulations for transition
of 'hard to abate' industries from the current 'Perform, Achieve and Trade'
mode to 'Indian Carbon Market' mode to be put in place.
 ikjaifjd lw{e vkSj y?kq m|ksxkas dks leFkuZ % ihry vkSj fljsfed lfgr 60
dyLVlZ esa ikjaifjd lw{e vkSj y?kq m|ksxkas ds fuos'k&xzsM ÅtkZ vkWfMV dh
lqfoèkk çnku dh tk,xhA
Support to traditional micro and small industries: An investment-grade energy
audit of traditional micro and small industries in 60 clusters, including brass and
ceramic, will be facilitated.
 bl ;kstuk dks vxys pj.k esa vU; 100 dyLVlZ esa pyk;k tk,xkA The
scheme will be replicated in another 100 clusters in the next phase.

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 izkFkfedrk 7 % volajpuk
Priority 7: Infrastructure

 dsaæ ljdkj }kjk volajpuk esa fuos'k % ldy ?kjsy mRikn dk 3-4% iwathxr
O;; ds fy, fn;k tk,xkA
Infrastructure investment by Central Government: 3.4 % of GDP to be provided
for capital expenditure.
 jkT; ljdkjksa }kjk volajpuk esa fuos'k % volajpuk esa fuos'k gsrq jkT;ksa dks
lgk;rk nsus ds fy, C;kt eqDr nh?kZdkfyd _.k ds fy, ctV esa 1-5 yk[k
djksM+ #i;s vkoafVr fd, x, gSaA
Infrastructure investment by state governments: Provision of Rs.1.5 lakh crore
for long-term interest free loans to support states in infrastructure investment.
 volajpuk esa futh fuos'k % futh {ks=d }kjk volajpuk esa fuos'k dks
ok;fcfyVh xSi QafMax ¼VGF½ vkSj l{ke uhfr;ksa vkSj fofu;eksa ds ek/;e ls
c<+kok fn;k tk,xkA
Private investment in infrastructure: Investment in infrastructure by private
sector will be promoted through viability gap funding and enabling policies and
regulations.
 cktkj vkèkkfjr foRr&iks"k.k ÝseodZ yk;k tk,xkA
A market based financing framework will be brought out.
 çèkku ea=h xzke lM+d ;kstuk ¼PMGSY½ % 25]000 xzkeh.k cfLr;ksa dks gj
ekSle esa dusfDVfoVh çnku djus ds fy, PMGSY pj.k&4 'kq: fd;k tk,xkA
Pradhan Mantri Gram SadakYojana (PMGSY): Launch of phase
IV of PMGSY to provide all-weather connectivity to 25,000 rural habitations.
 flapkà vkSj ck<+ 'keu (Irrigation and Flood Mitigation) :
 fcgkj esa dkslh&esph baVªk LVsV fyad vkSj vU; ifj;kstukvksa ds fy,
11]500 djksM+ #i;s dh foRrh; lgk;rk nsus dh ?kks"k.kk dh xà gSA
Financial support of Rs. 11,500 crore to projects such as the Kosi-Mechi
intra-state link and other schemes in Bihar.

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  ljdkj vle] fgekpy çns'k] mRrjk[kaM vkSj flfDde dks ck<+] HkwL[kyu
bR;kfn ls fuiVus rFkk vU; lacafèkr ifj;kstukvksa ds fy, lgk;rk çnku
djsxhA
Government to provide assistance to Assam, Himachal Pradesh,
Uttarakhand and Sikkim for floods, landslides and other related projects.
 i;VZu% fcgkj esa fo’.kqin eafnj dWkfjMksj] egkcksfèk eafnj dkWfjMksj vkSj jktxhj
dk O;kid fodkl fd;k tk,xkA
Tourism: Comprehensive development of Vishnupad Temple Corridor,
Mahabodhi Temple Corridor and Rajgir.
 Ukyank fo”ofo|ky; dks mlds xkSjo'kkyh Lo:i esa iquthZfor djus ds vykok
,d i;VZu dsæa ds :i esa fodflr fd;k tk,xkA
Support the development of Nalanda as a tourist centre besides reviving
Nalanda University to its glorious stature.
 ctV esa vksfM'kk ds eafnjks]a Lekjdksa] f'kYi dkS'ky] oU;tho vHk;kj.;] çkd`frd
ifjn`”; vkSj çkphu leqæ rVksa ds fodkl ds fy, lgk;rk çnku djus dh
?kks"k.kk dh xà gSA
Assistance for development of temples, monuments, craftsmanship, wildlife
sanctuaries, natural landscapes and pristine beaches of Odisha.

