Mohd Hanif
Kalina, Santacruz East, Mumbai
  Mobile: 9137517084 / 8652723482  
[email protected]  OBJECTIVE:
I am a science graduate with more than 6yrs of experience into customer
service, banking sales and relationship management.
I want to succeed in an environment of growth and excellence to meet personal
and organizational goals. I want a highly rewarding career where I can use my
skills and knowledge for organizational and personal growth.
Highly passionate about wining in any situation and has a go getter attitude.
 Educational Qualification:
                      Name of Institute                       Year of Passing       Qualification
          S.I.E.S College of Arts, Science & Commerce            May’2017               B.Sc. IT
                       Maharashtra Board                         Mar’2014                H.S.C
                       Maharashtra Board                         Mar’2012                S.S.C
PROFESSIONAL QUALIFICATIONS AND AFFILIATIONS
IRDA certified agent for Life and General Insurance.
CAREER HIGHLIGHTS
HDFC Bank Ltd – MUMBAI
 Manager – Sales                                                                          June’24 to
 till date
   •   Developing and executing plans for business development.
   •   Taking care of Service Quality & Customer Satisfaction.
   •   Barging of calls made by the RMs daily followed by giving feedback & review if the feedback has
       been implemented & there is improvement.
   •   Aid the PB in their problem areas like narrative preparations & implementations, objection
       handling, product features, pitching etc. Apart, handle or address the queries of the PBs, also
       handle the calls escalated.
   •   Handling the client’s queries of the team members & customer escalations received by following
       up & reverting to the customers.
   •   Involving & keeping team engaged. Motivating the team by guiding & doing motivational
       activities. Apart, controlling the attrition in the team.
  •   Ensuring 100% Digital activation of all VRMs across products. Managing other basic
      hygiene & campaigns NPS, EBT, Talk time, Base Coverage etc. Revenue generation
      through cross sell of business banking and wealth products like Investments (MF),
      Insurance, Liabilities & Retail Assets.
  •   Increase product penetration and exit barriers, by cross- selling a greater number of
      products per client.
  •   Ensuring no de-growth in terms delivery of all core revenue products.
  •   Track daily, weekly & monthly productivity of VRM. Also launch internal contest and drive
      to overachieve basic SOP of VRM.
  •   Ensuring timely training is conducted for VRM to enhance customer experience and
      better conversion from VRM.
 Deputy Manager – Sales                                                               Jan’21 till
 May’24
  •   Managing teams of Virtual Relationship manger (VRM) catering to west zone location
      Mumbai
  •   Handling team of 15 RM’s.
  •   Drive the team for defined income & business target set.
  •   Building effective relationship with the customers and managing the Portfolios so as to generate
      the revenue/income.
  •   Drive & guide the team for revenue/income generation. Monitor the revenue generated regularly.
  •   Guiding / Motivating to achieve monthly target & pushing them to generate more revenue
  •   Providing new ideas to drive daily DRR.
  •   Daily one-on-one meeting with each team member, understanding their difficulties & helping
      them to push their limits.
  •   Handling / Retaining / Maintaining Classic Virtual Portfolio.
  •   Developing & Executing plans for HNI Customers for Business Development.
  •   Facilitating target conversions.
  •   Interactions and meeting with HNW customers to enhance business relationship, Care & Servicing
      their needs & Queries/Complaints.
  •   Corporate meetings for building strong relationship & generating revenue.
HDFC Bank Ltd (Third party payroll of HDB Financial Services Ltd) – MUMBAI
                                                  Oct’2017 to Dec’2020
 Relationship
 Manager -
  •   Generated revenue through Personal Loans & Business Loans
  •   Demonstrated understanding of customer financial status and credit reports to effectively
      assist with suitable loan options
  •   Regularly communicated with potential clients to offer the best package for credit
      improvement plans and loans
  •   Successfully collected NPA accounts through cold calling efforts
  •   Trained new team members on product knowledge and processes
  •   Conducted client meetings and presentations to promote the product and loan offerings
  •   Generated leads for CASA and insurance through outbound calling
  •   Achieved sales targets through outbound calls and provided excellent after-sales support.
Achievements:
     Awards:
        •    Employee of the year (Financial Year 2018-19) – 1st Position Pan India for achieving “Highest Value Contribution”.
        •    Employee of the year (Financial Year 2019-20) – 2nd Position Pan India for achieving “Highest Volume Contribution”.
        •    Team Manager (TM) of the month (Financial Year 2022-23) – 1st Position in Branch for contributing “Highest Value
             Contribution”.
        •    Qualified for 5 Domestic Life Insurance contest by achieving Life Insurance targets and travelled to places like
             Kovalam, Udaipur, Coorg, Goa (twice) on bank expense
     Leadershi
p:
        •    Nominated as Key Relationship Manager (KRM Project – Pan India) -- Dec’2020 Promotion:
        •    Promoted as Team Leader – Sales & Operations (Jan – 2021)
        •    Promoted as Senior Team Leader – Sales & Operations (Jan – 2022)
     Achievements:
     Awards: Employee of the year – 1st Position for achieving “Highest Volume Contribution”
     2019.
     Leadership: Promoted as Sr. Team Manager (Deputy Manager)
                                                             Soft-Skills
                    Strong Communication skills
                    Strong Interpersonal Skills
                    Good Presentation Skills
                    E-mail Etiquettes
                                         Technical Purview
Application      :   Knowledge of Microsoft office, Outlook, word, Excel, Internet.
 Personal Details
Name                    :                   Mohd Hanif
DOB                     :                 20th July 1996
Nationality             :                     Indian
Language Known          :           English, Hindi & Marathi
Hobbies                 :      Travelling, Exploring New Cities, Cricket, Snooker, Carrom
 I hereby declare that all the information provided by me in this application is factual and
 correct to the best of my knowledge and belief.
  PLACE: - Mumbai
                                                                         Your Sincerely
                                                                                      Mohd
                                          Hanif