0% found this document useful (0 votes)

327 views71 pages

Bank of India Credit Officer 2020 Previous Year Paper

Uploaded by

anurag kandulna

We take content rights seriously. If you suspect this is your content, claim it here.

Available Formats

Download as PDF, TXT or read online on Scribd

0% found this document useful (0 votes)

327 views71 pages

Bank of India Credit Officer 2020 Previous Year Paper

Uploaded by

anurag kandulna

We take content rights seriously. If you suspect this is your content, claim it here.

Available Formats

Download as PDF, TXT or read online on Scribd

You are on page 1/ 71

Bank of India Credit Officer 2020 Previous Year Paper

Question No. 1

With which of the following Financial Institution, Gruh Finance was merged?

Options :

1. Bandhan Bank

2. RBL Bank

3. Karur Vysya Bank

4. Dhanlaxmi Bank

5. None of these

Answer : Bandhan Bank

Question No. 2

With which gulf country India has signed MoU in December 2020 to set up a task force on Energy, to identify

specific projects in India's energy Sector?

Options :

1. UAE

2. Qatar

3. Saudi Arabia

4. Oman

5. Bahrain

Answer : Qatar

Question No. 3

How many seats JD(U) have won in recently held Bihar election?

Options :

1. 51 seats
Bank of India Credit Officer 2020 Previous Year Paper

2. 43 seats

3. 49 seats

4. 44 seats

5. 42 seats

Answer : 43 seats

Question No. 4

In 2016, India signed Logistics Exchange Memorandum of Agreement (Lemoa) with which of these country to

facilitate the easy logistics engagement?

Options :

1. Germany

2. Russia

3. USA

4. Iran

5. None of these

Answer : USA

Question No. 5

HDFC bank limited launched which of the following campaign to create awareness on cyber frauds?

Options :

1. Pan the phone

2. Digital Apnayen

3. Mooh Band Rakho

4. Tilt the phone

5. None of these

Answer : Mooh Band Rakho

Bank of India Credit Officer 2020 Previous Year Paper

Question No. 6

Which of the following is not a loan category under MUDRA scheme?

Options :

1. Shishu: loans up to ₹50,000

2. Kishore: loans up to ₹5 lakh

3. Tarun: loans up to ₹10 lakh

4. Vayask: loans up to ₹25 lakh

5. All above are part of MUDRA

Answer : Vayask: loans up to ₹25 lakh

Question No. 7

The ‘Har Ghar Jal Yojana’ was launched by the Prime Minister to provide water over _____ villages in Uttar

Pradesh?

Options :

1. 2000

2. 3000

3. 1000

4. 4000

5. 5000

Answer : 3000

Question No. 8

Which of the following has acquired Ed-tech platform White Hat Jr?

Options :

1. Testbook

2. Gradeup
Bank of India Credit Officer 2020 Previous Year Paper

3. Byju's

4. Vedantu

5. None of these

Answer : Byju's

Question No. 9

Till which year the Pradhan Mantri Awas Yojana is extended?

Options :

1. 2022

2. 2030

3. 2021

4. 2025

5. None of these

Answer : 2022

Question No. 10

India Post Payment Bank launched an insurance policy called Pradhan Mantri Jeevan Jyoti Bima Yojana in

partnership with which of company?

Options :

1. HDFC Life Insurance

2. ICICI Prudential Life Insurance Company

3. PNB Met life insurance

4. Max Life Insurance

5. None of these

Answer : PNB Met life insurance

Question No. 11
Bank of India Credit Officer 2020 Previous Year Paper

In QR code, What "R" means?

Options :

1. React

2. Response

3. Rent

4. Responsive

5. None of these

Answer : Response

Question No. 12

Who is the head of the committee to recommend the analysis on QR codes for Payment System Operators (PSO)?

Options :

1. D.B. Phatak

2. P K Mohanty

3. Sunil Mehta

4. Ajay Shankar

5. None of these

Answer : D.B. Phatak

Question No. 13

Where is the headquarter of ‘Mobikwik’ located in India?

Options :

1. Hyderabad

2. Gurugram

3. Pune

4. Mumbai

5. Bangalore
Bank of India Credit Officer 2020 Previous Year Paper

Answer : Gurugram

Question No. 14

___________________ is not an example of an antivirus.

Options :

1. Bit Defender

2. Firewall

3. MacAfee

4. AVG

5. Avast

Answer : Firewall

Question No. 15

Recently Uttarakhand state celebrated its foundation day on?

Options :

1. 10th November

2. 8th November

3. 9th November

4. 11th November

5. None of these

Answer : 9th November

Question No. 16

Kamala Harris, Vice President Elect of USA wrote a children book, what is the name of the book?

Options :

1. The truths we hold

Bank of India Credit Officer 2020 Previous Year Paper

2. Superheroes are everywhere

3. Kamala and Maya's Big Idea

4. Smart on crime

5. None of these

Answer : Superheroes are everywhere

Question No. 17

An initiative by which state High Court is providing the live streaming of Court Proceedings through YouTube from
th
26 October 2020?

