I

Uy Jl:m<l/ Succd 1'001

To
'1'11,· of4·(>VI- i'"
P.S.

lk F11n11;1I t'11111plain1 :lj\:iinsl Mr, Rnl'i K11111nr Singlt, 1\11. Anand K11111,11 1'1,.,k,11
Mr. Mil. T11l11w Kltan, Mr. Vil'k)' alias Asltutoslt ll:111jan. Mt. Hal111ll111 h.11111
t'lin1inal ll11·:1t l1 ul '1'1 '"'· and l'n11,pira,·1·,

I, MrCyprian JacobS/o Mr Stephen Jacob, (R/oRajiv, Vihar, H. No. 5, Road N11, :1,
Loyola School Road, Ungiy.idcch, Bilaspur, Chhaltisgarh, 495001) :un wn1111~ 111 hi,
a lonmJ 1·0111pla1n1 ai;;,in,1 Mr. Rmoi Kumar Singh, Mt, Anand Ku111ar Thak111, \I,
1\1,I, Tah11·1 Khan. Mr. \'ick)' :Ji:Ls Ashulosh Rmti:m t"l'g:ir,ling lr.11ulnlcn1 ,111111111,
ni1ninal hread1 ol lnl<I. :md conspim1·1• rdated lo h1<·1·,11111•n1 in C '11111p.1111 .11111
suhscq111·n1 11,isusc or llank A1'toun1s:

J. Thal ) a111 the Sole Proprietor or M/~MJ Enterprises ore. ii Um· l',•i,011
Cwn11anr incoqiomleil under the Chlmttisi;;irh Shops :md Es1.iblisl1111t·111 ,\, t.
1!158, registcml witlt the Disuicl lndusuics Ccnlre, Bilaspu1 l1,11111~
l',mision:d Rcgislrntion Number 220715016 wi1h its re1,ois1ercd oOi"· al H.1111
\'il,:u-. 11. No. 5, Hoad No. :1, l~iyola School Hoad, Un1:iiwkd1, l\1l,"p111,
('l,l,,1111si;;1rh, 195001 (ltercinalkr r1·fc1i-cd lo as "JMJ" or "Lhc Cn1u11,1111 ·1. \h
A:11llr:u Nu, i, 7.'ilfi.'i7l~0U7 and Ill)' PAN No. is Al:)l'J7011ill. 1111,
Cot11pl.1i111 "11·i;;uding a pl:u1111·d rnnspirat')' lo ill'lrnu,I 1111· :uul t11hth1 nl 1111
ICll'l 11.u,k ,\1ro1111t. My An·ou111 dclails arc:
• Accow1l Holders Name.I MJ ENTER PIH SI•:<;
• llm11ch NameSEEPAT HOAD
• IFSC CoclclCIC0002•1•21i
• Accow1l Number02820.5(l(J(ia20
• Type Curri·nl J MJ ENTER*d

Pron11rtr •
 2. That my Comp.my was registered in the year· ~004 and is engaged m the
business of selling clcctricals and electronics goods along with pro\'icling-
lixtures to different play schools in Bilaspur and nearby areas. Th;11 post
..
Covid, the Comp~ny was suffering from lack of funds and as such, 1J1crc was
alinost no business. That the Company was in dire need of infusion or fonds iu
the fonn of investment and as such I was actively approaching different people
for such invesllnent.

3. That in the process, I approached a close friend of mine by the name of Mr.
Vijay Tekchandani and discussed with him about my grievances. Mr \'ijay
Tekchandani told me that he can ask around in the market if anyone is looking
to invest in such companies. That thereafter, he arranged for my tran.·I to
Guwahati via Kolkata and infom1ed me that there is a prospective investor
Company i.e., M/s F1ytech Electronics Private Limited who can invest in my
Company. That Mr. Tekchandani told me that one Mr. Anand and Mr.
Tabrez will also accompany me to Guwahati and they met me at Raipur
Airport. We reached Guwahati on 20 October where we met Mr. Ashotosh
111

Ranjan alias Vicky at Kolkata Airport. Vicky arranged out tra\'C:l and
accommodation in Guwahati.

