View Your Report - TransUnion Credit Report LIEBERMAN
Uploaded by
robertlee00leeView Your Report - TransUnion Credit Report LIEBERMAN
Uploaded by
robertlee00leePersonal Credit Report for:
RICHARD LIEBERMAN
File Number:
327408842
Date Created:
04/02/2024
Visit transunion.com/dispute to start a dispute online.
Personal Information
You have been on our files since 04/01/1988. Your SSN has been masked for your protection.
Credit Report Date
04/02/2024
Social Security Number
XXX-XX-6411
Date of Birth
08/05/1957
Name
RICHARD W. LIEBERMAN
Also Known As
AKA
RICHARD N. LIEBERMAN
Addresses
Current Address
6423 HERON CT APT 9 ANN ARBOR, MI 48103-9791
Date Reported
04/01/2007
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Other Address
594 LANDINGS BLVD ANN ARBOR, MI 48103-2780
Date Reported
09/14/2011
Other Address
8493 MERRILL RD WHITMORE LAKE, MI 48189-9607
Date Reported
02/01/2000
Other Address
2386 FOXWAY DR ANN ARBOR, MI 48105-9210
Phone Numbers
Phone Number
(734) 646-5271
Phone Number
(734) 449-9165
Phone Number
(734) 332-3810
Phone Number
(734) 302-3810
Phone Number
(734) 646-9248
Phone Number
(734) 332-3811
Employers
Employer
MICHIGAN MED
Location Occupation Date Verified
ANN ARBOR, MI CLINICAL PROF 05/30/2023
UNIVERSITY OF MICHIGAN HEALTH
Occupation Date Verified
CLINICAL PROFESSOR 03/01/2022
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U OF M MEDICAL
Occupation Date Verified
CLINICAL ASSOCIATE P 11/30/2020
DUFIEF MILL ESTATES
Date Verified
06/06/2018
Accounts
Typically, creditors report any changes made to your account information monthly. This means that some accounts listed
below may not reflect the most recent activity until the creditor's next reporting. This information may include things such as
balances, payments, dates, remarks, ratings, etc. The rating key is provided to help you understand some of the account
information that could be reported. Pay Status represents the current status of accounts and indicates how you are currently
paying. For accounts that have been paid and closed, sold, or transferred, Pay Status represents the last reported status of
the account.
Payment/Remarks Key
Ratings
OK Current, paying or paid as agreed
N/R Not Reported
X Unknown
30 Account 30 days late
60 Account 60 days late
90 Account 90 days late
120 Account 120 or more days late
COL Transferred to collection
VS Voluntarily surrendered
RPO Repossession
C/O Charged off by account provider
FC Foreclosure
Remarks
AAP: Loan assumed by another party
ACQ: Acquired from another lender
ACR: Account closed due to refinance
ACT: Account closed due to transfer
AFR: Account acquired by RTC/FDIC
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AID: Account information disputed by consumer
AJP: Adjustment pending
AMD: Active military duty
AND: Affected by natural disaster
BAL: Balloon payment
BKL: Included in bankruptcy
BKW: Bankruptcy withdrawn
CAD: Dispute account/closed by consumer
CBC: Account closed by consumer
CBD: Dispute resolved/consumer disagrees/closed by consumer
CBG: Canceled by credit grantor
CBL: Chapter 7 bankruptcy
CBR: Chapter 11 bankruptcy
CBT: Chapter 12 bankruptcy
CLA: Placed for collection
CLO: Closed
CLS: Credit line suspended
CRB: Collateral released—balance owing
CTR: Account closed—transfer to refinance
CTS: Contact subscriber
DDR: -none-
DLU: Deed in lieu
DM: Bankruptcy dismissed
DRC: Dispute resolved/consumer disagrees
DRG: Dispute resolved reported by credit grantor
ER: Election of remedy
ETB: Early termination/balance owing
ETI: Early termination by default
ETO: Early termination/obligation settled
ETS: Early termination/status pending
FCL: Foreclosure
FPD: Account paid, foreclosure started
FPI: Foreclosure initiated
FRD: Foreclosure collateral sold
FTB: Full termination/balance owing
FTO: Full termination/obligation satisfied
FTS: Full termination/status pending
INA: Inactive account
INP: Debt being paid through insurance
INS: Paid by insurance
IRB: Involuntary repossession/balance owing
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IRE: Involuntary repossession
IRO: Involuntary repossession/obligation satisfied
JUG: Judgment granted
LA: Lease assumption
LMN: Loan Modified Not GOVT (government)
LNA: Credit line is no longer available
MCC: Managed by credit counseling service
MOV: No forwarding address
NIR: Student loan not in repayment
NPA: Now paying
PAL: Purchase by another lender
PCL: Paid collection
PDD: Paid by dealer
PDE: Payment deferred
PDI: Principle deferred/initial payment only
PFC: Account paid from collateral
PLL: Prepaid lease
PLP: Profit and loss now paying
PNR: First payment never received
PPA: Paying partial payment agreement
PPD: Paid by co-maker
PPL: Paid profit and loss
PRD: Payroll deduction
PRL: Profit and loss write-off
PWG: Account payment, wage garnish
REA: Reaffirmation of debt
REP: Substitute/replacement account
RFN: Refinanced
RPD: Paid repossession
RPO: Repossession
RRE: Repossession redeemed
RVN: Returned voluntarily
RVR: Returned voluntarily/redeemed
SET: Settled—less than full balance
SGL: Government secured guaranteed
SIL: Simple interest loan
SLP: Student loan perm assign government
SPL: Single payment loan
STL: Credit card lost/stolen
TRF: Transfer
TRL: Transferred to another lender
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TTR: Transferred to recovery
WEP: Chapter 13 bankruptcy
For account information other than payment history, we may show brackets > < to indicate information that may
negatively affect your credit health.
Accounts with Adverse Information
Adverse information typically remains on your credit file for up to 7 years from the date of the delinquency. To help you
understand what is generally considered adverse, we have added >brackets< to those items in this report. For your protection,
your account numbers have been partially masked, and in some cases scrambled. Please note: Accounts are reported as
"Current; Paid or paying as agreed" if paid within 30 days of the due date. Accounts reported as Current may still incur late
fees or interest charges if not paid on or before the due date.
Account Name
KEESLER FCU 473972300014****
Account Information
Address P O BOX 7001 BILOXI, MS 39534-7001
Phone (228) 385-5500
Monthly Payment $10
Date Opened 01/01/1984
Responsibility Joint Account
Account Type Revolving Account
Loan Type CREDIT CARD
Balance $112
Date Updated 03/24/2024
Payment Received $138
Last Payment Made 03/06/2024
Pay Status Current; Paid or Paying as Agreed
Terms $10 per month; paid Monthly
High Balance (Hist.) High balance of $12,253 from 10/2021 to 03/2024
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Credit limit of $12,200 from 10/2021 to 01/2022;
Credit Limit (Hist.) $15,700 from 02/2022 to 03/2024
Payment History
May 2017 June 2017 July 2017 August 2017 September 2017 October 2017
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2017 December 2017 January 2018 February 2018 March 2018 April 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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May 2018 June 2018 July 2018 August 2018 September 2018 October 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2018 December 2018 January 2019 February 2019 March 2019 April 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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May 2019 June 2019 July 2019 August 2019 September 2019 October 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK 30 OK
November 2019 December 2019 January 2020 February 2020 March 2020 April 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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May 2020 June 2020 July 2020 August 2020 September 2020 October 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2020 December 2020 January 2021 February 2021 March 2021 April 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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May 2021 June 2021 July 2021 August 2021 September 2021 October 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- $868
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- $799
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- $27
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2021 December 2021 January 2022 February 2022 March 2022 April 2022
Balance Balance Balance Balance Balance Balance
$643 $4,596 $662 $39 $219 $1,373
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$868 $1,623 $4,596 $1,031 $708 $219
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$0 $138 $20 $10 $10 $42
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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May 2022 June 2022 July 2022 August 2022 September 2022 October 2022
Balance Balance Balance Balance Balance Balance
$3,999 $2,169 $1,278 $1,930 $135 $5,576
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,415 $4,119 $2,169 $1,278 $2,689 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$120 $66 $39 $58 $10 $168
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2022 December 2022 January 2023 February 2023 March 2023 April 2023
Balance Balance Balance Balance Balance Balance
$518 $1,602 $121 $317 $144 $84
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$6,478 $1,909 $2,735 $1,379 $948 $595
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$0 $49 $10 $10 $10 $10
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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May 2023 June 2023 July 2023 August 2023 September 2023 October 2023
Balance Balance Balance Balance Balance Balance
$342 $988 $4,085 $4,213 $245 $341
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,820 $342 $2,377 $1,000 $4,340 $808
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$11 $30 $123 $127 $10 $11
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2023 December 2023 January 2024 February 2024 March 2024
Balance Balance Balance Balance Balance
$1,089 $830 $883 $138 $112
Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$341 $1,089 $830 $883 $138
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$0 $25 $27 $10 $10
Rating Rating Rating Rating Rating
OK OK OK OK OK
Total Month
Satisfactory Accounts
The following accounts are reported with no adverse information. For your protection, your account numbers have been
partially masked, and in some cases scrambled. Please note: Accounts are reported as "Current; Paid or paying as agreed" if
paid within 30 days of the due date. Accounts reported as Current may still incur late fees or interest charges if not paid on or
before the due date.
