PROJECT REPORT – CMRY LOAN
(For CMRY Loans Above Rs. 10.00 Lakhs)
1. Details of the Promoter/Applicant
Shri/Smt. ________________, resident of ____________________
_____________________________, aged ___ years and has studied _______________,
proposes to set up _______________(Name of the project). The applicant has ___ years
of experience in the field of ___________ OR the applicant has worked in the line of
______________ and the year wise work experience is as under:-
a.
b.
c.
d.
Having the requisite qualifications and experience the applicant intends to start his/her
business of ______________________________________________________________.
2. Details of the Project (delete what is not applicable)
a. Project Cost ( PC)
Sr.No. Particulars Amount in Rs.
1 Premises xx
2 Machinery xx
3 Furniture & Fixtures xx
4 Electrification xx
5 Other Fixed Assets xx
6 Working capital xx
Total xxx
*Amounts as per quotations to be provided.
b. Means of Finance(MoF)
The proposed means of finance is as under:-
Sr.No. Particulars Amount in Rs.
1 Promoter’s Contribution
( 5% of PC in case of Women, OBC, SC, ST, Disabled & XX
10% of PC in case of General[Men])
2 CMRY Loan
( 95% of PC in case of Women, OBC, SC, ST, Disabled & XX
90% of PC in case of General[Men])
Total xxx
*PC and MoF must be equal.
Sign:___________________
3. Location of Unit (state whether owned or rented & amount of rent paid)
The business shall be operated from my own premises located at ____________ (I have
enclosed house tax receipt of the same) OR shall be operated from a Leased/Rented
premises located at ___________, owned by Shri/Smt. ___________________________,
and I am paying rent of Rs. _________ p.m. (whose house tax receipt of rented/ owned
premises and NOC as per EDC format are being enclosed).
4. Business and Marketing Strategy
I envisage target business from my customers, namely, ______________
_____________. Since I shall be offering my services to
__________________________/ selling the following products to _________________
_________________________, I will be marketing the same through the following
means:-
a.
b.
c.
d.
I intend to achieve sale/revenue of Rs.__________ in the first month and targeted first
year sale/revenue would be Rs._____ lakhs.
5. Approvals obtained (mention all NOCs whichever applicable)
a. NOC/Trade License from Panchayat/Municipality.
b. NOC from Health
c. NOC from Foods and Drugs Administration
d.
6. List of Machinery & Furniture as per Quotation
The list of machinery and furniture is enclosed as Annexure – I.
7. Projections
In detailed sales projection and profitability estimates is enclosed as Annexure- II.
Date: ______________ Signature: ___________________
Name: ___________________
Annexure – I
List of Machinery and Furniture (as per quotation)
SR. NO. PARTICULARS QUANTITY AMOUNT
1
2
3
4
5
6
Total
(You may add rows if required)
Sign: __________________
Annexure - II
(Rs. In Lakhs)
A B C D E F
Sr.
PARTICULARS YEAR 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5
No.
------------ ------------ ------------
---------------------- - ------------- - ------------- -
*** SALES ***
1 SALES INCOME 10.00%
2 OTHER INCOME 0.00% 0.00 0.00 0.00 0.00 0.00
----- ----- ----- ----- -----
3 TOTAL INCOME (1+2) 0.00 0.00 0.00 0.00 0.00
*** EXPENSES ***
4 RAW MATERIAL 0.00% 0.00 0.00 0.00 0.00 0.00
5 ELECTRICITY 0.00% 0.00 0.00 0.00 0.00 0.00
6 SALARY & WAGES 0.00% 0.00 0.00 0.00 0.00 0.00
7 RENT 0.00% 0.00 0.00 0.00 0.00 0.00
8 INSURANCE 0.00% 0.00 0.00 0.00 0.00 0.00
9 SELLING/
DISTRIBUTION
EXPENSES (if applicable) 0.00% 0.00 0.00 0.00 0.00 0.00
10 MISCELLANEOUS
EXPENSES (specify) 0.00% 0.00 0.00 0.00 0.00 0.00
11 REPAIRS &
MAINTENANCE (if
applicable) 0.00% 0.00 0.00 0.00 0.00 0.00
12 DEPRECIATION (WDV) 10.00% 0.00 0.00 0.00 0.00 0.00
13 INTEREST ON CMRY
TERM LOAN @ 8% p.a. 0.00 0.00 0.00 0.00 0.00
14 INTEREST ON BANK
FINANCE (if availed) 0.00% 0.00 0.00 0.00 0.00 0.00
----- ----- ----- ----- -----
15 TOTAL EXPENSES
(Sum of 4 to 14) 0.00 0.00 0.00 0.00 0.00
16 PROFIT BEFORE TAX
(3 – 15) 0.00 0.00 0.00 0.00 0.00
17 TAX 25.00% 0.00 0.00 0.00 0.00 0.00
18 PROFIT AFTER TAX
(16 – 17) 0.00 0.00 0.00 0.00 0.00
Sign: __________________
Assumptions: (Please elaborate and explain how you arrived at figures in previous page in the
following para’s)
Sales income :
(B1) = Monthly Sales x 12 = Rs. In Lakhs
(C1) = [ ( A1 x B1) + B1 ]
(D1) = [ ( A1 x C1) + C1 ]
(E1) = [ ( A1 x D1) + D1 ]
(F1) = [ ( A1 x E1) + E1 ]
Other Income includes ________________________ (specify)
Expenses:
Raw Material:
(B4) = Monthly requirement x 12 OR can be percentage (%) of sales B1.
Electricity:
(B5) = Monthly requirement x 12
Salary & Wages:
B(6) = Total monthly salaries and wages paid x 12
Rent:
(B7) = Monthly rent x 12
Insurance:
(B8) = Yearly premium
Depreciation:
(B9) = Cost of Machinery x 10%
Interest on CMRY Term Loan:
Calculate annual interest repayment of CMRY Term Loan in Rs.
Interest on Bank Finance:
Calculate annual interest repayment of Bank Finance. (only if availed)
Tax:
(B17) = (B16) x 25%
NOTE:
Fill expenses fields only if applicable.
Change the expense fields depending on your business.
Percentage (%) increase every year to be factored in the expenses.
Sign: __________________
