A Blueprint for Financial Security for
the Future.
A Step by Step Approach to Equity
Investment in India.
Commodore Ray DSouza
THE STRATEGY
STRATEGIC OBJECTIVE
FOCUS ON YOUR PROFESSIONAL COMMITMENTS
AND
INCREASE YOUR FINANCIAL STABILITY
IMPORTANT
• Importance of Patience
• Power of Compounding
• The Rule of 72
THE 50-30-20 RULE
50% • for expenses – household, fees, vehicle
maintenance, fuel, etc.
• for discretionary expenses –holidays,
30% celebrations, restaurant outings, gifts,
etc.
20% • Equity
THINGS TO AVOID
• Fixed Deposits - Reduce
• Avoid Investing in Gold
• Avoid Investing in Property for Rental
• Avoid Personal Loans and Credit Card Debt
MORE THINGS TO AVOID
• Avoid “Get Rich Quick” Portfolio Management Schemes
• Avoid Mutual funds. Invest systematically in Direct
Equity
• Minimise DSOP
• Do not take PMR
HINTS
• Open a DMat Account in your spouse’s name
• Friday afternoon is the best time to buy
• Avoid Futures & Options
• Behaviour of Stocks after results
My Strategic View for Long Term Investment . .
US and Europe
• Ageing Demographic
• Low birth rates
• Social Security and services under strain
• Decline in working population
• Young people unwilling to work hard.
• Feeling of entitlement
• Recession likely
India . . . . A Different Story
• 1.4 billion population
• 50% under the age of 30
• 700 million people with aspirations going forward
• 23 million young people entering the job market
every year
A STEP – BY - STEP APPROACH
TO
EQUITY INVESTMENT IN INDIA
REGIONAL BANKS
• Karnataka Bank • IDFC
• Karur Vysya Bank • IDFC First Bank
• Federal Bank • Bank of Maharashtra
• CSB Bank • DCB Bank
• AU Bank
HOUSING INFRASTRUCTURE
Steel Ceramics
• Tata Steel • Kajaria Ceramics
• JSW Steel
• Maithan Alloys
Cement
• ACC
• Ultratech Cement
• India Cements
ROAD INFRASTRUCTURE
Steel Construction Companies
• SAIL • KNR Construction
• IRB Infrastructure
Cement
• RHIM
• Shree Cement
• Ambuja Cement
RAILWAY INFRASTRUCTURE
• RITES • ABB
• RVNL • HBL Power
• IRFC • Titagarh Wagons Ltd
• IRCON • Jupiter Wagons
• BEML • RAILTEL
DEFENCE INFRASTRUCTURE - 1
• BDL
• BEL
• Mazagon Docks
• GRSE
• Cochin Shipyard
• HAL
DEFENCE INFRASTRUCTURE - 2
• MTAR
• MIDHANI
• Data Patterns
• Zen Technologies
• Idea Forge
• Bharat Forge
Fuel Blending with Ethanol
• Praj Industries • Dalmia Bharat
• Balrampur Chini • India Glycols
• Dhampur Sugars • Gulshan Polyols
LIQUOR and SPIRITS
• Radico Khaitan
• United Breweries
• United Spirits
• Sula Wines
HOTELS
• Lemon Tree Hotels
• Chalet Hotels
• Indian Hotels
• East India Hotels
SUMMER TRENDS
• Symphony
• Blue Star
• Orient Electrics
• Voltas
• Varun Beverages
SEMI CONDUCTORS MANUFACTURE
C G Power
MINING AND MINERALS
• GMDC • Nalco
• NMDC • Hindalco
• COAL INDIA • Hindustan Copper
• NTPC
PHARMACEUTICAL
• Cipla • Aurobindo Pharma
• DIVIS LABS • Dr. Reddy Labs
• Bliss GVS
FINANCIAL SERVICE ENABLERS
• CDSL • CRISIL
• CAMS • IEX
• MCX • BSE
COMPANIES ON MY WATCH LIST
KIRLOSKAR OIL ENGINES
ARVIND
SIYARAM SILKS
DCM SHRIRAM INDUSTRIES
VA TECH WABAG
OTHER SECTORS
AIRLINES
AUTOMOBILES
FERTILISERS
COMPUTER SOFTWARE
THE
HALVAI
SHOP
STORY
IN CONCLUSION …..
India is on the move.
• We are all lucky to be Indians at this point in time
• We are all going to live to a ripe and healthy old age
• We need to invest systematically for the long term in growing
assets
• We must not rely on portfolio managers, mutual fund
sellers, get-rich-quick schemes
• We must have patience and discipline
• My Whatsapp and Mobile contact 9620348883
