LOAN TRANSACTION AUDIT TRAIL SHEET

Customer Name : Shubham Chatterjee

Customer ID :
Application Reference Number : B269980943
Loan Sourcing Date: 2024-08-02 17:20:17

This audit trail document evidences the complete system generated electronic logs/record to demonstrate the
commencement of exchange of information/data between Shubham Chatterjee & Bajaj Finance Limited
(“BFL”) till the complete acceptance of Loan Application, MITC, eMandate, and Master Terms & conditions
uploaded at: B269980943 (collectively referred as “Loan Documentation”) by Shubham Chatterjee for
availing loans as described below vide mobile OTP acceptance in respect of Application Reference Number:
B269980943 as final and binding on Shubham Chatterjee.

The audit trail containing electronic records / Logs captured in Section - A (Audit Trail Summary Sheet of
electronic record / logs) below evidences the electronic transaction acceptance and execution by the customer
on BFL platform in connection with loan availed by the customer. Further, Section - B evidences the
chronological details of electronic transaction logs stored in BFL application(s). The electronic records
detailed in Section A and B evidence the loan transaction journey, acceptance and execution of the Loan
documentation.

Section A – Audit Trail Summary Sheet of Electronics Record/logs

Particulars Details
Application Reference Number B269980943
Loan Amount (Rs.) 58600
Loan Type Digital Product Finance
Tenure of Loan 12 Months
2409:40e
IP Address of BFL 3:304a:f
d45:8000::
2401:4900:
IP Address of Customer's Device 82cd:d4c
d::35cc:69d8
Mobile number of Customer 7275642314
Email ID of Customer (if available)
FOS Name & Emp ID SUJIT KANNAUJIYA & 483383
FOS email ID(if available)
2409:40e
FOS/Merchant IP Address 3:304a:f
d45:8000::
 LOAN TRANSACTION AUDIT TRAIL SHEET

Customer Name : Shubham Chatterjee

Customer ID :
Application Reference Number : B269980943
Loan Sourcing Date: 2024-08-02 17:20:17

Section B – Audit Trail Transaction History With Intake to

Corresponding Details in Section A above
Date & Cluster /
Action Taken Transaction Log Output log status
Time Stage
FROM: SUJIT
KANNAUJIYA,
Emp ID/FOS ID: ,
BFL IP Address:
2409:40e
2024-08-02 Loan 3:304a:f Loan Application
Application link delivered to Shubham Chatterjee
17:05:08 Application d45:8000:: TO: Link successfully sent
Mobile Number
: 7275642314 & ,
IP Address: Latitude:
Longitude:
of Shubham Chatterjee
FROM:
Application Reference
Number:
B269980943,
Mobile
Number:7275642314,
IP Address:
2401:4900:
82cd:d4c
d::35cc:69d8
of Shubham Chatterjee
Shubham Chatterjee TO:
Loan Application
2024-08-02 Loan opened / accessed the link to apply for loan by FOS ID: ,
opened and filled by
17:05:08 Application filling required details and uploading documents in BFL FOS Name :SUJIT
Shubham Chatterjee
presence of BFL FOS KANNAUJIYA,
FOS/MERCHANT IP
Address:
2409:40e
3:304a:f
d45:8000:: ,
FOS email (if
available):,
BFL IP Address:
2409:40e
3:304a:f
d45:8000::
FROM:
Application Reference
Number:
B269980943,
Mobile
Number:7275642314,
 Customer's IP Address:
2401:4900:
82cd:d4c
d::35cc:69d8
Shubham Chatterjee of Shubham Chatterjee
TO: Application submitted
read,verified,agreed & accepted the terms and
2024-08-02 First OTP by Shubham
conditions of Loan Documentation (defined above) FOS Name: SUJIT
17:05:08 Authentication Chatterjee
by clicking on “SUBMIT BUTTON” application to KANNAUJIYA,
FOS EMP ID: , to generate OTP
generate OTP from BFL software application.
FOS email ID (if
available):,
FOS/MERCHANT IP
Address:
2409:40e
3:304a:f
d45:8000::
BFL IP Address:
2409:40e
3:304a:f
d45:8000::
FROM:
Application Reference
Number:
B269980943,
BFL IP Address:
2409:40e
3:304a:f
2024-08-02 First OTP OTP generated and sent to Shubham Chatterjee d45:8000::, OTP sent to Shubham
17:05:08 Authentication from BFL software application TO: Chatterjee
Mobile
Number:7275642314,
Customer IP Address:
2401:4900:
82cd:d4c
d::35cc:69d8
of Shubham Chatterjee
FROM:
Application Reference
Number:
B269980943,
BFL IP Address:
2409:40e
3:304a:f
2024-08-02 First OTP d45:8000::, OTP Received by
OTP Received by Shubham Chatterjee
17:06:06 Authentication TO: Shubham Chatterjee
Mobile
Number:7275642314,
Customer IP address :
2401:4900:
82cd:d4c
d::35cc:69d8
of Shubham Chatterjee
FROM:
Customer
Name:Shubham
Chatterjee,
Application Reference
Number:
B269980943,
Mobile
Number:7275642314,
IP address of customer Digitally accepted
2401:4900: PDF encrypted file
Shubham Chatterjee clicks on "I accept checkbox" 82cd:d4c containing in respect
 2024-08-02 First OTP by putting OTP and Mobile Number to finalize d::35cc:69d8 of said Loan
17:06:06 Authentication accepting to terms & conditions of said Loan TO: Documentation stored
Documentation (defined above) BFL IP Address: in BFL server for
2409:40e verification &
3:304a:f validation
d45:8000::,
EMP/FOS/MERCHANT
IP Address:
2409:40e
3:304a:f
d45:8000::,
FOS Name: SUJIT
KANNAUJIYA

