B

HerofimGorp.

SANCTION LETTER

Ref No.: 56644793

Date: 29" Nov 2023

To,
Borrower’s Name: M/s Elegant Infra properties
Khambam; 3) Jitender Kumar Kedia;
Co-Borrower’s Name: 1) Ramesh Reddy Meda; 2) Thirupalu Reddy
4) Kotha Ravinder Reddy; 5) Snehith Reddy Meda; 6) M V Prasad Rao

Narsingi Village, Gandipet

Communication Address: Plot No 32, Sy No 135, 401, Brindavan Colony,
Mandal, Rangareddy District, Telangana - 500075
Contact Information: Snehith Reddy Meda - +91-9154819570
Email Id: [email protected]

Dear Sir/ Madam,

on submitted by
Hero FinCorp Limited (“HFCL” or “Lender”) is pleased to inform you that basis the Applicati
terms and conditions:
you, HFCL has approved your loan facility as per below mentioned

['s.No. | DEFINITIONS
s Borrower M/s. Elegant Infra Properties
S.No | Name Net-Worth (Cr)
1 Thirupalu Reddy Kambham 6.44
2 Jitender Kumar Kedia 11.10
| co-Borrowers 3 Kotha Ravinder Reddy | z |
2
4 Ramesh Reddy Meda 131.79
S Snehith Reddy Meda 25.22
6 | MVPrasad Rao 72.47
3 | Nature of Facility | Construction Finance
4 Faclifty "ar': Loan INR 55.00 Crore (Rupees Fifty-five Crores Only)
amount
[ 5 | tender Hero FinCorp Limited
Authorized N
6 All amounts payable by the Borrower to Lender
payments
agreed upon by flthe Lender and “the
Any security trustee' as mutually
7 Security trustee
Borrower
8 Account Bank Designated Bank of Lender
Sq.Yds (4.00 Acres)
All the piece & parcel of land admeasuring 19,381.41
located at Survey
including all the structures thereon both present & future
No. 143/A2, 143/EE, 143/EEL, 143/A1, 143/A1/2, 143/A2/2 Situated at kollur
9 Property
Ramchandrapuram Mandal, Sangareddy district,
Tellapur Municipality,
Telangana State
Owner of the
Mr Maraboina Raju Yadav & Ms. Jampana Sujatha
Property
Project “Elegant Nivasa” being developed on the Property, with saleable area

of 8,71,085 it with 526 residential units of which Saleable area of 6,92,910

Projact

P
FinCorp Ltd.
egistered Offica * 34, Community Centre, Dasant Lok, Vacant Vihar, New Dalhi, 110057 - INDIA Page 10724
Office: 00 Basant Lok. vasant Vihar. New Delhi - 110057 INDIA
 @
HerofmCorp.

sft with 418 residential units belongs to developer.

RERA ID: P01100007243
M/s Elegant Infra Properties
12 | Developer
t area in the Project are sold at an
any unsold
The Borrower shall ensure tha
all-inclusive price of not less than INR 5000 per Sft for the first 98800 Sft (60
13 | Stipulated Price units excluding already booked units) and balance units at not less than all-
inclusive price of INR 5400/5ft
Receivables/Cash Flow (including booking amounts) arising out of or in
connection with or relating to the Project and all insurance proceeds both
present and future
Project/Scheduled
14 Receivables The Borrower shall maintain a minimum Net Receivable Cover (NRC) of 1.75
times during the entire tenor of the loan and any short fall in the NRC due to
receivables would be met by the assigning additional receivables to the
satisfaction of the Lender.
The Borrower will also undertake & confirm that in the event the cash flows
in the account are not sufficient to service the Facility, interest or other dues,
the shortfall will be met through infusion of fresh funds therein by the
Borrower andfor Co-Borrowers / Guarantors in a manner and form as
instructed HFCL. The support shall be kept valid until repayment of the entire
Loan with interest & all other dues & charges
Borrower to undertake that in case there is any increase in cost of

Shortfall Project/contingencies, the Borrower and/or Co-Borrowers / Guarantors shall

15
Undertaking meet the requirement from their own sources, to ensure completion of the
Project/repayment of HFCL loans as per Schedule

In the event of Project sales dropping below expectations or not happening

enough due to which the cash flows of the Borrower are getting impacted
adversely, the Borrower shall make suitable arrangements (including from
cash-flows of any other projects of the Borrower, wherever applicable) to
ensure that the servicing of the Loan remains regular

TERMS OF FACILITY
The Loan shall be utilized towards Construction and Development of the

project.
The Loan either in part or full will not be used for investment in Capital
16 Purpose of Loan
market, land acquisiti on, acquiring equity shares of Indian Company, buy-
back of shares of Indian company or any other purpose, which is prohibited
or any illegal activity
The Interest Rate for the Loan will be the sum of Lender Prime Lending Rate
and Spread per annum. Interest Rate shall be payable monthly, on the 81" day
of each subsequent calendar month (“Interest Payment Date”) or any other
Interest Rate on date as determined by the Lender. However, the first instalment of Interest
17 | the Loan shall be for the period from the date of Disbursement till the 7'" day of next
ng
month and thereafter Interest shall be payable for the period commenci
from 8" day of the current/next month till the 7*" day of next / subsequent

N
month

ero FinGorp Ltd.

| ok, Vacant Vinar. New Delhi 110057 - INDIA
Rogiotorod Offica : 34, Community Cantra, Racant
L e Vel Sl PRt 10057 INDIA Page 2 0f 24
 ||
H HeroHmGorp.

of the Facility
In case of any default or breach of any term contained in afiy
Interest or
Documents (to be entered in connection with the Loan), Default
Borrower.
Additional Interest, as the case may be will be levied on the
Rate being
However, the same shall not affect any increase in Interest
the Lender, the
applicable to the Borrower. The Borrower shall pay to
Interest as calculated above, on the defaulted/ outstand ing amount, as the
case maybe, of the Loan on the 8t day of each calendar month

1 | Lender Prime Lending Rate 14.75% p:aA TN

2 Interest Type Floating

3 | Spread -1.75% p.a.

4 | Interest Rate 13.00% p.a.
Rate (as
The Lender shall have a right to reset the Spread and/or Interest
Interest Rate applicable) (“Reset Interest Rate”) at any time during the tenor of the Loan
18 Reset/Spread
Reset The Borrower shall then pay Interest at such Reset Interest Rate with effect
from the [Spread/Interest) Reset Date
dues by the
a) In case of any payment default (i.e. non-pavrfient of
Borrower, including principal, interest or any other charges payable by
the Borrower under Transaction Documents), default interest of 24% p.a
on overdue amount
s of the
Default Interest b) In case of non-compliance of any other terms and condition
l
19 and Additional Transaction Documents, the Borrower shall be liable to pay an additiona
interest @ 1.00% p.a. with monthly rests over and above the Interest
Interest
Rate plus applicable taxes (“Additional Interest”) for the period beginning
the date of such non-compliance until the same is cured to the
satisfaction of the Lender
Default Interest and Additional Interest shall be independent of each other.
a non-
The Borrower shall pay to Lender on or before first disbursement,
plus all applicabl e
refundable processing fee equal to 1% of the Loan amount,
but subject to deduction of TDS as per
taxes and statutory levies thereon,
applicable law.

20 Processing Fees The Borrower has already deposited a cheque of Rs 2.36 Lacs towards legal
fees to be
and technical fees, which will be adjusted from the final processing
deduced at the time of disbursement.
cellation
The fee is non-refundable fee and independent of disbursement/can
of the Loan by the Borrower.
| 22 Tenor 66 Months including principal moratorium period of 42 months

22 Valvdl.ty of 30 Days from the date of Sanction Letter

Sanction Letter
Availability Period
23 of complete 42 months from the date of first disbursement
Drawdown
shall be
Unless otherwise agreed to by the Lender in writing, the Borrower
Facility only until 42 months
Last date of Drawl | entitled to seek drawls/disbursement out of the
from the date of 1% disbursement.

FinCorp Ltd.
Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA
Registered Office : 34, Community Centre,ties Page3of24
et e e L Ao PALil - SSAINEY MR
 B
HergFimCGorp.

. rorec\os;re / pre-payment is not allowed within 12 months of Loan

disbursal
ent
« HFCL may, at its sole discretion, allows the foreclosure or pre-paym
during the lock-in period subject to making payment of interest for the
Foreclosure / i
complete lock-in period and the prepayment charges of 5% plus
25 Pre-payment
applicable taxes on Principle Outstanding
Charges
e Pre-payment charges of 4% plus taxes on principle outstanding will be
applicable for loans closing within 13-24 months of Loan Disbursal
e Pre-payment charges of 3% plus taxes on principle outstanding after 24
months of Loan Disbursal
¢ No part payment allowed within 12 months from the disbursal date
s NIL part payment charges of an amount up to 25% of the Principal
outstanding at beginning of every financial year
Part-payment o Part payment charges of 4% plus applicable tax on an amount above
26 25% of the Principal outstanding in a financial year.
Charges
Note: - Any part payment due to standing instructions by HFCL in
Collection account will be appropriated towards outstanding principal of
Borrower’s Loan account without any prepayment charges.
NACH1 Escow [ RTGS M Others
Mode of
27
Repayment

The Borrower agrees and undertake to repay to the Lender the principal
B
Repayment amounts of the Facility in 24 monthly instalments as detailed in Annexure
28
Schedule Note: Repayment Schedule will be communicated separately after actual
disbursement which will carry Interest & Principal break-up appropriately
Projected
29 Quarterly Cash As mentioned in Annexure A
Flows
The Borrower shall open a master collections escrow account (“Master
Collection Escrow Account”) with designated bank of Lender for depositing
the Scheduled Receivables of the Project. The Master Collection Escrow
Account shall be maintained and operated by the Borrower during the entire
tenure of the Loan and shall not be closed without the prior written approval
of the Lender. All costs, charges and expenses in connection with the Master
Collection Escrow Account shall be borne by the Borrower. The Borrower
shall enter into agreement with the said Bank and such agreement shall be in
form and manner acceptable to Lender. The Borrower shall ensure that the
30 Escrow Accounts
Scheduled Receivables (100% cash flows) of the Project are deposited only in
the aforesaid Master Collections Escrow Account.

The Borrower shall inform all the customers of the Project to draw all

cheques/RTGS/ACH in favor of the said Master Collections Escrow Account.

of 100% cash flows, 70% cash flows would be deposited in the
Out
cash
designated account (“RERA Designated Account”) and remaining 30%
flows would be deposited in Lender’s account (“Lender Escrow Account”).
Based on the cost incurred, the monies from RERA Designated Account (as

Hero FinGorp Ltd,

Registered Office : 34, Community Centre, Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA Page 4 of 24
8 Rasant Lok vasant Vinar,New Delhi = 110057 INDIA
 HerofEnGorp.

per RERA norms) will be only transferred in Lender Escrow Account and no
other account.
Lender Escrow Account would carry standing instructions to transfer below
mentioned % of funds to HFCL Collection Account which will be appropriated
towards outstanding principal of Borrower’s Loan account without any
prepayment charges:
e 10% on first collection of INR 12.00 crore in the Lender Escrow
Account (from the date of first disbursal);
e 20% on next collection of INR 60.00 crore in the Lender Escrow

Account;
e 35% on next collection of INR 70.00 crore in the Lender Escrow
Account;
sAnd 65% on balance amount routed through Lender Escrow Account
Remaining amount will be transferred to Current Account of the Borrower,
opened with the same bank, preferably. This will be the primary current
account from where interest repayments will be collected by the Lender and
the Borrower can use rest of the funds in this account for all project related
expenses etc.
HFCL will have the exclusive right to increase its share of collections as per
the standing instruction, in case HFCL is not satisfied with the progress of the
Project, delay in loan repayment, non-achievement of disbursement
milestones etc.
Fixed Deposit of 3 month’s interest on proportionate disbursed amount will
Debt Service be created from every tranche with lien marking of “Hero Fincorp Ltd” &
31 Reserve Account original FDR bond will be submitted to HFCL.
(DSRA) HFCL is entitled to liquidate the FD towards the repayment of the debt
obligation
The Loan, all interest thereon, costs, charges, expenses and all other monies
in respect thereof shall be secured by:

1. First and Exclusive charge by way of Registered Mortgage / RMODT over land
admeasuring approximately 19,381.41 Sq.Yds (4.00 ac) of Survey No. 143/A2,
143/EE, 143/EE1, 143/A1, 143/A1/2, 143/A2/2 Situated at Kollur, Tellapur
Municipality, Ramchandrapuram Mandal, Sangareddy district, Telangana
State including all the structures thereon both present & future of
developer's share. We may go for RMODT or whatever is suggest by HFCL's
empaneled lawyer; (Final address and land extent will be considered as per
legal report).
32 | Security 2. First and Exclusive Charge over unsold inventory of the project “Elegant
Nivasa” of developer’s share;
3. First and Exclusive charge over the receivables from sold and unsold units of
the project “Elegant Nivasa” of developer’s share.
4. First and Exclusive charge over escrow accounts of the project “Elegant
Nivasa”;
5. First and Exclusive charge on 3 month’s interest DSRA that will be created in
proportion to disbursement tranche.

