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D148050763 7778734385582469 Schedulesc

The document outlines the details of a Digit Private Car Stand-alone Own Damage Policy issued by Go Digit General Insurance Ltd. It includes policy specifics such as coverage options, premium amounts, and important conditions regarding claims and vehicle usage. The policy is effective from August 4, 2024, to August 3, 2025, with various add-on coverages available.

Uploaded by

Prateek Rana
Copyright
© © All Rights Reserved
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Download as PDF, TXT or read online on Scribd
0% found this document useful (0 votes)
16 views9 pages

D148050763 7778734385582469 Schedulesc

The document outlines the details of a Digit Private Car Stand-alone Own Damage Policy issued by Go Digit General Insurance Ltd. It includes policy specifics such as coverage options, premium amounts, and important conditions regarding claims and vehicle usage. The policy is effective from August 4, 2024, to August 3, 2025, with various add-on coverages available.

Uploaded by

Prateek Rana
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 9

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Digit Private Car Stand-alone Own Damage Policy

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(AKA the paper you pull out when you get pulled over)

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This is one of the most important things in your car, along with your car freshener, loose

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change, and mobile holder. Carry it with you always. (Not on you, on your smartphone,
ideally.)

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UIN NO.:IRDAN158RP0002V01201920
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Go Digit General Insurance Ltd.

Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go
Digit General Insurance Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website :
www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158,
CIN - U66010PN2016PLC167410
Let's talk about you
PRATEEK RANA
PB
Aadhar No.: -- Mob: xx,xx,xx,xx,x2,453
Address : New Delhi,New Delhi-110001 Email: [email protected]
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20103

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59.

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PB There’s one more thing we know about you, you are now a DIGIT customer. That means you have the coolest insurance company

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working for you.

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These are your policy details. 20
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It’s what the fine folks at traffic enforcement will want to see.
17 D148050763KK /
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Policy no 01082024 Policy Issue Date 01-Aug-2024


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Period of Policy for Own Damage Cover and Add From 04-Aug-2024 00:00:01
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on(s) (if opted) To 03-Aug-2025 23:59:59


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NCB % (Current Policy) 20 % Invoice No IA134123427


16 Coverages Opted Digit Private Car Stand-
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alone Own Damage


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Policy Voluntary Deductible --


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Compulsory Deductible 1000 Additional Excess (`) --


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AddOn Cover AddOn Coverage Details UIN


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Digit Private Car Parts Depreciation Protect with IRDAN158RP0002V01201920/A0005V0120


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Cover only 2 claims per year


Stand-alone Own Damage Policy 1920
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The benefits can be utilized only for a


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Digit Private Car Tyre Protect with Stand-alone IRDAN158RP0002V01201920/A0008V0120


maximum of four [4]tyre[s] of the Insured
Own Damage Policy 1920
Vehicle
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Digit Private Car Consumable Cover with Stand- IRDAN158RP0002V01201920/A0004V0120


Cover only 2 claims per year
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alone Own Damage Policy 1920


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Digit Private Car Engine and Gear Box Protect IRDAN158RP0002V01201920/A0006V0120


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Maximum of one claim would be payable


with Stand-alone Own Damage Policy 1920
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Digit Private Car Loss to Personal Belongings Cover Only 1 Claims Per Year/Max SI- IRDAN158RP0002V01201920/A0071V0120
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8936 with Stand-alone Own Damage Policy 30000 2021


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20 Digit Private Car Key & Lock Protect with Stand- Cover Only 1 Claims Per Year/Max SI- IRDAN158RP0002V01201920/A0070V0120
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alone Own Damage Policy 30000 2021


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This is what you pay us.


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Think of us as your car's bodyguards.


