SBI Life-Smart Platina Assure - Ready Reckoner - With Rider - 18.6.2025
SBI Life-Smart Platina Assure - Ready Reckoner - With Rider - 18.6.2025
Benefit Ready Reckoner - For Premium Payment Term 7 Years & Policy Term 15 Years.
The applicable taxes (if any) is paid above the annualized premium, it can be calculated as explained :
If, the Base SA is ` 4,20,000 the Option A@: Accidental Death Benefit SA is ` 12,60,000 and Option B@: Accdental Partial Permanent Disability Benefit SA is ` 4,20,000 and
Annualized premium is ` 50,000, then
For Base Product : Applicable taxes to be levied is 4.50%. First Year premium will be `50,000 + (` 50,000 X 4.50%) = ` 52,250
For Accident Benefit Rider (ABR): Applicable taxes to be levied is 18%. Yearly Premium will be `1,331.40 + (` 1,331.40 X 18%) = `1,572
For other combinations of Base SA & ABR SA, refer to premium calculator on our website
Strictly for internal circulation only and not for solicitation purpose.
36 120% 4,20,000 1,91,100 5,00,000 + GA* 6,11,100
37 120% 4,20,000 1,91,100 5,00,000 + GA* 6,11,100
38 120% 4,20,000 1,91,100 5,00,000 + GA* 6,11,100
39 120% 4,20,000 1,91,100 5,00,000 + GA* 6,11,100
40 120% 4,20,000 1,91,100 5,00,000 + GA* 6,11,100
41 110% 3,85,000 1,91,100 5,00,000 + GA* 5,76,100
42 110% 3,85,000 1,91,100 5,00,000 + GA* 5,76,100
43 110% 3,85,000 1,91,100 5,00,000 + GA* 5,76,100
44 110% 3,85,000 1,91,100 5,00,000 + GA* 5,76,100
45 110% 3,85,000 1,91,100 5,00,000 + GA* 5,76,100
46 110% 3,85,000 1,91,100 5,00,000 + GA* 5,76,100
47 110% 3,85,000 1,91,100 5,00,000 + GA* 5,76,100
48 110% 3,85,000 1,91,100 5,00,000 + GA* 5,76,100
49 110% 3,85,000 1,91,100 5,00,000 + GA* 5,76,100
50 110% 3,85,000 1,91,100 5,00,000 + GA* 5,76,100
51 100% 3,50,000 1,91,100 5,00,000 + GA* 5,41,100
52 100% 3,50,000 1,91,100 5,00,000 + GA* 5,41,100
53 100% 3,50,000 1,91,100 5,00,000 + GA* 5,41,100
54 100% 3,50,000 1,91,100 5,00,000 + GA* 5,41,100
55 100% 3,50,000 1,91,100 5,00,000 + GA* 5,41,100
56 90% 3,15,000 1,91,100 5,00,000 + GA* 5,06,100
57 90% 3,15,000 1,91,100 5,00,000 + GA* 5,06,100
58 90% 3,15,000 1,91,100 5,00,000 + GA* 5,06,100
59 90% 3,15,000 1,91,100 5,00,000 + GA* 5,06,100
60 90% 3,15,000 1,91,100 5,00,000 + GA* 5,06,100
Benefit Ready Reckoner - For Premium Payment Term 7 Years & Policy Term 15 Years.
The applicable taxes (if any) is paid above the annualized premium, it can be calculated as explained :
If, the Base SA is `8,40,000 the Option A@: Accidental Death Benefit SA is `25,20,000 and Option B@: Accdental Partial Permanent Disability Benefit SA is ` 8,40,000 and
Annualized premium is `1,00,000 then
For Base Product : Applicable taxes to be levied is 4.50%. First Year premium will be `1,00,000 + (`1,00,000 X 4.50%) = `1,04,500
For Accident Benefit Rider (ABR): Applicable taxes to be levied is 18%. Yearly Premium will be `2,662.80 + (`2,662.80 X 18%) = `3,143
For other combinations of Base SA & ABR SA, refer to premium calculator on our website
Strictly for internal circulation only and not for solicitation purpose.
