ode No.
5280
FACULTY OF LAW
B.A. LL.B. (5 YDC) I1V Year VI1
-
-
Semester Examination, Januery 2020
Subject: LAW
Paper-IV
Law of Insurance
Time:3 Hours Max.Marks: 80
PART A (5x6 30 Marks) =
Answer any Five of the following.
1 Parties to the Insurance
2 Insurance Contract
3 Voyage
4 Perils of the Sea
5 Burglary Insurance
6 Double Insurance
7 Cover Note
8 Third Party Insurance
PART-B (2x15 30 Marks)
Answer any Two of the following.
9 What is premium? What-is e effect of non-payment of premium on the policy? What
reliefs are provided aginstthe forfeiture of the policy for non-payment of premium?
10 Explain the various kinds öf policies in Marine Insurance.
11 Explain the composition of Insurance Regulatory and Development Authority of India.
12 What are the contents of a Fire
Policy? State its scope.
PART C (2x10 20 Marks)
Answer any Two of the following.
13 X' anin[urance policy holder assigned his policy to 'Y'
by endorsing upon the policy.
But that assignment of policy from 'X' to "Y was not informed to the insurance
company.
Whether notice to the insurer is necessary for the validity of the assignment.
14 Gourav insured his car with 'X' insurance company, later with another "ompany called
Y company. Gourav's car becomes liable in damage to a motor cyclist. Which
insurance company is liable to compensate the loss to motor cyclist?
15 The rats grawed a hole in a pipe and sea water entered damaging the Cargo of Wheat
andthere was no negligence on the part of the carier. Whether insurance company is
liable for the loss.
16 'A has insured his house against the fire. Afterwards he only assigned the fire policy to
B' without transferring any interest in the house. f that house is damaged by fire after
this assignment of policy. Can 'B' recover the amount under the policy?
w***
Code No. 1528i
FACULTY OF LAN
BA.LL.B. (5 YDC) IV -Year Vil-Senester Exarnination, January February 2019
Subject: LA W
Paper IV - Law of Insurance
Max. Marks: 80
Time 3 Hours
PART A (5x6=30 Marks)
Answer any FiVE of the following:
1 Assurer and the assured
2 Wagering agreement
3 Premium
4 Personal Accident Insurance
5 Classification of marine insurance
6 Principle of Reinstatement
7 Public liability insurance
8 IRDA
PART B (2x15 30 l.arks)
Answer any TWO of the following questions:
Explan the fundamental elements of insurarce
9
of life insurance?
10 What are the various types of policies
warranties in a coritrect of marine insurance? What
11 What are the express and implied
is the effect of breach of a warranty? Explair:.
fiue in a fire policy ind discuss the requireinetis of
12 Explain the neasuring of the word
a valid assignnient of a fire insurance policy.
PART C (2x10 20 iarks)
Answer any TWO of the following questions:
Bharath
borrows Rs. 50,000/- fron Bharath.
13 Mohan to meet the claims of his creditors, the entire amount to
life of Mohan. Mohan pays
takes out on insurance policy on the
recover oin the policy?
Bharath and then dies. Can Bharath
convicted
for ihe benefil oi his wile and was sutbsequently
14 Mr. Andrews insured his life insurance inoney?
Andrews be allowed to clain
of having murdered her. Will
One of the houses covered by a fire policy caught
15 There is a fire accident in a colony. Discuss the liability of the
a theft was committed.
fire. In the confusion that followed,
insurer.
was a collision and
losses resulting from collision. There
16 A ship was insured against The ship was carrying some eatables
was delayed fora few days.
consequently the ship arrival at lhe port of destinalion
consumption due to lale
which become unfit for human
loss?
s the insurer liable for this
Code No. 15417 BL
FACULTY OF LAW
BBA LL.B. (5 YDC) V -Year X- Semester Examination, July / August 2019
Subject: LAW
Paper-
Law of Insurance
Max.Marks:80
Time:3 Hours PART A (5x6 30 Marks)
Answer any Five of the following.
1 Mantime Perils
2 Contract of Indemnity
3 Premium
4 Subrogation
5 Cover note
6 Assignment
7 Insurance
8 Public Liability Insurance
PART-B (2x15 30 Marks)
following.
