DUPLICATE STATEMENT

April 04, 2025 through May 05, 2025

JPMorgan Chase Bank, N.A.
P O Box 182051 Account Number: 000000885616172

Columbus, OH 43218 - 2051

CUSTOMER SERVICE INFORMATION

Web site: Chase.com

Service Center: 1-800-935-9935

00105230 DRE 802 089 12625 NNNNNNNNNNN 1 000000000 01 Para Espanol: 1-877-312-4273

HARMENIA ANDREA RAMIREZ International Calls: 1-713-262-1679

2037 18TH ST APT 2A We accept operator relay calls

ASTORIA NY 11105-3872

01052300401000000024
*start*after address message area1

Please review our overdraft service options at the end of this statement

We’ve included an overview of our overdraft services and fees that are available for personal checking accounts at the end

of this statement.

Please note, the following overdraft services are not available for certain accounts:

• Standard Overdraft Practice and Chase Debit Card Coverage

SM are not available for Chase High School Checking
SM,

Chase Secure Checking

SM and Chase First Checking
SM .

• Overdraft Protection is not available for Chase Secure Checking

SM and Chase First Checking
SM.

If you have questions, please visit chase.com/overdraft or call us at the number on this statement. We accept operator

relay calls.
*end*after address message area1

*start*summary

Chase Total Checking

CHECKING SUMMARY
AMOUNT

Beginning Balance $12.43

Deposits and Additions 2,598.18

ATM & Debit Card Withdrawals -1,546.58

Electronic Withdrawals -953.00

Ending Balance $111.03

*end*summary

*start*transaction detail

TRANSACTION DETAIL

DATE DESCRIPTION AMOUNT BALANCE

Beginning Balance $12.43

04/04 Rego Park Queens Payroll PPD ID: 2311299990 415.73 428.16

04/04 Card Purchase 04/03 Mta*Nyct Paygo New York NY Card 1907 -2.90 425.26

04/04 Card Purchase 04/03 Mta*Nyct Paygo New York NY Card 1907 -2.90 422.36

04/04 Card Purchase 04/03 Nycdot Parking Meter Long Island C NY Card -2.00 420.36

1907

04/04 Card Purchase With Pin 04/04 Cherry VA 2016 21St Av Astoria NY Card -5.79 414.57

1907

04/07 Zelle Payment From Israel Bravo Ramirez Bacm3Fh94I7X 160.00 574.57

04/07 Zelle Payment From Geanella Bravo Ramirez Bacuww8050If 95.61 670.18

04/07 Zelle Payment From Geanella Bravo Ramirez Bactlaugdbcs 40.00 710.18

04/07 Card Purchase 04/04 Mta*Nyct Paygo New York NY Card 1907 -2.90 707.28

04/07 Card Purchase 04/04 Mta*Nyct Paygo New York NY Card 1907 -2.90 704.38
*end*transaction detail

Page 1 of 8
 April 04, 2025 through May 05, 2025
Account Number: 000000885616172

*start*transaction detail

(continued)
TRANSACTION DETAIL

DATE DESCRIPTION AMOUNT BALANCE

04/07 Card Purchase 04/04 Mta*Nyct Paygo New York NY Card 1907 -2.90 701.48

04/07 Card Purchase 04/04 Mta*Nyct Paygo New York NY Card 1907 -2.90 698.58

04/07 Card Purchase 04/04 Mta*Nyct Paygo New York NY Card 1907 -2.90 695.68

04/07 Zelle Payment To Israel Jpm99B3Tua3P -100.00 595.68

04/07 Card Purchase 04/05 Mta*Nyct Paygo New York NY Card 1907 -2.10 593.58

04/07 Card Purchase With Pin 04/05 Costco Whse #1070 Rego Park NY Card -5.43 588.15

1907

04/07 Card Purchase 04/05 Lidl #1559 Elmhurst NY Card 1907 -30.75 557.40

04/07 Zelle Payment To Geanella O Bravo Ramirez Jpm99B3Y6MI0 -110.00 447.40

04/07 Zelle Payment To Geanella O Bravo Ramirez Jpm99B3Zcafs -130.00 317.40

04/07 ATM Withdrawal 04/07 3105 30th Ave Astoria NY Card 1907 -20.00 297.40

04/08 ATM Withdrawal 04/08 9741 Queens Blvd Rego Park NY Card 1907 -120.00 177.40

