VIPIN SAROHA

Advocate

Courier/Email/SMS/WhatsApp

To,
Customer Name: Himanshu Chauhan

Address: S O Rajendra Chauhan Sewage Treatment Plant F10 Noida Noida Sector 50 Meghdootam Park Gautam Buddha Naga Gautam Buddha
Nagar Gautam Buddha Nagar Uttar Pradesh India 201301

PRE_LITIGATION INTIMATION

Outstanding Amount: Rs. 9,418

Loan Account Number: IDHADEL09589016

Under instructions and on behalf of my client Dhani Loans & Services Limited (earlier Indiabulls Consumer Finance Limited),
hereinafter called as “DLSL”, having its registered office at 1/1 E, First Floor, East Patel Nagar, New Delhi – 110008, I am advised to
inform you as under:

1. You have availed credit facility vide the above-referred account and while availing the credit you have specifically agreed to
abide by the terms and conditions as mentioned on the Dhani App. You are also well aware of the consequences of default
which have been specifically mentioned in the Terms and Conditions agreed by you.
2. You are also conscious of the fact that timely repayment is the essence of the contract and you have undertaken to repay the
credit facility availed as per the agreed schedule without any default. However you have miserably failed and neglected to make
payment of the outstanding due amount of Rs. 9,418, despite numerous opportunities being provided/ granted to you.
3. It is stated that post availing all the benefits and advantages of the said credit facility, you have continuously defaulted in
repayment as per schedule and despite several follow ups you have intentionally avoided to pay the outstanding dues on time;
thereby committed the offence of breach of trust. The agreed timelines for repayment has already expired and the entire credit
facility along with interest, penalty and charges have become immediately due and payable.
4. DLSL has sent various reminders and notices to you on your mobile number as well as email id registered with us, but you have
malafidely ignored the said notices with an ulterior motive to misappropriate the financial assistance given by our client and
thus cause wrongful gain to yourself and wrongful loss to DLSL thus leading to commission of criminal offences punishable
under section 406(Criminal Breach Of Trust) of Indian Penal Code, 1860.
5. Please note that, your intentional defaults has led DLSL to believe that you have availed the aforesaid credit facility with a
premediated intention to cheat and defraud DLSL. It seems you had firstly induced disbursal of said facility to you and
thereafter in furtherance of your nefarious designs avoided to make payment as per repayment schedule thereby dishonestly
and deceitfully made wrongful gain to yourself and caused wrongful loss to DLSL which is a penal offence punishable under
Section 417/420 (Cheating and dishonestly inducing delivery of property) of Indian Penal Code, 1860.
6. That in view of the aforesaid, I am constrained to issue this communication and advise you to make payment of outstanding
due before initiating/contemplating strict legal actions against you including but not limiting to Filing criminal complaint
against you as also your known and unknown associates before the concerned police station for registration of an FIR
against you for the offence of cheating, criminal breach of trust and criminal misappropriation of funds which is
punishable offence under section 406/420/120-B of Indian Penal Code, 1860. It is pertinent to mention that as per the said
provisions of law, you may be tried by a court of law and conviction may lead to imprisonment of either description for a term
which may extend to seven years, and shall also be liable to fine.

Office: Plot No 38, 4th Floor, Saraswati Kunj, Golf Course Road, Sector 54, Gurugram, Haryana |
Also at: Chamber No 124, Tiranga Chowk, Near Gate no 1, District Courts, Gurugram.
Please note DLSL has reported your defaults and details to the credit information companies like CIBIL which shall cause huge
damage to your credit worthiness and you will not be able to obtain credit facility in future, both individually and as an entity. I hereby
advise you that you can still avoid the severe consequences of the legal proceedings by depositing the current outstanding amount of
Rs. 9,418 (Nine Thousand, Four Hundred And Eighteen Rupees And Zero Paise) within 5 days from the reception of this notice,
failing which the consequences of the stringent penal sections would be upon you.
In case of any clarity or to make payment, you may contact DLSL’s official details whereof are given below.

Collection Manager Name: Amit Kumar

Collection Manager Number: 9213622953

Regional Manager Name: Sukhvinder Singh

Regional Manager Number: 9968581033

Or give missed call on this number- 7799000240

A copy of this notice is retained in our office for future reference.

Thanking you,

Yours sincerely,
Advocate

Office: Plot No 38, 4th Floor, Saraswati Kunj, Golf Course Road, Sector 54, Gurugram, Haryana |
Also at: Chamber No 124, Tiranga Chowk, Near Gate no 1, District Courts, Gurugram.