Dear Demo Proposer,

You have chosen the options: Endowment, Early Income and Deferred Income
 With Shubh Flexi Income Plan, you can enjoy benefits such as:

Your cash bonuses are tailored to your preferences as per below:

Cash bonus* Starts from Year 1
Cash Bonus Option Paid In Cash
Frequency of Cash Bonus Annually in Arrears
Proportion of Bonus paid in cash 100%
Proportion of Bonus paid in Sub-Wallet NA
Receive cash bonus on chosen special date NA
You have chosen to receive your cash bonus every year on Policy anniversary.
The above mentioned benefits including optional benefits are applicable for an inforce policy (all premium during premium payment term have been paid as and when due).

You have chosen to receive your cash bonus on a Special Date.. Heres how it will work:
On your survival till maturity, you shall receive the total benefits as follows:
You Pay during premium payment term You Get during policy term
Total Premium* ₹ 1000000 Total Benefits** @4% ₹ 10,92,469 | @8% ₹ 13,25,092

Life Cover (at inception) - ₹ 7,41,000

*Above Premiums are excluding GST. Premiums are payable at the beginning of year; ** Product features mentioned above are dependent on benefit chosen. The assumed rate of returns indicated at 4 % and 8 % are illustrative and not guaranteed and
do not indicate the upper or lower limits of returns under the policy. The guaranteed benefits are dependent on the Policy terms, Premium payment terms availed along with other variable factors.The above benefits / returns shown in the document are
for illustrative purposes only & must be read in conjunction with the Benefit Illustration.For more details on risk factors, terms, and conditions please read the sales brochure & policy document carefully before concluding a sale. Product features
mentioned above are dependent on benefit chosen. These bonuses are not guaranteed in nature. The company may declare cash bonus annually in advance.The cash bonus, if declared, will be applicable provided all due premiums have been paid.
1Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume
responsibility on tax. implication mentioned anywhere in this document.Please consult your own tax consultant to know the tax benefits available to you. All Premiums are subject to applicable taxes, cesses & levies which will entirely be borne by the
policyholder along with the payment of Premium. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder.
Alternatively, Tata AIA Life Insurance Company Limited has the right to deduct the amount from the benefits payable by us under the Policy. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a
sale. This product is underwritten by Tata AIA Life Insurance Company Limited. The risk factors of the bonuses projected under the product are not guaranteed. Past performance does not construe any indication of future bonuses. These products are
subject to the overall performance of the insurer in terms of investments, management of expenses, mortality, and lapses. The plan is not a guaranteed issuance plan and it will be subject to the companys underwriting and acceptance.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo
displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or
visit Tata AIA Life’s nearest branch of ce or call 1-860-266-9966 (local charges apply) or write to us at [email protected]. Visit us at:
www.tataaia.com.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police
FRAUDULENT OFFERS complaint
BENEFIT ILLUSTRATION
Tata AIA Shubh Flexi Income Plan
Name of Prospect/Policyholder : Demo Proposer Proposal No: 5689857585
Age (years) : 30 Name of the Product: Tata AIA Shubh Flexi Income Plan
Gender : Male Tag Line: Individual, Non-Linked Participating Life Insurance Savings
Name of the Life Assured : Demo Insured Plan
Age (years) : 30 Unique Identification Number: 110N207V02
Gender : Male GST Rate : 4.50% for first year
Premium Payment Term (years) : 10 2.25% second year onwards
Policy Term (years) Option 1-Endowment : 11
Policy Term (years) Option 2-Early Income : 11
Policy Term (years) Option 3-Deferred Income : 11
Income Start Year Option 2-Early Income : 1
Income Start Year Option 3-Deferred Income : 11
Amount of Instalment Premium : 1,04,500
Mode of Payment of Premium : Annual
Sum Assured Type : Sum Assured - II
Death Benefit Multiple : 7.41
Mode of Payment of Cash Bonus : Annual in Arrears
Smoker No

How to read and understand this benefit illustration?

This benefit illustration is intented to show year-wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this
page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might
get back, as the value of your policy is dependent on a number of factors including future investment performance.

Policy Details

Policy Option Option 1- Endowment Option 2- Early income Option 3- Deferred Income
Bonus Type Cash bonus and Reversionary Bonus
Premium Allocation 50 % 25 % 25 %

Sum Assured Rs. 3,70,500 1,85,250 1,85,250

Special Date No
Sum Assured on Death (at inception of the policy) Rs. 7,41,000

Optional Benefits Summary

Particulars Yes/No Additional annualised premium without GST (Rs.)

Cover Continuance Benefit No 0

Waiver of Premium Benefit No 0

Total 0
 Rider Details
Tata AIA Vitality (Wellness Program): No
Details of Life Insured/Partner under the Benefit Option Benefit Payout Return Premium
of Benefit Premium Sum p.a. Year 1
Rider Name / UIN^(Benefit Option / Benefit Payout Option) Lumpsum Income Income Option Payment Assured Discount
Name Age(yrs) Gender p.a. Duration premium without
(Rs.)
(Rs.) (yrs) option Term Term (Rs.) GST (Rs.) (Rs.)