04/08 Card Purchase With Pin 04/08 Duane Reade Sto 9511 6 Rego Park NY -16.99 160.41

Card 1907

04/09 Zelle Payment From Margarita Bravo Ramirez Ctiap2Xvkzoa 20.00 180.41

04/09 Card Purchase 04/08 Mta*Nyct Paygo New York NY Card 1907 -2.90 177.51

04/09 Card Purchase 04/08 Mta*Nyct Paygo New York NY Card 1907 -2.90 174.61

04/09 Card Purchase With Pin 04/09 Dii Deals #36 Rego Park NY Card 1907 -10.94 163.67

04/09 Card Purchase With Pin 04/09 Aldi 73019 Bronx Bronx NY Card 1907 -45.45 118.22

04/10 Zelle Payment From Margarita Bravo Ramirez Ctiumkrbumb5 20.00 138.22

04/10 Card Purchase 04/09 Mta*Nyct Paygo New York NY Card 1907 -2.90 135.32

04/10 Card Purchase 04/09 Mta*Nyct Paygo New York NY Card 1907 -2.90 132.42

04/11 Rego Park Queens Payroll PPD ID: 2311299990 417.30 549.72

04/11 Card Purchase 04/10 Mta*Nyct Paygo New York NY Card 1907 -2.90 546.82

04/11 Card Purchase 04/10 Mta*Nyct Paygo New York NY Card 1907 -2.90 543.92

04/11 Card Purchase 04/10 Mta*Nyct Paygo New York NY Card 1907 -2.90 541.02

04/14 Card Purchase 04/11 Mta*Nyct Paygo New York NY Card 1907 -2.90 538.12

04/14 Card Purchase 04/11 Mta*Nyct Paygo New York NY Card 1907 -2.90 535.22

04/14 Card Purchase 04/11 Mta*Nyct Paygo New York NY Card 1907 -2.90 532.32

04/14 Card Purchase 04/11 Mta*Nyct Paygo New York NY Card 1907 -2.90 529.42

04/14 Zelle Payment To Israel Jpm99B4Mln3A -110.00 419.42

04/14 Card Purchase 04/12 Mta*Nyct Paygo New York NY Card 1907 -2.10 417.32

04/14 Card Purchase With Pin 04/14 Palm Tree 3717 Boston Bronx NY Card -20.25 397.07

1907

04/15 Card Purchase 04/14 Mcdonald's F32513 Bronx NY Card 1907 -11.51 385.56

04/16 Card Purchase 04/15 Mta*Nyct Paygo New York NY Card 1907 -2.90 382.66

04/16 Card Purchase 04/15 Mta*Nyct Paygo New York NY Card 1907 -2.90 379.76

04/17 Card Purchase 04/15 Dii Deals #36 347-4927102 NY Card 1907 -12.86 366.90

04/17 Card Purchase 04/16 Mta*Nyct Paygo New York NY Card 1907 -2.90 364.00

04/17 Card Purchase 04/16 Mta*Nyct Paygo New York NY Card 1907 -2.90 361.10

04/17 Card Purchase 04/16 Sq *Djs Beauty Supply Bronx NY Card 1907 -6.75 354.35

04/17 Card Purchase 04/16 Mta*Nyct Paygo New York NY Card 1907 -2.90 351.45

04/17 Card Purchase With Pin 04/17 Aldi 73001 Rego Park Rego Park NY Card -21.30 330.15

1907

04/17 Card Purchase With Pin 04/17 Palm Tree 3717 Boston Bronx NY Card -14.81 315.34