LOAN TRANSACTION AUDIT TRAIL SHEET

Customer Name : Shubham Chatterjee

Customer ID :
Application Reference Number : B269980943
Loan Sourcing Date: 2024-08-02 17:20:17

Date & Transaction

Cluster / Stage Action Taken Output log status
Time Log details
From:
Application
Reference
Number:
B269980943,
BFL System
IP:
2409:40e
3:304a:f
d45:8000::,
Application
As per internal parameters and product Reference
program, BFL evaluates & approves Number Eligibility of Loan Request
Approving Loan
2024-08-02 Loan Eligibilty of Loan Request no. :B269980943 Number
Eligibilty of Loan
17:13:16 B269980943. B269980943
Request
App Notification sent to 7275642314 of successfully approved by BFL.
Shubham Chatterjee. To:
Customer
Name:
Shubham
Chatterjee,
Customer
Mobile:
7275642314
Customer IP:
2401:4900:
82cd:d4c
d::35cc:69d8
From:
Application
Reference
Number:
B269980943,
BFL System
 IP:
2409:40e
3:304a:f
d45:8000::,
Application
BFL sends an SMS or App Notification Reference Link containing Application Form
on Bajaj Finserv App with Link Number is successfully sent through SMS
2024-08-02 Sending Link of :B269980943 or App notification to Customer -
containing Application Form to the
17:38:29 Application Form
Mobile Number 7275642314 of Shubham Chatterjee on Mobile
Shubham Chatterjee for acceptance. number 7275642314.
To:
Customer
Name:
Shubham
Chatterjee,
Customer
Mobile:
7275642314
Customer IP:
2401:4900:
82cd:d4c
d::35cc:69d8
From:
Customer
Name:
Shubham
Chatterjee,
Customer
Mobile:
Pre-populated Application Form link 7275642314
opened / accessed by Shubham Customer IP:
Chatterjee on browser/ Bajaj Finserv 2401:4900: Customer - Shubham Chatterjee
Accessing Link of App to read, understand and accept the 82cd:d4c successfully accessed the link
2024-08-02 Application Form & same by clicking on “I Agree” button d::35cc:69d8 Application Form & accepted the
17:38:29 Acceptance of same from IP Address same by clicking on "I Agree" or
Clicking "I Agree" tab 2401:4900: To: similar button through Mobile
82cd:d4c BFL System number 7275642314.
d::35cc:69d8 IP:
through 7275642314.
2409:40e
3:304a:f
d45:8000::
Application
Reference
Number :
B269980943
From:
Mobile
Number:
7275642314
IP address:
The terms of KFS along with RPS
2401:4900:
displayed to the Shubham Chatterjee to
82cd:d4c
read, understand and accept the terms of
d::35cc:69d8
KFS along with RPS by clicking on “I
2024-08-02 KFS viewed by Customer through
Display of KFS AGREE” button from IP
17:38:29 of Shubham Mobile number 7275642314.
Address2401:4900:
Chatterjee
82cd:d4c
To:
d::35cc:69d8
BFL IP
through 7275642314.
Address:

