BMO HARRI S BANK N. A.

180800
P. O. BOX 94033
PALATI NE, I L 60094- 4033

ACCOUNT NUMBER: 0035992008

Statement Period
02/01/25 TO 02/28/25
90 01561 IM0099002900000000
FRANKLIN B HAWKES PAGE 1 OF 2
3509 111TH PL SE
EVERETT, WA 98208-5450
0

0000

IF YOU HAVE QUESTIONS ABOUT ANY OF YOUR BMO HARRIS ACCOUNTS, PLEASE CALL US
TOLL-FREE AT 1-888-340-2265. BMO HARRIS BANK N.A. MEMBER FDIC. EQUAL HOUSING
LENDER. NMLS401052 VISIT US ONLINE AT WWW.BMOHARRIS.COM.

SAVINGS ACCOUNTS

SMART ADVANTAGE SAVINGS ACCOUNT FRANKLIN B HAWKES

ACCOUNT NUMBER 0035992008 (Savings)

DEPOSIT ACCOUNT SUMMARY

Previous Balance as of Feb 01, 2025 233,047.01
4 Deposits (Plus) 18,158.47
11 Withdrawals (Minus) 18,275.38
Ending Balance as of Feb 28, 2025 232,930.10
Deposits and Other Credits
Date Amount Description
Feb 01 .47 ACH DEPOSIT
PPD GOOGLE PAYMENT
Feb 05 4,500.00 DIRECT BMO BANK TRANSFER
Feb 15 600.00 ACH TRANSFER BAF 5672 Conf# 4083245508
Feb 24 13,058.00 ACH TRANSFER BOA 4487 Conf# 4084786321
Withdrawals and Other Debits
Date Amount Description
Feb 01 50.00 ACH DEBIT
WEB GOOGLE ADWORDS:50
Feb 01 36.00 NSF FEE
Feb 05 247.14 TWIN PINE MALL
Feb 15 14,792.73 DIRECT BMO BANK TRANSFER TO X-4078 NA TRANSFERS
Feb 24 1.80 IAT THUMKILLBOY IAT PAYPAL - NA TRANSFERS
Feb 24 0.90 TRANSFER TO PAYPAL TRANSFERS
Feb 24 1.00 TRANSFER TO PAYPAL TRANSFERS
Feb 25 2,900.00 TRANSFER TO PAYPAL TRANSFERS
Feb 25 215.81 IAT THUMKILLBOY IAT PAYPAL - NA TRANSFERS
Feb 25 15.00 TRANSACTION LIMIT FEE - NA SERVICE CHARGES/FEES
Feb 25 15.00 TRANSACTION LIMIT FEE - NA SERVICE CHARGES/FEES
 BMO HARRI S BANK N. A. 180800
P. O. BOX 94033
PALATI NE, I L 60094- 4033

ACCOUNT NUMBER: 0035992008

Statement Period
02/01/25 TO 02/28/25
90 01561 IM0099002900000000
FRANKLIN B HAWKES PAGE 2 OF 2

Daily Balance Summary

Date Balance Date Balance
Feb 01 232,961.48 Feb 24 236,075.91
Feb 05 237,214.34 Feb 25 232,930.10
Feb 15 223,021.61 Feb 28 232,930.10

0
*=================================== Periodic Account Summary ===============================*
*============================================================================================*

**************************************************************************
* * Total for This * Total *
* * Period * Year to date
- -

*
**************************************************************************
* Total Overdraft Fees *$ 28.00 *$ 28.00 *
**************************************************************************
* Total NSF Fees *$ 36.00 *$ 36.00 *
**************************************************************************
Important information about your Consumer Overdraft Credit Line Account

For overdraft credit plans with a fixed Annual Percentage Rate:

The periodic rate and corresponding Annual Percentage Rate does not change.
For overdraft credit plans with a variable Annual Percentage Rate:
The periodic rate and corresponding Annual Percentage Rate for this plan is a variable rate which can change monthly. (See your account agreement for details on
how the Annual Percentage Rate is determined.)
CALCULATION OF BALANCE SUBJECT TO INTEREST RATE FOR CONSUMER OVERDRAFT CREDIT LINE ACCOUNTS

We figure the interest charge on your account by applying the periodic rate to the "daily balance" of your account for each day in the billing cycle. To get the "daily
balance" we take the beginning balance of your account each day, add any new advances, and subtract any payments or credits. This gives us the daily balance.

The interest charge begins to accrue on the date an advance is posted to the account. The interest charge continues to accrue on the unpaid principal balance after
the statement has been printed and mailed to you. There is no "grace period" or "free ride period" which would allow you to avoid an interest charge.
WHAT TO DO IF YOU THINK YOU FIND A MISTAKE ON YOUR CONSUMER OVERDRAFT CREDIT LINE ACCOUNT STATEMENT
If you think there is an error on your statement, write to us at: BMO Harris Bank N.A., Attn: Billing Department, P.O. Box 365, Arlington Heights, IL 60006

In your letter, give us the following information:

 Account information: Your name and account number.
 Dollar amount: The dollar amount of the suspected error.
 Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.
You must contact us within 60 days after the error appeared on your statement.
You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay
the amount in question.
 While we investigate whether or not there has been an error, the following are true:
 We cannot try to collect the amount in question, or report you as delinquent on that amount.
 The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake,
you will not have to pay the amount in question or any interest or other fees related to that amount.
 While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
 We can apply any unpaid amount against your credit limit.
Credit Information
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit
report.
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR CONSUMER ELECTRONIC TRANSFERS AND CARD TRANSACTIONS
Call us at 1-888-340-2265 for errors or questions involving Card transactions or electronic transfers, or write to BMO Harris Bank, P.O. Box 94019,
Palatine, IL 60094-4019, as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt.
We must hear from you no later than 60 days after we sent you the first statement on which the problem or error appeared. This is the information we will need in order to help
resolve the problem:
1. Tell us your name, account number, and Card number (if applicable).
2. Describe the error or the transaction and the date of the transaction you are unsure about, and explain why you believe it is an error or why you need more
information.
3. Tell us the dollar amount of the suspected error.
If you tell us orally, we may require that you also send us your complaint or question in writing within ten Business Days.
We will determine whether an error occurred within 1O* Business Days after we hear from you and we will correct any error promptly. If we need more time,
however, by law we may take up to 45* days to investigate your complaint or question. If we Augide to do this, we will provisionally credit your account within 1O*
Business Days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If you fail to
give us the required written confirmation of your complaint or question, then we may not credit your account or we may revoke the provisional credit we previously
gave to you.

We will tell you the results of our investigation within three Business Days after completing our investigation.
*These time periods may be extended as follows. The applicable time is 20 Business Days in place of 10 Business Days for new accounts if the notice of the error
involves a transfer to or from the account within the first 30 days your account is open. The applicable time is 90 days in place of 45 days if the notice of error
involves a transfer that either (1) was initiated outside the U.S., (2) resulted from a Point-of-Sale transaction, or (3) occurred within the first 30 days your account is
open.

TO RECONCILE YOUR SAVINGS ACCOUNT ① OUTSTANDING TRANSACTION RECONCILEMENT

NUMBER AMOUNT ②
1 List and Total all outstanding checks including those
still outstanding from previous statements. ③

2 Enter the "Ending Balance" shown on this statement.

3 Add deposits and other credits not shown on this

statement.

4 Total

5 Subtract the total of outstanding checks as determined

in Step 1 above.
6 This figure should be your checkbook balance. If it
does not agree, review the above steps and if
necessary, review your checkbook entries.

Date 07/0 1/2017

④
⑤
⑥