1907

04/18 Rego Park Queens Payroll PPD ID: 2311299990 419.22 734.56

04/18 Card Purchase 04/16 Dii Deals #36 347-4927102 NY Card 1907 -5.70 728.86

04/18 Card Purchase 04/17 Mta*Nyct Paygo New York NY Card 1907 -2.90 725.96

04/18 Card Purchase 04/17 Mta*Nyct Paygo New York NY Card 1907 -2.90 723.06

04/18 04/18 Payment To Chase Card Ending IN 0441 -120.00 603.06

04/18 Card Purchase With Pin 04/18 Trade Fair #7 Long Island C NY Card 1907 -3.99 599.07
*end*transaction detail

Page 2 of 8
 April 04, 2025 through May 05, 2025
Account Number: 000000885616172

*start*transaction detail

(continued)
TRANSACTION DETAIL

DATE DESCRIPTION AMOUNT BALANCE

04/21 Zelle Payment From Israel Bravo Ramirez Bacnx71Wegti 60.00 659.07

04/21 Zelle Payment From Margarita Bravo Ramirez Ctieslfmmpt1 20.00 679.07

04/21 Zelle Payment From Israel Bravo Ramirez Bacnktof23Oe 20.00 699.07

04/21 Card Purchase 04/17 Syncb Payment 800-541-9049 GA Card 1907 -60.00 639.07

04/21 Card Purchase 04/18 Mta*Nyct Paygo New York NY Card 1907 -2.90 636.17

11052300402000000064
04/21 Card Purchase 04/18 Mta*Nyct Paygo New York NY Card 1907 -2.90 633.27

04/21 Card Purchase 04/18 Mta*Nyct Paygo New York NY Card 1907 -2.90 630.37

04/21 Zelle Payment To Israel Jpm99B5Fgy40 -100.00 530.37

04/21 Card Purchase 04/19 Mta*Nyct Paygo New York NY Card 1907 -2.90 527.47

04/21 Card Purchase 04/19 Mta*Nyct Paygo New York NY Card 1907 -2.10 525.37

04/21 Card Purchase With Pin 04/20 Palm Tree 3717 Boston Bronx NY Card -10.59 514.78

1907

04/21 Card Purchase 04/20 Citibank, N.A./Citiban 888-5741301 SD Card -50.00 464.78

1907

04/21 04/21 Payment To Chase Card Ending IN 6769 -60.00 404.78

04/21 Card Purchase With Pin 04/21 Aldi 73019 Bronx Bronx NY Card 1907 -39.72 365.06

04/22 Card Purchase 04/21 Mta*Nyct Paygo New York NY Card 1907 -2.90 362.16

04/22 Card Purchase 04/21 Mta*Nyct Paygo New York NY Card 1907 -2.90 359.26

04/22 Card Purchase 04/21 Mta*Nyct Paygo New York NY Card 1907 -2.90 356.36

04/22 Card Purchase 04/21 Dollar Tree Astoria NY Card 1907 -3.86 352.50

04/22 Card Purchase With Pin 04/22 Aldi 73001 Rego Park Rego Park NY Card -20.33 332.17

1907

04/23 Card Purchase 04/22 Mta*Nyct Paygo New York NY Card 1907 -2.90 329.27

04/23 Card Purchase 04/22 Mta*Nyct Paygo New York NY Card 1907 -2.90 326.37

04/24 Zelle Payment From Geanella Bravo Ramirez Bacuknk436Je 36.00 362.37

04/24 Card Purchase 04/23 Mta*Nyct Paygo New York NY Card 1907 -2.90 359.47

04/24 Card Purchase 04/23 Mta*Nyct Paygo New York NY Card 1907 -2.90 356.57

04/24 Card Purchase With Pin 04/24 Key Food 3509 Jerome Bronx NY Card -17.27 339.30

1907

04/24 Zelle Payment To Israel Jpm99B5Zxip3 -93.00 246.30

04/25 Rego Park Queens Payroll PPD ID: 2311299990 418.24 664.54

04/25 Card Purchase 04/23 Dii Deals #36 347-4927102 NY Card 1907 -3.58 660.96

04/25 Card Purchase 04/24 Mta*Nyct Paygo New York NY Card 1907 -2.90 658.06

04/25 Card Purchase 04/24 Mta*Nyct Paygo New York NY Card 1907 -2.90 655.16

04/25 Card Purchase With Pin 04/25 Palm Tree 3717 Boston Bronx NY Card -6.61 648.55