Premium Summary
Base Plan Optional Benefits Riders Total Instalment Premium
Instalment Premium without GST (Rs.) 1,00,000 0 0 1,00,000
Instalment Premium with First year GST (Rs.) 1,04,500 0 0 1,04,500
Instalment Premium post applicable discount with First year GST (Rs.) 1,04,500 0 0 1,04,500
Instalment Premium with GST 2nd year onwards (Rs.) 1,02,251 0 0 1,02,251

(Amount in Rupees.)
Guaranteed Benefits Non - Guaranteed Benefits @4% p.a. Non - Guaranteed Benefits @8% p.a. Total Benefits including Guaranteed and Non Guaranteed
Benefits
Maturity Benefit Death Benefit
Total Total Total Death Total Death
Policy Single/Annualised Maturity Maturity Benefit, Benefit,
Year Premium Special Special Benefit,
Guaranteed Survival Guaranteed Surrender Death Maturity Reversionary Cash Bonus Surrender Surrender Reversionary Cash Bonus Surrender Surrender Benefit, including including
Additions Benefit Value Benefit Benefit Bonus Benefit Bonus Benefit including including ofTerminal Terminal
Value Value Terminal Bonus, if any Bonus, if any
Terminal
Bonus, if any Bonus, if any @4% @8%
@4%(7+8+TB) @8% (6+8+TB) (6+12+TB)
(7+12+TB)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 1,00,000 0 0 0 7,41,000 0 1,160 5,330 43,893 43,893 13,910 9,330 53,956 53,956 0 0 7,42,160 7,54,910
2 1,00,000 0 0 64,451 7,41,000 0 2,320 5,330 93,729 93,729 27,820 9,330 1,19,785 1,19,785 0 0 7,43,320 7,68,820
3 1,00,000 0 0 1,12,094 7,41,000 0 3,480 5,330 1,55,418 1,55,418 41,730 9,330 2,00,013 2,00,013 0 0 7,44,480 7,82,730
4 1,00,000 0 0 2,10,015 7,41,000 0 4,640 5,330 2,28,778 2,28,778 55,640 9,330 2,99,217 2,99,217 0 0 7,45,640 7,96,640
5 1,00,000 0 0 2,63,215 7,41,000 0 5,800 5,330 3,13,432 3,13,432 69,550 9,330 4,23,923 4,23,923 0 0 7,46,800 8,10,550
6 1,00,000 0 0 3,17,527 7,41,000 0 6,960 5,330 4,13,629 4,13,629 83,460 9,330 5,42,530 5,42,530 0 0 7,47,960 8,24,460
7 1,00,000 0 0 3,71,421 7,41,000 0 8,120 5,330 5,34,529 5,34,529 97,370 9,330 6,73,064 6,73,064 0 0 7,49,120 8,38,370
8 1,00,000 0 0 5,30,707 7,41,000 0 9,280 5,330 6,68,246 6,68,246 1,11,280 9,330 8,17,590 8,17,590 0 0 8,40,000 9,01,780
9 1,00,000 0 0 7,24,298 7,41,000 0 10,440 5,330 8,12,396 8,12,396 1,25,190 9,330 9,76,742 9,76,742 0 0 9,45,000 10,00,013
10 1,00,000 0 0 9,38,813 7,41,000 0 13,094 5,330 9,71,514 9,71,514 1,43,752 9,330 11,52,778 11,52,778 0 0 10,50,000 11,65,481
11 0 0 0 9,47,299 7,41,000 8,00,000 14,254 12,802 10,24,436 10,24,436 1,57,662 32,589 12,54,816 12,54,816 10,26,367 11,99,203 10,86,049 12,83,710
In the above illustration, there are multiple product options. The returns may vary under each option. I have made choice of investing in more than one product option considering my need and understanding the benefit under each option.
1. In case Cash Bonus has been paid out, all cash bonuses paid up to the date of surrender shall be deducted from the Surrender benefit shown above, at the time of payout.
2. Surrender value illustrated above is end of the policy year value. Special Surrender value may be revised depending on the prevailing market conditions.
3. The death benefits shown above are at the end of the year. Upon payment of death benefit the policy terminates and no further benefit is payable.
4. If Special Date with Discounted Cash Bonus is opted, the survival benefit values mentioned here are indicative based on the date on which this benefit illustration was generated for this policy. The actual payout will be as per the policy commencement date of your policy as
mentioned in your Policy Schedule.
5. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your
own tax consultant to know the tax benefits available to you.
6. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
7. The illustration above displays benefits only of the base plan options, and for optional benefits refer the Optional Benefits table above.
8. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such amount so charged shall become due and payable and shall be subject to the same terms and conditions as
applicable to payment of premium.
All premiums payable under the policy are subject to the applicable taxes, duties, surcharge, cesses or levies assessed as per the prevailing tax laws or directions from the competent court of law, which will be entirely borne/ paid by the Policyholder, in addition to the payment of
such Premium.
I, …...................... (name), have explained the premiums and benefits under the product fully to the prospect / policyholder. I, Demo Proposer , have received the information with respect to the above, have understood the above statement before entering
into the contract.

Place:
Date: 04 Apr 2025 Date: 04 Apr 2025
Signature of Agent / Intermediary / Official Signature of Prospect / Policyholder
Unique Reference Number - L&C/Advt/2025/Mar/1104 (Rider - L&C/Advt/2020/Dec/1539)

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn No. 110) (CIN: U66010MH2000PLC128403)
Registered and Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai- 400013
Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.
For more information, Call the Tata AIA Life Insurance Company Ltd Helpline number1860-266-9966 (local charges apply) or Visit us at: www.tataaia.com