Options :

1. Gujarat

2. Kerala

3. Karnataka

4. Bihar

5. None of these

Answer : Gujarat

Question No. 18

Where is the headquarter of NGFS (Network for Greening the Financial System)?

Options :

1. Paris, France

2. Athens, Greece

3. California, USA

4. Rome, Italy

5. None of these

Answer : Paris, France

Bank of India Credit Officer 2020 Previous Year Paper

Question No. 19

Among the following which is not a money remittance service provider?

Options :

1. TransUnion

2. Western union

3. Moneygram

4. Remitly

5. None of these

Answer : TransUnion

Question No. 20

As per the recommendation of Internal Working Group headed by PK Mohanty, how much should be the minimum

paid up capital of a Small Finance Bank?

Options :

1. Rs 300 Crore

2. Rs 500 Crore

3. Rs 100 Crore

4. Rs 400 Crore

5. None of these

Answer : Rs 300 Crore

Question No. 21

How much is the maximum amount of bank loan under stand up India for ST and SC women?

Options :

1. 1 Crore

2. 2 crore
Bank of India Credit Officer 2020 Previous Year Paper

3. 50 lakh

4. 75 lakh

5. 1.5 crore

Answer : 1 Crore

Question No. 22

In “SWIFT”, expand F In it.

Options :

1. Fund

2. Foreign

3. Financial

4. Frequency

5. None of these

Answer : Financial

Question No. 23

Keibul Lamjao Park, is the only floating national park in India. In which state it is situated?

Options :

1. Sikkim

2. Nagaland

3. Meghalaya

4. Manipur

5. Mizoram

Answer : Manipur

Question No. 24

Where are the printing presses facility of Bharatiya Reserve Bank Note Mudran Pvt. Limited is situated?
Bank of India Credit Officer 2020 Previous Year Paper

Options :

1. Mysore, Karnataka and Salboni, West Bengal

2. Bangalore, Karnataka and Kochi, Kerala

3. Cuttack, Odisha and Mumbai, Maharashtra

4. Guwahati, Assam and Tirupati, Andhra Pradesh

5. None of these

Answer : Mysore, Karnataka and Salboni, West Bengal

Question No. 25

Which Indian movie had won the National Award for the Best Feature Film of 2020?

Options :

1. Kastoori

2. Marakkar: Lion of Arabian Sea

3. Bahattar Hoorain

4. Maharshi

5. An Engineered Dream

Answer : Marakkar: Lion of Arabian Sea

Question No. 26

What is the maximum amount a payment bank should maintain at the end of the day as per the KYC – Know Your

Customer complaint PPIs?

Options :

1. Rs 2 Lakh

2. Rs 5 Lakh

3. Rs 3 Lakh

4. Rs 4 Lakh

5. Rs 10 Lakh
Bank of India Credit Officer 2020 Previous Year Paper

Answer : Rs 2 Lakh

Question No. 27

In which year, CIBIL Limited (formerly Credit Information Bureau (India) Limited) was incorporated?

Options :

1. 2002

2. 2000

3. 2001

4. 2004

5. 2003

Answer : 2000

Question No. 28

The movie “Hellaro” is of which language?

Options :

1. Gujarati

2. Bengali

3. Tamil

4. Kannada

5. Rajasthani

Answer : Gujarati

Question No. 29

With which of the following institution Luxembourger Stock Exchange signed an MoU to set up a long-term

cooperation mechanism and promote ESG (Environmental, Social, and Corporate Governance) and green finance?

Options :
Bank of India Credit Officer 2020 Previous Year Paper

1. State Bank of India

2. Punjab National Bank

3. Axis Bank

4. Bank of India

5. None of these

Answer : State Bank of India

Question No. 30

Which of the following bank launched the Healthlife scheme with Apollo Hospitals?

Options :

1. ICICI Bank

2. HDFC Bank

3. Yes Bank

4. Axis Bank

5. Kotak Mahindra Bank

Answer : HDFC Bank

Question No. 31

SEBI, in September 2020, has added ____________ to the list of entities that can undertake e-KYC Aadhaar

authentication.

Options :

1. BSE

2. NSE

3. CSE

4. NASDAQ

5. None of these

Answer : NSE
Bank of India Credit Officer 2020 Previous Year Paper

Question No. 32

Saudi Arabia's Public Investment Fund (PIF) invested how much amount to acquire 2.04% stake in Reliance Retail?

Options :

1. ₹ 8,555 crore

2. ₹ 9,555 crore

3. ₹ 7,555 crore

4. ₹ 6,555 crore

5. None of these

Answer : ₹ 9,555 crore

Question No. 33

Which of the following cannot lend money to public?

Options :

1. Payment Bank

2. Co-operative Banks

3. Small Finance Banks

4. Regional Rural Banks

5. Commercial Banks

Answer : Payment Bank

Question No. 34

What is the minimum capital required to maintain in the Asset Reconstruction Company (ARC)?