izkFkfedrk 8 % uokpkj] vuqla/kku ,oa fodkl

Priority 8: Innovation, Research & Development

 vuqlaèkku us'kuy fjlpZ QaM % bldk xBu vkèkkjHkwr vuqlèa kku rFkk çksVksVkbi
ds fodkl dks c<+kok nsus ds fy, fd;k x;k gSA
Anusandhan National Research Fund: For basic research and prototype
development to be operationalised.
 futh {ks=d }kjk lapkfyr vuqlèa kku % futh {ks=d }kjk okf.kfT;d Lrj ij
vuqlèa kku ,oa uokpkj dks c<+kok nsus ds fy, 1 yk[k djksM+ #i;s ds foRr&iks"k.k
dk çkoèkku fd;k x;k gSA
Private sector-driven research: Financing pool of Rs. 1 lakh crore for spurring
private sector-driven research and innovation at commercial scale.

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  varfj{k&vkèkkfjr vFkZO;oLFkk % vxys 10 o"kkaZs esa varfj{k&vkèkkfjr vFkZO;oLFkk
dk vkdkj c<+kdj 5 xquk rd djus ds fy, 1]000 djksM+ #i;s dk osapj
dSfiVy QaM xfBr fd;k tk,xkA
Space Economy: Venture capital fund of Rs.1,000 crore to be set up for
expanding the space economy by 5 times in the next 10 years.

izkFkfedrk 9 % vxyh ih<h ds lq/kkj

Priority 9: Next Generation Reforms

 vkÆFkd uhfr ÝseodZ % bldk mís'; vkÆFkd fodkl ds fy, vkids –f"Vdks.k
viukus vkSj jkstxkj ds voljksa dks lqfoèkktud cukus rFkk mPp fodkl nj
dks cuk, j[kus ds fy, vxyh ih<+h ds lqèkkjksa dk nk;jk fuèkkZfjr djuk gSA
Economic Policy Framework: To delineate the overarching approach to
economic development and set the scope of the next generation of reforms for
facilitating employment opportunities and sustaining high growth.
 lqèkkjksa dks vkÆFkd çksRlkgu nsuk % mRiknu ds dkjdksa ;kuh lalkèkuksa dh
mRikndrk esa lqèkkj djuk rFkk cktkjksa vkSj {ks=dksa dks vfèkd n{k cukus
esa lgk;rk djus ds fy, çksRlkgu nsuk pkfg,A
Incentivize reforms for: Improving productivity of factors of production,
and facilitating markets and sectors to become more efficient.
jkT; ljdkjksa }kjk Hkwfe&lacaèkh lqèkkj % xzkeh.k vkSj 'kgjh] nksuksa {ks=ksa esa
Hkwfe&lacaèkh lqèkkj rFkk vU; dk;ks± esa 'kkfey fd;k tk,xk&
Land-related reforms by state governments: Land-related reforms and
actions, both in rural and urban areas, will cover:
 Hkwfe ç'kklu] ;kstuk vkSj çcaèkuA
land administration, planning and management.
 'kgjh fu;kstu] mi;ksx vkSj Hkou mi&fu;e ¼fcÇYMx ck;y‚t½A Urban
planning, usage and building bylaws.

