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MORTGAGE DEED HOME LOAN (WITHOUT POSSESSION)

INR 5,49,236 /- (Rupees Five Lakh Fouty Nine Thousand Two Hundred Thirty
Six only)

This Deed of Mortgage made at Solapur on this 21st, day of January 2025.

BETWEEN

1) Mr DHONDAPPA MARUTI SONKADE (Applicant) Age 38 years, Occ. Business,

Resident of Hotgi, Taluka South Solapur, District Solapur Property bearing
Grampanchat Milkat No. 1618/24 , its Adm Area is 100.33 Sqmtr. i.e. 1080 Sq.ft.
Situated At Village Hotgi, within Hotgi Gampanchayat boundry limit, Taluka –
South Solapur, District – Solapur -413215 Borrower

2) Mrs. RANI DHONDAPPA SONKADE (Co-Applicant) Age 30 years, Occ.

Houswife, Resident of Hotgi, Taluka South Solapur, District Solapur
3) Mr. MARUTI DHONDAPA SONAKADE (Co-Applicant) Age 64 years, Occ.
Business, Resident of Hotgi, Taluka South Solapur, District Solapu.

Hereinafter referred to as “The Mortgagor/Co-Borrower” (Which expression shall,

unless it be repugnant to the context or meaning thereof, be deemed to mean and
include the successors and assigns) of the TWOPART

AND

Shubham Housing Development Finance Co. Ltd. Company, a company

incorporated under the Companies Act, 1956, having its registered office at D-305,
Ground Floor, Sarvodaya Enclave, New Delhi -110017 and operating through its
branch office at North Solapur duly registered as a Housing Finance Institution
under the National Housing Bank Act, 1987 hereinafter referred to as “the
Mortgagee” (which expression shall, unless repugnant to the context or meaning
thereof, be deemed to mean and include its successors and assigns) of the Other
Part.

Shubham Housing Development Finance Co. Ltd. Company – 2nd Floor, Balaji
Hieght, Hotgi Road Opp. HDFC Bank Ltd, Solapur - 413004 (Maharashtra)

WHEREAS:

Whereas, the MORTGAGOR is absolute owners of or otherwise well and sufficiently

entitled to Property situated Age Occ. Business Property bearing Grampanchat
Milkat No. 1618/24 , its Adm Area is 100.33 Sqmtr. i.e. 1080 Sq.ft. Situated At
Village Hotgi, within Hotgi Gampanchayat boundry limit, Taluka – South
Solapur, District – Solapur -413215And whereas, the MORTGAGOR along with
the borrower of loan have requested the MORTGAGEE to grant a Mortgage Loan of
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INR 5,49,236 /- (Rupees Five Lakh Fouty Nine Thousand Two Hundred Thirty
Six only) to Shubham Housing Development Finance Co. Ltd for which the
MORTGAGEE has agreed with the mortgagor for mortgaging their property. For
Home Loan Construction Purpose the loan being sanctioned

NOW THIS DEED WITNESSETH:

THAT in pursuance to the said agreement and in consideration of the sum of INR
5,49,236 /- (Rupees Five Lakh Fouty Nine Thousand Two Hundred Thirty Six
only) at or before the execution of these presents paid by the Mortgagee to
Mortgagor/Co Borrower, the Mortgagor/co Borrower hereby covenants with the
Mortgagee that they will pay the said sum of 5,49,236 /- (Rupees Five Lakh Fouty
Nine Thousand Two Hundred Thirty Six only) with interest as per the agreement
between the Mortgagor/co-Borrower and Mortgagee until the said sum is repaid in
full.

AND THIS DEED FURTHER WITNESSETH THAT:

In consideration of the aforesaid, the mortgagor does hereby transfer by way of

mortgage their properties described above and more particularly described in the
SCHEDULE here under written as a security for repayment of the sum with the
condition that the Mortgagor, his Successors, Administrators, Attorneys or
Assignees shall pay to the Mortgagee, its partners, Directors, Officers,
Representatives, Attorneys or Assignees the said sum INR 5,49,236 /- (Rupees
Five Lakh Fouty Nine Thousand Two Hundred Thirty Six only) together with
interest, thereon at the rate mentioned in the agreement with the Mortgagor/Co-
Borrower, the said Mortgagee, its Partners, Directors, Officers, Representatives,
Attorneys or Assigns shall at any time thereafter upon the request and at the cost of
the Mortgagor, his Successors, Administrators, Attorneys or Assigns re convey the
said properties herein above expressed to be mortgaged unto or to the use of the
Mortgagor his Successors, Administrators, Attorney of Assigns or as it or they shall
direct.

