Statement date 06 May 2022

Last statement 08 Apr 2022 Barclays

Bank
Account
09 Apr - 06 May 2022
Null Mikel Jonuzi
• Sort Code 20-26-78
• Account no. 33191753
• SWIFTBIC BUKBGB22
• IBAN GB87 BUKB 2026 7833 1917 53
MR MIKEL JONUZI
FLAT 25 KINLOSS COURT At a glance
NORTH CIRCULAR ROAD
LONDON Start balance £101.72
N3 3DY Money in £1,310.00
Money out £1,309.78
End balance £101.94

Your Barclays Bank Account NOTICEBOARD

Your deposit is eligible for
statement protection by the Financial
Services Compensation
Scheme.
Current account statement

Your transactions
Bank Giro Contactless Debit Card Direct Debit
Online Other

Date Description Money out Money in Balance

09 Apr Start balance 101.72

11 Apr Card Payment to Uber *Trip On 6.72

09 Apr
Card Payment to Uber *Trip 37.65
On 09 Apr

Card Payment to Uber *Trip On 41.52 15.83

09 Apr
13 Apr Card Payment to IZ *West 14.10 1.73
Kensingto On 12 Apr

19 Apr Card Payment to British Gas 20.00

Online On 16 Apr
Received From R Omuri 20.00 1.73

20 Apr Account Credit: Deposit at 300.00 301.73

Barclays 176 High Street
Ref: 15.5920Aprlkpob000

21 Apr Direct Debit to 89.29

Apf/Granitefinance
Ref: Xgranitef000690759
This Is A New Direct Debit Payment

Account Credit: Deposit at 100.00 312.44

Barclays 8 10 North End Roa
Ref: 15.2621Aprlkpob000

22 Apr Card Payment to Uber *Trip 31.91

On 21 Apr

Continued
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
Sort code 20-26-78 • Account number 33191753

Your transactions
Date Description Money out Money in Balance
22 Apr Account Credit: Deposit at 320.00 600.53
Barclays 176 High Street
Ref: 14.4822Aprlkpob000

25 Apr Card Payment to Uber *Trip 6.36

On 22 Apr

Card Payment to Uber *Trip On 6.54

22 Apr
Card Payment to Uber *Trip 54.73
On 22 Apr

Card Payment to Esso Good 71.44

Companio On 24 Apr
Card Payment to Complex to 77.04
Clear G On 23 Apr

Card Payment to Darwin 342.51

Insurance On 22 Apr
Account Credit: Deposit at 300.00 341.91
Barclays 176 High Street
Ref: 15.0225Aprlkpob000

26 Apr Card Payment to High Street 11.30 330.61

Food A On 25 Apr
27 Apr Card Payment to Food Plus 3.98 326.63
On 25 Apr

28 Apr Card Payment to Toscana 9.00

On 26 Apr
Card Payment to 39.00
Mediterranean Cosm On 26
Apr
Bill Payment to Mariglen 150.00 128.63
Sadikaj
Ref: Kazen

29 Apr Card Payment to Netflix.Com 15.99

On 28 Apr

Card Payment to High Street 11.30 101.34

Food A On 28 Apr
03 Card Payment to 0.89
May Apple.Com/Bill Ireland On 02
May
Card Payment to 0.89
Apple.Com/Bill Ireland On 02
May
Card Payment to 1.79
Apple.Com/Bill Ireland On 02
May
Card Payment to 1.79
Apple.Com/Bill Ireland On 02
May
Card Payment to British Gas 20.00
Online On 30 Apr

Card Payment to Rontec Kings 30.01

Drive On 30 Apr
Card Payment to Kings Drive 14.76
Subway On 30 Apr

Continued
Page Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the
Prudential Regulation Authority (Financial Services Register No. 759676).
2 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-26-78 • Account number 33191753

Your transactions
Date Description Money out Money in Balance
03 Card Payment to Mfg 30.00
May Wellington On 30 Apr
Card Purchase Tesco Stores 0.16
5135 On 02 May

Card Purchase Apple.Com/Bill 0.89 0.16

Ireland On 02 May
04 Blue Rewards Fee 5.00 -4.84
May
05 Bill Payment to Sergiu Bora 50.00
May Ref: Cazen