36 120% 8,40,000 4,24,200 10,00,000 + GA* 12,64,200
37 120% 8,40,000 4,24,200 10,00,000 + GA* 12,64,200
38 120% 8,40,000 4,24,200 10,00,000 + GA* 12,64,200
39 120% 8,40,000 4,24,200 10,00,000 + GA* 12,64,200
40 120% 8,40,000 4,24,200 10,00,000 + GA* 12,64,200
41 110% 7,70,000 4,24,200 10,00,000 + GA* 11,94,200
42 110% 7,70,000 4,24,200 10,00,000 + GA* 11,94,200
43 110% 7,70,000 4,24,200 10,00,000 + GA* 11,94,200
44 110% 7,70,000 4,24,200 10,00,000 + GA* 11,94,200
45 110% 7,70,000 4,24,200 10,00,000 + GA* 11,94,200
46 110% 7,70,000 4,24,200 10,00,000 + GA* 11,94,200
47 110% 7,70,000 4,24,200 10,00,000 + GA* 11,94,200
48 110% 7,70,000 4,24,200 10,00,000 + GA* 11,94,200
49 110% 7,70,000 4,24,200 10,00,000 + GA* 11,94,200
50 110% 7,70,000 4,24,200 10,00,000 + GA* 11,94,200
51 100% 7,00,000 4,24,200 10,00,000 + GA* 11,24,200
52 100% 7,00,000 4,24,200 10,00,000 + GA* 11,24,200
53 100% 7,00,000 4,24,200 10,00,000 + GA* 11,24,200
54 100% 7,00,000 4,24,200 10,00,000 + GA* 11,24,200
55 100% 7,00,000 4,24,200 10,00,000 + GA* 11,24,200
56 90% 6,30,000 4,24,200 10,00,000 + GA* 10,54,200
57 90% 6,30,000 4,24,200 10,00,000 + GA* 10,54,200
58 90% 6,30,000 4,24,200 10,00,000 + GA* 10,54,200
59 90% 6,30,000 4,24,200 10,00,000 + GA* 10,54,200
60 90% 6,30,000 4,24,200 10,00,000 + GA* 10,54,200
Benefit Ready Reckoner - For Premium Payment Term 10 Years & Policy Term 20 Years.
The applicable taxes (if any) is paid above the annualized premium, it can be calculated as explained :
If, the Base SA is ` 7,25,000 the Option A@: Accidental Death Benefit SA is ` 21,75,000 and Option B@: Accdental Partial Permanent Disability Benefit SA is `7,25,000 and
Annualized premium is ` 50,000, then
For Base Product : Applicable taxes to be levied is 4.50%. First Year premium will be ` 50,000 + (` 50,000 X 4.50%) = ` 52,250
For Accident Benefit Rider (ABR): Applicable taxes to be levied is 18%. Yearly Premium will be ` 2,059 + (` 2,059 X 18%) = ` 2,430
For other combinations of Base SA & ABR SA, refer to premium calculator on our website
Strictly for internal circulation only and not for solicitation purpose.
32 145% 7,25,000 3,52,625 5,00,000 + GA* 10,77,625
33 145% 7,25,000 3,52,625 5,00,000 + GA* 10,77,625
34 145% 7,25,000 3,52,625 5,00,000 + GA* 10,77,625
35 145% 7,25,000 3,52,625 5,00,000 + GA* 10,77,625
36 145% 7,25,000 3,52,625 5,00,000 + GA* 10,77,625
37 145% 7,25,000 3,52,625 5,00,000 + GA* 10,77,625
38 145% 7,25,000 3,52,625 5,00,000 + GA* 10,77,625
39 145% 7,25,000 3,52,625 5,00,000 + GA* 10,77,625
40 145% 7,25,000 3,52,625 5,00,000 + GA* 10,77,625
41 135% 6,75,000 3,52,625 5,00,000 + GA* 10,27,625
42 135% 6,75,000 3,52,625 5,00,000 + GA* 10,27,625
43 135% 6,75,000 3,52,625 5,00,000 + GA* 10,27,625
44 135% 6,75,000 3,52,625 5,00,000 + GA* 10,27,625
45 135% 6,75,000 3,52,625 5,00,000 + GA* 10,27,625
46 135% 6,75,000 3,52,625 5,00,000 + GA* 10,27,625
47 135% 6,75,000 3,52,625 5,00,000 + GA* 10,27,625
48 135% 6,75,000 3,52,625 5,00,000 + GA* 10,27,625
49 135% 6,75,000 3,52,625 5,00,000 + GA* 10,27,625
50 135% 6,75,000 3,52,625 5,00,000 + GA* 10,27,625
51 125% 6,25,000 3,52,625 5,00,000 + GA* 9,77,625
52 125% 6,25,000 3,52,625 5,00,000 + GA* 9,77,625
53 125% 6,25,000 3,52,625 5,00,000 + GA* 9,77,625
54 125% 6,25,000 3,52,625 5,00,000 + GA* 9,77,625
55 125% 6,25,000 3,52,625 5,00,000 + GA* 9,77,625
Page 3
SBI Life - Smart Platina Assure is an Individual, Non-linked, Non-participating, Life Insurance Savings product.
For more details on risk factors, terms & conditions, please read sales brochure carefully before concluding a sale. For more details on Riders, terms and conditions, exclusions, please read rider brochure Trade logo
displayed above belongs to State Bank of India and is used by SBI Life under license. SBI Life Insurance Company Limited. Registered & Corporate Office: Natraj, M.V. Road & Western Express Highway Junction,
Andheri (East), Mumbai - 400 069. | IRDAI Regn. No. 111. | CIN: L99999MH2000PLC129113 | SMS ‘LIBERATE’ to 56161 | Email: [email protected] | Web: www.sbilife.co.in
2K/Cr1/ver1/06/25/PRR/ENG
Smart Platina
Insurance Plans Assure
With Savings UIN:111N126V07
Benefit Ready Reckoner - For Premium Payment Term 10 Years & Policy Term 20 Years.
The applicable taxes (if any) is paid above the annualized premium, it can be calculated as explained :
If, the Base SA is ` 14,50,000 the Option A@: Accidental Death Benefit SA is ` 43,50,000 and Option B@: Accdental Partial Permanent Disability Benefit SA is ` 14,50,000
and Annualized premium is ` 1,00,000 then
For Base Product : Applicable taxes to be levied is 4.50%. First Year premium will be `1,00,000 + (`1,00,000 X 4.50%) = `1,04,500
For Accident Benefit Rider (ABR): Applicable taxes to be levied is 18%. Yearly Premium will be ` 4,118 + (` 4,118 X 18%) = ` 4,860
For other combinations of Base SA & ABR SA, refer to premium calculator on our website
Annualized Premium = 1,00,000 p.a.
AGE AT TOTAL GUARANTEED
MATURITY FACTOR BASIC SUM ASSURED DEATH BENEFIT MATURITY BENEFIT
ENTRY ADDITIONS
0 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
1 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
2 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
3 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
4 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
5 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
6 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
7 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
8 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
9 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
10 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
11 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
12 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
13 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
14 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
15 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
16 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
17 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
18 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
19 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
20 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
21 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
22 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
23 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
24 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
25 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
26 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
27 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
28 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
29 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
30 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
31 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
Strictly for internal circulation only and not for solicitation purpose.
32 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
33 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
34 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
35 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
36 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
37 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
38 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
39 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
40 145% 14,50,000 7,82,750 10,00,000 + GA* 22,32,750
41 135% 13,50,000 7,82,750 10,00,000 + GA* 21,32,750
42 135% 13,50,000 7,82,750 10,00,000 + GA* 21,32,750
43 135% 13,50,000 7,82,750 10,00,000 + GA* 21,32,750
44 135% 13,50,000 7,82,750 10,00,000 + GA* 21,32,750
45 135% 13,50,000 7,82,750 10,00,000 + GA* 21,32,750
46 135% 13,50,000 7,82,750 10,00,000 + GA* 21,32,750
47 135% 13,50,000 7,82,750 10,00,000 + GA* 21,32,750
48 135% 13,50,000 7,82,750 10,00,000 + GA* 21,32,750
49 135% 13,50,000 7,82,750 10,00,000 + GA* 21,32,750
50 135% 13,50,000 7,82,750 10,00,000 + GA* 21,32,750
51 125% 12,50,000 7,82,750 10,00,000 + GA* 20,32,750
52 125% 12,50,000 7,82,750 10,00,000 + GA* 20,32,750
53 125% 12,50,000 7,82,750 10,00,000 + GA* 20,32,750
54 125% 12,50,000 7,82,750 10,00,000 + GA* 20,32,750
55 125% 12,50,000 7,82,750 10,00,000 + GA* 20,32,750
Page 4
SBI Life - Smart Platina Assure is an Individual, Non-linked, Non-participating, Life Insurance Savings product.
For more details on risk factors, terms & conditions, please read sales brochure carefully before concluding a sale. For more details on Riders, terms and conditions, exclusions, please read rider brochure Trade logo
displayed above belongs to State Bank of India and is used by SBI Life under license. SBI Life Insurance Company Limited. Registered & Corporate Office: Natraj, M.V. Road & Western Express Highway Junction,
Andheri (East), Mumbai - 400 069. | IRDAI Regn. No. 111. | CIN: L99999MH2000PLC129113 | SMS ‘LIBERATE’ to 56161 | Email: [email protected] | Web: www.sbilife.co.in
2K/Cr1/ver1/06/25/PRR/ENG