18/04/2025, 10:32 Score Report | Cibil Dashboard

CIBIL Score & Report

Control Number : 8,98,13,16,073

Date : 17/04/2025

Hello, KAMTA NATH S O SH.RAJIT RAM

Your CIBIL Score is 758 as of Date : 17/04/2025

300 900

758

CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.

This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan
applications. Your score ranges between 300 and 900, and is calculated based on the
information available in the "Accounts" and "Enquiry"section of your CIBIL Report. The closer
your score is to 900, the more confidence the lender will have in your ability to repay the loan.
Higher your score, the better chances of your application getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one
of the following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.

PERSONAL DETAILS

Name

KAMTA NATH S O SH.RAJIT RAM

Date Of Birth Gender

01/04/1958 Male

IDENTIFICATION DETAILS

Identification Type

Income Tax ID Number (PAN)

ID Number

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 1/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

BCEPG7458M

Issue Date Expiry Date

-- --

Identification Type

CKYC

ID Number

40082979878555

Issue Date Expiry Date

-- --

ADDRESS DETAILS

Address

178 TAHSEEL-BHINGA MOHALLA-NAI BAZAR POS T-BHI NGA BHINGA

BHINGA BHINGA SHRAWASTI SHRAWASTI BHINGA BHINGA Uttar
Pradesh 271831
Category

Permanent Address
Residence Code

Owned
Date Reported

22/03/2024

Address

178 TAHSEEL-BHINGA MOHALLA-NAI BAZAR POS T-BHI NGA BHINGA

BHINGA BHINGA SHRAWASTI SHRAWASTI BHINGA BHINGA Uttar
Pradesh 271831
Category

Residence Address
Residence Code

Owned
Date Reported

22/03/2024

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 2/18
18/04/2025, 10:32 Score Report | Cibil Dashboard
Address

NEW BAZAR BHINGA SARAWASTI SHRAWASTI B HINGA BHINGA Uttar

Pradesh 271831
Category

Residence Address
Residence Code

Owned
Date Reported

31/12/2023

Address

NEW BAZAR BHINGA SARAWASTI SHRAWASTI B HINGA BHINGA Uttar

Pradesh 271831
Category

Not Categorized
Residence Code

-
Date Reported

31/05/2009

CONTACT DETAILS

Telephone Number Type

Mobile Phone
Telephone Number

9554410391
Telephone Extension

--

Telephone Number Type

Not Classified
Telephone Number

9554410391
Telephone Extension

--

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 3/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

Telephone Number Type

Mobile Phone
Telephone Number

9554410394
Telephone Extension

--

Telephone Number Type

Mobile Phone
Telephone Number

8858890092
Telephone Extension

--

EMAIL DETAILS

EMPLOYMENT DETAILS

Account Type Date Reported

Housing Loan 02/05/2024

Occupation Income

Salaried -

Monthly / Annual Income Indicator Net / Gross Income Indicator

- -

ALL ACCOUNTS

OPEN ACCOUNTS

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 4/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

Member Name

PNB
Account Type

Business Loan – Priority Sector – Small Business

Account Number

4159008700004284
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

--

Sanctioned Amount

₹ 13,19,000

Current Balance

₹12,67,617

Cash Limit

--

Amount Overdue

--

Rate of Interest

10.40%

Repayment Tenure

--

EMI Amount

--

Payment Frequency

--

Actual Payment Amount

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 5/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

--

Date Opened / Disbursed

15/03/2024

Date Closed

--

Date of Last Payment

08/04/2025

Date Reported And Certified

08/04/2025

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/03/2024

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 6/18
18/04/2025, 10:32 Score Report | Cibil Dashboard
Payment End Date

01/04/2025

Payment History

Apr 2025 STD

Mar 2025 STD
Feb 2025 STD
Jan 2025 STD
Dec 2024 STD
Nov 2024 STD
Oct 2024 STD
Sep 2024 STD
Aug 2024 STD
Jul 2024 STD
Jun 2024 STD
May 2024 STD
Apr 2024 STD
Mar 2024 STD

STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard

CLOSED ACCOUNTS

Member Name

PNB
Account Type

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 7/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

Housing Loan
Account Number

415900NC00000507
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

--

High Credit

₹7,54,000

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

8.90%

Repayment Tenure

48

EMI Amount

₹18,728

Payment Frequency

Monthly

Actual Payment Amount

--

Date Opened / Disbursed

30/04/2024

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 8/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

Date Closed

12/06/2024

Date of Last Payment

29/05/2024

Date Reported And Certified

30/06/2024

Value of Collateral

₹1500000

Type of Collateral

Property

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/04/2024

Payment End Date

01/06/2024

Payment History

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 9/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

