CASE INFORMATION FORMAT District

Please Tick
Civil
Criminal
S PLAINTIFF / PETITIONER / COMPLAINANT/ APPELLANT/DECREE HOLDER
No. ETC.
IPLEASE FILL UP ALL THE RELEVANT FIELDS & FIELDS ARE
MANDATORY)
I. Name of Plaintiff/ STATE BANK OF INDIA
Complainant Etc. THROUGH: MS. SANCHITA PRIYA, BRANCH MANAGER

2. S/o , W/o , D/o

3. Address J-9/34, RAJOURI GARDEN, NEW DELHI-110 027.

4. Aadhar Card No. Aadhar Card No Pin Code I 1 00 27

5. Gender Male Female Others Nationality

DD MM YYYY *Age
Years

6. Date of Birth

7. Mobile No. / *Email 70424 30701 E.Mail:

[email protected]

8. *Act/ Section COMMERICIAL SUIT

9. Valuation of Suit Rs.l2,77,903.64ps Court fee Ascertained:

Rs.l4,840.00ps
Court fee paid /
Deposited:Rs.l4,840.00ps
10 *Police Station RAJOURI GARDEN (in Criminal Matters Only)
11. *F.I.R. No. & Year (In Criminal Matters Only)

S DEFENDANT / ACCUSED / RESPONDENT/ JUDGMENT

No. DEBTOR ETC.
(Please fill up the relevant fields)
1. Name of MR. THAPPANI SURESH BABU
Defendant
/Accused
etc.

2. S/o, W/o, S/O SHRIT. SYAM SUNDHAR

D/o
3. Address 1-123, KOMMINENI PALLI,
PO KOJAPULLURU, TEH MANDALAM,
SRI POTTI, SRIRAMULU, NELLORE,
 ANDHRA PRADESH.
ALSO AT:

MR. THAPPANI SURESH BABU, CT/ GD,

FORCE N0.65142732, UNIT OFFICE - 005-BN,
A/0 5 BN, CRPF, OLD JNU CAMPUS,
NEW DELHI-110 067.

4. Aadhar Pin Code 524 123

Card No.
5. * Gender Male Female Others Nationality
6. Date of DD MM YYYY *Age
Birth
Years
7. Mobile Mobile No. E- MAIL ID IN CAPITAL LETTERS
No. / E- 83328 30732
mail
[email protected].

CONNECTED CASE DETATT.S PENDING IN

MATTERS. IF (VIZ. CIS THE COURT
ANY REGISTREATTON OF
NO./CASE TITLEt
Pending
Matter/Fresh NIL NIL
Matter

S
ADVOCATE FOR PLAINTIFF/ COMPLAINANT/ PETITIONER /
No DECREE HOLDER ETC.

1. *Name ASHOK *Bar Registration No. D/1270/2001

of KUMA
Advocat R
e

2. *Addres
FLAT N0.622, POCKET GH-13, PASCHIM VIHAR, NEW
s DELHI-110 087.

3. ♦Mobile/ Mobile No. KUMARASHOKADVOCATE^GMA TT m

E- Mail 981189606 M
ID 0

Submitted byr^'^SHOKKUMAR
(Plaintiff/ Petitioner/ Defendant/Accused/Others/ Advocate)
 IN THE COURT OF DISTRICT JUDGE, WEST
DISTRICT, TIS HAZARI COURTS, DELHI
CIVIL SUIT (COMML.) NO. OF 2025

IN THE MATTER OF:

State Bank of India

Through: Ms. Sanchita Priya, Branch Manager
Plaintiff
Versus
Mr. Thappani Suresh Babu
Defendant

INDEX

SI. No. Particulars Pages

1. Memo of Parties A

2. Court Fee of Rs.l4,840.00ps B

3. Civil Suit (Comml.) of Rs.l2,77,903.64ps lo

along with affidavit in support
4. Statement of Truth by way of Affidavit U' 'I
5. List of Documents with documents from

page 1 to
6. Vakalatnama
Ha
# The plaintiff undertakes to deposit deficit court fees, if any,
as per the orders of the Hon’ble Court.
Plaintiff

State Bkn« of India

Through
(A«hok Kumai)—
Counsel for Plaintiff

En. No.D/1270/2001

Flat No.622, Pocket GH-13,

Paschim Vihar, New Delhi-110 087.
Mobile No.9811896060

Email ID: [email protected]

Dated:0| 70^2025

Delhi.
 ft-

IN THE COURT OF DISTRICT JUDGE, WEST

DISTRICT, TIS HAZARI COURTS, DELHI

CIVIL SUIT (COMML.) NO. OF 2025

IN THE MATTER OF;

State Bank of India
Through: Ms. Sanchita Priya, Branch Manager .... Plaintiff
Versus

Mr. Thappani Suresh Babu Defendant

MEMO OF PARTIES

State Bank of India,

Local Head Office at; 11, Parliament Street,

New Delhi-110 001, and Branch Office amongst others at

J-9/34, Rajouri Garden, New Delhi-110 027.

Telephone No. 70424 30701
E.Mail: [email protected]
Through: Ms. Sanchita Priya, Branch Manager
Plaintiff
VERSUS
Mr. Thappani Suresh Babu,
S/o Shri T. Syam Sundhar,
R/o 1-123, Kommineni Palli, PO Kojapulluru, Teh Mandalam,
Sri Potti, Sriramulu, Nellore, Andhra Pradesh-524 123.
Email ID : [email protected].
Mobile No.83328 30732.

ALSO AT:

Mr. Thappani Suresh Babu, CT/ GD,

Force No.65142732, Unit Office - 005-BN,
A/0 5 BN, CRPF, Old JNU Campus,
New Delhi-110 067. Defendant

Plaintiff Bank
Through

CouiiscI furTTamtiff Bank

Dated: 0)/03/2025
Delhi.
 o

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 IN THE COURT OF DISTRICT JUDGE, WEST
DISTRICT, TIS HAZARI COURTS, DELHI
CIVIL SUIT (COMML.) NO. OF 2025

IN THE MATTER OF;

State Bank of India,

Local Head Office at; II, Parliament Street,

New Delhi-110 001, and Branch Office amongst others at

J-9/34, Rajouri Garden, New Delhi-110 027.

Telephone No. 70424 30701
E.Mail: [email protected]
Through; Ms. Sanchita Priya, Branch Manager ... Plaintiff

VERSUS

Mr. Thappani Suresh Babu,

S/o Shri T. Syam Sundhar,
R/o 1-123, Kommineni Palli,

PO Kojapulluru, Teh Mandalam,

Sri Potti, Sriramulu, Nellore,
Andhra Pradesh-524 123.

Email ID : [email protected].
Mobile No.83328 30732.

ALSO AT:

Mr. Thappani Suresh Babu, CT/ GD,

Force No.65142732, Unit Office - 005-BN,

A/0 5 BN, CRPF, Old JNU Campus,

New Delhi-110 067. Defendant

CIVIL SUIT (COMMERCIAL) FOR

Rs.l2,77,903.64ps (RUPEES TWELVE LAC

SEVENTY SEVEN THOUSAND NINE

HUNDRED THREE AND PAISE SIXTY FOUR

ONLY).
 Value of the Suit; Rs.l2,77,903.64ps
Court Fee: Rs. 14,840.00ps

MOST RESPECTFULLY SHOWETH:

The above named plaintiff most respectfully submits as

under

1.
That the plaintiff is a body Corporate, constituted by
the State Bank of India Act, 1955, having its Local Head Office
at 11, Parliament Street, New Delhi-110 001, and one of its

Branch Office at J-9/34, Rajouri Garden, New Delhi-110 027,

within the territorial jurisdiction of this Hon’ble Court.

2.
That the present suit is being instituted, signed, verified

and filed by Ms. Sanchita Priya, Branch Manager, working

with the plaintiff bank, who is duly authorized by the Gazette
Notification and competent to sign, file and institute the present
suit and to conduct the proceedings thereof before this Hon’ble
Court and is fully conversant with the facts of the case on the

basis of knowledge and information derived and gathered from

the books of record and maintained by the plaintiff bank in the
usual and ordinary course of its business and made available to

him and thus authorized and competent to file and institute the

present complaint and sign, verify the pleadings, execution,

various others application and swear in affidavit on behalf of

the plaintiff bank to do all necessary acts for proper conducting

of legal proceedings in terms of General Regulation No. 1955,
framed under Section 50 of the State Bank of India Act, 1955,
and published in PART-III - Section-4 in The Gazette of India,
New Delhi, May 2, 1987. The True Copy of the Gazette
Notification duly certified and copy of Official ID Card of AR,
are annexed as ANNEXURE-P/1 (COLLY.).

3.
That the defendant is the principal borrower, and he
C
approached to the plaintiff bank in the month of April, 2022
 -2-

obtaining financial assistance by way of Personal Loan of

Rs. 12,00,000/- for the purpose of personal/domestic needs for a

period of 72 months. In addition, the defendant also furnished
and declared his employment; vide Aadhar Card, along with his
application dated 13/04/2022. The defendant has signed the
aforesaid loan application/ and Form, personal loan agreement,

etc. also signed others related documents by promising to

fulfills/ or to adhere certain terms and conditions to the present

personal loan and agreeing to pay baek the amount borrowed
by defendant from the plaintiff bank, along with interest in 72
Equated Monthly Installments (EMI), i.e. Rs.22,596/- per
month, commencing from May, 2022. The copy of loan
application dated 13/04/2022, Aadhar Card of borrower are

annexed as Annexure-P/2 (COLLY.).

4.
That consequent upon request of the defendant and
taking into consideration the facts submitted by defendant in

his loan application, the plaintiff bank sanctioned and

disbursed/ granted the personal loan of Rs. 12,00,000/- on the

terms and conditions as stipulated in the plaintiff bank’s

Arrangement Letter of 13/04/2022 and the same terms and

conditions were accepted by the borrower/defendant as

“Received the original putting his signatures. The copy of

Arrangement Letter of 13/04/20222 so issued by the plaintiff
bank in favour of defendant is annexed as Annexure-P/3.

5.
That, for the purpose of sanctioning/granting of
Personal Loan, the defendant entered into Personal Loan

Agreement, on 13/04/2022, containing terms and conditions of

the aforesaid loan under his full understanding, wisdom and

also reading the same in careful manner with the plaintiff bank
as security for the repayment and duly discharge all the
liabilities arising out of the said loan granted to him by the
M

plaintiff bank, executed and delivered the documents, i.e.

of the
Personal Loan Agreement dated 13/04/2022, in favour
plaintiff Bank. The copy of the said Personal Loan Agreement
is annexed as Annexure-P/4.

6. That after completion of entire formalities, the plaintiff

bank disbursed the personal loan amount of Rs. 12,00,000/- as

appeared in defendant’s Personal Loan A/c No. 40921887010,

and the same amount was transferred by the plaintiff bank, on
16/04/2022 in his savings bank A/c No.30243903321, so

maintained by the plaintiff bank.