Options :

1. Rs 100 crore

2. Rs 200 crore

3. Rs 150 crore
Bank of India Credit Officer 2020 Previous Year Paper

4. Rs 50 crore

5. Rs 250 crore

Answer : Rs 100 crore

Question No. 35

The World Bank will provide _____ $ billion loan to support India’s efforts at providing social assistance to the poor

and vulnerable households, severely impacted by the COVID-19 pandemic.

Options :

1. $ 2 billion

2. $ 5 billion

3. $ 1 billion

4. $ 3 billion

5. None of these

Answer : $ 2 billion

Question No. 36

Which of the following 3 banks are in PCA at present as per RBI?

Options :

1. UCO bank

2. Indian Overseas bank

3. Central bank of India

4. All of the above

5. None of these

Answer : All of the above

Question No. 37
Bank of India Credit Officer 2020 Previous Year Paper

In December 2020, Export-Import Bank of India (Exim Bank) has extended a $448-million line of credit (LOC) for

various infrastructure projects in ___________.

Options :

1. Kazakhstan

2. Tajikistan

3. Turkmenistan

4. Uzbekistan

5. None of these

Answer : Uzbekistan

Question No. 38

State Bank of India secured loan of USD1 billion from which of these international body?

Options :

1. JBIC (Japan Bank for International Co-operation)

2. Mitsubishi UFJ Financial

3. Japan Post Bank

4. Shinkin Central Bank

5. The Norinchukin Bank

Answer : JBIC (Japan Bank for International Co-operation)

Question No. 39

What is CRILC ?

Options :

1. Centre for Repository of Information on Loans Credits

2. Central Resource Index on Loan Council

3. Credit Resource Information Loan Centre

4. Central Repository of Information on Large Credits

Bank of India Credit Officer 2020 Previous Year Paper

5. None of the above

Answer : Central Repository of Information on Large Credits

Question No. 40

The book "The India Way: Strategies for an Uncertain World" is written by the author?

Options :

1. Anmol Malik

2. Karuna Ezara Parikh

3. Dr. S. Jaishankar

4. Jeet Thayil

5. None of these

Answer : Dr. S. Jaishankar

Question No. 41

Which of these grand prix won by Lewis Hamilton recently by defeating Sergio Perez Mendoza?

Options :

1. Sakhir Grand Prix

2. Austrian Grand Prix

3. Hungarian Grand Prix

4. British Grand Prix

5. Turkish Grand Prix

Answer : Turkish Grand Prix

Question No. 42

Who had won the IPL emerging player of the year in recent IPL 2020 held in UAE?

Options :
Bank of India Credit Officer 2020 Previous Year Paper

1. Devdutt Padikkal. (RCB)

2. KL Rahul (Kings XI Punjab)

3. Kieron Pollard (Mumbai Indians)

4. Trent Boult (Mumbai Indians)

5. Jofra Archer (Rajasthan Royals)

Answer : Devdutt Padikkal. (RCB)

Question No. 43

World Science Day for Peace and Development is observed every year on?

Options :

1. November 10

2. November 17

3. November 6

4. November 5

5. November 11

Answer : November 10

Question No. 44

What was the theme for International Happiness day 2020?

Options :

1. Share Happiness and be Part of Something Amazing

2. Share Happiness

3. Happiness for All, For Ever

4. Global happiness

5. None of these

Answer : Happiness for All, For Ever

Bank of India Credit Officer 2020 Previous Year Paper

Question No. 45

Border Security Force has celebrated its _____Raising day on 1 December 2020.

Options :

1. 50th

2. 56th

3. 60th

4. 67th

5. 70th

Answer : 56th

Question No. 46

__________ has topped in the ranking of aspirational districts by government think tank NITI Aayog in December

2020.

Options :

1. Garhwa

2. Dhalai

3. Shrawasti

4. Baksa

5. None of these

Answer : Shrawasti

Question No. 47

NSE has launched first agricultural commodity futures contract in December 2020. Which commodity was it related

to?

Options :

1. Soyabean oil
Bank of India Credit Officer 2020 Previous Year Paper

2. Corn

3. Wheat

4. Rice

5. Cotton Seed

Answer : Soyabean oil

Question No. 48

UNESCO recognises two coastal villages of _________ as Tsunami Ready.

Options :

1. Kerala

2. West Bengal

3. Odisha

4. Andhra Pradesh

5. Tamil Nadu

Answer : Odisha

Question No. 49

Who is the present Chief Vigilance Officer?

Options :

1. Yashvardhan Kumar Sinha

2. K. V. Chowdary

3. Sanjay Kothari

4. Suresh N Patel

5. None of these

Answer : Yashvardhan Kumar Sinha

Question No. 50
Bank of India Credit Officer 2020 Previous Year Paper

Pradhan Mantri Jan Dhan Yojana was launched in _________.