1907

04/28 Zelle Payment From Geanella Bravo Ramirez Bacvp1Ptbkc1 50.00 698.55

04/28 Card Purchase 04/25 Mta*Nyct Paygo New York NY Card 1907 -2.90 695.65

04/28 Card Purchase 04/25 Mta*Nyct Paygo New York NY Card 1907 -2.90 692.75

04/28 Zelle Payment To Israel Jpm99B6728B2 -100.00 592.75

04/28 Zelle Payment To Dennys Patricia Gonzalez 24545935691 -30.00 562.75

04/28 Card Purchase 04/26 Mta*Nyct Paygo New York NY Card 1907 -2.90 559.85

04/28 Card Purchase 04/26 Mta*Nyct Paygo New York NY Card 1907 -2.90 556.95

04/28 Card Purchase 04/26 Mcdonald's F32513 Bronx NY Card 1907 -31.50 525.45

04/28 Card Purchase With Pin 04/27 Palm Tree 3717 Boston Bronx NY Card -24.11 501.34

1907

04/28 Card Purchase With Pin 04/27 Palm Tree 3717 Boston Bronx NY Card -2.97 498.37

1907

04/28 Card Purchase With Pin 04/28 Palm Tree 3717 Boston Bronx NY Card -16.96 481.41

1907

04/28 Card Purchase With Pin 04/28 Palm Tree 3717 Boston Bronx NY Card -23.96 457.45

1907

04/29 Card Purchase 04/28 Mta*Nyct Paygo New York NY Card 1907 -2.90 454.55
*end*transaction detail

Page 3 of 8
 April 04, 2025 through May 05, 2025
Account Number: 000000885616172

*start*transaction detail

(continued)
TRANSACTION DETAIL

DATE DESCRIPTION AMOUNT BALANCE

04/29 Card Purchase 04/28 Mta*Nyct Paygo New York NY Card 1907 -2.10 452.45

04/29 Card Purchase With Pin 04/29 Aldi 73001 Rego Park NY Card 1907 -14.51 437.94

04/30 Card Purchase 04/29 Mta*Nyct Paygo New York NY Card 1907 -2.90 435.04

04/30 Card Purchase 04/29 Dii Deals #36 347-4927102 NY Card 1907 -0.49 434.55

04/30 Card Purchase 04/29 Mta*Nyct Paygo New York NY Card 1907 -2.90 431.65

04/30 Card Purchase 04/29 Mta*Nyct Paygo New York NY Card 1907 -2.90 428.75

04/30 Card Purchase With Pin 04/30 Dii Deals #36 Rego Park NY Card 1907 -4.05 424.70

04/30 Card Purchase With Pin 04/30 Palm Tree 3717 Boston Bronx NY Card -15.33 409.37

1907

05/01 Card Purchase 04/29 Dii Deals #36 347-4927102 NY Card 1907 -10.78 398.59

05/01 Card Purchase 04/30 Mta*Nyct Paygo New York NY Card 1907 -2.90 395.69

05/01 Card Purchase 04/30 Mta*Nyct Paygo New York NY Card 1907 -2.90 392.79

05/01 Card Purchase With Pin 05/01 Palm Tree 3717 Boston Bronx NY Card -13.41 379.38

1907

05/02 Rego Park Queens Payroll PPD ID: 2311299990 406.08 785.46

05/02 Card Purchase 05/01 Mta*Nyct Paygo New York NY Card 1907 -2.90 782.56

05/02 Card Purchase 05/01 Mta*Nyct Paygo New York NY Card 1907 -2.90 779.66

05/02 Card Purchase 05/01 Sq *Original Tulcingo B Queens NY Card 1907 -4.50 775.16

05/02 Card Purchase 05/01 Pecoshitas Cafe And Jackson Hts N NY Card -22.88 752.28