7. That, however, in order to facilitate to repay the loan,

the said loan amount with interest at the rate of 10.60% per

annum on daily reducing balance at monthly rests and other

charges was repayable by the defendants in 72 Equated
Monthly Installments of Rs.22,596/- commencing from May,

2022.

8. That after availing of the aforesaid loan from the

plaintiff Bank, the defendant has been so irregular since
beginning in repayment of aforesaid personal loan and
miserably failed to maintain the desired balance in his savings
bank account for clearing the EMI through ECS as mandated
by him in repayment of the aforesaid personal loan so agreed
upon by him at the time of disbursing the loan, which were not
as per financial disciplines so slated by the plaintiff bank as per

extent terms/rules and regulations of Xpress Credit Loan. The

copy of Standing Instruction (SI) /Mandate dated 13/04/2022,

so given by him is annexed as Annexure-P/5.

of
9. It is pertinent to mention here that despite execution
the standing instruction (SI) / Mandate dated 13/04/2022 in

favour of the plaintiff bank, the defendant has failed to

maintain the required balance in his account to clear the ECS/SI

V
 s~
of Rs.22,596/- on time to time and the same has been failed on

01/01/2023 and further on 30/01/2024. Upon failure of the

repayments, the plaintiff Bank filed and initiated complaints

under Section 25 of the Payment and Settlement Systems Act,
2007 against the defendant being complaint case nos:

1339/2023 and 1507/2024 respectively and the same are

pending before the Ld. JMFC court, Delhi.

10.
It is submitted that the borrower did not tender/repay
any amount continuously in the aforesaid personal loan since

long, despite repeated approaches. Therefore, due to persistent

irregularities/ defaults in respect to repay the loan amount, the

instant loan account has been declared Non- Performing Asset

(NPA) on 15/12/2023 with an outstanding of

Rs.l0,12,832.63ps as per guidelines of Reserve Bank of India

(RBI). The copy of Statement of Account along with certificate

u/s 63 of Bharatiya Sakshya Adhiniyam, 2023, read with

section 2A(b) of Banker’s Books Evidence Act, are aimexed as
Annexure-P/6 (Colly.).

11. That the plaintiff Bank aggrieved with the attitude of

the defendant as he was approached by the plaintiff bank by

way of paying personal visits and telephonic calls and recalled

the entire outstanding from the defendant in the said account,

but the defendant has miserably failed and neglected to

liquidate the outstanding amount in the said account, despite

demand letter. Moreover, the plaintiff bank had sent a legal
notice dated 28/08/2024 for recalling the entire outstanding
amount to the defendant at his last known address through their
counsel under Speed Post. The copy of the Legal Notice dated

28/08/2024 is annexed as Annexure-P/7. The postal receipts

of speed post are annexed as Annexure-P/8 (Colly.). jV

.1^
However, despite of the service of the same, the defendant
Z
Co 4.V’
t*
]

miserably failed and neglected to comply to the said

rv

notice. 7
6 -
12. That as per the accounts maintained by the plaintiff
Bank, the defendant is liable to pay a sum of Rs.l0,12,832.63ps
towards principal amount and expenses excluding of interest of

Rs.26,395.05ps charged upto 15/12/2023 since the same has

been reversed in the statement of account being

unutilized/uncharged interest as per the guidelines of RBI but

interest of
the plaintiff Bank is entitled to recover the same
which
Rs.26,395.05ps, hence added in the principal amount
comes to Rs.l0,39,227.68ps and Rs.2,38,675.96 towards
agreed interest @ 10.60% per annum on Rs.l 0,39,227.68ps
with effect from 16/12/2023 to 15/02/2025 (26 Months) being
entitlement of plaintiff bank, thus totaling an amount of

Rs.l2,77,903.64ps (RUPEES TWELVE LAC SEVENTY

SEVEN THOUSAND NINE HUNDRED THREE AND

PAISE SIXTY FOUR ONLY), is payable by the defendant to

the plaintiff, for which the plaintiff is suing.

13. That the instant transaction is a commercial transaction

within the meaning of Explanation II to Section 34 of the Code

of Civil Procedure, 1908. Hence, the plaintiff is entitled to

claim the interest pendente lite and future at the agreed rates
and rests as mentioned in the foregoing paras being the

contractual rate of interest.

14. That further the present transactions between the parties

are commercial transaction and it falls under the ambit of

Section 2 (1) (i) of the Commercial Court Act, 2015, being

conjugation to ordinary transaction of merchants, banker,
financiers and traders such as those relating to mercantile
documents, including enforcement and interpretation of such

documents. Accordingly, an mediation application u/s 6 of the

Commercial Courts, Commercial Division and Commercial

Appellant Division of High Courts, 2015, was filed on behalf of
 the plaintiff bank, on 20/09/2024 before the Hon’ble
Secretary/DLSA, Tis Hazari Court (West), Delhi, but of no use
and the DLSA has pleased to issue a non-starter order dated
21/10/2024, to proceed further in the matter as per law. The
certified True Copy of aforesaid order of DLSA is annexed as
Annexure P/

15.
That the cause of action for filing of the present suit
arose
in favour of the plaintiff and against the defendant on
13/04/2022 when the loan was applied for and also when the
loan was sanctioned / granted and disbursed by the plaintiff
Bank to the defendant and the defendant had executed the

documents in favour of the Bank. The cause of action further

arose as and when the Standing Instructions of the repayment

of the amounts were failed. It also accrued when the defendant

had failed to liquidate the outstanding despite approaches for

demand/legal notice dated 28/08/2024. The cause of action

further arose on
20/09/2024 when the application of pre
institution mediation was moved in DLSA WEST DISTRICT
and also arose on 21/10/2024 for issuance of non starter and the
cause of action is continuing and subsisting.

16. That the present suit is within limitation since the loan

was sanctioned and also disbursed on 16/04/2022, and

thereafter the defendant was making the repayment of loan
amount as per his own choice and not as per financial discipline
so
set out at the time of sanctioning the personal loan but since

November, 2023, no payment has been made by the defendant.

On account of persistent default the loan account of the

defendant became irregular, thus the loan account was declared

Non-Performing Asset (NPA) on 15/12/2023. Hence, the

present suit is within limitation. ■•v'-

/.
i-k co'-r ^ \

(\

16337
17. That the loan was disbursed in branch office at J-9/34,
Bank and
Rajouri Garden, New Delhi-110 027 of the plaintiff
the documents were executed in the same branch and the

within the
amount is repayable to the plaintiff Bank in Delhi
this Hon’ble
jurisdiction of West District Courts, Delhi, hence
Court has the jurisdiction to try this suit.

18. That the value of the suit for the purpose of court fee

and jurisdiction is Rs.l2,77,903.64ps and other charges upon

which requisite court fee has been paid.

PRAYER:

The plaintiff above named respectfully prays this

Hon’ble court'to pass a decree against the defendant for the

following reliefs:

1. a decree for Rs.l2,77,903.64ps (RUPEES TWELVE

LAC SEVENTY SEVEN THOUSAND NINE HUNDRED

THREE AND PAISE SIXTY FOUR ONLY) of the suit be

passed in favour of the plaintiff bank and against the defendant.

11. award pendentelite and future interest on the said

till its
amount @ 10.60% p.a. from the date of filing the suit
realization of the decreetal amount in favour of the plaintiff and

against the defendant.

111. an order awarding costs of the suit in favour of the

plaintiff and against the defendant.

IV. any other orders and relief as this Hon’ble Court may
deem fit and proper in the circumstance of the case be also

passed in favour of the plaintiff and against the defendant.

Plaintiff Bank
Dated: /02/2025.

Delhi. Through

— (AsiuJlTKlImaFy”
Counsel for Plaintiff Bank,
VERIFICATION:

I, Sanchita Priya, Branch Manager and Principal

Officer of the plaintiff bank, do hereby verify that Paras 1 to 14

of the plaint are true to my knowledge as derived from the

records maintained in the Bank in normal course and paras 15

to 18 are true on information received and believed to be true.

Last Para is prayer to this Hon’ble court.

Verified at Delhi this Ol^^day of 2025.

Plaintiff Bank
 /-A

- o -

IN THE COURT OF DISTRICT JUDGE, WEST

DISTRICT, TIS HAZARI COURTS, DELHI
CIVIL SUIT (COMML.) NO. OF 2025

IN THE MATTER OF:

State Bank of India

Through; Ms. Sanchita Priya, Branch Manager, Plaintiff
Versus
Mr. Thappani Suresh Babu Defendant

AFFIDAVIT

Affidavit of Sanchita Priya, wife of Shri Rajesh Prasad, aged 33

years. Branch Manager, State Bank of India, J-9/34, Rajouri
Garden Branch, New Delhi-110 027, do hereby solemnly
affirm as under:-

I, the above named deponent do hereby on solemn

affirmation state as under;

1.
I say that the deponent is the Branch Manager of the
plaintiff bank and is well conversant with the facts of the case

on the basis of knowledge and information gathered/ derived

from the books of the record maintained in the ordinary course

of business by the complainant bank and made available to

him. The deponent is competent to appear in the court and to

make statements on oath for and on behalf of the plaintiff bank.

2- That the averments, pleadings and submissions made in

the accompanying plaint are verified to be correct which are not

S.L. Nn ,. -,.>-2=?fe»A..ated herewith for the sake of brevity and be kindly

- .-u
read) as
(irl
\
\ \
•t ^d parcel of this affidavit.
D<^ onent

. f
FICATION:
1 MAR 2025
Verified at Delhi on this day of February, 2025 that
the contents of the above affidavit are true to my knowledge
\ CCRTIFIEDTHATTHE Dci-UN.- -
and no part
^ s/o. w/o, two Sh
and,it.c.c^ce^.ngAmg.there
" ‘ /
from.
Ah Idenitftod cfy
' 4 IMS sotomoly Atteitod before aVueit’.l
H®'
11 Sii...2025 ,in Sr. tvo.
That th« oonlont® of the affidavit which
have been read Over & explained to Hirri/her
ere tn*e f correct to hIsAier knowiecgg

Oath .rr.TTiiTpisKiogg
 3-

IN THE COURT OF DISTRICT JUDGE, WEST

DISTRICT, TIS HAZARI COURTS, DELHI

CIVIL SUIT (COMML.) NO. OF 2025

IN THE MATTER OF:

State Bank of India

Through: Ms. Sanchita Priya, Branch Manager

Plaintiff

Versus

Mr. Thappani Suresh Babu

Defendant

INDEX OF DOCUMENTS RELIED UPON

S. Details of Document Original/ Mode of Line Pages

of
No. Document in Power/ Photocopy Execution/
Custody
Possession/ of Office Issuance/

Control/ copy Receipt

Custody of
1. Annexure-P/1 Plaintiff Photocopy Gazette Ministry
of Law
(Colly.) Bank Published
/Plaintiff
Certified True by the Bank

Copy of Ministry of
General Law and I

Regulation Card IS

No.1955, issued by
framed under the plaintiff
Section 50 of bank.

the State Bank

of India Act,

1955, and

published in
PART-III -

Section-4 in
n
» )
/'a
ll-K
The Gazette
 of India, New
Delhi, May 2,
1987

containing
Power of

Attorney/
Gazette

Notification

and Official I

Card of the

AR.

