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Map Your Financial Future Starting the Right Path in
Your Teens and Twenties 1ST Edition Patrick Lyons
Digital Instant Download
Author(s): Patrick Lyons
ISBN(s): 9781435625129, 1435625129
Edition: 1ST
File Details: PDF, 2.17 MB
Year: 2006
Language: english
map your

FINANCIAL
FUTURE
starting the right path
in your teens and twenties

PATRICK A. LYONS
 Copyright © 2006 by Patrick Lyons

First Edition
This publication is designed to provide competent and reliable information regarding the subject
matter covered. However, it is sold with the understanding that the author and publisher are not
engaged in rendering legal, financial or other professional advice. Law practices vary from state
to state. If legal or other expert assistance is required, consult the services of a professional
should be sought. The author and publisher specifically disclaim any liability that is incurred
from the use or application of the contents of this book.
While the author has made every effort to provide accurate telephone numbers and Internet
addresses at the time of publication, neither the publisher nor author assumes any responsibility
for errors or for changes that occur after publication.
All rights reserved. No part of this document may be reproduced or transmitted in any form or
by any means, electronic, mechanical, photocopying, recording, or otherwise, without prior
written permission of Lyons Den Press.
Quantity discounts available. Contact the publisher at the address below for details:

Lyons Den Press

P.O. Box 1341
Durham, North Carolina 27702
www.PatrickALyons.com

ISBN: 978-1-4116-8677-9
Printed in the United States of America
To my wife Kelly and daughter Jordan
Thank you for all of your love, support
and inspiration.

In Memory of my Dad
Charlie James Lyons
Thank you for all the life lessons
you taught.
acknowledgments
F
irst, and foremost, I want to thank you, the reader, for your
support. I am honored that you have chosen to buy my
book and hope that after reading, you will add it to your
personal library and will refer to it often as you tackle the
financial challenges of life.
Kelly Starling Lyons, my wife, thank you for being a
sounding board for my ideas and for giving so much. You
shared your journalistic expertise, offered constructive
criticism and pushed me to complete this project. I could not
have done this book without you. I love you.
To my daughter, Jordan Gabrielle Lyons, thank you for
loving me and making me take breaks from writing to
appreciate the precious jewel that you are. You will always be
“Daddy’s little girl.”
To my mom, Gwendolyn Arline Lyons, one of my biggest
supporters, I will never be able to repay you for all you have
given me. Thank you for your love and for keeping me grounded.
To my dad, Charlie James Lyons, who passed away before
this book was finished, thank you for the wisdom you
imparted so freely. I miss all of the stories you used to share.
To my big brother, Charlie James Lyons, Jr., thanks for
being the best brother anyone could ask for. You are one of
the smartest people I know and I don’t think I could ever
explain how much you mean to me.
To my grandmother, affectionately known as Mur, you are
in better shape than all seven of your children and most of
your grandchildren. You are one of the strongest women I
know. You’re an inspiration.
To Maceo K. Sloan, thank you for taking a chance on me 11
years ago and giving me my first job in the investment
industry. I appreciate your support of this book. I enjoy the
working relationship we have and appreciate all of the advice
(professional and personal) you have shared over the years.
acknowledgments, cont’d
To Diallo Johnson, a great friend, your stories inspired parts
of this book. It’s amazing how much we have grown since our
college days. In this cutthroat world of business, it’s nice
knowing I can depend on a friend like you for support.
To Wendell Mackey, who was like my brother away from
home when I started working in the investment industry, thank
you for taking me under your wing and showing me the ropes.
To Craig Reed, thank you for sharing your stories of young
people with financial problems. They helped inspire me to
write this book.
I’d also like to acknowledge the hard work of people behind
the scenes. This book would not have come together without
them. Thanks to my copy editors, Debra Boyette and
Catherine Van Herrin, for doing an outstanding job. Thanks to
Tracy Carr who designed the creative interior layout. Thanks
to Amie Brooks for the eye-catching cover. Many thanks to my
publicist, Edrea Davis, for her diligence in helping me promote
this book. Thanks to Smitha Poluri for a creative website.
To all of my reviewers, Chris Duhon, Vivian Harper, Denise
Barton, Beauford Hicks, Vicky Armstrong, Lois Center-
Shabazz, Chris Surrey, Darrell Luzzo, Richard Smith, Landon
Adams, Antoine Medley, Donald Barringer, Taurean Blacque,
Gina Dean, Tom Kerr, Patricia Hackenschmidt, Sarah Combs,
Charles Dino and Debra Austin, thank you for your feedback. I
owe a special thank you to Maxine Sweet of Experian, Roberta
Boyd-Norfleet of Self-Help Credit Union and Susan Lupton of
Center for Responsible Lending for their technical review of
the manuscript.
There are many others who mean so much to me – and
supported me in countless ways. Although you are not men-
tioned by name, know that you are remembered in my heart.
Praise for Map Your Financial Future
Chris Duhon
Guard, Chicago Bulls
Map Your Future presents information on budgeting, managing credit
and saving for the future in an easy to understand language making
this a must read for anyone starting out of his or her own.

Richard A. Smith
Regional Director, INROADS Florida Region
Map Your Financial Future hits the heart of the financial information
our kids need as they begin their careers.

Darrell Luzzo, Ph.D.

Senior Vice President – Education, Junior Achievement Worldwide
Mr. Lyons has done a FANTASTIC job with this book. His writing style
is engaging and easy to follow, and at the same time he addresses
several concepts that are central to the success of youth as they
manage their finances. Congratulations on a job very, very well done!

Lois Center-Shabazz,
Author “Let’s Get Financial Savvy”! Founder of the personal finance
website, www.Msfinancialsavvy.com
Map Your Future is an attention grabbing, easy to use, step-by-step
solutions book. The author speaks in a tone that the average 16-29
year old can clearly understand and relate to the topic of money
and spending it. Understanding financial woes from banking to
bankruptcy in Map Your Future will save many a young soul.

Roberta Boyd-Norfleet
Regional Branch Director, Central Branch/Durham, Self-Help Credit Union
Patrick did his homework on things to consider when deciding
whether to rent or buy a house. His information on things to
consider when choosing a mortgage is on point.

Beauford Hicks
Superintendent, Mitchell County Georgia School System
This book will help you manage your money more effectively and
make wiser financial decisions. This is one you must own.

Craig Reed
Director of Health & Fitness, Marine Corps Community Service,
Camp Lejeune
Praise for Map Your Financial Future,cont’d.
I encounter so many young people on a daily basis with credit trouble
and am glad Patrick talks about what you can do to get back on track
if you become overwhelmed with credit and plan for your retirement.

Diallo Johnson
Senior Vice President, Director of Research – FIS Group
I wish this book were around when I was growing up. Young adults
should buy this book, read it and keep it as a reference for many years.

Keith and Belinda Shannon

Founders, Preparing America’s Tomorrow Today
If you want a book that presents real world advice on personal
finance issues in practical terms then this is the book for you.

Wendell Mackey
Principal – Director of Investments, Channing Capital Management, LLC
This book provides solid information that will not only help young
adults get their financial house in order, it will help the more
mature crowd reset their direction as well.

Taurean Blacque
Actor
Mr. Lyons addresses financial issues that many young adults will
encounter and provides recommendations on triumphing over
major obstacles like credit trouble and identity theft. Following the
advice presented in this book will lead you to financial freedom.

Vicky Armstrong
Student, Meredith College
The fact that Patrick presents examples of places that teens and
twenty-something’s frequent is great. Seeing illustrations of shopping
for shoes or going out to a fast food place like McDonald’s or a
coffee shop like Starbucks made it seem more relevant to my life as
a college student. I really think Map Your Future will be a huge help
to people my age to get things in order for the real world as well as a
means to introduce high school kids to real world practices.

