CONSUMER CIR

CONSUMER: PALIMENI RAMACHANDRA DATE:13-11-2024

MEMBER ID: BS00115028_AMRVTI12961 TIME: 11:01:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,09,38,908

CONSUMER INFORMATION:
NAME: PALIMANI RAMACHANDRA S/O P SANGAPPA

DATE OF BIRTH: 04-04-1972 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
723 1:
2:
LOW PROPORTION OF SATISFACTORY TRADES
PRESENCE OF DELINQUENCY
3: LENGTH OF TIME SINCE MODERATE TO SEVERE DELINQUENCY IS TOO SHORT
4: HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS
5: PRESENCE OF DELINQUENCY IN THE RECENT PAST

PERSONAL LOAN SCORE

645 1:
2:
ONE OR MORE TRADES WITH RESTRUCTURED DEBT IN THE PAST 24 MONTHS.
OVER DUE AMOUNT TOO HIGH.
3: PRESENCE OF A MINOR DELINQUENCY ON PERSONAL LOAN.
4: NOT ENOUGH AVAILABLE CREDIT.
5: PRESENCE OF DELINQUENCY.

EARLY RISK SCORE

0 1: SCORE NOT AVAILABLE.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 13

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: PALIMENI RAMACHANDRA DATE:13-11-2024

MEMBER ID: BS00115028_AMRVTI12961 TIME: 11:01:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,09,38,908

POSSIBLE RANGE FOR EARLY RISK SCORE

Consumer with at least one trade on the bureau in last 36 months : 1300 (High Risk) to 1900 (Low Risk)
Consumer not in CIBIL database or history older than 36 months : -1
Consumer with enquiry purpose other than personal and consumer loan : 0

* At least one tradeline with information updated in last 36 months is required

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) BNOPR5238R

VOTER ID NUMBER YWB0210492

RATION CARD NUMBER PAP12250120088

UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

MOBILE PHONE 9100940217

MOBILE PHONE(e) 9966612345

OFFICE PHONE(e) 9966612345

OFFICE PHONE(e) 9949751868

EMAIL CONTACT(S):
EMAIL ADDRESS

[email protected]

[email protected]

[email protected]

ADDRESS(ES):

ADDRESS :D NO 4-219 VIDYARANYA NAGAR KALYANDURG ROAD ANANTAPUR ANANTAPUR ANDHRA PRADESH 515001

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE: DATE REPORTED:31-07-2024

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 13

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: PALIMENI RAMACHANDRA DATE:13-11-2024

MEMBER ID: BS00115028_AMRVTI12961 TIME: 11:01:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,09,38,908

ADDRESS :DR.NO:4-219 VIDYRANYANAGAR, KALAYANDURAM RO ANANTHAPUR ANDHRA PRADESH 515001 ANDHRA PRADESH 515001

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:31-12-2023

(e)
ADDRESS :R B SUBDIVISION ,KADIRI ,, , , KADIRI ANDHRA PRADESH 515591

CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:13-07-2022

(e)
ADDRESS :C/O RAMACHANDRA ,KADIRI ,, , , KADIRI ANDHRA PRADESH 515591

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:13-07-2022

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

PERSONAL LOAN 30-09-2022 SALARIED Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 26 HIGH CR/SANC. AMT: 79,12,704 CURRENT: 20,01,566 RECENT: 22-03-2024

OVERDUE: 2 OVERDUE: 28,704 OLDEST: 04-08-2007

ZERO-BALANCE: 22

ENQUIRIES
Only Last 36 months enquiries will be displayed in the Credit report
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 18 1 5 0 14-10-2024

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-06-2009 SANCTIONED: 25,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 30-12-2010 CURRENT BALANCE: 0
DISCLOSED CLOSED: 30-12-2010
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 08-06-2012
PMT HIST START: 01-12-2010
PMT HIST END: 01-07-2009

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 13

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: PALIMENI RAMACHANDRA DATE:13-11-2024

MEMBER ID: BS00115028_AMRVTI12961 TIME: 11:01:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,09,38,908