Answer aný Two of the
fundamental principles of Insurance.
9 What is a contract of Insurance? Explain the
essential features of such contract?
10 Define a contract ofMarine Insurance. What are the
contribution.
11 Explain the Doctrine of'subrogation and
assumed in a contract of Insurance.
12 Describe the risk and the duty of the
PART C (2x10 20 Marks)
Answer any Two of the following.
his interest, B takes
been Rs. 10,000/- for B, to protect
13 A meet the claim of his creditors B and then dies.
of A. A pays the entire amount to
out an Insurance Policy on the life
Can B recover on the policy?
in her grate under the coal. Later leasing
14 H insured the jewellery against fire, and hid it Can she recover the loss
and the jewellery was damaged.
forgotten this, she lit the fire
under the fire policy.
The
losses is sunk. The Insurer pays the value in full.
15 A ship insured against Marine of the salvaged
Who is entitled to the sale proceeds
ship is subsequently salvaged.
ship? Insurer liable to
on his wife's life and
later divorces her. She dies. Is the
16 A takes a policy
pay the amount to A.?
Code No. 9612
FACULTY OF LAW
B.A.LL.B (6 YDC) V Year VIl Semester Examination, Jan / Feb 2018
Sublect: Law
Paper:IV Law ofInsurance
Time: 3 Hours Max. Marks: 80
PART-A (5x6=30 Marks)
Note: Answer any FIVE of the following questions
1012
1. Define insurance.
2. Life insurance contract.
3. Implied warranties in marine.
4. Doctrine of approximation.
5. Rights of third parties.
O U
6. Compulsory insurances.
7. Nature of fire insurance contract.
8. Public liability insurance.
PARTB (2x15-30 Marks)
Note: Answer any TWO ofthe following
decided cases.
9. Explain the principle ofutmost good faith in the light of
under which the insurer not
10.What is a voyage policy" Explain the circumstances
discharged from. Liability even though there is delay in voyage. .
and contribution.
11.Explain the Doctrine of subrogation
Authorities of insurance claims in social control on
12.Explain THE ROLE OF Adjudicating
insuran@e business.
O PART-C (2x10=20 Marks)
Note: Answer any TWO of the following Rs 50,000. It is burnt down but it is estimated that
Rs
13.A house is insured against fire for condition how much is the insurer liable to pay?
30,000 will restore it to its original convicted of having
benefit of his wife and was subsequently
14.A insured his life for the recovered.
murdered her. Can the insurance money be sustained particular
writer B for a voyage during which it
15.A insured his ship with under was he
average damage. The damage
unrepaired when the policy expiry of his policy, A's
soon after the ship was totally lost. State
insured the ship with under writer C and
rights against B and C. from B. to protect his interest, B
meet the claim of his creditors, borrows Rs 10,000
16.A to entire amount to B and then
takes out an insurance policy on the life of A. A pays the
dies. Can B recover on the policy.
** *****
Code No. 9612 BL
FACULTY OF LAW
B.A. LL.B. (5
YDC) IV- Year VIl Semester
Examination, May/ June 2018
-
Subject: LAW
Paper Iv
Law of Insurance
Time 3 hours
Max. Marks : 80
PART A (5 x 6 30 Marks)
Answer any Five of the following
1 Insurable interest
2 Voyage policy
3 Re-Insurance
4 Premium
Risk
5
6 Cover note
Assignment
8 Insurance
PART B (2x 15 = 30 Marks)
Answer any Two of the following
9 Explain the principle of utmost good faith in the light of decides censes.
10 Explain the nature and scope of
Machine-insurance
11 What are different types of five policies?
12 Explain the concept and importance Compulsory Insurance' in India.
PART C (2 x 10 20 Marks)
Answer any Two of the following:
13
Aship insured against marine losses in sunk the insurer pays the value in full.
The ship is subsequently salvaged. Who is entitled to the sale procedure of
salvaged ship.
14 'A' insured his life with an LIC for Rs.5000. He subsequently becomes insane
and while of unsound mind, commits suicide. Can the heirs recover on the
policy.
15 A Insured his life for the benefit of his wife and was subsequently convicted of
having murdered her. Can the insurance money be recovered.