Account Name
AMERICAN EXPRESS 349993058427****
Account Information
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Address PO BOX 981537 EL PASO, TX 79998
Phone (800) 874-2717
Monthly Payment $80
Date Opened 11/28/2022
Responsibility Individual Account
Account Type Revolving Account
Loan Type CREDIT CARD
Balance $4,018
Date Updated 03/29/2024
Pay Status Current; Paid or Paying as Agreed
Terms $80 per month; paid Monthly
High balance of $7,180 from 01/2023 to 11/2023;
$10,243 from 12/2023 to 12/2023; $10,565 from 01/2024
High Balance (Hist.) to 03/2024
Credit limit of $15,000 from 01/2023 to 05/2023;
$17,200 from 06/2023 to 08/2023; $25,200 from
Credit Limit (Hist.) 09/2023 to 12/2023; $33,200 from 01/2024 to 03/2024
Payment History
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December 2022 January 2023 February 2023 March 2023 April 2023 May 2023
Balance Balance Balance Balance Balance Balance
--- $7,180 $131 $6,529 $2,621 $2,747
Past Due Past Due Past Due Past Due Past Due Past Due
--- $0 $0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- $143 $40 $130 $52 $54
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
June 2023 July 2023 August 2023 September 2023 October 2023 November 2023
Balance Balance Balance Balance Balance Balance
$4,508 $3,895 $5,030 $3,381 $4,225 $4,748
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$90 $77 $100 $67 $84 $94
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
December 2023 January 2024 February 2024 March 2024
Balance Balance Balance Balance
$10,243 $10,565 $6,050 $4,018
Past Due Past Due Past Due Past Due
$0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$204 $211 $121 $80
Rating Rating Rating Rating
OK OK OK OK
Total Month
AMERICAN EXPRESS 349991683062****
Account Information
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Address PO BOX 981537 EL PASO, TX 79998
Phone (800) 874-2717
Date Opened 06/17/2009
Responsibility Individual Account
Account Type Revolving Account
Loan Type CREDIT CARD
Balance $0
Date Updated 08/27/2023
Pay Status Paid, Closed; was Paid as agreed
Terms Paid Monthly
Date Closed 08/08/2023
High Balance (Hist.) High balance of $15,337 from 10/2021 to 08/2023
Credit limit of $32,200 from 10/2021 to 11/2022; $19,100
Credit Limit (Hist.) from 12/2022 to 08/2023
Remarks Account closed at consumer's request; CLOSED
Payment History
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October 2016 November 2016 December 2016 January 2017 February 2017 March 2017
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2017 May 2017 June 2017 July 2017 August 2017 September 2017
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2017 November 2017 December 2017 January 2018 February 2018 March 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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April 2018 May 2018 June 2018 July 2018 August 2018 September 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2018 November 2018 December 2018 January 2019 February 2019 March 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2019 May 2019 June 2019 July 2019 August 2019 September 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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October 2019 November 2019 December 2019 January 2020 February 2020 March 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2020 May 2020 June 2020 July 2020 August 2020 September 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2020 November 2020 December 2020 January 2021 February 2021 March 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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April 2021 May 2021 June 2021 July 2021 August 2021 September 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2021 November 2021 December 2021 January 2022 February 2022 March 2022
Balance Balance Balance Balance Balance Balance
$2,662 $1,769 $4,201 $1,081 $1,965 $2,463
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$53 $40 $84 $40 $40 $49
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2022 May 2022 June 2022 July 2022 August 2022 September 2022
Balance Balance Balance Balance Balance Balance
$4,777 $4,037 $2,399 $2,255 $5,990 $4,124
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$95 $80 $47 $45 $119 $82
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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October 2022 November 2022 December 2022 January 2023 February 2023 March 2023
Balance Balance Balance Balance Balance Balance
$3,822 $2,109 $5,959 $0 $0 $0
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$76 $42 $119 --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2023 May 2023 June 2023 July 2023 August 2023
Balance Balance Balance Balance Balance
$0 $0 $408 $443 $0
Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- $40 $69 ---
Rating Rating Rating Rating Rating
OK OK OK OK OK
Total Month
BANK OF AMERICA 546632008577****
Account Information
201 N TRYON STREET,NC1-022-08-15 CHARLOTTE, NC
Address 28255
Phone (800) 421-2110
Date Opened 10/15/1994
Responsibility Individual Account
Account Type Revolving Account
Loan Type CREDIT CARD
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Balance $0
Date Updated 03/17/2024
Last Payment Made 09/09/2022
Pay Status Current; Paid or Paying as Agreed
Terms Paid Monthly
Date Paid 09/09/2022
High Balance (Hist.) High balance of $45,615 from 10/2021 to 03/2024
Credit Limit (Hist.) Credit limit of $50,000 from 10/2021 to 03/2024
Payment History
May 2017 June 2017 July 2017 August 2017 September 2017 October 2017
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2017 December 2017 January 2018 February 2018 March 2018 April 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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May 2018 June 2018 July 2018 August 2018 September 2018 October 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2018 December 2018 January 2019 February 2019 March 2019 April 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
May 2019 June 2019 July 2019 August 2019 September 2019 October 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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November 2019 December 2019 January 2020 February 2020 March 2020 April 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
May 2020 June 2020 July 2020 August 2020 September 2020 October 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2020 December 2020 January 2021 February 2021 March 2021 April 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 24/113
May 2021 June 2021 July 2021 August 2021 September 2021 October 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- $17,401
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- $174
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2021 December 2021 January 2022 February 2022 March 2022 April 2022
Balance Balance Balance Balance Balance Balance
$16,151 $14,901 $13,651 $12,401 $11,151 $9,901
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$161 $149 $136 $124 $111 $99
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
May 2022 June 2022 July 2022 August 2022 September 2022 October 2022
Balance Balance Balance Balance Balance Balance
$8,101 $6,301 $4,501 $2,701 $0 $0
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$81 $63 $45 $27 --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 25/113
November 2022 December 2022 January 2023 February 2023 March 2023 April 2023
Balance Balance Balance Balance Balance Balance
$0 $0 $0 $0 $0 $0
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
May 2023 June 2023 July 2023 August 2023 September 2023 October 2023
Balance Balance Balance Balance Balance Balance
$0 $0 $0 $0 $0 $0
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2023 December 2023 January 2024 February 2024 March 2024
Balance Balance Balance Balance Balance
$0 $0 $0 $0 $0
Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- ---
Rating Rating Rating Rating Rating
OK OK OK OK OK
Total Month
BANK OF AMERICA 546632003587****
Account Information
https://annualcreditreport.transunion.com/dss/disclosure.page 26/113
201 N TRYON STREET,NC1-022-08-15 CHARLOTTE, NC
Address 28255
Phone (800) 421-2110
Date Opened 12/14/1998
Responsibility Authorized Account
Account Type Revolving Account
Loan Type CREDIT CARD
Balance $0
Date Updated 08/20/2023
Last Payment Made 02/15/2021
Pay Status Paid, Closed; was Paid as agreed
Terms Paid Monthly
Date Closed 07/20/2023
Date Paid 02/15/2021
High Balance (Hist.) High balance of $45,352 from 10/2021 to 08/2023
Credit Limit (Hist.) Credit limit of $50,000 from 10/2021 to 08/2023
Remarks Account closed at consumer's request; CLOSED
Payment History
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October 2016 November 2016 December 2016 January 2017 February 2017 March 2017
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2017 May 2017 June 2017 July 2017 August 2017 September 2017
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2017 November 2017 December 2017 January 2018 February 2018 March 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2018 May 2018 June 2018 July 2018 August 2018 September 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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October 2018 November 2018 December 2018 January 2019 February 2019 March 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2019 May 2019 June 2019 July 2019 August 2019 September 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2019 November 2019 December 2019 January 2020 February 2020 March 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2020 May 2020 June 2020 July 2020 August 2020 September 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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October 2020 November 2020 December 2020 January 2021 February 2021 March 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2021 May 2021 June 2021 July 2021 August 2021 September 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2021 November 2021 December 2021 January 2022 February 2022 March 2022
Balance Balance Balance Balance Balance Balance
$0 $0 $0 $0 $0 $0
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2022 May 2022 June 2022 July 2022 August 2022 September 2022
Balance Balance Balance Balance Balance Balance
$0 $0 $0 $0 $0 $0
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 30/113
October 2022 November 2022 December 2022 January 2023 February 2023 March 2023
Balance Balance Balance Balance Balance Balance
$0 $0 $0 $0 $0 $0
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2023 May 2023 June 2023 July 2023 August 2023
Balance Balance Balance Balance Balance
