30/360, ACTUAL/365, ACTUAL/360 AMORTIZATION SCHEDULES

Author: Michael Belasco

https://www.adventuresincre.com/
Link to Post
Link to Instructional Video

LEARN TO BUILD INSTITUTIONAL-LEVEL REAL ESTATE MODELS FROM SCRATCH - CLICK HERE TO LEARN MORE -

Table 1. True Cost Based on Interest Calc Method

Interest Calc
Loan Amount Interest Rate Method
Lender A 1,000,000 4.00% 30/360
Lender B 1,000,000 4.00% 365/365
Lender C 1,000,000 4.00% 365/360

30/360
Year
Months
Days in the Month
Date TOTAL
Beginning Balance
Interest 0
Principal 0
Payment 0
Ending Balance

Assumptions
Rate 4%
Amortization Period 10 Years
Loan Amount $1,000,000

365/365
Year 1 1
Months 1 2
Days in the Month 31 30
Date TOTAL Aug-19 Sep-19
Beginning Balance
Interest 0
Principal 0
Payment 0
Ending Balance
Assumptions
Rate 4%
Amortization Period 10 Years
Loan Amount $1,000,000

365/360
Year 1 1
Months 1 2
Days in the Month 31 30
Date TOTAL Aug-19 Sep-19
Beginning Balance
Interest 0
Principal 0
Payment 0
Ending Balance

Assumptions
Rate 4%
Amortization Period 10 Years
Loan Amount $1,000,000
Actual Interest Total Interest
Rate Paid
4.000% 214,942
4.003% 215,166
4.058% 218,341