16 A house is insured against five for Rs.500000/- It is burnt down, but it is
estimated that Rs.30,000/- will restore it to its original condition. How much is the
insurer liable to pay.
k *****
Code No. 670
FACULTY OF LAW
2017
B.A. L.L.B. (5 YDC) IV- Year VIl- Semester Examination, Jan. / Feb.
Subject: LAW
Paper: V
Law of Insurance
Max. Marks : 80
Time 3 hours
PART A (5 x 6 30 Marks)
v
Answer any Five of the following.
M Contract of Insurance
2 Contribution
Risk
Causa Proxima
LO
Surrender value
Assignment
Average clause
8 Voyage deviation
PART B (2x-15 30Marks)
Answer any Two of the following.
contracts". Discuss the principle with
9 Good faith lies at the root of the insurance
reference to fire and marine policies.
interest in connection with life, fire and
10 What do you understand by insùrable
marine insurance.
11 Is the contract of life iñsurance a contract
of indemnity? Can the insurer avoid
assured is not correct.
liability on the ground thatthe age of the What are the essential features of such
Define a contract ofmarine insurance.
2
contract.
PART C (2x 10 20 Marks)
Answer any Two of the following.
is sunk. The insurer pays the value in full.
13 A ship insured against marine losses
The'ship.aubsequently was salvaged. Who is entitled to the sale proceeds of the
salvaged ship?
14 'H' insured her jewellery against fire, and hid it in her grate under coal. Later,
having forgotten this, she lit the fire and the jewellery was damaged. Can she
recover the loss under the fire policy.
15 'A insured his life with an insurer for Rs.5000. He subsequently becomes insane
and while of unsound mind, commits, suicide. Can the heirs recover on the
policy?
16 A merchant, on hearing that a vessel similar to his own was captured, effected an
insurance without disclosing the information to the underwriter. On the
occurrence of loss, can the underwriter avoid liability?
Code No. 5760
FACULTY OF LAW
B.A. L.L.B. (5 YDC) IV-Year Vil- Semester Examination, Jan. I Feb. 2015
Subject: LAW
Paper- IV: Law of lInsurance
Time:3hours Max. Marks: 80
PART A (5 x6 30 Marks)
Answer any Five of the
following
Contract of Insurance
2 Risk
3 Wager and Insurance
4 Insurable Interest
Assignment of Marine Policy
Contract of Uberrima fide
Cover note
8 Public liability insurance
PART B (2x 152 30 Marks)
Answer any Two of the following
9 Explain the importance of institution of insurance for economic development.
10 Explain the law of contract relating insurance in India.
11 Explain the meaning of the word fire? And discuss the concept of right to contribution
and right to average in fire insurance.
12 Explain the concept and importance "Compulsory Insura
PART C (2x10 20 Mark
Answer any Two of the follow
13 'A' takes a policy on the life of his wife and divorces her. She
amount of the policy.
die over the
14 A house is insured against fire for Rs.50000/-. It is burnt down, but it is estimated that
Rs.30,000/- will restore it to its original condition. How much is the insurer liable to pay.
15 A ship insured against marine losses is sunk. The insurer pays the value in ful. The
ship is subsequently salvaged. Who is entitled to the sale proceeds of salvaged ship.
16 'A' owes B Rs.5000/-, B insures A's life for the same amount. A pays the debt to 'B.
After some time A dies. B claims Rs.5000/- from the insurer on the policy. ls the
insurer liable to pay. Discuss.
Code No. 5760/ BL
FACULTY OF LAW
B.A.LL.B. (5-YDC) IV Year VII
-Semester Examination, May/ June 2015
Subject: LAw
Paper VV
Law of Insurance
Time: 3 Hours
1 Insurance
QU-1012
2
PART A (5x6 = 30 Marks)
Answer any Five of the
following,"
Max.Marks:80
2 contract of
indemnity
3 Certificate of insurance
4 Utmost good faith
Perils of the sea
6 Reinstatement
7 Double insurance
8 Third party insurance
PART B (2X15 = 30 Marks)
Answerany two of the following.
9 Explain the law relating groth ofinsurance business in India.
10 Explain the essential elements of the insurance in India with suitable examples.
11 Explain the classification nature and scope of Marine Insurance in India.
12 Explain the concept of sõcial control on insurance business in India and what is the role
of IRDA.