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Petr
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1 Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go
Digit General Insurance Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website :
www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158,
CIN - U66010PN2016PLC167410
Own Damage Premium [A] (`)
Total Basic Own Damage Premium (`) 44681.63
NCB Discount Amount (`) -8936.33
Others (`) -26808.97
Own Damage Premium (`) 8,936.33
9994.83
Add-On(s) Premium (`) 9994.83

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Total OD Premium (`) 18931.16

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Net Premium (`) 19261.16

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2234.08

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IGST @ 18% = (`3467.01) 3467.01

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Final Premium (`) 8936.33

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22728.17

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Premium is offered on the basis of additional information shared by you.

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The above total OD premium is inclusive of all applicable loading / discounts viz (automobile association memberships, voluntary

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excess, anti-theft handicap person, driver tuition, fiber glass, CNG/ LPG unit, geographical extension, imported vehicle etc.,

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wherever applicable).GDD - Subject to successful vehicle inspection

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In case of an accident to your vehicle, please intimate us immediately for SPOT SURVEY. Failure to intimate in time could

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prejudice your claim. In case of Total Loss and/or Theft claim, applicable subsidy amount availed as per government policy will

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be reduced from IDV for claim settlement.

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ENDORSEMENT

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Invoice Number Invoice Date Net Premium Igst Cgst Sgst Utgst Cess Gross Premium

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IA134123427 2024-08-01 19261.16 3467.01 0.00 0.00 0.00 0.00 22728.17

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This is everything we know about your car. 20
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Other than how much you love it.
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Registration
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DL2CBE2912 RTO Location DL2C Seating Capacity 5


No.
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NEW GRAND
Make MARUTI SUZUKI Model/Vehicle Variant (Sub-Type)
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VITARA/DELTA AT BSVI
Engine No. K15CN7181725 Chassis No. MBJTYKL1SPG162422 Cubic Capacity 1462 CC
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Fuel Type Petrol Year of Regn. 2023 Odometer


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FASTag
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Body Type SUV Number NA Financier Details


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FASTag NUMBER DECLARATION


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The Policy has been issued subject to your affirmative declaration that a valid FASTag has been affixed on the insured
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vehicle.
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Your Vehicle IDV


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Vehicle IDV Non-Electrical Accessories Electrical Accessories CNG/LPG IDV Trailer IDV Total IDV
Year
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(`) IDV (`) IDV (`) (`) (`) (`)


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Year 1 1361000 -- -- -- -- 1361000


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Follow these rules like you follow the rules of the road.
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Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go
Digit General Insurance Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website :
www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158,
CIN - U66010PN2016PLC167410
Geographical Area India .

Limitation as to use The policy covers use of the vehicle for any purpose other than hire or reward, racing, pace
making, reliability trial, speed testing and use for any purpose in connection with the Motor
(Which roughly translates to: No Trade.
crazy stunts with the car.)

Person or Class of persons entitled to


drive
Any person including the insured
1) Provided that a person driving holds a valid & effective driving license at the time of the

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(Or why you shouldn't ask your 8-year-old to accident and is not disqualified from holding or obtaining such a license.
park your car.) 2) Provided also that the person holding a valid & effective Learner's license may also drive

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the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor
Vehicles Rules, 1989 and any subsequent amendment as applicable.

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Limits of Liability Under Section I of the policy - IDV as shown in the schedule.

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(How we will help you get back on the

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road to recovery.

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More important details you don't want to skim over

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Previous Own Previous Own

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Go Digit General Insurance Limited Damage Policy No. D111251923
Damage Insurer

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Details of Existing Damages -- IMT – Endorsements
IMT-22

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GSTIN/UIN Number Unregistered State Code 7

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Payment Mode Online 23_dp-

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Cheque/Transation No DICD9DC866DA5A-1
IFSC/MICR No --

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Premium Payment Receipt
Details No. RA164069533 20
Date
01-Aug-2024
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Bank Name --
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Partner Phone
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Partner Name & Code Digit Website


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1000651 Partner Email [email protected]


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Other Details
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Third Party Liability Details


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Insurer name Go Digit General Insurance Limited


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Policy Number D111251923


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04-Aug-2023
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Period of policy for Third Party Liability Cover From


03-Aug-2026
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To
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Big legal words.


