MAXIMUM FLEXIBILITY,
MAXIMUM COVERAGE
Expand your health insurance policy with
In today’s ever-changing world, where
healthcare costs are soaring and uncertainties
are the norm, the question remains-
is your health insurance flexible enough?
While your base policy offers a safety net, what
happens when that net starts to fray under the
weight of skyrocketing medical bills?
Super Top-up Health Insurance
Activate Booster is here to bridge the gap
between what you have and what you need,
giving your health insurance the boost it deserves.
This isn’t just a policy; it’s your key to
maximum flexibility and maximum coverage,
ensuring peace of mind no matter what life
throws your way. With Activate Booster,
you can rise above the limitations of your
base policy and embrace a coverage that
adapts to your lifestyle and needs.
Key Features
Maximum Security Future-Proof
Enjoy maximum protection with a Waiver of deductible feature allows
high sum insured#, offering robust you to convert your top up policy to a
health coverage to safeguard you base policy with no deductible, if the
and your loved ones against policy was first purchased before the
unforeseen medical expenses. This age of 50 and is continuously
ensures access to quality healthcare renewed thereafter. This feature can
while providing ultimate peace of be exercised only when the age of the
mind and long-term security for your eldest insured member is between the
family’s well-being. ages of 55-65 years.
Optional Covers@
Jumpstart*
Even if you have pre-existing diseases like Asthama, Diabetes, Hypertension, Hyperlipidemia and
Obesity, you can get your waiting period reduced to 30 days.
BeFit^^
Access cashless benefits for OPD, pharmacy, physiotherapy, and diagnostic services through our
mobile app, ensuring hassle-free healthcare management.
Domestic Air Ambulance Cover%
Get coverage for emergency air transfers to the nearest hospital, up to the annual sum insured
during the policy period.
Health Check-Up**
Receive a predefined health check-up package, covering up to 0.5% of the annual sum insured,
with a maximum benefit of ₹5,000-cashless and convenient.
Dependent Accommodation Benefit**
If the insured is hospitalized, we provide up to ₹1,000 per day for a dependent’s accommodation
expenses, for a maximum of 10 consecutive days.
Guaranteed Deductible Reduction{
This feature reduces the deductible by 10% at each renewal. Customers can avail a maximum
reduction of up to 50% of the deductible opted during the first policy issuance.
Teleconsultation~
Unlimited teleconsultations with qualified medical practitioners via audio, video, online portals, or
mobile apps, for any health-related concerns.
Plans offering
Maximum Flexibility
& Maximum Coverage
Inbuilt Covers
Cover Plan A Plan B
10L, 15L, 20L, 25L, 45L, 50L, 85L, 10L, 15L, 20L, 25L, 45L, 50L, 85L,
Overall Sum Insured (SI) (₹.)
90L, 95L, 1Cr, 3Cr 90L, 95L, 1Cr, 3Cr
Deductible (₹.) 3L, 4L, 5L, 7.5L, 10L, 15L, 20L 3L, 4L, 5L, 7.5L, 10L, 15L, 20L
Zones No Zone Based Co-pay No Zone Based Co-pay
In-patient Treatment Up to SI Up to SI
Day care Procedures/Treatment Up to SI Up to SI
Technological advancements and Up to SI Up to SI
Treatments
Pre-Hospitalization Medical
90 days 60 days
Expenses
Post-Hospitalization Medical
180 days 90 days
Expenses
In patient AYUSH Hospitalization Up to SI Up to SI
Domestic Road Ambulance Up to SI Up to SI
Donor expenses Up to SI Up to SI
Inbuilt Covers
Cover Plan A Plan B
Domiciliary Hospitalization Up to SI Up to SI
Bariatric surgery Up to SI Up to SI
In Patient Treatment for Surrogate Up to ₹5 Lakh Not Available
Mothers
In Patient Treatment for Oocyte Up to ₹5 Lakh Not Available
donor
Home Care Treatment Not Available Max up to 5L
Waiver of Deductible Available Available
Optional Covers^
Cover Plan A Plan B
Jumpstart* Available Available
Chronic Disease Management Available Available
Program
BeFit^^ Available Available
Claim protector Up to SI Up to SI
Inflation Protector Available Available
Domestic Air Ambulance Cover% Up to SI Up to SI
Durable medical equipment cover Up to SI, max up to ₹5 Lakh Up to SI, max up to ₹5 Lakh