The Borrower shall create and perfect the Security stipulated herein above in
AN favour of the Lender prior to first Disbursement, in form and manner

lero FinCorp Ltd.

Registered Office : 34 Community Centre, Basant Lok, Vasant Vihar, Now Delhi, 110057 - INDIA Page 5 of 24
& 1t Lok, 1 Vihar, New Delhi - 110057 INDIA
 5
HergfmCorp.

F satisfactory to Lender

Post creation of security, the Borrower shall maintain a minimum-security

cover of 2.00 times till 40% stage and and Net

1.50 times thereafter
amount in
Receivable Cover (NRC) cover of 1.75 times the outstanding Loan
the form of Property / Project during the entire tenure of the Loan, failing

which it shall be considered as an Event of Default. In case the value of the

Property / Project secured to the Lender falls below the security cover
specified above, the Borrower shall create security on additional assets in
favor of the Lender in order to maintain the security cover and NRC cover
specified above

Upon occurrence of an Event of Default (including a Potential Event of

Default), the Lender shall be entitled to stipulate additional Security Interest
and upon such instructions from the Lender, the Borrower shall not later than
create and perfect such additional Security Interest to the
30 days,
satisfaction of the Lender
The Lender shall be entitled to transfer, assign or novate the whole or any
n
part of the Loan including their rights and obligations under the Transactio
33 Assignability o :
Documents to other persons/entities without any consent of the Borrower,

the guarantor or any other security provider in respect of the Loan

by
1. Registered Supplementary égreement to be executed and duly vetted
credit prior to 1st disbursement for unit sharing and Borrowing rights on
the project land.
2. Revised RERA certificate with 5 years’ timeline for construction to be
documented prior to 1* disbursement.
3. Management certified RERA details of the project as per the RERA
website to be submitted and to be vetted by credit team.
4. Audited financial of M/s Elegant Infra Properties as on 31° Mar 2023 to
be submitted prior to 1! dishursement.
5. Security as per security clause shall be created to the satisfaction of the

Pre-Disbursement Lencer
34 Condition: 6. Valuation reports of the Property shall be obtained from 2 empaneled
valuers of HFCL
7. The title of the Property shall be clear and marketable as certified by
HFCL empaneled lawyer
8. Details of sold and unsold units of the Project to be obtained on the
letter head of the Borrower signed by the authorized signatory
9. CA certified cost of Project, incurred till date and means of finance
10. CA certified net worth certificates of all Co-Borrowers to be obtained
Borrower
11. Latest CA certified Partnership Structure and list of partners of
to be obtained.
12. Security UDC to be obtained as per HFCL's policy
13. Any other conditions as stipulated by the Lender from time to time
with the designated bank of
Conditions to be « The Borrower shall open escrow account(s)
s fied prior to HFCL within 60 days
r from time to time
disbursement | ® Any other conditions as stipulated by the Lende

ero FinGorp Ltd.

Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA
Registered Office : 34, Commum%Cnntm Vihar Page 6 of 24
W et | nk New Deihl - 110057 INDIA
Uoeant
 ||
HergHEmCorp.

Within 60 days
from the date of
first disbursement

e The Property shall have been adequately insured and copy of insurance
policy, with assignment in favour of Lender as loss payee, would be made
available
Conditions to be i 5 p
satisfied within 90 * The Borrower shall ensure to display a signboard at the site of the Project
36 daye itrom the at a prominent place exhibiting the following: “This Project is financed by
i of finst Hero FinCorp Limited and has been charged / mortgaged in its favour”

disbursement o Encumbrance certificate with HFCL charge on Telangana RERA site to be

submitted.
e Revised Environmental clearance reflecting actual number of units in the
project to be in place prior to 31 Mar 2024,
Event of T
37 Default & e Various events of default, potential event of default along with
Consequence consequence of event of default as stipulated in Transaction Documents
of Default
Disbursement from the Facility shall be linked with below mentioned
milestones:

4 Cumulative | Cumulative Cumu.I atve

Tranche Dishiisement Construction Project Proje_ct
Amount (Cr) Collection
Progress Sale (Sft)
(Cr)
1 8 Current Stage 0 0
2 8 11% 110000 4.30
3 6 16% 130000 9.60
4 6 149500 15.90
5 6 26% 169000 2355
6 5 31% 189000 32.90
. 7 4 37% 213700 45.65
Disbursement
38 B 8 4 43% 238500 59.20
9 4 49% 263100 73.15
10 4 56% 288000 88.65
Note: Cumulative construction progress will be considered as per HFCL
empaneled Technical team. Above mentioned collections has to be routed in
the RERA escrow account of the project.

Project collections will be verified from the funds deposited in master

collection ESCROW account.

* Encumbrance certificate with HFCL charge on Telangana RERA site to

be submitted before 3" disbursal or 90 days whichever is earlier.
o At the time of every disbursal, Borrower to submit CA, Architect/
Engineer certificates for the Project.
« Promoter Contribution of INR 3.50 Cr before 2 tranche; INR 3.50 Cr
FinGorp Ltd.
Registered Office : 34, Community Centre, Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA
Corporate Office: 09, Basant Lok, Vasant Vihar. New Delhi - 110057 INDIA Page 7 of 24
 &
HexofimCGorp.

before 3" tranche and INR 3.94 Cr before 4"" Tranche disbursement
to be infused into the project.
o Approval fee due to be paid to HMDA will be verified before every
tranche disbursal and the same shall stand paid as on due date.
« Above Sales milestone is inclusive of expression of interests already
received in the project,
1. The Borrower shall till the entire Facility is repaid, disclose in all
advertisements, marketing and promotional materials including
advertisements in newspapers/magazines, pamphlets, brochures, e-
mailers, websites or any other kind of digital marketing and all sale
agreements that HFCL has financed the Project and Property / Project are
30 Special Conditions mortgaged to the Lender
Regulatory 2. The Borrower shall till the entire Loan is repaid, indicate in all their
advertisements and promotional materials including advertisements in
newspapers/magazines, pamphlets, brochures, e-mailers, websites or
any other kind of digital marketing that they would provide No Objection
Certificate (NOC / permission of the Lender for sale of flats / units in
Project
The Lender is entitled to check progress on sales, collection, cash flow of the
Project and performance of Escrow Account through independent firm
appointed by Lender at the cost of the Borrower and report compliance and
variance on periodic basis (quarterly) and in any event not later than 90 days
Inspection and | of each disbursement of the Facility. The same will continue till the full
40 Monitoring repayment of the Facility or as per Lender’s discretion. The Borrower will
provide all the information required for this purpose to the Lender or Lender
appointed agency any time during the tenor of the Facility. The Borrower

shall ensure availability of such information within 15 (fifteen) days from the
end of each quarter

1. Expressions of Interest received on the project to be converted into sale

within 6 months from the data of receipt of RERA registration of the
project
2. The Borrower would adhere to all building norms and technical
specifications for real estate exposure as laid down by National Building
Code (NBC code)
3. The Borrower shall ensure that it is in adherence to the Ministry of
Environment and Forests Notification no. $.0. 2804(E) dated November
= - 03, 2009 on 'fly ash' and shall continue to be in adherence to the said
o
Special Conditions i y
a1 notification during the tenure of the Facility
Others
4. The Borrower shall ensure that the buildings and structures comprised in
the Project adhere to the National Disaster Management Authority
(NDMA) guidelines on ‘Ensuring Disaster Resilient Construction of
Buildings and Infrastructure’ and shall continue to be in adherence to the
said guidelines at all times
5. The Project sale agreements/demand letters with the customers would
incorporate a condition that the booking money/payments need to be
made in favor of the escrow account opened by the Borrower with
designated bank of the Lender

FinGorp Ltd.
Registered Office : 34, Community Centre, Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA Page 8 of 24
0 Basant Lok Vasant Vihar. New Delhi - 110057 INDIA
 [
HeroFmCorp.

6. Borrower shall obtain a NoObjection Certificate (NOC) from the Lender |

before entering into arrangement or agreement with the prospective
buyers for sale of units in Project
7. Borrower shall first pass the lead / enquiries to HFCL for all home loan
requirements for customers purchasing flats in the Project
8. Additional Interest @ 2.00% p.a. shall be charged on the amount not
routed through designated escrow account at the sole discretion of
Lender, if Borrower defaults in routing 100% of the Scheduled

Receivables from the Project through Escrow Account and/or does not
request for NOC from Lender before registration of units in favor of
prospective buyers for sale of units in Project
9. The Lender shall have a right to appoint legal, tax, financial, technical and
other consultants, and valuer for the review of the Project and any
charges in respect thereof shall be borne by the Borrower
10. The Borrower shall submit monthly reports (in the form and manner
desired by the Lender) in respect of sale, unsold inventory of the Project
and collection of payment of the units in the Project
11. The Borrower will not change its constitution without prior permission of
Lender till the entire Loan is repaid
12. Borrower shall not raise additional debt on the Property/ Projects, till the
closure of the Loan, without prior permission of Lender
13. The Borrower shall allow adequate space in the Project site for HFCL /
Hero Housing Finance Limited representative to help service the
customers who are looking to take the home loan
14. The Borrower shall submit to the Lender yearly audited financial
statements within a period of 270 days from the end of respective
financial year
15. All existing and future loans and advances in the books of Borrower,
obtained from any of its shareholders, directors, family members of the

promoters and any other unsecured indebtedness of the Borrower shall

be subordinate and subservient to the Loan
16. In the event of inability of Borrower to complete the Project as per

agreed schedule, the Lender, at its discretion, will have a right to

substitute the Borrower with any other developer and in this regard shall
have a right to appoint Lender’s Independent Engineer, Project
Management Consultant, etc. in order to achieve completion of the
Project
17. In the event of sale of properties of the Borrower / the Project, without
being developed, Lender shall have an exclusive right to adjust the
proceeds from such sale against the Outstanding Amount
18. The Borrower shall obtain prior written consent of the Lender before
availing any other financial assistance w.r.t “Project” (both funded or
non-funded and secured or unsecured) from any other person including
any bank, NBFCs or any other financial institutions
19. In the Event of Default by the Borrower, in addition to other rights and

remedies available to the Lender under law, contract or otherwise, the

X' Lender shall have an exclusive “Option” to sell and trancfar the uncold

0 FInGorp Lid.
ogisterad Office - 34, Community Centre, Basant Lok, Vasant Vihar. New Delhi 110057 - INDIA
Basant Lok. Vasant Vihar. New Delhi - 110067 INDIA Page 9 of 24
 =
HeroFmCorp.