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 bUgsa mfpr foRrh; lgk;rk ds tfj, çksRlkgu çnku djds vxys 3 o"kks± ds
Hkhrj iwjk fd;k tk,xkA
These will be incentivized for completion within the next 3 years through
appropriate fiscal support.
 xzkeh.k Hkwfe lacaèkh dk;Zokfg;ka % xzkeh.k Hkwfe lacaèkh dk;ks± esa 'kkfey fd;k
tk,xkA
Rural Land related actions: Rural land related actions will include.
 lHkh Hkwfe;ksa ds fy, fof'k"V Hkwfe iklyZ igpku la[;k ¼ULPIN½ ;k
Hkw&vkèkkj dk vkoaVu fd;k tk,xkA
Assignment of Unique Land Parcel Identification Number (ULPIN) or Bhu-
Aadhaar for all lands.
 Hkw&jkT; uhfr dk fMftVyhdj.k fd;k tk,xkA
Digitization of cadastral maps.
 orZeku Hkw&LokfeRo ds vkèkkj ij uD”kk ds mi&foHkktuksa dk loZs{k.k
djukA
Survey of map sub-divisions as per current ownership.
 Hkw&iathdj.k lqfuf”pr djukA
Establishment of land registry.
 ULPIN dks fdlkuksa dh Hkwfe ds iathdj.k ls tksM+ukA
Linking to the farmers registry.
 'kgjh Hkwfe lacaèkh dk;Zokfg;ka % 'kgjh {ks=ksa esa Hkwfe vfHkys[kksa dks GIS eSÇix ds
tfj, fMftVy :i esa miyCèk djok;k tk,xkA
Urban Land related actions: Land records in urban areas to be digitized with GIS
mapping.
 Je lacaèkh lqèkkj (Labour related reforms) %
 blds rgr Ã&Je iksVZy dks vU; iksVZYl ds lkFk ,dh—r djds
ou&LV‚i lkWY;w”ku dh lqfoèkk çnku dh tk,xhA
A comprehensive integration of e-shram portal with other portals will
facilitate such one-stop solution.

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  rsth ls cnyrs Je cktkj] dkS'ky vko';drkvksa vkSj miyCèk ukSdfj;ksa
dks ,d gh LFkku ij miyCèk djokus ds fy, vksiu vkÆdVsDpj MsVkcsl
rS;kj djukA
Open architecture databases for the rapidly changing labour market, skill
requirements and available job roles.
 ukSdjh ds bPNqd yksxksa dks laHkkfor voljksa vkSj dkS'ky çnkrkvksa ls
tksMu+ s ds fy, eSdsfuTe rS;kj djukA
Mechanism to connect job-aspirants with potential employers and skill
providers.
 Je lqfoèkk vkSj lekèkku iksVZy % m|ksx vkSj O;kikj lacaèkh fu;eksa ds ikyu dks
vklku cukus ds fy, iksVZy dk uohuhdj.k fd;k tk,xkA
Shram Suvidha & Samadhan Portal: Portals will be revamped to enhance ease
of compliance for industry and trade.
 iwath vkSj m|ferk lacaèkh lqèkkj
Capital and entrepreneurship related reforms
 foÙkh; {ks= ds fy, –f"Vdks.k vkSj j.kuhfr % vFkO;ZoLFkk dh foÙkh;
vko';drkvksa dks iwjk djus ds fy,] dsaæ ljdkj vyx&vyx {ks=dksa
dks muds vkdkj] {kerk vkSj dkS'ky vko';drkvksa ds vkèkkj ij lgk;rk
çnku djus ds fy, foÙkh; {ks= ds fy, fotu vkSj j.kuhfr vkèkkfjr
M‚D;wesaV tkjh djsxhA
Financial sector vision and strategy: For meeting financing needs of the
economy, our government will bring out a financial sector vision and
strategy document to prepare the sector in terms of size, capacity and
skill.
 tyok;q QaM ds fy, VSDlksu‚eh % tyok;q vuqdwyu vkSj 'keu xfrfofèk;ksa
ds fy, iwath dh miyCèkrk dks c<+kukA blls ns'k dh tyok;q lacaèkh
çfrc)rkvksa dks iwjk djus rFkk xzhu Vªkaft'ku dks lqfoèkktud cukus esa
enn feysxhA