$0 $0 $0 $0 $0
Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0
Rating Rating Rating Rating Rating
OK OK OK OK OK
Total Month
KEESLER FEDERAL C U 1894229****
Account Information
Address PO BOX 7001 BILOXI, MS 39534-7001
Phone (888) 533-7537
Monthly Payment $0
Date Opened 10/27/2016
Responsibility Individual Account
Account Type Installment Account
Loan Type AUTOMOBILE
Balance $0
Date Updated 11/28/2020
https://annualcreditreport.transunion.com/dss/disclosure.page 31/113
Payment Received $12,843
Last Payment Made 11/28/2020
High Balance $45,299
Pay Status Paid, Closed; was Paid as agreed
Terms $0 per month, paid Monthly for 66 months
Date Closed 11/28/2020
Remarks CLOSED
Payment History
October 2016 November 2016 December 2016 January 2017 February 2017 March 2017
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2017 May 2017 June 2017 July 2017 August 2017 September 2017
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2017 November 2017 December 2017 January 2018 February 2018 March 2018
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2018 May 2018 June 2018 July 2018 August 2018 September 2018
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2018 November 2018 December 2018 January 2019 February 2019 March 2019
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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April 2019 May 2019 June 2019 July 2019 August 2019 September 2019
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2019 November 2019 December 2019 January 2020 February 2020 March 2020
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2020 May 2020 June 2020 July 2020 August 2020 September 2020
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2020
Rating
OK
Total Month
PNC BANK 230356076819****
Account Information
PO BOX 5580,PNC CB INVESTIGATIONS CLEVELAND,
Address OH 44101
Phone Phone number not available
Date Opened 11/14/2006
Responsibility Joint Account
Account Type Line of Credit Account
Loan Type LINE OF CREDIT
Balance $0
Date Updated 02/29/2024
https://annualcreditreport.transunion.com/dss/disclosure.page 33/113
Payment Received $84
Last Payment Made 02/05/2024
Pay Status Current; Paid or Paying as Agreed
Terms Paid Monthly
Date Paid 02/05/2024
High Balance (Hist.) High balance of $216 from 10/2021 to 02/2024
Credit Limit (Hist.) Credit limit of $1,500 from 10/2021 to 02/2024
Payment History
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April 2017 May 2017 June 2017 July 2017 August 2017 September 2017
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2017 November 2017 December 2017 January 2018 February 2018 March 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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April 2018 May 2018 June 2018 July 2018 August 2018 September 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2018 November 2018 December 2018 January 2019 February 2019 March 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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April 2019 May 2019 June 2019 July 2019 August 2019 September 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2019 November 2019 December 2019 January 2020 February 2020 March 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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April 2020 May 2020 June 2020 July 2020 August 2020 September 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2020 November 2020 December 2020 January 2021 February 2021 March 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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April 2021 May 2021 June 2021 July 2021 August 2021 September 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2021 November 2021 December 2021 January 2022 February 2022 March 2022
Balance Balance Balance Balance Balance Balance
$12 $2 $0 $0 $0 $0
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$10 $10 $2 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$10 $10 --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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April 2022 May 2022 June 2022 July 2022 August 2022 September 2022
Balance Balance Balance Balance Balance Balance
$0 $0 $0 $0 $0 $0
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2022 November 2022 December 2022 January 2023 February 2023 March 2023
Balance Balance Balance Balance Balance Balance
$0 $0 $0 $0 $0 $0
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $0 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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April 2023 May 2023 June 2023 July 2023 August 2023 September 2023
Balance Balance Balance Balance Balance Balance
$0 $50 $41 $32 $23 $13
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $10 $10 $10 $10
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- $10 $10 $10 $10 $10
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2023 November 2023 December 2023 January 2024 February 2024
Balance Balance Balance Balance Balance
$3 $0 $82 $84 $0
Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$10 $3 $0 $0 $84
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$10 --- $10 $10 ---
Rating Rating Rating Rating Rating
OK OK OK OK OK
Total Month
PNC BANK 10100813303****
Account Information
PO BOX 5580,PNC CB INVESTIGATIONS CLEVELAND,
Address OH 44101
Phone Phone number not available
Monthly Payment $0
Date Opened 04/24/2020
https://annualcreditreport.transunion.com/dss/disclosure.page 41/113
Responsibility Joint Account
Account Type Installment Account
Loan Type UNSECURED
Balance $0
Date Updated 09/01/2022
Payment Received $60
Last Payment Made 09/01/2022
Pay Status Paid, Closed; was Paid as agreed
Terms $0 per month, paid Monthly for 30 months
Date Closed 09/01/2022
High Balance (Hist.) High balance of $7,500 from 10/2021 to 09/2022
Remarks CLOSED
Payment History
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May 2020 June 2020 July 2020 August 2020 September 2020 October 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2020 December 2020 January 2021 February 2021 March 2021 April 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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May 2021 June 2021 July 2021 August 2021 September 2021 October 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- $3,462
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- $278
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- $278
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2021 December 2021 January 2022 February 2022 March 2022 April 2022
Balance Balance Balance Balance Balance Balance
$3,205 $2,948 $2,688 $2,425 $1,154 $1,162
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$278 $278 $278 $278 $1,278 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$278 $278 $278 $278 $278 $278
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 44/113
May 2022 June 2022 July 2022 August 2022 September 2022
Balance Balance Balance Balance Balance
$890 $615 $339 $60 $0
Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$278 $278 $278 $278 $60
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$278 $278 $278 $278 $0
Rating Rating Rating Rating Rating
OK OK OK OK OK
Total Month
PNC BANK 330200813388****
Account Information
PO BOX 5580,PNC CB INVESTIGATIONS CLEVELAND,
Address OH 44101
Phone Phone number not available
Monthly Payment $0
Date Opened 11/30/2020
Responsibility Individual Account
Account Type Installment Account
Loan Type AUTOMOBILE
Balance $0
Date Updated 04/11/2022
Payment Received $15,621
Last Payment Made 04/08/2022
https://annualcreditreport.transunion.com/dss/disclosure.page 45/113
Pay Status Paid, Closed; was Paid as agreed
Terms $0 per month, paid Monthly for 60 months
Date Closed 04/11/2022
High Balance (Hist.) High balance of $22,308 from 10/2021 to 04/2022
Remarks CLOSED
Payment History
December 2020 January 2021 February 2021 March 2021 April 2021 May 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
June 2021 July 2021 August 2021 September 2021 October 2021 November 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- $17,895 $17,440
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- $501 $501
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- $403 $403
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 46/113
December 2021 January 2022 February 2022 March 2022 April 2022
Balance Balance Balance Balance Balance
$16,986 $16,530 $16,069 $15,611 $0
Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$501 $501 $501 $501 $15,621
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$403 $403 $403 $403 $0
Rating Rating Rating Rating Rating
OK OK OK OK OK
Total Month
PNC BANK 330200811587****
Account Information
PO BOX 5580,PNC CB INVESTIGATIONS CLEVELAND,
Address OH 44101
Phone Phone number not available
Monthly Payment $0
Date Opened 05/25/2012
Responsibility Joint Account
Account Type Installment Account
Loan Type AUTOMOBILE
Balance $0
Date Updated 10/18/2016
Payment Received $3,538
Last Payment Made 10/17/2016
https://annualcreditreport.transunion.com/dss/disclosure.page 47/113
High Balance $35,621
Pay Status Paid, Closed; was Paid as agreed
Terms $0 per month, paid Monthly for 63 months
Date Closed 10/18/2016
Remarks CLOSED
Payment History
May 2012 June 2012 July 2012 August 2012 September 2012 October 2012
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2012 December 2012 January 2013 February 2013 March 2013 April 2013
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
May 2013 June 2013 July 2013 August 2013 September 2013 October 2013
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2013 December 2013 January 2014 February 2014 March 2014 April 2014
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
May 2014 June 2014 July 2014 August 2014 September 2014 October 2014
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 48/113
November 2014 December 2014 January 2015 February 2015 March 2015 April 2015
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
May 2015 June 2015 July 2015 August 2015 September 2015 October 2015
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2015 December 2015 January 2016 February 2016 March 2016 April 2016
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
May 2016 June 2016 July 2016 August 2016 September 2016
Rating Rating Rating Rating Rating
OK OK OK OK OK
Total Month
PNC BANK CARD SERVICES 431196705611****
Account Information
PNC CB INVESTIGATIONS,PO BOX 5580 CLEVELAND,
Address OH 44101
Phone Phone number not available
Monthly Payment $27
Date Opened 09/12/2007
Responsibility Individual Account
Account Type Revolving Account
Loan Type FLEXIBLE SPENDING CREDIT CARD
Balance $1,606