2) That the Mortgagor/Co-Borrower shall and will during the subsistence of this
security at his own costs and charges and expenses keep and maintain the said
premises hereby mortgaged in good repair and tenable condition. It is hereby agreed
and declared that in case any of the installments of principal or interest payable
under these presents be not satisfied on the dates herein-before appointed for the
payments of such installments of principal or interest then the whole amount of
principal remaining unpaid together with interest due shall at once become payable
to the Mortgagee, and the company may forthwith enforce at once any of the
remedies to which a holder of a simple mortgage is entitled under the Transfer of
Property Act and The Securitization and Re-construction of Financial Assets and
Enforcement of Security Interest Act, 2002 and other Laws in the force.

3)That if the Mortgagor/Co-Borrower does not pay the said mortgage amount with
interest when the same shall become due payable under these presents, the
Mortgagee shall be entitled to sell the said properties through any competent court
and to realize and receive the said mortgage amount and interest, out of the sale
proceeds of the said properties.
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4)That the Mortgagor/Co-Borrower agrees that all sums of money awarded as

compensation for any compulsory acquisition of any portion of the mortgaged
property by any Government, Municipal or Railway or District Board Authority shall
be receivable by the Mortgagee directly on behalf of the Mortgagor and that such
money as well as moneys received under and by virtue of any such insurance as
aforesaid shall at the option of the Mortgagee, either be forthwith applied in or
towards substantially rebuilding, re-installing or repairing the said premises or
towards the payment of the principal money, interest and costs for the time being
remaining due on the security of these presents.

5)For the consideration aforesaid and in further pursuance of the said agreement the
mortgagor hereby grants and transfers by way of simple mortgage unto the
Mortgagee, all the property described in the Schedule hereto and all this rights titles
and interest in the said premises with the intent that the said premises hereby
mortgaged shall remain and be charged by way of simple mortgage and free from all
encumbrances as security for the repayment to the Mortgagee, of the said principal
money, interest and costs in accordance with the covenants herein before
contained.

6)That the Mortgagor/Co-Borrower shall allow the Mortgagee, its officers, Agents and
Surveyors at all reasonable times to enter the said premises and view and examine
the state and condition thereof.

7) That the Mortgagor/Co-Borrower shall the keep the said premises insured against
fire, lightning, explosion, earthquake, riot, storm, tempest, flood and other such risks
and pay all premium and other sums payable for such purpose in time and shall on
demand deliver to the Mortgagee the policy or policies of insurance and receipts of
payment duly endorsed and assigned in favor of the Mortgagee.

8) Provided always that the Mortgagor/Co-Borrower may at any time after giving the
Mortgagee, thirty days notice pay the Mortgagee, the whole of the principal sum and
interest and costs that may be due to the Mortgagee

AND IT IS HEREBY AGREED AND DECLARED:

9) That if the Mortgagor/Co-Borrowers does not pay the said mortgage
amount with interest when the same shall become due payable under these
presents, the Mortgagee shall be entitled to sell the said properties through
any competent court and to realize and receive the said mortgage amount
and interest, out of the sale proceeds of the said properties. And it is further
agreed by the Mortgagor/Co-Borrower that it shall bear stamp duty,
registration charges and other out of pocket expenses for the execution and
registration of this deed and re conveyance deed.

The Schedule Above Referred to

All that piece and parcel of Property bearing Grampanchat Milkat No. 1618/24 , its
Adm Area is 100.33 Sqmtr. i.e. 1080 Sq.ft. Situated At Village Hotgi, within
Hotgi Gampanchayat boundry limit, Taluka – South Solapur, District – Solapur -
413215 is bounded as below
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BOUNDARIES OF CONCERNED LAND AREA G

East Road
Grampanchayt Milkat No 1619/25 owned by
West Kashinath Ghodake

Grampanchayt Milkat No 1625/31 owned

South by Vijaykumar Ghodake

Grampanchayt Milkat No 1613/19 owned by Putalabai

North
Dudhale

Boundaries of concerned land area are verified during technical visit.

Note: The said property Grampanchat Milkat No. 1618/24 , its Adm Area is
100.33 Sqmtr. i.e. 1080 Sq.ft. Situated At Village Hotgi, within Hotgi
Gampanchayat boundry limit, Taluka – South Solapur, District – Solapur -
413215 In WITNESS WHEREOF the Mortgagor and the Mortgagee have hereunto
set and subscribed their respective hands through their authorized representatives
and seals the day and year first hereinabove written.

MORTGAGORS

1) Mr DHONDAPPA MARUTI SONKADE

2) Mrs. RANI DHONDAPPA SONKADE

3) Mr. MARUTI DHONDAPA SONAKADE

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Witnesses

1) Mr. Birappa Maruti Sonkade

R/o. Hotgi, Taluka South Solapur, District Solapur,

2) Mr. Manappa Nagnath Landage

R/o. Hotgi,Taluka South Solapur, District Solapur,