Options :

1. November 2014

2. July 2010

3. September 2012

4. August 2014

5. September 2014

Answer : August 2014

Direction:
In each of the questions given below, a sentence is given, divided into parts.One of the parts may contain an error.
You are required to identify the part that contains an error, and mark it as the answer. Ignore errors of
punctuation. In case the sentence is correct as it is,then mark option (5), as your answer.

Question No. 51

The provisions of the new Higher Education Commission of India (HECI) Bill drafted by the Centre have far-reaching

implications for the expansion and quality of human resource development, at a time when access to skill-building

and educational opportunity are vitally important.

Options :

1. The provisions of the new Higher Education Commission of India (HECI) Bill

2. drafted by the Centre have far-reaching implications for

3. the expansion and quality of human resource development,

4. at a time when access to skill-building and educational opportunity are vitally important.

5. No Error

Answer : No Error

Direction:
In each of the questions given below, a sentence is given, divided into parts.One of the parts may contain an error.
You are required to identify the part that contains an error, and mark it as the answer. Ignore errors of
punctuation.In case the sentence is correct as it is,then mark option (5), as your answer.

Question No. 52
Bank of India Credit Officer 2020 Previous Year Paper

The relief from the soaring heat in north India, however, may be short-lived as the much of the monsoon activity is

expecting for shift back to the Konkan coast and the Himalayan foothills in the coming week.

Options :

1. The relief from the soaring heat in north India

2. however, may be short-lived as the much of the monsoon activity

3. is expecting for shift back to the Konkan coast

4. and the Himalayan foothills in the coming week.

5. No Error

Answer : is expecting for shift back to the Konkan coast

Direction:
In each of the questions given below, a sentence is given, divided into parts.One of the parts may contain an error.
You are required to identify the part that contains an error, and mark it as the answer. Ignore errors of
punctuation.In case the sentence is correct as it is,then mark option (5), as your answer.

Question No. 53

Troubled by the rising frequency of such incendiary social media posts, the Assam police is having been

experimenting with a slew of ‘soft policing’ tactics.

Options :

1. Troubled by the rising frequency

2. of such incendiary social media posts,

3. the Assam police is having been experimenting

4. with a slew of ‘soft policing’ tactics.

5. No Error

Answer : the Assam police is having been experimenting

Question No. 54
Bank of India Credit Officer 2020 Previous Year Paper

Among the more contentious issues arising out in the draft Bill is the Centre’s decision to shift grant-giving powers

for higher education institutions to the Ministry of Human Resource Development or a separate body.

Options :

1. Among the more contentious issues arising out in

2. the draft Bill is the Centre’s decision to shift grant-giving powers

3. for higher education institutions to

4. the Ministry of Human Resource Development or a separate body.

5. No Error

Answer : Among the more contentious issues arising out in

Question No. 55

The rise in global trade tensions amidst the ongoing trade war could be another factor before the rout in emerging

market currencies, but its impact on the rupee remains unclear as of now.

Options :

1. The rise in global trade tensions amidst

2. the ongoing trade war could be another factor

3. before the rout in emerging market currencies,

4. but its impact on the rupee remains unclear as of now.

5. No Error

Answer : before the rout in emerging market currencies,

Direction:
Directions: In each question below, a sentence is given with a part of it printed in bold type. That part may contain
a grammatical error. Each sentence is followed by phrases 1), 2) and 3) and 4). Find out which phrase should
replace the phrase given in bold to correct the error, if there is any, and to make the sentence grammatically
meaningful and correct. If the sentence is correct as it is and ‘No correction is required’, mark 5) as the answer.
Bank of India Credit Officer 2020 Previous Year Paper

Question No. 56

At the root of cognition, there is a complicated dialectical process that taken place from different forms, having its

own degrees of development.

Options :

1. That taken place in

2. That took place for

3. Taking place in

4. Taken place of

5. No correction is required

Answer : Taking place in

Question No. 57

S D Burman was amongst the very few composers who have actually learn and knew Hindustani classical music

well enough to know when to use it and when to abstain.

Options :

1. Have actual learned

2. Had actually learnt

3. Has actually learn

4. Had been actually learned

5. No correction is required

Answer : Had actually learnt

Direction:
Directions: In each question below, a sentence is given with a part of it printed in bold type. That part may contain
a grammatical error. Each sentence is followed by phrases 1), 2) and 3) and 4). Find out which phrase should
replace the phrase given in bold to correct the error, if there is any, and to make the sentence grammatically
Bank of India Credit Officer 2020 Previous Year Paper

meaningful and correct. If the sentence is correct as it is and ‘No correction is required’, mark 5) as the answer.

Question No. 58

The government reportedly wanted to set on an independent regulator for skills training in the country.

Options :

1. Wanted to set off

2. Wants to set over

3. Wanting to set up

4. Wants to set up

5. No correction is required

Answer : Wants to set up

Question No. 59

The school system already has its own regulation and it must reform, to produce children ready to learn.