1 1 1 1 1
3 4 5 6 7
31 30 31 31 29
Oct-19 Nov-19 Dec-19 Jan-20 Feb-20
 1 1 1 1 1
3 4 5 6 7
31 30 31 31 29
Oct-19 Nov-19 Dec-19 Jan-20 Feb-20
 1 1 1 1 1
8 9 10 11 12
31 30 31 30 31
Mar-20 Apr-20 May-20 Jun-20 Jul-20
 1 1 1 1 1
8 9 10 11 12
31 30 31 30 31
Mar-20 Apr-20 May-20 Jun-20 Jul-20
 2 2 2 2 2
13 14 15 16 17
31 30 31 30 31
Aug-20 Sep-20 Oct-20 Nov-20 Dec-20
 2 2 2 2 2
13 14 15 16 17
31 30 31 30 31
Aug-20 Sep-20 Oct-20 Nov-20 Dec-20
 2 2 2 2 2
18 19 20 21 22
31 28 31 30 31
Jan-21 Feb-21 Mar-21 Apr-21 May-21
 2 2 2 2 2
18 19 20 21 22
31 28 31 30 31
Jan-21 Feb-21 Mar-21 Apr-21 May-21
 2 2 3 3 3
23 24 25 26 27
30 31 31 30 31
Jun-21 Jul-21 Aug-21 Sep-21 Oct-21
 2 2 3 3 3
23 24 25 26 27
30 31 31 30 31
Jun-21 Jul-21 Aug-21 Sep-21 Oct-21
 3 3 3 3 3
28 29 30 31 32
30 31 31 28 31
Nov-21 Dec-21 Jan-22 Feb-22 Mar-22
 3 3 3 3 3
28 29 30 31 32
30 31 31 28 31
Nov-21 Dec-21 Jan-22 Feb-22 Mar-22
 3 3 3 3 4
33 34 35 36 37
30 31 30 31 31
Apr-22 May-22 Jun-22 Jul-22 Aug-22
 3 3 3 3 4
33 34 35 36 37
30 31 30 31 31
Apr-22 May-22 Jun-22 Jul-22 Aug-22
 4 4 4 4 4
38 39 40 41 42
30 31 30 31 31
Sep-22 Oct-22 Nov-22 Dec-22 Jan-23
 4 4 4 4 4
38 39 40 41 42
30 31 30 31 31
Sep-22 Oct-22 Nov-22 Dec-22 Jan-23
 4 4 4 4 4
43 44 45 46 47
28 31 30 31 30
Feb-23 Mar-23 Apr-23 May-23 Jun-23
 4 4 4 4 4
43 44 45 46 47
28 31 30 31 30
Feb-23 Mar-23 Apr-23 May-23 Jun-23
 4 5 5 5 5
48 49 50 51 52
31 31 30 31 30
Jul-23 Aug-23 Sep-23 Oct-23 Nov-23
 4 5 5 5 5
48 49 50 51 52
31 31 30 31 30
Jul-23 Aug-23 Sep-23 Oct-23 Nov-23
 5 5 5 5 5
53 54 55 56 57
31 31 29 31 30
Dec-23 Jan-24 Feb-24 Mar-24 Apr-24
 5 5 5 5 5
53 54 55 56 57
31 31 29 31 30
Dec-23 Jan-24 Feb-24 Mar-24 Apr-24
 5 5 5 6 6
58 59 60 61 62
31 30 31 31 30
May-24 Jun-24 Jul-24 Aug-24 Sep-24
 5 5 5 6 6
58 59 60 61 62
31 30 31 31 30
May-24 Jun-24 Jul-24 Aug-24 Sep-24
 6 6 6 6 6
63 64 65 66 67
31 30 31 31 28
Oct-24 Nov-24 Dec-24 Jan-25 Feb-25
 6 6 6 6 6
63 64 65 66 67
31 30 31 31 28
Oct-24 Nov-24 Dec-24 Jan-25 Feb-25
 6 6 6 6 6
68 69 70 71 72
31 30 31 30 31
Mar-25 Apr-25 May-25 Jun-25 Jul-25
 6 6 6 6 6
68 69 70 71 72
31 30 31 30 31
Mar-25 Apr-25 May-25 Jun-25 Jul-25
 7 7 7 7 7
73 74 75 76 77
31 30 31 30 31
Aug-25 Sep-25 Oct-25 Nov-25 Dec-25
 7 7 7 7 7
73 74 75 76 77
31 30 31 30 31
Aug-25 Sep-25 Oct-25 Nov-25 Dec-25
 7 7 7 7 7
78 79 80 81 82
31 28 31 30 31
Jan-26 Feb-26 Mar-26 Apr-26 May-26
 7 7 7 7 7
78 79 80 81 82
31 28 31 30 31
Jan-26 Feb-26 Mar-26 Apr-26 May-26
 7 7 8 8 8
83 84 85 86 87
30 31 31 30 31
Jun-26 Jul-26 Aug-26 Sep-26 Oct-26
 7 7 8 8 8
83 84 85 86 87
30 31 31 30 31
Jun-26 Jul-26 Aug-26 Sep-26 Oct-26
 8 8 8 8 8
88 89 90 91 92
30 31 31 28 31
Nov-26 Dec-26 Jan-27 Feb-27 Mar-27
 8 8 8 8 8
88 89 90 91 92
30 31 31 28 31
Nov-26 Dec-26 Jan-27 Feb-27 Mar-27
 8 8 8 8 9
93 94 95 96 97
30 31 30 31 31
Apr-27 May-27 Jun-27 Jul-27 Aug-27
 8 8 8 8 9
93 94 95 96 97
30 31 30 31 31
Apr-27 May-27 Jun-27 Jul-27 Aug-27
 9 9 9 9 9
98 99 100 101 102
30 31 30 31 31
Sep-27 Oct-27 Nov-27 Dec-27 Jan-28
 9 9 9 9 9
98 99 100 101 102
30 31 30 31 31
Sep-27 Oct-27 Nov-27 Dec-27 Jan-28
 9 9 9 9 9
103 104 105 106 107
29 31 30 31 30
Feb-28 Mar-28 Apr-28 May-28 Jun-28
 9 9 9 9 9
103 104 105 106 107
29 31 30 31 30
Feb-28 Mar-28 Apr-28 May-28 Jun-28
 9 10 10 10 10
108 109 110 111 112
31 31 30 31 30
Jul-28 Aug-28 Sep-28 Oct-28 Nov-28
 9 10 10 10 10
108 109 110 111 112
31 31 30 31 30
Jul-28 Aug-28 Sep-28 Oct-28 Nov-28
 10 10 10 10 10
113 114 115 116 117
31 31 28 31 30
Dec-28 Jan-29 Feb-29 Mar-29 Apr-29
 10 10 10 10 10
113 114 115 116 117
31 31 28 31 30
Dec-28 Jan-29 Feb-29 Mar-29 Apr-29
 10 10 10
118 119 120
31 30 31
May-29 Jun-29 Jul-29
 10 10 10
118 119 120
31 30 31
May-29 Jun-29 Jul-29
30/360, ACTUAL/365, ACTUAL/360 AMORTIZATION SCHEDULES

Author: Michael Belasco

https://www.adventuresincre.com/
Link to Post
Link to Instructional Video

LEARN TO BUILD INSTITUTIONAL-LEVEL REAL ESTATE MODELS FROM SCRATCH - CLICK HERE TO LEARN MORE -

Table 1. True Cost Based on Interest Calc Method

Interest Calc
Loan Amount Interest Rate Method
Lender A 1,000,000 4.00% 30/360
Lender B 1,000,000 4.00% 365/365
Lender C 1,000,000 4.00% 365/360

30/360
Year 1 1
Months 1 2
Days in the Month 31 30
Date TOTAL Aug-19 Sep-19
Beginning Balance $1,000,000 993,209
Interest 214,942 3,333 3,311
Principal 1,000,000 6,791 6,814
Payment 1,214,942 $10,125 $10,125
Ending Balance $993,209 986,395