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 Taxonomy for climate finance: Enhancing the availability of capital for
climate adaptation and mitigation. This will support achievement of the
country's climate commitments and green transition.
 osfj,cy dSfiVy daiuh lajpuk % foekuksa vkSj tyiksrksa dks iês ij ysus
ds fy,] foÙk iks"k.k çnku djus ds fy, ,d dq'ky vkSj yphyk rjhdk
çnku djus gsrq foèkk;h eatwjh çnku djuk rFkk ^osfj,cy dSfiVy daiuh
lajpuk* ds tfj, futh bfDoVh ls foÙk iks"k.k çkIr djukA Variable
Capital Company structure: Bringing legislative approval for providing an
efficient and flexible mode for financing leasing of aircrafts and ships, and
pooled funds of private equity through a 'variable company structure'.
 çR;{k fons'kh fuos'k vkSj vksojlht fuos'k % fuEufyf[kr çkoèkkuksa ds
tfj, çR;{k fons'kh fuos'k vkSj vksojlht fuos'k ds fy, fu;e vkSj
fofu;e ljy cuk, tk,axs&
Foreign Direct Investment and Overseas Investment: The rules and
regulations for Foreign Direct Investment and Overseas Investments will
be simplified to -
 çR;{k fons'kh fuos'k dks c<+kok nsuk(
Facilitate foreign direct investments.
 çkFkfedrk,a r; djuk] vkSj
Nudge prioritization, and
 vksojlht fuos'k ds fy, eqæk ds :i esa Hkkjrh; #i;s dk mi;ksx
ds fy, voljksa dks c<+kok nsukA
Promote opportunities for using Indian Rupee as a currency for
overseas investments.
 NPS okRlY; % ukckfyx cPps ds fy, ekrk&firk vkSj vfHkHkkodksa ds va'knku
ij vkèkkfjr NPS okRlY; ;kstuk 'kq: dh tk,xhA
NPS Vatsalya: NPS-Vatsalya, a plan for contribution by parents and guardians
for minors will be started.
 çkS|ksfxdh dk mi;ksx % vFkO;ZoLFkk ds fMftVyhdj.k dh fn'kk esa çkS|ksfxdh
dks viukukA

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 Use of Technology: Step up adoption of technology towards digitalization of the
economy.
 Ãt v‚Q Mwbax fctusl % ^Ãt v‚Q Mwbax fctusl* dks c<+kok nsus ds fy,]
igys ls gh tu fo”okl foèks;d 2-0 ij dke fd;k tk jgk gSA
Ease of Doing Business: For enhancing 'Ease of Doing Business', we are
already working on the Jan Vishwas Bill 2.0.

vizR;{k dj Indirect Taxes

 blds vykok] jkT;ksa dks muds O;kikj lqèkkj dk;Z ;kstukvksa vkSj
fMftVyhdj.k ds dk;kZUo;u ds fy, çksRlkfgr fd;k tk,xkA
Further, states will be incentivized for implementation of their Business
Reforms Action Plans and digitalization.
 MsVk vkSj lkaf[;dh % MsVk xous±l] HkaMkj.k] çkslÇs lx esa lqèkkj rFkk MsVk vkSj
lkaf[;dh ds çcaèku esa lqèkkj djus ds fy,] fMftVy bafM;k fe'ku ds rgr
lHkh {ks=h; MsVkcsl lfgr vyx&vyx {ks=h; MsVkcsl dk çkS|ksfxdh VwYl dh
lfØ; enn ls mi;ksx fd;k tk,xkA
Data and Statistics: For improving data governance, collection, processing and
management of data and statistics, different sectoral data bases, including
those established under the Digital India mission, will be utilized with active use
of technology tools.
 uà is'a ku ;kstuk ¼ NPS½ % ,d lekèkku fodflr fd;k tk,xk] ftlds rgr
jktdks"kh; le>nkjh cuk, j[krs gq, vke ukxfjd ds lqj{kk lacaèkh çklafxd
eqíksa dk lekèkku fd;k tk ldsxkA
New Pension Scheme (NPS): A solution will be evolved which addresses the
relevant issues while maintaining fiscal prudence to protect the common
citizens.