Antoine Medley
Executive Director/Founder, Future Black Men of America, Inc
This book is very easy to read and understand filled with practical
tips to help you achieve financial freedom.
table of contents
Introduction 1

Part 1 – Tools for the Journey 7

Chapter 1 – Budgeting 9

Chapter 2 – Comparing Banks and Credit Unions 23

Part 2 – On-the-Road Experience 33

Chapter 3 – Understanding Credit 35

Chapter 4 – Breaking Down Credit Reports 53

Chapter 5 – Navigating Credit Problems 63

Chapter 6 – Avoiding Identity Theft 73

Part 3 – The Pit Stop 85

Chapter 7 – Defining Financial Freedom 87

Chapter 8 – Starting a Business 99

table of contents, cont’d
Part 4 – In the Homestretch 111
Chapter 9 – Education Never Ends 113

Chapter 10 – Renting and Buying 123

Chapter 11 – Investment Basics 141

Chapter 12 – Retirement Planning 161

Epilogue 177

About the Author 179

Resources 181

Index 193
foreword
hen Patrick Lyons asked me to write the foreword

W to his book, I was honored because it is so timely

and needed. In my 30-plus years in the
investment industry, I’ve met my share of people who
struggled to get control of their finances. As I reflect on
the important advice offered in these pages, I wish others
could have read Patrick’s words when they were young.
You hold in your hands a plan for financial success.
Whether you are just learning about money management
or have been figuring it out as you go along, Map Your
Financial Future can help you claim victory. Patrick
graciously taps more than a decade of experience to
show you how to grow wealth, avoid and bounce back
from money troubles and find financial freedom. He
shares advice, information and life lessons in a way
that’s easy to understand and apply.
Each chapter presents the fundamentals of areas such
as budgeting, credit and investing while speaking to the
concerns of your generation.
In today’s world of bankruptcies and credit
difficulties, this book gives hope of turning things
around. The future of a nation rests in its young people.
If you take Patrick’s challenge and learn the ins-and-outs
of finances, you can be leaders of a new era.
Map Your Financial Future is essential for anyone
wishing to get off to the right start. If you heed its
message, you will be on the road to a bright future.

Maceo K. Sloan, CFA, FLMI

Chairman, CEO and CIO
NCM Capital
INTRODUCTION o The Journey Begins
The path to financial freedom starts by recognizing
it takes hard work and time to reach your goals.

lanning for the future is a journey. Some paths lead to

P success and others run into roadblocks. Without a

map, it's easy to get off track. You can be cruising one
moment and hit a dead-end or take a turn that makes you
lose your direction. On every voyage, you need something
to guide you. This book will help direct your way.
The first rule of the road is making good choices.
Decisions we make today impact our financial future.
Peer pressure can cause us to spend our money
frivolously. Patterns learned from parents influence our
decisions. Then, we have our own desires. How many
times have you walked into a department store and
planned to just browse, but ended up buying something?
We’ve all been there. But next time, ask yourself: How
will this purchase affect me in the future?
To get on the right path financially, it is important to
distinguish between wants and needs. It’s ok to buy

1
 Map Your Financial Future

items you want, but realize there may be consequences.

Consider an impulse buy of $200 jeans. That splurge
may mean not having the funds for unexpected car
repairs or using a credit card for purchases because
you’re short on cash. That means taking out a loan that
has to be repaid.
For young adults living on your own, the money
choices you make today can shape your future. If you
are doing a good job managing your finances, you
probably have some money left after you pay the bills. If
you are living beyond your means, you may not have the
money you need when it counts.
For young people in high school or college,
independence can feel like a long time away. But before
you know it, you will be on your own to tackle all of the
challenges - including the financial ones - of being an
adult. That transition will be a lot easier if you develop
the skills to manage money wisely.
Personal finance may be something you’ve never
considered. Schools teach a lot of useful subjects, but
money management is rarely covered. A lot of what we
learn about money comes from popular culture and our
parents.
Television and movies show the glamour of spending,
but not the sweat required to earn – and grow — the
money that lifestyle requires. Some young adults see
mom or dad maxing out credit cards or missing
payments. Often, we miss the stories of people
overwhelmed by debt who lose their homes and sink
into depression. The goal of this book is to give you a
strong foundation to help make your financial ride
through life a smooth one.

2
 Starting the Right Path in Your Teens and Twenties

MY STORY
I fell into the credit card trap when I was in high school.
Senior year brought lots of bills — pictures, school trips,
the prom, class ring. Add the expense of clothing and gas
for my car and I was over my head. Although I had a part-
time job, it never seemed enough to meet the demands
on my limited funds. I didn’t want to be a burden on my
parents, so I started applying for credit.
The first card I received was from Sears. I was given a
$500 limit. Next, I went to my credit union and took out
a $300 loan to buy a class ring and help with other
senior expenses. I paid the loan off on time, but started
struggling to keep up with payments on my Sears card.
College was coming so I bought items for my future
apartment and some new clothes. By this time, my
credit limit had risen from $500 to $1,000. It wasn’t long
before I maxed out my new limit too. I didn’t have the
money to pay the bill.
Four years later, I had accumulated more than $6,000
in debt from two credit cards, and $8,000 from student
loans, and I had no job to pay it off. I felt crushed under
the weight of my bills.
In 1995, a year after graduation, I took charge of my
financial life. My first job paid $23,000 a year. I decided
to find a way to live off my income. I came up with a
plan to pay off my debts one by one. I started with the
small bills. As I got raises, I paid more on my debts. I
kept track of my expenses and put myself on a budget. It
took six years to erase those outstanding balances
completely. The day I paid off my last bill was a time of
celebration. I vowed never to get in that situation again.

3
 Map Your Financial Future

PRIDE
Pride gets a bad rap sometimes. But it can be a
pathway to success. I have turned the word PRIDE into
an acronym for a formula to win in life:
“P” stands for Preparation. Good fortune is hardly
ever the result of luck. To be successful in any endeavor
requires hard work.
“R” stands for Respect. Honor yourself and elders. I
went through a phase where I thought I knew everything.
Our parents, grandparents and others have knowledge
that we should take advantage of. They have gone
through many of life’s challenges we have yet to face.
“I” stands for Individualism. Leaders never follow the
crowd. They stand out because they have vision and are
willing to take risks.
“D” stands for Discipline. Once you have a plan, stay
the course no matter how tough things become. Life
rarely goes as planned. We can succeed by being
patient, believing in ourselves and moving forward with
our goals.
If you can live by the principles of Preparation,
Respect, Individualism and Discipline, you will Excel in
life, which is what the “E” stands for.

4
 Starting the Right Path in Your Teens and Twenties

HOW DO YOU USE THIS BOOK?

Map Your Financial Future is divided into four sections
to steer you on your journey. Part One lays out the tools
for the journey by covering budgeting and money-saving
tips to assist in reaching your goals. Part Two explores
how to effectively navigate the bumpy path of credit so
it doesn’t become a road block. Part Three discusses
moves you can take to increase your earnings potential.
Part Four talks about ways to build your nest egg for
retirement.
Chapters, filled with tips, definitions and worksheets,
make up each section. At the end of each chapter, you’ll
find the summary, “Shortcuts,” which goes over the
most important topics. If you’re a teen, look for “Just
for Teens,” a special box with tips written just for you.
Charting your financial future in your teens and
twenties gives you a head start. It doesn’t matter if
you’re just entering the real world and starting to
establish bank and credit accounts or if you’re working
and made some financial mistakes.
If you follow the principles in this book, you will reach
your destination of financial independence in no time.

