To,
KETAN PRAKASH
FLAT NO-433 PAVANI SAROVAR PHASE-2 NALLU Friday, Jan 10, 2025
RAHALLI MAIN ROAD OPP. NALLURAHALLI Loan Account No.:112130206
LAKE WHITEFIELD BANGALORE URBAN
KARANATAKA,560066,,
Provisional Interest Certificate 01-APR-2024 to 31-MAR-2025
This is to state that KETAN PRAKASH , (Co-applicants: ROSHNI KUMARI GUPTA ) has/have been provided a
EDUCATION LOAN with Loan Account No.:112130206
The above loan is repaid in instalments comprising of Principal and/or Interest.
The total amount payable from 01-APR-2024 to 31-MAR-2025 is Rs. 58,896.00.
The break-up of this amount into Principal and/or Interest is as follows:
Payable from 01-APR-2024 to 31-MAR-2025
Total of EMI Amounts + Part-payments + PreEMI if any Rs. 58,896.00
Principal Component Rs. 41,934.00
Interest Component Rs. 16,962.00
1. The PAN Number of IDFC FIRST Bank Limited: AADCI6523Q
2. The Interest and Principal component figures are subject to change in case of prepayment,non-payment of EMI and/or change in
repayment schedule after Apr 2024.
3. The Interest and Principal amount payable during the period Apr 2024 to Mar 2025 is computed on the principal balance in your
loan account as on Apr 2024
4. Deduction under all applicable sections of the Income-tax Act, 1961, in respect of Interest payable on borrowed capital, can be
claimed in accordance with and subject to fulfilment of conditions prescribed under the said section as well as under other relevant
sections or rules of the Income Tax Law. Further, deduction of Interest paid / payable for the pre-acquisition or preconstruction
period can also be claimed, in five equal instalments beginning with the year in which the house property is purchased or
constructed, in accordance with and subject to fulfilment of conditions as prescribed in section 24(b) of the Income-tax Act, 1961 as
well as under other relevant sections or rules of the Income Tax Law.
5. Deduction under Section 80C (2)(xviii) of the Income-tax Act, 1961, in respect of principal amount repayment, can be claimed in
accordance with and subject to fulfilment of conditions prescribed under the said section as well as under other relevant sections or
rules of the Income Tax Law.
6. Tax benefits u/s 80 C and 24(b) of Income Tax Act for deduction of taxable income can only be claimed for Home loans. Income
Tax Act for deduction of taxable income is not applicable for the Interest certificate provided for Loan against residential or
commercial property and any top up loans on residential or commercial property.
This is a system generated certificate and does not require any authorization.
IDFC FIRST Bank Limited
Registered Office: KRM Towers, 7th Floor, No. 1, Harrington Road, Chetpet, Chennai 600031.
Tel.: +91 44 4571 6400, CIN: L65110TN2014PLC097792,
[email protected],
www.idfcfirstbank.com
In case of any query, please call us on 1800-10-888