https://annualcreditreport.transunion.com/dss/disclosure.page 49/113
Date Updated 02/28/2024
Payment Received $1,575
Last Payment Made 02/05/2024
Pay Status Current; Paid or Paying as Agreed
Terms $27 per month; paid Monthly
High Balance (Hist.) High balance of $17,273 from 10/2021 to 02/2024
Credit Limit (Hist.) Credit limit of $20,500 from 10/2021 to 02/2024
Payment History
https://annualcreditreport.transunion.com/dss/disclosure.page 50/113
April 2017 May 2017 June 2017 July 2017 August 2017 September 2017
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2017 November 2017 December 2017 January 2018 February 2018 March 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 51/113
April 2018 May 2018 June 2018 July 2018 August 2018 September 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2018 November 2018 December 2018 January 2019 February 2019 March 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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April 2019 May 2019 June 2019 July 2019 August 2019 September 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2019 November 2019 December 2019 January 2020 February 2020 March 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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April 2020 May 2020 June 2020 July 2020 August 2020 September 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2020 November 2020 December 2020 January 2021 February 2021 March 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 54/113
April 2021 May 2021 June 2021 July 2021 August 2021 September 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2021 November 2021 December 2021 January 2022 February 2022 March 2022
Balance Balance Balance Balance Balance Balance
$2,035 $3,611 $5,700 $69 $1,152 $1,841
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$2,765 $2,035 $3,611 $10,019 $1,150 $1,152
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$27 $36 $57 $27 $27 $27
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 55/113
April 2022 May 2022 June 2022 July 2022 August 2022 September 2022
Balance Balance Balance Balance Balance Balance
$2,408 $1,225 $1,823 $3,070 $4,553 $323
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,841 $4,817 $1,225 $1,823 $3,070 $8,096
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$27 $27 $27 $30 $137 $27
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2022 November 2022 December 2022 January 2023 February 2023 March 2023
Balance Balance Balance Balance Balance Balance
$3,626 $2,494 $99 $320 $296 $976
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$323 $3,626 $3,993 $321 $610 $296
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$36 $27 $27 $27 $27 $27
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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April 2023 May 2023 June 2023 July 2023 August 2023 September 2023
Balance Balance Balance Balance Balance Balance
$708 $723 $1,719 $1,883 $2,782 $1,685
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$976 $1,417 $723 $1,719 $1,883 $2,782
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$27 $27 $27 $27 $27 $27
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2023 November 2023 December 2023 January 2024 February 2024
Balance Balance Balance Balance Balance
$2,473 $2,018 $1,512 $1,575 $1,606
Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,685 $3,471 $2,018 $1,512 $1,575
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$27 $27 $27 $27 $27
Rating Rating Rating Rating Rating
OK OK OK OK OK
Total Month
PNC BANK CARD SERVICES 448961812024****
Account Information
PNC CB INVESTIGATIONS,PO BOX 5580 CLEVELAND,
Address OH 44101
Phone Phone number not available
Date Opened 04/25/2007
Responsibility Joint Account
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Account Type Line of Credit Account
Loan Type HOME EQUITY LOAN
Balance $0
Date Updated 02/16/2017
Payment Received $103,551
Last Payment Made 01/23/2017
High Balance $117,289
Credit Limit $118,000
Pay Status Paid, Closed; was Paid as agreed
Terms Paid Monthly
Date Closed 01/23/2017
Date Paid 01/23/2017
Remarks Account closed at consumer's request; CLOSED
Payment History
April 2010 May 2010 June 2010 July 2010 August 2010 September 2010
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2010 November 2010 December 2010 January 2011 February 2011 March 2011
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2011 May 2011 June 2011 July 2011 August 2011 September 2011
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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October 2011 November 2011 December 2011 January 2012 February 2012 March 2012
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2012 May 2012 June 2012 July 2012 August 2012 September 2012
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2012 November 2012 December 2012 January 2013 February 2013 March 2013
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2013 May 2013 June 2013 July 2013 August 2013 September 2013
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2013 November 2013 December 2013 January 2014 February 2014 March 2014
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2014 May 2014 June 2014 July 2014 August 2014 September 2014
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2014 November 2014 December 2014 January 2015 February 2015 March 2015
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 59/113
April 2015 May 2015 June 2015 July 2015 August 2015 September 2015
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2015 November 2015 December 2015 January 2016 February 2016 March 2016
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2016 May 2016 June 2016 July 2016 August 2016 September 2016
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2016 November 2016 December 2016 January 2017
Rating Rating Rating Rating
OK OK OK OK
Total Month
PNC BANK MORTGAGE SERVIC 433760005****
Account Information
Address PO BOX 8703 Dayton, OH 45401-8703
Phone (800) 822-5626
Monthly Payment $729
Date Opened 02/16/2019
Responsibility Joint Account
Account Type Line of Credit Account
Loan Type HOME EQUITY LOAN
Balance $71,638
https://annualcreditreport.transunion.com/dss/disclosure.page 60/113
Date Updated 03/11/2024
Payment Received $717
Last Payment Made 02/20/2024
Pay Status Current; Paid or Paying as Agreed
Terms $729 per month; paid Monthly
High Balance (Hist.) High balance of $75,815 from 10/2021 to 03/2024
Credit Limit (Hist.) Credit limit of $82,250 from 10/2021 to 03/2024
Payment History
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March 2019 April 2019 May 2019 June 2019 July 2019 August 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
September 2019 October 2019 November 2019 December 2019 January 2020 February 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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March 2020 April 2020 May 2020 June 2020 July 2020 August 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
September 2020 October 2020 November 2020 December 2020 January 2021 February 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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March 2021 April 2021 May 2021 June 2021 July 2021 August 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
September 2021 October 2021 November 2021 December 2021 January 2022 February 2022
Balance Balance Balance Balance Balance Balance
--- $59,598 $59,432 $59,267 $54,952 $54,788
Past Due Past Due Past Due Past Due Past Due Past Due
--- $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- $3,725 $338 $346 $4,490 $322
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- $338 $346 $340 $322 $328
Remarks Remarks Remarks Remarks Remarks Remarks
--- AND --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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March 2022 April 2022 May 2022 June 2022 July 2022 August 2022
Balance Balance Balance Balance Balance Balance
$54,636 $54,484 $48,333 $47,199 $45,930 $53,229
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$328 $308 $6,297 $1,291 $1,554 $2,700
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$308 $297 $291 $277 $270 $286
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
September 2022 October 2022 November 2022 December 2022 January 2023 February 2023
Balance Balance Balance Balance Balance Balance
$59,109 $58,945 $58,781 $58,618 $0 $0
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$286 $402 $451 $440 $58,930 $471
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$402 $451 $440 $475 --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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March 2023 April 2023 May 2023 June 2023 July 2023 August 2023
Balance Balance Balance Balance Balance Balance
$0 $0 $0 $35,000 $35,000 $29,902
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $0 $0 $0 $5,310
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- $0 $310 $317
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
September 2023 October 2023 November 2023 December 2023 January 2024 February 2024
Balance Balance Balance Balance Balance Balance
$29,819 $29,736 $24,654 $64,585 $72,017 $71,838
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$317 $291 $5,310 $272 $239 $587
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$291 $310 $272 $239 $587 $717
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 66/113
March 2024
Balance
$71,638
Past Due
$0
Amount Paid
$717
Scheduled Payment
$729
Remarks
---
Rating
OK
Total Month
PNC BANK MORTGAGE SERVIC 433820030****
Account Information
Address PO BOX 8703 Dayton, OH 45401-8703
Phone (800) 822-5626
Monthly Payment $5,268
Date Opened 04/30/2021
Responsibility Joint Account
Account Type Mortgage Account
Loan Type CONVENTIONAL REAL ESTATE MTG
Balance $458,943
Date Updated 03/11/2024
Payment Received $5,268
Last Payment Made 03/04/2024
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Pay Status Current; Paid or Paying as Agreed
Terms $5,268 per month, paid Monthly for 180 months
High Balance (Hist.) High balance of $548,250 from 10/2021 to 03/2024
Payment History
May 2021 June 2021 July 2021 August 2021 September 2021 October 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- $536,724
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- $5,039
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- $5,039
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- AND
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2021 December 2021 January 2022 February 2022 March 2022 April 2022
Balance Balance Balance Balance Balance Balance
$534,233 $531,737 $529,235 $526,727 $524,214 $521,695