2. Annexure-P/2 Plaintiff Photocopy Signed by Plaintiff

('Collv.I Bank Bank
the

The copy of defendant

loan

application
along with
Aadhar Card

of the

Borrower.

3. Annexure-P/3 Plaintiff Photocopy Signed by Plaintiff

Certified True Bank both the Bank

Copy of parties
Arrangement
Letter dated

13/04/2022

4. Annexure-P/4 Plaintiff Photocopy Signed by Plaintiff

Certified True Bank both the Bank

Copy of parties
Personal Loan y'i

Agreement '/ C/>/ O

!* • / %
dated
 5-

13/04/2022
Plaintiff
Annexure-P/5 Plaintiff Photocopy Signed by
5.
both the Bank
The copy of Bank
parties
Standing
Instruction

dated

13/04/2022

given by the
borrower
Plaintiff Plaintiff
6. Annexure-P/6 Plaintiff Original
Bank Bank
rCollv.) Bank

Statement of
Accounts

along with a

Certificate u/s
63 of BSA
and read with
Section 2A(b)
of Banker’s
Books

Evidence Act.
Plaintiff s Plaintiff
Annexure-P/7 Plaintiff Photocopy
7.
counsel Bank
Copy of Legal Bank
Demand

Notice dated
28/08/2024.
Plaintiffs Plaintiff
8. Annexure-P/8 Plaintiff Original
counsel Bank
Postal Bank

Receipts of

speed post
Plaintiff Original DLSA/West Plaintiff
9. AnnexureP/j
District Bank
Original Copy Bank
of Non-Starter
\

Order dated

21/10/2024

issued by
DLSA/West

District.

10. Any other

document

with the

permission of
the court. .U

fcS'

tl
Its 7
laiiitiff Bank ?:V'

Through

(A: •kll^tiai^
Counsels for Plaintiff Bank,
FlatNo.622, Pocket GH-13,
Paschim Vihar, New Delhi-110 087.
Mobile No.9811 896060

Email ID: [email protected]

En. No.D/1270/2001

Dated: /02/2025

Delhi
tl
P/i a'
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f? sq-WK ^

T^-400 005, fqqtqr 31 ttT^ 1987 qqq- ; qtoSTTo TTo KirTotofr ^ o,fTo-29/
^0-2j6(5fl) CqTo 'fit! q?ri>-8.C—qyy I <1 fqfqqqq
qqr,- fios-TodVc.^o do .TKofosVo dtdro si/dt-se !9-lS ( ,949 qq lo) iptOTTT 24 qft ^-
1 qr-^o fo f^o )-87 ffmfVqfrqiq ay
^.'i C4i7
W, 1.934
9tt7 (2^,) rrtr sq?, .rfeq’i ^t srqq itiwrt
4 2
5TOTtI ( 7) gTTT, qq. TtfemT yj 4 1985 w .mV ^odToSiVogVo
qqtq 9^7,7 jT, wr fr-Tr?; ism, 1982 qft mdV vln-
qw WTTofo frro-4i/dTo 236 (m) qTfotfVo
^s^rtic: dTo dTo fro do wrto f□f:of)■odVo 62/dV-96 t;^°-85i|f OTitR ^ fCJirrtcftq ftm tra^
(fn-r. fo ao;-82 rr^-fwi-tq ,„T.^ q? fqfro qi'fetfi'fV 5,dVq qnfN ^ jf,
3T !qr^.T fsn"!: 2,3 iT^. ,987 d STTCnr ^ q^' 5i?qq^ qrfwTir ^ qjtq q Tfd WToft
'T'?o-ra £ 'Jim: sf dr :3m?r.rfdq7dr (fq^) tfrtdfaTdr SwidV %37.5aftmr d qtrqq
„qrr qrrft d wT^pTfr tptt fqrnirf d ddfirq
qr^T .17 .dr TTOTn ,; j i d 077^ ^ ggj
^wrfeqT trrtT 24 yt ^rnrtr (2?;) d ynj
d 25 IT*T, ,987 dt sinxw ^ cr^;g,t J: 5g,g
qriT. -r^T » i={^, ggr qqq- srrCT d ?rr?nrr snft vSm I
% jmf 'Tfo-q q'TdRr, T<'- 'J4. q fdd'
rnwr ^ ot ? fr: qi rrfdqFft
]--^9GI/87
n4«9)

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'A'
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If
li STATE BANK OF U>'0IA
!n entfcisn of'h* n CC^ERA.LREGULATIONS, J9S5
^955). the A
^ AcU9JJ(23of
t . .

' cgulauons. namely;

haj made (he folloxving
CHAnER!

n^TRODUCTORV
t.
coinmeiicemcnf - nm
India General Regiilai.ons 1955 ’ regulations may be called the Stale Bank of
:)
a) ■^'V^'’ = "^ome,„.„ror„o„,heappoi„,cdda,
:i ^ C£»«Biac«m9

-AC- meana Iha L(e|tro7ML“Aa?wv722 0^

111,. ftf
.'••(a)
'jecT or context. -
fb.; Eiecijiiue Committee"
Regulation ‘tfi "]. means the Execullve Committee of the Ccnt/al Board constituted ^jnriv C«6ai'iiot)i

•I

I-

h CHAPTER II

1
SHARES AND SHARE REGISTER
I

i 3- Shares niovcable
J
\
2>^
property-.. The shares of the Slate Bank shall be moveable property. SK»T:t

■ ^<1 theseeldersregulation,, and auch^d” rt"ol*’a7Lhe''ceIaal'B'‘^d’

PfOp««y

ef'he Act
fherema/ler referred to as ■■die ren tnt mI";'
Ceni/gl ov«r
’m-. Ihe regis, of ind

I c com in;e?nd'.f 'T" -d

Vr»Ae#i
repuar.

or

m
respect

;=§s=ss====s~s
5.
O'OV
I • (I) Except as otherwise PVTJCI who

10 he ol-unsound mind shall hi: enliilcriri a Court of competent jurisdiction

reiy nojt*

(2) In t.S = case of W " h ut “ ^ha.reholder.

'«PUffTtl II
• Wt>ial'i'«r«

» such, shall be emuled to he registered as^ sKold^'.' partners, and no firm,

6.
P«/tKuj«| io

^ section .3 of th, AC. die lbl,o:::,S^v: sla^, be entldlnt" (register]: w «»U^d in

'<VO»|
ibira

5ubi by Rein CUSD I ■ Dl, 29.11.IMS (

tt>) "ihe Loc*l Board co.;eroaJ-,„relnlionlo i '•af 15.10-1993) fo," (,)
•nyslvucm,.„.,h,L„P.,a„,,j ''ncSul.B.nX
cnit/ui. iikcD* “
—..nuoitheb,::;:!;::™:-^,,
>ruj

.hire, .ea •"« ''‘"•n’i^inn" 1“

0) The Loci Board shall cause • ceev
for ,„r, i„ ,he
or..,™ . ■ ,
“'S' '""V woi 1. .he b,.»ch
"O'** "> iPProv. Uussfca, of
III rciio.r under hs conirol lo be lorwded uom.di.lcly
i u, Ceninl Ofltc
Sub. OxRcso.Cu.SBI.Dl 0911.1,9,a:(u,.c,j.,o.,
.. 5IO.|993)fo,

46
f,

1476
THE GAZETTE OF INDIA, MAY 2, 1987 (VAISAKHA i2, 1909) [Part III—Sec. 4

riicidificai'on of ib noilfication DBOD. No. R6C.BG.41/C. d( Part in Section 4 of ibe Gazette of India dated March 14,
‘'■3[>(0,lSpl.-S5 dated Apiil 4. 1985, thb Rcierve Bank of 1987 read the membership number of Shri Aroon Umokant
'idia hereby specifics that every scheduied commercial bank, Vohalin as 13878 instead of 138878 appearing at Serial
ducr than a Resional Rural Bank, abail maintain in India number 10 of the above notification.
useb in the form specified in sub-section (2A) of Section
'4 equivalent to 37.5% of the net denjand and time liabili- The 21st April 1987
iies in India from the fortnight beginning April 25, 1987.
A. GHOSH
(ChaRtbrkd Accooktants)
Deputy Governor No. l-CA(7)/I57/87.—The following draft of certain
amuidiDents lo the Chartered Accountants Regulations 1964.
which it is proposed to make in exercise of the powers con
STATE BANK OF INDIA ferred by subsections (1) and (31 of Section 30 of the
CENTRAL OFFICE Chartered Accountants Act 1949 (XXXVDT of 1949), is
published for information of all persons likely to be affected
Bombay, the 27th March'1987 thereby and notice is hereby given that the draft will be
NOTICE
taken up for consideration on or after 3rd June, 1987.
No. ORG/17405—In pursuance of Regulations 76(1) of the Any objection or suggestion which may be received from
"ili'te Bank of India General Regulations 1955. framed under any person with respect to the said draft before the specified
dcciion SO of the Stale Bank of India Act 1955, the Executive date will be considered by the Council of the Institute of
Chartered Accountants of Indhi —
Committee of the Central Board hereby authorises the
viodernoteo class of officers to exercise the Signing Power to In the said Regulations ; —
the extent specified against each of the Oificorfs) below —
A. All Officers in the To slg.7 "ail documents, iiwtru- I. In Schedules *C’ and 'D'. for the existing part 8(1),
snbstitute the foUowing ;—
Grades of SMGS- raenu, accounts, receipts, letter
IV and above and advices, etc. connected with “(1) The result of the examination fPart I) , shall be
the currentor authorised business . declared and a copy of the result gii^g list of
successful candidatce shall be sent to each candi
of the Bank in respect of all date."
matters coming in discharge of
functions of the posts held for n. In Schedule ‘E‘, for the existina para 9(1), substitute
the time being. • the foUowing;—
E, All Branch Managersy To sign all documents, insiru- "(1) The result of the examination (Part I) shall be

