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Debt Dispute Response Within 30 Days

This document is a formal dispute notice regarding an alleged debt, requesting validation under the Fair Debt Collection Practices Act (FDCPA). The sender demands proof of the debt's validity and provides a list of required documentation to support the claim. The sender also insists that all collection activities cease during the validation period and reserves the right to consult legal counsel if necessary.

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tenfold2005
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26 views2 pages

Debt Dispute Response Within 30 Days

This document is a formal dispute notice regarding an alleged debt, requesting validation under the Fair Debt Collection Practices Act (FDCPA). The sender demands proof of the debt's validity and provides a list of required documentation to support the claim. The sender also insists that all collection activities cease during the validation period and reserves the right to consult legal counsel if necessary.

Uploaded by

tenfold2005
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOC, PDF, TXT or read online on Scribd
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Today’s Date

Your Name
Your Address

Alleged Creditor or Debt Collector


Collector Address
Delivery of this Notice via USPS Tracking # ______________________________

File or Account number: _______________________

To Whom It May Concern:

I dispute the validity of this alleged debt, in it’s entirety. This is a notice that your claim is disputed
and validation is requested. Under the Fair Debt Collection Practices Act (FDCPA), I have the right to
request validation of the debt you say I allegedly owe you. I am requesting proof that I am indeed the
party you are asking to pay this debt, and there is some contractual obligation that is binding on me to
pay this debt.

This is NOT a request for “verification” or proof of my mailing address, but a request for
VALIDATION made pursuant 15 USC 1692g Sec. 809 (b) of the FDCPA. I respectfully request that
your offices provide me with competent evidence that I have any legal obligation to pay you.

If your offices are able to provide the proper documentation as requested in the following
declaration, I will require 30 days to investigate this information and during such time all
collection activity must cease and desist. Also, during this validation period, if any action is
taken which could be considered detrimental to any of my credit reports, I will consult with legal
counsel for suit.

Please provide the following:

• The contract with my signature on it and date, showing that I agreed to borrow or spend
money or credit that you are claiming I now owe.
• Agreement with your client that grants you the authority to collect on this alleged debt.
• Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the
creditor.
• Any insurance claims been made by any creditor regarding this account.
• Any judgments obtained by any creditor regarding this account.
• Name and address of alleged creditor.
• Name on file of alleged debtor.
• Alleged account number.
• Address on file for alleged debtor.
• Amount of alleged debt.
• Date this alleged debt became payable.
• Date of original charge off or delinquency.
• Verification that this debt was assigned or sold to collector.
• Complete accounting of alleged debt.
• Commission for debt collector if collection efforts are successful.

In addition, see the attached Debt Collector Disclosure Statement, I am hereby requiring and
demanding that you provide these answers to present clear proof of your alleged claim for
money against me.

This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please
allow 30 days for processing after I receive this information back.

Reserving All Rights,

Sincerely Yours,

________________________
Your Name

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