LIFE INSURANCE : WEIGHTED PREMIUM (WP) Grid: Jan'25 | Branch Banking & Affluent Banking
>=15 Year Pay till Age
Category Insurer Product Name Single Pay 5 Year PPT 6 Year PPT 7 Year PPT 8 Year PPT 9 Year PPT 10 Year PPT 11 Year PPT 12 Year PPT 20 Years Regular Pay
PPT 60
TATA AIA Smart Income Plus/POS SIP (7 pay only) 100% 100% 125% 175% 200% 200% 250% 250%
TATA AIA Guaranteed Return Insurance Plan (Endowment) I Vitality 5% 100% 100% 125% 175% 200% 200% 250% 250%
Non TATA AIA Fortune Guarantee - 100% - 125% 175% - 200% 250% 250% - - - -
Participati TATA AIA Fortune Guarantee Plus/POS FG+ I Vitality 5% 100% 100% 125% 175% 200% 200% 250% 250%
ng Plan TATA AIA Fortune Guarantee Supreme - 100% 100% 125% 175% 200% 200% 250% 250%
ICICI Pru Assured Savings Insurance Plan - 100% - 125% 175% 200% 200% 250% 250%
- - - -
ICICI Pru Guaranteed Income For Tomorrow Pro 5% 100% 100% 125% 175% 200% 200% 250% 250%
TATA AIA Diamond Saving Plan 100% 100% 175% 250% -
TATA AIA Smart Value Income Plan I Vitality 5% 100% 100% 125% 175% 200% 200% 250% 250% 250%
Participati ICICI Pru Gold 100% 100% 125% 175% 200% 200% 250% 250% 250%
-
ng Plans ICICI Pru Sukh Samruddhi 100% 100% 125% 175% 200% 250% -
- - -
ICICI Pru Savings Suraksha 100% 125% - 200% - 250% 250% 250%
ICICI Pru Future Perfect 100% 125% 200% - 250% -
>=15 Year Pay till Age
Category Product Name Single Pay 5 Year PPT 6 Year PPT 7 Year PPT 8 Year PPT 9 Year PPT 10 Year PPT 11 Year PPT 12 Year PPT 20 Years Regular Pay
PPT 60
TATA AIA Sampoorna Raksha Promise I Digital 5% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175%
TATA AIA Sampoorna Raksha Promise- ROP | Digital 5% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175%
Protectio
TATA AIA Maha Raksha Supreme Select I Digital 5% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175%
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TATA AIA Maha Raksha Supreme Select -ROP | Digital 5% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175% 225%|175%
Plans
ICICI Pru I Protect Smart/POS IPS 5% 225% 225% 225% 225% 225%
- - - - - - -
ICICI Pru I Protect Return of Premium (IP ROP)/POS IP ROP 5% 225% 225% 225% 225% 225%
Category Product Name Immediate 1-5 yrs 6-9 yrs 10 yrs
TATA AIA Saral Pension 5%
ICICI Pru Guaranteed Pension Plan 5% 10% 10% 10%
ICICI Pru Saral Pension 5%
Annuity
Single Pay 5 Year PPT 6 Year PPT 7 Year PPT 8 Year PPT 9 Year PPT 10 Year PPT 11 Year PPT 12 Year PPT
Plans
TATA AIA Fortune Guarantee Pension 5% 100% 100% 125% 175% 200% 200% 250% 250%
ICICI Pru GPP Flexi 5% 100% 100% 125% 175% 200% 200% 250% 250%
ICICI Pru Gold Pension Savings (GPS) 5% 100% 100% 125% 175% 200% 200% 250% 250%
>=15 Year Pay till Age
Category Product Name Single Pay 5 Year PPT 6 Year PPT 7 Year PPT 8 Year PPT 9 Year PPT 10 Year PPT 11 Year PPT 12 Year PPT 20 Years Regular Pay
PPT 60
TATA AIA Fortune Pro 25% I 50% 25% I 50% 25% I 50% 25% I 50% 25% I 50% 25% I 50% 25% I 50% 25% I 50%
TATA AIA Wealth Pro 25% I 50% 25% I 50% 25% I 50% 25% I 50% -
ULIP
TATA AIA Wealth Maxima - 25% I 50% 25% I 50% 25% I 50% 25% I 50% 25% I 50% 25% I 50%
Plans -
ICICI Pru Lifetime Classic 25% I 50% 25% I 50% 25% I 50% 25% I 50%
- - -
ICICI Pru Signature 25% I 50% 25% I 50% 25% I 50% 25% I 50%
>=15 Year Pay till Age
Category Product Name Single Pay 5 Year PPT 6 Year PPT 7 Year PPT 8 Year PPT 9 Year PPT 10 Year PPT 11 Year PPT 12 Year PPT 20 Years Regular Pay
PPT 60
TATA AIA Param Raksha Life Maxima Plus 75% 75% 75% 75% 75% 90% 90% 90% 90% 90% 90%
TATA AIA Param Raksha Life Pro 100% 100% 100% 100% 100% 150% 150% 150% 150% 150% 120%
Param Raksha Life Pro Plus/ Param Raksha Life Advantage Plus /
Hybrid / TATA AIA 125% 125% 125% 125% 125% 150% 150% 150% 150% 150% 150%
Param Raksha Life Growth Plus
Combo - -
TATA AIA Pro-FIT 80% - 80% - - 100% - 100% 100%
Plans
ICICI Pru Protect N Gain-Life 125% 125% 125% 125% 125% 150% 150% 150% 150%
-
ICICI Pru Protect N Gain-Life Plus 125% 125% 125% 125% 125% 150% 150% 150% 150%
ICICI Pru Protect N Gain-Life Super 125% 125% 125% 125% 125% 150% 150% 150% 150%
Please note
(1) No Product Credit for Non Annual Mode (2) No Product Credit for ULIP < 1.5L (3) Credit for ULIP (only in 7 Pay and above ) : 1.5L - 3L : 5% | >=3L : 10%
(4) No Product Credit for Annuity/Single Pay Trad/ULIP Products, if Single Premium is <10L
(5) All Single Premiums will be weighted @ 5% for Premium consideration 6) Hybrid/Combo Solutions will have Revenue credits on both underlying Products as per mentioned grid credit
(6) Riders: TATA AIA : Accidental Death benefit (ADB), Accidental Total & Permanent Disability Benefit (ATPD), Criticare Plus benefit (CPB), HospiCare Benefit | Same Revenue Credit as the Base Plan/Payment Tenure
(7) Riders: ICICI Pru : Accidental Death Benefit (ADB), Accelerated Critical Illness (ACI) Benefit | Same Revenue Credit as the Base Plan/Payment Tenure
