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Package Sme Employee Benefits Plan

The document outlines various insurance plans (1 to 5) with coverage limits for Group Life, Accidental Death, and Permanent Disabilities, ranging from $100,000 to $500,000. It details additional benefits such as room and board limits, hospitalization coverage, and maternity coverage, with specific maximums for cesarean and normal deliveries. Exclusions include pre-natal check-up expenses, and a minimum of 10 married females is required for certain benefits.

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Imran Karim
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29 views2 pages

Package Sme Employee Benefits Plan

The document outlines various insurance plans (1 to 5) with coverage limits for Group Life, Accidental Death, and Permanent Disabilities, ranging from $100,000 to $500,000. It details additional benefits such as room and board limits, hospitalization coverage, and maternity coverage, with specific maximums for cesarean and normal deliveries. Exclusions include pre-natal check-up expenses, and a minimum of 10 married females is required for certain benefits.

Uploaded by

Imran Karim
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Products Plan 1 Plan 2 Plan 3 Plan 4 Plan 5

Group Life (GL) 100,000 200,000 300,000 400,000 500,000

Accidental Death (AD) 100,000 200,000 300,000 400,000 500,000

Permanent Total Disability (PTD) 100,000 200,000 300,000 400,000 500,000

Permanent Partial Disability (PPD)- maximum 100,000 200,000 300,000 400,000 500,000

Plan Maximum Per Disability 40,000 60,000 75,000 100,000 150,000

Room & Board (R&B) Limit 16,000 24,000 30,000 40,000 60,000

R&B Daily Limit 800 1,200 1,500 2,000 2,500

and ICU 24,000 36,000 45,000 60,000 90,000

In-Patient General
Hospitalization (Per 75% of 75% of
75% of
Disability) Reasonable & Reasonable &
Reasonable &
Benefit Customary Customary
Payable on Non- Emergency Elective Customary (R&C)
Description: NONE NONE (R&C) (R&C)
Treatment Outside Bangladesh Bangladesh
Bangladesh Bangladesh
Charges but up to
Charges but up Charges but up
Plan Limit
to Plan Limit to Plan Limit

100% of 100% of 100% of


100% of Reasonable & Reasonable & Reasonable & 100% of
Reasonable & Customary Customary Customary Reasonable &
Customary (R&C) (R&C) (R&C) (R&C) Customary (R&C)
Payable on Emergency Non- Elective
Bangladesh Bangladesh Bangladesh Bangladesh Bangladesh
Treatment Outside Bangladesh
Charges but up to Charges but up Charges but up Charges but up Charges but up to
Plan Max Limits to Plan Max to Plan Max to Plan Max Plan Max Limits
and Sub-Limits Limits and Sub- Limits and Sub- Limits and Sub- and Sub-Limits
Limits Limits Limits

In-Patient Plan Maximum for Cesarean


Maternity Deliveries/ Ectopic/ Extra- uterine 12,000 15,000 18,000 22,500 30,000
Coverage Plans Pregnancies

Benefits
Plan Maximum for Normal Deliveries 8,000 10,000 12,000 15,000 20,000
Description:

**Minimum 10
Married Females
are required
Plan Maximum for Legal Abortion/
Exclusion: Pre- 6,000 7,500 9,000 11,250 15,000
Miscarriage
Natal Check-up
Expenses are not
payable

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