1907

05/02 Card Purchase 05/01 Pecoshitas Cafe And Jackson Hts N NY Card -2.08 750.20

1907

05/02 ATM Withdrawal 05/02 9741 Queens Blvd Rego Park NY Card 1907 -400.00 350.20

05/02 ATM Withdrawal 05/02 9741 Queens Blvd Rego Park NY Card 1907 -200.00 150.20

05/05 Card Purchase 05/01 Casa America Corp Corona NY Card 1907 -24.49 125.71

05/05 Card Purchase 05/02 Mta*Nyct Paygo New York NY Card 1907 -2.90 122.81

05/05 Card Purchase 05/02 Mta*Nyct Paygo New York NY Card 1907 -2.90 119.91

05/05 Card Purchase With Pin 05/03 Dii Deals #36 Rego Park NY Card 1907 -5.98 113.93

05/05 Card Purchase 05/03 Mta*Nyct Paygo New York NY Card 1907 -2.90 111.03

Ending Balance $111.03

*end*transaction detail

*start*post transaction detail message

A Monthly Service Fee was not charged to your Chase Total Checking account. Here are the three ways you can avoid

this fee during any statement period.

• Have electronic deposits made into this account totaling $500.00 or more, such as payments from payroll
providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or
SM
FedNow network, or (iii) third party services that facilitate payments to your debit card using the Visa or
Mastercard network.
(Your total electronic deposits this period were $2,076.57. Note: some deposits may be listed on your previous

statement)

• OR, keep a balance at the beginning of each day of $1,500.00 or more in this account.

• OR, keep an average beginning day balance of $5,000.00 or more in qualifying linked deposits and
investments.

*end*post transaction detail message

Page 4 of 8
 April 04, 2025 through May 05, 2025
Account Number: 000000885616172

*start*dre portrait disclosure message area

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS:

Call us at 1-866-564-2262 or write us at the address on the front of this statement immediately if you think your statement or receipt is incorrect or if
you need more information about a transfer listed on the statement or receipt.

For personal accounts only: We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error
appeared. Be prepared to give us the following information:

11052300403000000064
Your name and account number;
• A description of the error or the transaction you are unsure about, and why you think it is an error or want more information; and
• The amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days (or 20 business days for new
accounts) to do this, we will provide provisional credit to your account for the amount you think is in error so that you will have use of the money
during the time it takes us to complete our investigation.
For business accounts, our practice is to follow the procedures described above as detailed in your Deposit Account Agreement or other
applicable agreements, but we are not legally required to do so. For example, we require you to notify us no later than 30 days after we sent you
the first statement on which the error appeared. We may require you to provide us with a written statement that the disputed transaction was
unauthorized. We are also not required to give provisional credit.
IN CASE OF ERRORS OR QUESTIONS ABOUT NON-ELECTRONIC FUNDS TRANSFERS : Contact us immediately if your statement is
incorrect or if you need more information about any non-electronic funds transfers on this statement. For more details, see your Deposit Account
Agreement or other applicable agreements that govern your account.

JPMorgan Chase Bank, N.A. Member FDIC

*end*dre portrait disclosure message area

Page 5 of 8
 April 04, 2025 through May 05, 2025
Account Number: 000000885616172

*start*message area 5 end of statement

Overdraft and Overdraft Fee Information for Your Chase Checking Account

What You Need to Know About Overdrafts and Overdraft Fees

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.

Whether your account has enough money to cover a transaction is determined during our nightly processing. During our

nightly processing, we take your previous end of day’s balance and post credits. If there are any deposits not yet available

for use or holds (such as a garnishment), these will reduce the account balance used to pay your transactions. Then we

subtract any debit transactions presented during our nightly processing. The available balance shown to you during the day

may not be the same amount used to pay your transactions as some transactions may not be displayed to you before nightly

processing.

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize or pay any transactions

presented for payment. If we do not authorize an overdraft, your transaction will be declined. If we do not pay an overdraft,

your transaction will be returned. Additional information about overdrafts and your account features can be found in

the Deposit Account Agreement.

We can cover your overdrafts in three different ways:

1. We have a Standard Overdraft Practice that comes with your account.

2. We offer Overdraft Protection through a link to a Chase savings account, which may be less expensive than our
Standard Overdraft Practice. You can contact us to learn more.