Options :

1. Altogether had its own

2. Already had its own

3. Already have its own

4. All over has its own

5. No Correction is Required

Answer : No Correction is Required

Direction:
Rearrange the following five sentences A, B, C, D, and E in the proper sequence to form a meaningful/coherent
paragraph and answer the following questions.
Bank of India Credit Officer 2020 Previous Year Paper

A.A study, published in Environmental Science and Technology Letters, has found over 30 micrograms per litre

(mcg/l) of the heavy metal in parts of northwestern, southern and southeastern India.

B.Drinking such water can damage one’s kidneys, and the World Health Organization prescribes 30 mcg/l as an

upper limit.

C.Reports of widespread uranium contamination in groundwater across India demand an urgent response.

D.Unfortunately, the residents of the regions surveyed were using the contaminated wells as their main source of

drinking water.

E.These findings highlight a major gap in India’s water-quality monitoring.

Question No. 60

Which of the following will be the FIFTH (LAST) statement after the rearrangement?

Options :

1. B

2. C

3. D

4. E

5. A

Answer : E

Direction:
Rearrange the following five sentences A, B, C, D, and E in the proper sequence to form a meaningful/coherent
paragraph and answer the following questions.

A.A study, published in Environmental Science and Technology Letters, has found over 30 micrograms per litre

(mcg/l) of the heavy metal in parts of northwestern, southern and southeastern India.

B.Drinking such water can damage one’s kidneys, and the World Health Organization prescribes 30 mcg/l as an

upper limit.

C.Reports of widespread uranium contamination in groundwater across India demand an urgent response.
Bank of India Credit Officer 2020 Previous Year Paper

D.Unfortunately, the residents of the regions surveyed were using the contaminated wells as their main source of

drinking water.

E.These findings highlight a major gap in India’s water-quality monitoring.

Question No. 61

Which of the following will be the FIRST statement after the rearrangement?

Options :

1. E

2. D

3. C

4. B

5. A

Answer : C

Direction:
Rearrange the following five sentences A, B, C, D, and E in the proper sequence to form a meaningful/coherent
paragraph and answer the following questions.

A.A study, published in Environmental Science and Technology Letters, has found over 30 micrograms per litre

(mcg/l) of the heavy metal in parts of northwestern, southern and southeastern India.

B.Drinking such water can damage one’s kidneys, and the World Health Organization prescribes 30 mcg/l as an

upper limit.

C.Reports of widespread uranium contamination in groundwater across India demand an urgent response.

D.Unfortunately, the residents of the regions surveyed were using the contaminated wells as their main source of

drinking water.

E.These findings highlight a major gap in India’s water-quality monitoring.

Question No. 62

Which of the following will be the THIRD statement after the rearrangement?
Bank of India Credit Officer 2020 Previous Year Paper

Options :

1. A

2. D

3. C

4. B

5. E

Answer : B

Direction:
Rearrange the following five sentences A, B, C, D, and E in the proper sequence to form a meaningful/coherent
paragraph and answer the following questions.

A.A study, published in Environmental Science and Technology Letters, has found over 30 micrograms per litre

(mcg/l) of the heavy metal in parts of northwestern, southern and southeastern India.

B.Drinking such water can damage one’s kidneys, and the World Health Organization prescribes 30 mcg/l as an

upper limit.

C.Reports of widespread uranium contamination in groundwater across India demand an urgent response.

D.Unfortunately, the residents of the regions surveyed were using the contaminated wells as their main source of

drinking water.

E.These findings highlight a major gap in India’s water-quality monitoring.

Question No. 63

Which of the following will be the FOURTH statement after the rearrangement?

Options :

1. D

2. E

3. C

4. A

5. B
Bank of India Credit Officer 2020 Previous Year Paper

Answer : D

Direction:
Rearrange the following five sentences A, B, C, D, and E in the proper sequence to form a meaningful/coherent
paragraph and answer the following questions.

A.A study, published in Environmental Science and Technology Letters, has found over 30 micrograms per litre

(mcg/l) of the heavy metal in parts of northwestern, southern and southeastern India.

B.Drinking such water can damage one’s kidneys, and the World Health Organization prescribes 30 mcg/l as an

upper limit.

C.Reports of widespread uranium contamination in groundwater across India demand an urgent response.

D.Unfortunately, the residents of the regions surveyed were using the contaminated wells as their main source of

drinking water.

E.These findings highlight a major gap in India’s water-quality monitoring.

Question No. 64

Which of the following will be the SECOND statement after the rearrangement?

Options :

1. B

2. A

3. C

4. E

5. D

Answer : A

Direction:
In the following sentences, there are two blanks. Find out the appropriate words for filling up the blanks:

Question No. 65
Bank of India Credit Officer 2020 Previous Year Paper

Ingmar Bergman, one of the most distinguished filmmakers of his generation whose melancholic work is often

tough-to-digest but celebrated, still __________ audiences as much as he __________ his critics.

Options :

1. captivates , puts off

2. enthrals, puts out

3. repels , puts up with

4. mesmerize, puts off

5. None of these

Answer : captivates , puts off

Direction:
In the following sentences, there are two blanks. Find out the appropriate words for filling up the blanks:

Question No. 66

Some of the many green spaces in the Italian capital are now in the hands of prisoners under a new scheme that

drafts them __ maintain or gardens and parks.

Options :

1. into, trim up

2. in to, scruffy

3. into, spruce up

4. in to, spruce up

5. none of these

Answer : in to, spruce up

Direction:
In the following sentences, there are two blanks. Find out the appropriate words for filling up the blanks:

Question No. 67

But it should be clear that whatever its __________ a new dispensation from the present assembly can come

about only through horse-trading and other unseemly manoeuvres – ___________ the prescription for Jammu &
Bank of India Credit Officer 2020 Previous Year Paper

Kashmir’s current ills.

Options :

1. intensity, will be

2. hue, hardly

3. anomaly, scarcely

4. variety, not hardly

5. None of these

Answer : hue, hardly

Direction:

Read the passage given below and answer the questions that follow based on it.

Question No. 68

Which of the following statements is DEFINITELY TRUE, according to the passage?

Options :

1. The total number of jobless people in India is about to reach a million

2. The real data is far away from the estimate of International Labour Organization

3. The self-employed category lacks the access to contributory social protection schemes

4. The incomes are falling below levels of basic subsistence

5. All 1, 3 and 4

Answer : The self-employed category lacks the access to contributory social protection schemes

Direction:

Read the passage given below and answer the questions that follow based on it.

Question No. 69

“Contrary to the expectations, the generation of new jobs is lower”. This statement is

Options :
Bank of India Credit Officer 2020 Previous Year Paper

1. Definitely true

2. Definitely False

3. Probably true

4. Probably False

5. Cannot be determined

Answer : Definitely False

Direction:

Read the passage given below and answer the questions that follow based on it.

Question No. 70

Who are the ‘vulnerable’ workers as described in the passage?

Options :

1. The people working in areas they are not educated in

2. People having no access to definite rules of working in their field

3. People who don’t have access to influential social protection schemes

4. All of the above

5. Not specified in the passage

Answer : People who don’t have access to influential social protection schemes

Direction:

Read the passage given below and answer the questions that follow based on it.

Question No. 71

Choose the word/group of words which is most similar in meaning to the word/ group of word subsistence as used

in passage

Options :

1. Extinction

2. Sustenance
Bank of India Credit Officer 2020 Previous Year Paper

3. Affluence

4. Leeway

5. None of these

Answer : Sustenance

Direction:

Read the passage given below and answer the questions that follow based on it.

Question No. 72

Choose the word/group of words which is most opposite in meaning to the word/ group of word unprecedented as

used in passage

Options :

1. Exceptional

2. Extension

3. Unmatched

4. Ordinary

5. None of these

Answer : Ordinary

Direction:
The following questions consist of a single sentence with one blank only. You are given four words denominated by
A, B, C and D as answer choices and from the four choices you have to pick two correct answers, either of which
will make the sentence meaningfully complete.

Question No. 73

Roger Federer’s greatness lies not in smothering the competition, but in _________ the game.

(A) win (B) upping (C) boosting (D) checking

Options :

1. A&D

2. B&C
Bank of India Credit Officer 2020 Previous Year Paper

3. C&D

4. B&D

5. A&C

Answer : B&C

Question No. 74

After recapitalization, government should _________ on a linked reform.

(A) expedite (B) bind (C) hustle (D) speed up

Options :

1. B&C

2. A&C

3. B&D

4. A&B

5. A&D

Answer : A&D

Question No. 75

This is the first economic survey after the Goods and Services Tax (GST) was ________ last year.

(A) discussed (B) implemented (C) enforced (D) completed

Options :

1. B&D
Bank of India Credit Officer 2020 Previous Year Paper

2. B&C

3. A&D

4. A&C

5. C&D

Answer : B&C

Question No. 76

The government is planning a capital __________ for the PSBs.

(A) involvement (B)inclusion (C) infusion (D) development

Options :

1. A&C

2. B&D

3. B&C

4. C&D

5. A&D

Answer : B&C

Direction:

Read the passage given below and answer the questions that follow based on it.

Question No. 77

What is meaning of the phrase ‘flagged off’ as used in the above passage?

Options :

1. Push

2. Inaugurate
Bank of India Credit Officer 2020 Previous Year Paper

3. Shift

4. Alter

5. None of these

Answer : Inaugurate

Direction:

Read the passage given below and answer the questions that follow based on it.

Question No. 78

What is the use of NHB Residex?

Options :

1. Tracking market price in 55 cities

2. Tracking market price trends throughout the country

3. Tracking housing price trends in 55 cities

4. Tracking housing price trends throughout the country

5. None of these

Answer : None of these

Direction:

Read the passage given below and answer the questions that follow based on it.