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$5,039 $5,039 $5,039 $5,039 $5,039 $5,007
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$5,039 $5,039 $5,039 $5,039 $5,007 $5,007
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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May 2022 June 2022 July 2022 August 2022 September 2022 October 2022
Balance Balance Balance Balance Balance Balance
$516,138 $513,600 $511,057 $508,507 $505,952 $503,391
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$10,514 $5,007 $5,007 $5,007 $5,007 $5,007
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$5,007 $5,007 $5,007 $5,007 $5,007 $5,007
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2022 December 2022 January 2023 February 2023 March 2023 April 2023
Balance Balance Balance Balance Balance Balance
$500,824 $498,251 $495,672 $493,088 $490,497 $487,901
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$5,007 $5,007 $5,007 $5,007 $5,093 $5,093
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$5,007 $5,007 $5,007 $5,007 $5,093 $5,093
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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May 2023 June 2023 July 2023 August 2023 September 2023 October 2023
Balance Balance Balance Balance Balance Balance
$485,298 $482,689 $480,075 $477,455 $474,828 $472,196
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$5,093 $5,093 $5,093 $5,093 $5,093 $5,093
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$5,093 $5,093 $5,093 $5,093 $5,093 $5,093
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2023 December 2023 January 2024 February 2024 March 2024
Balance Balance Balance Balance Balance
$469,558 $466,913 $464,263 $461,606 $458,943
Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$5,093 $5,093 $5,093 $5,093 $5,268
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$5,093 $5,093 $5,093 $5,051 $5,268
Remarks Remarks Remarks Remarks Remarks
--- --- --- --- ---
Rating Rating Rating Rating Rating
OK OK OK OK OK
Total Month
PNC BANK MORTGAGE SERVIC 433820008****
Account Information
Address PO BOX 8703 Dayton, OH 45401-8703
Phone (800) 822-5626
https://annualcreditreport.transunion.com/dss/disclosure.page 70/113
Monthly Payment $0
Date Opened 03/31/2020
Responsibility Joint Account
Account Type Mortgage Account
Loan Type CONVENTIONAL REAL ESTATE MTG
Balance $0
Date Updated 05/06/2021
Payment Received $539,219
Last Payment Made 05/06/2021
High Balance $564,500
Pay Status Paid, Closed; was Paid as agreed
Terms $0 per month, paid Monthly for 180 months
Date Closed 05/06/2021
Remarks CLOSED
Payment History
April 2020 May 2020 June 2020 July 2020 August 2020 September 2020
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
October 2020 November 2020 December 2020 January 2021 February 2021 March 2021
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 71/113
April 2021
Rating
OK
Total Month
PNC BANK MORTGAGE SERVIC 433800187****
Account Information
Address PO BOX 8703 Dayton, OH 45401-8703
Phone (800) 822-5626
Monthly Payment $0
Date Opened 01/19/2019
Responsibility Joint Account
Account Type Mortgage Account
Loan Type CONVENTIONAL REAL ESTATE MTG
Balance $0
Date Updated 04/07/2020
Payment Received $563,932
Last Payment Made 04/07/2020
High Balance $592,000
Pay Status Paid, Closed; was Paid as agreed
Terms $0 per month, paid Monthly for 180 months
Date Closed 04/07/2020
Remarks CLOSED
Payment History
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February 2019 March 2019 April 2019 May 2019 June 2019 July 2019
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
August 2019 September 2019 October 2019 November 2019 December 2019 January 2020
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
February 2020 March 2020
Rating Rating
OK OK
Total Month
PNC BANK MORTGAGE SERVIC 433750044****
Account Information
Address PO BOX 8703 Dayton, OH 45401-8703
Phone (800) 822-5626
Date Opened 01/13/2017
Responsibility Joint Account
Account Type Line of Credit Account
Loan Type HOME EQUITY LOAN
Balance $0
Date Updated 02/11/2019
Payment Received $127,141
Last Payment Made 01/28/2019
High Balance $139,591
https://annualcreditreport.transunion.com/dss/disclosure.page 73/113
Credit Limit $141,800
Pay Status Paid, Closed; was Paid as agreed
Terms Paid Monthly
Date Closed 01/28/2019
Date Paid 01/28/2019
Remarks Account closed at consumer's request; CLOSED
Payment History
January 2017 February 2017 March 2017 April 2017 May 2017 June 2017
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
July 2017 August 2017 September 2017 October 2017 November 2017 December 2017
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
January 2018 February 2018 March 2018 April 2018 May 2018 June 2018
Rating Rating Rating Rating Rating Rating
OK N/R OK OK OK OK
July 2018 August 2018 September 2018 October 2018 November 2018 December 2018
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
January 2019
Rating
OK
Total Month
https://annualcreditreport.transunion.com/dss/disclosure.page 74/113
PNC BANK MORTGAGE SERVIC 433800038****
Account Information
Address PO BOX 8703 Dayton, OH 45401-8703
Phone (800) 822-5626
Monthly Payment $0
Date Opened 06/15/2013
Responsibility Joint Account
Account Type Mortgage Account
Loan Type VA REAL ESTATE MORTGAGE
Balance $0
Date Updated 01/28/2019
Payment Received $457,737
Last Payment Made 01/28/2019
High Balance $548,368
Pay Status Paid, Closed; was Paid as agreed
Terms $0 per month, paid Monthly for 360 months
Date Closed 01/28/2019
Remarks CLOSED
Payment History
https://annualcreditreport.transunion.com/dss/disclosure.page 75/113
July 2013 August 2013 September 2013 October 2013 November 2013 December 2013
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
January 2014 February 2014 March 2014 April 2014 May 2014 June 2014
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
July 2014 August 2014 September 2014 October 2014 November 2014 December 2014
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
January 2015 February 2015 March 2015 April 2015 May 2015 June 2015
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
July 2015 August 2015 September 2015 October 2015 November 2015 December 2015
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
January 2016 February 2016 March 2016 April 2016 May 2016 June 2016
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
July 2016 August 2016 September 2016 October 2016 November 2016 December 2016
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 76/113
January 2017 February 2017 March 2017 April 2017 May 2017 June 2017
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
July 2017 August 2017 September 2017 October 2017 November 2017 December 2017
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
January 2018 February 2018 March 2018 April 2018 May 2018 June 2018
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
July 2018 August 2018 September 2018 October 2018 November 2018 December 2018
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
Total Month
PNC BANK MORTGAGE SERVIC 433800056****
Account Information
Address PO BOX 8703 Dayton, OH 45401-8703
Phone (800) 822-5626
Monthly Payment $0
Date Opened 12/12/2014
Responsibility Joint Account
Account Type Mortgage Account
Loan Type CONVENTIONAL REAL ESTATE MTG
Balance $0
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Date Updated 12/01/2015
Payment Received $330,751
Last Payment Made 12/01/2015
High Balance $336,000
Pay Status Paid, Closed; was Paid as agreed
Terms $0 per month, paid Monthly for 360 months
Date Closed 12/01/2015
Remarks CLOSED
Payment History
January 2015 February 2015 March 2015 April 2015 May 2015 June 2015
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
July 2015 August 2015 September 2015 October 2015 November 2015
Rating Rating Rating Rating Rating
OK OK OK OK OK
Total Month
SYNCB/CARE CREDIT 601918184690****
Account Information
Address C/O PO BOX 965036 ORLANDO, FL 32896-5036
Phone (866) 396-8254
Date Opened 11/30/2008
Responsibility Joint Account
Account Type Revolving Account
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Loan Type CHARGE ACCOUNT
Balance $0
Date Updated 10/23/2017
Payment Received $0
Last Payment Made 09/24/2017
High Balance $9,740
Credit Limit $10,000
Pay Status Paid, Closed; was Paid as agreed
Terms Paid Monthly
Date Closed 10/22/2017
Remarks ACCT CLOSED DUE TO TRANSFER; CLOSED
Payment History
December 2011 January 2012 February 2012 March 2012 April 2012 May 2012
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
June 2012 July 2012 August 2012 September 2012 October 2012 November 2012
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
December 2012 January 2013 February 2013 March 2013 April 2013 May 2013
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 79/113
June 2013 July 2013 August 2013 September 2013 October 2013 November 2013
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
December 2013 January 2014 February 2014 March 2014 April 2014 May 2014
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
June 2014 July 2014 August 2014 September 2014 October 2014 November 2014
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
December 2014 January 2015 February 2015 March 2015 April 2015 May 2015
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
June 2015 July 2015 August 2015 September 2015 October 2015 November 2015
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
December 2015 January 2016 February 2016 March 2016 April 2016 May 2016
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
June 2016 July 2016 August 2016 September 2016 October 2016 November 2016
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 80/113
December 2016 January 2017 February 2017 March 2017 April 2017 May 2017
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
June 2017 July 2017 August 2017 September 2017
Rating Rating Rating Rating
OK OK OK OK
Total Month
SYNCB/CARE CREDIT DC 524306200082****
Account Information
Address C/O PO BOX 965036 ORLANDO, FL 32896
Phone (866) 396-8254
Monthly Payment $30
Date Opened 09/13/2017
Responsibility Joint Account
Account Type Revolving Account
Loan Type CREDIT CARD
Balance $347
Date Updated 03/13/2024
Payment Received $100
Last Payment Made 02/27/2024
Pay Status Current; Paid or Paying as Agreed
Terms $30 per month; paid Monthly
High Balance (Hist.) High balance of $9,944 from 10/2021 to 03/2024
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Credit Limit (Hist.) Credit limit of $10,500 from 10/2021 to 03/2024
Payment History
October 2017 November 2017 December 2017 January 2018 February 2018 March 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2018 May 2018 June 2018 July 2018 August 2018 September 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 82/113