Manigors of raonis, accounts, receipts, letters declared and a copy of the result giving list of
successful candidates shall be sent lo each candi
Divisions in the and advicM, etc., connected date."
Grades of MMGS with the .cuirent or authorised
ni/MMGS-n/JMG- business of the Bank in respect R. L- CHOPRA
1 of all matters coming in Secpdary
discharge of functions of the posts
hold for the time being.
All Managers Power to discharge bills of ex
(Axxomus)/ Bqmbay-400 005. the foih March 1987
change, piomissory notes, do-
.‘^ccountaiue, Heads cunumts of title to goods which 3WCA (4)/9/86-87.—In pursuance of Regulatiou 16
of Cash Departments 'come to them in discharge o of me Chartered Accounts Regulations, 1964, It is /haroby
at branches (Maoa- fuaciioos of the post held for the notified that In exercise of the powers conferred by/Clause
gers (Cash), Dy. time being.' fa) of sub-soctlon (1) of section 20 of fbe Oiarterod
Accountanu Act, 1945, the Oouocil of the ul
Managers (Cash) Chartered Accountants of Iiidia. has removed from the
and Asst. Managers Register of Members of this Institute on account of death,
(Cash)] with effect from the date mentioned against their names,
the names of the following gentlemen :
.All olBccrs, employees of the Sank oii whom above signing
powers are conferred shall continue to exercise the powers con
ferred on them for the discharge of their function notwithstand Sr. ■ Member- Name & Address Date of
ing the place of their posting. No. ship No. Removal

The existing notifications as to signing powers shall operate

ubject to the above modification and to the extent to which , 1. 3119 Shri S.N. Mallya, 18-12-86
those are not in consistent with anything contained in this 9, Alankar.
notificaiion. Lady lamshedji Road.
By the Order of the Executive Bornbay-400 016.
Committee of the Central Board, 2. 5060 Shri H.A. Vaidya, 14-12-83
M/s. D.R. Kothari &. Co., (
Sd/- ILLEGIBLE
Chartered Accountants, \
174, Lok.manya Tilak Road,
Managing Director Hira Building. 2nd Floor.
Bombay.400 002.
THF INST ITUTE OK CHARTERED aCXOUNTS OF
INDIA

New Dclhi-l l 002. the 13th April 1987 The 31st March 1987
CORRIGENDUM
No. SWCA (8) 12/86-87.—In pursuance of clause (iii
of Regulation 10 (1) of the Chartered .Accouataals Regu
No. T-WC.AfSl/S/Se-S?.—In Notification-No. 3WCAi8),' Irtions. 1964. it is hereby notified thAt the • Ccnlficate o
'86-87 dated 29th January. 1987 published at page 1188
'

P.'actice issued to the following J embers shall stand can

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, Mwifcrj) offlccff Md •* Earn, by whom lo be algoed.-
Deputy Menojilng Directors) lH- * - /*
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Sanchita Priya
Branch Manager
tFff^rm

7331835
■ Dspartmeni

XJ-1/20, Vfti OT, f^cTcU OT,

A-1/20, Ganesh Nagar, Tila,k Nagar, New Delhi i

• / Blood Group
WA-
"fqrwmciRT =T. j E-»iergency No.
9899740692
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Authority Holder i

ft'pi ?|> cftert: If found plasms' return

fW »TT^ Please Deposit
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1

tJPtr cp^i Bank of India

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&

<1ISBI RLMS

Xpress Credit Loan Application Form

SECTiON-A (PERSONAL & KYC DETAILS)

Salutation: Mr. Name: Thappani Suresh Babu

©

■r„07-07-1985
Gender: Male Dale of Birth:

Marital Status: 'Mamed Name of Spouse:

No. of Dependents: No. of DepandenI ChildrenCs);

f-
Father'sName: TSYAM SUNDHAR Mother's Malden Name:

Nationality: Indian Residential Status.

Category; Religion:

Disability Type: Place of Birth:

Educational QuaMcation: Quailing Year

s

Aadhaar No; 21byoVCaRrlT

PAN:
j ARKP89956H
Passport No: Passport Vatkl Upto:

Driving License No: Driving License Valid Upto:

» •

Voter ID No:

RESIDENTIAL ADDRESS

House Ownership: Staying at the Present Address

0 for the past.
Address Proof No,:
Type of Address Proof:
Date of Address Proof Document

1-123 KOMMINENI PALLI, PO Street/Area/Location;

House/Flat/Apartmenl/Building
No. and Name: KOJAPULLURU. TEH
MANDALAM _
Village/City: NELLORE
Landmark:

i Sri Potti Sriramulu Netlore PIN Code: 524123

District:

State: ANDHRA PRADESH Country;

Mobile No. (Primary): i

MobHe No. (Secondary):
Email (Personal):
Telephone (Landline):
Is Permanent Address same as i
Present Address?

(To be filled if permanent address Is different from present address) Q

Sireet/Area/Location:
House/Flat/Aparlment/Building
No. and Name:

Landmark: Village/City;
I

PIN Code:
District;
7
/,:*
16337-J BLOCK RAJOURI GARDEN 101220413011827 5159636 13f04/2022 17-.46;56 q. Cf.-'
I

Pago 1 of 6 337 /
v:-
‘T
 '

RLMS
i

State:
Country:
Telephone (Landline 1):
Telephone (Landline 2):

OFFICE/BUSINESS ADDRESS

RESERVE POLICE
f*ORCE Q Floor and Building Name; CRPFCAMP. DELHI

Street/AreaA-ocatkxi:
Landmark;

ViHage/City;
New Delhi/ Delhi District: South West

State:
, DELHI
PIN Code: Country:
110067
Tetephone:
Email (Organisational);
Fax:

... reference
State
State BankTrl,!!^ address
Bank of India may makeof enquiries
two refrences
from who are not related
the referees
to you)
If It deems necessary.

Name;
Name:
Address: 0
Address:

Email:
1 Email:
Telephone:
Telephone:
Mobile: ~
Mobile:

EMPLOYMENT DETAILS
Salaried Individual

Occupation Type;
Organization Type: Central Govt
Q Nature of Employment ! Permanent
Current Industry:
Employer Name: CENTRAL RESERVE POLICE
FORCE
Corporate Rating:

Emloyer Code: PMSPCRPFOO

Designation;
Department Name:
Organisalion/Depaitment's
Website:
Employee No:
DDO's Address: : PIN-
DDO's Designation:

Previous Employer’s Name:

Previous Employer's Address: PIN-

Cortlact No. of Previous

Eniployer:

Experience in Present Job (DOJ): (07-MAR-06)

Experience in Previous Job(s):
Total Experience: 16 Years 0 Months
Remaining Service (Dale of 13 Years 11 Months (07
Retirement):

t&337-JBlOCK HAJOURI GARDEN 101220413011827 S159636 13/0-1/202277:46:58

Page 2 of 6
 RLMS
/

DEFENCE PERSONNEL
Applicable only for Defence Personnel

Personal/Force No.:
In case of Army personnel, please
? funish your Regiment Name:
.i.

Existing Relationship with SBI

Salary Arxount No,: 00000030243903321 © CIFNo.: 00000085136349319

Name of Bank: STATE BANK OF INDIA Name of Branch: SULURPETA

Date of Account Opening: 17-SEP4)7 Name of Salary Package: Paramilitary Salary Package
f
Existing Xpress Cr. A/c No.: 00000039232797490 Date of Disbursement: 202(W)3-23 00:00:00.0
Sanctioned Limit Outstanding: 854188
No.ofEM!sPaid 90 Risk Grade; 0

INCOME/FINANCE DETAILS
Income Details (Salaried)

Income Head Cross Amount NetAmount Periodfctty Mode

?0.00 ? 47.017.00

OUigatlon Details

Existing Llabllityfies), If any

Bank/Financer Name Type of loan LoanAmowit EMI Amount No. of EMIs Already Paid Principal Outstanding
STATE BANK OF INDIA Personal Loan ?0,00 ? 20.517.0) 90 ? 8.54,188.00

SBI 7 10,00,000.00 7 20,517.00 ? 0.00

Bank Arxount Details

Credit Cards

Fixed Deposits

Other Assets
Bonds, Shares, Mutual Fund. Other Investments
Predous metals/Gold/JeweBetyA/echiclefImmovable Property etc.

16337-J BLOCK RAJOURI GARDEN 101220413011827 S1S9636 13/04/2022 17:46:58

Page 3 of 6

16337
X'
 f
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/*

LOAN DETAILS

Product variant & Scheme Name: Xpress Credit

Q Sourcing Channel:
Campaign ID;
Check-off:
Net Monthly Income; ?0.00
Salary Packages: Paramilitary Salary Package
Proposed EMI: 122,598.00
Processing Fee Rs: ?0.00
EMI/ NMI Ratio; 43.69%
Concessions if any %:
Loan Amrajnt:
4- Concession In Processing tee;
Repayment:
Rale of Interest: 10.60%
TenurefMonths); 72
Loan Purpose.
Corporate and Institutional Tie-
ups:

Life Insurance

ronsl^raten*lfvofilnfwlhif ffopp insurance plan underwritten by SSI Life Insurance Company Ltd is available for your
the Dumn<t« rrf thl 'Or uiis cover. SBI would adminster your enrolmeni for the chosen plan.
the purpose of the loan application and may also be obtained from other providers.
Please note that this insurance cover is optional for

Do you wish to be covered by SBI Life cover?

Q
If Yes, want to add the premium in Xpress Cr. Loan

Loan Insurance
For your benetit and convenience, the following Loan insurance plan underwritten by SBI General Insurance Company Ltd is available for your
benefit and protection. It you opt for this cover, SBI would adminster your enrolment tor the chosen plan. Please note that this insurance cover is
optional for the purpose of the loan application.

Do you wish ot be covered by SBI General Loan insurance?

0
If Yes, want ot add the premium in Xpress Cr. Loan

DECLARATION

I/We certify that the information provided by me/us in this application form is true and correct in all respects and State Bank of India is enliSed to
ven% this direclJy or ihrcwgh any third party agent. I/We confirm that the attadred copies of financial/Bank statements etc. are submitted by me/us
against my/our loan application and certify that these are true copies. I/We further acknowledge the Bank's right to seek any information from anv
source in this regard. lAVe understand that all of the above-mentioned information shall form the basis of any facility that the Bank mav decide to
grant to me/us at its sole discretion.

