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This interest certificate confirms that Mr. Shailendra Pratap Singh has been granted a housing loan of Rs. 29,00,000 with an EMI of Rs. 2,47,875.55 for the period from 01/04/2024 to 31/03/2025. The breakdown includes a principal component of Rs. 6,411.31 and an interest component of Rs. 2,41,464.24, with a total principal outstanding of Rs. 13,62,813.05 as of 31/03/2024. Deductions under relevant sections of the Income Tax Act are applicable based on specific conditions.

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7 views

pdf&rendition=1 (1)

This interest certificate confirms that Mr. Shailendra Pratap Singh has been granted a housing loan of Rs. 29,00,000 with an EMI of Rs. 2,47,875.55 for the period from 01/04/2024 to 31/03/2025. The breakdown includes a principal component of Rs. 6,411.31 and an interest component of Rs. 2,41,464.24, with a total principal outstanding of Rs. 13,62,813.05 as of 31/03/2024. Deductions under relevant sections of the Income Tax Act are applicable based on specific conditions.

Uploaded by

shailendra.singh
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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INTEREST CERTIFICATE

Date: 20/01/2025

FOR THE PERIOD 01/04/2024 to 31/03/2025

TO WHOMSOEVER IT MAY CONCERN

This is to state that Mr. SHAILENDRA PRATAP SINGH \Loan Account No. 52442413000645 and CUSTOMER ID
71999882 has/have been granted HF-EBR-HOUSING LOAN of Rs.29,00,000.00 in respect of the following property
address.

Property address

Flat No: Type B. 20E/-2/605


Vrindavan Yojna, Goverdhan
Enclave, Lucknow, Uttar Pradesh
226029

The above loan is repayable in EQUATED MONTHLY INSTALLMENT (EMIs) comprising of Principal and
Interest. The total amount of EMI/Pre-EMIs payable from 01/04/2024 to 31/03/2025 is Rs.2,47,875.55.

The details of Interest and Principal for claiming deduction under Section 24 (b) &
80C(2) (xviii) of Income Tax Act, 1961 (the Act) for the period 01/04/2023 to
31/03/2024.

The break up of this amount into Principal and Interest is given below:

Principal Component Rs.6,411.31


Interest Component Rs.2,41,464.24
Pre EMI Amount Rs.0.00
Pre-Payment made during the period Rs.15,00,000.00
The Principal Outstanding as on 31/03/2024 Rs.13,62,813.05

NOTE:
1. Interest is calculated on daily balances at monthly rests. Repayments due above are exclusive of arrears if any.
2. Interest and Principal Figures are subject to change in case of prepayment/and /or change in repayment schedule.
3. Principal repayments through EMIs and/or Prepayments qualify for deductions under Section 80C (the act) if
the amount are actually paid by 31/03/2024
4. Deductions under Section 80C (the Act) can be claimed only if:
(a) The repayment of the loan is made out of income chargeable to tax and
(b) The property for which the loan is taken is not transferred before expiry of 5 years from the end of the
financial year in which the possession of such property is obtained.
THESE CONDITIONS HAVE NOT BEEN VERIFIED BY BANDHAN BANK LIMITED
5. Interest payable on the loan (including Pre EMI Interest, if any) is allowed as a deduction under Section 24 (b) (the Act)
6. Punjab National Bank Ltd PAN is AAACP0165G

THANKING YOU,

YOURS SINCERELY,

PUNJAB NATIONAL BANK

Disclaimer: This is a computer generated letter, hence no signature is required. The figures stated above are
system generated, any inaccuracies noticed in the Letter need to be reported within 15 days of
receipt of the letter, failing which the contents of this letter would be construed as correct and
deemed accepted.

***End Of Report***

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