Assumptions
Rate 4%
Amortization Period 10 Years
Loan Amount $1,000,000

365/365
Year 1 1
Months 1 2
Days in the Month 31 30
Date TOTAL Aug-19 Sep-19
Beginning Balance $1,000,000 993,271
Interest 215,166 3,397 3,266
Principal 1,000,000 6,729 6,861
Payment 1,215,166 $10,126.39 $10,126
Ending Balance $993,271 986,410
Assumptions
Rate 4%
Amortization Period 10 Years
Loan Amount $1,000,000

365/360
Year 1 1
Months 1 2
Days in the Month 31 30
Date TOTAL Aug-19 Sep-19
Beginning Balance $1,000,000 993,292
Interest 218,341 3,444 3,311
Principal 1,000,000 6,708 6,842
Payment 1,218,341 $10,153 $10,153
Ending Balance $993,292 986,450

Assumptions
Rate 4%
Amortization Period 10 Years
Loan Amount $1,000,000
Actual Interest Total Interest
Rate Paid
4.000% 214,942
4.003% 215,166
4.058% 218,341

1 1 1 1 1
3 4 5 6 7
31 30 31 31 29
Oct-19 Nov-19 Dec-19 Jan-20 Feb-20
986,395 979,558 972,699 965,817 958,912
3,288 3,265 3,242 3,219 3,196
6,837 6,859 6,882 6,905 6,928
10,125 10,125 10,125 10,125 10,125
979,558 972,699 965,817 958,912 951,984

1 1 1 1 1
3 4 5 6 7
31 30 31 31 29
Oct-19 Nov-19 Dec-19 Jan-20 Feb-20
986,410 979,635 972,729 965,907 959,062
3,351 3,221 3,305 3,281 3,048
6,775 6,906 6,822 6,845 7,078
10,126 10,126 10,126 10,126 10,126
979,635 972,729 965,907 959,062 951,984
 1 1 1 1 1
3 4 5 6 7
31 30 31 31 29
Oct-19 Nov-19 Dec-19 Jan-20 Feb-20
986,450 979,695 972,807 966,005 959,180
3,398 3,266 3,351 3,327 3,091
6,755 6,887 6,802 6,825 7,062
10,153 10,153 10,153 10,153 10,153
979,695 972,807 966,005 959,180 952,118
 1 1 1 1 1
8 9 10 11 12
31 30 31 30 31
Mar-20 Apr-20 May-20 Jun-20 Jul-20
951,984 945,032 938,058 931,060 924,039
3,173 3,150 3,127 3,104 3,080
6,951 6,974 6,998 7,021 7,044
10,125 10,125 10,125 10,125 10,125
945,032 938,058 931,060 924,039 916,995

1 1 1 1 1
8 9 10 11 12
31 30 31 30 31
Mar-20 Apr-20 May-20 Jun-20 Jul-20
951,984 945,092 938,072 931,133 924,068
3,234 3,107 3,187 3,061 3,139
6,892 7,019 6,940 7,065 6,987
10,126 10,126 10,126 10,126 10,126
945,092 938,072 931,133 924,068 917,081
 1 1 1 1 1
8 9 10 11 12
31 30 31 30 31
Mar-20 Apr-20 May-20 Jun-20 Jul-20
952,118 945,244 938,242 931,321 924,273
3,280 3,151 3,232 3,104 3,184
6,873 7,002 6,921 7,048 6,969
10,153 10,153 10,153 10,153 10,153
945,244 938,242 931,321 924,273 917,304
 2 2 2 2 2
13 14 15 16 17
31 30 31 30 31
Aug-20 Sep-20 Oct-20 Nov-20 Dec-20
916,995 909,927 902,836 895,721 888,582
3,057 3,033 3,009 2,986 2,962
7,068 7,091 7,115 7,139 7,163
10,125 10,125 10,125 10,125 10,125
909,927 902,836 895,721 888,582 881,419

2 2 2 2 2
13 14 15 16 17
31 30 31 30 31
Aug-20 Sep-20 Oct-20 Nov-20 Dec-20
917,081 910,070 902,936 895,877 888,696
3,116 2,992 3,068 2,945 3,019
7,011 7,134 7,059 7,181 7,107
10,126 10,126 10,126 10,126 10,126
910,070 902,936 895,877 888,696 881,588
 2 2 2 2 2
13 14 15 16 17
31 30 31 30 31
Aug-20 Sep-20 Oct-20 Nov-20 Dec-20
917,304 910,310 903,192 896,150 888,984
3,160 3,034 3,111 2,987 3,062
6,993 7,118 7,042 7,166 7,091
10,153 10,153 10,153 10,153 10,153
910,310 903,192 896,150 888,984 881,894
 2 2 2 2 2
18 19 20 21 22
31 28 31 30 31
Jan-21 Feb-21 Mar-21 Apr-21 May-21
881,419 874,233 867,022 859,788 852,530
2,938 2,914 2,890 2,866 2,842
7,186 7,210 7,234 7,259 7,283
10,125 10,125 10,125 10,125 10,125
874,233 867,022 859,788 852,530 845,247