I/We further agree mat any facility that may be provided to ma/us shall be governed by the rules of UiT BanMhat may b^in force t^time
I/We wiB be bound by the terms and conditions of the facilityfies that may be granted to me/us. I/We authorize the Bank to debit my Personal loan
account with the Bank for any fees, charges. Interset ect. as may be ap^lcable. ’
I/We acknowledgo that the Bank remains entitled to assign any activities to any third party agency at its sole discretion lAVe otrifir admowted^
the irght of the Bank to provide details of my/our account to third party agencies for the purpose of availing support services of any nature bv the
Bank, without any specific consent or authorization from me/us. ' ”

I/We acknowledge that the existence of mis account and details mereof (including details of transactions and any defaults committed bv met will be
rerarded wim credit refernce agencies and such Information (including processed information) may be shared with banks/financial institutions and
other credit grantors for the purpose of assessing torther applications for credit by me/us and/or members of my/our household and for occastonal
debt tracing and fraud prevention, I/We accordingly auhorize the Bank to share Information relating ot my/our Peisoiral loan account
l/We understand that as a precondition, relating to grant of loans/advances/othar non-fund-based craditfadlttieslo me/us Stale Ban
requires consent for the disclosure by the Bank or information and data relating to me/us, of the aedil facility availed of/to be availed of by me/us
obligations assumed/to be assumed by me/us. in relation thereto and default, If any, committed by me/us in discharge thereof. ^ '
to set confirmed any details furnished by me/us and also ot intimate to my/ourDDO/Deo^Jtoient
HeadA^EO. the details of any of the loans sanctioned/disbursed to me/us and I/We accordingly convey my/our consent for such dlsclosu^
Accordingly, lA«e hereby agree and give consent for m# disctosure by me Bank of all or any s~ui; (a) Information and’ data relallno to me/us rh\ th«
information and ctoligation,
of my/our such data relatingasotot®mr^us
Bank^y
mycredit
deemfacfiity
availed oMo be availed of by ma/us
appropriate
and (c) default,
and necessary, to Credit Information Bureau (India)
if Iny, remitted by me/Ss™n dtelhlrae
Limited (CI8IL) and any other
agency auhonsed in this behalf by Reserve Bank Of India/Govemmen t of India. ' «oiwiDiu;anoanyoiner
A

^e undertake mat (a) CIBIL and any other agency ^ authorised may use. process the said Information and data disclosed by the Bank Ind (b
CiBIL and any other apncy so auttorised ^y furnish for consideration, the processed information and data or products mereofpVepS th itr
to banksffinancial mstitullons and other credit grantors,as may be specified by the Reserve Bank of India In this tSt^f *v

L
■y

16337-J BLOCK RAJOURI GARDEN 101220413011827 51S9636 13/04/2022 17:46:56

-2

Pago 6 of 6

X-AP ••••
 if RLMS

fr^m StolhiiToTmyfelifm^ile phOT f®®® “S® messages mat the Bank will si
my/ouroccupaticn/emptoymenl/residen.iateddress/moblte
I AWe cotifinn that I We do
number and tfpSdean^uM
cr^it fadlities
all sums wMhbyanytheotheffaSS^^^^^
received thfdeKstete
bank or standing to the credit my/our
in
' that mentioned above. IWe confirm that if I/We avail of any
Bank of India immediately. I/Wo h/ither authorize the
name jointly or severally to the loan account,
bank to credit
(f necessary. I/We confirm that the
funds w)II be used for slated purpose and will not be! used for speculative purpose. I/We confirm that we are resident Indians.
l/We further acknowledge that I/We have read
product chosen by meAjs. understood and agree with the most Important terms and conditions governing the personal loan

Declaration regarding relationship with Director of banking Company

and Advances, induding^thrguldtes^on

^
® Statutory and other restrictions in respect of Loans
^ guiaimes on granting loans and advances to any specified near relative of a banking company.
2. In this regard. tWe declare as under-. ' — - -
(’") Part-1
If the borrower is not a Director
or near relation of a Director of a banking company';
(“•)Pa^2
If the borrower is a Director or
A) In case of an individual near relation of a Director of a banking company

Sr. No. Name of the Director

Relationship Name of the Banking Company where he/she is a Director

the Bank Will be enfilledto

in such cases the Bank wtfi be'^ii^'*to SiL'tete

puiate ichlurt'Lr
such further conditions ot our iLoan account in accordance with regulatory guidlines
immediately and
in the matter.

Name of Applicant: Mr.Thappani Suresh Babu

Date; 13/04/2022
Place:
Signature of Applicant

(633? . J BLOCK RAJOURI GARDEN

101220.113011827 51S9636 1:5/04/2022 17 46:56
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VIP: 9119 5659 3937 1787
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IBiftqW^ilthonty ofIndia AAOMlIAIt

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Ad<lt«ss:
1-123, Komirtr
Wag^ Hanjanawada, Sullurvpeta Manaal,
wmmfnenipallo, Neflore,
Andhra Pradesh - 524123

514974101247
ViD; 9119 £«5gi 39371787
St 1M7 I •w»l|»4iMl*firt.O€»v.ln I www.utcirat.oov.ln
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Afinexure XP- 2

Arrangement Letter

J BLOCK RAJOURI GARDEN, To,

J 9/34 RAJOURI GARDEN, Mr. Thappani Suresh Babu
RAJOURI GARDEN, 1-123 KOMMINENI PALLI,,
NEW DELHI, PO KOJAPULLURU, TEH MANDALAM,
DELHI. NELLORE, SRI POTTI SRIRAMULU NELLORE,
PIN-110027 ANDHRA PRADESH,
PIN-524123

Date; 13/04/2022
Madam/Dear Sir,

Advances: Personal Loan

£gfaemfi,:...Xpress Credit
Facility; TermXpan: Loan Amount: ? 12.00.000.00

With reference to your application dated 13/04/2022, we hereby sanction you a Term Loan of ?
12,00,000.00 (Rupees twelve lakh only) on the following terms and conditions:

1. Purpose
The loan is sanctioned to you as per your application dated 13/04/2022 for the purpose of
Personal Loan.

2. Rate of Interest

Interest on the loan will be charged at 10.60®/« per annum on daily reducing balance at monthly
rests which is 3.90% above the two-years marginal cost of lending rate (MCLR) which Is at present
7.20% per annum. The rate of interest viz. 10.60% will be valid for the entire tenor of the loan. In
the event of default in payment of any instalment or any irregularity in the loan account, penal
interest at the rate of 2.00% per month over the stipulated interest rate with monthly rests will be
charged for the irregular amount and overdue period.
3. Foreclosure/Prepayment Charges
(i) Any prepayment of EMIs in full or in part and closure of account before the end of term will
attract the prepayment charges of 3.00% on prepaid amount,
(ii) No prepayment/foreclosure charges will be applicable if the account is closed from the
proceeds of a new loan account opened under the same scheme.
4. Repayment
The loan is to be repaid In 72 equated monthly instalments (EMI) of ? 22,596.00 (Rupees twenty
two thousand ifve hundred ninety six only). The number of equated monthly instalments (EMI) may
increase/vary if the entire loan with interest, cost, charges and expenses is not repaid by/with the
stipulated number of equated monthly instalments (EMI) by reason of increase in the rate of
interest or otherwise. The equated monthly instalments (EMI) will have to be paid till the entire loan
with interest is fully repaid. The first instalment commences from the month following the month of
disbursement of loan.

5. Default in Repayment
In the event of failing to repay any two or more instalmenl(s) at any point of time, the Bank may
send written reminders or make tele call/SMS or depute an official to meet you personally, all the
incidental charges appurtenant thereto such as postage, telephone/SMS charges, transportation {\
charges, etc. on actual basis would be recovered from you.

link or
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7

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16337. J Bl OCt< RAJOUm GARDEN t0132(M13011S27 7001304 13/04/202217 50:39
Page 1 of 7
 |)SBI RLMS
/
6. Cancetlability
Notwithstanding anything contained herein above, please confirm having agreed that the Bank
reserves the absolute right to cancel the limits {either fully or partially) unconditionally without prior
notice (a) in case the limits/part of the limits are not utilized by me/us, and/or (b) in case of
deterioration in the loan accounts in any manner whatsoever, and/or (c) in case of non-compliance
of terms and conditions of sanction.

7. Processing Charge
Processing charges of ? 0.00 0 are payable immediately.

6. Miscellaneous

Please call on us on any working day to execute the documents. The loan is also subject to other
terms and conditions as mentioned in the document(s) executed/to be executed in connection vwth
the loan and as may be prescribed by the Bank from time to time. The duplicate copy of this
arrangement letter may please be returned to us duly signed by you and the guarantor(s), if
aplicabie In token of acceptance of the terms and conditions detailed herein.

The terms and conditions specified in this letter hold good for a period of 45 days from the dale of this
letter.

Yours faithfully,

\ ,

/.•

Received the original. Terms and conditions accepted.

Date:

Mr. Thappani Suresh Babu

(Borrower) (Signature)

Not Applicable
(Guarantor)

13:537. j;SiOCKRAJOUR! GARDEN 101?Z0413a'!1S?7 7001304 1 3XM/202? 17 50 39

Rage > of 5
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i. INDIA NON JUDICIAL

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I
!IL SHCIL SHCIL SHCIL SHClL SHClL SHCI^H^mSHCIL SHCIL SHCIL SHCIL SHCU SHCIL
^100
SHCIL PHDvl

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i Certificate No.
' ir«3L187^1^1lZ2^ o 9 ^,1
Certificate Issued Date , ■ : l3-Apr-202io6:2TpiCr" a?
Account Reference ffisX
IMPACCJ 703/DELHI/DL- O e

If y 4/
Unique Doc. Reference V, ff *■ ■ -Cfl i95485i
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Purchased by / y
Description of Document li ; Ai ireement
iii^
Property Description j

ii
i*.
Consideration Price (Rsfl
iPiiii
: 0
las (Ze
KI First Party : TAPI

n I Second Party r vJ : ST
Iff, 'Jl/UJ

\ *
Stamp Duty Paid By i'' ■ : 1

Stamp Duty Amount(Rs.) !l

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■ i

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UP-:

statutory Alert:

2S
2. The onus of checking the legitimacy is on the users of the certificate. rend1re'’lt'in° alfd^'^'’
lenuois u mvaiia,
3. In case of any discrepancy please inform the Competent Authority,

J-7f
 Annexure: XP-3

Personal Loan Agreement

in the state in which the -i

agreemen. in accordance stamp act In force in

I.
S*.

” document is executed) ». .a sc wocui on the tieV of 4-

SRI

SSsssESS^S^-SisHS
?•;

I’L

Branch office at J
NEW DELHI, DELHI, 110027

rdrSprElstREOT'Xn^^
Borrower’s application ciatea
agreement. constitute the basis of this
r'?hf™:rs^org::“«he^enb,,he~^^^
aareement and the loan advanced/to b governed by the terms hereof.

’s==rsSi=s.%"!?—
2.
3.

decided by the Bank upon

4.
==S“ -=-
■i) Simultaneously applicable, immediately on sanction ^he b®"'
5-

5.

or

1
m

expenses is repaid.
6. Rate of Interest

Foreclosure/Prepayment Charges before the end of term will

(i)
Srpmp"avmant ^haV- of 3% - .
is closed from the

» XoS-Ta-rS a'^en^'d^u'nr fha same schema.