GST dk ljyhdj.k vkSj foLrkj (simplification and expansion of GST)

 ljdkj dj lajpuk dks vkSj vfèkd ljy o rdl±xr cukus dk ç;kl

djsxh] rFkk bls 'ks"k {ks=dksa esa Hkh foLrkfjr djus dk ç;kl djsxhA

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 Government will strive to further simplify and rationalize the tax structure
and endeavor to expand it to the remaining sectors.
 O;kikj lqfoèkk çnku djuk% ?kjsyw foekuu vkSj ukSdk vkSj tgkt MRO
¼Maintenance j[kj[kko] Repair ejEer vkSj Overhaul dk;kdYi½ dks
c<+kok nsdjA
Trade facilitation: By promotion of domestic aviation and boat & ship
MRO (Maintenance, Repair and Overhaul) .

 lhek 'kqYd esa dVkSrh% ?kjsyw fofuekZ.k m|ksxksa dks enn djuk] LFkkuh;
Lrj ij ewY;o/kZu dks c<+kok nsuk] fu;kZr çfrLi/kkZ dks c<+kok nsuk rFkk
djkèkku ç.kkyh dk ljyhdj.k djukA
Custom Duties reduction: To support domestic manufacturing, deepen
local value addition, promote export competitiveness, and simplify
taxation.
 {ks=d fof”k’V cqfu;knh lhek “kqYd (BCD) izLrko
Sector specific basic customs duty (BCD) proposals.

lhek “kqYd ls NwV nh x;h EXEMPTED


,Dl&js midj.k X-Ray equipments

Eksckby Qksu vkSj pktZj Mobile phones and chargers

Lkksuk] pkanh vkSj IysfVue Gold, Silver and Platinum

2 fØfVdy [kfut 2 critical minerals

pe³k vkSj oL= Leather and Textile

leqnzh mRikn Marine products

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 lhek “kqYd ?kVk;k x;k DECREASED


dSalj dh nokb;ka % VSªLVqtqekc MsjDlVsdu] vksflefVZfuc] vkSj MqokZyqekc
Cancer medicines:, Trastuzumab Deruxtecan, Osimertinib, and Durvalumab

jsflLVlZ dk mRiknu Manufacturing of resistors

Qsjks fudsy] fCyLVj dkWij] Qsjl LØSi vkSj fudy dSFkksM

Ferro nickel, Blister copper, Ferrous scrap and Nickel cathode

25 fØfVdy [kfut 25 critical minerals

lkSj lsy vkSj iSuyksa ds fuekZ.k esa mi;ksx dh tkus okyh iwathxr oLrq,a
capital goods for use in manufacture of solar cells and panels

>haxk vkSj fQ”k QhM ds fuekZ.k ds fy, buiqV

Inputs for manufacture of shrimp and fish feed.

izR;{k dj izLrko DIRECT TAX PROPOSALS

 ctV 2024&25 esa uà dj O;oLFkk dk fodYi pquus okys osruHkksxh
deZpkfj;ksa ds fy, LVSaMMZ fMMD'ku dks 50]000 #i;s ls c<+kdj 75]000
#i;s dj fn;k x;k gSA blh çdkj is'a ku èkkjdksa ds fy, ikfjokfjd is'a ku
ij fMMD'ku dks 15]000 #i;s ls c<+kdj 25]000 #i;s dj fn;k x;k gSA
vc vkdyuksa dks fQj ls [kqyus dh vofèk dks rhu o"kZ ls c<+kdj ikap o"kZ
dj fn;k x;k gS vxj Nqikà xà vk; 50 yk[k #i;s ls vfèkd gSA uà dj
O;oLFkk nj lajpuk esa Hkh la'kksèku fd;k x;k gS ftlls fd osruHkksxh
deZpkfj;ksa dks vk;dj esa 17]500 #i;s rd dk ykHk çkIr gks ldsA Budget
2024-25 increased standard deduction of salaried employees from 50,000/-
to 75,000/- for those opting for new tax regime. Similarly, deduction on
family pension for pensioners enhanced from Rs 15,000/- to Rs 25,000/-.
Assessments now, can be reopened beyond three years up to 5 years from
end of year of assessment, only if, the escaped income is more than 50 Lakh.
The new tax regime rate structure is also revised to give a salaried employee
benefits up to Rs 17,500/-in income tax.

