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BCM JD

The job description outlines the role of a Branch Credit Manager at SATYA Micro Housing Finance Pvt. Ltd., requiring a graduate or postgraduate with 2-5 years of experience. Responsibilities include appraising loans, managing the credit application process, and evaluating clients while ensuring quality portfolio management. The company focuses on providing housing finance to low and middle-income families in semi-urban and rural areas of India.

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Sudeep Singh
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57 views2 pages

BCM JD

The job description outlines the role of a Branch Credit Manager at SATYA Micro Housing Finance Pvt. Ltd., requiring a graduate or postgraduate with 2-5 years of experience. Responsibilities include appraising loans, managing the credit application process, and evaluating clients while ensuring quality portfolio management. The company focuses on providing housing finance to low and middle-income families in semi-urban and rural areas of India.

Uploaded by

Sudeep Singh
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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JOB DESCRIPTION

Role : Branch Credit Manager


Department : Credit
Qualification : Graduate / Post Graduate / MBA, CWA, CA Inter
Experience : 2-5 Years
Reporting to : RCM
CTC : Upto 7 LPA (Subject to interview performance)
Locations : Rajasthan- Neem Ka Thana, Sikar, Behror, Chhitorgarh, Bhilwara,
Kishangarh, Bharatpur, Rajsamand

Moradabad, Noida, RDC Ghaziabad, Varanasi,


Raebareily, Sitapur, Ambedkar Nagar Haldwani

Job Role & Responsibilities:

 Appraise /underwrite the HL / LAP loan. [Maximum cases must be HL (80%) ]


 Manage the entire credit application process, right from login, sanction to disbursement.
 Preparation of CAM – Credit Appraisal Memo.
 Conducting physical PD.
 Manage quality of portfolio.
 Evaluating self employed, salaried and non salaried clients.
 Identifying risk associated to the lending and finding alternatives to mitigate them.
 Co-ordinate with legal, technical, FI and Risk Containment Unit agency for processing the file /
docket.
 Training of CPA & CPC.
 Responsible for TAT of delivering sanction letter and disbursement.

Desired Skills

 Experience in credit underwriting for HL (ticket size- 10 lakhs-35 lakhs)


 Strong interpersonal skills
 Excellent communication skills
 Strong in MS Office for MIS
ABOUT THE COMPANY
SATYA Micro Housing Finance Pvt. Ltd. (“SMHFPL”) (formally known as Baid Housing Finance
Private Limited) is a Housing Finance Company registered with the Reserve Bank of India (RBI)
in exercise of the powers conferred under the National Housing Bank Act, 1987. The Company
was incorporated in 2008 under the applicable provisions of the Companies Act, 1956. SMHFPL
is primarily focused on addressing the housing finance needs of self employed, Low and Middle
Income Families from semi urban and rural areas of India. SMHFPL strives to serve as a
medium to fulfill the dream of owning a house, for the under-served segment of the society.

Website- https://www.satyahousing.com/contact

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