Order # 1855611893 Coburn, Darrin Scott
Order Status: Complete
USA 1 (888) 889-5248
Order Result: CLEAR
[email protected] Europe +44 (0)2087410000 - Option 2
Confidential Background Screening Report
Important Disclosures
This report or portions of this report may have been rated or scored pursuant to criteria provided by
the end-user. The rating is merely to ease the reviewer(s) review of the report and does not indicate
that any employment decision has been made. Regardless of any rating applied by Sterling based on
the end-user's criteria, the end-user must review all reports to conduct a case-by-case individualized
analysis before making any decision.
References to a specific "Level" in the Result Column or as indicated in a Component Title are based
solely on an end-user's criteria and do not refer to any label used by any sex offender registry,
government agency, or public record repository.
Sterling provides the information contained in this report to End-User to be used solely for a
permissible purpose as defined in the Fair Credit Reporting Act. If the End-User intends to take
adverse action based in whole or in part on the contents of this report, the End-User must provide the
consumer with notices that it is taking adverse action and those notices must comply with the FCRA
and state law. All information contained in this report is provided pursuant to the terms of the End-
User Agreement. End-User further understands that it uses any and all information provided by
Sterling at its own risk and End-User is solely liable for complying with all federal, state, and local
laws. The information contained in this report is confidential and may only be accessed by authorized
employees of End-User, provided to the consumer about who it relates, or provided as otherwise
required by law.
The scope of the criminal history search is governed by state and federal reporting restrictions and
client request. Generally, records will be reported for 7 years. Due to state and federal reporting
guidelines for consumer reporting agencies, records may or may not exist that may not be reported.
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Order Information Candidate Information
Account Name Completed Date First Name Phone
PCA- HARRISONBURG 333 2024-09-20 Darrin (540) 460-2286
Account Location Screening Package Middle Name Location of Job/Position
HARRISONBURG, VA PCA STANDARD Scott Harrisonburg , VA, USA
Billing Code HIRING MANAGER Last Name Email
PCA- HARRISONBURG 333 — Coburn
[email protected]Created Date Address
2024-09-19 147 flower lane
Lexington, VA 24450
USA
Report Summary
Search Identifier Status Result
SSN Trace XXX-XX-4887 Complete COMPLETE
County Court Search Coburn, Darrin Scott, VA-ROCKBRIDGE Complete CLEAR
Federal Court Search Coburn, Darrin Scott, VA-WESTERN DISTRICT Complete CLEAR
DOJ Sex Offender Search Coburn, Darrin Scott Complete CLEAR
Enhanced Nationwide Criminal Search Coburn, Darrin Scott Complete CLEAR
SSN Trace — XXX-XX-4887 COMPLETE
Data As Provided
SSN XXX-XX-4887
Last Name Coburn
First Name Darrin
Middle Name Scott
The provided social security number has returned potential matching information related to the subject of this report.
This information is an investigative tool only and should not be used as the basis of any employment decision.
Report requested on: 2024-09-19 Report completed on: 2024-09-19
Name Coburn, Darrin Scott
SSN XXX-XX-4887
County Court Search — Coburn, Darrin Scott, VA-ROCKBRIDGE CLEAR
Data As Provided Verified Data
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Last Name Coburn Report requested on: 2024-09-19
Report completed on: 2024-09-19
First Name Darrin
Middle Scott
Name
SSN XXX-XX-4887
DOB XXXX-07-01
Race Unknown
Gender Unknown
Jurisdiction VA-ROCKBRIDGE (3000)
Federal Court Search — Coburn, Darrin Scott, VA-WESTERN DISTRICT CLEAR
Data As Provided Verified Data
Last Name Coburn Report requested on: 2024-09-19
Report completed on: 2024-09-19
First Name Darrin
Middle Scott
Name
SSN XXX-XX-4887
DOB XXXX-07-01
Race Unknown
Gender Unknown
Jurisdiction VA-WESTERN DISTRICT (3368)
DOJ Sex Offender Search — Coburn, Darrin Scott CLEAR
Data As Provided Verified Data
Last Name Coburn Report requested on: 2024-09-19
Report completed on: 2024-09-19
First Name Darrin
Middle Scott
Name
SSN XXX-XX-4887
DOB XXXX-07-01
Race Unknown
Gender Unknown
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Case Limitations on the DOJ Sex Offender
Comments Search.
1. NEVADA: This search does not provide
results from the State of Nevada, as by
both statute and regulation, information
from the Nevada Sex Offender Registry
web site cannot be used for employment
purposes and cannot be distributed
commercially.
2. OREGON: This search has special
conditions from the state of Oregon.
Information is only provided for sex
offenders who have been designated as
Predatory, as provided in ORS 181.585,
who have been determined to present the
highest risk of reoffending and to require
the widest range of notification or are
found to be a sexually violent dangerous
offender under ORS 144.635.
