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PERSONAL BANKING / PERSONAL LOANS
Personal Loan -
Financial
flexibility to ease
your burden
From big ticket expenses to emergencies, a personal loan
with flexible, a!ordable repayment options can help you
manage expenditures in times of need.
Apply for a Loan
Why you should
choose Unity’s
Personal Loans
Tailored Personal Loans
Available as per your needs
Avail Personal loans up to ₹ 5
lakhs, based on credit score.
Competitive Interest Rates
Competitive interest rates ensure
that customers can access funds at
a!ordable terms.
Flexible Repayment
Schedule
Choose a payment timeline of up to 36 months
Cooling Off Period
Get 3 days to make up
your mind after your
Personal loan is
disbursed.
No collateral required
Avail an unsecured Personal loan
without the hassle of pledging
assets.
What do you need to
apply for a Personal
Loan?
Resident Individual
Hindu Undivided Families
Documents required
Aadhaar card
Pan card
6 month bank statement
How to
apply for
a
Personal
Loan
Online?
You do not have to submit a physical application for the loan
in a bank anymore. Banks now allow you to apply for personal
loans through mobile, website, or WhatsApp banking. To
apply for a personal loan online:
1. Assess your credit requirements and available credit limit.
2. Check your personal loan eligibility.
3. Calculate your EMI, interest rate, and tenure with a
personal loan calculator.
4. Fill out the application form.
5. Upload identity, residence, income, and any other required
proofs.
6. Carefully read and understand the terms and conditions.
7. Link with the account to which you want the funds
transferred.
It takes less than 15 minutes to get the loan approved and
disbursed.
Detail overview of
Personal Loans
A personal loan, also called a consumer loan, is
money borrowed from a lender, such as a bank, for an
undisclosed purpose. Personal loans have gained
popularity because no collateral is required to get
funding. Whether you are a salaried individual, a
freelancer, or self-employed, you are eligible for a
personal loan with proof of steady income. These
loans can be used to cover big-ticket expenses, such
as marriage, home or o#ce renovation, education,
medical emergencies, or even a trip.
Sourcing funds without collateral or restriction on end-
use has several advantages.
Personal Loan FAQs
How does a personal loan work?
What is the CIBIL Score required to get
a loan?
Can I foreclose or prepay my personal
Loan?
Is there a minimum and maximum
personal loan amount that I need to
borrow?
Do I have to pay any additional charges
for personal loan?
What is the tenure of personal loan?
Do you offer top up on existing
personal loan?
Are Personal loan interest rate fixed or
floating?
How much time will it take for my loan to
be approved for personal loan?
What are the interest rates for personal
loan?
How can I repay my personal loan?
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Don't let unplanned
expenses burden
your mind
Apply for a Loan
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