THE NEW INDIA ASSURANCE CO.
LTD.
(Government of India Undertaking)
MARINE CARGO SPECIFIC VOYAGE POLICY
Preamble
WHEREAS the ASSURED named in the schedule hereto have represented to THE NEW INDIA ASSURANCE COMPANY LIMITED
(hereinafter called company) that they are interested in or duly authorized to make the insurance mentioned and have paid
or agreed to pay the premium hereinafter stated, THE COMPANY HEREBY PROMISES AND AGREES with the assured, their
Executors, Administrators and assigns that the company will insure against loss damage liability or expenses subject to
Clauses, Endorsement, Conditions and Warranties contained herein/in the schedule.
Insured Details Issuing Office Details
Insured Name : Mahesh DV
Customer ID : PO96744698 Office Code : BELGAUM CITY BRANCH (680402)
Address : House no: 167 c/o Gururaj guled , Address : NO.3957/184/A, "SHANBHAG
managoli layout Bagalkot PLAZA" 1ST FLOOR, BEHIND
HOTEL SANMAN
COLLEGE ROAD
Bagalkot ,KARNATAKA, 587102 ,590001
Phone No : XXXXXX3415 Phone No : 08312467775 / 8312467775
E-mail/Fax :
[email protected], / E-mail/Fax :
[email protected]/
PAN No : ANQPK8414K S.Tax Regn. No : AAACN4165CST178
GSTIN/UIN : NA / NA GSTIN : 29AAACN4165C2ZM
: SAC : 997135 (Marine,aviation and other
transport insurance srvc)
Policy Details Business Source Code
Policy Number : 68040221220100000001 Dev.Off. : DIRECT BUSINESS - (1D7822395)
level/Broker/Corp.
Agent/Web
Aggregator/CPSC User
Date of Issue : 02/05/2025 06:01:22 PM Agent/Bancassurance/ : Mr. ASLAM D. SHAIKH
Spe cified Person (NIA1D7819065)
AGENT_SITE_12818
(1D7825839)
Date of Proposal : 02-May-25 Phone No : 9448113095 / NA
Client Type : Non-Corporate E-mail/Fax :
[email protected], / /
Premium Details
Premium GST Stamp Duty Total (₹) Rupees (in words) Receipt No. &
10016 1802 1 11819 RUPEES ELEVEN
Date
100000892204006
THOUSAND EIGHT 40978 - 02/05/25
HUNDRED NINETEEN
ONLY
Journey Details
Journey From Journey To Transport Mode
House no:167, Managoli layout Flat G6 vaishnoi eternies Metagalli Road
Bagalkot Mysore
Cargo Sum Insured (₹) :
1000000 Cargo Sum Insured in Foreign
Currency : NA
Lorry Receipt(LR) Number : GC4799152 Date : NA
Basis of valuation + % : CIF + 20
Extra for Commodity
Transit Type : Road
Commodity description : HOUSEHOLD GOODS. GC NO.4799152 OF
M/S.AGARWAL PACKERS&MOVERS
Packaging description : STANDARD PACKING
Risk Covered : ITC-A
SRCC
Excess : 0
Signature Not Verified
Digitally signed by
SRINIVASAN Policy No. : 68040221220100000001Document generated by QR_RENEWAL at 29/04/2022 18:01:24 Hours.
VAIDESWARAN
Date: Regd. & Head Office: New India Assurance Bldg., 87 M.G. Road, Fort, Mumbai - 400 001. TOLL FREE No. 1 800 209 1415.
2022.04.29
Give your valuable feedback on https://www.newindia.co.in/portal/policyFeedbackGen.
F1o8r :r0e1d:r2e4ssISaTl of your grievance, if any,you may approach any one of the following offices- 1. Policy issuing office 2. Regional office 3. Head office.In case, you are not
satisfied with our own grievance redressal mechanism; you may also approach Insurance Ombudsman. For details of our office addresses and addresses of office of
Page 1 of
THE NEW INDIA ASSURANCE CO.
LTD.
Insurance Ombudsman, please visit our website http://newindia.co.in.
(Government of India Undertaking)
Page 2 of
THE NEW INDIA ASSURANCE CO.
LTD.
(Government of India Undertaking)
Terms of Insurance-
As per following clauses written hereunder, current on date of sailing or dispatch and/or otherwise stated.
This Insurance is subject to Important notice, conditions and warranties attached. Also this contract is subject to
such regulations as in force at the time the risk hereunder.