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Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go
Digit General Insurance Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website :
www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158,
CIN - U66010PN2016PLC167410
Policy Version Digit Translation
NCB Declaration Basically, we trust you have been
The premium has been charged and policy has been issued subject to NCB declared by you as an insured. In the event of NCB found open and honest, and we covering
wrongly declared at any point of time during policy period, all benefits and coverages under the Policy in respect of section I of the Policy will you in good faith. Remember, trust
stand forfeited. If there is any disagreement, write to us within 7 days from the date of issuance of policy or before the start date of period of works both ways.
insurance whichever is earlier.

Important Notice:
The company may cancel the policy by sending 7 days notice in case of fraud, misrepresentation, non disclosure of material fact or non co-
operation of the insured. This policy is subject to the standard policy wordings, warranties and conditions applicable for this product in Honesty is the best policy.
addition to Indian Motor Tariff.

Break-in Insurance

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In case of a break-in, the company may conduct pre-inspection of the vehicle and in such a case, Own Damage cover (Section -I) of the If there is a gap in your cover, we need

an
policy would not commence unless the pre-inspection of the vehicle has been done and the acceptance of risk is subject to evaluation of the to check your car. If your car is good,
vehicle inspection report. In case of any adverse findings in the report, the Company, at its discretion, may cancel the Policy as per the Motor we’re cool. If it’s not, let’s talk.

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Pre-existing Damages

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We can't cover damages already done
All types of pre-existing damages or cost of repair of such damage will be excluded at the time of claim settlement. to your car,before we took over

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Cheque dishonor / Non-receipt of payment Your policy goes through if and when

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your cheque goes through. You'll
If premium paid through Cheque, the policy is void ab-initio in case of dishonor of Cheque or non-receipt of payment. agree it's only fair.

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Violation of Motor Vehicle Act:
This policy is issued in accordance with the provision of Chapter X and Chapter XI of MV act, 1988 and any subsequent amendment as

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applicable. Any violation will forfeit all benefits and coverages under the Policy. The insured is not indemnified if the vehicle is used or driven

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otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in Certificate in Keep your promises and we will keep

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order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the Clause headed (Avoidance Of Certain Terms And ours.

3
Right Of Recovery) in the policy. This policy is subject to the standard policy wordings, warranties and conditions applicable for this product

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in addition to coverages and exclusions specified in the motor vehicle tariff published by IRDAI

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PUC Declaration: The Policy has been issued subject to valid Pollution Under Control (PUC) Certificate disclosed by you as an insured on or before the date of commencement of

25
the Policy .

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Important Note: Please inform the Company in case of change on account of addition of CNG/PNG kit.

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Note: The policy is issued in utmost good faith, relying on the information shared by insured at the time of obtaining the policy. The terms and conditions

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detailed in this policy schedule as well as the policy document sent by Digit shall prevail in case of any dispute.

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For & On Behalf of Go Digit General Insurance Ltd. 20
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Praveen Bhat
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Senior Vice President - Customer Experience


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[email protected] Wish to go through your detailed policy wordings, click here.


Authorized Signatory In case of claim or any other query, please contact our 24-hour Call
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Printed, Signed, and Executed at Bengaluru Centre at 1800-258-5956 or email us at [email protected] or visit our
EW

Hey, our document is now digitally signed website Digit Insurance: Car, Bike, Health & Travel Insurance Online .
Click here to view the certificate. For instant resolution, you can ping us “Hi” on WhatsApp at 702 606
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For instant resolution, you can ping us “Hi” 1234


on WhatsApp at 702 606 1234
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For Claims Notification and Procedure click here.