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  4 djksM+ osruHkksxh deZpkfj;ksa vkSj is'a kuHkksfx;ksa dks vk;dj esa cM+h jkgr
feyh gSA uà O;oLFkk ds rgr 58 çfr'kr ls vfèkd dkWjiksjsV VSDl çkfIr;ka
laxzfgr dh xà gSA O;fäxr djnkrkvksa esa ls nks frgkà djnkrkvksa us uÃ
vk;dj O;oLFkk dks viuk;k gSA
4 crore salaried employees and pensioners have got a big relief in income
tax. More than 58 percent of corporate tax receipts have been collected
under the new system. Two-thirds of the individual taxpayers have adopted
the new income tax system.
 foÙkh; ifjlaifÙk;ksa ij y?kq vofèk ds ykHkksa ij 20% dj yxsxkA
Short term gains of financial assets to attract 20% tax rate.
 lHkh foÙkh; vkSj xSj&foÙkh; laifÙk;ksa ij nh?kkZofèk ds ykHkksa ij 12-5% dj
yxsxkA
Long term gains on all financial an non-financial assets to attract a tax rate of
12.5%.
 LVkVZvi vkSj fuos'k dks c<+kok nsus ds Øe esa lHkh Jsf.k;ksa ds fuos'kdksa ds
fy, ,atsy VSDl dks lekIr fd;k x;k gSA
In order to promote startups and investments, Angel Tax has been abolished
for all categories of investors.
 fuos'k vkdÆ"kr djus ds fy, fons'kh daifu;ksa ij yxus okys VSDl dks 40
çfr'kr ls ?kVkdj 35 çfr'kr fd;k x;k gSA
To attract investments, tax on foreign companies has been reduced from
40% to 35%.
 dà rjg ds Hkqxrkuksa ij yxus okys 5 çfr'kr VhMh,l dk foy; 2 çfr'kr
VhMh,l esa fd;k x;k gSA
5% TDS on various payments has been merged into 2% TDS.
 fuEu vkSj eè;e vk; oxZ ds yksxksa ds fy, iwathxr ykHk ij NwV dh lhek
dks c<+kdj 1-25 yk[k #i;s çfro"kZ fd;k x;k gSA
The exemption limit on capital gains for low and middle income groups has
been increased to Rs 1.25 lakh per annum.

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  lksus vkSj pkanh ij lhek 'kqYd 6 çfr'kr vkSj IysfVue ij 6-4 çfr'kr ?kVk
fn;k x;k gS] dherh oLrq,a lLrh gksx a hA
Customs duty on gold and silver has been reduced by 6% and on platinum by
6.4%, making precious items cheaper.
 egRoiw.kZ [kfutksa dh çkslsÇlx rFkk fjQkbÇux dks c<+kok nsus ds fy, ctV
esa yhfFk;e tSls 25 nqyZHk i`Foh [kfutksa dks lhek 'kqYd ls iwjh rjg NwV ns
nh xbZ gS muesa ls 2 ij chlhMh ?kVk fn;k x;k gSA
To promote processing and refining of critical minerals, 25 rare earth
minerals like lithium have been completely exempted from customs duty in
the budget, out of which BCD has been reduced on 2.
 çfriwÆr ysunsu dj ¼,lVhVh½ njsa % çfrHkwfr;ksa esa v‚I'ku dh fcØh ij
,lVhVh dh njsa v‚I'ku çhfe;e ds 0-0625 çfr'kr ls c<+kdj 0-1 çfr'kr
fn, tkus dk çLrko gS vkSj çfrHkwfr;ksa esa ¶;wpj dh fcØh ij ml dher
ds 0-0125 çfr'kr ls c<kdj 0-02 çfr'kr fd, tkus dk çLrko gS] ftl
dher ij ,sls ¶;wpj dk O;kikj gqvk gSA
Securities transaction tax (STT) rates: It is proposed to increase the rates of
STT on sale of an option in securities from 0.0625 per cent to 0.1 per cent of
the option premium, and on sale of a futures in securities from 0.0125 per
cent to 0.02 per cent of the price at which such futures are traded.
 lkekftd lqj{kk ykHk esa lqèkkj gsrq] ,uih,l esa fu;kstudrkZ }kjk fd, tk
jgs ;ksxnku dks deZpkjh ds osru ds 10 çfr'kr ls c<+kdj 14 çfr'kr djus
dk çLrko gSA
To improve social security benefits, deduction of expenditure by employers
towards NPS is proposed to be increased from 10 to 14 per cent of the
employee's salary.
 ljdkj us czwMLV‚d] i‚yhdhV o‚ElZ] fJEi vkSj fQ'k QhM ij chlhMh dks
?kVkdj 5 çfr'kr djus dk çLrko fd;k gSA
Government propose to reduce BCD on certain broodstock, polychaete
worms, shrimp and fish feed to 5% .

