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From Housing “Los Claveles” Mz “A” Lot “14”
Lurín Cell phone: 941754509 Landline: 01-4301961
Email: [email protected]
Olga Rosa Valderrama Montoya
Marital Status: Single
Professional profile
Graduate of Business Administration, 32 years old. I have more than 5 years of work
experience as a Credit and Collections Analyst in the financial system. I have the ability to resolve
unexpected problems or inconveniences, under the company's guidelines. Analytical capacity and
responsibility in the tasks entrusted to me. I have the ability to relate with empathy with my coworkers. On a
more personal level, I am interested in sports, literary readings and outdoor walks.
Academic Data
National Mixed School No. 6154 “MARKO JARA SCKENONE” (Primary Level).
“MIGUEL GRAU SEMINARIO” National Mixed School (Secondary Level).
Vocational Training
Higher Technological Institute “SIDEM” Computing and Information Technology.
“IPAE” Higher Institute of International Business Administration.
Private University “TELESUP” Global Business Administration – Graduate.
Private University “TELESUP” Diploma in Commercial Management and Credit
Evaluation.
Professional Specialization Courses
“Financial Ratios” Workshop - Municipal Savings and Credit Bank of Ica
“Credit Management Guidelines” Workshop – Municipal Savings and Credit Bank of Ica
Course: Self-training in Financial Knowledge (PN/Companies) BBVA Continental
Financial Risk Management (30 hours) Association of Banks (ASBANC).
Certificate from TELESUP PRIVATE UNIVERSITY.
Topic: “Business Values” - Position: Assistant.
Certificate from TELESUP PRIVATE UNIVERSITY.
Topic: “Business in Finance” - Position: Evaluation Assistant.
Seminar – Workshop: Strategies for Growth, the Great Challenge – Derrama Magisterial.
Course: ISO 9001 Quality Management (ROLE PLAY) SGS Academy – Derrama Magisterial
Advanced Certification in Credit Management for Credit Analysts (55 hours) FEPCMAC.
Knowledge of Computers and Foreign Languages.
Microsoft Office 2016. Intermediate Level
Excel 2016 Spreadsheet. Intermediate Level
Access Database. Basic Level
SQL Server Database. Intermediate Level
Foreign Language: ENGLISH – (Oral and Written) – Basic Level
Professional experience
March 2017 – To date “MIFINANCIERA SA SAVINGS AND CREDIT COOPERATIVE”
Area: Credits Position: Credit and Collections Analyst. (7 months)
Functions:
Field promotion work, using a roadmap to capture a database.
Filters for validation of the operation, with access to Infocorp, SBS, Sunat, Sunarp, Essalud, Sat, Reniec, etc.
Evaluation of the collection of documentation necessary for the preparation of the file (qualitative and quantitative).
Collection and payment requirements with constant monitoring until timely recovery of the credit.
June 2016 – October 2016 “MUNICIPAL SAVINGS AND CREDIT BANK OF TRUJILLO SA”
Area: Credits Position: Credit and Collections Analyst. (4 months)
Functions:
Field Management, Profiling, Prospecting and Selling financial products.
Management of Documents, Files and Client Filters (Infocorp, SBS, Sunat, Sunarp, Essalud, Intranet, etc.).
Verification of Home, Business and Personal Assets, as well as the real guarantees presented by clients.
Evaluation. Finance From the business, carrying out the Cash Flow, Balance Sheet and PP/GG Statement, for the
viability of the operation.
Collection Management by visiting, calling and making payment requests and agreements until compliance.
(For a defined period, to fill a staff vacancy with pre- and post-natal leave) with a 3-month contract,
plus additional time, for delivery of inventory.
September 2012 – March 2015 “MAGISTERIAL OUTPOUR”
Area: Credits Position: Credit Analyst. Agreement (2 years and 6 months)
Functions:
Management of personalized attention to the appointed Teacher, regarding their availability of Credit with the
institution.
Qualitative evaluation, using filters such as Infocorp, SBS, Minedu, Intranet, Essalud, etc.).
Telephone evaluation for Lima and provinces, using a database, in addition to instant calls.