Jun 2024 0
May 2024 0
Apr 2024 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

Member Name

PNB
Account Type

Business Loan – Priority Sector – Small Business

Account Number

415900KU00000313
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

--

High Credit

₹10,00,000

Current Balance

--

Cash Limit

--

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 10/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

Amount Overdue

--

Rate of Interest

10.55%

Repayment Tenure

--

EMI Amount

--

Payment Frequency

--

Actual Payment Amount

₹11,15,607

Date Opened / Disbursed

05/06/2021

Date Closed

27/03/2024

Date of Last Payment

27/03/2024

Date Reported And Certified

31/03/2024

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 11/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/01/2022

Payment End Date

01/03/2024

Payment History

Mar 2024 0
Feb 2024 STD
Jan 2024 STD
Dec 2023 STD
Nov 2023 STD
Oct 2023 STD
Sep 2023 STD
Aug 2023 STD
Jul 2023 STD
Jun 2023 STD
May 2023 STD
Apr 2023 STD
Mar 2023 STD
Feb 2023 STD
Jan 2023 STD
Dec 2022 STD
Nov 2022 0
Oct 2022 0
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 12/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 0
Mar 2022 0
Feb 2022 0
Jan 2022 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

Member Name

INDIAN BANK
Account Type

Other
Account Number

00000020827554508
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

--

High Credit

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 13/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

--

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

--

Payment Frequency

--

Actual Payment Amount

--

Date Opened / Disbursed

29/04/2005

Date Closed

27/11/2017

Date of Last Payment

31/05/2009

Date Reported And Certified

31/12/2019

Value of Collateral

--

Type of Collateral

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 14/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

--

Suit - Filed / Willful Default

--

Credit Facility Status

Written-off

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/12/2014

Payment End Date

01/11/2017

Payment History

Nov 2017 XXX

Oct 2017 XXX
Sep 2017 XXX
Aug 2017 XXX
Jul 2017 XXX
Jun 2017 XXX
May 2017 XXX
Apr 2017 XXX
Mar 2017 XXX
Feb 2017 XXX
Jan 2017 XXX

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 15/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

Dec 2016 XXX

Nov 2016 XXX
Oct 2016 XXX
Sep 2016 XXX
Aug 2016 XXX
Jul 2016 XXX
Jun 2016 XXX
May 2016 XXX
Apr 2016 XXX
Mar 2016 XXX
Feb 2016 XXX
Jan 2016 XXX
Dec 2015 XXX
Nov 2015 XXX
Oct 2015 XXX
Sep 2015 XXX
Aug 2015 XXX
Jul 2015 XXX
Jun 2015 XXX
May 2015 XXX
Apr 2015 XXX
Mar 2015 XXX
Feb 2015 XXX
Jan 2015 XXX
Dec 2014 XXX

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 16/18
18/04/2025, 10:32 Score Report | Cibil Dashboard

ENQUIRY DETAILS

Member Name

PNB
Date Of Enquiry

14/02/2025
Enquiry Purpose

Business Loan – General

Member Name

PNB
Date Of Enquiry

19/06/2024
Enquiry Purpose

Credit Card

Member Name

PNB
Date Of Enquiry

08/05/2024
Enquiry Purpose

Credit Card

Member Name

PNB
Date Of Enquiry

24/04/2024
Enquiry Purpose

Housing Loan

Member Name

PNB
Date Of Enquiry

24/04/2024
Enquiry Purpose

Business Loan – Priority Sector – Small Business

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 17/18
18/04/2025, 10:32 Score Report | Cibil Dashboard
Member Name

PNB
Date Of Enquiry

09/02/2024
Enquiry Purpose

Business Loan – General

Member Name

PNB
Date Of Enquiry

31/03/2023
Enquiry Purpose

Business Loan – General

End of report

Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL
Limited ( TU CIBIL) based on information provided/ submitted by its various members("Members"),
as part of periodic data submission and Members are required to ensure accuracy, completeness
and veracity of the information submitted. The credit report is generated using the proprietary
search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy,
completeness and veracity of the information contained in the Report and shall only be liable and
/ or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is
governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

In case of any discrepancy in Personal / Account Information pertaining to Loan Accounts /

Credit Cards, concerned Financial Institutions / Credit Card Company (CCC) may also please be
contacted for required clarification.

COPYRIGHT 2024 TRANSUNION CIBIL. ALL RIGHTS RESERVED.

For more information, please visit our website at www.cibil.com

https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 18/18