M/S HOTEL SNOW CREEK

YANNER, RAFTING POINT, PAHALGAM

PROFIT AND LOSS ACCOUNT AS ON 31.03.2024, 31-03-2025, 31-03-2026, 31-03-2027 & 31-03-2028

PARTICULARS Amount(Lacs) Amount(Lacs) Amount(Lacs) Amount(Lacs) Amount(Lacs) PARTICULARS Amount(Lacs) Amount(Lacs) Amount(Lacs) Amount(Lacs) Amount(Lacs)
31.03.2025 31.03.2026 31.03.2027 31.03.2028 31.03.2029 31.03.2025 31.03.2026 31.03.2027 31.03.2028 31.03.2029

Op. Stock Gross Receipts 25.00 30.00 35.80 42.96 51.63

Purchase Of Items 12.00 14.40 17.28 20.74 24.88 Closing Stock
Salary/Establishment 5.00 6.25 7.81 9.77 12.21
Bank interest 0.23 0.82 0.67 0.50 0.31
Bank Charges 0.01 0.02 0.03 0.04 0.05
Insurance 0.20 0.22 0.23 0.25 0.27
Travelling & Conveyance 0.11 0.15 0.17 0.20 0.22
Office Expenses 0.06 0.08 0.10 0.12 0.14
Printing & Stationery 0.03 0.04 0.05 0.06 0.07
Telephone & Postage 0.03 0.04 0.06 0.08 0.10
Repairs 1.20 1.00 1.00 1.00 1.00
Misc. Expenses 1.00 1.25 1.56 1.95 2.44
Depreciation 1.67 1.43 1.22 1.04 0.89
Net Profit 3.46 4.30 5.62 7.21 9.05

25.00 30.00 35.80 42.96 51.63 25.00 30.00 35.80 42.96 51.63

Place: Anantnag
Date: 05-02-2024
 M/S HOTEL SNOW CREEK
YANNER RAFTING POINT, PAHALGAM
BALANCE SHEET AS ON 31.03.2025, 31-03-2026, 31-03-2027, 31-03-2028 & 31-03-2029

LIABILITIES Amount(Lacs) Amount(Lacs) Amount(Lacs) Amount(Lacs) Amount(Lacs) ASSETS Amount(Lacs) Amount(Lacs) Amount(Lacs) Amount(Lacs) Amount(Lacs)
31.03.2025 31.03.2026 31.03.2027 31.03.2028 31.03.2029 31.03.2025 31.03.2026 31.03.2027 31.03.2028 31.03.2029

Capital Account Fixed Assets

Opening Balance 5.00 7.26 9.96 13.58 18.39 Furniture & Fixture 1.68 1.51 1.36 1.22 1.10
Add: Net Profit 3.46 4.30 5.62 7.21 9.05 Less: Depreciation 0.17 0.15 0.14 0.12 0.11
Less: Drawings 1.20 1.60 2.00 2.40 5.00 1.51 1.36 1.22 1.10 0.99
7.26 9.96 13.58 18.39 22.44 Machinery 10.00 8.50 7.22 6.14 5.22
Less: Depreciation 1.50 1.28 1.08 0.92 0.78
8.50 7.22 6.14 5.22 4.44

Secured Bank Loan Current Assets

Term Loan 6.98 5.83 4.53 3.06 1.39 Cl. Stock - - - - -
Sundry Debtors & advances 3.00 6.50 9.00 14.00 16.00
Cash In Hand 1.23 0.71 1.75 1.12 2.40

Current Liabilities - - - - -
Sundry Creditors

14.24 15.79 18.11 21.45 23.83 14.24 15.79 18.11 21.44 23.83

Place: Anantnag
Date: 05-02-2024
 Repayment Schedule of Principal and Interest
1. Amount of loan `07.25Lacs
2. Rate of Interest 12.50%
3. Installment 60.00
Balance
Outstan Principal
Year Quarter Installment Interest
ding Repayment
1Year 1st 0.00 0.00 0.00 0.00
2nd 0.00 0.00 0.00 0.00
3rd 0.00 0.00 0.00 0.00
4th 7.25 0.49 0.27 0.23
Total 0.49 0.27 0.23
2 Year 1st 6.98 0.49 0.27 0.22
2nd 6.71 0.49 0.28 0.21
3rd 6.43 0.49 0.29 0.20
4th 6.13 0.49 0.30 0.19
Total 1.97 1.15 0.82
3 Year 1st 5.83 0.49 0.31 0.18
2nd 5.52 0.49 0.32 0.17
3rd 5.20 0.49 0.33 0.16
4th 4.87 0.49 0.34 0.15
Total 1.97 1.30 0.67
4 Year 1st 4.53 0.49 0.35 0.14
2nd 4.18 0.49 0.36 0.13
3rd 3.82 0.49 0.37 0.12
4th 3.44 0.49 0.39 0.11
Total 1.97 1.47 0.50
5 Year 1st 3.06 0.49 0.40 0.10
2nd 2.66 0.49 0.41 0.08
3rd 2.25 0.49 0.42 0.07
4th 1.83 0.49 0.44 0.06
Total 1.97 1.67 0.31
6 Year 1st 1.39 0.49 0.45 0.04
2nd 0.93 0.49 0.46 0.03
3rd 0.48 0.48 0.47 0.01
4th 0.00 0.00 0.00 0.00
Total 1.47 1.38 0.09
 DEBT SERVICE COVERAGE RATIO
` in Lacs
OPERATING YEARS
PARTICULARS
Year 1 Year 2 Year 3 Year 4 Year 5
PROFIT AFTER TAX 3.46 4.30 5.62 7.21 9.05
DEPRECIATION 0.63 1.67 1.43 1.22 1.04
INTEREST ON TERM LOAN 0.23 0.82 0.67 0.50 0.31
TOTAL 4.33 6.79 7.71 8.93 10.39
REPAYMENT OF TERM LOAN 0.27 1.15 1.30 1.47 1.67
INTEREST ON TERM LOAN 0.23 0.82 0.67 0.50 0.31
TOTAL 0.49 1.97 1.97 1.97 1.97
DSCR 8.78 3.44 3.91 4.53 5.27
AVERAGE DSCR 5.19