1) Inland Transit (Rail or Road) Clause - B
2) Institute Strikes Clauses (Cargo) 1/1/82 CL 256
3) Institute Strikes Clauses (Air Cargo) 1/1/82 CL 260
4) Strikes Riots And Civil Commotions Clause (Inland Transit Not In Conjunction With Ocean Going Voyage)
5) Machinery Subject to Clause : Institute Replacement Clause -01.01.34
6) Subject to Duty Insurance Clause
7) Subject to Increase Value Clause
8) Communicable Disease Exclusion Clause (Cargo) JC2020-011
9) Institute Radioactive Contamination Exclusion Clause (1.10.1990)
10) Institute Radioactive Contamination Chemical, Biological Biochemical and Electromagnetic Weapons
Excl. Clause 10/11/2003 CL 370
11) Termination of Transit Clause JC2009/056 01/01/2009
12) Subject to Important Notice Clause
13) Subject to Sanctions, Limitation & Exclusion Clause JC 2010/014(11.08.2010)
14) Subject to Private Carriers Warranty
15) Subject to closed vehicle Warranty
16) Cargo Termination of Transit (Storage) Clause
17) Institute War Clauses (Air Cargo) (excluding sendings by post)
18) Theft, Pilferage and Non-Delivery (Insured Value) Clause
19) Duty - Insurance Clause
20) Institute Cargo Clauses (B)
21) Inland Transit (Rail or Road - Clause C)
22) Institute Classification Clause (01/01/2001)
23) Event of loss or damage -Liability of Carriers, Bailees or other third parties
24) Increased Value- Insurance Clause
25) Cargo Termination of Transit Clause (Terrorism)
26) IRCEC
27) RACE
28) RACCBE
29) Marine Cover Note
30) Institute Cargo Clauses (A)
31) Institute Strikes Clauses (Air Cargo)
32) Institute War Clauses (Sendings by post)
33) Inland Transit (Rail or Road - Clause B)
34) Replacement Clause
35) Marine Declaration Form
36) Marine Policy (Cargo)
37) Institute War Clauses (cargo)
38) Institute Strikes Clauses (cargo)
39) Institute Cargo Clauses (C)
40) Institute Cargo Clauses (Air) (excluding sendings by post)
41) Institute War Clauses (Cargo) (including on-carriage by Air)
42) Inland Transit (Rail or Road - Clause A)
43) Strikes,Riots Commotions Clause(Inland Transit nor in conjunction)
44) Sailing Vessels Clause
45) Comprehensive Clause
46) Exclusion of unexplained losses.
47) Excluding shortages from sound packages.
48) Excluding mold and mildew damage.
49) Exclude shortage from sound bag/package/container.
50) Subject to Institute replacement clause.
51) Excluding electrical and mechanical derangement.
52) Exclusion of damage due to rusting ,oxidation,denting,bending and scratching.
53) Exclusion of damage due to rusting ,oxidation,denting,bending and scratching.
54) Exclusion of unexplained losses and shortages.
55) Exclusion of rejection risks.
56) Warranty strict adherence to International Maritime Dangerous Goods Code -IMDG
57) Cover to be restricted to ITC B or ICC B
58) Exclusion of damage due to rusting, denting and scratching.
59) Warranty that goods properly lacquered and / or treated with anti corrosives.
60) Exclusion of rejection risk / loss.
61) Warranty of pre-inspection prior to packing.
62) Warranted vessel are certified Fit , Clean by Approved surveyors at loading port
63) Warranty applicable for cargo in bags to be also used
64) Applicable Institute Commodity Clause to be used
65) Warranty damaged portion, cut off and balance to be utilised.
66) Warranty of suitable depreciation would be applied for all other items.
67) Over dimensional cargo,properly loaded and secured as per the Surveyor advises.
68) Institute Coal Clause to be used
69) Claim for shortage shall arrive comparing weight of damaged and arrived bags.
70) Exclusion of spontaneous combustion Warranty strict adherence to IMDG Code.
71) Loss payable only if the contents of tin, bottle is damaged at the same time
Policy No. : 68040221220100000001Document generated by QR_RENEWAL at 29/04/2022 18:01:24 Hours.
Regd. & Head Office: New India Assurance Bldg., 87 M.G. Road, Fort, Mumbai - 400 001. TOLL FREE No. 1 800 209 1415.
Give your valuable feedback on https://www.newindia.co.in/portal/policyFeedbackGen.
For redressal of your grievance, if any,you may approach any one of the following offices- 1. Policy issuing office 2. Regional office 3. Head office.In case, you are not
satisfied with our own grievance redressal mechanism; you may also approach Insurance Ombudsman. For details of our office addresses and addresses of office of
Insurance Ombudsman, please visit our website http://newindia.co.in.