Waiting Period Reduction Option Reduce to 2/1 year Reduce to 2/1 year
Specific Illness Waiting Period Reduce to 1 year Reduce to 1 year
Reduction Option
₹2000 per day, maximum up to
Nursing at home Not Available
10 days
Compassionate Visit Not Available Maximum up to ₹20000
Optional Covers^
Cover Plan A Plan B
Health Check-up** Not Available Cashless, maximum up to ₹5000
Dependent Accommodation ₹1000 per day, maximum up to
Not Available
Benefit** 10 days
Reduces the deductible by 10% Reduces the deductible by 10%
at each renewal, maximum reduction at each renewal, maximum reduction
Guaranteed Deductible Reduction{
is up to 50% of the deductible opted is up to 50% of the deductible opted
during the first policy issuance during the first policy issuance
Option to either upgrade or Option to either upgrade or
Room Modifier downgrade the room category downgrade the room category
Teleconsultation~ Unlimited Unlimited
Waiting Periods and Discounts
Waiting Periods:
Initial Waiting Period: 30 days
PED Waiting Period: 3 years
Specific Disease Waiting Period: 2 years
Bariatric Surgery: 2 years (30 days if Jumpstart is opted)
Diabetes, Hypertension & Cardiac Conditions (unless PED): 90 days
Discounts Available:
Wellness Discount: Up to 30%
NRI Discount: 25%
CIBIL Score-Based Discount: Up to 15%
PPN Network$: 10% discount (if Network Advantage is opted)
Early Renewal Discount: 2.5%
Long Term Tenure Discount: Up to 15%
No
Navigating the Zone Distribution Zone B
a
Co-Pa sed
yment
Zone - A
Maharashtra: Mumbai (including Thane, Navi Mumbai)
Haryana: Gurugram, Karnal, Sonipat, Rohtak, Bhiwani, Charkhi Dadri, Mahendragarh
Uttar Pradesh: Noida, Ghaziabad, Hapur, Meerut, Muzaffarnagar, Shamli
UT’s: Delhi, Daman & Diu, Dadra Nagar Haveli
Gujarat: Ahmedabad, Surat
Zone - B
Pune Pondicherry Gujarat (excl. Ahmedabad and Surat)
Kolkata Telangana (incl. Hyderabad) Andhra Pradesh
Bengaluru Madhya Pradesh Chattisgarh
Chennai Goa Uttarakhand
Zone - C
Rest of India (Punjab, Rajasthan (excl. NCR region) Arunachal Pradesh Rest of Karnataka
Chandigarh Assam West Bengal (excl. Kolkata)
Himachal Pradesh Manipur Bihar
Jammu & Kashmir Meghalaya Jharkhand
Ladakh Mizoram Maharashtra (excl. Mumbai and Pune)
Lakshadweep Nagaland UP (excl. NCR Region)
Kerala Tripura Haryana (excl. NCR region)
Tamil Nadu (excl. Chennai, Puducherry) Sikkim
Odisha Andaman & Nicobar
Zone - D
Rest of NCR
(Alwar, Bagpat, Bharatpur, Bulandshahr, Faridabad, Gautam Buddha Nagar excl. Noida, Jhajjar, Jind, Nuh, Panipat, Rewari, Mewat, Palwal)
Manage Claims and Track Health Effortlessly
Download IL TakeCare App
to simplify your insurance and wellness journey
From claims to health tracking, everything you need is now at your fingertips!
FaceScan1 Exercise Tracker
Hello Doctor2! Health Webinars
Chat with Expert3 OPD Claims&
Health Quotient4 Mental Health Support
18002666
www.icicilombard.com
#
For SI options, kindly reach out to nearest ICICI Lombard branch
@
Subject to payment of additional premium
^^
Befit add on can only be opted by the Insured person(s) upto the age of 65 years during first time issuance
%
Available only for life threatening health condition when Domestic Road Ambulance services cannot be provided.
Transportation from area of emergency to nearest hospital only is covered. Such Transportation must be for Medically
Necessary Treatment, certified in writing by a Medical Practitioner
~
This services under tele consultation should not be construed to constitute medical advice and/or substitute the Insured
Person's visit/ consultation to an independent Medical Practitioner/Healthcare professional
**Available only in plan B of Activate Booster
Guaranteed deductible reduction feature to reduce your deductible by 10% at each renewal, with maximum reduction
{
of 50% of the deductible opted during the first policy issuance
This optional cover is available only for policies with minimum deductible of 5 lakhs. The guaranteed deductible
reduction option has to be chosen at the time of Policy inception. Any modification in the same, will not be permitted.