13/04/2022 17,50:54
BLOCK RAJOURt GARDEN
101220413011827 7001304
16337 J
Page 1 of 5
 RLMS
24^
Without prejudice to the Bank’s rights and remedies, the Bank shall be entitled to charge at its
own discretion, enhanced rates of interest/penal interest on the outstanding in the loan
account(s) or a portion thereof or for any default or irregularity on the Borrower’s part which in
opinion of the Bank warrants charging of such enhanced rates of interest for such period as the
Bank may deem fit and the Borrower undertakes to pay such interest.
Such interest will start accruing from the date of disbursement of the loan or the date of
disbursement of the first instalment of the loan where such loan is paid in instalments. Without
prejudice to the other rights of the Bank, if the Borrower defaults in making any payment to the
Bank, the Borrower shall pay to the Bank additional interest at the penal rate of (or at such higher
rate as the Bank may specify from time to time) on the amount of such default from the date of
default till the date of payment and the Borrower shall be liable to pay interest on the defaulted
amount of interest and penal interest at rate applicable to the loan amount with quarterly rest.
7. On demand the Borrower agrees to deliver to the Bank post-dated cheques for the monthly
instalments and the Borrower warrants that the cheques will be honoured on first presentation.
Any non-presentation of a cheque due to any reason will not affect the liability of the Borrower to
pay the monthly instalments or any other sum. The Borrower agrees to forthwith replace the
cheques/issue fresh cheques if required by the Bank.
8. The Borrower agrees that if any instalment due hereunder is not paid on due date in the manner
set out in clause 5 here in above the agreement of the Bank to accept repayment of the said loan
by instalments or otherwise, shall at the option of the Bank forthwith determine and the whole
balance of the said loan unpaid at the date of such default shall immediately thereupon become
payable to the Bank.
9. If:
(0 The Borrower fails to pay any amount under this agreement on" or before the due date or
commits breach of any of the terms, covenants, or conditions contained in this agreement; or
(ii) It is found that the Borrower has made any misrepresentation to the Bank; or
(iii) There exists any circumstances which in the opinion of the Bank prejudicially affects or may
affect the Bank's interest or the Borrower’s ability to repay the loan; or
(iv) The Borrower commits any default under any other agreement with the Bank;
then without prejudice to the Bank’s other rights, the Bank shall be entitled at its option to
demand immediate repayment of the outstanding amount of the loan, interest, additional
interest, fees, costs, charges, expenses, stamp duty and all other sums whatsoever payable
by the Borrower to the Bank under this agreement and/or in connection with the loan
(hereinafter collectively referred to as ‘the Borrower’s outstandings’) and the Borrower shall
pay the same to the Bank forthwith.
10. Notwithstanding anything stated elsewhere in this agreement, the continuation of the loan shall
be at the sole and absolute discretion of the Bank and the Borrower’s outstandings shall be
oayable by the Borrower to the Bank on demand. The Bank may at any time in its sole discretion
and without assigning any reason call upon the Borrower to pay the Borrower’s outstandings and
thereupon the Borrower shall pay the whole of the Borrower’s outstandings to the Bank without
any delay or demur.

11. The Borrower(s) hereby further agree that as precondition of the loan advances given to him by
the Bank, that in case of default in repayment of the loan/advances or in the repayment of the
interest thereon or any of the agreed instalment of the loan on due date(s) or in maintaining the
outstanding amount within the drawing power at any point of time, the Bank and/or the Reserve
Bank of India will have an unqualified right to disclose or publish his/her name(s) as defaulter in
such manner and through such medium as the Bank or Reserve Bank of India their absolute
discretion may think fit and the Borrower will not claim any right of secrecy to his/her account.
12. The Borrower hereby confirms, declares and agrees that:
(i) The monthly instalments shall automatically stand increased by any rates, taxes, charges,
imposts, levies and monies whatsoever that are or may be levied on these or the transaction
hereunder or which are or may become payable by the Bank, by virtue of entering into this
agreement,
(ii) To bear and pay all taxes, rates, duties, charges and other imposts and obligations, existing
as well as future, in respect of the transaction hereunder.

I.
16337-J BLOCK RAJOURI GARDEN 101220413011827 7001304 13/04/2022 17:50:54
Page 2 of 5
 RLMS

r (iii) The Bank shall have a paramount right of set off and in exercise of the Bank’s general lien
under law, the Bank shall also have a paramount right of lien on all monies, accounts,
securities, deposits, goods and other assets and properties belonging to the Borrower or
standing to the Borrower’s credit (whether singly or jointly with any other person(s) which are
or may at any time be with or in possession or control of any branch of the Bank for any
reason or purpose whatsoever,
(iv) Any statement of account furnished by the Bank shall be accepted by and be binding on the
Borrower and shall be conclusive proof of the correctness of the amounts mentioned therein,
(v) The Borrower shall not be entitled to call upon the Bank to refrain from presenting any
cheque for payment and if the Borrower does so, the Bank shall nevertheless be entitled to
present the cheque for payment and in the event of dishonour the provisions under Chapter
XVII of the Negotiable Instruments Act, 1881, shall apply,
(vi) Each Borrower is a major and is competent in law to execute this agreement.
13. Any delay in exercising or omission to exercise any right, power, or remedy accruing to the Bank
under this agreement or any other agreement or document shall not impair any such right, power,
or remedy and shall not be construed to be waiver thereof or any acquiescence in any default,
nor shall the action or inaction of the Bank in respect of any default or any acquiescence by it in

any default affect or impair any right, power, or remedy of the Bank in respect of any other
default.
14. This agreement shall operate as a continuing security for all monies, indebtedness and liabilities
aforesaid due by the Borrower to the Bank.
15. That the Borrower agrees that the Bank shall be entitled to transfer the loan account to any of the
branches of the Bank after giving due notice.
16. Nothing herein contained shall prejudice any rights or remedies of the Bank in respect of any
other present or future security guarantee obligation or decree for any indebtedness or liability of
the Borrower to the Bank.
17. Notwithstanding anything contained herein above, lAA/e confirm having agreed that the Bank
reserves the absolute right to cancel the limits (either fully or partially) unconditionally without
prior notice (a) in case the limits/part of the limits are not utilised by me/ us, and/ or (b) in case of
deterioration in the loan accounts in any manner whatsoever, and/or (c) in case of non-
compliance of terms and conditions of sanction.

KEY FACT STATEMENT

1. Name of the Borrower/s Mr. Thappani Suresh Babu
2. Loan Amount ? 12,00,000.00(Rupees twelve lakh only)

3. Loan Term 72 Months

4. Interest Type (Floating or Fixed) FIXED

5. a) Interest chargeable (in case of

floating rate loans) NOT APPLICABLE

b) Interest chargeable (in case of 10.60% p.a. (7.20% + 3.90%)

fixed rate loans)

6. Date of Interest reset NA

7. Mode of communication of changes Published in bank's website.

in Interest rates

8. Fee Payable

(i
M

16337-J BLOCK RAJOURI GARDEN 101220413011827 7001304 13/04/2022 17:50:54

Page 3 of 5
 RLMS

I On Application a. Stamp duty for execution of documents

i.e., ?
b. Processing Fee: 0.00. (inclusive of
Goods and Services Tax), only if loan is
sanctioned.

NIL
During the term of the loan
On foreclosure a. Any prepayment of EMIs in full or in
part and closure of account before the
end of term \will attract the prepayment
charges of 3% on prepaid amount,
b. No prepayment/ foreclosure charges
will be applicable if the account is closed
from the proceeds of a new loan account
opened under the same scheme.

d. Fee refundable if loan is not No processing fee is charged if loan is

sanctioned not sanctioned _

NA
e. Conversion Charges for switching i
from floating to fixed interest and
vice-versa

f. Penalty for delayed payments If the EMI / Instalment(s) is not credited in s:

the loan account of the borrower on due
date , the undernoted charges will be
fT'

recovered from the borrower; .X

£
a. ? 500.00 + Goods and Services Tax &

for non-credit of EMI/ Instalment (s)

on or before the due date. «»

b. 2.00% per month penal interest on

overdue instalment for the overdue
period.
9. EMI payable ? 22,596.00y

10. Details of security/ collateral obtained NIL

11. Date on which the annual 31st March

outstanding balance statement will
be issued

In witness hereof
at the date and place above
the parties have signed and delivered the agreement
mentioned.
Signed and delivered by
Mr. Thappani Suresh Babu 11
(Signature)
(Borrower)

Signed and delivered for and on behalf of State Bank of India by

s
Ashwani. Kataria

Branch Manager, J BLOCK RAJOURI GARDEN Branch,

An authorised officer of the State Bank of India

13/04/2022 17:50:54
16337-J BLOCK RAJOURI GARDEN 101220413011827 7001304
Page 4 ot 5
 ^SBI RLMS '^Ocojne -
1^.,

Annexure XP-12
instmr.tipn
I

J BLOCK RAJOURI GARDEN

J 9/34 RAJOURI GARDEN '
RAJOURI GARDEN.
NEW DELHI,
DELHI,
PIN-110027

Madam/Dear Sir, Date:13/04/2022

ML lhappani Suresh Bahn

ISYAM SUNDHAR
InrevpwMp Letter of Authofitv/standlna Instruction
Xpress Credit
Savings Bank/Current Acmunt Number: 30243903321

I intend to avail the benefit of the aforesaid scheme, at present I am serving as

in Department at CRPF CAMP. DELHI, NEW DELHI/ DELHI, SOUTH
WEST, DELHI. PIN-110067.1 undertake to deposit my salary every month for credit to the aforesaid
Savings Bank/Current account maintained at your branch tili liquidation of the amount advanced to
me with up to date interest etc.
2. 1 further authorise you to deduct a sum of f 22,596.00 (Rupees twenty two thousand ifve hundred
ninety six only) per month beginning from the salary for the month of APRIL, 2022 from the
aforesaid account for adjustment towards the balance outstanding in the loan account till
liquidation.
3. I hereby authorise State Bank of India, J BLOCK RAJOURI GARDEN Branch to collect and
receive any amount payable towards provident fund, gratuity, pension or similar dues on my behalf
in the event of my retirement/resignation/termination or discontinuation of my services for any
reason whatsoever.

4. 1 agree that the aforesaid authority shall be irrevocable till the entire amount of loan together with
interest stands liquidated, I further undertake to execute necessary authorisation/documents as
deemed Just and necessary by the Bank.
5, I hereby undertake that I shall not shift/close my salary account with SBI and will continue to route
my salary from the same account fill the currency of the loan.

