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Ivoline Davis

Ivoline Davis is an experienced Mortgage Underwriter with a background in reviewing loan agreements, managing delinquent properties, and explaining loan options to customers. She holds a Bachelor's Degree in Accounting and Computer Science and an Associate Degree in Business Administration and Management. Her work experience includes analyzing financial statuses, marketing bank products, and resolving customer complaints.

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9 views3 pages

Ivoline Davis

Ivoline Davis is an experienced Mortgage Underwriter with a background in reviewing loan agreements, managing delinquent properties, and explaining loan options to customers. She holds a Bachelor's Degree in Accounting and Computer Science and an Associate Degree in Business Administration and Management. Her work experience includes analyzing financial statuses, marketing bank products, and resolving customer complaints.

Uploaded by

maysapay4
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Ivoline Davis

Forney, TX, 75126, US

[email protected]

Work Experience
August 2018 - September 2021

First Bank & Trust | Brookings, SD , Mortgage Underwriter

Review loan agreements to ensure that they are complete and

accurate according to policy.

Petition courts to transfer titles and deeds of collateral to

banks.

Arrange for maintenance and liquidation of delinquent

properties.

Review and update credit and loan files.

Obtain and compile copies of loan applicants' credit histories,

corporate financial statements, and other financial information.

Approve loans within specified limits, and refer loan

applications outside those limits to management for approval.

Explain to customers the different types of loans and credit

options that are available, as well as the terms of those

services.
Analyze applicants' financial status, credit, and property

evaluations to determine feasibility of granting loans.

Market bank products to individuals and firms, promoting bank

services that may meet customers' needs.

Compute payment schedules.

Stay abreast of new types of loans and other financial services

and products to better meet customers' needs.

Work with clients to identify their financial goals and to find

ways of reaching those goals.

Negotiate payment arrangements with customers who have

delinquent loans.

Submit applications to credit analysts for verification and

recommendation.

Handle customer complaints and take appropriate action to

resolve them.

Prepare reports to send to customers whose accounts are

delinquent, and forward irreconcilable accounts for collector

action.

Confer with underwriters to aid in resolving mortgage

application problems.

Meet with applicants to obtain information for loan applications

and to answer questions about the process.

Education
2010-01-01

University of Buea, Bachelor's Degree in Accounting and

Computer Science

Dallas County Community College District, Associate

Degree in Business Administration and Management

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