Uni-Statement

Account Number:
1 537 9800 3148
P.O. Box 1800 Statement Period:
Saint Paul, Minnesota 55101-0800
Apr 3, 2025
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BRITTANY BOOP
701 E 7TH ST
RENO NV 89512-3429 To Contact U.S. Bank
By Phone: 800-US BANKS
(800-872-2657)
U.S. Bank accepts Relay Calls
Internet: usbank.com

NEWS FOR YOU

Eligible cardmembers can check out online with Paze SM today.
The list of merchants offering Paze at online checkout keeps growing. See the full list of merchants offering Paze at
paze.com/merchant-directory
Paze and the Paze related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

U.S. Bank Smartly® Checking account benefits are growing!

We're excited to share new benefits coming to Bank Smartly Checking, along with the current features you enjoy today.
Your exclusive benefits
With a Bank Smartly® Checking account, there's no minimum balance to receive the following:
· Two Non-U.S. Bank ATM transaction fees waived per statement period (starting May 19, 2025)
· Monthly Maintenance Fee waiver of $5 on a U.S. Bank Smartly ® Savings account
· Unlock higher relationship rates on Bank Smartly Savings
· Free credit score
· Digital tools to help you save, budget and plan
· Complimentary Greenlight account and debit card for kids and teens
· 50% off initial box of checks
· ...and more! With new, lower tier thresholds in U.S. Bank Smart Rewards ®, as your balances increase, your perks grow,
too. (starting May 19, 2025)

INFORMATION YOU SHOULD KNOW

Effective May 19, 2025, please review updates made to the Your Deposit Account Agreement document which may affect your
rights.
Beginning April 14, 2025, you can review the full revised document at usbank.com/YDAA-upcoming-version, by calling 24-Hour
Banking at 800-USBANKS (872-2657) or by visiting your local U.S. Bank branch. We accept relay calls.
Here's what you should know:
· Under Regulation CC, the following amounts for funds availability will be updated:
o In the Funds Availability: Your Ability to Withdraw Funds - All Accounts section
§ Immediate Availability - All Accounts subsection and Longer Delays May Apply subsection, in all
instances, $225 will be updated to $275 by July 1, 2025
§ Longer Delays May Apply subsection and Special Rules for New Accounts - Retail Consumer
and Business Accounts subsection, in all instances, $5,525 will be updated to $6,725 by July 1, 2025
· State Farm and Edward Jones product information, pricing information disclosure references and contact information are
added throughout the document
· Under Electronic Fund Transfers for Consumer Customers, Types of Transactions section, Expanded Account
Access subsection, added enrollment instructions
If you have questions, please call us at 800-USBANKS (872-2657) - we're available to help! You can also schedule an
appointment at usbank.com/book to speak with a banker in person, by phone or virtually.
Products and services available in U.S. only. Eligibility requirements and restrictions apply. For additional information, contact a U.S. Bank branch or
call 800-872-2657.
 BALANCE YOUR ACCOUNT
To keep track of all your transactions, you should balance your account every month. Please
examine this statement immediately. We will assume that the balance and transactions shown are
correct unless you notify us of an error.

Outstanding Deposits
DATE AMOUNT 1. List any deposits that do not appear on your statement in the Outstanding Deposits section at
the left. Record the total.
2. Check off in your checkbook register all checks, withdrawals (including Debit Card and ATM)
and automatic payments that appear on your statement. Withdrawals that are NOT checked off
TOTAL $ should be recorded in the Outstanding Withdrawals section at the left. Record the total.
3. Enter the ending balance shown on this statement. $_____________
Outstanding Withdrawals
DATE AMOUNT 4. Enter the total deposits recorded in the Outstanding Deposits section. $_____________
5. Total lines 3 and 4. $_____________
6. Enter the total withdrawals recorded in the Outstanding Withdrawals section. $_____________
7. Subtract line 6 from line 5. This is your balance. $_____________
8. Enter in your register and subtract from your register balance any checks, withdrawals or other
debits (including fees, if any) that appear on your statement but have not been recorded in your
register.
9. Enter in your register and add to your register balance any deposits or other credits (including
interest, if any) that appear in your statement but have not been recorded in your register.
10. The balance in your register should be the same as the balance shown in #7. If it does not
match, review and check all figures used, and check the addition and subtraction in your register.
If necessary, review and balance your statement from the previous month.
TOTAL $