4. Thereafter on 21 • October, one Mr. Rahul came. Mr. Ralml was the manager
of M/s F1ytech Electronics Private Limited. He briefed me about the
investment. process and wanted to check my Bank Account details for due
diligence. He told me that this due diligence process was mandatory sinre the
whole process of investment is based on healthy credit and past b,mking
history of the Company. For this process, he took my Account detailsof ICICI
Bank including Cheque Book, ATM Card,. PAN details, my Comp;my
documents and my Sim Card. That subsequent to this h,mdo\'cr, all the
documents were returned back to me on the same day and I was told that an
agreement for Investment will be executed on the next 2-:-1 days. I k abo
sh;u-ccl a rough draft of the Agreement on \Vhatsapp on 23'd October. I, '

J M J ENTER
5. ( )n 22'"' October, I was informed that CMS was 11ol. arljv,1tcd in n1, Bank
Account and such the investment process may he.· delayed due lo 1lti-.. \[ r.
Vicky then asked me to talk to Branch Manager and enable the sam<.'. Bnmch
Manager infonned me that it will take 24 hour; lo enable CMS in my Bank

Account. 'f'hat on the next evening, CMS was activated in my B,mk Accounl.
That I infonned Mr. Vicky about the same to which, he replied that
d<:>cuments for ,~'l"Ccment are getting prepared.

6. For the next 2 days, they kept assuring me that an agreement will be cxcculcd
soon. On 25"' _October, I was informed by Mr. Vicky that my ATM Card is
blocked and needs to be activated. I asked the customer care about the same
when I got to know that this was done by Mr. Rahul. He assure4 me time and
again that. this was· part of the process and I do not need to worry about
anything. Then they reapplied for a new ATM Card themselves witl10u1 my
knowledge or intent I again asked for execution of an agreement and r.uscd
this .concern that without agreement, you guys are misusing my account
ci::edcntials. Subsequently on 26~' October, since I was a little suspicious. I
changed tl1e Password of my Bank Account On the same day, I was infom1cd
that the execution is delayed due to upcoming holidays for Diwali and
Chhattl1.

7. On 28"' October, I lost all hope of any investment and returned back to
Bilaspur. Mr Tabrez and Mr Anand called me and apologized reg-,rrding tl1c
delay. They told me tl1at there is a person by the name of Mr. Ra,~ Tiwa.ii who
can invest some amount in my Company. TI1ey told me tl1at Mr. Am~j Pratap
Singh is his manager and they can arrange a meeting ,vith him for the sa.inc.
Since I was in dire need of funds, I agreed to meet him.

8. Since I was un'A~lling to give my account credentials to these guys ag.-un. I was a
little hesitant to proceed ahead but then be shared witJ1 me tlil· past
irivestments of Mr. Ravi Tiwari and told me about his successful rcvi,·al

J M J ENTERPR
 ventures. l3y this lillle I was convinced that Mr. Tiwari was a legiLimale i11vt.''-l<>r
au d thcn decide lo proceed with the investment process.

9. On 28th October, I was asked whether tJ1ere are ;111y other Bank Aff011111 ~ 01
the Finn, since the previous Bank Account had some CMS as well a~ AT\ I
C.u-d· issues. I was entrusted and as such, I share.cl tl1e Bank Account derail~ ol
my C.-u1ara Bank Account. This Account was unused and had minimum
balance since 2022.

10. Then on 1• November, Mr. Am\i asked me to share Banking OTP so that lie
can check the Status of my Canara Bank Account. He informed me that since
my account had a negative balance of Rs. 13,321/- I need to deposit some
amount so that the account can be up and running. I deposited an amount ol
Rs. 13,500/- in my Canara Bank Account. Then Mr. Anuj asked me to install
an APK in my phone to facilitate the due diligence process. He told me tJ 1at
they will deposit certain amount in nwuerous tranches as a token money for
the investment process. I was entrusted and cominced that this money beinl{
deposited in my Bank Account was legitimate. They further provided me witl1
a F1ight ticket for my travel to Delhi for execution of Business Re,i,·al
Agreement.