Page 3 of
THE NEW INDIA ASSURANCE CO.
LTD.
(Government of India Undertaking)
72) ITC/ICC-B given.If AllRisk is cover min15000 app.on glass and fragile
73) If ICC A cover to be given, Insured to bear 25percent of each and every claim
74) If ICC A cover to be given, Exclusion of scratching, denting losses.
75) If ICC A cover to be given, Insured to bear 25percent of each and every claim
76) Exclusion of unexplained losses.
77) In case drums are transporting liquid, the same should be properly sealed.
78) Exclusion of damage to only labels on tinned and bottled goods
79) Excluding electrical and mechanical derangement
80) Excess of 1percent on the value of the consignment for each and every claim.
81) Warranty damaged portion, cut off and balance to be utilized.
82) ITC B or ICC B cover to be given.
83) Warranted properly treated and dried material used for packing.
84) Warranted property treated and dried wood used for packing.
85) Excess of at least 1/2percent of Sum Insured.
86) Exclusion of scratching, denting, rusting, peeling of paint.
87) Damage to tyres covered only if vehicle is damaged due to insured perils.
88) Exclusion of shortage loss from sound packages
89) Exclusion of unexplained losses.
90) Excluding mold and mildew damage.
91) Exclusion of sentimental loss / damage
92) Warranted exclusion of mold, mildew damages.
93) Warranted Excluding any loss due to temperature variation howsoever occured.
94) Warranted damaged portion to be cut off and balance to be utilized.
95) Warranted damaged portion to be cut off and balance to be utilized.
96) If leather goods or garments,exclude shortage from sound bag/package/container.
97) Warranted machinery treated with rust preventives and properly secured.
98) Excluding electrical and mechanical derangement.
99) Warranty basis of valuation on the market value certified by qualified valuer.
100) Warranted machinery treated with rust preventives and properly secured.
Survey & Claim Settlement
In the event of loss or damage which may result in a claim under this Insurance immediate notice must be
given to Nearest New India Assurance Company's Office or The Policy Issuing Office
without which no claim or loss will be paid.
Claim Payable By:
In the event of loss or damage which may result in a claim under this insurance immediate notice must be
given to Policy Issuing Office
Premium and GST Details
Rate of Tax Amount in INR
Taxable Value 1017
SGST 9 92
CGST 9 92
IGST 0 0
In witness whereof the undersigned being duly authorised by the Insurers and on behalf of the Insurers has
(have) hereunder set his (their) hand(s) on this 29th day of April,2022
To view the certificate details please visit
:https://online.newindia.co.in/ For and on behalf of
authenticatecertificate. The New India Assurance Company
Date of Issue: 29/04/2022 Limited
(MR. PAVAN KUMAR DODDI)
[Branch Manager]
Duly Constituted Attorney(s)
Policy No. : 68040221220100000001Document generated by QR_RENEWAL at 29/04/2022 18:01:24 Hours.
Regd. & Head Office: New India Assurance Bldg., 87 M.G. Road, Fort, Mumbai - 400 001. TOLL FREE No. 1 800 209 1415.
Give your valuable feedback on https://www.newindia.co.in/portal/policyFeedbackGen.
For redressal of your grievance, if any,you may approach any one of the following offices- 1. Policy issuing office 2. Regional office 3. Head office.In case, you are not
satisfied with our own grievance redressal mechanism; you may also approach Insurance Ombudsman. For details of our office addresses and addresses of office of
Insurance Ombudsman, please visit our website http://newindia.co.in.
Page 4 of
THE NEW INDIA ASSURANCE CO.
LTD.
(Government of India Undertaking)
Tax Invoice No : 68040222P0001376
IRDA Registration Number:
190 NIA PAN NUMBER:
AAACN4165C
Policy No. : 68040221220100000001Document generated by QR_RENEWAL at 29/04/2022 18:01:24 Hours.
Regd. & Head Office: New India Assurance Bldg., 87 M.G. Road, Fort, Mumbai - 400 001. TOLL FREE No. 1 800 209 1415.
Give your valuable feedback on https://www.newindia.co.in/portal/policyFeedbackGen.
For redressal of your grievance, if any,you may approach any one of the following offices- 1. Policy issuing office 2. Regional office 3. Head office.In case, you are not
satisfied with our own grievance redressal mechanism; you may also approach Insurance Ombudsman. For details of our office addresses and addresses of office of
Insurance Ombudsman, please visit our website http://newindia.co.in.
Page 5 of