5
Another Random Scribd Document
with Unrelated Content
 236 FEI/ION PARISrt. V^ALENCR, STRABOLGY, AND
ATHOL, LORDS OF FELTON. IIi:r,H I.E Rki'N, lord of ^= Isabella,
widow of Kin_^ John, and daughter of Aymei, count of Angoulcme ;
Lu.^ignan. i died 1246 ; buried at Konlcvrault. I William dc Valence,
third son, born :a the Cisteician abliey of Valens, near Lu.signan ;
half-hiollier of Henry III., and liuilar earl of Penil)roke ; had a lease
for a term of yeais of ihe mill of l-ellon from Roger Uerlram ; died
13th May, I2g6 (Goiigh) ; buried under a tomb still remaining in the
chapel of St. Hdmnnil at Westminster , hiij.p.m. 24 Edw, I. No. 5G
i^Ciil. Gen. p. 523). Joan, daughter of Warin de iMunchensey (alias
Monte Canisio) (Uugdale, Barofi,')\ she was also one of the co-heirs
of Walter le Mareschal {Cal. Gen. p. 227); had lands in Bucks for her
dower {ilmi. p. 524) ; and remarried John de Hastings {tind. p. 576).
Aymer de Valence, fifth son, rector of I^ishopwcarmouth ; elected
bishop of Winchestei , I 250 ; died in Paris, 4lh December, 1260 ;
buried in a tomb still I I Other issue. remannng at Chester. WinI I
John de Valence and his father granted Haverford to Humphry
Rohun {Cat. Gen. p. 217) ; died in his father's lifetime ; buried in St.
Edmund's chapel, Westminster. William, slain by the Welsh in 1282. I
Sir Aymer (or Adormar) de Valence, knight, third, but only surviving
son, was 21, 24, 26, or 28 years of age when he succeeded his
father as earl of Pembroke i^Cal. Gen. p. 523) ; purchased I'elton in
1315; married, first, Beatrix, daughter of Ralph de Neal, constable of
F'rance, second, a daughter of the earl of Barr, and third, Mary,
daugliter of Guy de Castillon, earl of St. Paul, and was slain at a
tournament in France on the day of his third marriage, 23rd June,
1323, s.p. ; buried under a tomb still remaining at the north side of
the sacrarium at Westminster; /«'/. p.m. 17 Edw. \\. No. 75, taken at
Newcastle, 14th September, 1324. His widow founded Pembroke
Hall, Cambridge, and died 15th March, 1376/7, having previously
granted the manor and forest of Felton, parcel of her dower, to Sir
Aymer de Athol ; she died 15th March, 1 376/7 ; hiq. p.m. 51 Edw.
IH. first numbers. No. 28, taken at Newcastle, 1st May, 1377. I
Isabella de Valence. John Hastings, lord of Abergavenny, had
dispensation to marry, July, 1275 (^Papal Reg. vol. i. p. 450). l\fi
Agiifs de Valence, married first, Maurice Fitzgerald, second. Hugh de
Baliol, and third, John de Avennes. John de Hastings, found by
inquisition, 14th September, 1324, to be one of the co-heirs of
Ayiner de Valence, then aged 30 years and upwards. I Joan de =
John Cumin of Valence. Badenach, son of John Cumin, one of the
competitors for the Scottish crown. John Cumin of Badenoch, died
s.p. before 14th Sept., 1324I Joan Cumin, niece and co-heir of Sir :
.■\ymer de \^alence ; found by inquisition, 14th September, 1324,
to be one of the co-heirs of Aymer de Valence, and was 26 years of
age ; died before 5ih February, 1 325 '6, when the escheator was
ordered to delixer her property to her husband. David de Stabolg)',
earl of Atliol, died before 6th May, 1330, when his son obtained a
grant of the custody of his mother's lands. Elizabeth Cumin, mar. Sir
Richard Talbot ; found b)' inquisition, 14th September, 1324, to be
one . of the co-heirs of Aymer de Valence ; was then 16 years of age
and unmarried ; she held Talbot's lands in Tindale. David de
Staliolgy, earl of = Catherine Athol, had livery of the | daughter
manor of Tarset ni 1330 (Douglas, J'eerage, vol. i, p. 134) ; slain in
Scotland, 30th January, 1336/7, aged 28; Inq. p.m. g Edw. HI. first
number^. No. 36. of Henr}', lord Beaumont; Ing. p. m. 49 Edw. III.
No. 4. Eleanor, wid. == Sir Aymer de Athol, knight, lord of Jesmond
^ of Robert and Ponteland, to whom his nephew David, Lisle of earl
of Athol, granted the manor and forest Woodbtirn, of Fellon {Ing.
p.m. 47 Edw. III. second and daugh- numbers. No. 61), and to
whom Mary, ter of Sir countess of St. Paul and Pembroke, 6th Robert
Fel- May, 1372, attorned tenant; obtained a ton, knight. pardon,
30th July, 1376, for settling his lands without licence. I = Mary.., . .
upon whom her husband settled Felton for life; named in Inu. p.m.
47 Edw. IH. second numbe s, No. 61. David de Strabolgy, earl of
Athol, was 2 years old at the time of his father's death ; sold =
Molesden, in 1369, to John de Mitford, and granted the reversion of
Felton expectant on the death of Mary, countess of St. Paul and
Pembroke, to his uncle, Sir Aymer de Athol; died loth October, 1369,
seised of the castle of Mitford, etc. ; Im/. p.m. 49 Edw. HI. first
numbers, No. 4, taken at Morpeth, 20th Januarj', 1369/70. •■
Elizabeth, daughter of Henry, lord Ferrers, she remarried John
Malwayn.
 FELTON TOWNSHIP. I 237 •f Philippa Je Stabolgy, claugliler
ami co-licir, was 6 yeais (if age at tile time of her fatliei's inquisition ;
mairieil, first, Sir Ralpli Percy, l
 238 Helton parish. six marks, wliich he sLibsequeiUly
released.' On October 28tli, 1360, the Countess of Pembroke
attorned tenant to Sir Adomar.'' Sir Aymer de Athol having so
obtained the manor of Felton, and having at tliat time no sons,
conveved' his interest in the premises to Arnold Pvnkney, clerk,
Kichard TYtesliall, clerk, and Thomas de Ingleby, vicar ot Bywell,
who regranted ' the same to him and Mary his wife, ' Omnibus hoc
scriptum visuris vel auditiiris Daiiid tie Strabolj^y, Comes Attholl,
salutem in IJomino. Cum per sciiptnm meum concesserim Adamaio
nathell reueisioncm maneiij de Felton cum pertinenciis, quod Maria
Comitissa de l^enbruke tenet ad terminum vitae suae, reddendo
inde annuatim praefato Dauid, heredibus, et assignatis suis sex
marcas ad festa Pentecostes et sancli Martini in yeme per equales
(jorciones. Noueritis me remisisse, relaxasse, et omnino de ine et
heredibus meis imperpetuum quietum clamasse .^dauiaro Daihell
militi, totum ius et clameum quod habeo, habui, seu aliquo modo
habere potui in praedicto redditu sex marcarum per scriptum meum
michi heredibus et assignatis meis reseruato de praedicto manerio
Ita quod nee ego, Dauid, nee heredes mei, nee aliqtiis ahus nomine
nostro aliquod ius vel clameum in praedicto redditu sex marcarum de
cetero exigere vel vcndicare poterimus set ab omni iuris accione
sumus exclusi imperpetuum Et ego vero praefalus Dauid et heredes
mei praedictum reddilum sex marcarum praefato Adamaro heredibus
et assignatis suis contra omnes gentes waranlizaljimus et
imperpetuum defendemus In cuius rei testimonium huic scripto
sigillum meum apposui Hijs testibus, Johanne de Heron, milite,
Rogero de Woderyngton Henrico del Strother Waltero de Swynlioue
et Alexandro de Mitford et alijs Seal (same as No. I): siGn.LUM
DAUID DE ATTELES. Endorsed. Relaxacio omnis annualis redditus
sex marcarum. Felton. From the original in the possession of Mr.
Cuthbert 1-liddell. - A touz ceux qui cestes lettres verront ou orront,
Marie de .Saint I^ol, Contesse de Pembroke, salutz en Dieu. Come
nostre chier neueu, Dauid de Strabolgy, Conte Dathell, eit grante la
reuersion du manoir de Felton et de la ville one les appourtenances
a nostre chier neueu monsire Aymar Dathell. A auoir et tenir au dit
monsire Aymar, ses hoirs, et ses assignez, apres nostre deces, les
quels manoir et ville nous tenons en doaire de leritage le dit Conte.
Sachez nous estre attournee au dit monsire Aymar, et destre