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  LiSUMsDl ;kuZ ds fofuekZ.k ds fy, feFkkbysu MkÃfQukby MkÃvkÃlkslk,usV
¼,eMhvký ij chlhMh dks 7-5 ls ?kVkdj 5 çfr'kr djus dk çLrko gSA
BCD on Methylene Diphenyl Diisocyanate (MDI) for manufacture of Spandex
yarn is proposed to be reduced from 7.5% to 5%.

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dsanzh; ctV 2024&25 esa ea=ky;okj O;; Ministry-wise expenditure in Union Budget 2024-25

Øe la- ea=ky; dk uke Name of Ministry O;; Allocation

Sr.No.
1 j{kk Defence Rs. 621941 Crore
2 l³d ifjogu vkSj jktekxZ Road Rs. 278000 Crore
Transport and Highways
3 jsyos Railways Rs.255393 Crore
4 miHkksDrk ekeys] [kk| ,oa lkoZtfud Rs. 223323 Crore
forj.k Consumer Affairs, Food and Public
Distribution
5 x`g ekeyksa Home Affairs Rs. 219643 Crore
6 Xkzkeh.k fodkl Rural Development Rs. 180233 Crore
7 jlk;u ,oa moZjd Chemicals and Rs. 168500 Crore
Fertilisers
8 lapkj Communications Rs. 137294 Crore

 foÙk o"kZ 2024&25 ds dsaæh; ctV esa j{kk ea=ky; dks 6]21]940-85 djksM+
#i;s ¼yxHkx 75 fcfy;u ;w,l M‚yj½ vkoafVr fd, x, gS]a tks lHkh
ea=ky;ksa esa lokZfèkd gSA j{kk ea=ky; dk vkoaVu dqy ctV vuqeku
2024&25 dk yxHkx 12-90 çfr'kr gSA
In the Regular Union Budget of Financial Year (FY) 2024-25, Ministry of
Defence (MoD) has been allocated Rs 6,21,940.85 crore (approx. US $75
Billion), the highest among the Ministries. The allocation for the Defence
Ministry is about 12.90 per cent of the total budget estimates 2024-25.
 foÙk o"kZ 2024&25 ds fy, j{kk ea=ky; dks gqvk vkoaVu foÙk o"kZ 2022&23
ds vkoaVu ls yxHkx ,d yk[k djksM+ #i;s ¼18-43 çfr'kr½ T;knk gS vkSj
foÙk o"kZ 2023&24 ds vkoaVu ls 4-79 çfr'kr T;knk gSA The allocation to
MoD for FY 2024-25 is higher by approx. Rs one lakh crore (18.43%) over the
allocation for FY 2022- 23 and 4.79% more than allocation of FY 2023-24.
 j{kk is'a ku ds fy, dqy ctVh; vkoaVu 1]41]205 djksM+ #i;s gS] tks
2023&24 ds nkSjku fd, x, vkoaVu ls 2-17 çfr'kr T;knk gSA
Total budgetary allocation on account of defence pensions is Rs 1,41,205
crore which is 2.17% higher than the allocation made during 2023-24.