October 2018 November 2018 December 2018 January 2019 February 2019 March 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2019 May 2019 June 2019 July 2019 August 2019 September 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 83/113
October 2019 November 2019 December 2019 January 2020 February 2020 March 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2020 May 2020 June 2020 July 2020 August 2020 September 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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October 2020 November 2020 December 2020 January 2021 February 2021 March 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2021 May 2021 June 2021 July 2021 August 2021 September 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 85/113
October 2021 November 2021 December 2021 January 2022 February 2022 March 2022
Balance Balance Balance Balance Balance Balance
$1,672 $1,322 $1,072 $1,433 $1,000 $922
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$150 $350 $250 $0 $795 $275
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$55 $43 $35 $47 $33 $30
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2022 May 2022 June 2022 July 2022 August 2022 September 2022
Balance Balance Balance Balance Balance Balance
$672 $1,544 $1,699 $1,404 $1,156 $1,863
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$250 $150 $310 $500 $250 $350
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$29 $51 $56 $46 $38 $61
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 86/113
October 2022 November 2022 December 2022 January 2023 February 2023 March 2023
Balance Balance Balance Balance Balance Balance
$1,613 $1,053 $1,197 $1,153 $559 $0
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$250 $360 $360 $210 $640 $650
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$53 $0 $39 $38 $30 ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
April 2023 May 2023 June 2023 July 2023 August 2023 September 2023
Balance Balance Balance Balance Balance Balance
$0 $0 $0 $850 $600 $831
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $375 $0 $195 $250 $100
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- $30 $30 $30
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 87/113
October 2023 November 2023 December 2023 January 2024 February 2024 March 2024
Balance Balance Balance Balance Balance Balance
$546 $1,310 $775 $25 $0 $347
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$350 $165 $510 $750 $50 $100
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$30 $43 $30 $25 --- $30
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
Total Month
TOYOTA MOTOR CREDIT CORP 7040306140224****
Account Information
Address PO BOX 661009 DALLAS, TX 75265
Phone (800) 874-8822
Monthly Payment $0
Date Opened 07/21/2011
Responsibility Individual Account
Account Type Installment Account
Loan Type AUTOMOBILE
Balance $0
Date Updated 06/30/2016
Payment Received $757
Last Payment Made 06/29/2016
High Balance $46,512
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Pay Status Paid, Closed; was Paid as agreed
Terms $0 per month, paid Monthly for 61 months
Date Closed 06/30/2016
Remarks CLOSED
Payment History
July 2011 August 2011 September 2011 October 2011 November 2011 December 2011
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
January 2012 February 2012 March 2012 April 2012 May 2012 June 2012
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
July 2012 August 2012 September 2012 October 2012 November 2012 December 2012
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
January 2013 February 2013 March 2013 April 2013 May 2013 June 2013
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
July 2013 August 2013 September 2013 October 2013 November 2013 December 2013
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
January 2014 February 2014 March 2014 April 2014 May 2014 June 2014
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 89/113
July 2014 August 2014 September 2014 October 2014 November 2014 December 2014
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
January 2015 February 2015 March 2015 April 2015 May 2015 June 2015
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
July 2015 August 2015 September 2015 October 2015 November 2015 December 2015
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
January 2016 February 2016 March 2016 April 2016 May 2016
Rating Rating Rating Rating Rating
OK OK OK OK OK
Total Month
U OF M CREDIT UNION 245048****
Account Information
Address PO BOX 7850 ANN ARBOR, MI 48107-7850
Phone (734) 662-8200
Monthly Payment $0
Date Opened 02/21/2022
Responsibility Individual Account
Account Type Installment Account
Loan Type AUTOMOBILE
Balance $0
https://annualcreditreport.transunion.com/dss/disclosure.page 90/113
Date Updated 05/31/2023
Payment Received $27,645
Last Payment Made 05/31/2023
Pay Status Paid, Closed; was Paid as agreed
Terms $0 per month, paid Monthly for 60 months
Date Closed 05/31/2023
High Balance (Hist.) High balance of $37,646 from 03/2022 to 05/2023
Remarks CLOSED
Payment History
https://annualcreditreport.transunion.com/dss/disclosure.page 91/113
March 2022 April 2022 May 2022 June 2022 July 2022 August 2022
Balance Balance Balance Balance Balance Balance
$37,646 $36,993 $36,375 $36,472 $34,466 $33,798
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $700 $675 $0 $2,075 $700
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$659 $659 $659 $659 $659 $659
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
September 2022 October 2022 November 2022 December 2022 January 2023 February 2023
Balance Balance Balance Balance Balance Balance
$33,192 $32,519 $31,879 $31,228 $30,574 $29,827
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$700 $700 $700 $700 $700 $800
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$659 $659 $659 $659 $659 $659
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 92/113
March 2023 April 2023 May 2023
Balance Balance Balance
$29,089 $28,318 $0
Past Due Past Due Past Due
$0 $0 $0
Amount Paid Amount Paid Amount Paid
$800 $800 $27,645
Scheduled Payment Scheduled Payment Scheduled Payment
$659 $659 $0
Rating Rating Rating
OK OK OK
Total Month
USAA FED SVG BK - SAN AN 114937****
Account Information
Address PO BOX 33009 SAN ANTONIO, TX 78265-3009
Phone (800) 531-2265
Monthly Payment $787
Date Opened 06/29/2023
Responsibility Individual Account
Account Type Installment Account
Loan Type AUTOMOBILE
Balance $36,898
Date Updated 02/29/2024
Payment Received $787
Last Payment Made 02/15/2024
Pay Status Current; Paid or Paying as Agreed
https://annualcreditreport.transunion.com/dss/disclosure.page 93/113
Terms $787 per month, paid Monthly for 60 months
High Balance (Hist.) High balance of $41,014 from 06/2023 to 02/2024
Payment History
June 2023 July 2023 August 2023 September 2023 October 2023 November 2023
Balance Balance Balance Balance Balance Balance
$41,014 $41,014 $40,522 $39,927 $39,323 $38,723
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$0 $0 $787 $787 $787 $787
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$787 $787 $787 $787 $787 $787
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
December 2023 January 2024 February 2024
Balance Balance Balance
$38,114 $37,507 $36,898
Past Due Past Due Past Due
$0 $0 $0
Amount Paid Amount Paid Amount Paid
$787 $787 $787
Scheduled Payment Scheduled Payment Scheduled Payment
$787 $787 $787
Rating Rating Rating
OK OK OK
Total Mont
USAA FED SVG BK - SAN AN 114980****
Account Information
Address PO BOX 33009 SAN ANTONIO, TX 78265-3009
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Phone (800) 531-2265
Monthly Payment $430
Date Opened 06/20/2023
Responsibility Joint Account
Account Type Installment Account
Loan Type AUTOMOBILE
Balance $22,737
Date Updated 02/29/2024
Payment Received $430
Last Payment Made 02/20/2024
Pay Status Current; Paid or Paying as Agreed
Terms $430 per month, paid Monthly for 72 months
High Balance (Hist.) High balance of $25,000 from 06/2023 to 02/2024
Payment History
https://annualcreditreport.transunion.com/dss/disclosure.page 95/113
June 2023 July 2023 August 2023 September 2023 October 2023 November 2023
Balance Balance Balance Balance Balance Balance
$24,614 $24,614 $24,441 $24,163 $23,879 $23,597
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$430 $0 $430 $430 $430 $430
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$430 $430 $430 $430 $430 $430
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
December 2023 January 2024 February 2024
Balance Balance Balance
$23,309 $23,024 $22,737
Past Due Past Due Past Due
$0 $0 $0
Amount Paid Amount Paid Amount Paid
$430 $430 $430
Scheduled Payment Scheduled Payment Scheduled Payment
$430 $430 $430
Rating Rating Rating
OK OK OK
Total Mont
USAA FEDERAL SAVINGS BANK 427081500134****
Account Information
Address 10750 MC DERMOTT FWY SAN ANTONIO, TX 78288
Phone (800) 531-8722
Monthly Payment $52
Date Opened 12/03/1998
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Responsibility Individual Account
Account Type Revolving Account
Loan Type FLEXIBLE SPENDING CREDIT CARD
Balance $2,767
Date Updated 03/08/2024
Payment Received $0
Last Payment Made 02/02/2024
Pay Status Current; Paid or Paying as Agreed
Terms $52 per month; paid Monthly
High balance of $19,180 from 10/2021 to 12/2022;
High Balance (Hist.) $19,180 from 03/2023 to 03/2024
Credit limit of $20,000 from 10/2021 to 12/2021;
$24,000 from 01/2022 to 12/2022; $24,000 from
Credit Limit (Hist.) 03/2023 to 03/2024
Payment History
https://annualcreditreport.transunion.com/dss/disclosure.page 97/113
May 2017 June 2017 July 2017 August 2017 September 2017 October 2017
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2017 December 2017 January 2018 February 2018 March 2018 April 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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May 2018 June 2018 July 2018 August 2018 September 2018 October 2018
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2018 December 2018 January 2019 February 2019 March 2019 April 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 99/113
May 2019 June 2019 July 2019 August 2019 September 2019 October 2019
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2019 December 2019 January 2020 February 2020 March 2020 April 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
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May 2020 June 2020 July 2020 August 2020 September 2020 October 2020