Enhanced Nationwide Criminal Search — Coburn, Darrin Scott CLEAR
Data As Provided Verified Data
Last Name Coburn Report requested on: 2024-09-19
Report completed on: 2024-09-20
First Name Darrin
Middle Scott
Name
SSN XXX-XX-4887
DOB XXXX-07-01
Race Unknown
Gender Unknown
The Enhanced Nationwide search is a national database,
made up of various state and local sources. It does not
cover every US jurisdiction. The verified results can be
found under the header of the appropriate jurisdiction on
this report.
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Required Notices
Para información en español, visite www.consumerfinance.gov/learnmore o escribe a la
Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552.
A Summary of Your Rights Under the Fair Credit Reporting Act
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of
information in the files of consumer reporting agencies. There are many types of consumer reporting
agencies, including credit bureaus and specialty agencies (such as agencies that sell information about
check writing histories, medical records, and rental history records). Here is a summary of your major
rights under FCRA. For more information, including information about additional rights, go to
www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G
Street NW, Washington, DC 20552.
You must be told if information in your file has been used against you. Anyone who uses
a credit report or another type of consumer report to deny your application for credit, insurance, or
employment – or to take another adverse action against you – must tell you, and must give you the
name, address, and phone number of the agency that provided the information.
You have the right to know what is in your file. You may request and obtain all the information
about you in the files of a consumer reporting agency (your “file disclosure”). You will be required to
provide proper identification, which may include your Social Security number.
In many cases, the disclosure will be free. You are entitled to a free file disclosure if:
a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your file;
your file contains inaccurate information as a result of fraud;
you are on public assistance;
you are unemployed but expect to apply for employment within 60 days.
In addition, all consumers are entitled to one free disclosure every 12 months upon
request from each nationwide credit bureau and from nationwide specialty consumer reporting
agencies. See www.consumerfinance.gov/learnmore for additional information.
You have the right to ask for a credit score. Credit scores are numerical summaries of your
credit-worthiness based on information from credit bureaus. You may request a
credit score from consumer reporting agencies that create scores or distribute scores used in
residential real property loans, but you will have to pay for it. In some mortgage
transactions, you will receive credit score information for free from the mortgage lender.
You have the right to dispute incomplete or inaccurate information. If you identify information
in your file that is incomplete or inaccurate, and report it to the consumer
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reporting agency, the agency must investigate unless your dispute is frivolous. See
www.consumerfinance.gov/learnmore for an explanation of dispute procedures.
Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable
information. Inaccurate, incomplete, or unverifiable information must be removed or corrected,
usually within 30 days. However, a consumer reporting agency may continue to report information
it has verified as accurate.
Consumer reporting agencies may not report outdated negative information. In most cases, a
consumer reporting agency may not report negative information that is more than seven years old,
or bankruptcies that are more than 10 years old.
Access to your file is limited. A consumer reporting agency may provide information about you
only to people with a valid need – usually to consider an application with a
creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need
for access.
You must give your consent for reports to be provided to employers. A consumer reporting
agency may not give out information about you to your employer, or a potential employer, without
your written consent given to the employer. Written consent generally is not required in the
trucking industry. For more information, go to www.consumerfinance.gov/learnmore.
You may limit “prescreened” offers of credit and insurance you get based on information in
your credit report. Unsolicited “prescreened” offers for credit and insurance must include a toll-
free phone number you can call if you choose to remove your name and address from the lists
these offers are based on. You may opt out with the nationwide credit bureaus at 1-888-567-8688.
The following FCRA right applies with respect to nationwide consumer reporting agencies:
Consumers Have the Right To Obtain a Security Freeze
You have a right to place a “security freeze” on your credit report, which will prohibit a
consumer reporting agency from releasing information in your credit report without
your express authorization. The security freeze is designed to prevent credit, loans, and services
from being approved in your name without your consent. However, you should be aware that
using a security freeze to take control over who gets access to the personal
and financial information in your credit report may delay, interfere with, or prohibit the timely
approval of any subsequent request or application you make regarding a new loan, credit,
mortgage, or any other account involving the extension of credit.
As an alternative to a security freeze, you have the right to place an initial or extended fraud alert
on your credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer's
credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to
take steps to verify the consumer's identity before extending new credit. If you are a victim of
identity theft, you
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are entitled to an extended fraud alert, which is a fraud alert lasting 7 years.
A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting
on behalf of the person or entity, with which you have an existing account that requests
information in your credit report for the purposes of reviewing or collecting the account. Reviewing
the account includes activities related to account maintenance, monitoring, credit line increases,
and account upgrades and enhancements.
You may seek damages from violators. If a consumer reporting agency, or, in some
cases, a user of consumer reports or a furnisher of information to a consumer reporting agency
violates the FCRA, you may be able to sue in state or federal court.