Review of files from Lima and provinces, ensuring that the file order and signatures are correct and complete.
It is worth noting that during the 1-year period within the institution I dedicated myself to traveling
to different provinces of Peru, for issues of opening mobile offices that would later open as agencies.
September 2010 – July 2012 “BBVA Continental” – SANTO DOMINGO GROUP
Area: Credits Position: Financial Advisor. (1 year and 10 months)
Functions:
Monitoring management of the databases of SME, LARGE AND CORPORATE companies provided by the same
bank.
Filters of the same with access to (Infocorp, SBS, Sunat, Sunarp, Essalud, Intranet, Reniec, Chamber of Commerce,
etc.).
Collect the documentation after coordination with the accountant of each company (Cash Flows, Balance Sheets,
EG and P.)
Carry out the method in the Bank's SCORING system to define the proposal and the amount. (Financial
Evaluation).
August 2007 – February 2010 “MUNICIPAL SAVINGS AND CREDIT BANK OF ICA SA”
Area: Credits Position: Savings, Credits and Collections Executive. (2 years and 6 months)
Functions:
Promotion and recruitment work in the field, creation of portfolio and database.
Filter entry, with access to Infocorp, SBS, Sunat, Sunarp, Essalud, Cofopri, Sat, etc.
Compilation of documentation for the preparation of a file
Prior coordination with the credit analyst, for the evaluation and verification of the business and guarantees.
Collection and payment requirements with constant monitoring until timely recovery of the credit.
January 2004 – September 2005 “EL COMERCIO” NEWSPAPER Full Subscriptions
Area: Sales Position: Sales Representative. (1 year and 8 months)
Functions:
Promotion management for readers of the newspaper “El Comercio” in various shopping centers.
Subscription to have the newspaper delivered to the home, workplace, and/or address established by the subscriber.
Follow up with the customer base via telephone.
Display different subscription packages (M-F / M-T-F / M-T-J / S-S)
Show the different cancellation methods for said packages / (cash – via debit and credit account).
Professional achievements.
MIFINANCIERA: In the short time I have been here, I have managed my own and inherited portfolio,
growing from 350M to 780M with a controlled default rate of 1%.
CAJA TRUJILLO: Despite having to fill a vacancy pre and post, I was given the opportunity to manage
the business sector again, and I had the satisfaction of being recognized and in turn proposed to
continue working at the CAJA.
TEACHING EXPENDITURE: I started as a Credit Analyst and, based on my results, I ended up taking
control of file reviews at a national level, in addition to preparing statistical tables for telephone
control.
BBVA Continental: During my time at the Bank, thanks to my performance and efficiency, I was
granted the trust to grant Commercial loans, as well as Large Companies and Corporations.
CAJA ICA: I joined this entity as a Credit Promoter, but with my performance I managed to be
promoted to Credit Executive, where I was given the opportunity to do an internship as a Credit
Analyst.
EL COMERCIO: My achievement was to go from Overall to the direct payroll and become part of
Comprehensive Subscriptions, an issue that was exercised according to my results in the company.
Personal References
Noelia Aguero Bueno
Friendship
Cell phone: 994775927
Rosario Saavedra Garay
Friendship
Cell phone: 987362875
Ana Chamorro Gomez
Friendship
Cell phone: 942182108
Employment References
Cooperative “MIFINANCIERA SA”
Agency Administrator: José Ronquillo Lévano
Cell phone: 982065933
Municipal Savings and Credit Bank of Trujillo SA
Head of Credits: Carlos Delgado Alaluna
Cell phone: 979613193
Magisterial Outpouring
Head of Credits: Alejandro Zarate Lazarte
Cell phone: 990312056
BBVA Continental (Santo Domingo Group)
Credit Supervisor: Arturo Marín Aldui
Cell phone: 966557267
Municipal Savings and Credit Bank of ICA
Agency Manager: Jacinto Manyari del Carpio
Cell phone: 987594394
Municipal Savings and Credit Bank of ICA
Credit Coordinator: Luis Alberto Taza Piñas
Cell phone: 975536693
Publishing Company “El Comercio S.A.”
Point of Sale Manager: Tony Tinedo
Cell phone: 991851092