086 087 087 087 087 086 XXX 025 026 000 000 000 000 000 000 000 000 000
12-10 11-10 10-10 09-10 08-10 07-10 06-10 05-10 04-10 03-10 02-10 01-10 12-09 11-09 10-09 09-09 08-09 07-09

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: SBI OPENED: 11-12-2018 SANCTIONED: 6,10,000

ACCOUNT NUMBER: LAST PAYMENT: 30-10-2024 CURRENT BALANCE: 6,32,113
00000038121326366 REPORTED AND CERTIFIED: OVERDUE: 10,901
TYPE: EDUCATION LOAN 31-10-2024 EMI: 19,753
OWNERSHIP: JOINT PMT HIST START: 01-10-2024 PMT FREQ: MONTHLY
PMT HIST END: 01-11-2021 REPAYMENT TENURE: 120
INTEREST RATE: 11.00
ACTUAL PAYMENT: 23,000

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

029 059 059 029 029 059 059 089 059 029 STD STD STD STD STD STD STD STD
10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-03-2024 SANCTIONED: 15,530

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 17,803
DISCLOSED 30-09-2024 OVERDUE: 17,803
TYPE: GOLD LOAN PMT HIST START: 01-09-2024 INTEREST RATE: 28.00
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-03-2024

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

013 000 000 000 000 000 000

09-24 08-24 07-24 06-24 05-24 04-24 03-24

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 29-07-2023 SANCTIONED: 15,030

ACCOUNT NUMBER: NOT LAST PAYMENT: 22-03-2024 CURRENT BALANCE: 0
DISCLOSED CLOSED: 22-03-2024 INTEREST RATE: 28.00
TYPE: GOLD LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 18,004
OWNERSHIP: INDIVIDUAL 31-03-2024
PMT HIST START: 01-03-2024
PMT HIST END: 01-07-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 036 007 000 000 000 000 000 000

03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 13

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: PALIMENI RAMACHANDRA DATE:13-11-2024

MEMBER ID: BS00115028_AMRVTI12961 TIME: 11:01:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,09,38,908

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 20-12-2022 SANCTIONED: 20,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 22-05-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 22-05-2023 INTEREST RATE: 28.00
TYPE: GOLD LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 22,018
OWNERSHIP: INDIVIDUAL 31-05-2023
PMT HIST START: 01-05-2023
PMT HIST END: 01-12-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000

05-23 04-23 03-23 02-23 01-23 12-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: SBI OPENED: 05-09-2022 SANCTIONED: 18,29,800

ACCOUNT NUMBER: LAST PAYMENT: 07-10-2024 CURRENT BALANCE: 13,52,243
00000041251592108 REPORTED AND CERTIFIED: EMI: 35,583
TYPE: PERSONAL LOAN 31-10-2024 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2024 REPAYMENT TENURE: 72
PMT HIST END: 01-09-2022 INTEREST RATE: 12.00
ACTUAL PAYMENT: 35,500

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD 059 059 059 029 029 029 STD 089 059 029 STD STD STD
10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23

STD STD STD STD STD STD STD STD

04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-07-2022 SANCTIONED: 1,06,500

ACCOUNT NUMBER: NOT LAST PAYMENT: 17-09-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 17-09-2022 INTEREST RATE: 27.00
TYPE: GOLD LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 1,10,131
OWNERSHIP: INDIVIDUAL 30-09-2022
PMT HIST START: 01-09-2022
PMT HIST END: 01-07-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000

09-22 08-22 07-22

ACCOUNT DATES AMOUNTS STATUS

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: PALIMENI RAMACHANDRA DATE:13-11-2024

MEMBER ID: BS00115028_AMRVTI12961 TIME: 11:01:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,09,38,908

MEMBER NAME: NOT DISCLOSED OPENED: 01-06-2022 SANCTIONED: 20,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 20-12-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 20-12-2022 INTEREST RATE: 30.00
TYPE: GOLD LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 22,777
OWNERSHIP: INDIVIDUAL 31-12-2022
PMT HIST START: 01-12-2022
PMT HIST END: 01-06-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 003 000 000 000 000 000