Signature of the borrower

Mr. Thappani Suresh Babu

1-123 KOMMINENI PALLl,,
PO KOJAPULLURU. TEH MANDALAM, NELLORE,
SRI POTTI SRIRAMULU NELLORE,
ANDHRA PRADESH.
PIN- 524123

(6337 J islOCK RAJOURI fjARDEN 101220413011S27 7001.W 13AM/2022 17 51 12

Page 1 of 1

1
1:,
 STATE BANK OF INDIA J3^-
SBI
e ^

J-BLOCK RAJOURI GARDEN

STATEMENT OF ACCniJNT y 0 J 9/34 RAJOURI GARDEN

NEW DELHI NOT OF DELHI

Branch Code ;16337

Branch Phone :25938323
Name Mr. THAPPANI SURESH BABU
1-123 KOMMINENI PALLI,
PO KOJAPULLURU, TEH MANDALAM Account No :40921887010

SULLURU PETA, NELLORE A.P. Product : MC-TL-XPRESS CREDIT APR21

Sri Potti Sriramulu Nellore IFSC Code : SBIN0016337
524123
MICR Code : 110002503
Currency : INR
Email : [email protected]
Cleared Balance 10,12,832.63DR
Uncleared Amount O.OOCR
Limit 12,00,000.00 Sanction Date 16/04/2022
Theo. Bal / DP 7,40,730.80 Term 72
Arrear / Advance 2,72,101.83 No. of EMIs Left 44
Interest Rate 10.60%
Principal Rec. Till Dt 1,87,167.37
EMI / Install. Amt 22,596.00

Date : 26/08/2024 Time ; 15:13:12 Statement From : 01-01-2022 To 26-08-2024

Post Date Value Date Details Chq.No Debit Credit Balance

DEBIT TRANSFER
16/04/2022 16/04/2022 12,00,000,00
TFR TO 30243903321 12,00,000,00
DR

30/04/2022 30/04/2022 PART PERIOD INTEREST 12,05,227.00

5,227.00
DR

31/05/2022 31/05/2022 INTEREST 12,16,077.00

10,850.00
DR

16/06/2022 16/06/2022 FINE ARR ADJSTMNT DEBIT 12,16,537.66

460.66
DR

30/06/2022 30/06/2022 O.S. DEPOSIT 12,16,077.00

460,66
DR

30/06/2022 30/06/2022 TRANSFER REP-INTEREST 12,00,000.00

16,077,00
DR

O.S. INTEREST REPAYMENT BY 12,00,000.00

30/06/2022 30/06/2022 16,077,00
XFER DR

O.S. DEPOSIT TRANSFER

30/06/2022 30/06/2022 TRANSFER FROM 11,93,941.66
6,058.34
DR
TFR TO 30243903321

30/06/2022 30/06/2022 INTEREST 12,04,529.66

10,588.00
DR

16/07/2022 16/07/2022 FINE ARR ADJSTMNT DEBIT 12,05,177.64

647.98
DR

30/07/2022 30/07/2022 O.S. DEPOSIT 12,04,529.66

DR

30/07/2022 30/07/2022 TRANSFER REP-INTEREST 11,93,941.66

DR

Page no. 1
 -Si^
Post Date Value Date Details Chq.No Debit Credit Balance
1
O.S. INTEREST REPAYMENT BY 11,93,941.66
30/07/2022 30/07/2022 10,588.00
XFER DR

O.S. DEPOSIT TRANSFER

11,82,581.64
30/07/2022 30/07/2022 TRANSFER FROM 11,360.02
DR
TFR TO 30243903321

11,93,412.64
31/07/2022 31/07/2022 INTEREST 10,831.00
DR

16/08/2022 16/08/2022 FINE ARR ADJSTMNT DEBIT 11,94,088.98

676.34
DR

31/08/2022 31/08/2022 12,04,832.98

INTEREST 10,744.00
DR

14/09/2022 14/09/2022 Unrealised Intt reversed

11,83,257.98
21,575.00
DR

11,82,581.64
14/09/2022 14/09/2022 Unrealised Penal Intt reversed 676.34
DR

12,45,086.61
23/02/2023 23/02/2023 INTEREST 62,504.97
DR

FINE ARR ADJSTMNT DEBIT 12,58,339.78

23/02/2023 23/02/2023 13,253.17
NEW NPA RECOVERY DR

12,45,086.61
23/02/2023 23/02/2023 Unrealised Penal Intt reversed 13,253.17
DR

11,82,581.64
23/02/2023 23/02/2023 Unrealised Intt reversed 62,504.97
DR

11,96,511.15
23/02/2023 23/02/2023 Unrealised Penal Intt recovered 13,929.51
DR

12,07,481.64
23/02/2023 23/02/2023 Unrealised Intt recovered 10,970.49
DR

SINGLE SIDED REPAYMENT 11,93,552.13

23/02/2023 23/02/2023 13,929.51
ARREAR INTEREST DR

SINGLE SIDED REPAYMENT 11,82,581.64

23/02/2023 23/02/2023 10,970.49
INTEREST DR

SINGLE SIDED REPAYMENT -

11,82,581.64
23/02/2023 23/02/2023 COMPOUNDING AMT 10,970.49
DR
SB 30243903321

12,07,137.62
01/05/2023 01/05/2023 INTEREST 24,555.98
DR

FINE ARR ADJSTMNT DEBIT 12,15,543.37

01/05/2023 01/05/2023 8,405.75
NEW NPA RECOVERY DR

12,07,137.62
01/05/2023 01/05/2023 Unrealised Penal Intt reversed 8,405.75
DR

11,82,581.64
01/05/2023 01/05/2023 Unrealised Intt reversed 24,555.98
DR

11,90,987.39
01/05/2023 01/05/2023 Unrealised Penal Intt recovered 8,405.75
DR

12,88,652.85
01/05/2023 01/05/2023 Unrealised Intt recovered 97,665.46
DR

12,80,247.10
01/05/2023 01/05/2023 SWEEP PAYMENT
DR

Page no. 2
Post Date Value Date Details Chq.No Debit Credit Balance

DEPOSIT TRANSFER
01/05/2023 01/05/2023 TRANSFER FROM 11,68,288.85
1,20,364.00
DR
TFR TO 30243903321

01/06/2023 01/06/2023 INTEREST 11,78,806.53

10,517.68
DR

FINE ARR ADJSTMNT DEBIT 11,81,152.16

01/06/2023 01/06/2023 2,345.63
NEW NPA RECOVERY DR

01/06/2023 01/06/2023 Unrealised Penal Inti reversed 11,78,806.53

2,345.63
DR

11,68,288.85
01/06/2023 01/06/2025 Unrealised Intt reversed 10,517.68
DR

01/06/2023 01/06/2023 11,70,634.48

Unrealised Penal Intt recovered 2,345.63
DR

01/06/2023 01/06/2023 UnrealisedIntt recovered 11,81,152.16

10,517.68
DR

01/06/2023 01/06/2023 SWEEP PAYMENT 11,78,806.53

2,345.63
DR

DEPOSIT TRANSFER
01/06/2023 01/06/2023 TRF 11,21,152.16
60,000.00
DR
TFR TO 30243903321

11,30,594.27
30/06/2023 30/06/2023 INTEREST 9,442.11
DR

FINE ARR ADJSTMNT DEBIT 11,32,104.63

30/06/2023 30/06/2023 1,510.36
NEW NPA RECOVERY DR

11,30,594.27
30/06/2023 30/06/2023 Unrealised Penal Intt reversed 1,510.36
DR

11,21,152.16
30/06/2023 30/06/2023 Unrealised Intt reversed 9,442.11
DR

11,22,662.52
30/06/2023 30/06/2023 Unrealised Penal Intt recovered 1,510.36
DR

11,32,104.63
30/06/2023 30/06/2023 Unrealised Intt recovered 9,442.11
DR

11,30,594.27
30/06/2023 30/06/2023 SWEEP PAYMENT 1,510.36
DR

DEPOSIT TRANSFER
10,39,857.63
30/06/2023 30/06/2023 TRANSFER FROM 92,247.00
DR
TFR TO 30243903321

10,38,857.63
30/06/2023 30/06/2023 CASH REPAYMENT 1,000.00
DR

DEPOSIT TRANSFER
SBILT01072023134641303234- 10,11,495.63
01/07/2023 01/07/2023 27,362.00
DR
Loan repayment
TFR FROM 30243903321
DEPOSIT TRANSFER
10,03,695.63
01/07/2023 01/07/2023 SBILT01072023141222299156- 7,800.00
DR
Loan repayment
TFR FROM 30243903321

10,13,035.63
31/07/2023 31/07/2023 INTEREST 9,340.00
DR

10,22,155.63
31/08/2023 31/08/2023 INTEREST 9,120.00
DR

DEPOSIT TRANSFER
10.19,999.63
22/09/2023 22/09/2023 TRANSFER FROM
DR
TFR FROM 30243903321
\

Page no. 3
Post-Date Value Date Details Chq.No Debit Credit BalancerHi'
<

10,28,899.63
30/09/2023 30/09/2023 INTEREST 8,900.00
DR

10,29,506.68
16/10/2023 16/10/2023 FINE ARR ADJSTMNT DEBIT 607.05
DR

10,38,769.68
31/10/2023 31/10/2023 INTEREST 9,263.00 DR

10,38,162.63
14/11/2023 14/11/2023 SWEEP PAYMENT 607.05
DR

DEPOSIT TRANSFER
10,30,221.68
14/11/2023 14/11/2023 TRANSFER FROM 8,548.00 DR
TFR FROM 30243903321

10,31,297.57
16/11/2023 16/11/2023 FINE ARR ADJSTMNT DEBIT 1,075.89
DR

10,40,303.57
30/11/2023 30/11/2023 INTEREST 9,006.00
DR

10,13,908.52
15/12/2023 15/12/2023 Unrealised Intt reversed 26.395.05
DR

10,12,832.63
15/12/2023 15/12/2023 Unrealised Penal Intt reversed 1,075.89
DR

10,12,832.63
CLOSING BALANCE DR

Statement Summary :
Dr Count Cr Count Debits Credits Closing Balance
10,12,832.63DR
35 15,84,659.56 6,22,331.21
32

In the event of any discrepancy observed in the statement of account, please contact Home Branch /CPC for clarification.

*****************
END OF STATEMENT
***************

Page no. 4
IN THE COURT OF DISTRICT JUDGE, WEST
district, TIS HAZARI courts, DELHI
OF 2025
CIVIL SUIT (COMML.) NO.

TN THE MATTER OF:

State Bank of India

Plaintiff
Through; Ms. Sanchita Priya, Branch Manager
Versus
.Defendant
Mr. Thappani Suresh Babu

rF.RTIFlCATE UNDER SECTION 63 OF

ADHNIYAM,
rttaRATIYA SAKSHYA
2023 AND PFAD WITH SECTION 2 AM
OF rankers books evidence act

It is certified that in terms of Section 2A(b) of Banker’s Books

Evidence Act, the Statement Account of the Personal Loan
the
Account No.40921887010, and SB Me No.30243903321 in
name of Mr. Thappanii Suresh Babu, borrower with State Bank
of India, J-9/34, Rajourii Garden Branch, New Delhi-110 027,
and accompanying ine with the Plaint is duly signed by me and
I
counsel, are print outs taken in the computer system/printer,
of Section 63
hereby furnish the following particulars in
terms

Section 2
of Bharatiya Sakshya Adhiniyam. 2023 and read with
A (b) of the said Act.

have access to the systems,

A) Only password holders can
levels. All data
Further, the security in built at two
entered or operations performed are verified by the
supervisors/authorized persons.
necessarily
B) All transactions entered in the system are
verified by the Supervisor. Hence, any modifications
to

the transactions require verification by the Supervisor.