IMPORTANT DISCLOSURES TO OUR CONSUMER CUSTOMERS

In Case of Errors or Questions About Your Checking, Savings, ATM, Debit Card, ACH, Bill Pay and Other Electronic Transfers
If you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt, we must hear from you no later than 60 days* after we sent you
the FIRST statement on which the error or problem appeared. Telephone us at the number listed on the front of this statement or write to us at U.S. Bank, EP-MN-WS5D, 60 Livingston
Ave., St. Paul, MN 55107.
· Tell us your name and account number.
· Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information.
· Tell us the dollar amount of the suspected error.
We will determine whether an error occurred within 10 business days after we hear from you and will correct any error promptly. If we need more time, we may take up to 45 days to
investigate your complaint. For errors involving new accounts, point-of-sale, or foreign-initiated transactions, we may take up to 90 days to investigate your complaint. If we decide to do this,
we will credit your account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If
we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account.
*Please note: Paper draft and paper check claims must be disputed within 30 days per Your Deposit Account Agreement.
IMPORTANT DISCLOSURES TO OUR BUSINESS CUSTOMERS
Errors related to any transaction on a business account will be governed by any agreement between us and/or all applicable rules and regulations governing such transactions, including the
rules of the National Automated Clearing House Association (NACHA Rules) as may be amended from time to time. If you think this statement is wrong, please telephone us at the number
listed on the front of this statement immediately.
CONSUMER BILLING RIGHTS SUMMARY REGARDING YOUR RESERVE LINE
What To Do If You Think You Find A Mistake on Your Statement
If you think there is an error on your statement, write to us at:
U.S. Bank, P.O. Box 3528, Oshkosh, WI 54903-3528.
In your letter, give us the following information:
· Account information: Your name and account number.
· Dollar Amount: The dollar amount of the suspected error.
· Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.
You must contact us within 60 days after the error appeared on your statement.
You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.
While we investigate whether or not there has been an error, the following are true:
· We cannot try to collect the amount in question, or report you as delinquent on that amount.
· The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to
pay the amount in question or any interest or other fees related to that amount.
· While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
· We can apply any unpaid amount against your credit limit.
Reserve Line Balance Computation Method: To determine your Balance Subject to Interest Rate, use the dates and balances provided in the Reserve Line Balance Summary section.
The date next to the first Balance Subject to Interest is day one for that balance and is applicable up to (but not including) the date of the next balance (if there is one). We multiply the
Balance Subject to Interest by the number of days it is applicable and add them up to get the same number of days in the billing cycle. We then divide the result by the number of billing
days in the cycle. This is your Balance Subject to Interest Rate. Any unpaid interest charges and unpaid fees are not included in the Balance Subject to Interest. The ***INTEREST
CHARGE*** begins from the date of each advance.
REPORTS TO AND FROM CREDIT BUREAUS FOR RESERVE LINES
We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.
CONSUMER REPORT DISPUTES
We may report information about account activity on consumer and small business deposit accounts and consumer reserve lines to Consumer Reporting Agencies (CRA). As a result, this
may prevent you from obtaining services at other financial institutions. If you believe we have inaccurately reported information to a CRA, you may submit a dispute by calling 844.624.8230
or by writing to: U.S. Bank Attn: Consumer Bureau Dispute Handling (CBDH), P.O. Box 3447, Oshkosh, WI 54903-3447. In order for us to assist you with your dispute, you must provide:
your name, address and phone number; the account number; the specific information you are disputing; the explanation of why it is incorrect; and any supporting documentation (e.g.,
affidavit of identity theft), if applicable.