entendant de la reuersion des auantditz manoir et ville oue les
appourtenances, a li, ses hoirs et ses assignez, selonc le purport de
meisme Ic graunt, come nous estoions deuant au dit Conte. Sauuee
a nous que nous ne soions enpeschee par le dit monsire .^ymar ne
par ses hoirs de nul wast desore enauant. En tesmoignance de qucle
chose a cestes noz lettres p.atentes auons mys nostre seel. Donnees
a Londres le. xxviij. iour Doctobre. Lan du regne le Roi Edward tierz
apres le conquest trentisme quart. Seal : chcqiiy, a cantuiurininc.
Endorsed. Primum attornamentum. Felton. From the original in the
possession of Mr. Cuthbert Riddell. ' Omnibus hoc scriptum visuris
vel audituris Adomarus de .Atthell, miles, salutem in Domino
sempiternam. Noueritis me concessisse reuersionem manerij et
forestae de Felton cum pertinenciis .-\rnaldo Pynknee, clerico,
Ricardo de Tytynsale, clerico, et Thomae de Ingylby, vicario ecclesiae
de I3yvvell, quae Maria de Sancto Paulo, Comitissa Penbrokiae, tenet
ad terminum vitae suae in dotem, ex dotacione .Adamari de
Valencia, militis, quondam viri sui, vt de iure ipsius Adamari de
.Atthell, ratione concessionis eidem Adamaro de Atthell per Dauid de
Strabolgy, Comitem Attholl inde factae, per attornamentum eiusdem
Comitissae eidem Adamaro factum Et quae post mortem praedictae
Mariae praefato Adamaro de Atthell et heredibus suis reuerti
deberent, remaneant post mortem praedictae Mariae praefatis
.\rnaldo, Ricardo, et Thomae, heredibus et assignatis suis
imperpetuum. Habendam et tenendam reuersionem praedictorum
manerij et forestae de Felton cum pertinenciis post mortem
praefatae Mariae praefatis Arnaldo, Ricardo, et Thomae, heredibus et
assignatis suis de capitalibus dominis feodi illius per seruicia inde
debita et de iure consueta imperpetuum. In cuius rei testimonium
huic scripto sigillum meum apposui. Datum apud Westmonasterium
vicesimo die Maij Anno regni Regis Edwardi tercij post conquestum
quadragesimo quarto. Endorsed. Secunda carta. Irrolulatur in
Memorandis .Scaccarij de anno xv Regis Ricardi secundi inter fines
de termino Paschae rotulo secundo ex parte Rememoratoris
Thesaurij. From the original in the possession of Mr. Cuthbert
Riddell. ' Omnibus Christi fidelibus hoc scriptum visuris vel audituris
Arnaldus de Pynkeny, clericus, Ricardus Tyteshale, clericus, et
Thomas de Ingelby, vicarius ecclesiae de IJywell, salutem. Noueritis
nos concessisse domino Adomaro de Athell militi et Mariae vxori
suae ac heredibus masculis de corpore ipsius .Adomari procreatis
reuersionem manerij et forestae de Felton cum pertinenciis in
Comitatu Northumbriae quae Maria de Sancto Paulo, Comitissa
Pembrokiae, tenet ad terminum vitae suae in dotem, et quae post
 FEI.TON TOWNSHIP. 239 and their heirs male, and on
failure of sueh issue, to Ralph dc Eure and Isabel his wife, daughter
of Aymer, and their heirs male, with remainder to the heirs male of
Isabel by anv other husband, and on failure of such, to Robert del
Isle and Mary his wife (who was another daughter of Aymer), and
their heirs male, etc. The countess of Pembroke, by deed of May
6th, 1372, attorned tenant to these new reversioners.' The king's
mortem ipsius Comilissae nobis et hercclibus nostris, virtme
concessionis pr;ie;licti Adomaii ac attoriiamenti praefatae Comitissae
super hoc indc facti, reuerti deberent, post mortem ipsius Comitissae
intcjfrc remaneant praefato Adomaro et Mariae vxori suae, ac
lieredibus masculis de corpore ipsius Adomari procreatis. Habendam
et tenendam de capitalibus dominis feodi per seruicia inde debila Ita
quod si idem Adomarus sine herede masculo de corpore suo
procreate obieiit, tunc post mortem praefatae Comitissae praedicta
manerium et foresta cum pertinenciis inteyre remaneant Radulplio
de Euer et Isaljellae vxori suae liiiae dicti Adomari, et lieredibus
masculis de corporibus eorundem Radulphi et IsabcUae procreatis.
Habendam et tenendam de capitalibus dominis feodi per seruicia
indc dcbita. Et si idem Radulphus sine herede masculo de corpore
dictae Isabellae procreato obierit, tunc post mortem praefatae
Comitissae praedicta manerium et foresta cum pertinenciis integre
remaneant heredibus masculis de corpore praefatae Isabellae
procreatis. Habendam et tenendam de capitalibus dominis feodi per
seruicia inde debita. Et si eadem Isabella sine herede masculo de
corpore suo procreato obierit, tunc post mortem praefatae
Comitissae praedicta manerium et foresta cum pertinenciis integre
remaneant Roberto de Isle et Mariae vxori suae et heredibus
masculis de corporibus eorundem Roberti et Mariae procreatis.
Habendam et tenendam et tenendam de capitalibus dominis feodi
per seruicia inde debila. Et si praedicti Robertus et Maria sine herede
masculo de corporibus suis procreato obierint, tunc post mortem
praedictae Comitissae medietas dictorum manerij et forestae cum
pertinenciis interne remaneat heredibus de corporibus praedictorum
Radulphi et Isabellae vxoris suae procreatis. Habendam et tenendam
de capitalil^us dominis feodi per seruicia inde debita. Et alia
medietas dictorum manerij et forestae cum pertinenciis integre
remaneat heredibus de corporibus praedictorum Roberti et Mariae
vxoris suae procreatis. Habendam et tenendam de capitalibus
dominis feodi per seruicia inde debit.a. Et si praedicti Radulphus et
Isabella vxor sua sine herede de corporibus suis procreato, obierint,
tunc post mortem praedictae Comitissae medietas dictorum manerii
et forestae cum pertinenciis, quam praedicti Radulphus et Isabella
tenuerunt integre remaneat heredibus de corporibus dictorum
Roljerti et Mariae procreatis. Hal^endam et tenendam de capitalibus
dominis feodi per seruicia inde debila. Et si praedicti Robertus et
Maria sine herede de corporibus suis procreato obierint, tunc post
mortem praedictae Comitissae ilia medietas manerij et forestae
praedictorum quam tenuerunt integre remaneat heredibus de
corporibus praedictorum Radulphi et Isabellae procreatis. Habendam
et tenendam de capitalibus dominis feodi per seruicia inde debita. Et
si ijdem Radulphus et Isabella sine herede de eorum corporibus
procreato, et similiter praedicti Robertus et Maria vxor sua sine
herede de eormii corporibus procreato obierint, tunc post mortem
praedictae Comitissae praedicta manerium et foresta cum
pertinenciis integre remaneant rectis heredibus dicti Adomari de
Athell. Habendam et tenendam de capitalibus dominis feodi per
seruicia inde debita imperpetuuni. In cuius rei testimonium huic
praesenti scripto sigilla nostra apposuimus. Datum London, vltimo
die mensis Aprilis. Anno regni Regis Edwardi tercij post conquestum
quadiagesimo sexto. .Seal, circular, i inch in diameter; under a
cusped and traceried canopy the coronation of the Virgin, and
beneath a figure praying. SI. ARNALDI DE PINKNEV CLI. Endorsed.
Tercia carta, hrotulatur in Memorandis .Scaccarij de anno xv Regis
Ricardi secundi inter fines de termino Paschae rotulo secundo ex
parte Rememoratoris Thesaurij. From the original in the possession
of Mr. Cuthbert RiddcU. ' Marie de Saint Foul Contesse de Pembroke
Dame de Weis et de .Montignac. A toux c[ui cestes lettres orront
salutz. Come Arnaud de Pynkeny clerc, Richard Titeshale clerc et
Thomas de Ingelby vicaire del esglise de ISywell eient grauntez a
Aymer de Athell chiualer et Marie sa femme et a les hoirs males del
corps le dit ."Xymer engcndrez la reuersion del Manoir et de la
Foreste de Felton oue les appurtenances. A tenir de chief seignurage