2409:40e
3:304a:f
d45:8000::
 From:
Customer
Mobile:
7275642314
Customer IP:
The terms of KFS along with RPS
2401:4900:
accepted by Shubham Chatterjee by
82cd:d4c KFS accepted by Customer by
clicking on “I AGREE” button from IP
2024-08-02 d::35cc:69d8 clicking on "I Agree" or similar
Acceptance of KFS Address2401:4900:
17:38:29 of Customer button through Mobile number
82cd:d4c
Name: 7275642314.
d::35cc:69d8
Shubham
through 7275642314.
Chatterjee
To:
BFL IP
Address:
2409:40e
3:304a:f
d45:8000::
From:
BFL System
IP:
2409:40e
3:304a:f
d45:8000::,
Application
Pre-populated Sanction Letter Cum Reference
Chargeslip/Loan Term Sheet displayed Number
Customer - Shubham Chatterjee
to Shubham Chatterjee to read, :B269980943
successfully accessed the Sanction
Display of Sanction understand and accept the same by
Cum Chargeslip/Loan Term Sheet
Letter Cum clicking on “I Agree” button from IP
& accepted the same by clicking
Chargeslip/Loan Term Address To:
on "I Agree" or similar button
Sheet 2401:4900: Customer
through Mobile number
82cd:d4c Name:
7275642314.
d::35cc:69d8 through 7275642314 to Shubham
generate an OTP. Chatterjee,
Customer
Mobile:
7275642314
Customer IP:
2401:4900:
82cd:d4c
d::35cc:69d8
From:
BFL System
IP:
2409:40e
3:304a:f
d45:8000::,
Application
Reference
Number
:B269980943
BFL generates an OTP for OTP based
OTP Generation for confirmation (Second OTP OTP generated by BFL &
OTP-based Confirmation Authentication) of acceptance of To: successfully sent to Customer -
(Second OTP Sanction Letter cum Loan Term Customer Shubham Chatterjee on mobile
Authentication) Sheet/Charge Slip & sends it to Name: number 7275642314
Shubham Chatterjee on 7275642314 Shubham
Chatterjee,
Customer
Mobile:
7275642314
Customer IP:
2401:4900:
 82cd:d4c
d::35cc:69d8
From:
BFL System
IP:
2409:40e
3:304a:f
d45:8000::,
Application
Customer - Shubham Chatterjee submits
Reference
the OTP from Mobile Number
Number
7275642314 with IP Address : OTP sent by BFL is successfully
OTP Submission for :B269980943
Customer IP: submitted by Customer - Shubham
OTP-based Confirmation
2401:4900: Chatterjee for OTP-based
2024-08-02 of Sanction Letter cum
82cd:d4c acceptance of Sanction Letter cum
17:38:29 Loan Term Sheet/ To:
d::35cc:69d8 Loan Term Sheet/Charge Slip
Charge Slip (Second Customer
& completes OTP-based Confirmation through Mobile number
OTP Authentication) Name:
of acceptance of Sanction Letter cum 7275642314
Shubham
Loan Term Sheet/ Charge Slip and
Chatterjee,
Terms & Conditions
Customer
Mobile:
7275642314
Customer IP:
2401:4900:
82cd:d4c
d::35cc:69d8
Loan
Reference
Number
:B269980943
Electronic record BFL creates Electronic records of
Creation and Storage of Application Form, KFS & Sanction
Process complete and electronic
2024-08-02 Application Form, KFS Letter cum Loan Term Sheet/ Charge Customer
records stored in PDF file in BFL
18:38:54 & Sanction Letter cum Slip duly executed and accepted by ID:
system
Loan Term Sheet/ Shubham Chatterjee & stores at BFL
Charge Slip System in printable format.
Customer
Name:
Shubham
Chatterjee

For any queries, visit our website https://www.bajajfinserv.in/reach-us. Select the tab and follow the directions to get your query
resolved. You may also call BFL Customer Care at +91-8698010101 or visit our nearest branch. This is not a toll-free number and
normal call charges will be applicable.

Regards,
BAJAJ FINANCE LIMITED
Note: This is a system generated electronic communication and it does not require any signature