3. We also offer Chase Debit Card Coverage

SM, which allows you to choose how we treat your everyday debit card

transactions (e.g. groceries, gasoline or dining out), in addition to our Standard Overdraft Practice.

This notice explains our Standard Overdraft Practice and Chase Debit Card Coverage.

• What is the Standard Overdraft Practice that comes with my account?

We do authorize and pay overdrafts for the following types of transactions:

• Checks and other transactions made using your checking account number

• Recurring debit card transactions (e.g. movie subscriptions or gym memberships)

• What is Chase Debit Card Coverage?

If you enroll in Chase Debit Card Coverage we may authorize and pay overdrafts for everyday debit card
transactions (e.g. groceries, gasoline or dining out) in addition to our Standard Overdraft Practice.

• What fees will I be charged if Chase pays my overdraft?

If we authorize and pay an overdraft, we’ll charge you a $34 Overdraft Fee per transaction during our nightly

processing beginning with the first transaction that overdraws your account balance by more than $50 (maximum of

3 fees per business day, up to $102).

We won’t charge you an Overdraft Fee in the following circumstances:

• With Chase Overdraft Assist

SM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end

of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn

by $50 or less at the end of the next business day (you have until 11 p.m ET (8 p.m PT) to make a deposit or

transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking

accounts.

• We won’t charge an Overdraft Fee for transactions that are $5 or less.

• We won’t charge an Overdraft Fee if your debit card transaction was authorized when there was a sufficient

available balance in your account.

• For Chase Sapphire

SM Checking and Chase Private Client Checking
SM accounts, there are no Overdraft Fees

when item(s) are presented against an account with insufficient funds on the first four business days during the

current and prior 12 statement periods. On a business day when we returned item(s), this counts toward the

four business days when an Overdraft Fee will not be charged.

• What if I want Chase to authorize and pay overdrafts on my everyday debit card transactions?
If you or a joint account owner want Chase to authorize overdrafts on your everyday debit card transactions, please

make your Chase Debit Card Coverage selection. You can change your Chase Debit Card Coverage selection at

any time by signing in to chase.com or Chase Mobile

® to update your account settings, calling us at 1-800-935-9935

(or at 1-713-262-1679 if outside the U.S.), or visiting a Chase branch. We accept operator relay calls.
*end*message area 5 end of statement

Page 6 of 8
 April 04, 2025 through May 05, 2025
Account Number: 000000885616172

*start*spanish message area 5 end of statement

Información acerca de Sobregiros y Cargos por sobregiro para su cuenta de cheques de Chase

Lo que debe saber acerca de Sobregiros y Cargos por sobregiro

Un sobregiro ocurre cuando usted no tiene suficiente dinero en su cuenta para cubrir una transacción, pero nosotros la

pagamos de todas formas. Durante nuestro procesamiento nocturno se determina si su cuenta tiene suficiente dinero para

cubrir una transacción. Durante nuestro procesamiento nocturno, tomamos el anterior saldo del final del día y registramos

los créditos. Si hay algún depósito que aún no esté disponible para su uso o retención (como un embargo de fondos), este

reducirá el saldo de cuenta utilizado para pagar sus transacciones. Luego restamos cualquier transacción de débito

11052300404000000064
presentada durante nuestro procesamiento nocturno. Es posible que el saldo disponible que se le muestra durante el día no

sea la misma cantidad utilizada para pagar sus transacciones, ya que es posible que algunas transacciones no se le

muestren antes del procesamiento nocturno.

Nosotros pagamos los sobregiros a nuestra discreción, lo que significa que no garantizamos que siempre autorizaremos o

pagaremos cualquier transacción presentada para el pago. Si no autorizamos un sobregiro, su transacción será rechazada.

Si no pagamos un sobregiro, su transacción será devuelta. Puede encontrar información adicional sobre sobregiros y

características de su cuenta en el Contrato de Cuenta de Depósito.