2 2 2 2 2
18 19 20 21 22
31 28 31 30 31
Jan-21 Feb-21 Mar-21 Apr-21 May-21
881,588 874,457 867,014 859,833 852,533
2,995 2,683 2,945 2,827 2,896
7,131 7,443 7,181 7,300 7,230
10,126 10,126 10,126 10,126 10,126
874,457 867,014 859,833 852,533 845,303
 2 2 2 2 2
18 19 20 21 22
31 28 31 30 31
Jan-21 Feb-21 Mar-21 Apr-21 May-21
881,894 874,778 867,347 860,182 852,896
3,038 2,722 2,988 2,867 2,938
7,115 7,431 7,165 7,286 7,215
10,153 10,153 10,153 10,153 10,153
874,778 867,347 860,182 852,896 845,681
 2 2 3 3 3
23 24 25 26 27
30 31 31 30 31
Jun-21 Jul-21 Aug-21 Sep-21 Oct-21
845,247 837,940 830,608 823,253 815,872
2,817 2,793 2,769 2,744 2,720
7,307 7,331 7,356 7,380 7,405
10,125 10,125 10,125 10,125 10,125
837,940 830,608 823,253 815,872 808,467

2 2 3 3 3
23 24 25 26 27
30 31 31 30 31
Jun-21 Jul-21 Aug-21 Sep-21 Oct-21
845,303 837,956 830,676 823,372 815,953
2,779 2,847 2,822 2,707 2,772
7,347 7,280 7,304 7,419 7,354
10,126 10,126 10,126 10,126 10,126
837,956 830,676 823,372 815,953 808,598
 2 2 3 3 3
23 24 25 26 27
30 31 31 30 31
Jun-21 Jul-21 Aug-21 Sep-21 Oct-21
845,681 838,347 831,082 823,792 816,385
2,819 2,888 2,863 2,746 2,812
7,334 7,265 7,290 7,407 7,341
10,153 10,153 10,153 10,153 10,153
838,347 831,082 823,792 816,385 809,044
 3 3 3 3 3
28 29 30 31 32
30 31 31 28 31
Nov-21 Dec-21 Jan-22 Feb-22 Mar-22
808,467 801,038 793,583 786,104 778,600
2,695 2,670 2,645 2,620 2,595
7,430 7,454 7,479 7,504 7,529
10,125 10,125 10,125 10,125 10,125
801,038 793,583 786,104 778,600 771,071

3 3 3 3 3
28 29 30 31 32
30 31 31 28 31
Nov-21 Dec-21 Jan-22 Feb-22 Mar-22
808,598 801,130 793,725 786,296 778,582
2,658 2,722 2,696 2,413 2,645
7,468 7,405 7,430 7,714 7,481
10,126 10,126 10,126 10,126 10,126
801,130 793,725 786,296 778,582 771,101
 3 3 3 3 3
28 29 30 31 32
30 31 31 28 31
Nov-21 Dec-21 Jan-22 Feb-22 Mar-22
809,044 801,588 794,196 786,779 779,074
2,697 2,761 2,736 2,448 2,683
7,456 7,392 7,417 7,705 7,469
10,153 10,153 10,153 10,153 10,153
801,588 794,196 786,779 779,074 771,605
 3 3 3 3 4
33 34 35 36 37
30 31 30 31 31
Apr-22 May-22 Jun-22 Jul-22 Aug-22
771,071 763,516 755,937 748,332 740,702
2,570 2,545 2,520 2,494 2,469
7,554 7,579 7,605 7,630 7,656
10,125 10,125 10,125 10,125 10,125
763,516 755,937 748,332 740,702 733,047

3 3 3 3 4
33 34 35 36 37
30 31 30 31 31
Apr-22 May-22 Jun-22 Jul-22 Aug-22
771,101 763,509 755,977 748,336 740,752
2,535 2,594 2,485 2,542 2,517
7,591 7,533 7,641 7,584 7,610
10,126 10,126 10,126 10,126 10,126
763,509 755,977 748,336 740,752 733,142
 3 3 3 3 4
33 34 35 36 37
30 31 30 31 31
Apr-22 May-22 Jun-22 Jul-22 Aug-22
771,605 764,024 756,503 748,871 741,298
2,572 2,632 2,522 2,579 2,553
7,581 7,521 7,631 7,573 7,599
10,153 10,153 10,153 10,153 10,153
764,024 756,503 748,871 741,298 733,698
 4 4 4 4 4
38 39 40 41 42
30 31 30 31 31
Sep-22 Oct-22 Nov-22 Dec-22 Jan-23
733,047 725,366 717,659 709,927 702,169
2,443 2,418 2,392 2,366 2,341
7,681 7,707 7,732 7,758 7,784
10,125 10,125 10,125 10,125 10,125
725,366 717,659 709,927 702,169 694,385