Question No. 79

What is the meaning of the phrase “The last nail in the coffin”?

Options :

1. An event that causes the failure of something that had already started to fail

2. The last action to close the deal

3. The final task done as a contribution to a series of tasks

4. An effort done to save something

5. None of these
Bank of India Credit Officer 2020 Previous Year Paper

Answer : An event that causes the failure of something that had already started to fail

Direction:

Read the passage given below and answer the questions that follow based on it.

Question No. 80

Which of the following events, according to the passage, are responsible for the dampened demand of housing in

India?

Options :

1. Demonetisation

2. Negative return reports from consulting firm Knight Frank India

3. Introduction of RERA

4. All of the above

5. Only 1 & 3

Answer : Only 1 & 3

Direction:

Read the passage given below and answer the questions that follow based on it.

Question No. 81

Choose the word which is most similar in meaning to the word abyss as used in passage.

Options :

1. Void

2. Stream

3. Peak

4. Firmament

5. None of these

Answer : Void

Direction:
Bank of India Credit Officer 2020 Previous Year Paper

Read the passage given below and answer the questions that follow based on it.

Question No. 82

Choose the word which is most similar in meaning to the word compiled as used in passage.

Options :

1. Collected

2. Disorder

3. Divide

4. Spread

5. None of these

Answer : Collected

Direction:

Read the passage given below and answer the questions that follow based on it.

Question No. 83

Choose the word which is most opposite in meaning to the word segregate as used in passage.

Options :

1. Separate

2. Isolate

3. Set apart

4. Integrate

5. None of these

Answer : Integrate

Direction:

In each of the following questions, a word has been used in sentences in THREE different ways. Choose the option

corresponding to the sentences in which the usage of the word is CORRECT or APPROPRIATE.
Bank of India Credit Officer 2020 Previous Year Paper

Question No. 84

FRATERNITY

i. Several economists and analysts predicted that India would be a fraternity beneficiary of the biggest trade war of

this millennium.

ii. The sudden decision has shocked the Australian cricketing fraternity, but coach Justin Langer has come out in

support of Maxwell and suggested that a lot of players are putting on a mask of enjoying the game while they are

struggling within.

iii. If this papal pilgrimage had a central theme, it was brotherhood and the fraternity of man.

Options :

1. Only (i)

2. Only (iii)

3. Both (i) and (ii)

4. Both (ii) and (iii)

5. None of these

Answer : Both (ii) and (iii)

Direction:

In each of the following questions, a word has been used in sentences in THREE different ways. Choose the option

corresponding to the sentences in which the usage of the word is CORRECT or APPROPRIATE.

Question No. 85

MANOEUVRE

i. Chinese firms that are suppliers to American companies would shift their productions to manoeuvre around the

US tariffs.

ii. A review of data from the US department of commerce, which keeps track of Americarsquo;s bilateral trade with

partner countries, reveals that Indiarsquo;s gains have been only manoeuvre.
Bank of India Credit Officer 2020 Previous Year Paper

iii. Despite their closer strategic alignment in recent decades, India and the United States have not been on the

same manoeuvre on trade.

Options :

1. Only (i)

2. Both (i) and (ii)

3. Only (iii)

4. Both (i) and (iii)

5. None of these

Answer : Both (i) and (ii)

Direction:
In each of the following questions, a word has been used in sentences in THREE different ways. Choose the option
corresponding to the sentences in which the usage of the word is CORRECT or APPROPRIATE.

Question No. 86

AMENDMENT

i. Following a recent amendment, pension benefits under NPS have been allowed for those central government

employees who retire voluntarily.

ii. As we go on through, it will be entirely up to members to move an amendment if they think a word is out of

place or is not understood.

iii. The benefit of retirement gratuity and death gratuity has been amendment to government employees covered

under NPS on the same terms and conditions as are applicable under Central Civil Services (Pension) Rules, 1972.

Options :

1. Only (i)

2. Only (iii)

3. Both (i) and (ii)

4. Both (ii) and (iii)

5. None of these

Answer : Both (i) and (ii)

Bank of India Credit Officer 2020 Previous Year Paper

Direction:
In each question, four alternatives are given for the Idiom/ Phrase given in bold in the sentence. Choose the
alternative which best expresses the meaning of the Idiom/ Phrase.

Question No. 87

She rushed into the shopping mall like a bat out of hell and collected many discounted products.

Options :

1. something that will never happen or is impossible

2. someone very precious or dear

3. the opposite of what you imagined

4. to do something even though the circumstances are not ideal

5. very fast and crazily

Answer : very fast and crazily

Direction:
In each question, four alternatives are given for the Idiom/ Phrase given in bold in the sentence. Choose the
alternative which best expresses the meaning of the Idiom/ Phrase.

Question No. 88

All the participants were green with envy when Johnson was delivering his speech.