 Further, Data is stored in encrypted format in order to

prevent modification of data by unauthorized mode.

C) Proper back ups are taken and data is preserved in more

than one medium viz., floppy/DAT/CTD, local disc,

off-site storage.

D) The date / details are transferred from the system to

removable media such as digital audiotapes, cartridges,

floppy etc.

E) Necessary facility is available in the system to confirm

that all the data files are properly copied to the media.

F) Storage devices are properly labeled and details are

written over it to identity that data.

G) Storage devices are stored in fireproof storage. Also

storage devices are kept in nearby/other branches.

H) Only authorized persons can operate the system.

Further, we are taking logging and logouts reports
everyday to ensure that access to the system in only by
the authorized persons.

It is further certified that to the best of my knowledge

and belief that the Computer System was operated properly at

the material point of time; I was provided with all the relevant
data and the print out in question represents correctly, or

inappropriately derived from the relevant data.

Signature of the authorized person

Dated:0\ /03/2025
Delhi.
 ASHOK KUMAR
ADVOCATE/LEGAL CONSULTANT
En.No.D/1270/2001
Office at Flat No.622, Pocket GH-13, Paschim Vihar, New Delhi-110 087
Chamber No.1515, Lawyers Chamber Block, District Courts Rohini, Delhi-85
Mobile: +91-981189 6060, +91-88516 40028, 011-4501 3516
E-mail: [email protected]

SPEED PQST/WHATS APP

Mr. Thappani Suresh Babu, Dated: 28.08.2024

S/o Shri T. Syam Sundhar,
R/o 1-123, Kommineni Palli,
PO Kojapulluru, Teh Mandalam,
Sri Potti, Sriramulu, Nellore,
Andhra Pradesh-524 123.
Email ID : [email protected].
Mobile No.83328 30732.

Also at:

Mr. Thappani Suresh Babu, CT/ GD,

Force No.65142732, Unit Office - 005-BN,
A/O 5 BN, CRPF, Old JNU Campus,
New Delhi-no 067.

Under instructions for and on behalf of my client. State Bank

of India, J-9/34, Rajouri Garden, New Delhi-1 LO 027, hereinafter
referred to as my client, I hereby serve upon you with the following
legal notice for compliance within stipulated period as prescribed
herein, m failure of which appropriate legal actons in court of law
shall be taken against you, without any furth<;r reference in this
behalf.:

1. I say that you noticee approached my client through an

application during the month of April, 2022 and obtained
financial assistance under Xpress Credit Scheme of Personal
Loan/Term loan of Rs. 12,00,000/- (Rupees twelve lac only)
@ 10.60 % per annum for your personal need. The loan
amount of Rs. 12,00,000/- was sanctioned and disbursed on
16/04/2022 by my client as per Loan A/c. No.40921887010,
held with my client, which the entire amount has been
utilized and enjoyed for your beAefit immediately.
Contd.../2

A'
 <4

MS'

ASHOK KUMAR/ADVOCATE

2. The above loan amount was a personal loan/term loan for

personal need and the repayment of the loan amount along
with interest has to be paid and reimbursed to my client in
72 equal monthly installment of Rs.22,596/- each. The first
installment commences from the month i.e. May, 2022
following the month of disbursement of loan, For the
purposes of obtaining/ sanctioning and disbursing the above
personal/term loan, you noticee executed required document
in favour of my client.

3. My client says that since very beginning, you have been so

irregular in repayment of aforesaid personal loan i;hrough
EMI so agreed upon by you at the time of sanctioning and
disbursing the loan, and whatever amount was being
deposited by you in the personal loan account, were only at
per your own choice/will and not as per financial disciplines
so slated by my client as per extent rules and regulations,
and finally you have stopped to maintain required balance in
your savings bank account No.30243903321, w.e.f. August,
2023, from which the EMI be cleared/paid to loan account
with my client so agreed by you through standing
instructions at the time of sanction of personal loan.

4. I say that you Noticee did not tender/repay any amount in

the Personal Loan under reference, despite repeated
approaches by way of personal visits, telephonic calls and
notices/reminders by my client. Thus, you have totally
failed to adhere to the terms and conditions of the loan
regarding repayment amount. Several reminders were issued
to you t(5 pay the amount and regularize the account but of
no use, hence your personal loan account has been declared
NPA on 15/12/2023 with an outstanding amount of
Rs.10,12,832.63.

5. You the noticee is liable to

pay and clear all out
standings/dues and demands of my client for the subject
personal loan, which inteiitionally and mischievously you are
avoiding to pay.

\
sJ
Contd.../3
ASHOK KUMAR/ADVOCATE

6. As per records of my client you are liable to pay and

reimburse to my client a sum of Rs. 10,12,832.63 in principal
and interest/penalty of Rs.26,395.05 calculated upto the
period ending 15/12/2023, totaling an amount of
Rs. 10,39,227.68. Make a note that you the noticee is liable
to pay the interest amount till the day of repayment of the
total outstanding amounts to my client.

7. You the noticee have committed breaches of all the terms

and conditions of the said personal/term loan agreement
and the guarantees. You all are being guilty of offences of
mis-representations, false assurances and of cheating to my
client for availing the loan facility and thus you noticee are
liable not only for civil actions, but also the criminal actions
in the competent court of law.

8. Make a note that in the present circumstance of defaults and

failures on your behalf to reimburse and repay the loan
amount, you noticee have to pay/reimburse the total
outstanding amounts in one deposit.

9. By way of this notice, I call upon you noticee to make

payment of total amount of Rs. 10,39,227.68 towards
principal and interest/penalty calculated upto the period
ending 15/12/2023 to my client within 15 days of the
receipt of this notice, failing which as stated above, all
available civil and criminal actions/proceedings shall be
initiated against 5mu in the competent jurisdiction of court of
law at Delhi. These legal actions shall also be to attach your
moveable/immoveable assets and properties at your costs.

This is without prejudice to the other rights, claims and

interests of my client which it may have against voil all relating to
the subject matter. /l I
i\y^
( Ashdk kumar )
Advocate
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Counter No:2i2B/08/2024,12:50
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 Vais •-W\'
I •
-Hs -
SERVICES authority i M V.J %
WEST DISTRICT LEGAL Act of Parliament) |
■0.
{Constituted Under the legal Services Authorities Act, '9° ^ j
-- <-
Under the Administrative Control of High Court of Delhi
Room No 295, Second Floor, Tis Hazari Coorts, Dc ilWA^*,MAOH^N tAMABPAN

'OjUSI'd^ Ph 23968052, Email ; [email protected]

www.dslsa.org 24x7 Toll free Helpline Number: loib
Datc(l:2l.l0.2024
Rot; ()(i60,'incdiiiti(m/comni.-clisi)utc/Wcs(-l)LSA/2024

irate of Non

T B/vNK OF INDIA
Name ol’the aitplieant; SIAlt
; 20.09.2024.
-institution mediation
Date ol' aitplieation tor pee
S/0 SHRI T. SYAM
I-IAPPANI SURESH BABU
Name of opposite party: MR. f
Si. NDllVR
r; 04.10.2024 &
appearance
o f opposite party
Date sc heduled tor
2l.l0.2024.
from resfTondent/respondents.
Report m ;,de Ululer rule 3(6): No response
ice of notices through speed
N„n-sl:,rler Report re:,son: Despite the service consent and willingness
pi ihe respondent/respondents have not g.ven tts
p:,nic,pa.e in the mediation process in present cas
.

(TUSHAR GUPTA)
Secretary, DLSA-West
0 Tis Hazari Courts, Delhi.
r
f
('(ipN id:

I applicant Delhi
2 rHSPONDLNT
 \ 2 ‘ "
NCT OF DELHI COURT FEE
DLCT(M51111C2532K
04-MAR 2025 o

rupees::

VAKALATNAMA
IN THE COURT OF \ s\ c ..0^ ^ ^ L n^4r^fr" i Ti~s
-Stxcbg. BcoNk I Pltt./Applt./Petnr./Complnt.
p, ^ VERSUS
mOy d)dC'.^V\‘>Soa-yf^K o Defnt/Redpdt./Accused.

Suit/Appeal/Revision No.

KNOW ALL to whom these presents shall come that I/We ^.■vnpVnT'(::jc, CB - Pi J the
above named do hereby appoint Shri ASHOK KU^^R, Advocate, Flat
No. 622, Pocket GH-13, Paschim Vihar, New Delhi-110087, Mobile No.9811896060, Email ID:
[email protected], Reg. No. D-1270/2001 (herein after called the advocate/s) to be
my/our Advocate in the above noted case and authorise him:-

To act, appear and plead in the above noted case in this Court or in any other Court in which the same may be
tried or heard and also in the Appellate Court including High Court subject to payment of fees separately for
each court by me/us.

To sign, file, verify and present pleadings, appeals cross objections or petitions for executions, review, revision,
withdrawal, compromise or other petitions or affidavits or other documents as may be deemed necessary or
proper for the prosecution of the said case in all its stages.

To file and take back documents to admit and/or deny the documents of party.

To withdraw or compromise the said case or submit to arbitration any differences or disputes that may arise
touching or in any manner relating to the said case.

To take execution proceedings.

To deposit, draw and receive money, cheques, cash and grant receipts hereof and to do all other acts and things
which may be necessary to be done for the progress and in the course of the prosecution of the said case.

To appoint and instruct any other Legal Practitioner authorising him to exercise the power and authority hereby
conferred upon the Advocate whenever he may think fit to do so and to sign the power of attorney on our behalf.

And 1/we undersigned do hereby agree to ratify and confirm all acts done by the Advocate or his substitute in
the matter as my/our own acts, as if done by me/us for all intents and purposes.

And I/we undertake that f/we or my/our duly authorise agent would appear in Court on all hearings and will
inform the Advocate for appearance when the case is called.

And I/we undersigned do hereby agree not to hold the advocate or his substitute responsible for the result of
the said case. The adjournment costs wherever ordered by the Court shall be of the Advocate which he shall
receive and retain for himself

And I/we the undersigned do hereby agree that in the event of the whole or part of the fee agreed by me/us to be
paid to the advocate remaining unpaid he shall be entitled to withdraw from the prosecution of the said case
until the same is paid up. The fee settled is only for the above case and above Court. I/we hereby agree that once
the fees is paid. I/we will not be entitled for the refund of the same in any case whatsoever. If the case last(9\for
more than three years, the Advocate shall be entitled for additional fee equivalent to half of the agreecfVe
every additional three years, or part thereof

ft WIENTSS WHEREOF, I/we do here unto set my/our hand to the isents the contei
have
n I nderstood by me/u| on thisOf*day of 2-02^ /
ACC;
1
(ASH) Clieti
Advocate
I identify client’s signature whw s signed in my presence