4 4 4 4 4
38 39 40 41 42
30 31 30 31 31
Sep-22 Oct-22 Nov-22 Dec-22 Jan-23
733,142 725,426 717,764 709,997 702,283
2,410 2,464 2,360 2,412 2,386
7,716 7,662 7,767 7,714 7,741
10,126 10,126 10,126 10,126 10,126
725,426 717,764 709,997 702,283 694,542
 4 4 4 4 4
38 39 40 41 42
30 31 30 31 31
Sep-22 Oct-22 Nov-22 Dec-22 Jan-23
733,698 725,991 718,339 710,581 702,875
2,446 2,501 2,394 2,448 2,421
7,707 7,652 7,758 7,705 7,732
10,153 10,153 10,153 10,153 10,153
725,991 718,339 710,581 702,875 695,144
 4 4 4 4 4
43 44 45 46 47
28 31 30 31 30
Feb-23 Mar-23 Apr-23 May-23 Jun-23
694,385 686,575 678,739 670,877 662,988
2,315 2,289 2,262 2,236 2,210
7,810 7,836 7,862 7,888 7,915
10,125 10,125 10,125 10,125 10,125
686,575 678,739 670,877 662,988 655,074

4 4 4 4 4
43 44 45 46 47
28 31 30 31 30
Feb-23 Mar-23 Apr-23 May-23 Jun-23
694,542 686,547 678,753 670,858 663,011
2,131 2,332 2,232 2,279 2,180
7,995 7,794 7,895 7,847 7,947
10,126 10,126 10,126 10,126 10,126
686,547 678,753 670,858 663,011 655,064
 4 4 4 4 4
43 44 45 46 47
28 31 30 31 30
Feb-23 Mar-23 Apr-23 May-23 Jun-23
695,144 687,153 679,367 671,479 663,639
2,163 2,367 2,265 2,313 2,212
7,990 7,786 7,888 7,840 7,941
10,153 10,153 10,153 10,153 10,153
687,153 679,367 671,479 663,639 655,698
 4 5 5 5 5
48 49 50 51 52
31 31 30 31 30
Jul-23 Aug-23 Sep-23 Oct-23 Nov-23
655,074 647,133 639,166 631,172 623,151
2,184 2,157 2,131 2,104 2,077
7,941 7,967 7,994 8,021 8,047
10,125 10,125 10,125 10,125 10,125
647,133 639,166 631,172 623,151 615,104

4 5 5 5 5
48 49 50 51 52
31 31 30 31 30
Jul-23 Aug-23 Sep-23 Oct-23 Nov-23
655,064 647,163 639,236 631,211 623,229
2,225 2,199 2,102 2,144 2,049
7,901 7,928 8,025 7,982 8,077
10,126 10,126 10,126 10,126 10,126
647,163 639,236 631,211 623,229 615,151
 4 5 5 5 5
48 49 50 51 52
31 31 30 31 30
Jul-23 Aug-23 Sep-23 Oct-23 Nov-23
655,698 647,804 639,883 631,863 623,886
2,259 2,231 2,133 2,176 2,080
7,894 7,922 8,020 7,976 8,073
10,153 10,153 10,153 10,153 10,153
647,804 639,883 631,863 623,886 615,813
 5 5 5 5 5
53 54 55 56 57
31 31 29 31 30
Dec-23 Jan-24 Feb-24 Mar-24 Apr-24
615,104 607,029 598,928 590,800 582,645
2,050 2,023 1,996 1,969 1,942
8,074 8,101 8,128 8,155 8,182
10,125 10,125 10,125 10,125 10,125
607,029 598,928 590,800 582,645 574,463

5 5 5 5 5
53 54 55 56 57
31 31 29 31 30
Dec-23 Jan-24 Feb-24 Mar-24 Apr-24
615,151 607,115 599,051 590,828 582,709
2,090 2,063 1,904 2,007 1,916
8,037 8,064 8,223 8,119 8,211
10,126 10,126 10,126 10,126 10,126
607,115 599,051 590,828 582,709 574,499
 5 5 5 5 5
53 54 55 56 57
31 31 29 31 30
Dec-23 Jan-24 Feb-24 Mar-24 Apr-24
615,813 607,781 599,722 591,502 583,386
2,121 2,093 1,932 2,037 1,945
8,032 8,059 8,220 8,115 8,208
10,153 10,153 10,153 10,153 10,153
607,781 599,722 591,502 583,386 575,178
 5 5 5 6 6
58 59 60 61 62
31 30 31 31 30
May-24 Jun-24 Jul-24 Aug-24 Sep-24
574,463 566,253 558,016 549,752 541,460
1,915 1,888 1,860 1,833 1,805
8,210 8,237 8,264 8,292 8,320
10,125 10,125 10,125 10,125 10,125
566,253 558,016 549,752 541,460 533,140