Options :

1. extremely jealous of another person

2. get motivated by something

3. picking up things well

4. anything that causes discord or jealousy

5. lying openly in front of the others.

Answer : extremely jealous of another person

Direction:
In each question, four alternatives are given for the Idiom/ Phrase given in bold in the sentence. Choose the
alternative which best expresses the meaning of the Idiom/ Phrase.
Bank of India Credit Officer 2020 Previous Year Paper

Question No. 89

A few more lines at the end of the book would have helped to shed more light on its meaning to the readers.

Options :

1. a boundary beyond which one cannot proceed without consequences

2. something that is done just for the sake of producing an adequate result

3. to explain something in order to make it easier to understand

4. moving around aimlessly often due to disappointments

5. a state of uncertainty where things are ambiguous

Answer : to explain something in order to make it easier to understand

Direction:
In each question, four alternatives are given for the Idiom/ Phrase given in bold in the sentence. Choose the
alternative which best expresses the meaning of the Idiom/ Phrase.

Question No. 90

The workers know that there are several others who are worse off than them, but that's no cold comfort .

Options :

1. treat somebody with coldness and contempt

2. no comfort or consolation at all

3. very cruel

4. to minimize enthusiasm

5. of no use or useless

Answer : no comfort or consolation at all

Direction:
In the following passage, some of the words have been left out, each of which is indicated by a number. Find the
suitable word from the options given against each number and fill up the blanks with appropriate words to make
the paragraph meaningfully complete.

“The future of our economy depends on this lending capacity. And therefore we have to target ourselves and our

policies, the whole (91)__________ has to direct itself in a direction, where we improve the credit giving ability of

our banks, and where we improve the (92) _________ available as far as our markets are concerned,” Jaitley said,
Bank of India Credit Officer 2020 Previous Year Paper

adding that this could (93)________ India towards a higher growth path.

In the last four years, the government announced capital infusion of Rs 70,000 crore and Rs 2.12 lakh crore to

improve the capital levels of banks, he said. The government also (94) ________ the bankruptcy law and amended

various loan recovery laws to minimize the NPAs. More efforts are required in this direction.

“To maintain the (95) ________ of the banking system and help India grow, we need to minimize our NPAs. Various,

multiple options have been exercised, not many (96) _______ results. What is being experimented today is certainly

yielding results, slowly but surely,” he said, referring to the (97)_________ coming through the Insolvency and

Bankruptcy Code.

Strength of the banking system has to be improved so that they are able to lend to MSMEs and Non-Banking

Financial Companies. “The NBFCs today need credit because a large part of lending is done by them,” he said. The

finance minister’s comments come at a time when the government is (98)_________ with the Reserve Bank of India

to ease some of its stricter rules on capital adequacy to enable banks to grow their loan book. Further taking on

(99)_________ of GST blaming it as the reason for lower growth, Jaitley said the Goods and Services Tax (GST) was

a “(100) ________ reform” with a disruptionist impact on growth only for two quarters.

Question No. 91

Choose the appropriate word.

Options :

1. Arrangement

2. Method

3. System

4. Order

5. Process

Answer : System

“The future of our economy depends on this lending capacity. And therefore we have to target ourselves and our

policies, the whole (91)__________ has to direct itself in a direction, where we improve the credit giving ability of

our banks, and where we improve the (92) _________ available as far as our markets are concerned,” Jaitley said,

adding that this could (93)________ India towards a higher growth path.

In the last four years, the government announced capital infusion of Rs 70,000 crore and Rs 2.12 lakh crore to

improve the capital levels of banks, he said. The government also (94) ________ the bankruptcy law and amended

various loan recovery laws to minimize the NPAs. More efforts are required in this direction.

“To maintain the (95) ________ of the banking system and help India grow, we need to minimize our NPAs. Various,

multiple options have been exercised, not many (96) _______ results. What is being experimented today is certainly

yielding results, slowly but surely,” he said, referring to the (97)_________ coming through the Insolvency and

Bankruptcy Code.

Strength of the banking system has to be improved so that they are able to lend to MSMEs and Non-Banking

Financial Companies. “The NBFCs today need credit because a large part of lending is done by them,” he said. The

finance minister’s comments come at a time when the government is (98)_________ with the Reserve Bank of India

to ease some of its stricter rules on capital adequacy to enable banks to grow their loan book. Further taking on

(99)_________ of GST blaming it as the reason for lower growth, Jaitley said the Goods and Services Tax (GST) was

a “(100) ________ reform” with a disruptionist impact on growth only for two quarters.

Question No. 92

Choose the appropriate word.

Options :

1. Liquidity

2. Exchangeability

3. Fluidity

4. State

5. All of the above

Answer : Liquidity

Direction:
Bank of India Credit Officer 2020 Previous Year Paper

In the following passage, some of the words have been left out, each of which is indicated by a number. Find the
suitable word from the options given against each number and fill up the blanks with appropriate words to make
the paragraph meaningfully complete.