de fie par les seruices ent acustumez et duez, et sil deuie sanz hoir
masle de son corps engendrez tjue la reversion de ditz Manoir et
Foreste oue les appurten.ances entierment reniaigne a Rauf de
F^uer et a Isabell sa femme la file le dit .Aymer et a les hoirs masles
de lours deux corps engendrez. A tenir de chief seignurage de fie
par les seruices ent acustumes et duez. Issint que si le dit Rauf
deuie sanz masle du corps le dite Isabell engendrez que la reuersion
de ditz .V^anoir et Foreste oue les appurtenances entierment
reniaigne au dite Isabell et a les hoirs masles
 240 FELTON PARISH. licence not having been* previously
obtained, Ayiner de Athol and Mary his wife petitioned the king for
pardon, for licence to enter and hold the premises, and for a
confirmation of the proposed settlement. A writ was issued,
l_)ecember loth, 1373, to the escheator to hold an inquiry if it would
be to the king's damage if he were to grant the licence sought.' An
inquisition was accordingly taken at Newcastle, on the Thursday
after January 13th, 1373/4, when it was stated that it would not be
to the king's prejudice or damage if he granted that the manor of
Felton be held as expressed in the writ ; that neither Aymer de Athol
and Mary his wife, nor Ralph de Enre and Isabel his wife, held anv
other lands of the king in Northumberland ; and that the manor of
Felton was held of the king by the service of a moiety of a knight's
fee, as parcel of the barony of Mitford. The jurv proceed to state,
that There is there a capital messuage, waste, worth yearly 2s. ; 120
acres of land in demesne, each acre worth yearly 6d. ; 40 acres of
meadow in demesne each acre worth yearly i6d. ; a water mill
almost waste, worth 20s. yearly ; a common o\en worth yearly gs. ;
six cottages, each paying yearly lod. ; a small separate close called
Felton park, of which the herbage is worth yearly los. ; a pasture
called Felton forest, of which the agistment is worth yearly los. ; free
tenants who hold in burgage in the vill of Felton by fealty and suit to
the three chief courts of Felton, and pay yearly 26s. 8d. ; a certain
free tenant called Henry del Strother, who holds one messuage, 10
acres of land, by homage and fealty, and pays yearly 4od. ; he also
holds one messuage and 12 acres of land by the service of enclosing
the park of Felton as much as pertains to him to do {pro poiriona
stici), as often as need shall be. There is a certain free tenant who
holds one messuage by fealty and pays yearly 1 lb. cummin. Sum
total of the value of the manor, ^12 17s. 4d.de son corps
engendrez. A tenir de chief seignurage de fie par les seruices ent
acustumes et dues. Issint que si la dite Isabell deuie s.anz hoir
masle de son corps engendrez qadohqiies la reuersion du ditz Manoir
et Foreste oue les appurtenances entierment remaigne a Robert del
Isle et a Marie sa femme et a les hoirs masles de lours deux corps
engendrez. A tenir de chief seignurage de fie par les seruices ent
acustumes et duez. Issint que si les ditz Robert et Marie deuiont
sanz hoir masle de lours deux corps engendrez que adonques la
reuersion del nioyte de ditz M.anoir et Foreste oue les
appurtenances entierment remaigne a les hoirs du corps le dit Rauf
et Isaliell sa femme engendrez. A tenir de chief seignurage de fie par
les seruices et custumes ent dues et la reuersion de lautre moite dez
ditz Manoir et Foreste remaigne as hoirs de corps le dit Robert et
Marie sa femme engendrez. A tenir de chief seignurage de fie par les
seruices et custumes ent duez. Issint que si le dit Rauf et Isabell sa
femme deuiont sanz hoir ile lour corps engendrez que la moyte del
Manoir et P'oreste oue les appurtenances quel les ditz Rauf et Isabell
tiendront remaigne a les hoirs du corps les ditz Robert et Marie. A
tenir (le chief seignurage de fie par les seruices ent acustumes et
duez. Et si le dit Robert et Marie deuiont sanz hoir de lours deux
corps engendrez que la movie de la reuersion oue les appurtenances
quel assiert a les hoirs de corps les ditz Robert et Marie engendrez
remaigne a les hoirs du corps les ditz Rauf et Isabell engendrez. A
tenir de chief seignurage de fie par les seruices et custumes ent
duez. Issint que si les ditz Rauf et Isabell deuiont sanz hoir de lours
deux corps engendrez, et le dit Robert et Marie sa femme sanz hoir
de lours deux corps eng^endrez deuiont, qadonques la reuersion
entier des ditz Manoir et Foreste oue les appurtenances remaigne as
droitz hoirs le dit Aymer de Attell a toux iours. A tenir de chief
seignurage de fie par les seruices et custumes ent duez. Sachez
nous auoir attorne et fait entendance as ditz monsire .Aymer et
Marie sa femme solonc la fourme du graunt de la reuersion
auantdite. En tesmoignance de quelle chose nous auons fait faire
cestes noz lettres patentcs. Donnees a notre Manoir de la Mote le
sisme iour de Maij. Lan du regne le Roi Edward tierz puis le conquest
qarante. siz. Fragment of seal as on No. 3. From the original m the
possession of Mr. Cuthbert Riddell. ' Iitq. p.m. 47 Edw. III. second
numbers. No. 61. - Ibid.
 FELTON TOWNSHIP. 24 I Sir Aylmer paid a fine of ;£'2o,
and on Jnly 30th, 1376, olnained a pardon and conHrmation of the
settlement.' ' Edu-ardus dei gratia Rex Angliae et Franciae et
Uomiiuis Iliberniae omnibus ad qiios praesentes literae penieiierint.
salutem Sciatis quod cum Dauid de .Strabolgi nuper Comes .'Xtholl
concessissel quod manerium de Felton cum pertinenciis, quod de
nobis tenetur in capitc, et quod Maria de .Sancto Paulo, Comitissa
Pemljiochiae, tenet ad vitam suam, quod eciani post mortem ipsius
Comilissae ad praefatum nuper Comitem et heredes suos reuerti
debuisset, post mortem eiusdem Comitissae, dilecto et fideli nostro
Adomaro de Athell Chiualer et herediljus suis remaneret, idemque
Adomarus \lterius concessisset quod manerium praedictum cum
pertinenciis, quod ad ipsum Adomarum et Ik redes suos occasione
concessionis praedictae et attornamenti praefatae Comitissae sibi in
liac parte facti post mortem eiusdem Comitissae reuerti deberet,
post mortem ipsius Comitissae, Arnaldo Pynkeny, clerico, Ricardo
Tyteshall, clerico, et Thomae de Ingelby, vicario ecclesiae de Bywell,
et heredibus suis remaneret, ac ijdem Arnaldus, Ricardus et Thomas
concessissent quod dictum manerium cum pertinenciis quod ad ipsos
Arnaldum, Ricardum et Thomam et heredes suos, ratione
concessionis et attornamenti eis de praemissis factorum post
mortem ipsius Comitissae reuerti deberet, post mortem eiusdem
Comitissae praefato Adomaro et Mariae vxori eius et heredibus
masculis de corporibus eorundem Adomari et Mariae vxoris suis
exeuntibus remaneret, ita quod si ijdem Adomarus et Maria vxor eius
sine heredc masculo de corporibus suis exeunte obierint, tunc
dictum manerium cum peninenciis Radulpho de Euer et Isabellae
vxori eius filiae praedicti Adomari, et heredibus mascuhs de corpore
ipsius Isabellae per praedictum Radulphum procreatis et si idem
Radulphus sine herede masculo per ipsum de corpore ipsius
Isabellae procreato obierit, manerium praedictum cum pertinenciis
praefatae Isabellae et heredibus masculis de corpore suo exeuntibus
; et si eadem Isabella sine herede masculo de corpore suo exeunte
obierit, tunc dictum manerium cum pertinenciis Roberto de Isle et
Mariae vxori eius et heredibus masculis de corporibus eorundem
Roberti et Mariae vxoris eius exeuntibus remaneat ; et si ijdem
Robertus et Maria vxor eius sine herede masculo de corporibus suis
exeunte obierint, tunc medietas eiusdem manerij cum pertinenciis
heredibus de corporibus praedictorum Radulphi et Isabellae
exeuntibus, et altera medietas dicti manerij cum pertinenciis
heredibus de corporibus praedictorum Roberti et Mariae vxoris eius
exeuntibus ; iuxta particionem inde inter eos rationabiliter
faciendam, remaneant, et si ijdem Radulphus et Isabella sine herede
de corporibus suis exeunie obierint, tunc dicta medietas manerij illius
cum pertinenciis, ipsos Radulphum et Isabellam iuxta particionem
huiusmodi contingens, heredibus de corporibus praedictorum Roberti
et Mariae vxoris eius exeuntibus remaneat ; et si ijdem Robertus et
Maria vxor eius absque herede de corporibus suis exeunte obierint,
praedicia medietas eiusdem manerij, ipsos Robertum et Mariam
vxorem eius iuxta particionem praedictam contingens, heredibus de
corporibus praedictorum Radulphi et Isabellae exeuntibus, et si
ijdem Radulphus et Isabella sine herede de corporibus suis exeunte,
et praedicti Robertus et Maria vxor eius absque herede de corporibus
suis exeunte obierint, tunc manerium praedictum cum peitinenciis
rectis heredibus praedicti .Adomari, defuncta itaque praedicta
Comitissa, remaneat tenendum de nobis et heredibus nostris per
seruicia inde debita et consueta imperpeluum, licencia nostra super
praemissis non obtenta. Nos, pro viginti libris quas praefatus
Adomarus nobis soluit pardonamus iransgressiones factas in
praemissis, et concessimus pro nobis et heredibus nostris eisdem .-
Xdoinaro et .Mariae vxoi i eius, quod ipsi manerium praedictum cum
pertinenciis post mortem praefatae Comitissae ingredi possint et
tenere eisdem Adomaro et Mariae vxori eius et heredibus masculis
de corporibus suis exeuntibus de nobis et heredibus nostris per
seruicia inde debita et consueta imperpetuum ; ita quod si ijdem
.Adomarus et Maria vxor eius sine herede masculo de corporibus suis
exeunte obierint, tunc dictum manerium cum pertinenciis praefatis
Radulpho et Isabellae et heredibus masculis de corpore ipsius
Isabellae per praefatum Radulphum procreatis, et si idem Radulphus
sine herede masculo per ipsum de corpore ipsius Isabellae procreato
obierit, manerium praedictum cum pertinenciis, praedictae Isabellae
et heredibus masculis de corpoie suo exeuntibus, et si eadem
Isabella sine herede masculo de corpore suo exeunte obierit, tunc
dictum manerium cum pertinenciis praefatis Roberto et Mariae vxori
eius et heredibus masculis de corporibus suis exeuntibus remaneat ;
et si ijdem Robertus et Maria vxor eius sine herede masculo de
corporibus suis exeunte obierint, tunc medietas eiusdem manerij
cum pertinenciis he'edibus de corporibus praedictorum Radulphi et
Isabellae exeuntibus, et altera medietas dicti manerij cum
pertinenciis heredibus de corporibus praedictorum Roberti et Mariae
vxoris eius exeuntibus, iuxta particionem mde inter eos rationabiliter
faciendam, remaneant ; et si ijdem Radulphus et Isabella sine
herede de corporibus suis exeunte obierint, tunc dicta medietas
manerij illius ipsos Radulphum et Isabellam iuxta particionem
huiusmodi contingens, heredibus de corporibus praedictorum Roberti
et Mariae vxoris eius exeuntibus remaneat ; et si ijdem Robertus et
Maria v.xor eius abscjue herede de corporibus suis exeunte obierint,
praedicta medietas eiusdem manerij, ipsos Robertum et Mariam
vxorem eius iuxta particionem praedictam contingens, heredibus de
corporibus praedictorum Radulphi et Isabellae exeuntibus ; et si
ijdem Radulphus et Isabella sine herede de corporibus suis exeunte,
et praedicti Robertus et Maria vxor eius absque herede de corporibus
suis exeunte obierint, tunc manerium praedictum cum pertinenciis
rectis heredibus praedicti .\domari, \0L. VII. 31
 242 FF.I.TON PARISH. Mary ilt- St. I*aul, countess of
Pembroke, herself of royal lineage, l)einj.; the great-granddaughter
of Henry III., was the founder of Pembroke Hall, Cambridge. vShc
died about March 15th, 1376/7. An inquisition taken at Newcastle,
May ist, 1377, found that she held in dower of her late husband,
Aymer de Valence, the manor, vill, and forest of Felton, with the
reversion, on her death, to Elizabeth, wife of Thomas de Percy,
knight, and Philijjpa, wife of Ralph de Percy, knight, daughters of
David de Strabolgy, late earl of Athol, son of David, son of T^avid
and Joan his wife, kinswomen and heirs of the said Joan, kinswoman
and one of the heirs of Aymer de Valence : Elizabeth was aged
fifteen years and upwards, and Fhilippa fourteen years and upwards.
There is at Felton a manor with a garden called Me orcherd ' worth
yearly, clear, 6s. 8d. ; 2S0 acres of demesne land and meadow in the
hands of tenants paying yearly £6 13s. 4d.; a small close called Me
Park' worth yearly beyond the enclosing thereof, 3s. 4d. ; a forest
with Me fense' worth nothing yearly beyond common of free tenants
there ; a farm coming from the various burgages called ' le burgh
ferme ' worth yearly 26s. 8d. ; a bakehouse worth yearly, clear, 6s.
8d. ; a common forge worth yearly 6d. ; a water-mill worth a
common (? pound), paying yearly £^. Free tenants, Henry del
Stroth(er), Walter de Swynowe, who hold 40 acres of land by service
of keeping the southern bridge of Mitteford, called Fowntebrigg, on
the eve and day of the .A.scension, at the time of the fairs of
Mitteford ; a free tenant heir of Nicliolas Heron, who holds 20 acres
of land by service of paying to Mitteford Castle 2s., and so is of no
value in the extent. Perquisites of court are worth yearly 13s. 4d.
Free tenants who hold a messuage by service of paying to Mitteford
castle yearly i lb. of cummin ; six cottages worth yearly 6s.' The
beneficial ownership of Felton having been conveyed bv the last earl
of Athol to his uncle, the interest of his daughters in the place must
have related to the rent reserved, or to feudal rights onlv. The two
ladies defuncta itaque praefata Comitissa, remaneat, tenendum de
nobis et heredibus nostris per seruicia supradicta imperpetuum sine
occasione vel impedimento nostri vel heredum nostrorum,
Justiciariorum, Escaetorum, \'icecomitum. aut aliorum ISallivorum
seu ministrorum nostrorum quorumcumque. In cuius rei testimonium
has lileras nostras fieri fecimus patentes. Teste me ipso apud
Weslmonasterium, tricesimo die Julij. anno regni nostri Angliae
quinquagesimo, regni vero nostri Franciae tricesimo septimo.
Faryngton. F^ndorsed : Irrotulalur in memorandis Scaccarij de anno
xv" Regis Kicardi secundi inter fines de termino Pascliae rotulo
secundo ex parte rememoratoiis Thesaurij. From the original in the
possession of Mr. Cuthbert Riddell. ' Iiiq. p.m. Mary de .St. Paul,
countess of Pembroke, 51 Edw. III. first numbers, No. 28. .Seal of
Maria de Sancto Paulo, 3,^;t inches by ij inches. Obverse: Pointed
oval. Full face. In lon.f dress, mantle, head-dress, wimple, the hands
crossed in front. Standing on an elaborately carved
 FELTON TOWNSHIP. 243 obtained a licence, May 21st,
138S, for tlie partition ol tiu-ir taliier's estates, and it was agreed that
lands in Kent, Wilts and Norfolk shonlil be assigned to Philippa, then
wife of John de Halsham, and other estates, including the castle and
manor of Mitford, the manor, town, and forest of I'elton, etc., to
Dame Elizabeth, widow of Sir Thomas Percv.' Sir Aymer de Athol died
in 1403, and was buried in St. Andrew's church, Newcastle, under a
large slab, now robbed of its brasses;'' under the provisions ol the