5 5 5 6 6
58 59 60 61 62
31 30 31 31 30
May-24 Jun-24 Jul-24 Aug-24 Sep-24
574,499 566,324 558,059 549,829 541,570
1,952 1,862 1,896 1,868 1,781
8,175 8,264 8,231 8,258 8,346
10,126 10,126 10,126 10,126 10,126
566,324 558,059 549,829 541,570 533,225
 5 5 5 6 6
58 59 60 61 62
31 30 31 31 30
May-24 Jun-24 Jul-24 Aug-24 Sep-24
575,178 567,006 558,743 550,515 542,259
1,981 1,890 1,925 1,896 1,808
8,172 8,263 8,228 8,257 8,345
10,153 10,153 10,153 10,153 10,153
567,006 558,743 550,515 542,259 533,913
 6 6 6 6 6
63 64 65 66 67
31 30 31 31 28
Oct-24 Nov-24 Dec-24 Jan-25 Feb-25
533,140 524,793 516,417 508,014 499,583
1,777 1,749 1,721 1,693 1,665
8,347 8,375 8,403 8,431 8,459
10,125 10,125 10,125 10,125 10,125
524,793 516,417 508,014 499,583 491,124

6 6 6 6 6
63 64 65 66 67
31 30 31 31 28
Oct-24 Nov-24 Dec-24 Jan-25 Feb-25
533,225 524,910 516,509 508,137 499,737
1,812 1,726 1,755 1,726 1,533
8,315 8,401 8,372 8,400 8,593
10,126 10,126 10,126 10,126 10,126
524,910 516,509 508,137 499,737 491,144
 6 6 6 6 6
63 64 65 66 67
31 30 31 31 28
Oct-24 Nov-24 Dec-24 Jan-25 Feb-25
533,913 525,599 517,199 508,827 500,427
1,839 1,752 1,781 1,753 1,557
8,314 8,401 8,371 8,400 8,596
10,153 10,153 10,153 10,153 10,153
525,599 517,199 508,827 500,427 491,831
 6 6 6 6 6
68 69 70 71 72
31 30 31 30 31
Mar-25 Apr-25 May-25 Jun-25 Jul-25
491,124 482,637 474,121 465,577 457,004
1,637 1,609 1,580 1,552 1,523
8,487 8,516 8,544 8,573 8,601
10,125 10,125 10,125 10,125 10,125
482,637 474,121 465,577 457,004 448,403

6 6 6 6 6
68 69 70 71 72
31 30 31 30 31
Mar-25 Apr-25 May-25 Jun-25 Jul-25
491,144 482,686 474,147 465,631 457,036
1,669 1,587 1,611 1,531 1,553
8,458 8,539 8,516 8,596 8,574
10,126 10,126 10,126 10,126 10,126
482,686 474,147 465,631 457,036 448,462
 6 6 6 6 6
68 69 70 71 72
31 30 31 30 31
Mar-25 Apr-25 May-25 Jun-25 Jul-25
491,831 483,372 474,831 466,313 457,715
1,694 1,611 1,636 1,554 1,577
8,459 8,542 8,517 8,598 8,576
10,153 10,153 10,153 10,153 10,153
483,372 474,831 466,313 457,715 449,139
 7 7 7 7 7
73 74 75 76 77
31 30 31 30 31
Aug-25 Sep-25 Oct-25 Nov-25 Dec-25
448,403 439,773 431,114 422,427 413,711
1,495 1,466 1,437 1,408 1,379
8,630 8,659 8,687 8,716 8,745
10,125 10,125 10,125 10,125 10,125
439,773 431,114 422,427 413,711 404,965

7 7 7 7 7
73 74 75 76 77
31 30 31 30 31
Aug-25 Sep-25 Oct-25 Nov-25 Dec-25
448,462 439,859 431,179 422,517 413,780
1,524 1,446 1,465 1,389 1,406
8,603 8,680 8,662 8,737 8,721
10,126 10,126 10,126 10,126 10,126
439,859 431,179 422,517 413,780 405,059
 7 7 7 7 7
73 74 75 76 77
31 30 31 30 31
Aug-25 Sep-25 Oct-25 Nov-25 Dec-25
449,139 440,533 431,848 423,183 414,441
1,547 1,468 1,487 1,411 1,428
8,606 8,684 8,665 8,742 8,725
10,153 10,153 10,153 10,153 10,153
440,533 431,848 423,183 414,441 405,716
 7 7 7 7 7
78 79 80 81 82
31 28 31 30 31
Jan-26 Feb-26 Mar-26 Apr-26 May-26
404,965 396,190 387,387 378,553 369,691
1,350 1,321 1,291 1,262 1,232
8,775 8,804 8,833 8,863 8,892
10,125 10,125 10,125 10,125 10,125
396,190 387,387 378,553 369,691 360,798