12-22 11-22 10-22 09-22 08-22 07-22 06-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-02-2022 SANCTIONED: 1,37,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 21-09-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 21-09-2022 INTEREST RATE: 28.00
TYPE: GOLD LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 1,60,908
OWNERSHIP: INDIVIDUAL 30-09-2022
PMT HIST START: 01-09-2022
PMT HIST END: 01-02-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 011 000 000 000 000 000 000

09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 29-01-2022 SANCTIONED: 1,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 25-07-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 25-07-2022 INTEREST RATE: 24.00
TYPE: GOLD LOAN REPORTED AND CERTIFIED: ACTUAL PAYMENT: 1,11,385
OWNERSHIP: INDIVIDUAL 31-07-2022
PMT HIST START: 01-07-2022
PMT HIST END: 01-01-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 063 033 002 000 000 000

07-22 06-22 05-22 04-22 03-22 02-22 01-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: SBI OPENED: 05-02-2021 SANCTIONED: 2,55,000

ACCOUNT NUMBER: LAST PAYMENT: 05-02-2021 CURRENT BALANCE: 0
00000039988005892 CLOSED: 05-09-2022 EMI: 8,313
TYPE: PERSONAL LOAN PMT FREQ: MONTHLY

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 6 OF 13

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: PALIMENI RAMACHANDRA DATE:13-11-2024

MEMBER ID: BS00115028_AMRVTI12961 TIME: 11:01:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,09,38,908

OWNERSHIP: INDIVIDUAL REPORTED AND CERTIFIED: REPAYMENT TENURE: 36

30-09-2022 INTEREST RATE: 11.00
PMT HIST START: 01-09-2022
PMT HIST END: 01-02-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD 029 STD 059 029 STD STD 029 STD STD STD STD
09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21

STD STD
03-21 02-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 06-06-2020 SANCTIONED: 27,990

ACCOUNT NUMBER: NOT LAST PAYMENT: 02-04-2021 CURRENT BALANCE: 0
DISCLOSED CLOSED: 09-05-2022 EMI: 1,866
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 30-06-2022 REPAYMENT TENURE: 15
PMT HIST START: 01-06-2022
PMT HIST END: 01-06-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21

000 000 000 000 000 000 000

12-20 11-20 10-20 09-20 08-20 07-20 06-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 05-03-2020 SANCTIONED: 3,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 06-09-2022 CURRENT BALANCE: 0
DISCLOSED CLOSED: 09-09-2022 EMI: 11,874
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 30-09-2022 REPAYMENT TENURE: 30
COLLATERAL TYPE: NO COLLATERAL PMT HIST START: 01-09-2022
PMT HIST END: 01-03-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 205 175 145 115 085 055 025 000 085 055 175 145 145 115 085 085 055
09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21

055 025 025 025 025 025 025 025 025 025 025 025 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: SBI OPENED: 16-09-2019 SANCTIONED: 12,75,000

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 7 OF 13

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: PALIMENI RAMACHANDRA DATE:13-11-2024

MEMBER ID: BS00115028_AMRVTI12961 TIME: 11:01:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,09,38,908

ACCOUNT NUMBER: LAST PAYMENT: 03-11-2020 CURRENT BALANCE: 0

00000038770464271 CLOSED: 05-09-2022 EMI: 25,027
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 30-09-2022 REPAYMENT TENURE: 84
PMT HIST START: 01-09-2022 INTEREST RATE: 12.00
PMT HIST END: 01-10-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD 029 STD STD STD STD STD STD STD STD
09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: SBI OPENED: 02-06-2018 SANCTIONED: 8,60,000

ACCOUNT NUMBER: LAST PAYMENT: 05-06-2018 CURRENT BALANCE: 0
00000037724642400 CLOSED: 16-09-2019 EMI: 18,806
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 30-09-2019 REPAYMENT TENURE: 60
PMT HIST START: 01-09-2019
PMT HIST END: 01-06-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 STD STD STD STD STD STD STD STD STD 059 STD STD STD STD STD
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: SBI OPENED: 14-07-2017 SANCTIONED: 7,97,000