Member FDIC
 BRITTANY BOOP Uni-Statement
701 E 7TH ST Account Number:
RENO NV 89512-3429
1 537 9800 3148
Statement Period:
Apr 3, 2025
through
Apr 7, 2025

Page 2 of 4

INFORMATION YOU SHOULD KNOW (CONTINUED)

Effective May 19, 2025, the following changes are being made to the U.S. Bank Smartly ® Checking account and U.S. Bank Smart
Rewards® program. These updates will be reflected in the Consumer Pricing Information document which may affect your rights.
Beginning April 14, 2025, you can review the full revised document at usbank.com/cpi-upcoming-version, by calling 24-Hour
Banking at 800-USBANKS (872-2657) or by visiting your local U.S. Bank branch. We accept relay calls.

· The Non-U.S. Bank ATM Transaction fee (International or Domestic) is changed to $3.00 (excluding Safe Debit)
Changes to the U.S. Bank Smartly® Checking account

· The Bank Smartly Checking account Monthly Maintenance Fee will change to $12
· You can avoid the Monthly Maintenance Fee by meeting one of the waiver criteria:
o Combined monthly direct deposit totaling $1,500 or more
o An account owner on an eligible small business checking account
o Maintain an average account balance of $1,500 or greater
o Be a member of a Customer Group that waives the Monthly Maintenance Fee
o Qualify for the Smart Rewards Gold Tier or above
· Having an eligible personal U.S. Bank credit card no longer waives the Monthly Maintenance Fee
· A Bank Smartly Checking account will automatically come with the Smart Rewards Bronze Tier benefits, at a minimum
· The interest tiers for the Bank Smartly Checking account are updated
Great news about the U.S. Bank Smart Rewards ® program
The Smart Rewards program will be updated with the new rewards tiers listed below. Beginning April 14, 2025, please review the
updated Smart Rewards tiers and benefits by visiting usbank.com/cpi-upcoming-version.
Changes to the U.S. Bank Smart Rewards® program
· The U.S. Bank Smart Rewards® Combined Qualifying Balance (CQB) calculation is updated
· The four Smart Rewards tiers, Primary, Plus, Premium and Pinnacle are discontinued and will be replaced with five
Smart Rewards tiers, Bronze Tier, Silver Tier, Gold Tier, Platinum Tier and Platinum Plus Tier. These tiers are not
associated with any consumer or business checking products that share the same name.
o The tier balance qualifications are updated to the following:
§ Bronze Tier: Under $5,000
§ Silver Tier: $5,000 - $24,999.99
§ Gold Tier: $25,000 - $49,999.99
§ Platinum Tier: $50,000 - $99,999.99
§ Platinum Plus Tier: $100,000 and above
· Home Equity Loan or Personal Loan discount is being added for all tiers
· The tier balance qualification for the Standard Savings Interest Rate Lift benefit is being updated to include balances
$25,000 or more
· These Smart Rewards benefits and tier qualification are being discontinued:
o The Safe Deposit Box annual rental fee discount (this benefit will remain for the Senior Customer Group)
o The Home Equity Line of Credit Annual Fee discount
o The Financial Consultation with a Wealth Management professional
o The credit account qualification for the Primary tier
· Elite Money Market
o An existing option to waive the Elite Money Market Monthly Maintenance Fee is updated to: Owner of a Bank
Smartly Checking account with a minimum of Gold Tier
Changes to Customer Group benefits
Certain Customer Group benefits are updated as follows:

· Military
o All account owners receive Military customer group benefits on that account when an owner is a member of the
Military customer group
o The 50% Safe Deposit Box annual rental fee discount is removed
o Automatic enrollment in the Plus tier is removed; however, you will continue to receive the following benefits:
§ Monthly Maintenance Fee waiver on the Bank Smartly Checking account
 BRITTANY BOOP Uni-Statement
701 E 7TH ST Account Number:
RENO NV 89512-3429
1 537 9800 3148
Statement Period:
Apr 3, 2025
through
Apr 7, 2025