Units or area under the Project to any party/customers at a price of |

Rs.3250 per sq. ft. (minimum 35% discounted rate) of fair market value,
whichever is less, per sq. ft’. The decision of the Lender in this regard
(including determination of the value of such sale transactions) shall be
final and binding on the Borrower
20. The Borrower shall submit copies of revised approved plans of the
Project within a period of 30 days from the date of change in plans, if
any. In case the value of Property / Project secured to the Lender falls
below the requisite value / receivables, the Lender reserves the right to
decrease the Loan amount and modify the disbursement schedule
accordingly
21. In case bounce is >= 3 times within first year of disbursement, HFCL
reserves the right to revise applicable ROl by up to 2%, at its sole

discretion, upon occurrence of any financial default. Such revised interest

rate shall be effective prospectively
22. Non-submission of Post Disbursal Documents by the Borrower beyond
permissible timelines shall attract additional Penal charges of Rs. 2500/
per document (One-time charge post document submission commitment
date)
23. Non-compliance of ESCROW Account will attract charges of Rs. 2500/~
per loan
24. Applicable charges such as ROC, CERSAI, 1U, etc. shall be collected from
the Customer as per prevailing Schedule of Charges at the time of
Disbursement
The Borrower shall provide an “End-use Certificate” from the Chartered
Accountant within a period of 90 days from the date of every draw down or
is earlier. The End-use
42 End use Certificate | before the date of subsequent draw down whichever
Certificate shall certify that the funds drawn down have been used for the
specified Purpose
of
1. The Lender will have the right to carry out quarterly technical review
the Project
2. The Llender shall have to review the Facility/Project
the right
monthly/quarterly including the audit on sales receivables, stock, cash
flows, no. of units sold etc.
3. The Lender shall have the right to carry out audit of the escrow
43 Audit/Review
account(s) monthly/quarterly
4. The audit/ reviews can be carried out at above mentioned frequencies or
at such other frequencies as may be decided by the Lender from time to
time at its own discretion. All documentation and audit charges shall be
borne by the Borrower
Classification & If Principal or interest or any other amount remains overdue (wholly or
Upgradation of partly) then borrower Loan Account shall reflect the asset classification (SMA
Special mention / NPA) status of an account at the day-end of that calendar date.
44 accounts (SMA)/
Non-Performing Basis of Classification:
Asset (NPA) SMA Sub-Categories: Principal or Interest wholly or partly overdue
SMA : Oupto30days

ro FinGorp Ltd.
Centre, Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA
Registered Office : 34, Community
- 08 Basant Lok Vasant Vihar. New Delhi - 110057 INDIA Page 10 of 24
 HereFimwCorp.

SMA-1 : More than 30 days and up to 60 days

SMA-2 : More than 60 days and up to 90 days
NPA . More than 90 days

Loan accounts classified as NPAs may be upgraded as ‘Standard’ asset only if

entire arrears of interest and principal are paid by the borrower

Hero FINGorp Lid.

Registered Office : 34, Community Centre, Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA
Corporate Office: 09, Basant Lok, Vasant Vihar. New Delhi - 110057 INDIA Page 11 0f 24
HeroFinCagp.

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HergFiwCorp.

Annexure B: Repayment Schedule

Opening Principal Closing
Inst Principal Instalment Principal
Due date of Payment
No % balance Amount Balance
2.30 52.70
1 | 8th day of 43rd month from the date of 1st disbursement 55.00
230 50.40
2 | 8th day of 44th month from the date of 1st disbursement 52.70
2.30 48.10
3 | 8th day of 45th month from the date of 1st disbursement 50.40
4 | 8th day of 46th month from the date of 1st disbursement 48.10 230 45.80
2.30 43.50
5 | 8th day of 47th month from the date of 1st disbursement 45.80
2.30 41.20
6 | 8th day of 48th month from the date of 1st disbursement 43.50
2.30 38.90
7 | 8th day of 49th month from the date of 1st disbursement 41.20
2.30 36.60 |
8 8th day of 50th month from the date of 1st disbursement 38.90
| 9 | 8th day of 515t month from the date of 1st disbursement | 36.60 230 34.30
of 52nd month from the date of 1st disbursement 34.30 2.30 32.00
10 | 8th day
8th day of 53rd month from the date of 1st disbursement 32.00 2.30 29.70
11 |
8th day of 54th month from the date of 1st disbursement 29.70 2.30 27.40
12 |
of 55th month from the date of 1st disbursement 27.40 2.30 25.10
13 | 8th day
| 8th day of 56th month from the date of 1st disbursement 25.10 2.30 22.80
|14
15 | 8th day of 57th month from the date of 1st dishursement 22.80 2.30 20.50
of 58th month from the date of 1st disbursement 20.50 2.30 18.20
16 | 8th day
of 59th month from the date of 1st disbursement 18.20 2.30 15.90
17 | 8th day
8th day of 60th month from the date of 1st disbursement 15.90 2.30 13.60
18 |
2.30 11.30
19 | 8th day of 61st month from the date of 1st disbursement 13.60
day of 62nd month from the date of 1st disbursement 11.30 2.30 9.00 |
20 | 8th
day of 63rd month from the date of 1st disbursement 9.00 2.30 6.70
21 | 8th
month from the date of 1st disbursement 6.70 2.30 4.40
22 | 8th day of 64th
day of 65th month from the date of 1st disbursement 4.40 2.30 2.10
23 | 8th
month from the date of 1st disbursement 2.10 2.10 0.00
24 | 8th day of 66th
Total 55.00

Annexure C: Project Inventory to be mortgaged to HFCL (Developer Share)

Flat ID Unit Type SBUA (Sft) UDS (Sq.Yds)
S.No
1 Block-A — 301 3 BHK 1375 29.00
2 Block-A - 302 3 BHK 2205 4700 |
3 Block-A=305 3BHK 1700 36.00
Block-A — 306 3 BHK 1700 36.00
4
3 BHK 1700 36.00 =
5 Block-A—307
3BHK 1700 36.00 |
6 Block-A — 308
7 Block-A —403 3 BHK 2205 47.00
Block-A — 404 3 BHK 2205 47.00
| 8
Block-A — 405 3 BHK 1700 36.00
9
10 Block-A— 406 3 BHK 1700 36.00
1 Block-A — 407 3BHK 1700 3600 |
| 12 Block-A — 408 3BHK 1700 36.00
Block-A — 501 3 BHK 1375 29.00
13
Block-A — 502 3 BHK 2205 47.00
14
Block-A - 503 3 BHK 2205 47.00
15
3 BHK 2205 47.00
16 Block-A - 504
3 BHK 1700 36.00
Block-A = 505
Block-A — 506 3 BHK 11700 36.00
Rlock-A — 507 3 BHK 1700 1 36.00

Office * Community Centre, Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA
Page 13 of 24
- 09. Basant Lok, Vasant Vihar. New Delhi - 110057 INDIA
 HergsfimCorp.

3 BHK 1700 36.00

20 Block-A — 508
3 BHK 1375 29.00
21 Block-A - 701
Block-A—702 3 BHK 2205 47.00 |
22
23 Block-A— 703 3 BHK 2205 47.00
Block-A 704 ~ 3BHK 2205 47.00 |
24
25 Block-A—705 3BHK 1700 36.00
26 Block-A— 706 3BHK 1700 36.00
27 Block-A— 707 3 BHK 1700 36.00
28 Block-A— 708 3 BHK 1700 36.00
29 Block-A — 801 3 BHK 1375 29.00
30 Block-A - 802 3BHK 2205 47.00
3 BHK 2205 47.00
31 Block-A — 803
32 Block-A— 804 3 BHK 2205 47.00
Block-A - 805 3BHK 1700 3600 |
| 3 36.00
34 Block-A - 806 3 BHK 1700
35 Block-A— 807 3 BHK 1700 36.00
Block-A—808 3 BHK 1700 36.00
36
37 Block-A—901 3BHK 1375 29.00
3 BHK 2205 47.00
38 Block-A =902
39 Block-A — 903 3 BHK 2205 | 47.00
40 Block-A—904 3BHK 2205 47.00
a1 Block-A - 905 3BHK 1700 36.00
42 BlockA-906 | 3BHK 1700 36.00
3 BHK 1700 36.00
43 Block-A —907
a4 ~ Block-A—908 3 BHK 1700 36.00
45 Block-A - 1002 3BHK 2205 47.00
6 Block-A- 1005 3 BHK 1700 36.00
47 Block-A— 1006 3BHK 1700 36.00
a8 Block-A— 1101 3 BHK 1375 29.00
49 Block-A-1102 | 3 BHK 2205 47.00
50 Block-A— 1103 3BHK 2205 47.00
3 BHK 2205 47.00
51 - Block-A - 1104
52 Block-A — 1105 3BHK 1700 36.00
53 Block-A - 1106 3 BHK 1700 36.00
Block-A— 1107 3BHK 1700 36.00
54
Block-A— 1108 3 BHK 1700 36.00
55 29.00
56 Block-A— 1201 3 BHK 1375
Block-A — 1202 3 BHK 2205 47.00
57
Block-A - 1203 3 BHK 2205 47.00
58 47.00
3 BHK 2205
59 Block-A — 1204
60 Block-A—1205 3BHK 1700 36.00
61 Block-A— 1206 3BHK 1700 36.00
Block-A— 1207 3BHK 1700 36.00
62 36.00
63 Block-A — 1208 3 BHK 1700
Block-A- 1501 3 BHK 1375 29.00
64
Block-A - 1502 3BHK 2205 47.00
65 4700
66 Block-A— 1503 3BHK 2205 |
Block-A — 1504 3BHK 2205 47.00
67
Block-A— 1505 3BHK 1700 36.00
68 36.00
69 Block-A— 1506 3 BHK 1700
Block-A— 1507 3BHK 1700 36.00
70 36.00
71 Block-A - 1508 3BHK 1700
nco 2900
72 Block-A — 1601 3BHK 1375
3BHK 2205 47.00
He’o

oy3 ~ Block-A-1602
*

ro FinCorp Ltd. f24

egistered Office : 34, Community Centre, Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA Page 14 of 2
Office: 09. Basant Lok, Vasant Vihar. New Delhi - 110057 INDIA
 HerosFEaCorp.

74 Block-A - 1603 3 BHK 2205 47.00

75 Block-A — 1604 3 BHK 2205 47.00
76 ~ Block-A—1605 3 BHK 1700 36.00
77 Block-A - 1606 3 BHK 1700 36.00
78 Block-A - 1607 3BHK 1700 36.00
79 Block-A - 1608 3 BHK 1700 36.00
80 Block-A— 1701 3 BHK 1375 29.00
81 Block-A - 1702 3BHK 2205 47.00
82 Block-A— 1703 3BHK 2205 47.00
83 Block-A— 1704 3 BHK 2205 47.00
3 BHK 1700 36.00
84 Block-A - 1706
85 Block-A - 1707 3 BHK 1700 36.00
86 Block-A-1708 3 BHK 1700 3600
87 Block-A - 1801 3 BHK 1375 29.00
38 Block-A - 1803 3 BHK 2205 | 47.00
89 Block-A — 1804 3BHK 2205 47.00
90 Block-A - 2001 3 BHK 1375 29.00 )
91 Block-A-2101 3 BHK 1375 29.00
92 Block-A—2102 3 BHK 2205 47.00
03 Block-A- 2103 3 BHK 2205 ~47.00
94 Block-A - 2104 3 BHK 2205 47.00
Block-A - 2105 3 BHK 1700 36.00 |
95
9 Block-A - 2106 3 BHK 1700 36.00
97 Block-A— 2107 3BHK 1700 36.00
3 BHK 1700 36.00
98 Block-A — 2108
99 Block-A- 2203 3 BHK 2205 47.00
100 Block-A— 2204 3 BHK 2205 47.00
101 Block-A — 2205 3 BHK 1700 ~36.00
102 Block-A - 2206 3 BHK 1700 36.00
103 Block-A - 2207 3BHK 1700 36.00
104 Block-A - 2208 3BHK 1700 36.00
105 Block-B - 201 3 BHK 1375 29.00
106 Block-B —204 3 BHK 1700 36.00
107 Block-B — 206 | 3BHK 1700 36.00
108 Block-B — 401 3 BHK 1375 29.00
109 Block-B - 403 3 BHK 1375 29.00
110 Block-B — 404 3 BHK 1700 36.00
111 Block-B — 406 3BHK 1700 36.00
112 Block-B - 501 3BHK 1375 29.00
113 Block-B - 502 3 BHK 1375 29.00
114 Block-B - 503 3 BHK 1375 29.00
115 Block-B - 504 3BHK 1700 36.00
3 BHK 1700 36.00
116 Block-B — 505
3 BHK 1700 36.00 =N
117 Block-B — 506
118 Block-B — 701 3 BHK 1375 29.00
Block-B — 702 “3BHK 1375 29.00
119 29.00
120 Block-B - 703 3BHK 1375
Block-B - 704 3 BHK 1700 36.00
121
122 Block-B 705 3BHK 1700 36.00
Block-B - 706 3 BHK 1700 36.00
123 29.00
124 Block-B - 801 3BHK 1375
Block-B - 802 3BHK 1375 29.00
125 29.00
Block-B — 803 3BHK 1375
3 BHK 1700 36.00
Block-B -804

lero FinGorp Ltd.

y Centre, Basant Lok, Vasant Vinar, New Delhi, 110057 - INDIA -
Registered Office : 34, Communit Page 15 of 24
Office: 09 Basant Lok, Vasant Vihar. New Delhi - 110057 INDIA
 HeroFimCorp.

Block-B — 805 3BHK 1700 36.00 4

128
129 Block-B — 806 3 BHK 1700 36.00
130 | Block-B-901 3BHK 1375 29.00
131 Block-B 902 3BHK 1375 _29.00
132 Block-B — 903 3 BHK 1375 29.00
133 Block-B — 904 3 BHK 1700 36.00
134 Block-B — 905 3BHK 1700 36.00
135 Block-B —906 3 BHK 1700 36.00
136 BlockB - 1101 3 BHK 1375 29.00
137 BlockB — 1102 3 BHK 1375 2900
138 Block-8 - 1103 3BHK 1375 29.00
139 Block B - 1104 3 BHK 1700 36.00
140 Block-B — 1105 3 BHK 1700 36.00
141 Block-B — 1106 3BHK 1700 36.00
142 Block-B — 1201 3 BHK 1375 29.00
143 Block-B — 1202 3 BHK 1375 29.00
144 Block-B - 1203 3 BHK 1375 29.00
145 ~ Block-B—1204 3BHK 1700 36.00
146 BlockB - 1205 3BHK 1700 36.00
147 Block-B — 1206 3 BHK 1700 36.00
3 BHK 1375 29.00
148 Block-B - 1501
149 Block-B — 1502 3 BHK 1375 29.00
150 Block-B— 1503 3 BHK 1375 29.00
3 BHK 1700 36.00
151 Block-B — 1504
152 Block-B - 1505 3 BHK 1700 36.00
Block-B - 1506 3BHK 1700 36.00
153
154 Block-B - 1601 3 BHK 1375 29.00
155 Block-B — 1602 3 BHK 1375 29.00
156 Block-B — 1603 3 BHK 1375 29.00
3 BHK 1700 36.00
157 Block-B — 1604
Block-B — 1605 3 BHK 1700 36.00
158 36.00
Block-B — 1606 3 BHK 1700
159 B
160 Block-B — 1701 3BHK 1375 29.00
Block-B-1702 3BHK 1375 29.00
161 29.00
| 162 Block B— 1703 3 BHK 1375
Block-8— 1705 3 BHK 1700 36.00
163
3 BHK 1700 ~36.00
164 Block-B — 1706
BlockB — 1803 3 BHK 1375 29.00
165
166 Block-B - 1804 3 BHK 1700 36.00
3 BHK 1375 29.00
167 Block-B —2101
168 BlockB — 2102 3 BHK 1375 29.00
BlockB - 2103 3BHK 1375 29.00
169
170 Block-8 —2104 3BHK 1700 36.00
3 BHK 1700 36.00
171 Block-B — 2105
3 BHK 1700 36.00
172 Block-B — 2106
BlockB - 2201 3BHK 1375 29.00
173 29.00
174 Block-B - 2202 3BHK 1375
Block-B — 2203 3 BHK 1375 29.00
175
176 Block-B — 2204 3 BHK 1700 36.00
Block-B — 2205 3BHK 1700 36.00
177
Block-B — 2206 3 BHK 1700 36.00
178 39.00
170 Block-C =301 3 BHK 1845
2 BHK 1375 B 29.00
180 Block-C — 303
Block-C - 304 2BHK 1375 29.00

6 FinCorp Ltd.
egistered Office : 34, Community Cenire, Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA Page 16 of 24
Office: 09 Basant Lok, Vasant Vihar. New Delhi - 110057 INDIA
182 Block-C - 308 3 BHK 1845 3900 |
183 Block-C - 309 3 BHK 1845 39.00
184 Block-C - 401 3 BHK 1845 39.00
185 3 BHK 1845 3900
186 Block-C - 403 2 BHK 1375 29.00
187 Block-C - 404 2 BHK 1375 2000 |
188 Block-C - 405 2BHK 1375 29.00
189 Block-C - 406 2 BHK 1375 29.00
190 Block-C — 407 2 BHK 1375 29.00
191 Block-C - 408 3 BHK 1845 39.00
192 Block-C - 409 3BHK 1845 39.00
193 Block-C - 501 3 BHK 1845 39.00
194 Block-C — 502 3BHK 1845 3900 |
195 Block-C - 503 2BHK 1375 29.00
196 Block-C - 504 2 BHK 1375 2900 |
197 Block-C - 505 2 BHK 1375 29.00
Block-C - 506 2 BHK 1375 29.00 i
198
199 Block-C — 507 2 BHK 1375 29.00
200 Block-C— 508 3BHK 1845 39.00
201 Block-C— 509 3BHK 1845 39.00
202 Block-C — 607 2 BHK 1375 2900 |
Block-C - 701 3 BHK 1845 39.00
203
204 Block-C - 702 3BHK 1845 39.00
205 Block-C 703 2 BHK 1375 29.00
206 Block-C — 704 2 BHK 1375 29.00
207 Block-C - 705 2 BHK 1375 29.00
208 Block-C -~ 706 2BHK 1375 29.00
209 Block-C—707 2BHK 1375 29.00
210 Block-C - 708 3BHK 1845 39.00
211 Block-C - 709 3BHK 1845 39.00
212 Block-C - 801 3 BHK 1845 39.00
213 Block-C - 802 3 BHK 1845 39.00
Block-C — 803 2 BHK 1375 29.00
214
215 Block-C - 804 2BHK 1375 29.00
216 Block-C — 805 2 BHK 1375 29.00
217 Block-C — 806 2BHK 1375 29.00
Block-C - 807 2BHK 1375 29.00
218
219 Block-C - 808 3 BHK 1845 39.00
220 Block-C - 803 3 BHK 1845 39.00
221 Block-C — 901 3 BHK 1845 39.00
Block-C - 902 3 BHK 1845 39.00
222 29.00
223 Block-C—903 2 BHK 1375
224 Block-C — 904 2 BHK 1375 29.00
Block-C — 905 2 BHK 1375 29.00
225
226 Block-C - 906 2BHK 1375 29.00
227 Block-C - 907 2 BHK 1375 29.00
Block-C - 908 3 BHK 1845 39.00
228
229 Block-C —909 3 BHK 1845 39.00
Block-C - 1007 2 BHK 1375 29.00
230
Block-C - 1101 3BHK 1845 39.00
T30 39.00
Block-C - 1102 3 BHK 1845
232
233 Block-C - 1103 2BHK 1375 29.00
Block-C—1104 2 BHK 1375 29.00
234 29.00
Block-C - 1105 2BHK 1375

110057 - INDIA
egistered Office : 34, Community Centre, Basant Lok, Vasant Vihar, New Delhi, Page 17 of 24
ice: 09 Basant Lok, Vasant Vihar. New Delhi - 110057 INDIA.
 HerwfaGorp.

Block-C -~ 1106 2 BHK 1375 29.00

23 1375 29.00
237 Block-C - 1107 2 BHK |
3 BHK 1845 39.00
238 Block-C—1108
3BHK 1845 3900 |
239 Block-C - 1109
240 Block-C— 1201 3 BHK 1845 39.00
241 Block-C — 1202 3BHK 1845 39.00
242 Block-C - 1203 2 BHK 1375 29.00
243 Block-C — 1204 2 BHK 1375 ~ 29.00
24 Block-C - 1205 2 BHK 1375 29.00
245 Block-C — 1206 2 BHK 1375 29.00
246 Block-C - 1207 2 BHK 1375 29.00
247 Block-C - 1208 3 BHK 1845 39.00
248 Block-C — 1209 3BHK 1845 39.00
2 BHK 1375 29.00
Block-C — 1407
249
Block-C — 1501 3BHK 1845 39.00
250 39.00
251 Block-C - 1502 3BHK 1845
Block-C - 1503 2BHK 1375 20.00
252 29.00
253 Block-C— 1504 2 BHK 1375
Block-C - 1505 2 BHK 1375 29.00
254 29.00
255 Block-C - 1506 2 BHK 1375
256 Block-C - 1507 2 BHK 1375 20.00
257 Block-C - 1508 3BHK 1845 39.00
Block-C— 1509 38HK 1845 39.00
258 39.00
3 BHK 1845
Block-C — 1601
259
Block-C — 1602 3BHK 1845 39.00
260 29.00
261 Block-C - 1603 2BHK 1375
Block-C— 1604 ~2BHK 1375 29.00
262 29.00
263 Block-C - 1605 2 BHK 1375
Block-C - 1606 2BHK 1375 29.00
264 29.00
265 Block-C— 1607 2 BHK 1375
Block-C— 1608 3BHK 1845 39.00
266 1845 39.00
| 267 Block-C— 1609 3BHK
Block-C - 1701 3BHK 1845 39.00
| 268 1845 39.00
269 Block-C - 1702 3BHK
Block-C— 1704 2 BHK 1375 29.00
270 1375 29.00
271 Block-C— 1705 2BHK
Block-C — 1706 2 BHK 1375 29.00
272 1375 29.00
273 Block-C — 1707 2 BHK
Block-C = 1708 3BHK 1845 39.00
| 1845 39.00
275 Block-C - 1709 3BHK
Block-C — 1807 2 BHK 1375 29.00
276 1845 39.00
277 Block-C - 2101 3BHK
Block-C — 2102 3 BHK 1845 39.00
278 1375 29.00
Block-C —2103 2 BHK
279
Block-C - 2104 2 BHK 1375 29.00
280 1375 29.00
| 281 Block-C - 2105 2 BHK
Block-C - 2106 2 BHK 1375 29.00
282 1375 29.00
283 Block-C—2107 2 BHK
Block-C - 2108 3BHK 1845 39.00
284 39.00
285 Block-C -~ 2109 3BHK 1845
3BHK 1845 39.00
286 Block-C - 2201 39.00
287 Block-C — 2202 3BHK 1845
TnCobN 1375 29.00
<.\288 Block-C -~ 2203 2 BHK
Block-C - 2204 — 2BHK 1375 29.00
389
SN

ero FinCorp Ltd.

.34, Community Centre, Basant Lok, Vasant Vinar, New Delhi, 110057 - INDIA Page 18 of 24
Registered
e: 34, Community Centre, Basant -ak,Vasalt oL bl
 HerofinCGorp.

Block-C — 2205 2 BHK | 1375 29.00

290
Block-C — 2206 2 BHK 1375 29.00
291
Block-C — 2207 2 BHK 1375 29.00
[ 202 |
3 BHK 1845 39.00
| 293 Block-C - 2208
Block-C—2209 3 BHK 1845 39.00
294
Total 4,89,010 10,350

post receipt of Occupancy

Units Mortgaged to HMDA and are deemed to be mortgaged to HFCL
Certificate or release of charge by HMDA
{Developer share)
Flat ID Unit Type SBUA (sft) UDS (Sq.Yds)
S.No
Block-A - G1 3 BHK 1375 29.00
[ 1
Block-A - G2 3 BHK 2110 45.00
2
3 BHK 1910 40.00
3 Block-A - G3
4 Block-A - G4 3 BHK 2205 | 47.00
Block-A - G7 3 BHK 1550 33.00
5
6 Block-A - G8 3 BHK 1550 3300
3 BHK 1375 29.00
T Block-A - 101
Block-A - 102 3BHK 2110 45.00
8
Block-A - 103 3 BHK 1910 40.00
9
Block-A - 104 3BHK 2205 47.00
10
3 BHK 1550 33.00
11 Block-A - 105
12 Block-A-106 3 BHK 1550 33.00
3 BHK 1375 29.00
13 Block-A - 201
3 BHK 2205 47.00
14 Block-A - 202
Block-A - 203 3BHK 2205 47.00
15 47.00
16 Block-A - 204 3 BHK 2205
Block-A - 205 3 BHK 1700 36.00
17
Block-A - 206 3 BHK 1700 36.00
18
3 BHK 1700 36.00
19 Block-A - 207
3 BHK 1700 36.00
20 Block-A - 208
Block-A - 1301 3BHK 1375 29.00
21
Block-A - 1302 3BHK 2205 47.00
22
3 BHK 2205 47.00
23 Block-A - 1303
Block-A - 1304 3 BHK 2205 47.00
24
Block-A - 1305 3BHK 1700 36.00
25
Block-A - 1306 3 BHK 1700 36.00
26
Block-A - 1307 ~ 3BHK 1700 36.00
27 36.00
28 Block-A - 1308 3BHK 1700
3 BHK 1375 29.00
29 Block-A - 1901
3 BHK 2205 47.00
30 Block-A - 1902
3 BHK 2205 47.00 |
BT Block-A - 1303
Block-A - 1904 3 BHK 2205 47.00
32 36.00
Block-A - 1905 3 BHK 1700
33
Block-A - 1906 3BHK 1700 36.00
34
Block-A - 1907 3 BHK 1700 36.00
35 36.00
36 Block-A - 1908 3BHK 1700
3 BHK 2205 47.00
37 Block-A - 2002
Block-A - 2003 3 BHK 2205 47.00
38
3 BHK 2205 47.00
39 Block-A - 2004
3 BHK 1700 36.00
40 Block-A - 2005
3 BHK 1700 36.00
N 41 Block-A - 2006
3 BHK 1700 26.00
G\ 42 Block-A - 2007
3 BHK 1700 3600 |
=] 43 Block-A - 2008
*
inCorp Ltd.
‘Registered Office : 34, Community Centre. Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA Page 19 of 24
- 11
Office: 09, Basant Lok, Vasant Vihar. New Delhi
 3 BHK 1310 28.00
a4 Block-B - G1
3 BHK 1310 28.00
45 Block-B - G2
46 Block-B - G3 3 BHK 1310 28.00
47 BlockB - 104 3 BHK a0 31.00
Block-B - 105 3BHK 1610 34.00
48 34.00
49 BlockB - 106 3 BHK 1610
Block-B - 202 3 BHK 1375 29.00
50 29.00
51 ~ Block-8 - 203 3 BHK 1375
BlockB - 205 3 BHK 1700 36.00
52 29.00
53 Block-B - 301 3 BHK 1375
54 Block-B - 302 3 BHK 1375 29.00
55 Block-B - 303 3BHK 1375 29.00
Block-B - 304 3 BHK 1700 36.00
56 36.00
57 Block-B - 305 3 BHK 1700
3BHK 1700 36.00
58 Block-B - 306
Block-B - 1301 3 BHK 1375 29.00
59 29.00
60 Block-B - 1302 3BHK 1375
3 BHK 1375 29.00
61 Block-B - 1303
Block-B - 1304 3 BHK 1700 36.00
62 36.00
63 Block B - 1305 3 BHK E 1700
Block-B - 1306 3 BHK 1700 36.00
64 29.00
65 Block-B - 1901 3BHK 1375
Block-B - 1902 3BHK B 1375 29.00
66 29.00
67 Block-B - 1903 3BHK 1375
68 Block-B - 1904 3 BHK 1700 36.00
Block-B - 1905 3 BHK 1700 36.00
69 36.00
70 Block-B - 1906 3 BHK 1700
3 BHK 1375 29.00
71 Block-B - 2001
Block-B - 2002 3 BHK 1375 29.00
72 29.00
73 Block-B - 2003 3BHK 1375
Block-B - 2004 3 BHK 1700 36.00
74 36.00
75 Block-B - 2005 3BHK 1700
Block-B - 2006 3 BHK 1700 36.00
76 1625 34.00
77 Block-C - G2 3 BHK
Block-C - G5 3BHK 1350 29.00
78 29.00
79 Block-C - Gb 3 BHK 1350
Block-C - G7 3BHK 1350 29.00
80 1845 39.00
81 Block-C - G9 3 BHK
Block-C - 101 3 BHK 1625 34.00
82 29.00
83 Block-C - 103 “3BHK 1350
Block-C - 104 3 BHK 1350 29.00
84 29.00
85 Block-C - 105 3 BHK 1350
Block-C - 106 3BHK 1350 29.00
86 29.00
Block-C - 107 3 BHK 1350
87
3 BHK 1830 39.00
88 Block-C - 108
3 BHK 1845 39.00
89 Block-C - 201
Block-C - 202 3BHK 1845 39.00
90 29.00
Block-C - 203 3 BHK 1375
91 29.00
92 Block-C - 204 3BHK 1375
Block-C - 205 3 BHK 1375 29.00
93 29.00
| o Block-C - 206 3 BHK 1375
- 207 3 BHK 1375 29.00
95 Block-C
Block-C - 208 ~ 3BHK 1845 39.00
9% 1845 39.00
97 Block-C - 200 3BHK
] )]
ro EirCorp Ltd.
iiered Office * 34, Community Centre, Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA Page 20 of 24
ico: 09. Basant Lok, Vasant Vihar. New Delhi - 1100! IA
 HerosfEmCGorp.

8 Block-C - 1301 3 BHK 1845 39.00

29 Block-C - 1302 3BHK 1845 39.00
100 Block-C - 1303 3BHK 1375 29.00
101 Block C - 1304 3 BHK 1375 29.00
102 Block-C- 1305 3BHK 1375 29.00
103 Block-C - 1306 3 BHK 1375 29.00

104 Block-C - 1307 3BHK 1375 29.00

105 Block-C - 1308 3 BHK 1845 39.00

106 Block-C - 1309 3 BHK 1845 N 39.00

107 Block-C - 1901 3BHK 1845 39.00

108 Block € - 1902 3 BHK 1845 39.00
109 Block-C - 1903 3BHK 1375 29.00
110 Block-C - 1904 3BHK 1375 29.00
111 Block-C- 1905 3BHK | 1375 29.00
112 Block-C - 1906 3BHK 1375 29.00
113 Block-C - 1907 3 BHK 1375 29.00
114 Block C - 1908 3BHK 1845 39.00
115 Block-C - 1909 3BHK 1845 39.00
116 Block-C - 2001 3BHK 1845 39.00
117 Block-C - 2002 3 BHK 1845 39.00
118 Block-C - 2003 38HK 1375 29.00
19 Block-C - 2004 3 BHK 1375 29.00
120 Block-C - 2005 3BHK 1375 29.00
121 Block-C - 2006 3 BHK 1375 29.00
122 Block-C - 2007 3BHK 1375 29.00
123 Block C - 2008 3BHK 1845 39.00
124 BlockC - 2009 3BHK 1845 39.00
Total 2,03,900 4,320

- Hero FinCorp Ltd.

Registered Office : 34, Communily Cenlre, Basant Lok, Vasant Viar, New Delhi, 110057 - INDIA
Comorate Office: 09, Basant Lok, vasant Vinar, New Delhi - 110057 INDIA Page 21 0f 24
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 B
Hero®fmnGorp.

Sanction
If the terms of this Sanction Letter are acceptable to you, you may sign the duplicate copy of this
Letter as a token of your acceptance and return it to the above-mentioned address

Thanking you,
Yours Sincerely

Authorized Signatory
Name: Ashok Nehru Chode
Designation: Regional Credit Manager
Employee Code: 3857

Read, Understood, Agreed and Accepted by the Borrower & Co-Borrowers

the Sanction Letter, as laid out in English/ have

|/We confirm that I/We understand and accept the terms and conditions of
accept the Loan on the terms set above
been explained to me/us in a vernacular language of my/our understanding and |/We
for evaluating the proposed Loan, including
I/We authorize HFCL to collect information about me/us as may be required
I/We also authorize HFCL to share my credit related
without limitation, gathering information from credit bureaus like CIBIL.
statutory agency or any third-party agency as
information, and my/our personal data at any point of time, with credit bureaus,
you may deem fit
B
For M/s Elegant Infra properties

Jitender Kumar Kedia MV Prasad Rao

Ramesh Reddy Meda Snehith Reddy Meda

Kotha Ravinder Reddy * Thirupalu Reddy Kambham

Date: Hyderabad
LPlace:

Hero FinGorp Ltd.

INDIA
Registered Office : 34, Community Centre, Basant Lok, Vasant Vihar, New Delhi, 110057 - Page 24 of 24
Corporate Office: 09, Basant Lok, Vasant Vihar. New Delhi - 110 IA
 ®
HeroFinCorp.

The sanction of the abovementioned Loan and all the terms and conditions mentioned in this Sanction Letter are subject to the exccution
of a Loan Agreement and other documents in writing (Facility Documents) as HFCL may specify in the preseribed formats,
This Sanction Letter intends to summarize certain basic terms of the Loan and the Facility Documents and docs not reflect an agreement
between HECL and the Borrower in relation 1o the Loan.
The Facility Documents shall contain additional terms and conditions which have not be: out in this Sanction Letter and the ility
Documents shall be read together with the terms and conditions specified in this nction Letter.
Al the Charges including legal, incidental expenses, valuation, inspection, legal scarch, CERSAI, ROC charges, insurance expenses, stamp
duty, Taxes and out of pocket expenses in connection with the proposed Loan shall be borne by the Borrower. HFCL reserves the right o
file ROC charge with MCA, if not done within 30 (thirty) days from the date of the execution of Loan Agreement.
Notwithstanding anything contained in this Sanction Letter or otherwise, the sanction of the Loan mentioned overleafs at the sole d etion
of HFCL and the terms and conditions in relation to the Loan are subject to modification d 7 or cancellation and / or repayment to HFCL,
at the sole discretion of HFCL, on demand without assigning any reasons for the same.
The Sanction of the Loan is subject to the Borrower having provided all such information and documents to HFCL as set may be required
by HFCL from time to time or as may be required under the Facility Documents.
HFCL, at its sole discretion, shall be entitled to revoke this sanction upon occurrence of any of the following events:
7.1 There is any material change in the purpase(s) for which the Loan has been sanctioned.
7.2 In the sole judgment of HFCL, any material facts have been concealed and / or hecome subsequently known,
73 Any statement, declaration, undertaking or disclosure made by, or on behalf of, the Borrower in the application or otherwise is
incarreet, inaceurate, incomplete or misleading
74 There is a default or a breach of the terms and conditions of this Sanction Letter, the Facility Documents or any other loan / facility
offered by HFCL or its group company (o the Borrower or any of the Co- Borrowers.
7.5 The legal / technical / valuation report is not satisfactory to HFCL.
7.6 Failure to create or perfect the Sccurity in accordance with the terms of the Sanction Letter or the Facility Documents
77 Ifthere is any winding up, bankruptey or insolvency proceeding against the Rorrower.
7.8 Any material fact concerning the Borrower’s profits, etc. or ability to repay, or any other relevant aspect ofit is withheld, suppressed,
or concealed or not made known 10 the Lender.
79 Any Information as may be required by the Lender from Borrower, time (o time, pertaining to the Property is not fumnished in the form
prescribed / approved by the Lender over a period of 30 (thirty) days.
7.10 Relevant documents are not executed by the Borrower as per the HFCL’s policy and format.
HFCL reserves the right, at its solc discretion and without assigning any reason and with such notice as HFCL may deem reasonable to the
borrower, to modify, vary, delete or add to the terms and conditions, or to terminate the said Loan and Facility Documents, at any time, and
{0 recall any or all of the amounts due under the said facilities. All amounts duc in respect of the said Loan shall become payable forthwith
on such demand.
This Sanction Letter is subject to due diligence, completion of comprehensive legal, financial, technical and other due diligence (of the
Borrower and the Co-Borrowers) o the satisfaction of Lender. The Borrower shall make available all necessary and material information
and extend full coaperation to lawyers and other advisors of borrowers for undertaking the due diligence
HFCL adopts interest rate/ pricing methodology based on various risks associated with the type of Loan, cost of funds, tenor of the loan,
type & value of Security, Loan amount etc. Further, HFCL periodically reviews the rate of interest and product features offered by it with
those offered by its competitors. For a Borrower, an additional risk premium may be included in the pricing based on the credit risk
associated with the Borrower which is a function of the Borrower’s credit history, credit information, internal rating along with other factors
Jike the Borrower’s source of income, professional experience etc. Accordingly, the applicable rate of interest may be different for different
categories of borrowers and may differ from one loan to other loan.
The Borrower shall obtain and keep valid all approvals required in connection with the Loan
No amount under the Loan shall be disbursed until and unless the Borrower has executed the required agreements, documents and writings
and performed such other acts and deeds as HFCL may require.
The Borrower shall comply with all the Applicable Laws including the RERA Act, rules and guidelines.
The Borrower hereby accepts that, there may be a time lag between disbursement of the Loan and the payment being received by them
The Borrower further agree & undertake that they will pay the interest and charges as set out in the Facility Documents on the disbursed
Loan amount for such period & he will not claim for any type of refund intimate HFCL in
The Borrower shall create and perfect Security, as may be requircd by HECL from time o time and shall immediately or additional Security
the event of any change. damage or deterioration of such Security. HFCL reserves the right to call for alternate
anytime during the tenure of the Loan, The opinion of HECL on the fitncss/acceptability of any Security shall be final, conclusive and
Properties (at its own costs
binding on the Borrower. The Borrower shall, if required by HECL, obtain and maintain such insurance for the
and expenses) required to be secured under the Facility Documents.
The Borrower shall not create any further charge, lien or encumbrance on the Security in favour of any other person except HFCL, without
the prior written approval of HFCL.
HFCL shall not charge foreclosure charges /part-payment penalty on all floating rate erm loans sanctioned for purposes other than business
to the individual Borrowers
The Borrower further agree & undertake that the full and final forcclosure / ermination statement / letter will take at least fifteen (15)
working days from date of receipt of request.
days from the
The Security Documents will be returned back to Borrower / authorized representative in at least 25 (twenty-five) working
date of receipt of the full and final termination / foreclosure amount.
20. The Property is in the possession of the Borrower. No third party interest, including license/tenancy rights have been created or will be
created without the prior written permission of HFCL.
anywhere in India.
21 The Property is free from any court/municipal proceedings/ all dispute, charges, taxes, litigation, attachment

A
lero FinGorp Ltd.
Registered Office : 34, Community Centre, Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA
Corporate Office: 09, Basant Lok, Vasant Vihar. New Delhi - 110057 INDIA
 [
HeroFinCorp.

All the facilities anctioned to the Borrower shall be subject to HFCL's rules as well as the directives issued by Reserve Bank of India,
from time to time.
TDS Deduction — Gross Interest would be paid on the Loan to HFCL. Borrower shall provide a TDS certificate on a quarterly basis to
HFCL and only upon receipt of such TDS certificate shall HFCL be required to refund any TDS amounts to the Borrower within 3 (three)
Business Days. In the event the Borrower is paying the net amount, an undertaking, 1o the effect that the Borrower will provide TDS
certificates to HFCL on a quarterly ba all be provided by the Borrower. However, in event a TDS certificate not been provided within
agreed time frame of 3 (three) months, HFCL reserves the right to debit the amount to Borrower’s Loan account and same shall stand as.
outstanding and recoverable along with Default Interest (where applicable).
This Sanction Letter s subject to due diligence. completion of comprehensive legal, financial, technical and other due diligence (of the
borrower and the guarantors) to the satisfaction of Lender. The Borrower shall make available all necessary and material information and
extend full cooperation to lawyers and other advisors of borrowers for undertaking the due diligence.
HFCL may at its sole discretion disclose information regarding the Loan, Facility Documents or the Borrower, its Guarantors eic. to any
Person including government authority, RBI, CIBIL or any third party etc.
Notwithstanding the issuance of this Sanction Letter and the acceptance thereof, HFCL may decide to not disburse the Loan, repudiate and
rescind this Sanction Letter unilaterally without assigning any reasons
This Sanction Letter is confidential and the property of HECL and neither this document nor the contents hereof shall be communicated to
or used without the HFCL's prior written consent.
“This sanction is available to the Borrower for the period specified in the letter (which period shall not exceed 30 (thirty) days from the date
of the Sanction Letter) provided the Borrower deposits with HFCL the processing fees mentioned overleaf along with a copy on this
Sanction Letter accepted and delivered by the Borrower to HFCL.
29. This Sanction Letter shall be governed by the laws of India and the Borrower and the Lender shall be subject to the exclusive jurisdiction
of New Delhi. Notwithstanding the aforesaid, the Borrower acknowledges and agrees that HFCL may, however, in its absolute discretion
commence any legal action or proceedings arising out of this Sanction Letter and Loan Agreement against the Borrower in a court, tribunal
or any other appropriate forum situated in any part of India

For Hero FinCorp Limit TinCon

Authorized Signato
Name:
Designation:

|/We accept the above terms and conditions (All applicants and co-applicants to sign below)
Customer Name Customer Signature Acceptance

Hero FinGorp Ltd.

Rogictered Office : 34, Community Cantre, Basant Lok, Vasant Vihar. New Delhi. 110057 - INDIA
00 Basant Lok, Vasant Vihar. New Delhi - 110057 INDIA
 ||
HeroFinCorp.

Ref No.: 56644793 / Addendum

Date: 28" December 2023

To,
Borrower's Name: M/s Elegant Infra properties
Khambam; 3) Jitender Kumar Kedia;
Co-Borrower’s Name: 1) Ramesh Reddy Meda; 2) Thirupalu Reddy
V Prasad Rao
4) Kotha Ravinder Reddy; 5) Snehith Reddy Meda; 6) M

n Colony, Narsingi Village, Gandipet Mandal,

Communication Address: Plot No 32, Sy No 135, 401, Brindava
Rangareddy District, Telangana - 500075
Contact Information: Snehith Reddy Meda - +61-9154819570
Email Id: [email protected]

Addendum Sanction Letter

INR Fifty Five Crores only (Term Loan) vide sanction
We, Hero Fincorp Limited had sanctioned total exposure of
letter ref. no. 56644793 dated 29™ Nov 2023.

Below mentioned are the modifications in terms and conditions:

Existing terms Proposed Terms
Terms and
Conditions
Nivasa” being developed on
Project “Elegant Nivasa” being developed on | Project “Elegant
Property, with saleable area of 8,71,085 Sft
the Property, with saleable area of 8,71,085 Sft | the
ial units of which Saleable
Project with 526 residential units of which Saleable | with 526 resident
0 Sft with 418 residential units
area of 6,92,910 Sft with 418 residential units | area of 6,91,71
belongs to developer. belongs to developer.
RERA ID: P01100007243 g
| RERA ID: P01100007243

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Hero FinCorp Ltd.

Lok, Vasant Vinar, New Delhi, 110057 - INDIA
Registered Office : 34, Community Centr o, Basant
New Delhi - 110057 INDIA
ts Vihar.
 i
HeroFinCorp.

CF_TLVER 1.1/1221
Annexure C: project Inventory to be mortgaged to HFCL (Developer Share)
Unit uDs
Flat ID Type | SBUA(sft) UDS (5q.ds) S.No FlatID rvie SBUA (sft) (sa.ds)
S.No
3 BHK 1375 29 53 Block-A - 1108 3 BHK 1700 36
1 Block-A - 301
2 Block-A-305 | 3BHK 1700 36 54 | BlockA-1201| 3BHK 1375 29
3 Block-A-306 | 3BHK | 1700 36 ) 55 | Block-A-1202 | 3BHK| 2205 47
Block-A - 307 3 BHK 1700 36 56 Block-A - 1203 3 BHK 2205 47
a4
5 Block-A-308 | 3BHK | 1700 36 57 | BlockA-1204 | 3BHK 2205 47
2205 47 58 Block-A - 1205 3 BHK 1700 36
6 Block-A - 403 3 BHK
2205 47 59 Block-A - 1206 3 BHK 1700 36
d Block-A - 404 3 BHK
1700 36 60 Block-A - 1207 3 BHK 1700 36
8 Block-A - 405 3 BHK
1700 36 61 Block-A - 1208 3 BHK 1700 36
9 Block-A - 406 3 BHK
1700 36 62 Block-A - 1501 3 BHK 1375 29
10 Block-A - 407 3 BHK
36 N 63 Block-A - 1502 3 BHK 2205 47
g Block-A - 408 3 BHK 1700
29 64 Block-A - 1503 3 BHK 2205 47
12 Block-A - 501 3 BHK 1375
2205 47 65 Block-A - 1504 3 BHK 2205 47
13 Block-A - 502 3 BHK
2205 47 66 Block-A - 1505 3 BHK 1700 36
14 Block-A - 503 3 BHK
2205 47 67 Block-A - 1506 3 BHK 1700 36
15 Block-A - 504 3 BHK
1700 36 68 Block-A - 1507 3 BHK 1700 36
16 Block-A - 505 3 BHK
1700 36 69 Block-A - 1508 3 BHK 1700 36
17 Block-A - 506 3 BHK
36 70 | Block-A - 1601 3 BHK 1375 29
18 Block-A - 507 3 BHK 1700
1700 36 71 Block-A - 1602 3 BHK 2205 47
19 Block-A - 508 3 BHK
Block-A-701 | 3BHK 1375 29 72 | Block-A-1603 | 3BHK 2205 47
20
2205 47 73 Block-A - 1604 3 BHK 2205 47
21 Block-A - 702 3 BHK
47 74 Block-A - 1605 3 BHK 1700 36
22 Block-A - 704 3 BHK 2205
1700 36 75 Block-A - 1606 3 BHK 1700 36
23 Block-A - 705 3 BHK
36 76 Block-A - 1607 3 BHK 1700 36
24 Block-A - 706 3 BHK 1700
25 Block-A-707 | 3 BHK 1700 36 77 | Block-A-1608 | 3BHK | 1700 36
36 78 Block-A - 1701 3 BHK 1375 29
26 Block-A - 708 3 BHK 1700
29 79 Block-A - 1702 3 BHK 2205 47
27 Block-A - 801 3 BHK 1375
47 80 Block-A - 1703 3 BHK 2205 47
28 Block-A - 802 3 BHK 2205
47 81 Block-A - 1704 3 BHK 2205 47
29 Block-A - 803 3 BHK 2205
2205 47 | 82 | Block-A-1706 | 3BHK 1700 36
30 | Block-A-804 | 3BHK | 1700 36
3 BHK 1700 36 83 Block-A - 1707 3 BHK
31 Block-A - 805
36 84 Block-A - 1708 3 BHK 1700 36
32 Block-A - 806 3 BHK 1700
36 85 Block-A - 1801 3 BHK 1375 29
33 Block-A - 807 3 BHK 1700
36 86 Block-A - 1803 3 BHK 2205 47
34 Block-A - 808 3 BHK 1700
29 87 Block-A - 1804 3 BHK 2205 47
35 Block-A - 901 3 BHK 1375
47 88 Block-A - 1807 3 BHK 1700 36
36 Block-A - 902 3 BHK 2205
2205 47 89 | Block-A-1808 | 3BHK 1700 36
37 | Block-A-903 | 3BHK | 1375 29
38 | Block-A-904 | 3BHK | 2205 47 90 | Block-A-2001 | 3BHK
36 91 Block-A - 2101 3 BHK 1375 29
39 Block-A - 905 3 BHK 1700
36 92 Block-A - 2102 3 BHK 2205 47
40 Block-A - 906 3 BHK 1700
36 93 Block-A - 2103 3 BHK 2205 47
41 Block-A - 907 3BHK 1700
94 Block-A - 2104 3 BHK 2205 47
42 Block-A - 908 3 BHK 1700 36
95 Block-A - 2105 3 BHK 1700 36
43 Block-A - 1002 3 BHK 2205 47
96 Block-A - 2106 3 BHK 1700 36
44 Block-A - 1005 3 BHK 1700 36
97 Block-A - 2107 3 BHK 1700 36
Block-A - 1006 3 BHK 1700 36
45
1375 29 98 | Block-A-2108 | 3BHK 1700 36
46 | Block-A-1101 | 3BHK | | 3BHK 2205 47
47 Block-A-1102 | 3 BHK 2205 47 99 | Block-A-2203
2205 47 100 | Block-A-2204 | 3 BHK 2205 47
28 | Block-A-1103 | 3BHK | 1700 36
2205 47 101 Block-A - 2205 3 BHK
749 Block-A-1104 3 BHK
102 Block-A - 2206 3 BHK 1700 36
50 Block-A - 1105 3 BHK 1700 36
103 Block-B - 201 3 BHK 1375 20
51 Block-A - 1106 3 BHK 1700 36
104 Block-B - 204 3 BHK 1700 ETN |
52 Block-A - 1107 3 BHK 1700 36
a
Hero FinCorp Ltd.
Registered Office : 34, Community Centre, Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA
ina: cant ant har w lhi 0057 DIA
 |
HeroFinCorp.

CF_TLVER 1.1/1221

Unit Type | SBUA (sft) (s:.[wzs) S.No Flat ID Unit Type | SBUA (sft) (S:.?‘:s)
Sio | Fatip
1700 36 | 157 | BlockB-1701 | 3BHK 1375 29
105 | Block-B-206 | 3BHK 29
106 | Block-B-401 | 3BHK 1375 29 158 | Block-B-1702 | 3BHK 1375
1375 29 159 | Block-B-1703 | 3BHK 1375 29
107 | Block-B-403 | 3BHK
108 | Block-B-404 | 3BHK 1700 36 160 | Block-B-1705 | 3BHK 1700 36
109 | Block-B-406 | 3BHK 1700 36 161 | BlockB-1706 | 3BHK 1700 36
1 | 3BHK 1375 29 | 162 | Block-B-1803 | 3BHK 1375 29 |
110 | Block-B-50 1700 36
111 | Block8-50 2 | 3 BHK 1375 9 | 163 | Block-B-1 804 | 3BHK
Block-B-50 3 | 3BHK 1375 29 164 | Block-B-2 101 | 3BHK 1375 29
112 | 29
113 | Block-B-504 | 3BHK 1700 36 165 | Block-B-2102 | 3BHK 1375
114 | Block-B-505 | 3BHK 1700 36 [166 | BlockB-2103 | 3BHK 1375 29
1700 36 167 | Block-8-2104 | 3BHK 1700 3% |
115 | Block-B-506 | 3BHK 36
116 | BlockB-701 | 3BHK 1375 29 168 | Block-B-2105 [ 3BHK 1700
1375 29 169 | Block-B-2106 | 3BHK 1700 36
|117 | BlockB-703 | 3BHK 1375 29
118 | Block-B-704 | 3BHK 1700 36 170 | Block-B-2201 | 3BHK
1700 36 171 | Block-B-2202 | 3BHK 1375 29
|119 | Block-B-705 | 3BHK 1375 29
120 | BlockB-706 | 3BHK 1700 36 172 | Block-B-2203 | 3BHK
1375 29 173 | Block-B-2204 | 3BHK 1700 E
[ 121 | Block-B-801 | 3BHK 1700 36
122 | Block-B-802 | 3BHK 1375 29 174 | Block-B-2205 | 3BHK
1375 29 175 | Block-B-2206 | 3BHK 1700 36
123 | BlockB-803 | 3BHK 1845 39
124 | Block-B-8 04 | 3BHK 1700 36 176 Block.C-30 1 | 3BHK
| 3BHK 1700 36 177 Block-C-303 | 2BHK 1375 29
125 | Block-B-80 5 1375 29
126 | Block-B-806 | 3BHK 1700 36 178 Block-C-304_| 2BHK
29 | 179 Block-C-308 | 3BHK 1845 39
127 | Block-B-901 | 3BHK | 1375 1845 39
128 | Block-B-902 | 3BHK 1375 29 180 Block-C-309 | 3BHK
1375 29 181 Block-C-401 | 3BHK 1845 39
[129 | Block-B-903 | 3BHK 1845 39
130 | Block-B-904 | 3BHK 1700 36 182 Block-C-402 | 3BHK
1700 36 183 Block-C-403 | 2BHK 1375 29
131 | Block-B-905 | 3BHK 1375 29
132 | BlockB-906 | 3BHK 1700 36 184 Block-C-404 | 2 BHK
3BHK 1375 29 185 Block C-405 | 2BHK 1375 29
133 | BlockB-1101 | | 2BHK 1375 29
134 | BlockB-1102 | 3BHK 1375 29 186 Block C-406
| 3BHK 1375 FER 187 Block-C-407 | 2BHK 1375 29
135 | Block-B-1 103 1845 39
136 | BlockB-1104 | 3BHK 1700 36 188 Block-C-408 | 3BHK
1700 36 189 Block-C-409 | 3BHK 1845 39
137 | Block-B-1105 | 3BHK 1845 39
| 138 | Block-B-1106 | 3BHK 1700 | 36 190 Block-C-501 | 3BHK
1375 29 191 Block-C-502_| 3BHK 1845 E)
139 | BlockB-1201 | 3BHK 1375 29
140 | Block-B-1202 | 3BHK 1375 29 192 Block-C-503 | 2BHK
1375 29 193 Block-C-504 | 2BHK 1375 29
141 | BlockB-1203 | 3BHK 1375 29
142 | Block-B-1204 | 3BHK 1700 36 194 Block-C-505 | 2 BHK
1700 36 195 Block-C-506_| 2 BHK 1375 29
143 | Block--1205 | 3BHK 7 | 2 BHK 1375 | 29
144 | BlockB-1206 | 3 BHK 1700 C 196 Block-C-50
1375 29 197 | Block-C-508 | 3BHK 1845 39
|145 | BlockB-15 01 | 3BHK 39
3BHK 1375 29 198 Block-C-509 | 3BHK 1845
146 | BlockB-15 02 | 1375 29
147 | BlockB-1503 | 3BHK 1375 29 199 Block-C-607 | 2BHK
1700 36 200 Block-C-701 | 3BHK 1845 39
148 | BlockB-1504 | 3BHK BlockC-702 | 3BHK 1845 39
149 | Block-B-1505 | 3BHK 1700 36 | 201
%6 202 Block-C-703 | 2BHK 1375 29
150 | Block-B-1506 | 3BHK 1700 29 |
1375 29 203 Block-C-704_| 2BHK 1375
151 | Block-B-1601 | 3 BHK 1375 29
152 | BlockB-1602 | 3BHK | 1375 29 204 Block-C- 705 | 2 BHK
29 205 Block-C-706 | 2BHK 1375 29
153 | Block-B-1603 | 3BHK 1375 29
1700 36 | |__206 Block-C-707 | 2 BHK 1375
154 | Block B-1604 | 3BHK | 3BHK | 1845 39
155 | BlockB-1605 | 3 BHK 1700 36 207 Block-C-708
36 208 Block-C-70 9 | 3BHK 1845 | 39
| 156 | Block-B-1606 | 3BHK 1700
1 = ( %// [%”’
Hero FinCorp Ltd. \
110057 - INDIA
od Office : 34, Community Centre, Basant Lok, Vasant Vihar, New Delhi,
 HeroFinCorp.