7 7 7 7 7
78 79 80 81 82
31 28 31 30 31
Jan-26 Feb-26 Mar-26 Apr-26 May-26
405,059 396,309 387,399 378,589 369,707
1,376 1,216 1,316 1,245 1,256
8,750 8,910 8,810 8,882 8,870
10,126 10,126 10,126 10,126 10,126
396,309 387,399 378,589 369,707 360,836
 7 7 7 7 7
78 79 80 81 82
31 28 31 30 31
Jan-26 Feb-26 Mar-26 Apr-26 May-26
405,716 396,960 388,042 379,226 370,337
1,397 1,235 1,337 1,264 1,276
8,755 8,918 8,816 8,889 8,877
10,153 10,153 10,153 10,153 10,153
396,960 388,042 379,226 370,337 361,460
 7 7 8 8 8
83 84 85 86 87
30 31 31 30 31
Jun-26 Jul-26 Aug-26 Sep-26 Oct-26
360,798 351,877 342,925 333,944 324,932
1,203 1,173 1,143 1,113 1,083
8,922 8,952 8,981 9,011 9,041
10,125 10,125 10,125 10,125 10,125
351,877 342,925 333,944 324,932 315,891

7 7 8 8 8
83 84 85 86 87
30 31 31 30 31
Jun-26 Jul-26 Aug-26 Sep-26 Oct-26
360,836 351,896 342,965 334,004 324,976
1,186 1,195 1,165 1,098 1,104
8,940 8,931 8,961 9,028 9,022
10,126 10,126 10,126 10,126 10,126
351,896 342,965 334,004 324,976 315,954
 7 7 8 8 8
83 84 85 86 87
30 31 31 30 31
Jun-26 Jul-26 Aug-26 Sep-26 Oct-26
361,460 352,512 343,573 334,604 325,567
1,205 1,214 1,183 1,115 1,121
8,948 8,939 8,969 9,037 9,031
10,153 10,153 10,153 10,153 10,153
352,512 343,573 334,604 325,567 316,535
 8 8 8 8 8
88 89 90 91 92
30 31 31 28 31
Nov-26 Dec-26 Jan-27 Feb-27 Mar-27
315,891 306,819 297,718 288,585 279,423
1,053 1,023 992 962 931
9,072 9,102 9,132 9,163 9,193
10,125 10,125 10,125 10,125 10,125
306,819 297,718 288,585 279,423 270,230

8 8 8 8 8
88 89 90 91 92
30 31 31 28 31
Nov-26 Dec-26 Jan-27 Feb-27 Mar-27
315,954 306,866 297,782 288,667 279,427
1,039 1,043 1,012 886 949
9,088 9,084 9,115 9,241 9,177
10,126 10,126 10,126 10,126 10,126
306,866 297,782 288,667 279,427 270,250
 8 8 8 8 8
88 89 90 91 92
30 31 31 28 31
Nov-26 Dec-26 Jan-27 Feb-27 Mar-27
316,535 307,437 298,343 289,218 279,965
1,055 1,059 1,028 900 964
9,098 9,094 9,125 9,253 9,189
10,153 10,153 10,153 10,153 10,153
307,437 298,343 289,218 279,965 270,777
 8 8 8 8 9
93 94 95 96 97
30 31 30 31 31
Apr-27 May-27 Jun-27 Jul-27 Aug-27
270,230 261,006 251,751 242,466 233,150
901 870 839 808 777
9,224 9,254 9,285 9,316 9,347
10,125 10,125 10,125 10,125 10,125
261,006 251,751 242,466 233,150 223,802

8 8 8 8 9
93 94 95 96 97
30 31 30 31 31
Apr-27 May-27 Jun-27 Jul-27 Aug-27
270,250 261,012 251,772 242,473 233,171
888 887 828 824 792
9,238 9,240 9,299 9,303 9,334
10,126 10,126 10,126 10,126 10,126
261,012 251,772 242,473 233,171 223,837
 8 8 8 8 9
93 94 95 96 97
30 31 30 31 31
Apr-27 May-27 Jun-27 Jul-27 Aug-27
270,777 261,526 252,274 242,963 233,647
903 901 841 837 805
9,250 9,252 9,312 9,316 9,348
10,153 10,153 10,153 10,153 10,153
261,526 252,274 242,963 233,647 224,298
 9 9 9 9 9
98 99 100 101 102
30 31 30 31 31
Sep-27 Oct-27 Nov-27 Dec-27 Jan-28
223,802 214,424 205,014 195,573 186,100
746 715 683 652 620
9,379 9,410 9,441 9,473 9,504
10,125 10,125 10,125 10,125 10,125
214,424 205,014 195,573 186,100 176,596