Podemos cubrir sus sobregiros de tres maneras diferentes:

1. Contamos con una Práctica Estándar de Sobregiros incluida en su cuenta.

2. Ofrecemos Protección contra sobregiros a través de un vínculo a una cuenta de ahorro de Chase, lo que puede ser

menos costoso que nuestra Práctica Estándar de Sobregiros. Puede comunicarse con nosotros para obtener más

información.

3. También ofrecemos Chase Debit Card Coverage

SM, que le permite elegir cómo tratamos sus transacciones diarias

con tarjeta de débito (por ejemplo, comestibles, gasolina o restaurantes), además de nuestra Práctica Estándar de

Sobregiros.

Este aviso explica nuestra Práctica estándar de sobregiros y Chase Debit Card Coverage.

• ¿Cuál es la Práctica Estándar de Sobregiros incluida en mi cuenta?

Nosotros autorizamos y pagamos sobregiros para los siguientes tipos de transacciones:

• Cheques y otras transacciones realizadas con su número de cuenta de cheques

• Transacciones recurrentes con tarjeta de débito (por ejemplo, suscripciones a servicios de películas o

membresías de gimnasio)

• ¿Cuál es Chase Debit Card Coverage?

• Si se inscribe en Chase Debit Card Coverage, es posible que autoricemos y paguemos sobregiros para

transacciones diarias con tarjeta de débito (por ejemplo, comestibles, gasolina o restaurantes) además de

nuestra Práctica Estándar de Sobregiros.

• ¿Qué cargos se me cobrarán si Chase paga mi sobregiro?

Si autorizamos y pagamos un sobregiro, le cobraremos un cargo por sobregiro de $34 por transacción durante

nuestro procesamiento nocturno, comenzando con la primera transacción que sobregire el saldo de su cuenta por

más de $50 (máximo de 3 cargos por día hábil, hasta $102).

No le cobraremos un cargo por sobregiro en las siguientes circunstancias:

• Con Chase Overdraft Assist

SM, no cobraremos un cargo por sobregiro si usted tiene un sobregiro de $50 o

menos al final del día hábil O si tiene un sobregiro de más de $50 y lleva el saldo de su cuenta a un sobregiro

de $50 o menos al final del siguiente día hábil (tiene hasta las 11 p.m., hora del este (8 p.m., hora del Pacífico)

para realizar un depósito o transferencia). Chase Overdraft Assist no requiere inscripción y viene con cuentas

de cheques de Chase elegibles.

• No cobraremos un cargo por sobregiro por transacciones de $5 o menos.

• No cobraremos un cargo por sobregiro si su transacción con tarjeta de débito se autorizó cuando había

suficiente saldo disponible en su cuenta.

• En el caso de las cuentas Chase Sapphire

SM Checking y Chase Private Client Checking
SM, no hay cargos por

sobregiro cuando los instrumentos se presentan contra una cuenta con fondos insuficientes en los primeros

cuatro días hábiles durante el período de estado de cuenta actual y los 12 períodos de estado de cuenta
*end*spanish message area 5 end of statement

Page 7 of 8
 April 04, 2025 through May 05, 2025
Account Number: 000000885616172

*start*spanish message area 5 end of statement

anteriores. En un día hábil cuando devolvamos instrumentos, esto contará para los cuatro días hábiles en los

que no se cobrará un cargo por sobregiro.

• ¿Qué sucede si quiero que Chase autorice y pague sobregiros para mis transacciones diarias con tarjeta
de débito?
Si usted o un propietario de cuenta conjunta quiere que Chase autorice sobregiros en sus transacciones

diarias con tarjeta de débito, por favor, haga su selección de Chase Debit Card Coverage. Puede cambiar su

selección de Chase Debit Card Coverage en cualquier momento iniciando sesión en chase.com/espanol o en

®
Chase Mobile para actualizar la configuración de su cuenta, llamándonos al 1-800-935-9935 (o al 1-713-262-1679

si se encuentra fuera de los EE. UU.), o visitando una sucursal de Chase. Aceptamos llamadas de retransmisión

con operador.
*end*spanish message area 5 end of statement

Page 8 of 8