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Go Digit General Insurance Ltd. Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka 560095. IRDAI Reg
No. 158 CIN U66010PN2016PLC167410, GST Reg. No.: 29AACCO4128Q1ZW HSN: 997134/General Insurance Services, GSTIN Address: Go Digit General
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Insurance Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095
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In case of claim or any other query, please contact our 24-hour Call Centre at 1800-258-5956 or email us at [email protected] or visit our website
www.godigit.com.
9 12

This is the end of the document and the beginning of a wonderful relationship.
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This is the end of the document and the beginning of a wonderful relationship.
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We hope that you do not get in a situation when you have to file a claim. However, if that happens, we are always there
for you. That’s a promise!
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Stay Calm and just relax! We will take care of everything!


You can take your car to any of the listed network garages in case anything happens, and we assure you a hassle-free
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claim process.
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• Complete cashless facility • 6 Months warranty on repairs • Complimentary Pick-up & Drop
*Facilities mentioned above are offered by the garages. List of garages is subject to change in future. Please
call on 1800-258-5956 in case you require further help.

Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go
Digit General Insurance Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website :
www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158,
CIN - U66010PN2016PLC167410
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PR

Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go
Digit General Insurance Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website :
www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158,
CIN - U66010PN2016PLC167410
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Policy Schedule

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IU

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Digit Compulsory Personal Accident Policy Cover (Owner Driver)


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UIN: IRDAN158RP0038V02201819
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Go Digit General Insurance Ltd


PR

Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go
Digit General Insurance Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website :
www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158,
CIN - U66010PN2016PLC167410
A snapshot. The gist. The ‘forget everything else, just remember this’ part of your policy.
Customer Details Policy Details

New Delhi,New Delhi- Policy Number D148050763IU


Address
110001
Invoice Number IA134123427 Policy issue Date 01-Aug-2024

From 04-Aug-2024 00:00:01

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GST State Code 7 Period of Policy
IU To 03-Aug-2025 23:59:59

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Mobile No xxxxxxxxx2453 Email ID [email protected]

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Partner Code and 1000651

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*Financier Details
Name Digit Website

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*Customer ID

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Partner Contact and
Email ID [email protected]

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*GSTIN/UIN Number

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Vehicle & Sum Insured Details

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Private /

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Vehicle Description Commercial i.e. Year of

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(Make/Model/Sub (GCV/PCV/Misc. registration/Ma Engine/Chassis

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Sr. No. Type) Class D) nufacturing Fuel Type Registration No. No Sum Insured (INR)

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K15CN7181725
MARUTI SUZUKI /
/

04
1 NEW G R A N D Private 2023 / -- Petrol DL2CBE2912 1500000
MBJTYKL1SPG1
VITARA

8-
62422

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Premium Details

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Total Premium (Rs.)
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Net Premium 330
AT

IGST rate and amount 59.40


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Final Premium 389


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Geographical area Any accident within India shall be covered subject to Policy Terms and Conditions, unless specifically agreed and endorsed.
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Limitation as to Use
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The policy covers use of the vehicle only under a permit within the meaning of the Motor Vehicles Act 1988 or such a carriage
falling under sub-section (3) of Section 66 of the Motor Vehicles Act, 1988 The policy does not cover use for
N

a. Hire or Reward
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Private Car and b. Carriage of goods (other than samples or personal luggage)
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Private Two c. Organized racing


Wheelers d. Pace making
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e. Speed testing
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f. Reliability Trials
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g. Any purpose in connection with Motor Trade


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The policy covers use of the vehicle only under a permit within the meaning of the Motor Vehicles Act 1988 or such a carriage
A

falling under sub-section (3) of Section 66 of the Motor Vehicles Act, 1988 The policy does not cover use for
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a. Organized racing
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Commercial Vehicle b. Pace Making


c. Reliability Trials
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d. Speed Testing
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e. Use whilst drawing a trailer except the towing (other than for reward) of any one disabled Mechanically propelled vehicle.
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Driver: Person or Class of Persons entitled to Drive


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Any person including the insured


Private Car and 1) Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or
A

Private Two obtaining such a license.