Identity theft victims and active duty military personnel have additional rights. For more
information, visit www.consumerfinance.gov/learnmore.
States may enforce the FCRA, and many states have their own consumer reporting laws. In some
cases, you may have more rights under state law. For more information, contact your state or local
consumer protection agency or your state Attorney General. For information about your federal
rights, contact:
TYPE OF BUSINESS: CONTACT:
1.a. Banks, savings associations, and credit a. Consumer Financial Protection Bureau
unions with total assets of over $10 billion and 1700 G Street, NW
their affiliates Washington, DC 20552
b. Such affiliates that are not banks, savings b. Federal Trade Commission
associations, or credit unions also should list, in Consumer Response Center
addition to the CFPB: 600 Pennsylvania Avenue, NW
Washington, DC 20580
(877) 382-4357
2. To the extent not included in item 1 above: a. Office of the Comptroller of the Currency
a. National banks, federal savings associations, Customer Assistance Group
and federal branches and federal agencies of P.O. Box 53570
foreign banks Houston, TX 77052
b. State member banks, branches and agencies b. Federal Reserve Consumer Help Center
of foreign banks (other than federal branches, P.O. Box 1200
federal agencies, and Insured State Branches of Minneapolis, MN 55480
Foreign Banks), commercial lending companies
owned or controlled by foreign banks, and c. Division of Depositor and Consumer Protection
organizations operating under section 25 or 25A National Center for Consumer and Depositor
of the Federal Reserve Act. Assistance
Federal Deposit Insurance Corporation
c. Nonmember Insured Banks, Insured State 1100 Walnut Street, Box #11
Branches of Foreign Banks, and insured state Kansas City, MO 64106
savings associations
d. National Credit Union Administration
d. Federal Credit Unions Office of Consumer Financial Protection
1775 Duke Street
Alexandria, VA 22314
3. Air carriers Assistant General Counsel for Office of Aviation
Consumer Protection
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Department of Transportation
1200 New Jersey Avenue SE
Washington, DC 20590
4. Creditors Subject to the Surface Office of Public Assistance, Governmental Affairs,
Transportation Board and Compliance Surface Transportation Board
395 E Street SW
Washington, DC 20423
5. Creditors Subject to the Packers and Nearest Packers and Stockyards Division
Stockyards Act, 1921 Regional Office
6. Small Business Investment Companies Associate Administrator, Office of Capital Access
United States Small Business Administration
409 Third Street SW, Suite 8200
Washington, DC 20416
7. Brokers and Dealers Securities and Exchange Commission
100 F Street NE
Washington, DC 20549
8. Institutions that are members of the Farm Farm Credit Administration
Credit System 1501 Farm Credit Drive
McLean, VA 22102-5090
9. Retailers, Finance Companies, and All Other Federal Trade Commission
Creditors Not Listed Above Consumer Response Center
600 Pennsylvania Avenue NW
Washington, DC 20580
(877) 382-4357
Virginia Consumers Have the Right to Obtain a Security Freeze
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Virginia Consumers Have the Right to Obtain a Security Freeze
You have a right to place a "security freeze" on your credit report, which will prohibit a consumer
reporting agency from releasing information in your credit report without your express authorization. A
security freeze must be requested in writing by certified mail. The security freeze is designed to prevent
credit, loans, and services from being approved in your name without your consent. However, you should
be aware that using a security freeze to take control over who gets access to the personal and financial
information in your credit report may delay, interfere with, or prohibit the timely approval of any
subsequent request or application you make regarding a new loan, credit, mortgage, government
services or payments, rental housing, employment, investment, license, cellular phone, utilities, digital
signature, Internet credit card transaction, or other services, including an extension of credit at point of
sale. When you place a security freeze on your credit report, you will be provided a personal identification
number or password to use if you choose to remove the freeze on your credit report or authorize the
release of your credit report for a period of time or for a specific party after the freeze is in place. To
provide that authorization you must contact the consumer reporting agency and provide all of the
following:
1. The personal identification number or password;
2. Proper identification to verify your identity; and
3. The proper information regarding the period of time or the specific party for which the report shall be
available.
A consumer reporting agency must authorize the release of your credit report no later than three
business days after receiving the above information. After September 1, 2008, a consumer credit
reporting agency must authorize the release of your credit report no later than 15 minutes after receiving
the request.
A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on
behalf of the person or entity, with which you have an existing account, that requests information in your
credit report for the purposes of reviewing or collecting the account. Reviewing the account includes
activities related to account maintenance, monitoring, credit line increases, and account upgrades and
enhancements.
You have a right to bring civil action against anyone, including a consumer reporting agency, who
improperly obtains access to a file, knowingly or willfully misuses file data, or fails to correct inaccurate
file data.
Unless you are a victim of identity theft with a police report to verify the crimes, a consumer reporting
agency has the right to charge you up to $5 to place a freeze on your credit report.
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