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Illustration - 2025-02-05T141615.361

This document is a benefit illustration for the HDFC Life Click 2 Protect Super insurance policy for a 27-year-old male client. It details the policy terms, premium amounts, and potential benefits, including a basic sum assured of Rs. 5,000,000 over a 48-year policy term with a premium payment term of 10 years. The illustration also outlines the annual premiums and projected values over the policy duration.

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0% found this document useful (0 votes)
19 views3 pages

Illustration - 2025-02-05T141615.361

This document is a benefit illustration for the HDFC Life Click 2 Protect Super insurance policy for a 27-year-old male client. It details the policy terms, premium amounts, and potential benefits, including a basic sum assured of Rs. 5,000,000 over a 48-year policy term with a premium payment term of 10 years. The illustration also outlines the annual premiums and projected values over the policy duration.

Uploaded by

proofneya
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 3

05-02-2025

Quote No : ckr8z1kfaeu

Benefit Illustration for HDFC Life Click 2 Protect Super


This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Protect Super
Age is taken as on last birthday Proposal No: NA
Name of the Prospect/Policyholder: Client Name of the Product: HDFC Life Click 2 Protect Super
A Non Linked, Non Participating, Individual,
Age: 27 Tag Line: Pure Risk Premium/Savings Life Insurance
Plan
Name of the Life Assured: Client Unique Identification No: 101N145V07
Age: 27 GST Rate: 18%*
Gender: Male
Policy Term: 48 Years
Premium Payment Term: 10 Years Tobacco User: No
Amount of Instalment Premium (Without
Rs.21597
GST):
Mode of Premium Payment: Annual
*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy
Policy Details
Plan Option Life Basic Sum Assured Rs. 5000000

Sum Assured Factor Option A Sum Assured on Death (at inception of the policy) Rs. 5000000
WOP CI Benefit No WOP on total Permanent Disability No
Return of Premium Benefit No Spouse Cover Option No
Level Cover Period(Years) Not Applicable Ammortization Rate Not Applicable

Parent Secure Option No Life Stage Option No


Death Benefit to be received as instalment(Parent Secure
No.Of Nominee(s)(Parent Secure Option) Not Applicable Not Applicable
Option)
Instalment Frequency(Parent Secure Option) Not Applicable

Premium Summary
PP PP HPR HPR Total
Base Plan CI Rider IB Rider Rider Rider Rider Rider Instalment
(PAC) (ADC) (CCI) (CC) Premium
Instalment Premium without GST 21597 0 0 0 0 0 0 21597
First Year Premium
Instalment Premium with First Year GST 25484 0 0 0 0 0 0 25484
Instalment Premium without GST 21597 0 0 0 0 0 0 21597
Second Year Premium
Instalment Premium with GST 2nd Year Onwards 25484 0 0 0 0 0 0 25484

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(Amounts in Rupees.)
Policy Single/ Guaranteed Non Guaranteed Surrender
Year Annualized Value
Survival Benefit/ Accrued Guaranteed Other Maturity Death Policy Cancelation Min Guaranteed Surrender Special Surrender
Premium Payable
Additions Benefits Benefit Value Value Value

1 21,597 0 0 0 50,00,000 6,344 0 0 6,344


2 21,597 0 0 0 50,00,000 12,418 0 0 12,418

3 21,597 0 0 0 50,00,000 18,222 0 0 18,222

4 21,597 0 0 0 50,00,000 23,757 0 0 23,757


5 21,597 0 0 0 50,00,000 29,021 0 0 29,021

6 21,597 0 0 0 50,00,000 34,015 0 0 34,015

7 21,597 0 0 0 50,00,000 38,740 0 0 38,740


8 21,597 0 0 0 50,00,000 43,194 0 0 43,194

9 21,597 0 0 0 50,00,000 47,378 0 0 47,378

10 21,597 0 0 0 50,00,000 51,293 0 0 51,293


11 0 0 0 0 50,00,000 83,238 0 0 83,238

12 0 0 0 0 50,00,000 80,989 0 0 80,989

13 0 0 0 0 50,00,000 78,739 0 0 78,739

14 0 0 0 0 50,00,000 76,489 0 0 76,489


15 0 0 0 0 50,00,000 74,240 0 0 74,240

16 0 0 0 0 50,00,000 71,990 0 0 71,990

17 0 0 0 0 50,00,000 69,740 0 0 69,740

18 0 0 0 0 50,00,000 67,491 0 0 67,491

19 0 0 0 0 50,00,000 65,241 0 0 65,241


20 0 0 0 0 50,00,000 62,991 0 0 62,991

21 0 0 0 0 50,00,000 60,742 0 0 60,742

22 0 0 0 0 50,00,000 58,492 0 0 58,492

23 0 0 0 0 50,00,000 56,242 0 0 56,242

24 0 0 0 0 50,00,000 53,993 0 0 53,993

25 0 0 0 0 50,00,000 51,743 0 0 51,743


26 0 0 0 0 50,00,000 49,493 0 0 49,493

27 0 0 0 0 50,00,000 47,243 0 0 47,243

28 0 0 0 0 50,00,000 44,994 0 0 44,994

29 0 0 0 0 50,00,000 42,744 0 0 42,744

30 0 0 0 0 50,00,000 40,494 0 0 40,494


31 0 0 0 0 50,00,000 38,245 0 0 38,245

32 0 0 0 0 50,00,000 35,995 0 0 35,995

33 0 0 0 0 50,00,000 33,745 0 0 33,745

34 0 0 0 0 50,00,000 31,496 0 0 31,496

35 0 0 0 0 50,00,000 29,246 0 0 29,246

36 0 0 0 0 50,00,000 26,996 0 0 26,996


37 0 0 0 0 50,00,000 24,747 0 0 24,747

38 0 0 0 0 50,00,000 22,497 0 0 22,497

39 0 0 0 0 50,00,000 20,247 0 0 20,247

40 0 0 0 0 50,00,000 17,998 0 0 17,998

41 0 0 0 0 50,00,000 15,748 0 0 15,748


42 0 0 0 0 50,00,000 13,498 0 0 13,498

43 0 0 0 0 50,00,000 11,248 0 0 11,248

44 0 0 0 0 50,00,000 8,999 0 0 8,999

45 0 0 0 0 50,00,000 6,749 0 0 6,749

46 0 0 0 0 50,00,000 4,499 0 0 4,499

47 0 0 0 0 50,00,000 2,250 0 0 2,250


48 0 0 0 0 50,00,000 0 0 0 0

Notes:
1.Annualised Premium excludes underwriting extra premium, frequency loading on premiums, the premium paid towards rider, if any, and Goods & Service Tax.
2. The benefits illustrated are as of at end of year.
3. Surrender value (if applicable) will be higher of GSV (Guaranteed Surrender value) and SSV (Special Surrender Value).

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I , have explained the premiums/ charges, and benefits under the policy fully to the I Client ,having received the information with respect to the above, have understood
prospect / policyholder. the above statement before entering into the contract.

Place :

Date : Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder

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