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  okLrfod vFkksZa esa foRr o’kZ 2024&25 ds fy, j{kk cyksa dks iwathxr en ds
varxZr ctVh; vkoaVu 1-72 yk[k djks³ #i, dk gS] tks foRr o’kZ 2022&23
ds okLrfod O;; ls 20-33 çfr'kr T;knk vkSj foÙk o"kZ 2023&24 ds la'kksfèkr
vkoaVu ls 9-40 çfr'kr T;knk gSA
In absolute terms, budgetary allocation under capital head to the Defence
Forces for FY 2024-25 is Rs 1.72 lakh crore, which is 20.33% higher than the
actual expenditure of FY 2022-23 and 9.40% more than the Revised
Allocation of FY 2023-24.
 mPp vkoaVu okys vU; ea=ky;ksa esa 'kkfey gS%a ¼1½ lM+d ifjogu vkSj
jktekxZ ¼dqy O;; dk 5-8%½] ¼2½ jsyos ¼5-3%½] vkSj ¼3½ miHkksäk ekeys]
[kk| vkSj lkoZtfud forj.k ¼4-6%½ A
Other ministries with high allocation include: (1) Road Transport and
Highways (5.8% of total expenditure), (2)Railways (5.3%), and (3) Consumer
Affairs, Food and Public Distribution (4.6%).
 lhek ij lM+dksa ds fodkl ds fy, 6]500 djksM+ #i;s vkoafVr( rVh; lqj{kk
ds fy, 7]651 djksM+ #i;s vkoafVr fd, x,A
Rs 6,500 crore allocated for border roads development; Rs 7,651 crore for
coastal security.

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dsanzh; ctV 2024&25 esa vkoaVu okyh ;kstuk,a Allocations of the schemes in the Union Budget
2024-2025 -

Øe ;kstuk dk uke Name of Schemes vkoaVu Allocations

Sr.No.
1 iz/kkuea=h xjhc dY;k.k vUu ;kstuk Pradhan Mantri Garib Rs. 2,05,250 Crore
Kalyan Anna Yojana (PMGKAY)
2 Hkkjrh; jk’Vªh; jktekxZ izkf/kdj.k National Highways Rs. 1,68,464 Crore
Authority of India (NHAI)
3 ;wfj;k lfClMh Urea Subsidy Rs. 1,19,000 Crore
4 l³d fuekZ.k dk;Z Road Works (MoRTH) Rs. 1,15,093 Crore
5 eujsxk MNREGA Rs. 86,000 Crore
6 ty thou fe”ku@ jk’Vªh; xzkeh.k is;ty fe”ku Jal Jeevan Rs. 70,163 Crore
Mission (JJM)/ National Rural Drinking Water Mission
7 iz/kkuea=h fdlku lEeku fuf/k ¼ih,e&fdlku½ Pradhan Rs. 60,000 Crore
Mantri Kisan Samman Nidhi (PM-Kisan)
8 iz/kkuea=h vkokl ;kstuk& xzkeh.k Pradhan Mantri Awas Yojna Rs. 54,500 Crore
(PMAY)- Rural
9 Ikks’kd rRo vk/kkfjr lfClMh Nutrient Based Subsidy Rs. 45,000 Crore
10 foeku vkSj ,;jks batu Aircraft and Aero Engines Rs. 40,278 Crore
11 lkSj ÅtkZ ¼fxzM½ Solar Power (Grid) Rs. 10,000 Crore
12 lsehdaMDVj dk fodkl vkSj fMLIys fofuekZ.k Development Rs. 6,903 Crore
of Semiconductors and Display Manufacturing
13 vkbZMhbZ, Ldhe ds v/khu ØsfMV ykbu Lines of Credit under Rs. 3,849 Crore
IDEA Scheme
14 ukfHkdh; ÅtkZ ifj;kstuk,a Nuclear Power Projects Rs. 2,228 Crore
15 vkS’k/k m|ksx ds fy, ih,yvkbZ PLI for Pharmaceutical Rs. 2,143 Crore
Industry
16 izR;{k ykHk varj.k&,yihth Direct Benefit Transfer-LPG Rs. 1,500 Crore
17 vuql/a kku vkSj fodkl ifj;kstuk,a Research and Development Rs. 1,200 Crore
Projects

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