entail made thirtv vears before he was succeeded by his son-in-law,
Sir Ralph de Eure, knight, the widower of Aymer's daughter Isabel,
long since dead without issue male. Sir Ralph died on the Tuesday
before March loth, 142 1/2, and his inquisition was taken at Morpeth
on the Tuesday before the 17th June following. The history of the
connection of the de V^dence family with Felton'^ is set out in the
return to the writ with such precision that at the risk of repetition an
abridged translation must be given. A certain Aymer de Valence,
knight, was lately seised of the manor, vHl, and forest of Fclton. and
so seised married a certain Mary and died ; after his death the
premises descended to na\id de Slrabolgi, late earl of Athell, as his
kinsman and heir, viz., son of David Strabolgy, son of Joan, daughter
of Joan, sister and co-heir of the said Aymer. The premises were
assigned, among other lands, to the said Mary in dower ; and the
said David granted them by charter shown to the jury, to Aymer
Dathell, his uncle, the said Mary, by name of Mary de .St. Paul, late
countess of Pembroke, then holding them for life. The said .^ymer
de .\thell, knight, by writing shown to the jury, granted the
reversion, after the countess's death, of the premises to Arnold
I'ynknee, clerk, Richard de Tytynsale, clerk, and Thomas de Ingilby,
vicar of Bywell church, who by writing shown to the jury granted the
reversion to the said Aymer de Athell and Mary his wife, and his
heirs male, with remainder to Ralf de Eure and Isabel his wife,
daughter of Aymer, and their heirs male: remainder on the death of
the said countess, to the heirs male of Isabel; remainder to Robert
de Isle, kni
 244 FELTON PARISH. Tlic said Mary, wife of Aynier de
Athell, died, and after the couiuess died, and Aynier entered into the
premises. Isabel, wife of Ralf, died without heir male. Aymer
continued all his life in seisin of the premises, and died without lieir
male. Ralph entered the premises and held them in fee tail and died
so seised. Mary, wife of Robert Isle, died and thus the premises
ought to remain to the said Robert dc Isle, knight, and his heirs
male.' Sir Robert dc Lisle was advanced in life when he succeeded to
Felton on the death of his brother-in-law in 1422. He was the lineal
descendant and representative of William de Insula to whom Walter
de Bolbec granted the manors and vills of .Matfen, Fenvvick,
Heddon, Brunton, Thornton and Angerton. The main line, always
designated as the De Insulas, or Lisles, of Woodburn, to distinguish
them from the cadet line of De Insula, or Lisle, of Chipchase,
deserted their original seat at Woodburn in Redesdale at an early
period for a more genial climate and residence at Newton-hall, in By
well, whence they apparently removed to Felton. Sir Robert Lisle
died March 19th, 1425/6, and his inquisition was taken at Newcastle
in the August following : he was seised of the manor of Felton,
worth vearlv, according to the true value, ^4, and held of the king in
chief bv service of half a knight's fee. Thomas Lisle was his kinsman
and heir, viz., 'son of John Lisle, son of the said Robert, aged 13
years on the feast of St. Barnabas, the apostle, last past.' " Thomas
Lisle, who succeeded his grandfather, was born at Nafferton, June
nth, 1413, and baptised at Ovingham on the same day, by John
Enoteson the pirish chaplain, Elizabeth, wife of Roger Fenwick, being
godmother. He proved his age at Newcastle, February ist, 1434/5.^
By a deed made at Newcastle, March 12th, 1450/1, he settled his
estates of Newton-hall, Bearl, East Matfen, Thornton, Callerton,
Hawkwell, Kirkharle, and Woodburn.' Felton does not occur in the
settlement, but on June 2nd, 1472, being at that place, Thomas
Lisle, with his son Robert and grandson Humphrey, granted certain
lands at Weldon to the prior and convent of Brinkburn." ' Iiiq. /'.in.
Ralf de Eure, knight, lo Hen. V. No. 39. By a second marriage, Sir
Ralph de Eure had a son, Sir William de Eure, knight, aged 26 years
and upwards at the date of his father's inquisition. - /«(/. p.m. 4
Hen. VI. No. 5. ■■■ Inq. p.m. 13 Hen. VI. No. 45. Cf. Arch. Ad. vol.
.xxii. p. 126. ' The deed is printed in vol. vi. of this work, p. 124,
note. ' Ego, Thomas Lyel, dominus de Felton, et Robertus filius, et
heres praedicti Thomae, ac Humfridus filius et heres praedicti
Roberti, dedimus Deo, et Sancto Petro, et Willelmo, priori de
Brenkburn, terras in foresta nostia de Welden per has divisas, quas
Henricus Bellingham et nos, Thomas Lyel et Robertus filius et heres
meus, peranibulamus, etc. Testibus Henrico ISellingham, niilite,
Christofero Bellingham, Jacobo Bellingham, etc. Dat. apud Felton 2"
die mensis junii, 1472. Ccirtae Lidc dc Felton. Lansdowne MSS. No.
326, fol. 9S.
 FELTON TOWNSHIP. 245 Thomas Lisle's son, John, having
died in his father's lifetime, he was succeeded by his grandson
Humphrey,' who had already attained the rank of knighthood when
he was by name excepted from the general pardon, April 30th,
1509;'" he being at that time imprisoned in London for
misdemeanours in the late reign. There was an order for his
liberation on December 17th following, he being ready to find
sureties;^ but three years later, November, 1512, proceedings were
directed to be taken against Sir Humphrey Lisle, Robert Cresswell,
Sir John Ilderton, Roger Fenwick, and others in debt to the Crown.'
Sir Humphrey must have satisfied the claim, for he fought and was
taken prisoner at the battle of Flodden, September 9th, I5i3;'' his
name appears in the new commission of the peace for
Northumberland, issued March 14th, 151 5/6,'' and he may have
been the Humphrey Lisle, who, in 1516, was appointed gentleman
usher to the king,' in which year, on July 30th, he died, his son Sir
William Lisle, knight, being then thirtv years and upwards.** The
following undated letter written by Thomas lord Dacre, who died in
1525, must refer to this Sir Humphrey Lisle: To my lordis of the king
our soueraigne lordis most honorable Counsail. My singuler good
lordis in most humble and lawly wise I recommend me to you . . .
insomiche as I am one of the justicis of the kingis peas w"'in the
countie of Northumbreland and also I half auctorite be commission
for reformyng of attemptatis w"'in the same, the copie wherof 1
send your lordships with my servaunt this berer. The pore prior of
Brenkburn for suche injuries wrongis and misdemeanouris as of late
were committed and done to hym, his brethren, there servauntis and
tenants aswell in taking there goodis and cattellis as presonnyng of
there servauntis and tenaunts setting them in the stokkis wrongusly
as also putting the vicar of Felton, beyng a chanon of Brenkburn,
from his cure and taking his corsprisand, and now servyng the cure
be a secular preeste put in by S' Humfrey Lisle, knight, with other
attemptatis committed and done by tlic said S"" Humfrey and other
his children, servauntis and tenauntis. The same prior beyng a dredd
of bodily harme, and for fere of his lyfe he .... to me bidder the xxiii''
daye of July last past, asking suretie of the ki[n]g .... of the same .S'
Huinfrey and his children, houshald, servauntis and tenauntis
specified name- And also James Carr, tenaunt to the same prior
brought me . . . writtis of supplicavit, out of the chauncerie, whereby
I and other my feliowes ju[stices] of the peas was commanded to