PART (2x10 20 Marks)
Answer any two of the following.
13 P the owher of a house worth of Rs. 1,00,000, insures it
against fire for Rs. 75,000 with
X and 65,000/- with "Y. This is double insurance in case of
loss, how 'P" will get money
from the insurance companies.
14 X' is a professor of law, insures his household
in his bed, he falls asleep and the
goods against risk of fire. While smoking
goods catch fire. X escapes with a few. burns. Can X
recover money under this policy?
15 'A insured his wife for her benefit and was
her. Can the insurance money be recovered?subsequently convicted of having murdered
16 'A' to meet the claims of his
creditors borrows Rs.
interest, B takes out an insurance policy on the life of 'A'.10,000 from 'B'. To protect his
A pays the entire amount to
and then dies. Can 'B' recover under the
policy? 'B
Code No. 794
FACULTY OF LAW
B.A. LL.B. (5 YDC) IV- Year VIl-Semester Examination,
January/ February 2014
Subject LAW
Paper IV: Law of Insurance
Time 3 hours Max. Marks : 80
PART A (5 x 6 = 30 Marks)
Note Answer any Five questions.
Contract of indemnity
2 Subrogation
3 Premium
Surrender value
Assignment and nomination
6 Average clause
7 Insurable interest
8 Duty to disclosure
PART B (2 x 15 = 30 Marks)
Note: Answer any Two questions.
9 What is a contract of Insurance? Explain the fundamental principles of
insurance.
10 In what cases and to what extent can a person effect an insurance on another
person's life?
11 What are different types offire policies?
12 What is meant by deviation of voyage in marine insurance? When is it excused?
PART C (2 x 10 20 Marks)
Note : Answer any Two questions.
13 A ship insured against marine losses is sunk. The insurer pays the value in full.
The ship is subsequently salvaged. Who is entitled to the sale proceeds of the
salvaged ship?
14 H insured her jewellery against fire, and hid it in her grate under the coal. Later
having forgotten this, she lit the fire and the jewellery was damaged. Can she
recover the loss under the fire policy?
15 A insured his life with an insurer for Rs.10,000. He subsequently becomes
insane, and while of unsound mind, commits suicide. Can his heirs recover on
the policy?
16 A merchant, on hearing that a vessel similar to his own was captured, effected
an insurance without disclosing the information to the underwriter. On the
occurrence of loss, can the underwriter avoid liability.
Code No. 4624
FACULTY OF LAW
/ March 2013
B.A. LL.B. (5-YDC) IV Year VII Semester Examination, February
Subject: LAW
Paper V
Law of Insurance
Max Marks 80
Time: 3 Hours
PART A (5x6 3 0 Marks)
Answer any Five of the following.
1. Definition of Insurance
2. Contingent contract
3. Risk
Voyage
5. Perils of the sea
. Burglary Insurance
7. Right to contribution
8. Public liability insurance
PART B (2x15 30 Marks)
Answer any fwo of the following.
contract of insurance. Distinguish between
Explain the essential conditions of the
9.
contract of insurance and wagering agreement.
insurable interest in connection
with life, fire and
10. What do you understand by
marine insurance?
of fire policies??
11. Define fire' in a fire policy. What are different types
deviation of a ship from the voyage
12 What is voyage policy? Does the
When is deviation excused?
contemplated affect the insurer's liability?
PART C (2x10 20 Marks)
Answer any two of the following.
in full.
is sunk. The insurer pays the value
13. A ship insured against marine losses of the
Who is entitled to the sale proceeds
The ship is subsequently salvaged.
salvaged ship?
It is burnt down but it is estimated
14. A house is insured against fire for Rs. 50,000.
condition. How much is the insurer
that Rs. 30,000 will restore it to its original
liable to pay.
15. Rice insured against fire and perils of the sea is damaged by
heating due to the
incursion of sea-water in rough weather. Is
closing of ventilators to prevent the
the underwriter liable.
He subsequently becomes
16. A insured his life with an insurer for Rs. 50,000.
commits suicide. Can his heirs recover on
insane, and while of unsound mind,
the policy?