11. On the evening of ~November, I reached Delhi. I wa.,1; asked lo reach Bik,mer
Restaurdllt, Okhl~ where I finally met Mr. Ra,i Tiwari. We executed a
Business Revival Agreement by way of which, Mr. Ra,i Tiwmi agreed to inn·st
around Rs. I Crores in the Company in lieu ot' which, Mr. Tiw;ui \\'as
supposed lo get 5% of the profit share of the Company commencing till'
execution. This a~rreemenl was provided by tl1e lcmn of Mr. Tiwmi ancl thl'
tcm1s of the said agreement seemed legitimate and thus, I signed it. Mr. Tiwari
~rreecl lo invest. funds into my Company within a pc1iod of l to 1 \\'rck~
follo\\ing the execution or tl1e Agreement.
12. As per the lcnns of lhis agreement, Mr. Tiwari had compl ete and 101al
nmtn ,I
Passworcl.
of thc Company's Canara Bank Account including Banking ID
,rn: for
email ID password and Cheque Book. l11e reasoning which they gave
my email ID password was that it will facilitate the <>TP process. SuhSeq
uently,
wnl
I was waiting for the funds as agreed upon by the tenns of 1.he Agrccn
dated 02'"' November 2024.

has been
13. By ti.us time, I was totally convinced that the ai,-rcement which
lo the
execHLed hy Mr. Ravi Tiwari was a beneficial step and will he helpful
future of my Company. Timt the next day, Mr. Tabrez called me to
011
lhal a
congratulate on the execution of agreem ent He further informed Ill('
me to
duly sealed copy of the agreement will be provided soon. He also asked
ce or
oj>en a link and download an APK to facilitate the process for due diligen
the next investment

g
14. On 4• November at around 4 AM, I reached Kolkata for anothe r meetin
I met
regarding investment as promised by Mr. Anand and Mr. Tabrez . TI1ere
tra\'el
Mr. Ashutosh Ranjan alias Vicky who arranged our accommodation and ~ k.olkA..frt.
a..f. Fa.b 1-(b,le( E,,os~ ~i'l.. i'I'\. to..J,,.~ 7(,1,Jll
Flyted1
in Kolkata.1\I hen after 2-3 hours, two unknown people from M/s
of 111c
Electronics Private Limited came to our hotel room for execution
defraud
agre~mcnt with the Company. Tlus was yet anothe r conniving plan to
me which I later realized.

15. l11en in the aegis of investment, I received a signed agreement ha,~ng initials
nics
of one Mr. Ravi f\umar Singh who was the director of M/s Flytcch Electro
agreed 10
Private Limited. As per the tem1s of tlus agreement, the Company
Flyted1
invest around Rs. I Crores in the Compa ny in lieu of wluch, M/s
or the
Electronics Private Limited was supposed to get 5% of tl1e profit sh;u-c
to tlil·
Company commencing the execution. This agreement was similar
both tl1e
agrecmenl elated 02"" November. It is pertine nt to mention herein that
 ,• an-angcd by Mr. Anand ,md Mr. Tab rcz tJms UK')'
mvcstmcnL'i werc, bcmg \\TIT

the common link ~etween these two deal

s.

01
16. edia tely alter the exec utio n, they look my Banking credentials
Tha t imm
1111
li.111hcr proc ess mul mad e me install an APK for mid by '
ICICI Ban k for
1 1
them and thus genu inel y beli eved tl1ese guys. Tha l on O: :2
time, I trusted
credited to my ICI CI Ban k accounl
AM an amo unt of Rs. 5,00,000/- was
h I believed was an investmenl bur
which I was told by. Ashulosh Ranjan whic
ized.In the evening, Mr Vic kr came
was a fraudulent amount which I later real
es of tlic ab>Teement dated 02.1 J .202 I
lo my room and pro,~cled me the copi
and q,t. J1.2024 in an envelope.

