736-Jeevan Labh
Prepared By
Ph:
This is proposed to
Proposer Details
Name T Salui
Age 30
Plan Name 736-Jeevan Labh
Sum Assured 500000
Policy Term 21
PPT 15
AB Rider 0
AD & DB Rider 500000
Term Rider 0
CIR SA 0
PWB Rider -
First Year Premium
YLY HLY QLY MLY
30177 15244 7701 2567
28878+1299 14588+656 7369+332 2456+111
2nd year onwards
YLY HLY QLY MLY
29528 14916 7535 2511
28878+650 14588+328 7369+166 2456+55
Total Premium Rs.443569
Total Returns Rs.1012000
Save Rs.81 per day for 15 yrs, and get a bulk
amount of Rs.1012000 at Age:51
Year Age Premium Natural Accidental Returns CashValue Loan
2025 30 30177 522000 1022000 0 0 0
2026 31 29528 544000 1044000 0 17326 15593
2027 32 29528 566000 1066000 0 36502 32851
2028 33 29528 588000 1088000 0 72028 64825
2029 34 29528 610000 1110000 0 90430 81387
2030 35 29528 632000 1132000 0 109111 98199
2031 36 29528 654000 1154000 0 128144 115329
2032 37 29528 676000 1176000 0 151786 136607
2033 38 29528 698000 1198000 0 176922 159229
2034 39 29528 720000 1220000 0 203640 183276
2035 40 29528 742000 1242000 0 232092 208882
2036 41 29528 764000 1264000 0 262358 236122
2037 42 29528 786000 1286000 0 294551 265095
2038 43 29528 808000 1308000 0 328818 295936
2039 44 29528 840000 1340000 0 367433 330689
2040 45 0 864500 1364500 0 407138 366424
2041 46 0 889000 1389000 0 449710 404739
2042 47 0 913500 1413500 0 495402 445861
2043 48 0 943000 1443000 0 546138 491524
2044 49 0 975000 1475000 0 604540 544086
2045 50 0 1012000 1512000 0 638742 574867
2046 51 0 0 0 1012000 0 0
0 0 443569 0 0 1012000 0 0
You have to pay the premium for 15 yrs
(from Age:30 - Age:44)
If you take the payment mode as yly then you have to pay Rs.30177 for the first
year,from 2nd year onwards Rs.29528
Totally you will pay Rs.443569
At Age-51 you will receive Rs.1012000
Natural Risk Cover is Rs.522000-Rs.1012000 as shown in the above
table......For example
In case of Natural Death at Age-35, Nominee will receive Rs.632000
Accidental Risk Cover is Rs.1022000-Rs.1512000 as shown in the above
table......For example
In case of Accidental Death at Age-35, Nominee will receive Rs.1132000
If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-37, you will receive Rs.151786
You can take the loan as shown in the above table under Loan Column.....For
example
at Age-37, you can take a loan of Rs.136607
Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----
For Proposers under NMG(SAP) and NMG(NSAP) for others
----NMG & NMG(NSAP)----
Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience