TUR MAHARASHTRA © 2023 © cG 401180 NSS Skane gsee Rex as degre) Pars of ReRRevved Rogtemend Spe seren g Pissnce Simonse Oiade Vince ond ta Tend TAS Mom Seoaldn, ‘ Derek. TE Neverdor Doth Hln— (\ case,NANCY eS <<) feel Mumaal)= REFERRAL AGREEMENT THIS AGREEMENT (together with all annexures attached hereto, this “REFERRAL |AGREEMENT”) is executed at Mumbai on _ day of November 2024 ("Execution Date”) BY AND BETWEEN FINTREE PRIVATE LIMITED, a company incorporated under the companies act, 2013 and having its registered office at 4 Floor, Engineering Centre, 9 Mathew Road, Opera id East, Mumbai 400004. (hereinafter referred to as “Company” which term context admits be deemed to mean and include its division, successors and any other division, holding, subsidiary or associate entity) of the ONE PART; AND Mr. MOHD FORID ALAM SHAIKH, an Individual (PAN NO. AVTPM2872Q), having, residential at Flat no 302 B Wing. Balaji Splendour chs Ltd, Adai gaon new panvel, Behind Balaji Residency, Adai gaon, Navi Mumbal, Adal, Raigharh, Maharashtra — 410206. (hereinafter referred to as the “Referrer” wich term shall, unless repugnant to the context or meaning thereof, be deemed to mean and include it's hisitheir respective heirs, legal representative, administrators, executors of their estate and/or assigns) of the OTHER PART. ‘The Company and Referrer are hereinafter referred individually as a “Party” and collectively as “parties”. WHEREAS ‘A. The Company is an NBFC duly registered with the Reserves Bank of Indla("RBI"), engaged in the busin¢ss of inter all, providing loans! financial assistance in India. 1B, Referrer desires to refer potential customers/borrowers ("referrals") to the Company and represented |to the company that, he/she has the requisite skill, knowledge, experience, C. Relying updn the representation made and warranties given by the Referrer, the company has agreed to engage and appoint the Referrer to provide business services ta the company on a non-exclusive, subject to the terms and conditions ofthis Agreement. 11 Referrer shall approach, discuss and procure customers for and behalf of the company. All forms of interaction with prospects whether by way of telephone calls, personal visits or form shall be based purely on the product features. benefits and the terms icated by company to Referrer from time to time. toward the prospective borrowers. circumstances. Referrer shall make any false promises, commit fraud es ‘by Company, or statement or offer or representation to the prospective Including but not limited to fee waiverfrferrals/gifis etc. Referrer shall be sible for the same and would make good the loss suffered by company on the aforesaid representations and statement ec. and further agree to indemnify Jn this regard. In the event of any fraud perpetrated by the Referrer, Referrer by WLshall be which 1A This A shall rem by giving 1.5 Referal for pero 1.6 Ths Ag 17 any ds in conned and Con with the Pou aebirat ely responsible and liable for all the cost, expenses and consequences thereof pany may incur or sustain inthis regard, -ment shall commence from 1* day of September 2024 ("Effective Date") and in valid and continue to remain in force until mutually terminated by the Parties irlor notice to other party. il not use any confidential information of referrals for any purpose other than gts obligation under this Agreement. ment shall be govemed by and construed in accordance with the laws of India, ie or difference or claim among parties of whatsoever nature arises out of or ion with this agreement shall be settled through arbitration under Arbitration ‘liation Act,1996. Parties shall jointly appoint sole arbitrators in accordance vision of Arbitration and Conciliation Act,1996. The Parties agree to be the arbitral award. Parties shall bear thelr own cost and attomey fee in proceedings. The arbitration shall be conducted in English and the seat and vertu of arbitration shall be in Mumbai 2, PAYMENT TERMS: 2.1 Company shall pay to Referrer, payout as described in Annexure 1 on monthly basis towards consideration of the service rendered by Referrer, in terms of the invoice raised by Referee 2.2 The partes ‘mutually revise th communi 2.3 Company agreed, i Company company (*payout’), agree that the details of commercial as provided in Annexure 1, shall be reviewed periodically by the partes. In the event parties mutually agree to terms of annexure I, parties shall confirm this in writing through mail ation. shall credit the payout directly to the Referrer’s Bank Account or as otherwise ‘@ manner set out in Annexure 1 hereto unless any Invoice is disputed by In the event Company disputes any invoice generated by the Referrer, hall intimate the same within 7 (Seven) working days of receiving the invoice. ‘The Parts shall amicably resolve the dispute with respect to the Involce. IN WITNESS WHEREOF, the Parties have caused this Agreement to be executed by their duly authorized signatt priesas of the Execution Date.ANNEXURE 1 PAYOUT STRUCTURE 1. Payout shall be releasing post clearance of all post disbursement (PDD) and over the counter (OTC). 2, Company shall pay to the Referrer the following payout structure: ‘Variable Payout Structure - Disbursement Business Slab- in lacs From Tpe Payout % oor 1500 T 50% 1507 30.00 200% SOOT 35.00 22% HOT ‘Above 250% Conditions and Varlable pay process: - 1. Above mentioned amount is on actual disbursement amount to be done in the month from 1*~ end of each month. 2. Payout (variable pay) would be released on 10" of every month (In case of non-banking day the same will be credited next working day), MIS to be recelved latest by 5" of the following 3. Actual disbursement amount would be considered based on cheque handover date to the 4. No other additional 5. The at 1.50% pal considera 6. Theat 1, Permanent td 2. Aadhar Card 3. Cancelled cl considered), with NIL OTC/PDD and on email confirmation received from sm Investment and finance company limited stating NIL OTCIPDD. ayouts will be given other than the varlable pay mentioned above unless any [payouts being rolled out by FEPL.. slab is only from fresh sanction and any existing sanction undisbursed will be jout. The same business will be considered in the overall volume/slab ‘business is considered only individuals with no channel payout ANNEXURE2 LIST OF DOCUMENTS — nification Number (PAN) 4ves/Irpeiy sterner Nem EEE enmesnnmemp Pay ait ie Rupees — me | aie amg z ‘lcNe! ozess0600000204 Mow FOR ALAM SAMI esc ato 7O9LBu" 400532037 CORITI 3b6154 2976 4806 i 19135 7186 9456 0525,