take suretie of the same S'' Humfrey and oth[ers] expressed in the
said writtis and to make return thereof, again in the same
chauncerie. Wherupon for as niiche as the said S' Humfrey and
diverse his chi[ldren] had dishobeyed us in the ' Lansdowne MSS.
326, fol. gS. - Cal. Lcttcvs and Papers Foreign and Domestic, Hen.
VHI. vol. i. p. 5. ■' Ibid. p. 106. ' Iliid. p. 435. ■' Ibid. p. 668. " Ibid.
vol. ii. p. 81. " Ibid, p.873. ■■ Inq. p.m. t.aken at Rothbury,
November 17th, 15 16. He died seised of the manors of Felton,
licarl, Hankwell, Thornton, Buteland, Redesmouth, .South Gosforth,
East Newton, Matfen and Kirkharle ; also of lands and tenements in
Broomhope and Woodburn in Redesdale.
 246 FEI/rON PARISH. kingis name, heieiofore ancmis tlie
laking and «i[tli]holdinH of S' William Scot, knight, from my cousin S'
William Bulmci, kn[ight], and knowing that he wold not com afore
me 1 made a lettre and sen[t] (the) same to hym with servaunt of
myn named Thomas Ueverley, the xxii of the same moneth, shewing
and declayring therin the complaintis made (against) hym, his
children and servauntis. And also of the suretie of peas asked of not
oonly advising them to make restitucion again of the goodis soo
taken the said pure house and there tenaunts upon the sight therof,
but also them in the king our soverain lordis name to com afore S'
Edward Radclyf or John Bednell, beyng justicis both of the peas and
in the quorum within the counlie, and fynde sufificient suretie of the
peas for the same prior h[is] brethren, there houshald, servauntis
and tenauntis. Orels personally tappere afore (the) kingis highnes, in
the feast of Sanct Law[rence], the martir, undre certain penalties
expressed in my said writing as furthir the same purportis theron.
Wherof and also the principall writtis, I send your lordships in
likewise which suretie the same S' Ilumfrey wold in noo wise
graunte. He sent me noo writing with the said Thomas Heverley,
albeit he send me answere in writing, the first daye of August,
whiche I send your lordships with the said bcrer, wherin ye may
perceyve his effectuall good mynde setto the peas and keping of
good ordour whiche I remit to your great wisdomes. And because I
fande noo fastnes in the same Humfrey saying ne writing for the
suretie of the said prior and his tenauntis, I durst not lett the prior
goo home to his pore house for fere of his lyfe, but kepes hym still
here with me unto suretie may be devysed be you and had for him
and his tenauntis. And because of briefenes of the first daye
assigned I wrote unto the said S' Humfrey again, the same first day
of this moneth, gyffing hym and his sonnys new daye of apparance,
that is to sey, in the feast of Sanct Bertillamewe next commying
afore the kingis highnes, and you my lordis of his most honorable
counsaill undre the sa[id] penalties specified in my said writing the
copie wherof I send with this said berer. Wherfor yf soo be that the
same .S' Humfrey and his sonnys doo appere afore the kingis
highnes, or you at the daye limitted that your lordships woll cause
them fynde suretie, whereby the same prior, his brethren, there
houshald, servauntis and tenauntis, may life in rist and peax and
occupie there laundis, teithes and goodis, as other the kingis true
liege men dothe without interruption or lett of them or any oth' by
there procuring. And yf they appere not that it woll pleas the kingis
highnes, and you to send down a special commandment to them be
priveyseale tappere afore me according to my commission and fynd
suretie. Orels that they may be proclaymed the kingis rebbellis for
there dishobeysance, and furthc>r punysshed soo as may be
example to others in these parties. Assuring your good lordships yf
the premisses be not quikly punysshed by the kingis highnes, and
you seying the manyfold misdemeanours of him and his sonnys with
other personnes committed in the same countie of Northumberland I
can not serve the king's grace soo wele as nede were, for without I
be obeyed in fulfilling of the kingis law^es and doyng justice, 1 were
better bere noo reull, office, rowme or auctoritie, seying that in this
tyme of werr yf 1 shuld put my said auctorite in execucion and
assemble a power of the kingis subjectis and goo take the same S'
Humfrey and his sonnys and punyshe them for their offence
accoiding to there desenis, it wold be right slandrousse and gyf the
Scottis comforthe, wherby they w^old juge and conjectur noo gude
aggrement wi'n ourselfs whiche causes me not to execute the same
against them, but remyttis the premisses to your great wisdomes.
And the Holy Trinite preserve your good lordships. .'\t Karlisle the
xviii day of August.' Youris w'hys serves, Thomas D.\cre. Sir
Huniphrey Lisle's inquisition, taken at Kothbury, November 17th, 1
516, shows that he died seised of the ancient estates of his family at
Felton, East Newton, Bear], Matfen, Hawkwell, Thornton, Buteland,
Kedesmoutb, Broomhopc, Woodburn, and South Goslorth." ' Cotton
M.S. Caligula L). li. fol. 374. ' liiq. p.m. 8 Hen. \"11I. C. vol. .xxxi. No.
36.
 FELTON TOWNSHIP. 247 Sir William Lisle inherited in the
fullest measure- the active disposition and unruly temper of his
Redesdale ancestors. He must have been already married for some
years, for, in 1521, his son lluuiphrev' was indicted with one named
Jowsy for the murder of Sir Richard Licfhton, a canon of Brinkburn,
with whose house the Lisles had a quarrel about that fruitful source
of mischief, the tithe corn.' Sir William was rewarded in 1519 for his
services in Scotland,' and in 1523, being then deputy captain of
Norham castle, gallantly repelled the attack made on Monday,
November 2nd, on that fortress by the duke of Albany, leader of the
Scottish forces, aided by 2,000 Frenchmen.'' In the summer of 1527,
Lisle and his son Humphrey, with about forty followers, attacked the
gaol at Newcastle, and having obtained the keys from the gaoler,
delivered nine prisoners.'^ On their wav homeward they raided Sir
William Ellerker's park at Widdrington, taking twenty horses." They
were seized and placed in ward in the castle at Newcastle, but
escaped, and, committing further outrages in concert with the
Armstrongs, were indicted at the Northumberland assizes and
proclaimed traitors throughout the three marches on August 12th,
1527, when rewards were offered for their apprehension.' The king
of Scotland and the earl of Angus were asked to apprehend them,
and returned 'good answers,' although nothing came of it. The
council therefore caused Sir William Eure to remove from Harbottle
to Felton, to which Lisle and his son ' much resort,' with thirty or at
least twenty-four horsemen of Berwick and a company of his own at
4d. a day for two months ; they were ordered to burn certain houses
within the woods at Felton and carry off the corn, hay and victuals,
and send to gaol at Newcastle certain women and other simple
persons who had acted as spies to the Lisles.'' Nicholas Lisle, one of
the principal outlaws, was brought before the lord warden and 'is
justifiit [i.e. e.xecuted] accordyng to the kirkes lavvvs.' The earl of '
Tlie date of Humphrey Lisle's birth is found, at least approximately,
by note on p. 250. - Cal. Letters and Papers Foreign and Domestic,
Hen. VIII. vol. iii. p. 822. ' Ibid. p. 196. ' Bates, Border Holds, p. 346
; also Cal. Letters and Papers Foreign and Domestic, Hen. VIII. vol
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