^
For optional covers (subject to payment of additional premium) and its details, please refer to policy wordings
*Jumpstart is applicable only in case of Asthma, Diabetes, Hypertension, Hyperlipidaemia, Obesity and Coronary Artery
Disease with PTCA done at least 1 year prior to policy issuance. Applicable for domestic coverage only and to be availed
for a period of 3 continuous policy years
$
Only if network advantage optional cover is opted
Can be availed only if Teleconsultation optional coverage is opted and additional premium is paid
!
&
Can be availed only if Befit optional coverage is opted and additional premium is paid
1
This is not intended to be a substitute for professional medical advice or diagnosis. Always seek the advice of your
physician or other qualified health provider for any concern you may have regarding a medical condition
2
The Medical Practitioner may suggest/recommend/prescribe over the counter medications based on the information
provided, if required on a case to case basis. However, the services under this Benefit should not be construed to
constitute medical advice and/or substitute the Insured Person's visit/ consultation to an independent Medical
Practitioner/Healthcare professional. The proposer should seek assistance from a health care professional when
interpreting and applying them to the Insured person’s individual circumstances. If the Insured Person has any concerns
about His/ her health, He/ She may consult His/ her general practitioner. We shall not hold any responsibility towards
any loss or damage arising out of or in relation to any opinion, advice, prescription, actual or alleged errors, omissions
and representations made by the Medical Practitioner/ Healthcare professional
3
The content or the advice given on this chat feature is for information and educational purpose only, Information is
gathered and shared from reputable sources; however, ILGIC and/or IL Take Care app is not responsible for errors or
omissions in reporting or explanations. No individuals, including those under our active care, should use this information,
resources or tools contained within to self-diagnosis or self-treat or any health related condition. ILGIC or IL Take Care
app gives no assurance or warranty regarding the accuracy, timeliness or applicability or content. Always consult a
licensed healthcare professional to make healthcare decisions. You acknowledge that any reliance upon any such
opinion, advice, statement or information shall be at your sole risk
4
Health Quotient Assessment are confidential questionnaires that ask basic questions about person’s health habits and
history. In return, the person will receive a health report that gives the person a non-clinical overview of his/her current
health status, as well as health risks and how to manage them. Whether the person is trying to get in shape, control an
existing condition, or just stay fit, the client will find the basic help they need through the Health Quotient Assessment.
The information offered in the Health Quotient Assessment report is based solely on the indications provided by the
person in their responses to the questions. The same is not a replacement for formal medical diagnosis. The information
provided is drawn from using various calculators of health index. This information is not a substitute for consulting a
qualified health care practitioner. The person is advised to make use of the Health Quotient Assessment Report
judiciously on their own responsibility. There is no warranty regarding the results of using this information, and the
author and publisher disclaim any liability for the actions of the client.
This risk assessment does not provide a medical service of any kind. The information contained in the risk assessment
is for your personal use only and is not intended to diagnose, cure, mitigate, treat, or prevent disease or other conditions
and is not intended to provide a determination or assessment of your state of health. Always consult a licensed
healthcare professional to make healthcare decisions or before starting any diet or exercise program. ICICI Lombard or
IL Take Care makes no warranties, expressed or implied, in connection with the risk assessment or the performance of
the risk assessment, nor shall the ICICI Lombard's licensors or the ILGIC be held responsible or liable for any costs or
damages related to use of the risk assessment or any information provided therefrom
Prohibition of Rebates (Under Section 41 of Insurance Act 1938). No person shall allow or offer to allow, either directly or indirectly as an inducement to any person to take out or renew or continue an
insurance in respect of any kind of risk relating to lives or property, in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the Policy, nor shall any
person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the Insurer. Any person making
default in complying with the provisions of this section shall be liable for a penalty which may extend to Ten Lakh Rupees. The advertisement contains only an indication of cover offered. For more details
on risk factors, terms, conditions and exclusions, please read the sales brochure / policy wordings carefully before concluding a sale. ICICI trade logo displayed above belongs to ICICI Bank and is used by
ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, P. Balu Marg, Off Veer Savarkar
Road, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai 400025. Toll Free: 1800 2666 Fax No: 022 61961323 IRDA Reg. No. 115 CIN: L67200MH2000PLC129408 Customer Support Email Id:
[email protected] Website Address: www.icicilombard.com. Product Name: Activate Booster. UIN: ICIHLIP25046V012425. ADV/22497.