CF_TLVER 1.1/1221
Unit UDs
s.No FlatID
Unit | SBUASH)
Tvpe | oouDsvag) S.No Flat ID Type | SBUASH) | oo v
261 Block-C - 1606 2 BHK 1375 | [ |
Block-C - 801 3 BHK 1845 39
I 209
3BHK 1845 39 262 | Block-C-1607 | 2BHK 1375 29
210 | Block-C-802 |
2BHK 1375 29 | 263 | Block-C-1608 | 3BHK 1845 39
211 | Block-C-803 | 1845 39 |
212 | BlockC-804 | 2BHK 1375 29 264 | Block-C-1609 | 3BHK |
2BHK | 1375 29 265 | Block-C-1701 | 3BHK 1845 39
213 | BlockC-805 | 39
214 | Block-C-806 | 2BHK 1375 29 266 | Block-C-1702 | 3BHK 1845
267 Block-C - 1704 2 BHK 1375 29 i
Block-C - 807 2 BHK 1375 29
215
1845 | 39 268 | Block-C-1705 | 2BHK 1375 29
216 | Block-C-808 | 3BHK 1375 29
217 | Block-C-809 | 3BHK 1845 | 39 [ 269 | BlockC-1706 | 2BHK |
1845 | 39 270 | Block-C-1707 | 2BHK 1375 29
218 | Block-C-901 | 3BHK 1845 39
1845 39 271 Block-C - 1708 3 BHK
219 Block-C - 902 3 BHK
272 Block-C - 1709 3 BHK 1845 39
Block-C - 903 2 BHK 1375 29
220
| 2BHK 1375 29 273 | Block-C-1807 | 2BHK 1375 29
221 | Block-C-904 1845 39
1375 29 274 Block-C - 1808 3 BHK
222 Block-C - 905 2 BHK
275 Block-C - 2101 3 BHK 1845 39
Block-C - 906 2 BHK 1375 29
223
1375 | 29 276 | Block-C-2102 | 3BHK 1845 39
224 | Block-C-907 | 2BHK 1375 29
225 | Block-C-908 | 3BHK 1845 39 277 | Block.C-2103 | 2BHK
278 Block-C - 2104 2 BHK 1375 29
Block-C - 909 3 BHK 1845 39
226
1375 29 279 | Block-C-2105 | 2BHK 1375 29
227 | BlockC 1007 | 2BHK 1375 29
228 | Block-C-1101 | 3BHK 1845 39 280 | Block-C-2106 | 2BHK
1845 39 | 281 | Block-C-2107 | 2BHK 1375 29
229 | Block-C-1102 | 3BHK 3 BHK 1845 39
2 BHK 1375 29 282 Block-C - 2108
230 Block-C - 1103
283 Block-C - 2109 3 BHK 1845 39
Block-C - 1104 2 BHK 1375 29
231
1375 29 284 | Block.C-2201 | 3BHK 1845 39
232 | BlockC-1105 | 2BHK | 3BHK 1845 39
2 BHK 1375 29 285 Block-C-2202
Block-C - 1106
233
2BHK 1375 29 286 | Block-C-2203 | 2BHK 1375 29 |
234 | Block-C-1107 | 29
| 3BHK 1845 39 287 | Block-C-2204 | 2BHK 1375
235 | Block-C-1108 | 2BHK 1375 29
[236 | Block-C-1109 | 3BHK 1845 39 288 | Block-C-2205
1845 39 |289 | Block-C-2206 | 2BHK | 1375 29 |
237 | Block-C-1201 | 3BHK 29
| 3BHK 1845 39 290 | Block-C-2207 | 2BHK 1375
238 | Block-C-1202 1845 39
230 | Block-C-1203 | 2BHK 1375 29 291 | Block-C-2208 | 3BHK
433225 10227
Block-C - 1204 2 BHK 1375 29
240
241 | Block-C-1205 | 2BHK 1375 29
Block-C - 1206 2 BHK 1375 29
242
243 | Block-C-1207 | 2BHK 1375 29
244 | Block-C-1208 | 3BHK 1845 39
245 | Block-C-1209 | 3BHK 1845 39
Block-C - 1407 2 BHK 1375 29
246
247 | Block-C-1501 | 3BHK 1845 39
Block-C-1502 | 3 BHK 1845 39
| 248
249 | Block-C-1503 | 2BHK 1375 29
Block-C - 1504 2 BHK 1375 29
250
251 | Block-C-1505 | 2BHK 1375 29
252 | Block-C-1506 | 2BHK 1375 29
253 | Block-C-1507 | 2BHK | 1375 29
254 | Block-C-1508 | 3BHK 1845 | 39
255 | Block-C-1509 | 3BHK 1845 | 39
256 | Block-C-1601 | 3BHK 1845 | 39
257 | Block-C-1602 | 3BHK 1845 39
258 | Block-C-1603 | 2BHK 1375 29
259 | Block-C-1604 | 2BHK 1375 29 £ V %’
B | 2 -
|260 | Block-C-1605 | 28HK
\
Hero FinCorp Ltd.
Community Centre, Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA
Of TAa: 34,Raeant
Registered Office | nk VVacant Vinar New Delhi - 110057 INDIA
 HeroFinCorp.

CF_TLVER 1.1/1221

Units Mortgaged to HMDA and are deemed to be mortgaged to HFCL post receipt of Occupancy Certificate or release of charge by
HMDA (Developer share)
S.No Flat ID Type | SBUA(sft) | UDS (sq.vds) | [ S.No Flat ID Type | SBUA (Sft) | UDS (Sq.Vds)
1 Block-A - G1 3 BHK 1375 2 53 Block-B - 205 3 BHK 1700 36
2 Block-A-G2 | 3BHK | 2110 45 54 | Block-B-301 | 3BHK | 1375 29
3 Block-A-G3 | 3BHK | 1910 40 55 | Block-B-302 | 3BHK | 1375 29
4 BlockA-G4 | 3BHK | 2205 17 56 | Block-B-303 | 3BHK | 1375 29
5 Block-A-G7 | 3BHK | 1550 33 57 | BlockB-304 | 3BHK | 1700 36
6 Block-A-G8 | 3BHK | 1550 33 58 | Block-B-305 | 3BHK 1700 36
7 | Block-A-101 | 3BHK | 1375 29 59 | Block-B-306 | 3BHK 1700 36
8 | Block-A-102 | 3BHK | 2110 45 60 | Block-B-1301 | 3BHK 1375 29
9 Block-A - 103 3 BHK 1910 40 61 Block-B - 1302 3 BHK 1375 =
10 Block-A - 104 3 BHK 2205 47 | 62 Block-B - 1303 3 BHK 1375 29

11 Block-A - 105 3 BHK 1550 33 63 Block-B- 1304 | 3 BHK 1700 36

12 | Block-A-106 | 3BHK | 1550 33 64 | Block-B-1305 | 3BHK 1700 36

13 Block-A - 201 3 BHK 1375 29 65 Block-B - 1306 3 BHK 1700 36

14 Block-A - 202 3 BHK 2205 47 66 Block-B - 1901 3 BHK 1375 29

15 Block-A - 203 3 BHK 2205 47 67 Block-B - 1902 3 BHK 1375 29

16 | Block-A-204 | 3BHK | 2205 47 68 | Block-B-1903 | 3BHK | 1375 29
17 Block-A - 205 3 BHK 1700 36 69 Block-B - 1904 | 3 BHK 1700 36

18 Block-A - 206 3 BHK 1700 36 70 Block-B - 1905 | 3 BHK 1700 36

19 Block-A - 207 3 BHK 1700 36 ] Block-B - 1906 3 BHK 1700 36

20 | Block-A-208 | 3BHK 1700 36 72 | Block-B-2001 | 3BHK | 1375 29

21 Block-A - 1301 3 BHK 1375 29 3 73 Block-B - 2002 3 BHK 1375 29

22 Block-A-1302 | 3 BHK 2205 a7 74 Block-B - 2003 3 BHK 1375 29

23 Block-A - 1303 2205 a7 75 Block-B - 2004 | 3 BHK 1700 36

24 Block-A - 1304 2205 a7 76 Block-B-2005 | 3 BHK 1700 36

25 | Block-A-1305 1700 36 77| Block-B-2006 | 3BHK | 1700 E

26 Block-A - 1306 1700 36 78 Block-C - G1 3 BHK 1625 34
27 Block-A - 1307 1700 36 79 Block-C - G2 3 BHK 1625 3 |

28 | Block-A-1308 1700 36 80 | Block-C-G4 | 2BHK | 1350 29

29 | Block-A-1901 | 1375 29 81 | Block-C-G5 | 2BHK | 1350 29
30 | Block-A-1902 2205 47 |82 | Block-C-G6 | 2BHK | 1350 29
31 | Block-A-1903 2205 47 83 | Block-C-G7 | 2BHK | 1350 29
32 | Block-A-1904 | 3BHK | 2205 a7 84 | BlockC-G9 | 3BHK 1845 39
33 | Block-A-1905 | 3BHK | 1700 36 85 | Block-C-101 | 3BHK 1625 31
34 Block-A-1906 | 3 BHK 1700 36 86 Block-C - 103 2 BHK 1350 29

35 | Block-A-1907 | 3BHK | 1700 36 87 | BlockC-104 | 2BHK | 1350 29

36 | Block-A-1908 | 3BHK | 1700 36 88 | Block-C-105 | 2BHK | 1350 29
37 | Block-A-2002 | 3BHK | 2205 47 89 | Block-C-106 | 2BHK | 1350 29
38 | Block-A-2003 | 3BHK | 2205 47 90 | Block-C-107 | 2BHK | 1350 29
39 | Block-A-2004 | 3BHK | 2205 a7 91 | Block-C-108 | 3BHK 1830 39
10 Block-A - 2005 3 BHK 1700 36 92 Block-C - 201 3 BHK 1845 39

41 | Block-A-2006 | 3BHK | 1700 36 93 | Block-C-202 | 3BHK | 1845 39

42 | Block-A-2007 | 3BHK | 1700 36 94 | Block-C-203 | 2BHK | 1375 29
43| Block-A-2008 | 3BHK | 1700 36 95 | Block-C-204 | 2BHK | 1375 29
44| BlockB-G1 | 3BHK | 1310 28 | | 96 | BlockC-205 | 2BHK 1375 29
45 | BlockB-G2 | 3BHK | 1310 28 97 | Block-C-206 | 2BHK | 1375 29
26 | Block-B-G3 | 3BHK | 1310 28 98 | Block-C-207 | 2BHK | 1375 29
47 | Block-B-G5 | 3BHK 1610 34 99 | Block-C-208 | 3BHK 1845 39
48 | BlockB-104 | 3BHK | 1470 31 100 | Block-C-209 | 3BHK 1845 39
1610 34 101 Block-C-1301 3 BHK 1845 39
49 Block-B - 105 3BHK |
50 | BlockB-106 | 3BHK | 1610 34 102 | Block-C-1302 | 3BHK 1845 39
1375 29 103 Block-C-1303 | 2 BHK 1375 29
51 Block-B - 202 3 BHK
3 BUK 1375 29 |_104 Block-C- 1304 | 2 BHK 1375 29 ‘

agistered Office : 34, Community Centre, Basant Lok, Vasant Vihar, Nexv Delhi, 110057 - INDIA
 HeroFinCorp.

CF_TLVER1.1/1221

S.No FlatID Twpe | sBUA(SR) | ;3:5) SNo | Flup Tyme | souA(sfy | S:.I:ZS)
105 Block-C - 1305 2 BHK 1375 29 117 Block-C - 1908 3 BHK 1845 39
106 Block-C - 1306 2 BHK 1375 29 118 Block-C - 1909 3 BHK 1845 39
107 | Block-C-1307 | 2BHK 1375 29 119 | Block-C-2001 | 3BHK 1845 39
108 | Block-C-1308 | 3BHK 1845 39 120 | Block-C-2002 | 3BHK 1845 39 |
109 Block-C-1309 | 3BHK 1845 39 121 Block-C-2003 | 2BHK 1375 29
110 Block-C - 1901 3 BHK 1845 39 122 Block-C - 2004 2 BHK 1375 29 i
111 Block-C - 1902 3 BHK 1845 39 123 Block-C - 2005 2 BHK 1375 29 B
112 Block-C - 1903 2 BHK 1375 29 124 Block-C - 2006 2 BHK 1375 29
113 Block-C - 1904 2 BHK 1375 29 125 Block-C - 2007 2 BHK 1375 29
114 Block-C - 1905 2 BHK 1375 B 29 126 Block-C - 2008 3 BHK 1845 39
115 Block-C - 1906 2 BHK 1375 29 127 Block-C - 2009 3 BHK 1845 39
116 Block-C - 1907 2 BHK 1375 29 208485 4417 —‘

All other terms and conditions of existing sanction letter ref. no. 56644793 dated 29 Nov 2023 will remain unaltered.
Thanking You,
For Hero FinCorp Limited For Hero FinCorp Limited

Authorized Signatory Authorized Signatory

Name: Ashok Nehru Chode Name: Gaurav Kumar Srivastav
Designation: Regional Credit Manager Designation: Area Sales Manager

1/We accept the above terms and conditions (borrower and all guarantors to sign below)

For M/s Elegant Infra properties

Jiten}ummar Kedia MYV Prasad Rao

Corv s
L= ,c{f‘/ i

el Ramesh Red Meda Snehith Reddy Meda

oy Y

Kotha Ravinder Reddy Thirupalu Reddy Kambham

Ve ama W - N\/‘”\

Hero FinGorp Ltd.

Registered Office : 34, Community Centre, Basant Lok, Vasant Vihar, New Delhi, 110057 - INDIA
Corporate Office: 09, Basant Lok, Vasant Vihar. New Delhi - 110057 INDIA