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Wheelers 2) Provided also that the person holding an effective Learner’s license may also drive the vehicle and that such a person satisfies
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the requirements of Rule 3 of the Central Motor Vehicles Rules and any subsequent amendment as applicable
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Stage Carriage / Any person including insured: Provided that a person driving holds an effective driving license at the time of the accident and is not
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Contract carriage / disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner’s license may also
Private Service drive the vehicle when not used for the transport of passengers at the time of accident and that such a person satisfies the
A

Vehicle requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.


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Any person including insured: Any person including insured: Provided that a person driving hold an effective driving license at the
time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an
Goods Carriage
effective Learner’s license may also drive the vehicle when not used for the transport of goods at the time of the accident and that
such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Any person including insured: Provided that a person driving holds an effective driving license at the time of the accident and is not
Non-Transport
disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner’s license may also
vehicles
drive the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989

Nominee Details Pratyaksh . 24-Jan-1997 Brother

Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go
Digit General Insurance Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website :
www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158,
CIN - U66010PN2016PLC167410
*IMT -
IMT-22
Endorsements

*Other
Endorsements

Receipt No RA164069533 Cheque No / NEFT Details 23_dp-DICD9DC866DA5A-1


*Premium Payment
Details 01-Aug-2024
Date Date 01-Aug-2024

Important Notice

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1. *Cheque dishonor / Non-receipt of payment: If premium paid through Cheque, the policy is void ab-initio in case of dishonor of

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Cheque or non-receipt of payment.
2. Violation of Motor Vehicle Act: This policy is issued in accordance with the provision of Chapter X and Chapter XI of MV act, 1988

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and any subsequent amendment as applicable. Any violation will forfeit all benefits and coverages under the Policy.
* Indicates optional fields

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For & On Behalf of Go Digit General Insurance Ltd. Consolidated Stamp Duty has been paid as

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Authorized Signatory per Letter of Authorization No.67-B/04/2017-
18 Date: 30th May 2017 issued by

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Printed, Signed and Executed at Bangalore Department of Stamps and Registration ,

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vide Receipt No: RA164069533 dated 01082024

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GST Reg. No.:

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In case of any claim, please contact our 24-Hour Call Centre at 1800 103 4448 or email us at

20
[email protected]

04
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INSURANCE ACT 1938 SECTION 41- Prohibition of Rebates: No person shall allow or offer to allow either directly or indirectly, as an

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inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India,

24
any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person

20
taking out or renewing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus
or tables of the insurer. ANY PERSON MAKING FAULT IN COMPLYING WITH THE PROVISIONS OF THIS SECTION SHALL BE
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PUNISHABLE WITH FINE WHICH MAY EXTEND TO TEN LAKHS RUPEES.
T A
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Go Digit General Insurance Ltd, A Company incorporated under Indian Companies Act, 2013 and licensed by Insurance Regulatory and
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Development Authority of India [IRDAI] vide Reg No. 158, Corporate Identification Number U66010PN2016PLC167410, Reg. Address
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Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru 560095. Website: www.godigit.com
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PR

Go Digit General Insurance Ltd, GST Reg No 29AACCO4128Q1ZW , PAN No:- AACCO4128Q, HSN: 997134/General Insurance Services, GSTIN Address :Go
Digit General Insurance Limited,Atlantis No 95, 4th B Cross Road 5th Block Koramangala Industrial layout,Bengaluru,Karnataka,PIN-560095. Website :
www.godigit.com.

Corporate office Address : Atlantis, 95, 4thB Cross Road, Koramangala Industrial Layout, 5thBlock, Bengaluru, Karnataka, PIN - 560095, IRDAI Reg No. 158,
CIN - U66010PN2016PLC167410

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