Account Credit: Deposit at 270.0 215.16

Barclays 176 High Street 0
Ref: 16.4405Maylkpob000

06 Card Purchase Apple.Com/Bill 1.79

May Ireland On 06 May
Card Purchase Apple.Com/Bill 4.49
Ireland On 05 May

Card Purchase Apple.Com/Bill 8.99

Ireland On 05 May
Card Purchase Apple.Com/Bill 8.99
Ireland On 06 May

Card Purchase Apple.Com/Bill 8.99

Ireland On 06 May
Card Purchase Apple.Com/Bill 16.99
Ireland On 06 May

Card Purchase Apple.Com/Bill 17.99

Ireland On 06 May
Card Purchase Apple.Com/Bill 44.99 101.94
Ireland On 06 May

6 May End balance 101.94

u Anything Wrong? If you’ve spotted any incorrect or unusual

transactions, see the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page
3
Sort code 20-26-78 • Account number 33191753

How it works Get in touch

conversion rate offered by the retailer or ATM u Our main number

Dispute Resolution provider or accept our rate. 0345 7 345 345
If you have a problem with your agreement, Open 24/7 including
please try to resolve it with us in the first Transferring money between countries holidays
instance. If you are not happy with the way in If you need to transfer money between
which we handled your complaint or the countries, you may be asked for your SWIFTBIC
u From abroad
result, you may be able to (Bank Identification Code) and IBAN +44 2476 842 100
complain to the Financial Ombudsman (International Bank Account Number). These Open 24/7 including holidays
Service. If you do not take up your problem are on the front of your statement and you’ll
with us first you will not be entitled to complain need them so that international banks can
u Write to us
to the Ombudsman. We can provide details of identify your account correctly. Full details are Barclays, Leicester LE87
how to contact the Ombudsman. on: business.barclays.co.uk/bb/iban 2BB

Important information about How we pay interest u Find a branch

barclays.co.uk/branc
compensation arrangements If your account pays interest and is in credit,
we work out your interest on the balance of h-fi nder/
We are covered by the Financial Services 0800 400 100
your account at the close of business every
Compensation Scheme (FSCS). The FSCS Open 24/7 including holidays
day. Interest is calculated on the statement
can pay compensation to depositors if a
balance or the cleared balance, depending on
bank is unable to meet its financial
the type of account you have. Where credit
u Your home branch
obligations. Most depositors – including DIRECT BANKING 5
interest rate(s) are shown on your statement,
most individuals and businesses – are
these are current at the time of printing the
covered by the scheme. We will issue the u Online banking help
statement and may have changed during the
FSCS information sheet and exclusions list 0345 600 2323
statement period. Unless we say otherwise,
which set out in detail what is, and is not, Open 24/7 including holidays
any interest rates we show are gross annual
covered by the FSCS, once a calendar year
rates.
usually with your account statement. u Lost and stolen cards
If you are a UK taxpayer you may have to pay
For further information about the tax on interest earned in excess of your 0800 400 100 (or +44
compensation provided by the FSCS, refer to Personal Savings Allowance (with the 2476 842 099 from
the FSCS website at www.FSCS.org.uk. exception of interest earned on ISAs, which abroad)
continue to be free from UK tax for eligible Open 24/7 including holidays
Using your Barclays debit card - what customers). For information and guidance
please refer to HMRC’s website Tell us straight away if:
costs and what doesn’t – you do not receive
www.gov.uk/hmrc/savingsallowance.
If you use your debit card in the UK Barclays The management of your tax affairs is your a Barclays card you
will not charge you for using your debit card in responsibility, including making any required were expecting
the UK when making purchases, making a declarations to HMRC. – any of your cards are
cash withdrawal, or when buying travellers’ lost, stolen or
cheques or foreign currency. A small number If you use your overdraft Facility damaged
of ATM providers may charge a transaction fee – you think someone else
If your account is overdrawn, and you don’t
but they should tell you about this may know your PIN.
pay off the full amount you owe, any credits
on-screen before you commit to any
paid into your account will reduce any
transaction. Call charges will apply
balance in excess of your arranged
If you use your debit card abroad or make a overdraft facility first, and then your (please check with
debit card payment in a foreign currency (either payments will go towards repayment of your service provider).
abroad or your overdraft. We may monitor or
record calls for quality,
in the UK) we'll charge you a 2.99% Non-
To help you understand the charges security, and training.
Sterling Transaction Fee when making
associated with using your arranged
purchases, making a cash withdrawal, or when
overdraft, you can visit
being refunded. This fee also applies
Barclays.co.uk/youroverdraft or ask for a copy
whenever you do not pay in sterling, for
of ‘Our Bank charges explained’ in branch.
example shopping online at a non-UK website.
You can also tailor the alerts you receive,
This rate does not apply to Travel Wallet
which can help you stay in control and on top
transactions.
of your finances.
As we explain in our customer terms, we
calculate our exchange rate using the Getting information from Barclays
reference exchange rate for the Visa card
scheme. In most circumstances, Visa converts We send information to customers with their
transactions into sterling using the Visa statements about relevant new offers and
Exchange Rate on the day the transaction is products, and about how to get the best from
authorised. However for a small number of their existing Barclays accounts. If you don’t
transactions the conversion may happen on get these messages and you’d like to, or if you
the day the transaction is processed. As this do and you’d rather you didn’t, you can call
may be a day or two later, the exchange rate 0345 7 345 345, go to barclays.co.uk, or come
may be different on that day. into a branch. And if you change your mind at
You'll find a comparison of our exchange rate any time, just get in touch.
for certain currencies as a mark-up against
the rate published by the European Central
Bank in the Barclays App or at the following
website:
https://www.barclays.co.uk/travel/using-debit-
card- abroad/ This is updated twice a day.
This may help you to decide whether you
want to accept the
For a Braille, large print or audio version of your
statement call 0800 400 100 (via TextDirect if
appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential

Page Regulation Authority (Financial Services Register No. 759676).

Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
4
Financial Services Compensation
Scheme Information Sheet
Basic information about the protection of your eligible deposits
Eligible deposits in Barclays Bank UK PLC are protected by: the Financial Services Compensation Scheme (“FSCS”) 1
Limit of protection: £85,000 per depositor per bank2

The following trading names are part of Barclays:

Barclays, Barclays Business Banking, Barclays Premier Banking
and Barclays Wealth Management
If you have more eligible deposits at the same bank: All your eligible deposits at the same bank are "aggregated"
and the total is subject to the limit of £85,000.
If you have a joint account with other person(s): The limit of £85,000 applies to each depositor separately. 3
Reimbursement period in case of bank’s failure: 10 working days.4
Currency of reimbursement: Pound sterling (GBP, £)
To contact Barclays Bank UK PLC for enquiries relating Barclays Bank UK PLC
to your account: 1 Churchill Place
Canary Wharf
London
E14 5HP
To contact the FSCS for further information on Financial Services Compensation Scheme
compensation: 10th Floor Beaufort House
15 St. Botolph Street
London
EC3A 7QU
Tel: 0800 678 1100 or 020 7741 4100
email: [email protected]
More information: www.fscs.org.uk

Additional information
In some cases eligible deposits which are categorised as
1
Scheme responsible for the protection of your “temporary high balances” are protected above £85,000
eligible deposit for six months after the amount has been credited or
from the moment when such eligible deposits become
Your eligible deposit is covered by a statutory Deposit legally transferable. These are eligible deposits connected
Guarantee Scheme. If insolvency of your bank, building with certain events including:
society or credit union should occur, your eligible
(a) certain transactions relating to the depositor’s current
deposits would be repaid up to £85,000 by the Deposit or prospective only or main residence or dwelling;
Guarantee Scheme.
(b) a death, or the depositor’s marriage or civil
2
General limit of protection partnership, divorce, retirement, dismissal, redundancy or
If a covered deposit is unavailable because a bank, invalidity;
building society or credit union is unable to meet its (c) the payment to the depositor of insurance benefits or
financial obligations, depositors are repaid by a Deposit compensation for criminal injuries or wrongful
Guarantee Scheme. This repayment covers at maximum conviction.
£85,000 per bank, building society or credit union. This
means that all eligible deposits at the same bank, building More information can be obtained under www.fscs.org.uk
society or credit union are added up in order to
determine the coverage level. If, for instance, a depositor 3
holds a savings account with £80,000 and a current Limit of protection for joint accounts
account with £20,000, he or she will only be repaid In case of joint accounts, the limit of £85,000 applies to
£85,000. each depositor. However, eligible deposits in an account
to which two or more persons are entitled as members of
This method will also be applied if a bank, building a business partnership, association or grouping of a
society or credit union operates under different trading similar nature, without legal personality, are aggregated
names. and treated as if made by a single depositor for the
Barclays Bank UK PLC also trades under Barclays, Barclays purpose of calculating the limit of £85,000.
Business Banking, Barclays Premier Banking and Barclays
Wealth Management.
This means that all eligible deposits with one or more of
these trading names are in total covered up to £85,000.
4
Reimbursement
If you have not been repaid within these deadlines, you
The responsible Deposit Guarantee Scheme is the should contact the Deposit Guarantee Scheme since the
Financial Services Compensation Scheme, 10th Floor time to claim reimbursement may be barred after a
Beaufort House, 15 St Botolph Street, London EC3A 7QU, certain time limit. Further information can be obtained
Tel: 0800 678 1100 or 020 7741 4100, email: under www.fscs.org.uk
[email protected]. It will repay your eligible deposits (up to
£85,000) within ten working days from 1 January 2021 to Other important information
31 December 2023; and within seven working days from In general, all retail depositors and businesses are covered
1 January 2024 onwards, save where specific exceptions by Deposit Guarantee Schemes. Exceptions for certain
apply. deposits are stated on the website of the responsible
Deposit Guarantee Scheme. Your bank, building society
Where the FSCS cannot make the repayable amount
available within 7 working days, it will, from 1 June 2016 or credit union will also inform you of any exclusions from
until 31 December 2023, ensure that you have access to protection which may apply. If deposits are eligible, the
an appropriate amount of your covered deposits to cover bank, building society or credit union shall also confirm
the cost of living (in the case of a depositor which is an this on the statement of account.
individual) or to cover necessary business expenses or
operating costs (in the case of a depositor which is not an
individual or a large company) within 5 working days of a
request.

Financial Services Compensation

Scheme Exclusions List
A deposit is excluded from protection if:
(5) It is a deposit which can only be proven by a financial
(1) The holder and any beneficial owner of the deposit instrument2 unless it is a savings product which is
have never been identified in accordance with money evidenced by a certificate of deposit made out to a
laundering requirements. For further information, contact named person and which existed in the UK, Gibraltar or a
your bank, building society or credit union.
Member State of the EU on 2 July 2014.
(2) The deposit arises out of transactions in connection
with which there has been a criminal conviction for (6) It is a deposit of a collective investment scheme
money laundering. which qualifies as a small company.3
(3) It is a deposit made by a depositor which is one of the (7) It is a deposit of an overseas financial services
following:
institution which qualifies as a small company.4
• credit institution
(8) It is a deposit of certain regulated firms (investment
• financial institution firms, insurances undertakings and reinsurances
• investment firm undertakings) which qualify as a small business or a small
company5 refer to the FSCS for further information on
• insurance undertaking this category.
• reinsurance undertaking (9) It is not held by an establishment of a bank, building
• collective investment undertaking society or credit union in the UK or, in cases of a bank or
building society incorporated in the UK, it is not held by an
• pension or retirement fund1
establishment in Gibraltar.
• public authority, other than a small local authority.
For further information about exclusions, refer to the
(4) It is a deposit of a credit union to which the credit
FSCS website at www.FSCS.org.uk
union itself is entitled. 1
Deposits by personal pension schemes, stakeholder pension schemes and occupational
pension schemes of micro, small and medium sized enterprises are not excluded
2
As listed in Part I of Schedule 2 to the Financial Services and Markets Act 2000 (Regulated
Activities) Order 2001, read with Part 2 of that Schedule
3
Under the Companies Act 1985 or Companies Act 2006
4
See footnote 3
5
See footnote 3

You can get this in Braille, large print or audio by calling 0800 400 100*
(via Text Relay if appropriate) or by ordering online from
barclays.co.uk/accessibleservices
Call monitoring and charges information
To keep a high quality of service, your call may be monitored or recorded for training and security.
*Calls to 0800 numbers are free when calling from a UK landline. Charges may apply when using a mobile phone or calling from abroad.
†Lines are open 8.30am-5.30pm Monday to Friday and Saturday 9am-2pm, except bank holidays. Calls to 03 numbers are charged at the
same rate as calls to 01 and 02 landlines and will count towards any inclusive minutes you have that cover calls to landline numbers. Call
charges may differ, please check with your local provider.
Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation
Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
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