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2020 December 2020 January 2021 February 2021 March 2021 April 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- ---
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- ---
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- ---
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- ---
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- ---
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 101/113
May 2021 June 2021 July 2021 August 2021 September 2021 October 2021
Balance Balance Balance Balance Balance Balance
--- --- --- --- --- $1,755
Past Due Past Due Past Due Past Due Past Due Past Due
--- --- --- --- --- $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
--- --- --- --- --- $6,065
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- --- --- --- --- $18
Remarks Remarks Remarks Remarks Remarks Remarks
--- --- --- --- --- DRG
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2021 December 2021 January 2022 February 2022 March 2022 April 2022
Balance Balance Balance Balance Balance Balance
$906 $8,498 $2,284 $3,502 $4,282 $2,989
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,755 $906 $8,498 $2,284 $3,502 $4,282
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$15 $309 $59 $35 $43 $30
Remarks Remarks Remarks Remarks Remarks Remarks
DRG DRG DRG DRG DRG DRG
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 102/113
May 2022 June 2022 July 2022 August 2022 September 2022 October 2022
Balance Balance Balance Balance Balance Balance
$0 $4,937 $4,441 $3,474 $2,866 $4,961
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$5,978 $3,500 $4,937 $4,441 $3,474 $2,866
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
--- $49 $44 $35 $29 $50
Remarks Remarks Remarks Remarks Remarks Remarks
DRG DRG DRG DRG DRG DRG
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2022 December 2022 January 2023 February 2023 March 2023 April 2023
Balance Balance Balance Balance Balance Balance
$2,627 $6,109 --- --- $0 $2,579
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 --- --- $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$4,961 $2,627 --- --- $3,060 $1,500
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$26 $184 --- --- --- $26
Remarks Remarks Remarks Remarks Remarks Remarks
DRG DRG --- --- DRG DRG
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
https://annualcreditreport.transunion.com/dss/disclosure.page 103/113
May 2023 June 2023 July 2023 August 2023 September 2023 October 2023
Balance Balance Balance Balance Balance Balance
$1,708 $222 $1,132 $2,549 $1,057 $1,119
Past Due Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$2,579 $3,417 $222 $1,132 $2,549 $1,057
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$17 $15 $15 $25 $15 $15
Remarks Remarks Remarks Remarks Remarks Remarks
DRG DRG DRG DRG DRG DRG
Rating Rating Rating Rating Rating Rating
OK OK OK OK OK OK
November 2023 December 2023 January 2024 February 2024 March 2024
Balance Balance Balance Balance Balance
$956 $2,516 $1,093 $1,331 $2,767
Past Due Past Due Past Due Past Due Past Due
$0 $0 $0 $0 $0
Amount Paid Amount Paid Amount Paid Amount Paid Amount Paid
$1,119 $956 $2,516 $1,093 $0
Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment Scheduled Payment
$15 $25 $15 $15 $52
Remarks Remarks Remarks Remarks Remarks
DRG DRG DRG DRG DRG
Rating Rating Rating Rating Rating
OK OK OK OK OK
Total Month
Inquiries
Regular Inquiries
Regular Inquiries are posted when someone accesses your credit information from TransUnion. The presence of an inquiry
means that the company listed received your credit information on the dates specified. These inquiries will remain on your
credit file for up to 2 years.
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Name
UNIVERSITY MICHIGAN CU
Location Requested On Phone
333 E WILLIAMS 05/30/2023 Phone number not available
ANN ARBOR, MI 48104
Inquiry Type
Individual
ALLY FINANCIAL
Location Requested On Phone
PO BOX 380901 05/30/2023 (888) 925-2559
BLOOMINGTON, MN 55438
Inquiry Type
Individual
CAPITAL ONE AUTO FINANCE
Location Requested On Phone
3905 N DALLAS PARKWAY 05/30/2023 (800) 946-0332
PLANO, TX 75093
Inquiry Type
Individual
Account Review Inquiries
The listing of a company's inquiry in this section means that they obtained information from your credit file in connection with
an account review or other business transaction with you. These inquiries are not seen by anyone but you and will not be used
in scoring your credit file (except insurance companies may have access to other insurance company inquiries, certain
collection companies may have access to other collection company inquiries, and users of a report for employment purposes
may have access to other employment inquiries, where permitted by law).
Name
WALLETHUB
Location Requested On Phone
150 SE 2ND AVE 04/01/2024 (202) 221-4414
SUITE 300
MIAMI, FL 33131
SYNCB/CARE CREDIT DC
Location Requested On Phone
C/O PO BOX 965036 03/20/2024 (866) 396-8254
ORLANDO, FL 32896
BANK OF AMERICA
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Location Requested On Phone
PO BOX 982238 03/07/2024 (800) 421-2110
EL PASO, TX 79998
TRANSUNION INTERACTIVE
Location Requested On Phone
100 CROSS STREET SUITE 101 03/03/2024 (844) 580-6816
SAN LUIS OBISPO, CA 93401
SYNCB/SYNCB
Location Requested On Phone
C/O PO BOX 965036 02/28/2024 (866) 396-8254
ORLANDO, FL 32896-5036
AMERICAN EXPRESS
Location Requested On Phone
PO BOX 981537 05/31/2023 (800) 874-2717
EL PASO, TX 79998
RICHARD LIEBERMAN via TRANSUNION INTERACTIVE IN
Location Requested On Phone
100 CROSS ST 04/02/2024, 04/02/2024 (855) 681-3196
STE 202
SAN LUIS OBISPO, CA 93401
TU INTERACTIVE
Location Requested On Phone
100 CROSS ST 04/02/2024 (844) 580-6816
202
SAN LUIS OBISPO, CA 93401
RICHARD LIEBERMAN via TRANSUNION INTERACTIVE
Location Requested On Phone
100 CROSS STREET 202 03/03/2024 (844) 580-6816
SAN LUIS OBISPO, CA 93401
TRANSUNION INTERACTIVE
Location Requested On Phone
100 CROSS STREET 11/03/2023 (805) 782-8282
SUITE 202
SAN LUIS OBISPO, CA 93401
LIFELOCK EQUIFAX C via DIR TO CONS VIA EQUIFAX
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Location Requested On Phone
1550 PEACHTREE ST 08/11/2023 (866) 640-2273
ATLANTA, GA 30309
EQUIFAX CONSUMERTID
Location Requested On Phone
1550 PEACH TREE ST NW 07/12/2023, 05/31/2023, 02/01/2023 (770) 740-4728
ATLANTA, GA 30309
TRANSUNION INTERACTIVE IN
Location Requested On Phone
100 CROSS STREET 202 05/30/2023 (844) 580-6816
SAN LUIS OBISP, CA 93401
TOYOTA FINANCIAL S
Location Requested On Phone
6565 HEADQUARTERS DRIVE 05/30/2023 (800) 392-2968
PLANO, TX 75024
ALLY FINANCIAL
Location Requested On Phone
200 RENAISSANCE CTR 05/30/2023 (866) 710-4623
DETROIT, MI 48265
VIKING CLIENT SERVICES
Location Requested On Phone
10050 CROSSTOWN CIRCLE S 11/07/2022 (800) 767-7895
UITE 300
EDEN PRAIRIE, MN 55344
Credit Report Messages
To add, remove, or modify a fraud alert, please visit transunion.com/fraud-alerts .
Your credit report contains the following messages
Security Freeze
Our records indicate that you have placed a credit freeze / security freeze or a lock on your TransUnion credit file. The credit
information on this page has been delivered to you under the applicable exemption provisions: Providing a consumer with a
copy of the consumer's credit report upon the consumer's request.
Promotional opt-out
This file has been opted out of promotional lists supplied by TransUnion.
(Note: This opt-out has no expiration date.)
https://annualcreditreport.transunion.com/dss/disclosure.page 107/113
Should you wish to contact TransUnion, you may do so,
Online:
To report an inaccuracy, please visit: service.transunion.com
For answers to general questions, please visit: www.transunion.com
By Mail:
TransUnion Consumer Relations
P.O. Box 2000
Chester, PA 19016-2000
By Phone:
(800) 916-8800
You may contact us Monday - Friday 8 AM - 11 PM Eastern Time and Saturday - Sunday 8 AM - 5 PM Eastern Time, except on
major holidays.
For all correspondence, please have your TransUnion file number available (located at the top of this report).
SUMMARY OF RIGHTS
GENERAL SUMMARY OF RIGHTS UNDER THE FCRA
Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection
Bureau, 1700 G Street NW. Washington, DC 20552.
A Summary of Your Rights Under the Fair Credit Reporting Act
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of
consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty
agencies (such as agencies that sell information about check writing histories, medical records, and rental history records).
Here is a summary of your major rights under FCRA. For more information, including information about additional rights, go to
www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street NW, Washington,
DC 20552.
You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of
consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against
you – must tell you, and must give you the name, address, and phone number of the agency that provided the information.
You have the right to know what is in your file. You may request and obtain all the information about you in the files of a
consumer reporting agency (your ‘file disclosure’). You will be required to provide proper identification, which may include
your Social Security Number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if:
a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your file;
your file contains inaccurate information as a result of fraud;
you are on public assistance;
https://annualcreditreport.transunion.com/dss/disclosure.page 108/113
you are unemployed but expect to apply for employment within 60 days.
In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit
bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for
additional information.
You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on
information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or
distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you
will receive credit score information for free from the mortgage lender.
You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is
incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute
is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures.
Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate,
incomplete, or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer
reporting agency may continue to report information it has verified as accurate.
Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency
may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.
Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid
need usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies
those with a valid need for access.
You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out
information about you to your employer, or a potential employer, without your written consent given to the employer.
Written consent generally is not required in the trucking industry. For more information, go to
www.consumerfinance.gov/learnmore .
You may limit prescreened offers of credit and insurance you get based on information in your credit report. Unsolicited
prescreened offers for credit and insurance must include a toll-free phone number you can call if you choose to remove
your name and address from the lists these offers are based on. You may opt out with the nationwide credit bureaus at 1-
888-5-OPTOUT (1-888-567-8688).
The following FCRA right applies with respect to nationwide consumer reporting agencies:
CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE. You have a right to place a "security freeze" on your credit
report, which will prohibit a consumer reporting agency from releasing information in your credit report without your
express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your
name without your consent. However, you should be aware that using a security freeze to take control over who gets access
to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of
any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the
extension of credit.
A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person
or entity, with which you have an existing account that requests information in your credit report for the purposes of
reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring,
credit line increases, and account upgrades and enhancements.
To place a security freeze, a consumer reporting agency will require you to provide appropriate proof of your identity, which
may include your Social Security Number. You may place a security freeze on your credit report by contacting each of the
three nationwide credit reporting agencies.
Equifax: 1-800-525-6285; www.equifax.com
Experian: 1-888-397-3742; www.experian.com
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TransUnion: 1-800-680-7289; www.transunion.com
As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no
cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a
consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If
you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years.
You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a
furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
You may also have the right to file suit under state law.
Identity theft victims and active duty military personnel have additional rights. For more information, visit
www.consumerfinance.gov/learnmore .
States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more
rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney
General. For information about your federal rights, contact:
TYPE OF BUSINESS: CONTACT:
a. Consumer Financial
1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their Protection Bureau
affiliates 1700 G Street, N.W.
Washington, DC 20552
b. Federal Trade
Commission
Consumer Response
b. Such affiliates that are not banks, savings associations, or credit unions also should list, in Center
addition to the CFPB: 600 Pennsylvania
Avenue, N.W.
Washington, DC 20580
(877) 382-4357
a. Office of the
Comptroller of the
2. To the extent not included in item 1 above: Currency
a. National banks, federal savings associations, and federal branches and federal agencies of Customer Assistance
foreign banks Group
P.O. Box 53570
Houston, TX 77052
b. State member banks, branches and agencies of foreign banks (other than federal branches, b. Federal Reserve
federal agencies, and Insured State Branches of Foreign Banks), commercial lending companies Consumer Help Center
owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the P.O. Box 1200
Federal Reserve Act. Minneapolis, MN 55480
c. Division of Depositor
c. Nonmember Insured Banks, Insured State Branches of Foreign Banks, and insured state
and
savings associations
Consumer Protection
National Center for
Consumer
and Depositor Assistance
Federal Deposit
Insurance
Corporation
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1100 Walnut Street, Box
#11
Kansas City, MO 64106
d. National Credit Union
Administration
Office of Consumer
d. Federal Credit Unions
Financial Protection
1775 Duke Street
Alexandria, VA 22314
Asst. General Counsel for
Office of Aviation
Protection
Department of
3. Air carriers
Transportation
1200 New Jersey Avenue,
S.E.
Washington, DC 20590
Office of Public
Assistance,
Governmental Affairs,
and
4. Creditors Subject to the Surface Transportation Board
Compliance Surface
Transportation Board
395 E Street, S.W.
Washington, DC 20423
Nearest Packers and
5. Creditors Subject to the Packers and Stockyards Act, 1921 Stockyards Division
Regional Office
Associate Administrator,
Office of Capital Access
United States Small
6. Small Business Investment Companies Business Administration
409 Third Street, S.W.,
Suite 8200
Washington, DC 20416
Securities and Exchange
Commission
7. Brokers and Dealers
100 F Street, N.E.
Washington, DC 20549
Farm Credit
Administration
8. Institutions that are members of the Farm Credit System
1501 Farm Credit Drive
McLean, VA 22102-5090
Federal Trade
Commission
Consumer Response
Center
9. Retailers, Finance Companies, and All Other Creditors Not Listed Above
600 Pennsylvania
Avenue, N.W.
Washington, DC 20580
(877) 382-4357
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FRAUD VICTIM RIGHTS
SUMMARY OF RIGHTS UNDER THE FCRA OF VICTIMS OF IDENTITY THEFT
Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection
Bureau, 1700 G Street N.W. Washington, DC 20552
Remedying the Effects of Identity Theft
You are receiving this information because you have notified a consumer reporting agency that you believe you are a victim of
identity theft. Identity theft occurs when someone uses your name, Social Security Number, date of birth, or other identifying
information, without authority, to commit fraud. For example, someone may have committed identity theft by using your
personal information to open a credit card account or get a loan in your name. For more information, visit
www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington,
DC 20552.
The Fair Credit Reporting Act (FCRA) gives you specific rights when you are, or believe you that you are, a victim of identity
theft. Here is a brief summary of the rights designed to help you recover from identity theft.
1. You have the right to place a ‘security freeze’ on your credit report, which will prohibit a consumer reporting agency
from releasing information in your credit report without your express authorization.
The security freeze is designed to prevent credit, loans, and services from being approved in your name without your
consent. However, you should be aware that using a security freeze to take control over who gets access to the
personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any
subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the
extension of credit.
A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the
person or entity, with which you have an existing account that requests information in your credit report for the
purposes of reviewing or collecting the account. Reviewing the account includes activities related to account
maintenance, monitoring, credit line increases, and account upgrades and enhancements.
2. As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file
at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert
display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before
extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud
alert lasting 7 years.
To place either of these alerts, a consumer reporting agency will require you to provide appropriate proof of your
identity, which may include your Social Security Number. If you ask for an extended alert, you will have to provide an
identity theft report. An identity theft report includes a copy of a report you have filed with a federal, state, or local law
enforcement agency, and additional information a consumer reporting agency may require you to submit. For more
detailed information about the identity theft report, visit www.consumerfinance.gov/learnmore .
You may place a fraud alert in your file by calling just one of the three nationwide credit reporting agencies. As soon as
that agency processes your alert, it will notify the other two, which then must also place fraud alerts in your file.
Equifax: 1-800-525-6285; www.equifax.com
Experian: 1-888-397-3742; www.experian.com
TransUnion: 1-800-680-7289;www.transunion.com
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3. You have the right to free copies of the information in your file (your “file disclosure”). An initial fraud alert entitles you
to a copy of all information in your file at each of the three nationwide agencies, and an extended alert entitles you to
two free file disclosures in a 12-month period following the placing of the alert. These additional disclosures may help
you detect signs of fraud, for example, whether fraudulent accounts have been opened in your name or whether
someone has reported a change in your address. Once a year, you also have the right to a free copy of the information in
your file at any consumer reporting agency, if you believe it has inaccurate information due to fraud, such as identity
theft. You also have the ability to obtain additional free file disclosures under other provisions of the FCRA. See
www.consumerfinance.gov/learnmore
4. You have the right to obtain documents relating to fraudulent transactions made or accounts opened using your
personal information. A creditor or other business must give you copies of applications and other business records
relating to transactions and accounts that resulted from the theft of your identity, if you ask for them in writing. A
business may ask you for proof of your identity, a police report, and an affidavit before giving you the documents. It also
may specify an address for you to send your request. Under certain circumstances, a business can refuse to provide you
with these documents. See www.consumerfinance.gov/learnmore .
5. You have the right to obtain information from a debt collector. If you ask, a debt collector must provide you with
certain information about the debt you believe was incurred in your name by an identity thief – like the name of the
creditor and the amount of the debt.
6. If you believe information in your file results from identity theft, you have the right to ask that a consumer reporting
agency block that information from your file. An identity thief may run up bills in your name and not pay them.
Information about the unpaid bills may appear on your consumer report. Should you decide to ask a consumer reporting
agency to block the reporting of this information, you must identify the information to block, and provide the consumer
reporting agency with proof of your identity and a copy of your identity theft report. The consumer reporting agency
can refuse or cancel your request for a block if, for example, you don’t provide the necessary documentation or where
the block results from an error or a material misrepresentation of fact made by you. If the agency declines or rescinds
the block, it must notify you. Once a debt resulting from identity theft has been blocked, a person or business with
notice of the block may not sell, transfer or place the debt for collection.
7. You may also prevent businesses from reporting information about you to consumer reporting agencies if you believe
the information is a result of identity theft. To do so, you must send your request to the address specified by the
business that reports the information to the consumer reporting agency. The business will expect you to identify what
information you do not want reported and to provide an identity theft report.
To learn more about identity theft and how to deal with its consequences, visit www.consumerfinance.gov/learnmore , or
write to the Consumer Financial Protection Bureau. You may have additional rights under state law. For more information,
contact your local consumer protection agency or your state Attorney General.
In addition to the new rights and procedures to help consumers deal with the effects of identity theft, the FCRA has many
other important consumer protections. They are described in more detail at www.consumerfinance.gov/learnmore .
https://annualcreditreport.transunion.com/dss/disclosure.page 113/113
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