, I received an email from Canara

17. On the night of 4"' November at 09:41 PM
t has been blocked by tl1c Ban k dul'
Bank infonning me that my Bank Accoun
to callMr. Tiwari but to no a,·ail.
to multiple transa~tions. I immediately tried
nd 6 AM , I received a text from Mr.
TI1en on the ve11' next moming at arou
arrested by Police and I should also
Vicky that some of his team members are
unable to com preh end the events
flee. At this time I was nun1b and was
unfolding.

a telephonic conversation with tl1l'

18. On the morning of 5"' November, I had
conversation, I was info nnc d about
Branch Manager of Canara Bank. In this
Account. The branch m,magcr also
tJ1c fraudulent transactions in my Bank
ions.. He told me Lhat tl1c Money
told i11c ahoul Lhc lime period of transact
e swiftly deducted to a Single Bank
came in multiple lransaclions and wer
when tl1c account was blocked. there
Account. IL is pertinent to mention that
that I gained notlling from rlicsc sham
was aJmosl no money thus it is evident
tr,msaclions.

J M J EN TE R: l;i

Proonetoi"
 dols as lo 11'1 n
the cor e when I crnmected tl1c
l 9. I was• shocked and shaken Lo
Car d and 111,
abo ut mr Sim c~trCl. my AT M
tlicy asked me m11lliplc times
lile l,111 rl1c11
eless and even tl10ught to end my
Ch equ e book. I was feeling hop
to seek legal
stopped me and persuaded me
a close friend of mine Mr Najib
ul .5 crb cr
ista.nce. On the next day , the Bank Manager infom1ed me abo
as~
to 1alk Lo som e
pla ints in my Ac cou nt and I immediately travelled to Delhi
com
lawyers.

on of
ectfully sub mit ted tha t the orc hestrated actions from the incep1j
20. IL is resp
ref ore , in
tran saction s dem ons trat e a calc ulated intent to defraud me. The
the
prosecuted
tion 316, they arc also liable to be
adilition to the offense und er Sec
the Bh,u1.iya
tion 61(2) and Section 352 of
und er Section 318, read with Sec
and criminal
ting cheating,criminal conspiracy
Nyaya Sanhita, 2024 for commit
liable to be
nce. ·Th e perpetrators arc also
inti~idation, insult and annoya
lo!,'Y Act.
uted und er section s 66C and 66D of the· Information Techno
p~osec
2000.
me Lo :._,riYc
wilfully deceived me by inducing
21. 111ese individuals knowingly and
trust placed
e pretences, thus breaching the
my banking cred~ntials und er fals
exploit my
t11cm. 111eir coo rdin ate d efforts to deceive, manipulate, and
upo n
sed with the
of the law and mu st be addres
trusl represent a serious violation
Sanhita and
visions of the Bhartiya Nyaya
utmost severity und er the pro
Information Technology AcL
ary legal action
t of 111e above, I respectfully request the police lo take necess
In ligh
against
I .imitccl.
. Rav i Ku ma r Singh, Dir ect or of Flytech Electronics P1ivate
1. Mr
mb er (DIN). 10300890.
hofding- Director Identification Nu
. 8602499Y2G
2. Mr. AnandKumar Thakur, Mob. No
33053
3. Mr. Md. TabrezKhan, Mob. No.87703 J M j E::N rE:rU--~•
4. Mr.Rahul, Mo b. No .
I'

5. Mr. Vicky alias Ashutosh Ranjan, S/o Balram Kishor, House J'.:o. Ii.-\. (;;di

No. ,is, Memaii, Burdwan, West Beng-,iJ, 713H(i having Aadhar \o. .5l!Hi
0800 1248. Mob. No. 7407323577 and 9430086.57:3.

for theit◄ fraudulent acti,~ties, criminal breach of trust, and conspiracy. Furl11t-rmcm·.
I request the registration of FIR under appropriate sections for Fraud, Crimi11al
Intimidation, Insult And Annoyance, Criminal Conspiracy. ,,

Enclos~d arc copies of relevant documents, including flight tickets, vVhatsapp Chals.
and any other relevant evidence to support my complaint.

Tiiank you for your prompt attention to this matter. I am willing to cooperate fully
with the investigation and provide any additional infonnation required._

Yours sincerely,
J M J ENTERPR

Mr Cyprian Jacob
J M J ENTERPRI" S
S/o Mr Stephen Jacob,
!Vo Rajiv Vihar, H. No. 5, p
Road No. 3, Loyola School Road,
Lingiyadceh, Bilaspur, Chhattisgarh, 495001
Aadhar No. 751657140247
PAN No. AFJPJ7016H