ACCOUNT NUMBER: LAST PAYMENT: 14-07-2017 CURRENT BALANCE: 0
00000037008900782 CLOSED: 05-06-2018 EMI: 17,891
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 30-06-2018 REPAYMENT TENURE: 60
PMT HIST START: 01-06-2018 INTEREST RATE: 12.00
PMT HIST END: 01-07-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD 029 STD STD STD STD STD STD STD STD STD STD
06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-01-2016 SANCTIONED: 52,709

ACCOUNT NUMBER: NOT LAST PAYMENT: 11-12-2017 CURRENT BALANCE: 0
DISCLOSED CLOSED: 20-12-2017 EMI: 2,504

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: PALIMENI RAMACHANDRA DATE:13-11-2024

MEMBER ID: BS00115028_AMRVTI12961 TIME: 11:01:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,09,38,908

TYPE: TWO-WHEELER LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY

OWNERSHIP: INDIVIDUAL 04-01-2018 REPAYMENT TENURE: 24
PMT HIST START: 01-01-2018 INTEREST RATE: 15.04
PMT HIST END: 01-02-2016 ACTUAL PAYMENT: 56,638

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16

000 000 XXX 000 000 000

07-16 06-16 05-16 04-16 03-16 02-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: SBI OPENED: 24-11-2015 SANCTIONED: 5,00,000

ACCOUNT NUMBER: LAST PAYMENT: 24-11-2015 CURRENT BALANCE: 0
00000035301399887 CLOSED: 14-07-2017 EMI: 11,948
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 31-07-2017 REPAYMENT TENURE: 60
PMT HIST START: 01-07-2017 INTEREST RATE: 12.00
PMT HIST END: 01-11-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD 029 029 029 029 029 029 029 029 029 029 029 029 029 029 059 059 059
07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16

059 059 STD

01-16 12-15 11-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 08-02-2014 SANCTIONED: 1,20,000 CREDIT FACILITY STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 19-11-2021 CURRENT BALANCE: 0 WRITTEN-OFF
DISCLOSED CLOSED: 19-11-2021 REPAYMENT TENURE: 60
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: INTEREST RATE: 13.00
OWNERSHIP: GUARANTOR 31-08-2022
PMT HIST START: 01-08-2022
PMT HIST END: 01-01-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 XXX XXX XXX XXX XXX XXX 000 900 900 900 900 900 900 900 900
08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21

900 900
02-21 01-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: SBI OPENED: 11-10-2013 SANCTIONED: 39,000

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TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: PALIMENI RAMACHANDRA DATE:13-11-2024

MEMBER ID: BS00115028_AMRVTI12961 TIME: 11:01:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,09,38,908

ACCOUNT NUMBER: LAST PAYMENT: 25-04-2014 CURRENT BALANCE: 0

00000033372626202 CLOSED: 25-04-2014 INTEREST RATE: 1.00
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-12-2016
PMT HIST START: 01-12-2016
PMT HIST END: 01-03-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX SMA
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: SBI OPENED: 12-05-2012 SANCTIONED: 3,50,000

ACCOUNT NUMBER: LAST PAYMENT: 30-05-2015 CURRENT BALANCE: 0
00000032329710068 CLOSED: 24-11-2015 EMI: 8,422
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 31-12-2016 REPAYMENT TENURE: 60
PMT HIST START: 01-12-2016 INTEREST RATE: 14.00
PMT HIST END: 01-01-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX STD 029 029 029 029
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

029 029 029 029 059 029 029 029 029 059 STD STD 029 STD 029 029 STD STD
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14 01-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-06-2011 SANCTIONED: 37,145

ACCOUNT NUMBER: NOT LAST PAYMENT: 13-11-2012 CURRENT BALANCE: 0
DISCLOSED CLOSED: 15-11-2012
TYPE: TWO-WHEELER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: JOINT 31-12-2016
PMT HIST START: 01-12-2016
PMT HIST END: 01-01-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14 01-14

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 10 OF 13

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: PALIMENI RAMACHANDRA DATE:13-11-2024