9 9 9 9 9
98 99 100 101 102
30 31 30 31 31
Sep-27 Oct-27 Nov-27 Dec-27 Jan-28
223,837 214,446 205,048 195,596 186,134
736 729 674 664 632
9,390 9,398 9,452 9,462 9,494
10,126 10,126 10,126 10,126 10,126
214,446 205,048 195,596 186,134 176,640
 9 9 9 9 9
98 99 100 101 102
30 31 30 31 31
Sep-27 Oct-27 Nov-27 Dec-27 Jan-28
224,298 214,893 205,481 196,013 186,535
748 740 685 675 643
9,405 9,413 9,468 9,478 9,510
10,153 10,153 10,153 10,153 10,153
214,893 205,481 196,013 186,535 177,025
 9 9 9 9 9
103 104 105 106 107
29 31 30 31 30
Feb-28 Mar-28 Apr-28 May-28 Jun-28
176,596 167,060 157,493 147,893 138,262
589 557 525 493 461
9,536 9,568 9,600 9,632 9,664
10,125 10,125 10,125 10,125 10,125
167,060 157,493 147,893 138,262 128,598

9 9 9 9 9
103 104 105 106 107
29 31 30 31 30
Feb-28 Mar-28 Apr-28 May-28 Jun-28
176,640 167,075 157,516 147,908 138,284
561 568 518 502 455
9,565 9,559 9,609 9,624 9,672
10,126 10,126 10,126 10,126 10,126
167,075 157,516 147,908 138,284 128,612
 9 9 9 9 9
103 104 105 106 107
29 31 30 31 30
Feb-28 Mar-28 Apr-28 May-28 Jun-28
177,025 167,442 157,866 148,240 138,597
570 577 526 511 462
9,582 9,576 9,627 9,642 9,691
10,153 10,153 10,153 10,153 10,153
167,442 157,866 148,240 138,597 128,906
 9 10 10 10 10
108 109 110 111 112
31 31 30 31 30
Jul-28 Aug-28 Sep-28 Oct-28 Nov-28
128,598 118,902 109,174 99,413 89,620
429 396 364 331 299
9,696 9,728 9,761 9,793 9,826
10,125 10,125 10,125 10,125 10,125
118,902 109,174 99,413 89,620 79,795

9 10 10 10 10
108 109 110 111 112
31 31 30 31 30
Jul-28 Aug-28 Sep-28 Oct-28 Nov-28
128,612 118,923 109,200 99,433 89,644
437 404 359 338 295
9,689 9,722 9,767 9,789 9,832
10,126 10,126 10,126 10,126 10,126
118,923 109,200 99,433 89,644 79,813
 9 10 10 10 10
108 109 110 111 112
31 31 30 31 30
Jul-28 Aug-28 Sep-28 Oct-28 Nov-28
128,906 119,198 109,455 99,667 89,858
444 411 365 343 300
9,709 9,742 9,788 9,810 9,853
10,153 10,153 10,153 10,153 10,153
119,198 109,455 99,667 89,858 80,005
 10 10 10 10 10
113 114 115 116 117
31 31 28 31 30
Dec-28 Jan-29 Feb-29 Mar-29 Apr-29
79,795 69,936 60,045 50,120 40,163
266 233 200 167 134
9,859 9,891 9,924 9,957 9,991
10,125 10,125 10,125 10,125 10,125
69,936 60,045 50,120 40,163 30,172

10 10 10 10 10
113 114 115 116 117
31 31 28 31 30
Dec-28 Jan-29 Feb-29 Mar-29 Apr-29
79,813 69,957 60,069 50,127 40,170
271 238 184 170 132
9,855 9,889 9,942 9,956 9,994
10,126 10,126 10,126 10,126 10,126
69,957 60,069 50,127 40,170 30,176
 10 10 10 10 10
113 114 115 116 117
31 31 28 31 30
Dec-28 Jan-29 Feb-29 Mar-29 Apr-29
80,005 70,127 60,216 50,250 40,271
276 242 187 173 134
9,877 9,911 9,966 9,980 10,019
10,153 10,153 10,153 10,153 10,153
70,127 60,216 50,250 40,271 30,252
 10 10 10
118 119 120
31 30 31
May-29 Jun-29 Jul-29
30,172 20,148 10,091
101 67 34
10,024 10,057 10,091
10,125 10,125 10,125
20,148 10,091 (0)

10 10 10
118 119 120
31 30 31
May-29 Jun-29 Jul-29
30,176 20,152 10,092
103 66 34
10,024 10,060 10,092
10,126 10,126 10,126
20,152 10,092 0
 10 10 10
118 119 120
31 30 31
May-29 Jun-29 Jul-29
30,252 20,203 10,118
104 67 35
10,049 10,085 10,118
10,153 10,153 10,153
20,203 10,118 -