Page 3 of 4

INFORMATION YOU SHOULD KNOW (CONTINUED)

§ Unlimited fee waivers for Cashier's Checks, Personal Money Orders and Stop Payments
§ The first four Non-U.S. Bank ATM Transaction fees are waived per statement period
§ For Non-U.S. Bank ATM Surcharge charged by ATM Owner (Domestic Only), the first fee is
reimbursed (one per statement period)
§ Standard Savings Interest Rate Lift: 10.00% of the standard interest rate
§ IRA Annual Fee Waiver
· Wealth Management
o First four fees reimbursed per statement period for Non-U.S. Bank ATM Surcharge charged by an ATM Owner
(Domestic only)
o You will continue to receive the following benefits:
§ Premier service including:
· Access to a dedicated team of wealth professionals with planning, investment and banking
expertise
· Dedicated concierge phone support
· Market and economic updates
· Exclusive event invitations
§ Access to customer lending solutions, including Liquid Asset Secured lines of credit
§ Higher money movement limits
§ Immediate access to your funds
§ Complimentary Wealth Management-branded personal checks
· Workplace-Financial Wellness Program
o Monthly Maintenance Fee waiver on the Bank Smartly Checking account
o The first four Non-U.S. Bank ATM Transaction fees are waived per statement period
o The 50% Safe Deposit Box annual rental fee discount is removed
o You will continue to receive the 50% discount on personal check re-orders (U.S. Bank logo or personal)
· U.S. Bank Global Transition Solutions (Formerly known as Referral Banking)
o Two incoming Wire Transfer fees waived per statement period
o The first four Non-U.S. Bank ATM Transaction fees are waived per statement period
o Automatic enrollment in the Primary tier is removed; however, you will continue to receive the following benefits:
§ Monthly Maintenance Fee waiver on the Bank Smartly Checking account
§ Standard Savings Interest Rate Lift: 5.00% of the standard interest rate

If you have questions, please call us at 800-USBANKS (872-2657) - we're available to help! You can also schedule an
appointment at usbank.com/book to speak with a banker in person, by phone or virtually.

Switching your U.S. Bank Smartly® Checking account to electronic statements (e-statements) will help keep your account
information secure and provide access 2-3 days sooner than mailed paper statements. There are other benefits to e-statements:
· View, print or download and save up to 7 years of statements.
· See detailed images of sent and deposited checks.
· Receive a monthly alert when your e-statement is ready to view.
· Reduce your paper trail.
You can log into your account to make the switch at usbank.com or the mobile app. You can also call us at 24-Hour Banking at
800-USBANKS (872-2657). We accept relay calls.
If you wish to continue receiving paper statements, there is nothing you need to do.

U.S. BANK SMARTLY CHECKING Member FDIC

U.S. Bank National Association Account Number 1-537-9800-3148
Account Summary
Beginning Balance on Apr 3 $ 0.00 Number of Days in Statement Period 6
Deposits / Credits 25.00
Ending Balance on Apr 7, 2025 $ 25.00
 BRITTANY BOOP Uni-Statement
701 E 7TH ST Account Number:
RENO NV 89512-3429
1 537 9800 3148
Statement Period:
Apr 3, 2025
through
Apr 7, 2025

Page 4 of 4

U.S. BANK SMARTLY CHECKING (CONTINUED)

U.S. Bank National Association Account Number 1-537-9800-3148
Deposits / Credits
Date Description of Transaction Ref Number Amount
Apr 3 Card Transfer Credit $ 25.00
Total Deposits / Credits $ 25.00

Balance Summary
Date Ending Balance
Apr 3 25.00
Balances only appear for days reflecting change.
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