MEMBER ID: BS00115028_AMRVTI12961 TIME: 11:01:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,09,38,908

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: SBI OPENED: 15-03-2010 SANCTIONED: 2,00,000

ACCOUNT NUMBER: CLOSED: 15-05-2012 CURRENT BALANCE: 0
00000031095136134 REPORTED AND CERTIFIED: EMI: 5,404
TYPE: PERSONAL LOAN 31-12-2016 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2016 REPAYMENT TENURE: 48
PMT HIST END: 01-12-2016 INTEREST RATE: 16.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD
12-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: SBI OPENED: 20-02-2008 SANCTIONED: 1,70,000

ACCOUNT NUMBER: CLOSED: 15-03-2010 CURRENT BALANCE: 0
00000030332265457 REPORTED AND CERTIFIED: EMI: 3,825
TYPE: PERSONAL LOAN 31-12-2016 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2016 REPAYMENT TENURE: 60
PMT HIST END: 01-12-2016 INTEREST RATE: 12.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD
12-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: SBI OPENED: 04-08-2007 CURRENT BALANCE: -593

ACCOUNT NUMBER: LAST PAYMENT: 25-09-2024 INTEREST RATE: 3.00
00000030218063121 REPORTED AND CERTIFIED: ACTUAL PAYMENT: 34
TYPE: PERSONAL LOAN 30-09-2024
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-09-2024
PMT HIST END: 01-10-2021

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23

STD STD STD STD STD STD STD STD STD STD STD STD STD XXX XXX XXX XXX XXX
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 20-10-2011 SANCTIONED: 50,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 30-06-2017 CURRENT BALANCE: 0
DISCLOSED CLOSED: 19-07-2017 EMI: 1,796

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 11 OF 13

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: PALIMENI RAMACHANDRA DATE:13-11-2024

MEMBER ID: BS00115028_AMRVTI12961 TIME: 11:01:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,09,38,908

TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY

OWNERSHIP: INDIVIDUAL 28-02-2019 REPAYMENT TENURE: 48
COLLATERAL TYPE: PROPERTY PMT HIST START: 01-07-2017
PMT HIST END: 01-08-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

XXX DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT
07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16

DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT DBT
01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14

ENQUIRIES:
Only Last 36 months enquiries will be displayed in the Credit report

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

SBI 14-10-2024 PERSONAL LOAN 10,00,000

SBI 03-09-2024 PERSONAL LOAN 9

NOT DISCLOSED 30-07-2024 PERSONAL LOAN 9,99,000

NOT DISCLOSED 29-07-2024 PERSONAL LOAN 10,00,000

NOT DISCLOSED 11-07-2024 PERSONAL LOAN 7,00,000

SBI 09-07-2024 PERSONAL LOAN 10,00,000

SBI 05-09-2022 PERSONAL LOAN 15,00,000

NOT DISCLOSED 13-07-2022 PERSONAL LOAN 50,000

SBI 12-07-2022 PERSONAL LOAN 10,00,000

SBI 11-07-2022 PERSONAL LOAN 18,00,000

NOT DISCLOSED 20-05-2022 PERSONAL LOAN 3,20,000

SBI 29-04-2022 PERSONAL LOAN 4,00,000

SBI 20-04-2022 PERSONAL LOAN 10,000

NOT DISCLOSED 24-03-2022 PERSONAL LOAN 22,00,000

NOT DISCLOSED 19-01-2022 PERSONAL LOAN 50,000

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 12 OF 13

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: PALIMENI RAMACHANDRA DATE:13-11-2024

MEMBER ID: BS00115028_AMRVTI12961 TIME: 11:01:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,36,09,38,908

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

SBI 11-01-2022 PERSONAL LOAN 15,00,000

SBI 07-01-2022 PERSONAL LOAN 15,00,000

SBI 09-11-2021 PERSONAL LOAN 14,00,000

END OF REPORT ON PALIMENI RAMACHANDRA

All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 13 OF 13

TransUnion CIBIL CIN : U72300MH2000PLC128359